<SEC-DOCUMENT>0001628280-24-033900.txt : 20240801
<SEC-HEADER>0001628280-24-033900.hdr.sgml : 20240801
<ACCEPTANCE-DATETIME>20240801081833
ACCESSION NUMBER:		0001628280-24-033900
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		123
CONFORMED PERIOD OF REPORT:	20240630
FILED AS OF DATE:		20240801
DATE AS OF CHANGE:		20240801

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ING GROEP NV
		CENTRAL INDEX KEY:			0001039765
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			P7
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-14642
		FILM NUMBER:		241164503

	BUSINESS ADDRESS:	
		STREET 1:		PO BOX 1800
		CITY:			AMSTERDAM
		STATE:			P7
		ZIP:			1000 BV
		BUSINESS PHONE:		01131205639111

	MAIL ADDRESS:	
		STREET 1:		PO BOX 1800
		CITY:			AMSTERDAM
		STATE:			P7
		ZIP:			1000 BV
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>ing-20240630.htm
<DESCRIPTION>6-K
<TEXT>
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order="3"/></ix:resources></ix:header></div><div id="i9b89511f100e4ef480267bc3b36f0e51_1"></div><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:4pt;margin-top:17pt"><span><br/></span></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">UNITED STATES<br/>SECURITIES AND EXCHANGE COMMISSION<br/>Washington, D.C. 20549</span></div><div><span><br/></span></div><div><span><br/></span></div><div style="margin-bottom:4pt;margin-top:17pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">FORM <ix:nonNumeric contextRef="c-1" name="dei:DocumentType" id="f-1">6-K</ix:nonNumeric></span></div><div style="margin-bottom:4pt;margin-top:17pt;text-align:center"><span><br/></span></div><div style="margin-bottom:4pt;margin-top:17pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16                              under the Securities Exchange Act of 1934</span></div><div style="margin-bottom:4pt;margin-top:17pt;text-align:center"><span><br/></span></div><div style="margin-bottom:4pt;margin-top:17pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">For the period ended <ix:nonNumeric contextRef="c-1" name="dei:DocumentPeriodEndDate" format="ixt:date-day-monthname-year-en" id="f-2">30 June 2024</ix:nonNumeric><br/> Commission File Number 001-14642</span></div><div style="margin-bottom:4pt;margin-top:17pt;text-align:center"><span><br/></span></div><div style="margin-bottom:4pt;margin-top:17pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:EntityRegistrantName" id="f-3">ING Groep NV</ix:nonNumeric></span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Bijlmerdreef 106<br/>1102 CT Amsterdam<br/>The Netherlands</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Form 20-F [x]      Form 40-F [ ]</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):</span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">[ ]</span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):</span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">[ ]</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This Report on Form 6-K is hereby incorporated by reference into the Registration Statements on Form S-8 (Nos. 333-92220, 333-81564, 333-108833, 333-125075, 333-137354, 333-149631, 333-158154, 333-158155, 333-165591, 333-168020, 333-172919, 333-172920, 333-172921 and 333-215535) and in the registration statement on Form F-3 (No. 333-266516) of ING Groep N.V. and shall be a part thereof from the date on which this Report is furnished, to the extent not superseded by documents or reports subsequently filed or furnished.</span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_7"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="margin-bottom:15pt"><img src="ing-20240630_g1.jpg" alt="Cover financial report Interim - 6k.jpg" style="height:667px;margin-bottom:5pt;vertical-align:text-bottom;width:1186px"/></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_16"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Contents</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:73.513%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:22.429%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.658%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#494949;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#494949;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_10">Presentation of information</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_10">4</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#494949;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#494949;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_13">Caut</a><a style="color:#494949;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_13">i</a><a style="color:#494949;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_13">onary</a></span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_13"> </a></span><span style="color:#494949;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#494949;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_13">statement with </a><a style="color:#494949;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_13">respect to </a><a style="color:#494949;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_13">forward</a></span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_13">-</a></span><span style="color:#494949;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#494949;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_13">looking</a><a style="color:#494949;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_13"> statements</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_13">5</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-bottom:8pt;margin-top:20pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Interim Report</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:66.701%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:28.930%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.969%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Introduction</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">7</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">ING Group consolidated results</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">7</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-bottom:8pt;margin-top:20pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Risk management</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:66.701%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:28.930%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.969%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">15</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_25">Credit risk</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_25">16</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_31">Other risks and uncertainties</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_31">26</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-bottom:8pt;margin-top:20pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Condensed consolidated interim financial statements</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:66.701%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:28.930%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.969%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated statement of financial position</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">27</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_40">Condensed consolidated statement of profit or loss</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_40">28</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_43">Condensed consolidated statement of comprehensive income</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_43">29</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_46">Condensed consolidated statement of changes in equity</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_46">30</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_49">Condensed consolidated statement of cash flows</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_49">32</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Notes to the Condensed consolidated interim financial statements</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:82.646%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.522%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.432%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">1   Basis of preparation and significant changes in the current reporting period</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">34</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_55">2   Financial assets at fair value through profit or loss</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_55">36</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_58">3   Financial assets at fair value through other comprehensive income</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_58">37</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_61">4   Debt securities</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_61">37</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_64">5   Loans and advances to customers</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_64">38</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:6pt;margin-top:18pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:82.646%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.522%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.432%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_67">6  </a><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_67">  </a><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_67"> Investment in associates and joint ventures</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_67">38</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_70">7  </a><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_70">  </a><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_70"> Deposits from banks</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_70">40</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_73">8   </a><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_73">  </a><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_73">Customer deposits</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_73">40</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_76">9     Financial liabilities at fair value through profit or loss</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_76">40</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_79">10   Debt securities in issue</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_79">40</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_82">11   Subordinated loans</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_82">40</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_85">12   Equity</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_85">41</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_88">13   Net interest income</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_88">43</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_91">14   Net fee and commission income</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_91">44</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_94">15   Other net income</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_94">44</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_97">16   Other operating expenses</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_97">44</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_100">17   Earnings per ordinary share</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_100">45</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_103">18   Dividend per ordinary share</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_103">45</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Additional notes to the Condensed consolidated interim financial statements</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:81.098%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.760%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.742%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">19   Segments</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">46</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_109">20   Fair value of assets and liabilities </a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_109">52</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_112">21   Legal proceedings</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_112">60</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_115">22   Capital management</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_115">63</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_118">23   Subsequent events </a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_118">63</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_121">Signatures</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:15pt;margin-top:15pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_121">64</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">3</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_10"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Presentation of information</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The condensed consolidated interim financial statements included in this report on Form 6-K are prepared in accordance with International Accounting Standard 34 &#8216;Interim Financial Reporting&#8217; as adopted by the International Accounting Standards Board (&#8216;IFRS-IASB&#8217;). In preparing the financial statements in this document, except as described otherwise, the same accounting principles are applied as in ING Groep N.V.&#8217;s Annual Report on Form 20-F for the year ended 31 December 2023 (the &#8220;2023 Form 20-F&#8221;).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In this report, and unless otherwise stated or the context otherwise dictates, references to "ING Groep N.V.", "ING Groep" and "ING Group" refer to ING Groep N.V. and references to "ING", the "Company", the "Group", "we" and "us" refer to ING Groep N.V. and its consolidated subsidiaries. ING Groep N.V.'s primary  banking subsidiary is ING Bank N.V. (together with its consolidated subsidiaries, "ING Bank"). References to "Executive Board" and "Supervisory Board" refer to the Executive Board or Supervisory Board of ING Groep N.V., respectively.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING presents its Condensed consolidated interim financial statements in euros, the currency of the European Economic and Monetary Union. Unless otherwise specified or the context otherwise requires, references to &#8220;$&#8221;, &#8220;US$&#8221; and &#8220;Dollars&#8221; are to the United States dollars and references to &#8220;EUR&#8221; are to euros. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING prepares financial information in accordance with International Financial Reporting Standards as issued by the International Accounting Standards Board (&#8220;IFRS-IASB&#8221;) for purposes of reporting with the U.S. Securities and Exchange Commission (&#8220;SEC&#8221;), including financial information contained herein. ING Group&#8217;s accounting policies and its use of various options under IFRS-IASB are described under Note 1.2   Basis of preparation of the Condensed consolidated interim financial statements&#8217;. In this document the term &#8220;IFRS-IASB&#8221; is used to refer to IFRS-IASB as applied by ING Group. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The published 2024 ING Group Condensed consolidated interim financial statements, however, are prepared in accordance with IFRS-EU. IFRS-EU refers to International Financial Reporting Standards (&#8220;IFRS&#8221;) as adopted by the European Union (&#8220;EU&#8221;), including the decisions ING Group made with regard to the options available under IFRS as adopted by the EU (IFRS-EU).</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">IFRS-EU differs from IFRS-IASB, in respect of certain paragraphs in IAS 39 &#8216;Financial Instruments: Recognition and Measurement&#8217; regarding hedge accounting for portfolio hedges of interest rate risk. Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) <br/>in accordance with the IFRS-EU &#8220;carve-out&#8221; version of IAS 39. Under the IFRS-EU &#8220;IAS 39 carve-out&#8221;, hedge accounting may be applied, in respect of fair value macro hedges, to core deposits and hedge ineffectiveness is only recognised when the revised estimate of the amount of cash flows in scheduled time buckets falls below the original designated amount of that bucket, and is not recognised when the revised amount of cash flows in scheduled time buckets is more than the original designated amount. Under IFRS-IASB, hedge accounting for fair value macro hedges cannot be applied to core deposits and hedge ineffectiveness arises whenever the revised estimate of the amount of cash flows in scheduled time buckets is either more or less than the original designated amount of that bucket. IFRS-IASB financial information is prepared by reversing the hedge accounting impacts that are applied under the IFRS-EU &#8220;carve-out&#8221;&#8217; version of IAS 39. Financial information under IFRS-IASB accordingly does not take account of the possibility that, had ING Group applied IFRS-IASB as its primary accounting framework, it might have applied alternative hedge strategies where those alternative hedge strategies could have qualified for IFRS-IASB compliant hedge accounting. These decisions could have resulted in different shareholders&#8217; equity and net result amounts compared to those indicated in this report.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other than for the purpose of SEC reporting, ING Group intends to continue to prepare its Financial Statements under IFRS-EU. For a reconciliation between IFRS-EU and IFRS-IASB as of and for the years ended 31 December 2023, 2022 and 2021, see Note 1.2.2 to the consolidated financial statements contained in the 2023 Form 20-F. For a reconciliation between IFRS-EU and IFRS-IASB as of and for the six months ended 30 June 2024, see Note 1 &#8216;Basis of preparation and significant changes in the current reporting period&#8217; in this report.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certain amounts set forth herein, such as percentages, may not sum due to rounding.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">4</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_13"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%">CAUTIONARY STATEMENT WITH RESPECT TO FORWARD-LOOKING STATEMENTS</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certain of the statements contained herein are not historical facts, including, without limitation, certain statements made of future expectations and other forward-looking statements that are based on management&#8217;s current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. Actual results, performance or events may differ materially from those in such statements due to a number of factors, including, without limitation,</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">changes in general economic conditions and customer behaviour, in particular economic conditions in ING&#8217;s core markets, including changes affecting currency exchange rates and the regional and global economic impact of the invasion of Russia into Ukraine and related international response measures</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">changes affecting interest rate levels </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">any default of a major market participant and related market disruption </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">changes in performance of financial markets, including in Europe and developing markets </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">fiscal uncertainty in Europe and the United States </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">discontinuation of or changes in &#8216;benchmark&#8217; indices</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">inflation and deflation in our principal markets </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">changes in conditions in the credit and capital markets generally, including changes in borrower and counterparty creditworthiness </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">failures of banks falling under the scope of state compensation schemes</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">non-compliance with or changes in laws and regulations, including those concerning financial services, financial economic crimes and tax laws, and the interpretation and application thereof</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">geopolitical risks, political instabilities and policies and actions of governmental and regulatory authorities, including in connection with the invasion of Russia into Ukraine and the related international response measures  </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">legal and regulatory risks in certain countries with less developed legal and regulatory frameworks </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">prudential supervision and regulations, including in relation to stress tests and regulatory restrictions on dividends and distributions, (also among members of the group) </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">ING&#8217;s ability to meet minimum capital and other prudential regulatory requirements<br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">changes in regulation of US commodities and derivatives businesses of ING and its customers <br/>application of bank recovery and resolution regimes, including write-down and conversion powers in relation to our securities </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">outcome of current and future litigation, enforcement proceedings, investigations or other regulatory actions, including claims by customers or stakeholders who feel misled or treated unfairly, and other conduct issues </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">changes in tax laws and regulations and risks of non-compliance or investigation in connection with tax laws, including FATCA </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">operational and IT risks, such as system disruptions or failures, breaches of security, cyber-attacks, human error, changes in operational practices or inadequate controls including in respect of third parties with which we do business and including any risks as a result of incomplete, inaccurate, or otherwise flawed outputs from the algorithms and data sets utilized in artificial intelligence</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">risks and challenges related to cybercrime including the effects of cyberattacks and changes in legislation and regulation related to cybersecurity and data privacy, including such risks and challenges as a consequence of the use of emerging technologies, such as advanced forms of artificial intelligence and quantum computing</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">changes in general competitive factors, including ability to increase or maintain market share </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">inability to protect our intellectual property and infringement claims by third parties</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">inability of counterparties to meet financial obligations or ability to enforce rights against such counterparties </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">changes in credit ratings </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">business, operational, regulatory, reputation, transition and other risks and challenges in connection with climate change and ESG-related matters, including data gathering and reporting</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">inability to attract and retain key personnel </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">future liabilities under defined benefit retirement plans </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">failure to manage business risks, including in connection with use of models, use of derivatives, or maintaining appropriate policies and guidelines </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">changes in capital and credit markets, including interbank funding, as well as customer deposits, which provide the liquidity and capital required to fund our operations, and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:400;line-height:120%">&#9642;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.69pt">the other risks and uncertainties detailed in the most recent annual report of ING Groep N.V. (including the Risk Factors contained therein) and ING&#8217;s more recent disclosures, including press releases, which are available on www.ing.com.<br/></span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">5</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This document may contain ESG-related material that has been prepared by ING on the basis of publicly available information, internally developed data and other third-party sources believed to be reliable. ING has not sought to independently verify information obtained from public and third-party sources and makes no representations or warranties as to accuracy, completeness, reasonableness or reliability of such information.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Materiality, as used in the context of ESG, is distinct from, and should not be confused with, such term as defined in the Market Abuse Regulation or as defined for Securities and Exchange Commission (SEC) reporting purposes. Any issues identified as material for purposes of ESG in this document are therefore not necessarily material as defined in the Market Abuse Regulation or for SEC reporting purposes.In addition, there is currently no single, globally recognized set of accepted definitions in assessing whether activities are &#8220;green&#8221; or &#8220;sustainable.&#8221; Without limiting any of the statements contained herein, we make no representation or warranty as to whether any of our securities constitutes a green or sustainable security or conforms to present or future investor expectations or objectives for green or sustainable investing. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This document may contain inactive textual addresses to internet websites operated by us and third parties. Reference to such websites is made for information purposes only, and information found at such websites is not incorporated by reference into this document. ING does not make any representation or warranty with respect to the accuracy or completeness of, or take any responsibility for, any information found at any websites operated by third parties. ING specifically disclaims any liability with respect to any information found at websites operated by third parties. ING cannot guarantee that websites operated by third parties remain available following the publication of this document or that any information found at such websites will not change following the filing of this document. Many of those factors are beyond ING&#8217;s control. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Any forward looking statements made by or on behalf of ING speak only as of the date they are made, and ING assumes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information or for any other reason. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This document does not constitute an offer to sell, or a solicitation of an offer to purchase, any securities in the United States or any other jurisdiction.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">6</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_19"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Interim Report</span></div><div style="margin-bottom:15pt;margin-top:21pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:15pt;font-weight:400;line-height:120%">ING is a global financial institution with a strong European base, offering banking services through its operating company ING Bank. ING&#8217;s more than 60,000 employees offer retail and wholesale banking services to customers in over 40 countries. The group consists of ING Groep N.V., ING Bank N.V. and other group entities.</span></div><div style="margin-bottom:8pt;margin-top:20pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">ING Group consolidated results</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:8pt;margin-top:20pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:21pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:21pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:21pt"><span><br/></span></div></div></div><div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:26.881%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.908%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Segments</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="6" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="6" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="6" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Retail Banking </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Wholesale Banking</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Corporate Line</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">ING Group</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2023</span></td><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Growth %</span></td><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2023</span></td><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Growth %</span></td><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2023</span></td><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Growth %</span></td><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2024</span></td><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6M2023</span></td><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Growth %</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,807&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,728&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,737&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,076&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">111&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">269&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-59&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,655&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,073&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,325&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,144&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">676&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">669&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,998&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,807&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">489&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">607&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,166&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">892&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-54&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,445&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,620</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,478</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,580</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">99</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">210</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-53</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses excl. regulatory costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,627&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 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style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,608&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,483&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">199&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">234&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,434&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,080&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-17&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">147&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-63&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">616&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-28&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,019</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,833</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,662</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,630</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">199</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">233</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-15</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,880</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,696</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross result</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,601</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,645</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,918</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,007</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-23</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,420</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,629</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">264&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">355&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">295&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-105&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 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style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">250&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">124&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,338</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,290</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,623</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,112</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-23</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-23</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,861</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,379</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-10</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">917&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">931&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">406&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">495&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-18&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">107&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,385&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,533&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,287</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,194</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,589</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-25</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-161</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-10</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjustment of the IFRS-EU 'IAS 39 carve out'</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-540&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-540&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,287</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,293</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,049</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">119</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-161</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,206</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Key figures</span></td><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;padding:0 1pt"/><td 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.8&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net core deposits growth (in &#8364; billion)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20.6&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.1&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18.5&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Risk costs in bps of average customer lending</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #f0f0f0;padding:0 1pt"/></tr></table></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 For the split of Retail Banking segment into the business lines Retail Netherlands, Retail Belgium, Retail Germany and Retail Other, reference is made to note 19 Segments in the condensed consolidated interim financial statements.</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">7</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group monitors and evaluates the performance of ING Group at a consolidated level and by segment using results based on figures according to IFRS as adopted by the European Union (IFRS-EU). The Executive Board and the Management Board Banking consider this measure to be relevant to an understanding of the Group&#8217;s financial performance, because it allows investors to understand the primary method used by management to evaluate the Group&#8217;s operating performance and make decisions about allocating resources. In addition, ING Group believes that the presentation of results in accordance with IFRS-EU helps investors compare its segment performance on a meaningful basis by highlighting result before tax attributable to ongoing operations and the profitability of the segment businesses. ING prepares its results filed with SEC in accordance with IFRS-IASB. This information is prepared by reversing the hedge accounting impacts that applied under the IFRS-EU 'carve-out' version of IAS 39. For the IFRS-EU result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The IFRS-EU &#8216;IAS 39 carve-out&#8217; adjustment relates to fair value portfolio hedge accounting strategies for the mortgage and savings portfolios in the Benelux, Germany and Other Challengers that are not eligible under IFRS-IASB. As no hedge accounting is applied to these mortgage and savings portfolios under IFRS-IASB, the fair value changes of the derivatives are not offset by fair value changes of the hedge items (mortgages and savings).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The breakdown of net result by segment is included in note 19 'Segments'.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For a reconciliation to IFRS-EU of non-GAAP measures 'Net core lending growth' and 'Net core deposits growth', please refer to the end of this section.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Consolidated results of operations</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the first half of 2024, ING&#8217;s IFRS-IASB net result increased to &#8364;4,456 million, or 39%, compared with &#8364;3,206 million in the same period of 2023. In the first six months of 2024, the result included a positive adjustment of the IFRS-EU &#8216;IAS 39 carve-out&#8217; of &#8364;1,099 million, compared with &#8364;540 million negative in the first half of 2023 due to reversing the impact of applying the IFRS-EU &#8216;IAS 39 carve-out&#8217;. The positive adjustment in the first six months of 2024 relates to the positive fair value changes on derivatives related to asset-liability-management activities for the mortgage and deposits portfolios due to an increase in long-term interest rates during 2024. As no fair value hedge accounting is applied to these mortgage and deposits portfolios under IFRS-IASB, the net positive fair value changes of the derivatives are not offset by net negative fair value changes on the hedged items (mortgages and deposits).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING&#8217;s IFRS-EU net result in the first half of 2024 was &#8364;3,358 million compared with &#8364;3,746 million in the same period of 2023. The result before tax declined 9.6% to &#8364;4,861 million from &#8364;5,379 million in the first half of 2023. The decrease was mainly due to higher risk costs (compared with a low level the year before) and inflationary impact on expenses, while income was resilient. The effective tax rate was 28.5%, the same as in the first half of 2023.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Both Retail Banking and Wholesale Banking maintained their commercial momentum, as evidenced by an increase in customer lending and customer deposits and growth in the number of primary retail customers. Total income was broadly stable at &#8364;11,300 million, as double digit growth in fee income and higher other income compensated for a limited decline in net interest income. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total net interest income declined by &#8364;418 million, or 5.2%, to &#8364;7,655 million in the first six months of 2024. This decline was mainly due to asymmetry between interest and other income in Financial Markets and Treasury, coupled with an impact of &#8364;-39 million for the mortgage moratorium extension in Poland in 2024. Net interest income from lending &#8211; excluding the Polish moratorium impact - was up slightly, as a decline for mortgages (reflecting lower margins) was more than compensated by higher net interest income from other customer lending. Net interest income from liabilities was up in Retail Banking thanks to higher deposit volumes, but declined in Wholesale Banking due to lower average balances and margins for Payments &amp; Cash Management. Net interest income from Financial Markets dropped by &#8364;276 million year-on-year, as a higher funding demand in combination with higher interest rates led to an increase in funding costs, while the income from related derivative transactions is reflected in other income. Net interest income for Treasury decreased by &#8364;249 million versus the first half of 2023, primarily impacted by the ECB&#8217;s decision to adjust the remuneration on the minimum reserve requirements to zero basis points and by less favourable conditions on the money markets.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING&#8217;s overall net interest margin, which is defined as net interest income divided by the average balance sheet total, decreased by 8 basis points to 1.49% from 1.57% in the first half of 2023. The decline was mainly attributable to accounting asymmetry in Financial Markets and Treasury (which is more than offset by higher other income) and the loss of the remuneration on the minimum reserve requirements.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net fee and commission income was a strong &#8364;1,998 million in the first half of 2024, increasing 11% year-on-year and supported by growth in both Retail Banking and Wholesale Banking. In Retail Banking, the increase was driven by higher fees from investment products (reflecting growth in assets under management and in the number of trades), an increase in daily banking fees and lower fees paid to independent brokers in Belgium following the implementation of a new commissioning scheme. The increase in fee income for Wholesale Banking was driven by a higher deal flow in Global Capital Markets.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total investment and other income increased 14% to &#8364;1,647 million compared with &#8364;1,445 million in the first half of 2023. This mainly reflects the positive offsetting effect from accounting asymmetry (between net interest income and other income) in Financial Markets and from specific money market and FX transactions undertaken by Treasury.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses increased by 3.2% to &#8364;5,880 million. This included &#8364;446 million of regulatory costs, down &#8364;170 million on the first half of 2023, mainly because no contribution is required to the eurozone&#8217;s Single Resolution Fund in 2024. Expenses in the first six months of 2024 included &#8364;46 million of incidental cost items, of which &#8364;34 million was related to restructuring in Belgium and &#8364;12 million to hyperinflation </span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">8</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">accounting impacts on expenses in T&#252;rkiye, recorded in the Corporate Line. Expenses in the first six months of 2023 had included &#8364;10 million of incidental cost items for hyperinflation in T&#252;rkiye. Expenses excluding regulatory costs and incidental items increased 6.3%. This was primarily attributable to the impact of inflation on staff expenses and the implementation of the &#8216;Danske Bank&#8217; ruling on VAT in the Netherlands. This was combined with higher marketing expenses and investments in our business.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net additions to loan loss provisions amounted to &#8364;559 million, an annualised 17 basis points of average customer lending, which was below our through-the-cycle historical average of 20 basis points. Risk costs were 9 basis points higher than in the first half of 2023, when &#8364;250 million of risk costs had been recognised. The prior year period had included a net release of &#8364;159 million for our Russian portfolio.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Retail Banking</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Retail Banking booked a strong commercial performance in the first half of 2024. The number of primary customers rose by 305,000 while the number of mobile primary customers increased by 430,000 as more customers are using mobile as their preferred channel.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net core lending growth (which excludes currency impacts, Treasury and run-off portfolios) was &#8364;12.4 billion. Of this growth, &#8364;7.4 billion was related to an increase in residential mortgages in all the markets that we are active in. The growth in other lending was &#8364;5.1 billion, reflecting an increase both in business lending and consumer lending.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net core deposits growth (excluding FX impacts and Treasury) was &#8364;18.2 billion. We recorded growth in all retail countries, but particularly in Germany after a successful campaign.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total income rose 1.9% to &#8364;7,620 million. Net fee and commission income increased 16% year-on-year, in line with our strategic priorities. This more than compensated for lower Treasury-related income. Net interest income was slightly up, driven by volume growth, despite a &#8364;-39 million impact from the Polish mortgage moratorium.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses were &#8364;4,019 million, up 4.9% from the first six months of 2023. Excluding lower regulatory costs (mainly because no contribution is required to the eurozone&#8217;s Single Resolution Fund in 2024), expenses increased 7.9%. This primarily reflected higher staff and marketing expenses, as well as higher VAT costs after the implementation of the &#8216;Danske ruling&#8217;. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net additions to loan loss provisions declined to &#8364;264 million and were 11 basis points of average customer lending. Risk costs were positively impacted by a strong improvement in the macroeconomic outlook for house prices, particularly in the Netherlands, and releases of management overlays. </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The combination of the above resulted in a strong financial performance, with a result before tax of &#8364;3,338 million, up 1.5% compared with the first half of 2023.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Retail Netherlands</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Retail Netherlands again posted a strong result before tax of &#8364;1,443 million compared with &#8364;1,435 million in the first six months of 2023. Lower operating expenses and negative risk costs more than compensated for a decline in Treasury income.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total income in the first half of 2024 amounted to &#8364;2,423 million, a decrease of 4.2% compared with the same period a year earlier. Net interest income declined 7.0% from its high level in the first half of 2023. This was primarily due to lower Treasury-related interest income, including the impact of the ECB&#8217;s adjustment of the remuneration on the minimum reserve requirement to zero basis points in September 2023. In addition, a higher core savings rate led to a lower interest margin on liabilities. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Strong commercial momentum was maintained with a net core lending growth (which excludes Treasury products and a &#8364;0.2 billion decline in the WUB run-off portfolio) of &#8364;3.4 billion in the first half of 2024, of which &#8364;2.8 billion was in residential mortgages and &#8364;0.6 billion in other lending. Customer deposits (excluding Treasury) increased by &#8364;1.4 billion. Fee income rose 8.9% to &#8364;513 million, driven by daily banking and investment products. Investment and other income declined to &#8364;376 million (versus &#8364;410 million the year before), entirely due to Treasury.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses decreased by &#8364;30 million, or 2.8%, to &#8364;1,023 million. This included &#8364;72 million lower regulatory costs, predominantly because no contribution is required to the Single Resolution Fund in 2024. Expenses excluding regulatory costs rose by &#8364;42 million, or 4.5%, mostly higher staff expenses (due to CLA impact) and higher provisions.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the first half of 2024, a net release from loan loss provisions of &#8364;43 million (or -6 basis points of average customer lending) was recorded. This reflected a net release for both mortgages, driven by a strong improvement in the macroeconomic outlook on house prices, and for business lending. The comparable period of 2023 had a &#8364;42 million net addition to loan loss provisions, equivalent to 5 basis points of average customer lending.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Retail Belgium</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Retail Belgium, which includes Luxembourg, posted a strong result before tax of &#8364;357 million in the first half of 2024, up 28% from the &#8364;280 million recorded in the same period of 2023. Income increased and expenses were well-contained, while risk costs declined.</span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">9</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total income rose by &#8364;72 million, or 5.4%, to &#8364;1,402 million. Net interest income increased 4.2% to &#8364;1,052 million, as net interest income from liability products rose sharply, supported by higher liability margins. The net core deposits growth (excluding Treasury) in the first six months of 2024 was &#8364;2.4 billion. Net interest income from lending products declined slightly as higher average lending balances were offset by a lower margin. The net core lending growth (excluding Treasury) in the first half of 2024 was &#8364;3.4 billion, largely in business lending. Net fee and commission income increased 28% to &#8364;306 million, supported by higher fees from investment products and lower commissions to independent agents and brokers in Belgium. Investment and other income decreased by &#8364;37 million, mainly due to lower Treasury-related revenues. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses rose by &#8364;21 million, or 2.2%, to &#8364;980 million in the first half of 2024. Expenses included &#8364;175 million of regulatory costs (2.8% lower year-on-year) and &#8364;39 million of restructuring and related costs (versus &#8364;19 million in the first half of 2023). Expenses excluding regulatory and restructuring costs rose only 0.8%, as the impact of automatic salary indexation was largely offset by FTE reductions. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net addition to the provision for loan losses declined to &#8364;65 million, an annualised 14 basis points of average customer lending. This compares to &#8364;91 million in the same period of the prior year, which had included model updates for the mortgage and consumer lending portfolios.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Retail Germany</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Retail Germany recorded a first-half year result before tax of &#8364;805 million in 2024 compared with &#8364;889 million in the same period of 2023, mainly due to a decrease in net interest income from liabilities following lower margins.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total income came out at &#8364;1,498 million, a 2.9% decline from the &#8364;1,543 million reported in the first six months of 2023. Total net interest income decreased 4.6% from a year earlier to &#8364;1,337 million. The decline was due to lower margins on liabilities, which have gradually come down from the high levels achieved in 2023. This could only partially be compensated by a strong increase in deposit volumes. Customer deposits (excluding Treasury) rose by &#8364;9.8 billion in the first half of 2024, reflecting successful promotional campaigns to attract new savings. Net interest income from lending products was slightly up, supported by higher average balances. Net core lending growth (which excludes Treasury products) was &#8364;1.7 billion in the first half of 2024, of which &#8364;1.3 billion in residential mortgages and &#8364;0.4 billion in other lending. Fee income increased 18% to &#8364;212 million, mainly fuelled by a higher number of brokerage trades in investment products. During the first half of 2024, we reached the milestone of &#8364;100 billion in assets under management. Investment and other income declined by &#8364;14 million, largely due to lower Treasury-related revenues.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses were &#8364;628 million, up 3.8% on the year before. Regulatory costs declined to &#8364;40 million from &#8364;52 million a year earlier, as no contribution to the Single Resolution Fund is required in 2024. Expenses </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">excluding regulatory costs rose 6.3% year-on-year, predominantly due to higher staff expenses related to annual salary increases and investments in business growth.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net additions to loan loss provisions at &#8364;65 million remained at a relatively low level (13 basis points of average customer lending) and were primarily related to consumer lending. In the first half of 2023, the net addition had been &#8364;49 million, equivalent to 10 basis points.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Retail Other</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Retail Other&#8217;s result before tax increased to &#8364;733 million from &#8364;686 million in the first six months of 2023. This reflected higher income and expenses, both driven by business growth, and stable risk costs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total income increased by &#8364;222 million, or 10.7%, to &#8364;2,297 million in the first six months of 2024. Net interest income rose 12.9% to &#8364;1,884 million, supported by continued growth in lending and deposit volumes, coupled with higher margins on liabilities. This more than offset for a &#8364;-39 million impact from the Polish mortgage moratorium in 2024, following amendments to the regulation that offers some customers the right to suspend up to four instalment payments on their mortgage loan. Net core lending growth (adjusted for currency effects and Treasury) was &#8364;3.9 billion in the first half of 2024, of which &#8364;2.7 billion was in residential mortgages, mainly in Australia and Poland. Net core deposits growth (excluding Treasury) was &#8364;4.6 billion, notably in Spain, Poland and Italy. Net fee and commission income was strong and increased 16% to &#8364;293 million. This was driven by higher fees from both investment products and daily banking, with the latter reflecting primary customer growth and an updated pricing of our services. Investment and other income decreased by &#8364;34 million, reflecting lower revenues from Treasury.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses in the first half of 2024 amounted to &#8364;1,388 million. This included &#8364;35 million of legal provisions, while the prior year period had included &#8364;27 million of legal provisions and &#8364;12 million of restructuring costs. Excluding both the aforementioned items and regulatory costs, expenses increased 16%. This was mainly due to inflationary pressure on staff expenses (particularly in T&#252;rkiye and Poland), higher marketing expenses and investments in further business growth.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net addition to loan loss provisions was &#8364;176 million, or 32 basis points of average customer lending, with net additions mainly in Poland and Spain. Risk costs in the first half of 2024 were broadly stable on the &#8364;174 million recorded in the prior year period.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Wholesale Banking</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Wholesale Banking posted a result before tax of &#8364;1,623 million in the first six months of 2024 compared with &#8364;2,112 million in the same period of the previous year. The decline was mainly attributable to a swing in risk </span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">10</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">costs, from an exceptional net release in the first six months of 2023 into a net addition in the first half of 2024.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total income decreased 1.6% to &#8364;3,580 million, as higher income for Lending and Financial Markets could not fully offset a decline in Daily Banking &amp; Trade Finance and in Treasury &amp; Other.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total income for Lending amounted to &#8364;1,667 million, an increase of 3.2% year-on-year. Average asset volumes decreased, reflecting weak loan demand and a continued focus on further optimisation of our capital usage. This was more than compensated by higher interest margins, lifting net interest income for Lending 6.0% to &#8364;1,384 million, while fees and other income declined slightly. The higher total income combined with only a limited increase in risk-weighted assets led to an improvement in income over average risk-weighted assets.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Income for Daily Banking &amp; Trade Finance declined 9.9% to &#8364;982 million. This was fully due to lower income from Payments &amp; Cash Management (PCM). PCM was successful in growing deposit volumes in the second quarter of 2024, but average volumes for the first six months of 2024 remained well below the average for the first six months of 2023. Moreover, an increase in client rates in 2024 led to margin compression. Income for Trade Finance Services was up on the prior year supported by higher margins.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial Markets income improved 4.5% to &#8364;739 million. Especially Global Capital Markets and Global Securities Finance posted strong results in the first half of 2024, benefiting from strong clients flows. This was partly offset by lower income from Rates and Money Markets, where stabilising policy rates resulted in lower client activity. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Income from Treasury &amp; Other declined year-on-year, despite a &#8364;70 million one-off income. The decline was mainly due to a lower remuneration on the ECB minimum reserve requirement this year, while Treasury had benefited from the rapid increase in interest rates a year earlier. This was coupled with lower results from Corporate Investments.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses amounted to &#8364;1,662 million and were 2.0% higher than in the first six months of 2023. Excluding regulatory costs (&#8364;54 million in the first half of 2024 versus &#8364;147 million one year earlier, because no contribution is required to the eurozone&#8217;s Single Resolution Fund in 2024), expenses rose by &#8364;125 million, or 8.4%. The increase was mainly due to the impact of inflation on staff expenses and strategic business investments, as well as higher VAT on head office charges due to the &#8216;Danske Bank&#8217; ruling.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net addition to loan loss provisions was &#8364;295 million, or 31 basis points of average customer lending. This was mainly due to additions for a number of unrelated, individually provisioned clients. In the first half of 2023, Wholesale Banking had posted an exceptional net release from loan loss provisions of &#8364;105 million, which included a net release of &#8364;159 million for the Russia-related portfolio as well as a &#8364;-83 million adjustment to risk costs.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Corporate Line</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The result before tax in Corporate Line in the first half of 2024 was &#8364;-100 million compared with &#8364;-23 million in the same period of 2023. The decline was fully due to lower results for Group Treasury.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total income in the first half of 2024 amounted to &#8364;99 million. This included &#8364;-74 million IAS 29 impact, reflecting the application of hyperinflation accounting in the consolidation of our subsidiary in T&#252;rkiye, compared with &#8364;-75 million in the first six months of 2023. Furthermore, income in the first half of 2024 included the recognition of a &#8364;53 million receivable related to a prior insolvency of a financial institution in the Netherlands. Excluding both IAS 29 impact and the receivable, total income dropped by &#8364;165 million, mainly due to a decline in net interest income from Group Treasury. This reflected a lower income on the capital surplus as well as less favourable market conditions. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Operating expenses for the first six months of 2024 amounted to &#8364;199 million, down &#8364;34 million from the year before. This decline was mainly due to a higher VAT refund.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">11</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:21.705%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.595%"/><td style="width:0.1%"/></tr><tr><td colspan="66" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:top"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Customer lending IFRS-IASB versus Customer lending IFRS-EU and Net core lending growth by business line</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR billion</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer lending IFRS-IASB </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;155.8 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;152.8 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;3.0 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;97.3 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;94.3 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;2.9 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;104.9 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;102.9 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;2.0 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;114.3 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;109.8 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;4.5 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;196.2 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;192.9 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;3.3 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;0.3 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;0.3 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;-0.0 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;668.6 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;652.9 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;15.7 </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">IFRS-EU 'IAS 39 carve out' impact</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6.4</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4.9</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.5</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-6.4 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4.9</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.5</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer lending IFRS-EU</span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;155.8 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;152.8 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;3.0 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;97.3 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;94.3 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;2.9 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;104.9 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;102.9 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;2.0 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;114.3 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;109.8 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;4.5 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;189.7 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;188.0 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;1.8 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;0.3 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;0.3 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;-0.0 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;662.2 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;648.0 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;14.2 </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exclude: FX impact</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.5</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.1</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exclude: Change in fair value of macro hedged loans</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exclude: Treasury and run-off portfolios</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;0.4 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;0.5 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-0.3 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.1</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.3</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;0.0 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net core lending growth</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;3.4 </span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;3.4 </span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;1.7 </span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;3.9 </span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;-0.5 </span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.0</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;12.0 </span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> Loans and advances to customers excluding LLP.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:21.705%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.575%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.595%"/><td style="width:0.1%"/></tr><tr><td colspan="66" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:top"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Customer deposits IFRS-IASB versus Customer deposits IFRS-EU and Net core deposits growth by business line</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="9" style="padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR billion</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 Jun 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 Dec 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">change</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer deposits IFRS-IASB</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;210.1 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;199.7 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;10.4 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;93.2 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;91.2 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;2.0 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;154.0 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;143.6 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;10.4 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;156.4 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;151.0 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;5.4 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;78.8 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;64.8 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;14.1 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;692.6 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;650.3 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;42.3 </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">IFRS-EU 'IAS 39 carve out' impact</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.0</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.0 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;0.0 </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Customer deposits IFRS-EU</span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;210.1 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;199.7 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;10.4 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;93.2 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;91.2 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;2.0 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;154.0 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;143.6 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;10.4 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;156.4 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;151.0 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;5.4 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;78.8 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;64.8 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;14.1 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;692.6 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;650.3 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;42.3 </span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exclude: FX impact</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.5</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.0</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exclude: Change in fair value of macro hedged deposits</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.0</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.0</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exclude: Treasury and run-off portfolios</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-9.0 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;0.4 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-0.6 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.3</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-4.1 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13.6</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net core deposits growth</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;1.4 </span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;2.4 </span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;9.8 </span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;4.6 </span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;10.0 </span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;-   </span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;28.2 </span></td></tr></table></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:8pt;margin-top:20pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">12</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:8pt;margin-top:20pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">ING Group statement of financial position (&#8216;balance sheet&#8217;)</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s total balance sheet increased by &#8364;67 billion to &#8364;1,048 billion at 30 June 2024 from &#8364;980 billion at 31 December 2023.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Cash and balances with central banks</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Cash and balances with central banks increased by &#8364;7 billion to &#8364;97 billion. The growth was largely driven by liability inflow.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Loans and advances to banks and deposits from banks</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans and advances to banks increased by &#8364;11 billion to &#8364;27 billion. Deposits from banks were &#8364;3 billion lower, ending at &#8364;20 billion, after a &#8364;6 billion final repayment of ING&#8217;s TLTRO III participation in March 2024.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial assets/liabilities at fair value through profit or loss</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets and liabilities at fair value through profit or loss predominantly consist of derivatives, securities and (reverse) repos, and are mainly used to facilitate client needs. Financial assets at fair value through profit or loss grew by &#8364;27 billion to &#8364;150 billion. After the relatively low year-end 2023 position, reverse repos mandatorily at fair value through profit or loss increased by &#8364;14 billion, driven by Global Securities Finance (GSF), while trading assets were &#8364;13bn higher. Financial liabilities at fair value through profit or loss increased by &#8364;8 billion to &#8364;103 billion, driven by higher liabilities designated at fair value through profit or loss (predominantly repo activity at GSF), partly mirroring the development on the asset side of the balance sheet.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income (OCI) grew by &#8364;5 billion to &#8364;46 billion. The growth almost fully concerned debt securities, including increased investments in bonds in Poland and Belgium.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Securities at amortised cost</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities at amortised cost increased by &#8364;1 billion to &#8364;50 billion.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Loans and advances to customers</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans and advances to customers rose by &#8364;16 billion to &#8364;663 billion from &#8364;647 billion as at 31 December 2023. Excluding a &#8364;0.3 billion increase in provision for loan losses, &#8364;3 billion of positive currency impacts (mainly due to the appreciation of the USD and the AUD), a &#8364;1 billion increase in short-term Treasury lending and a small decline in the run-off portfolios (concerning WUB and Lease portfolio), the net core lending growth for the first half of 2024 came out at &#8364;12 billion. Of this amount, &#8364;7 billion was in residential mortgages, with an increase in all our retail markets, but particularly in the Netherlands, Germany and Australia.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Other assets/liabilities</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other assets increased by &#8364;1 billion, while other liabilities were up by &#8364;3 billion.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Customer deposits</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Customer deposits increased strongly, by &#8364;42 billion, to &#8364;693 billion. Adjusted for &#8364;1 billion positive currency impacts, &#8364;14 billion increase in Treasury deposits and a negligible decrease in the run-off portfolios, net core deposits grew by &#8364;28 billion in the first half of 2024. Retail Banking reported &#8364;18 billion of net core deposits growth, largely driven by successful savings campaigns in Germany and Poland and to a lesser extent the seasonal inflow of holiday payments in the Netherlands and Belgium in the second quarter. Net core deposits in Wholesale Banking rose by &#8364;10 billion, driven by successful initiatives in Financial Markets and Payments &amp; Cash Management, along with higher volumes in Bank Mendes Gans.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Debt securities in issue</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Debt securities in issue increased by &#8364;17 billion to &#8364;141 billion. Certificates of deposit/commercial paper increased by &#8364;7 billion. Other (mainly long-term) debt securities grew by &#8364;9 billion, primarily to replace the final &#8364;6 billion TLTRO III participation that was repaid in March (which was visible as a decline in deposits from banks).</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Subordinated loans</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Subordinated loans slightly increased by &#8364;1 billion. This included various issuances, such as the $1.3 billion issuance of AT1 securities on 12 February and the &#8364;1.3 billion issuance of Tier 2 bonds on 15 May, which were largely offset by redemptions.</span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">13</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Shareholders&#8217; equity</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Shareholders&#8217; equity was stable at &#8364;54.7 billion from &#8364;54.7 billion as at 31 December 2023. The decrease mainly reflected the payment of &#8364;2,497 million final dividend over 2023 and &#8364;2,500 million share buyback (which was announced on 2 May and is expected to end no later than 29 October 2024), partly offset by the &#8364;4,456 million net result for the first half of 2024.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">14</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_22"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Risk management</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a global financial institution with a strong European base, offering banking services, ING is exposed to a variety of risks. We manage these risks through a comprehensive risk management framework that integrates risk management into strategic planning and daily business activities. Aiming at safeguarding ING&#8217;s financial strength and reputation, we promote the identification, measurement and management of risks at all levels of the organisation. Taking measured risks aligned with its risk appetite is core to ING&#8217;s business.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The risk management function supports the EB in formulating the risk appetite, strategies, policies and limits. It provides adequate steering, oversight, challenge and controls throughout ING on risk-related items.</span></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock" id="f-9" continuedAt="f-9-1" escape="true"><div style="margin-bottom:8pt;margin-top:20pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.900%"/><td style="width:0.1%"/></tr><tr style="height:17pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Basis of disclosures (*)</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This risk management section contains an update of information relating to the nature and the extent of the risks arising from financial instruments as disclosed in the 2023 ING Group consolidated financial statements as included in the 2023 Annual Report on Form 20-F. These disclosures are an integral part of ING Group condensed consolidated interim financial statements and are indicated by the symbol (*). Chapters, paragraphs, graphs or tables within this risk management section that are indicated with this symbol in the respective headings or table header are considered to be an integral part of the condensed consolidated interim financial statements.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This risk management section also includes additional disclosures beyond those required by IFRS standards, such as certain legal and regulatory disclosures. Not all information in this section can be reconciled back to the primary financial statements and corresponding notes, as it has been prepared using risk data that differs to the accounting basis of measurement.</span></div></td></tr><tr style="height:17pt"><td colspan="12" style="display:none"/></tr><tr style="height:17pt"><td colspan="12" style="display:none"/></tr><tr style="height:17pt"><td colspan="12" style="display:none"/></tr><tr style="height:17pt"><td colspan="12" style="display:none"/></tr><tr style="height:17pt"><td colspan="12" style="display:none"/></tr><tr style="height:17pt"><td colspan="12" style="display:none"/></tr><tr style="height:17pt"><td colspan="12" style="display:none"/></tr><tr style="height:17pt"><td colspan="12" style="display:none"/></tr><tr style="height:38pt"><td colspan="12" style="display:none"/></tr></table></div></ix:nonNumeric><div style="margin-bottom:8pt;margin-top:20pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:8pt;margin-top:20pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Business environment</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Geopolitical risk</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This risk remained a primary concern in the first half of 2024. International elections play a significant role in shaping the external environment, particularly the upcoming US Presidential elections in November. Further, ongoing conflicts, such as the war in Ukraine, Israel-Gaza conflict, and tensions between the US and China, continue to drive geopolitical unrest.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">International elections</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Numerous countries around the globe held elections in the first half of 2024. Increased right-wing support was observed in the European Parliament elections and the recent national elections across Europe. This year's global elections will culminate with US Presidential elections in November,  and may contribute to significantly reshape public policy, impacting trade, immigration, and the climate agenda. These developments could also potentially induce greater geopolitical fragmentation. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">The war in Ukraine</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The war in Ukraine continued to pose a significant geopolitical risk in 2024. It has initiated a humanitarian crisis and given rise to greater risks, causing disruption to business and economic activity in the region and worldwide. Following the invasion of Ukraine, the US, UK and EU initiated sanctions against Russia in 2022. In response, the Russian Central Bank enforced liquidity and currency controls.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">With the support by NATO members countries to Ukraine, in the form of financial and military aid, neither side can achieve a military victory in the near term, the uncertainty about the outcome of the conflict can be significantly prolonged.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Remaining residual risk for ING in June 2024 is &#8364;0.4 billion (2023: &#8364;0.4 billion) Russian local equity and &#8364;1.2 billion (2023: &#8364;1.3 billion) credit exposures to Russian counterparties booked outside of Russia. Early in March 2022, we announced a decision to halt any business with Russian counterparties. In Ukraine, our credit exposure was approximately &#8364;600 million (2023: &#8364;600 million), mainly with Central Bank liquidity facilities and other lending. A significant part is guaranteed by international parents or benefits from strong collateral.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the last months a trend emerged that Russian parties are holding western banks liable in Russian courts. The Russian parties claim that such banks, by complying with sanctions imposed by the EU, US and other authorities, caused damage to the Russian party. There have meanwhile been rulings where Russian courts ruled in favor of the Russian party. In these cases, Russian courts did not recognize such sanctions, did not respect the choice of law and courts pursuant to the applicable contracts and held Russian subsidiaries of </span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">15</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">western banks liable for acts by other entities in that banking group. For more information on litigation involving ING, see Note 21 &#8216;Legal proceedings&#8217;.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Israel-Gaza conflict</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Israel-Gaza conflict escalated despite repeated calls for ceasefire, leading to increasing fears of an all-out war. The US, Qatar, and Egypt continue to broker a ceasefire and a hostage deal, although neither Israel nor Hamas appeared willing to accept it in full. Oil prices have been pushed up since the start of the conflict, and further retaliatory attacks have raised concerns about a wider regional conflict, potentially disrupting global supply chain.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Inflation risk<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Inflation rates have cooled down compared to the start of 2024, although employment, wage, and consumer confidence data varied across regions. Weaker inflation had prompted major central banks to consider cutting rates, with the European Central Bank (ECB) delivering the first rate cut since 2019. In the US, mixed signals on consumer price index (CPI) and employment data pushed back rate cuts expectations for the Federal Reserve (the Fed), although inflation is expected to continue cooling in the second half of 2024.</span></div><div id="i9b89511f100e4ef480267bc3b36f0e51_25"></div><ix:continuation id="f-9-1" continuedAt="f-9-2"><div style="margin-bottom:8pt;margin-top:20pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Credit risk</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Loan loss provisioning (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING recognises loss allowances based on the expected credit loss (ECL) model of IFRS 9, which is designed to be forward-looking. The IFRS 9 impairment requirements are applicable to on-balance sheet financial assets measured at amortised cost or fair value through other comprehensive income (FVOCI), such as loans, debt securities and lease receivables, as well as off-balance sheet items such as undrawn loan commitments, financial and non-financial guarantees issued.</span></div><div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING distinguishes between two types of calculation methods for credit loss allowances:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Collective 12-month ECL (Stage 1) and collective Lifetime ECL (Stage 2) for portfolios of financial instruments, as well as collective Lifetime ECL for credit impaired exposures (Stage 3) below &#8364;1 million.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Individual Lifetime ECL for credit-impaired (Stage 3) financial instruments with exposures above &#8364;1 million.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Climate and environmental risks in IFRS 9 models (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Climate risk drivers (physical and transition risks) can reduce the ability of businesses and households to fulfil their obligations due on existing lending contracts. These may also lead to deprecation/ erosion of </span></div></ix:continuation></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><ix:continuation id="f-9-2" continuedAt="f-9-3"><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">collateral values which would translate into higher credit losses and loan-to-value ratios in the lending portfolio of ING.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At this point in time it is not yet possible to fully incorporate climate risk separately into IFRS 9 ECL models given the lack of sufficient empirical historical data and data limitations in the risk assessments on client level.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where climate and environmental factors have impacted the economy in the recent past or present, these impacts will currently be implicitly embedded in ING's IFRS 9 ECL models through the projected macroeconomic indicators (e.g. indirectly via GDP growth and unemployment rates). We note however that our ECL models are primarily sensitive to the short-term economic outlook as we use a three-year time horizon for macroeconomic outlook, after which a mean reversion approach is applied.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">With regard to our evaluation of climate-related matters, where such events have already occurred (e.g. floods, stranded assets etc.), the impact of such events is individually assessed in the calculation of Stage 3 Individual provisions or management adjustments to ECL models. For example, we consider whether affected assets have suffered from a significant increase in credit risk (or are credit impaired) and whether the ECL is appropriate. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Over the near-term horizon, ING plans to continue to refine its methodologies to evaluate climate risks. ING is working on putting into practice quantitative methodologies for climate and environmental (C&amp;E) risk identification, materiality assessment and risk appetite setting. Going forward, ING aims to close the gaps on climate risk data, which will enable use to eventually more explicitly embed climate risks into the IFRS 9 ECL models. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Portfolio quality and concentration (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our lending portfolio is diversified over various sectors and countries. The total gross carrying amount is composed of approximately <ix:nonFraction unitRef="number" contextRef="c-2" decimals="3" name="ing:PercentageOfFinancialAssets" scale="-2" id="f-10">65</ix:nonFraction>% business lending and <ix:nonFraction unitRef="number" contextRef="c-3" decimals="3" name="ing:PercentageOfFinancialAssets" scale="-2" id="f-11">35</ix:nonFraction>% consumer lending. For a detailed breakdown of ING&#8217;s credit risk portfolio by Sector and Geographical area, refer to the section &#8220;Credit Risk portfolio&#8221; reported in the &#8216;Risk management&#8217; section of the 2023 Annual Report on Form 20-F. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below describes the portfolio composition over the different IFRS 9 stages and rating classes. The Stage 1 portfolio represents <ix:nonFraction unitRef="number" contextRef="c-4" decimals="3" name="ing:PercentageOfFinancialAssets" scale="-2" id="f-12">92.2</ix:nonFraction>% (2023: <ix:nonFraction unitRef="number" contextRef="c-5" decimals="3" name="ing:PercentageOfFinancialAssets" scale="-2" id="f-13">91.5</ix:nonFraction>%) of the total gross carrying amounts, mainly composed of investment grade, while Stage 2 makes up <ix:nonFraction unitRef="number" contextRef="c-6" decimals="3" name="ing:PercentageOfFinancialAssets" scale="-2" id="f-14">6.5</ix:nonFraction>% (2023: <ix:nonFraction unitRef="number" contextRef="c-7" decimals="3" name="ing:PercentageOfFinancialAssets" scale="-2" id="f-15">7.4</ix:nonFraction>%) and Stage 3 makes up <ix:nonFraction unitRef="number" contextRef="c-8" decimals="3" name="ing:PercentageOfFinancialAssets" scale="-2" id="f-16">1.3</ix:nonFraction>% (2023: <ix:nonFraction unitRef="number" contextRef="c-9" decimals="3" name="ing:PercentageOfFinancialAssets" scale="-2" id="f-17">1.2</ix:nonFraction>%) of the total gross carrying amounts, respectively.</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div></ix:continuation></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">16</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ing:GrossCarryingAmountPerIFRS9StageAndRatingClassExplanatoryTableTextBlock" id="f-18" escape="true"><ix:continuation id="f-9-3" continuedAt="f-9-4"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:28.832%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.801%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.156%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Gross carrying amount per IFRS 9 stage and rating class (*) </span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">2</span></div></td></tr><tr style="height:14pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL (Stage 1)</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:12pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Rating class</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 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id="f-71">4,432</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="6" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-63" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" 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style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-66" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-75">1,190</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-70" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-79">6,117</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:28.832%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.226%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.801%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.226%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.226%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.231%"/><td style="width:0.1%"/></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Gross carrying amount per IFRS 9 stage and rating class (*)</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1,2</span></div></td></tr><tr style="height:14pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL (Stage 1)</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired 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style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-92" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-101">319,971</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt 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style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-122" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-131">11,956</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-123" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-132">3,887</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="6" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-124" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-133">937,633</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-125" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" scale="6" id="f-134">517</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-126" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-135">75,454</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-127" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-136">1,435</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-128" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-137">11,956</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-129" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-138">3,887</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-130" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-139">1,025,043</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-131" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-140">5,839</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Includes impact from change in accounting policy as disclosed in table "Changes in gross carrying amounts and loan loss provisions"<br/>2 Stage 3 lifetime credit impaired provision includes &#8364;<ix:nonFraction unitRef="eur" contextRef="c-132" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" scale="6" id="f-141">7</ix:nonFraction> million (2023: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-133" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" scale="6" id="f-142">11</ix:nonFraction> million) on purchased or originated credit impaired</span></div></ix:continuation></ix:nonNumeric><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">17</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-9-4" continuedAt="f-9-5"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Changes in gross carrying amounts and loan loss provisions (*)</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below provides a reconciliation by stage of the gross carrying amount and allowances for loans and advances to banks and customers, including loan commitments and guarantees issued (financial and non-financial). The transfers of financial instruments represent the impact of stage transfers on the gross carrying/nominal amount and associated allowance for ECL. This includes the net-remeasurement of ECL arising from stage transfers, for example, moving from a 12-month (Stage 1) to a lifetime (Stage 2) ECL measurement basis.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net-remeasurement line represents the changes in provisions for facilities that remain in the same stage.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Please note the following comments with respect to the movements observed in the table below:</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Stage 3 gross carrying amount increased by &#8364;<ix:nonFraction unitRef="eur" contextRef="c-134" decimals="-8" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="9" id="f-143">1.5</ix:nonFraction> billion from &#8364;<ix:nonFraction unitRef="eur" contextRef="c-128" decimals="-8" name="ifrs-full:FinancialAssets" scale="9" id="f-144">12.0</ix:nonFraction> billion as at 31 December 2023 to &#8364;<ix:nonFraction unitRef="eur" contextRef="c-67" decimals="-8" name="ifrs-full:FinancialAssets" scale="9" id="f-145">13.5</ix:nonFraction> billion as at 30 June 2024, mainly as a result of &#8364;<ix:nonFraction unitRef="eur" contextRef="c-135" decimals="-6" name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" scale="9" id="f-146">3.1</ix:nonFraction> billion net inflow into NPL (credit impaired) in the first half of 2024 which is offset by &#8364;<ix:nonFraction unitRef="eur" contextRef="c-134" decimals="-8" name="ing:DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" scale="9" id="f-147">1.2</ix:nonFraction> billion derecognitions and repayments and &#8364;<ix:nonFraction unitRef="eur" contextRef="c-134" decimals="-6" name="ifrs-full:DecreaseThroughWriteoffFinancialAssets" scale="9" id="f-148">0.4</ix:nonFraction> billion write-offs. 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analysis of key sources of estimation uncertainty&#8217;.</span></div></div></div><ix:nonNumeric contextRef="c-1" name="ing:ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock" id="f-156" continuedAt="f-156-1" escape="true"><div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:22.005%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.927%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.152%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.327%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.277%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.302%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.227%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.177%"/><td 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL (Stage 1)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span 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scale="6" id="f-229">68,969</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-179" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-230">1,190</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid 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1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-181" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-232">4,432</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-182" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-233">1,057,950</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-183" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-234">6,117</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Stage 3 Lifetime credit impaired provision includes &#8364;<ix:nonFraction unitRef="eur" contextRef="c-132" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" scale="6" id="f-235">7</ix:nonFraction> million on Purchased or Originated Credit Impaired.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The addition to the loan loss provision in Profit or Loss amounts to &#8364;<ix:nonFraction unitRef="eur" contextRef="c-184" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-236">559</ix:nonFraction> million of which &#8364;<ix:nonFraction unitRef="eur" contextRef="c-185" decimals="-6" name="ifrs-full:DecreaseThroughDerecognitionFinancialAssets" scale="6" id="f-237">553</ix:nonFraction> million relates to IFRS 9 eligible financial instruments and &#8364;<ix:nonFraction unitRef="eur" contextRef="c-186" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-238">6</ix:nonFraction> million relates to the adjustments to CHF-indexed mortgages in Poland to reflect the changed expectation in future cash flows.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Disposals reported relate to asset sales recorded during the first six months in 2024.</span></div></ix:nonNumeric></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">18</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td 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contextRef="c-208" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-260">3,914</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-209" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-261">1,009,595</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td 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contextRef="c-212" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-264">28</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-213" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-265">11,583</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-217" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-269">247</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-273">449</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-222" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets" scale="6" id="f-274">716</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span 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id="f-337">3,887</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-145" decimals="-6" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-338">1,025,043</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid 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Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Stage 3 Lifetime credit impaired provision includes &#8364;<ix:nonFraction unitRef="eur" contextRef="c-133" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" scale="6" id="f-340">11</ix:nonFraction> million on purchased or originated credit impaired.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"> The addition to the loan provision (in the consolidated statement of profit or loss) amounts to &#8364;<ix:nonFraction unitRef="eur" contextRef="c-240" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-341">520</ix:nonFraction> million of which &#8364;<ix:nonFraction unitRef="eur" contextRef="c-185" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-342">483</ix:nonFraction> million related to IFRS 9 eligible financial assets, &#8364;-<ix:nonFraction unitRef="eur" contextRef="c-241" decimals="-6" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-343">31</ix:nonFraction> million related to non-credit replacement guarantees and &#8364;<ix:nonFraction unitRef="eur" contextRef="c-242" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseInFinancialAssets" scale="6" id="f-344">68</ix:nonFraction> million to modification gains and losses on restructured financial assets.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Table was updated for presentation purposes to disaggregate utilisation of the provision between write-offs and disposals. Comparatives have been updated accordingly.</span></div></ix:continuation></ix:continuation><div style="text-indent:14.17pt"><span><br/></span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"><br/><br/><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">19</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-9-6" continuedAt="f-9-7"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Macroeconomic scenarios and sensitivity analysis of key sources of estimation uncertainty (*)</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Methodology (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our methodology in relation to the adoption and generation of macroeconomic scenarios is described in this section. We continue to follow this methodology in generating our probability-weighted ECL, with consideration of alternative scenarios and management adjustments supplementing this ECL where, in management's opinion, the consensus forecast does not fully capture the extent of recent credit or economic events. The macroeconomic scenarios are applicable to the whole ING portfolio in the scope of IFRS 9 ECLs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The IFRS 9 standard, with its inherent complexities and potential impact on the carrying amounts of our assets and liabilities, represents a key source of estimation uncertainty. In particular, ING&#8217;s reportable ECL numbers are sensitive to the forward-looking macroeconomic forecasts used as model inputs, the probability-weights applied to each of the three scenarios, and the criteria for identifying a significant increase in credit risk. As such, these crucial components require consultation and management judgement, and are subject to extensive governance.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Baseline scenario (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a baseline for IFRS 9, ING has adopted a market-neutral view combining consensus forecasts for economic variables (GDP, unemployment) with market forwards (for interest rates, exchange rates and oil prices). Input from a leading third-party service provider is used to complement the consensus with consistent projections for variables for which there are no consensus estimates available (most notably house prices and &#8211; for some countries - unemployment), to generate alternative scenarios, to convert annual consensus information to a quarterly frequency and to ensure general consistency of the scenarios. As the baseline scenario is consistent with the consensus view it can be considered as free from any bias. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The relevance and selection of macroeconomic variables is defined by the ECL models under credit risk model governance. The scenarios are reviewed and challenged by two panels of ING experts. The first panel consists of economic experts from Global Markets Research and risk and modelling specialists, while the second panel consists of relevant senior managers. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Alternative scenarios and probability weights (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Two alternative scenarios are taken into account: an upside and a downside scenario. The alternative scenarios have statistical characteristics as they are based on the forecast deviations of the leading third-party service provider.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To understand the baseline level of uncertainty around any forecast, the leading third-party service provider keeps track of all its deviations (so called forecast errors) of the past 20 years. The distribution of forecast errors for GDP, unemployment, house prices and share prices is applied to the baseline forecast creating a broad range of alternative outcomes. In addition, to understand the balance of risks facing the economy in an unbiased way, the leading third-party service provider runs a survey with respondents from around the world and across a broad range of industries. In this survey respondents put forward their views of key risks. Following the survey results, the distribution of forecast errors (that is being used for determining the scenarios) may be skewed.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For the downside scenario, ING has chosen for the 90th percentile of that distribution because this corresponds with the way risk management earnings-at-risk is defined within the Group. The upside scenario is represented by the 10th percentile of the distribution. The applicable percentiles of the distribution imply a 20 percent probability for each alternative scenario. Consequently, the baseline scenario has a 60 percent probability weighting. Please note that, given their technical nature, the downside and upside scenarios are not based on an explicit specific narrative.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Macroeconomic scenarios applied (*)</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The macroeconomic scenarios applied in the calculation of loan loss provisions are based on the consensus forecasts.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Baseline assumptions (*)</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The general picture that the consensus conveys is that global economic growth is going through a weak spell but that the worst seems to be behind us. Inflation has come down rapidly and is currently still above but relatively close to central bank targets. Higher interest rates play their part in slowing demand. Central banks at this point are likely done with hiking interest rates and the effect of tight policy is expected to ease over time. GDP growth for the coming years is expected to remain relatively stable around 2.4%. The more upbeat economic outlook is also reflected in an expected recovery of house prices &#8211; which is already ongoing in quite a few countries &#8211; and declining unemployment.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The June 2024 consensus expects global output (as measured by the weighted average GDP growth rate of ING's 25 main markets) to slow from 2.6% in 2023, to 2.4% in 2024. For 2025-2026, economic growth is expected to come in at 2.3 and 2.4% respectively. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ongoing resilience in the US has continued into 2024, supported by stronger than expected consumer spending and business investment. Still, economic activity is expected to gradually moderate given the recent tightening of financial market conditions and increase in oil prices, which could delay the Fed cutting rates. Overall, while no recession is expected anymore, the US is expected to see economic growth slow over </span></div></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">20</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-9-7" continuedAt="f-9-8"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2024 and 2025. The consensus expects the growth rate of the US economy to fall from 2.5% in 2023 to 2.3% in 2024 and further to 1.7% in 2025, after that it is expected to recover to 2.1% in 2026.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The eurozone economy is just coming out of broad stagnation as consumers are regaining some purchasing power and financial conditions are becoming more favourable. This is boosted by a more benign inflation environment, which has allowed the ECB to cut interest rates for a first time after an aggressive series of hikes. For now, the recovery is very modest and is not expected to gain much strength either over the course of the year as the eurozone still faces significant headwinds. Think about energy insecurity and weak global demand for example. Consensus expects the eurozone to grow by only 0.6% in 2024, before recovering to 1.4% on average in 2025-2026. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Elsewhere in Europe, the outlook becoming more upbeat. Gradual recovery in the Polish economy is underway, led by household consumption. The upturn is so far gradual though, given external headwinds (particularly from Germany). The economy is expected to grow by 3% this year, picking up to 3.5% in 2025 and 2026. The consensus expectation for T&#252;rkiye is to see growth slow from 3.3% in 2024 to 3% in 2025 and picking back up again to 3.7% in 2026. Overall, consensus has become a lot more upbeat about the Turkish economy in recent months. The Russian economy transformed more successfully than expected into a war economy, which has boosted consensus economic expectations. Growth is expected to come in at 3% in 2024, before slowing to 1.6% and 1.4% in 2025 and 2026. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For China, economic underperformance continues as it still struggles with the impact of the real estate correction and weak domestic demand. Guidance from central authorities suggest that fiscal stimulus will likely be more accommodative than previously anticipated. There are growing signs that authorities are turning to a big manufacturing push through high-value technology investments and &#8220;new productive forces&#8221;. While this may help in the short-term, medium-term consensus projections are more downbeat. For 2024, consensus expects 5% growth, down to 4.4% in 2025 and 4.1% in 2026. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Economic momentum in Australia is expected to be soft, which reflects recent data, which indicates that consumer confidence is at a low point and household consumption growth remains weak. In addition, tight monetary policy and high inflation are squeezing real disposable incomes, further weighing on activity. After growing by 2.1% in 2023, the outlook sees a growth rate of 1.3% for 2024 and some pick-up to 2.2 and 2.5% for 2025-2026.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When compared to the December 2023 consensus forecast, the June 2024 forecast assumes significantly better economic circumstances in 2024. Global GDP is expected to increase by 2.4% in 2024 (compared to 1.8% assumed before) and is expected to grow by 2.3% in 2025 (2.3% assumed before). The upgrade for 2024 mainly reflects the better than expected economic performance of the US, which was once assumed to be in recession around the middle of the year. Other advanced markets have seen smaller upgrades to their outlooks. </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Alternative scenarios and risks (*)<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The baseline scenario assumes continued steady economic growth on the back of easing inflation and financial conditions becoming more favourable. However, a longer period of weakness, due to even more concerning geopolitical tensions, persistent elevated inflation and the outcome of US elections &#8211; for example related to trade escalations - could lead to a more protracted and deeper economic slowdown. As such, the balance of risks to the baseline outlook is negative and the alternative scenarios have a downward skew in line with the outcomes of Oxford Economics&#8217; Global Risk Survey. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The downside scenario &#8211; though technical in nature &#8211; sees for most countries a recession in 2024. Unemployment increases strongly in this scenario and house prices in most countries show outright falls. The downside scenario captures the possible impact from geopolitical developments, persistent inflation and the outcome of US elections &#8211; for example related to trade escalations.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The upside scenario &#8211; while equally technical in nature &#8211; reflects the possibility of a better economic outturn because of a substantial loosening of monetary policy, buoyant consumer spending, and policy stimulus in China.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Management adjustments applied this reporting period (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In times of volatility and uncertainty where portfolio quality and the economic environment are changing rapidly, models alone may not be able to accurately predict losses. In these cases, management adjustments can be applied to appropriately reflect ECL. Management adjustments can also be applied where the impact of the updated macroeconomic scenarios is over- or under-estimated by the IFRS 9 models, as well as to reflect the impact of model redevelopment or recalibration and periodic model assessment procedures that have not been incorporated in the IFRS 9 models yet. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has internal governance frameworks and controls in place to assess the appropriateness of all management adjustments.</span></div><ix:nonNumeric contextRef="c-1" name="ing:ManagementAdjustmentsExplanatoryTableTextBlock" id="f-345" escape="true"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:68.714%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.903%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.083%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Management adjustments to ECL models (*)</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Economic sector based adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:EconomicSectorBasedAdjustments" scale="6" id="f-346">16</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-243" decimals="-6" name="ing:EconomicSectorBasedAdjustments" scale="6" id="f-347">36</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Inflation and Interest rate increases adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:InflationAndInterestRateIncreasesAdjustments" scale="6" id="f-348">233</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-243" decimals="-6" name="ing:InflationAndInterestRateIncreasesAdjustments" scale="6" id="f-349">351</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mortgage portfolio adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:MortgagePortfolioAdjustments" scale="6" id="f-350">128</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-243" decimals="-6" name="ing:MortgagePortfolioAdjustments" scale="6" id="f-351">126</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other post model adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:OtherPostModelAdjustmentsManagementAdjustments" scale="6" id="f-352">38</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-243" decimals="-6" name="ing:OtherPostModelAdjustmentsManagementAdjustments" scale="6" id="f-353">64</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total management adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:MortgagePortfolioManagementAdjustments" scale="6" id="f-354">415</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-243" decimals="-6" name="ing:MortgagePortfolioManagementAdjustments" scale="6" id="f-355">577</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div></ix:nonNumeric><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The economic sector based adjustments of &#8364;<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:EconomicSectorBasedAdjustments" scale="6" id="f-356">16</ix:nonFraction> million as at 30 June 2024 (&#8364;<ix:nonFraction unitRef="eur" contextRef="c-243" decimals="-6" name="ing:EconomicSectorBasedAdjustments" scale="6" id="f-357">36</ix:nonFraction> million as at 31 December 2023) fully relates to Business Banking clients in the Netherlands that have benefited from government </span></div></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">21</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-9-8" continuedAt="f-9-9"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">support programmes in the Netherlands during the Covid-19 Pandemic and have relatively high taxes to be repaid. The management adjustment has been partially released in prior year and further released in the first six months of 2024. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The inflation and interest rate increases adjustments, amount to &#8364;<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:InflationAndInterestRateIncreasesAdjustments" scale="6" id="f-358">233</ix:nonFraction> million in total as at 30 June 2024 (31 December 2023: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-243" decimals="-6" name="ing:InflationAndInterestRateIncreasesAdjustments" scale="6" id="f-359">351</ix:nonFraction> million), of which &#8364;<ix:nonFraction unitRef="eur" contextRef="c-244" decimals="-6" name="ing:InflationAndInterestRateIncreasesAdjustments" scale="6" id="f-360">104</ix:nonFraction> million (31 December 2023: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-245" decimals="-6" name="ing:InflationAndInterestRateIncreasesAdjustments" scale="6" id="f-361">138</ix:nonFraction> million) relates to Retail Banking segments and &#8364;<ix:nonFraction unitRef="eur" contextRef="c-246" decimals="-6" name="ing:InflationAndInterestRateIncreasesAdjustments" scale="6" id="f-362">129</ix:nonFraction> million (31 December 2023: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-247" decimals="-6" name="ing:InflationAndInterestRateIncreasesAdjustments" scale="6" id="f-363">213</ix:nonFraction> million) to the Wholesale Banking segment. These management adjustments are reflected in Stage 1 and Stage 2.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As the credit risk models generally assume that inflation and interest rate increases risks materialise via other risk drivers such as GDP and unemployment rates with a delay, an overlay approach was determined to timely estimate the Expected Credit Losses related to reduced repayment capacity and affordability for private individuals and business clients in the Retail Banking segment.  </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In Wholesale Banking the IFRS 9 credit risk models mostly leverage on GDP growth as a generic macroeconomic variable. High inflation and rapidly increasing interest rates however trigger economic heterogeneity (i.e. some businesses benefit, while others suffer), as such the current circumstances are expected to cause more defaults than normally predicted using GDP growth. The overlay is focussed on the prevailing risks from interest and inflation and is based on a sector based calculation methodology. The methodology uses stage transition rates that are dependent on the risk classification of sectors vulnerable to inflation and interest rate increases. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The overall mortgage portfolio adjustment as at 30 June 2024 increased to &#8364;<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:MortgagePortfolioAdjustments" scale="6" id="f-364">128</ix:nonFraction> million (31 December 2023: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-243" decimals="-6" name="ing:MortgagePortfolioAdjustments" scale="6" id="f-365">126</ix:nonFraction> million). The management adjustment for the risk segmentation model that captures affordability, repayment and refinancing risk on performing mortgage customers with a bullet loan in the Netherlands was increased to &#8364;<ix:nonFraction unitRef="eur" contextRef="c-248" decimals="-6" name="ing:MortgagePortfolioManagementAdjustments" scale="6" id="f-366">118</ix:nonFraction> million (31 December 2023: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-249" decimals="-6" name="ing:MortgagePortfolioManagementAdjustments" scale="6" id="f-367">115</ix:nonFraction> million). The mortgage portfolio adjustment that relates to the overvaluation of house prices was reduced to &#8364;<ix:nonFraction unitRef="eur" contextRef="c-250" decimals="-6" name="ing:MortgagePortfolioAdjustments" scale="6" id="f-368">10</ix:nonFraction> million (31 December 2023: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-251" decimals="-6" name="ing:MortgagePortfolioAdjustments" scale="6" id="f-369">11</ix:nonFraction> million) and is recognised in Stage 2 and Stage 3 on the mortgage portfolio in Germany. The management adjustment is determined by calculating the impact of lower house prices on loan-to-value (LTV) and loss given default (LGD).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other post model adjustments mainly relate to the impact of model redevelopment or recalibration and periodic model assessment procedures that have not been incorporated in the ECL models yet, the impact on total ECL can be positive or negative. These result from both regular model maintenance and ING&#8217;s multiyear programme to update ECL models for the definition of default. These adjustments will be removed once updates to the specific models have been implemented. The change in balance compared to previous reporting date is due to i) released PMAs because of model updates that have been implemented and ii) new PMAs recognized for new redevelopments and recalibrations</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Analysis on sensitivity (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below presents the analysis on the sensitivity of key forward-looking macroeconomic inputs used in the ECL collective-assessment modelling process and the probability-weights applied to each of the three scenarios. The countries included in the analysis are the most significant geographic regions, in terms of both gross contribution to reportable ECL, and sensitivity of ECL to forward-looking macroeconomics. Accordingly, ING considers these portfolios the most significant in terms of risk resulting in a material adjustment to the carrying amount of financial assets within the next financial year. ING also observes that, in general, the WB business is more sensitive to the impact of forward-looking macroeconomic scenarios.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The purpose of the sensitivity analysis is to enable the reader to understand the extent of the impact from the upside and downside scenario on model-based reportable ECL.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the table below the real GDP is presented in percentage year-on-year change, the unemployment in percentage of total labour force and the house price index (HPI) in percentage year-on-year change.</span></div></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">22</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ing:SensitivityAnalysisForCreditRisk" id="f-370" escape="true"><ix:continuation id="f-9-9" continuedAt="f-9-10"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:20.692%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.128%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.270%"/><td style="width:0.1%"/></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Sensitivity analysis as at 30 June 2024  (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Un-weighted ECL (&#8364; mln)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Probability-weighting</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reportable ECL (&#8364; mln)</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td 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style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-252" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-373">3.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-253" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-374">171</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-253" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-375">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-254" decimals="-6" name="ifrs-full:ValueAtRisk" scale="6" id="f-376">251</ix:nonFraction>&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-255" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-377">3.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-255" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-378">3.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-255" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-379">3.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-256" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-380">9.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-256" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-381">18.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-256" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-382">5.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-257" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-383">0.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-257" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-384">1.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-257" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-385">1.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-258" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-386">231</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-258" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-387">60</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-259" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-388">4.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-259" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-389">4.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-259" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-390">4.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-260" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-391">6.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-260" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-392">5.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-260" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-393">3.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-261" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-394">0.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-261" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-395">1.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-261" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-396">0.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-262" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-397">393</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-262" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-398">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-263" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-400">6.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-263" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-401">7.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-264" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-402">2.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-264" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-403">11.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-264" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-404">0.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td 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name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-405">0.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-265" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-406">3.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-265" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-407">2.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-266" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-408">494</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-266" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-409">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-267" decimals="-6" name="ifrs-full:ValueAtRisk" scale="6" id="f-410">543</ix:nonFraction>&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-268" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-412">2.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-268" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-413">1.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-269" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-414">0.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-269" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-415">6.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-269" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-416">7.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-270" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-417">0.2</ix:nonFraction></span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-270" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-418">1.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-270" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-419">1.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-271" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-420">533</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-271" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-421">60</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-272" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-422">3.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 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id="f-424">2.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-273" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-425">0.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-273" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-426">3.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-273" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-427">4.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-274" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-428">0.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-274" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-429">2.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-274" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-430">0.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-275" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-431">626</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-275" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-432">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-276" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-433">3.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-276" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-434">5.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-276" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-435">5.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-277" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-436">1.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-277" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-437">1.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-277" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-438">0.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Belgium</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-278" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-439">1.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-278" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-440">2.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-278" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-441">2.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-279" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-442">549</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-279" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-443">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-280" decimals="-6" name="ifrs-full:ValueAtRisk" scale="6" id="f-444">599</ix:nonFraction>&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-281" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-445">5.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-281" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-446">4.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-281" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-447">4.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-282" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-448">4.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-282" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-449">4.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-282" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-450">4.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-283" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-451">1.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-283" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-452">1.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-283" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-453">1.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-284" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-454">588</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-284" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-455">60</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-285" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-456">5.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-285" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-457">5.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-285" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-458">5.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-286" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-459">3.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-286" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-460">3.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-286" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-461">4.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span 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0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-287" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-463">0.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-287" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-464">0.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-288" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-465">683</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-288" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-466">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-289" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-467">6.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-289" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-468">7.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-289" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-469">7.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-290" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-470">2.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-290" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-471">1.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-290" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-472">2.6</ix:nonFraction>&#160;</span></td><td 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style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-291" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-475">3.5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-292" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-476">50</ix:nonFraction>&#160;</span></td><td rowspan="3" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-293" decimals="-6" name="ifrs-full:ValueAtRisk" scale="6" id="f-478">90</ix:nonFraction>&#160;</span></td><td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-294" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-479">3.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-294" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-480">2.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-294" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-481">2.3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-295" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-482">5.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-295" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-483">6.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-295" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-484">8.2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-296" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-485">2.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-296" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-486">1.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-296" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-487">2.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-297" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-488">78</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-297" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-489">60</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-298" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-490">4.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-298" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-491">4.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-298" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-492">4.1</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-299" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-493">5.0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-299" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-494">2.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-299" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-495">2.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-300" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-496">1.7</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-300" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-497">1.4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-300" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-498">0.6</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-301" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-499">169</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-301" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-500">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-302" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-501">4.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-302" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-502">6.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-302" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-503">7.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-303" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-504">3.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-303" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-505">2.8</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-303" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-506">3.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Excluding management adjustments.</span></div></td></tr></table></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:20.692%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.128%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.709%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.264%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.719%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.270%"/><td style="width:0.1%"/></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Sensitivity analysis as at 31 December 2023 (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Un-weighted ECL (&#8364; mln)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Probability-weighting</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reportable ECL (&#8364; mln)</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-304" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-508">3.3</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-304" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-509">2.8</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-305" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-510">214</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-305" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-511">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-306" decimals="-6" name="ifrs-full:ValueAtRisk" scale="6" id="f-512">310</ix:nonFraction>&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-307" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-513">3.7</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-307" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-514">3.3</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-307" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-515">3.3</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-308" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-516">10.4</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-308" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-517">11.2</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-308" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-518">4.0</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-309" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-519">0.8</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-309" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-520">1.6</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-309" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-521">1.5</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-310" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-522">282</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-310" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-523">60</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-311" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-524">4.1</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-311" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-525">4.3</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-311" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-526">4.5</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-312" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-527">0.9</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 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style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-313" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-530">1.7</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-313" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-531">1.2</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-313" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-532">0.1</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td 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#a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-315" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-535">5.9</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-315" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-536">7.2</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-315" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-537">8.1</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-316" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-538">10.9</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-316" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-539">7.4</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-316" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-540">3.7</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING 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style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-317" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-542">3.1</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-317" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-543">1.6</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-318" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-544">472</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-318" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-545">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 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2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-320" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-549">1.7</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-321" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-550">0.9</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-321" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-551">6.6</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-321" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-552">8.0</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-322" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-553">0.5</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-322" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-554">1.3</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-322" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-555">1.2</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-323" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-556">513</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-558">3.0</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-324" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-559">3.0</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-324" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-560">3.0</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-325" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-561">1.4</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-325" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-562">3.4</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-325" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-563">4.5</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-326" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-564">2.4</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-326" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-565">1.4</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-326" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-566">0.3</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-327" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-567">615</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-327" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-568">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-328" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-569">4.5</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-328" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-570">5.2</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-328" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-571">5.5</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-329" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-572">6.0</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-329" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-573">0.8</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-329" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-574">0.4</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Belgium</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-330" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-575">1.5</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-330" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-576">2.7</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-330" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-577">2.3</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-331" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-578">568</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-331" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-579">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-332" decimals="-6" name="ifrs-full:ValueAtRisk" scale="6" id="f-580">619</ix:nonFraction>&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-333" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-583">4.9</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-334" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-584">1.3</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-334" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-585">5.6</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-334" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-586">4.5</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-335" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-589">1.8</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-336" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-590">604</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-336" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-591">60</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-337" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-592">5.6</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-337" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-593">5.5</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-337" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-594">5.4</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-338" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-595">0.4</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-338" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-596">5.2</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-338" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-597">3.9</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-339" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-598">1.3</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-339" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-599">0.2</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-339" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-600">1.2</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-340" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-601">713</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-340" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-602">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-341" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-603">7.3</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-341" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-604">8.0</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-341" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-605">7.9</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-342" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-606">2.2</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-342" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-607">3.9</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-342" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-608">2.6</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">United States</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-343" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-609">1.8</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-343" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-610">3.2</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-343" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-611">3.4</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-344" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-612">102</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-344" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-613">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-345" decimals="-6" name="ifrs-full:ValueAtRisk" scale="6" id="f-614">165</ix:nonFraction>&#160;</span></td><td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-346" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-615">4.1</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-346" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-616">3.3</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-346" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-617">3.1</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-347" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-618">0.6</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-347" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-619">8.7</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-347" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-620">8.7</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real 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0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-348" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-623">2.1</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-349" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-624">144</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-349" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-625">60</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-350" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-626">4.5</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-350" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-627">4.5</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-350" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-628">4.4</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-351" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-629">0.7</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-351" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-630">3.5</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-351" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-631">3.3</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-352" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-632">1.3</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-352" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-633">1.4</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-352" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-634">0.1</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-353" decimals="-6" name="ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" scale="6" id="f-635">292</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-353" decimals="2" name="ing:ScenarioProbabilityWeighting" scale="-2" id="f-636">20</ix:nonFraction>&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-354" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-637">6.6</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-354" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-638">8.2</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-354" decimals="2" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-639">8.8</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-355" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearOne" scale="0" id="f-640">4.2</ix:nonFraction>&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-355" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearTwo" scale="0" id="f-641">2.7</ix:nonFraction>&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="number" contextRef="c-355" decimals="2" sign="-" name="ing:ExpectedCreditLossesSensitivityYearThree" scale="0" id="f-642">3.0</ix:nonFraction>&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;text-indent:14.17pt;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Excluding management adjustments.</span></td></tr></table></div></div></div></ix:continuation></ix:nonNumeric><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">23</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-9-10" continuedAt="f-9-11"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When compared to the sensitivity analysis of 2023, the macroeconomic inputs are overall more favourable, driven by an improved macroeconomic outlook mainly because economies prove to be rather resilient to increased interest rates, particularly in US, as well as recovery in house prices in amongst others the Netherlands.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On a total ING level, the unweighted ECL for all collective provisioned clients in the upside scenario was &#8364;<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario" format="ixt:num-dot-decimal" scale="6" id="f-643">2,623</ix:nonFraction> million, in the baseline scenario &#8364;<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario" format="ixt:num-dot-decimal" scale="6" id="f-644">2,895</ix:nonFraction> million and in the downside scenario &#8364;<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:UnweightedEclForAllCollectiveProvisionedClientsInDownScenario" format="ixt:num-dot-decimal" scale="6" id="f-645">3,579</ix:nonFraction> million compared to &#8364;<ix:nonFraction unitRef="eur" contextRef="c-356" decimals="-6" name="ing:TotalModelEcl" format="ixt:num-dot-decimal" scale="6" id="f-646">2,977</ix:nonFraction> million reportable collective provisions as at 30 June 2024 (excluding all management adjustments). To perform the sensitivity analysis, a point in time reportable ECL is used as input which slightly deviates from the total Model ECL as reported below:</span></div><ix:nonNumeric contextRef="c-1" name="ing:ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock" id="f-647" escape="true"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.121%"><tr><td style="width:1.0%"/><td style="width:67.386%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.472%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.842%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation of model (reportable) ECL to total ECL (*)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total model ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ECL from individually assessed impairments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-359" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-650">2,783</ix:nonFraction>&#160;</span></td><td 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style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-361" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" scale="6" id="f-652">415</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-362" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" scale="6" id="f-653">577</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-363" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-654">6,117</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-364" decimals="-6" sign="-" name="ifrs-full:FinancialAssets" format="ixt:num-dot-decimal" scale="6" id="f-655">5,839</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div></ix:nonNumeric><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Criteria for identifying a significant increase in credit risk (SICR) (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">All assets and off-balance sheet items that are in scope of IFRS 9 impairment and which are subject to collective ECL assessment are allocated a 12-month ECL if deemed to belong in Stage 1, or a lifetime ECL if deemed to belong in Stages 2 or 3. An asset belongs in Stage 2 if it is considered to have experienced a significant increase in credit risk since initial origination or purchase. ING considers the credit risk of an asset to have significantly increased when either a threshold for absolute change in lifetime probability of default (PD) or a relative change in lifetime PD is reached.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">It should be noted that the lifetime PD thresholds are not the only drivers of stage allocation. An asset can also change stages as a result of other triggers, such as having over 30 days arrears, being on a watch list or being forborne. Furthermore, this analysis is rudimentary in the sense that other parameters would change when an asset changes stages.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Absolute lifetime PD threshold</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The absolute threshold is a fixed value calibrated per portfolio/segment and provides a fixed threshold that, if exceeded by the difference between lifetime PD at reporting date and lifetime PD at origination, triggers Stage 2 classification. The thresholds for the absolute change in lifetime PD vary between 75bps for Retail portfolios, 100bps for WB and 250bps for SMEs, based on the characteristics of the specific portfolio. ING is in </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">the process of refining the thresholds on a portfolio level. These have already been implemented for more than 25 percent of the portfolio, resulting in deviating absolute lifetime PD thresholds.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Relative lifetime PD threshold</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The relative threshold defines a relative increase of the lifetime PD beyond which a given facility is classified in Stage 2 because of significant increase in credit risk. The relative threshold is dependent on the individual PD assigned to each facility at the moment of origination and a scaling factor calibrated in the model development phase that is optimised depending on the observed default rates and overall average riskiness of the portfolio. While the scaling factor is associated with a whole portfolio/segment, the PD at origination is facility-specific and, in this sense, the relative threshold may differ facility by facility.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Ultimately the relative threshold provides a criterion to assess whether the ratio (i.e. increase) between lifetime PD at reporting date and lifetime PD at origination date is deemed a significant increase in credit risk. If the threshold is breached, SICR is identified and Stage 2 is assigned to the given facility. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The threshold for the relative change in lifetime PD is inversely correlated with the PD at origination; the higher the PD at origination, the lower the threshold. The logic behind this is to allow facilities originated in very favourable ratings to downgrade for longer without the need of a Stage 2 classification. In fact, it is likely that said facilities will still be in favourable ratings even after a downgrade of a few notches. On the contrary, facilities originated in already unfavourable ratings grades are riskier and even a single-notch downgrade might represent a significant increase in credit risk and thus a tighter threshold will be in place. Still, the relative threshold is relatively sensitive for investment grade assets while the absolute threshold primarily affects non-investment grade assets.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Average threshold ratio</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the table below the average increase in PD at origination needed to be classified in Stage 2 is reported, taking into account the PD at origination of the facilities included in each combination of asset class and rating quality. In terms of rating quality, assets are divided into 'Investment grade' and 'non-investment grade' facilities. Rating 18 and 19 are not included in the table since facilities are not originated in these ratings and they constitute a staging trigger of their own (i.e. if a facility is ever to reach rating 18 or 19 at reporting date, it is classified in Stage 2). In the table, values are weighted by IFRS 9 exposure and shown for both year-end 2023 and mid-year 2024.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To represent the thresholds as a ratio (i.e. how much should the PD at origination increase in relative terms to trigger Stage 2 classification) the absolute threshold is recalculated as a relative threshold for disclosure purposes. Since breaching only relative or absolute threshold triggers Stage 2 classification, the minimum between the relative and recalculated absolute threshold is taken as value of reference for each facility.</span></div></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">24</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-9-11"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><ix:nonNumeric contextRef="c-1" name="ing:AssetClassCategoryAverageThresholdInvestmentGradeExplanatoryTableTextBlock" id="f-656" escape="true"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:44.565%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.283%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.605%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.283%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.764%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Quantitative SICR thresholds  (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Average threshold ratio</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment grade (rating grade 1-10)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-376" decimals="2" name="ing:AverageThresholdRatio" scale="0" id="f-668">2.1</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Governments and fin. institutions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid 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style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-382" decimals="2" name="ing:AverageThresholdRatio" scale="0" id="f-674">1.9</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-383" decimals="2" name="ing:AverageThresholdRatio" scale="0" id="f-675">2.8</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-384" decimals="2" name="ing:AverageThresholdRatio" scale="0" id="f-676">1.8</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr></table></div></ix:nonNumeric><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As is apparent from the disclosures above, per ING&#8217;s methodology the threshold is tighter the higher the riskiness at origination of the assets, illustrated by the difference between the average threshold applied to investment grade facilities and non-investment grade facilities. In 3Q 2022, following up an ECB request, a new backstop trigger was implemented. This trigger forces Stage 2 classification in case the lifetime PD at reporting date has increased more than three times with respect to the origination, regardless of the actual staging thresholds in force for a given portfolio. The requirement entails that the threshold ratio in the table above is effectively capped at a threefold increase for both reporting dates. The effect of this trigger is especially apparent in the average thresholds ratio for investment grade facilities. When comparing the two snapshots it is clear the staging thresholds are stable over the last 6-months and limited changes are attributable to portfolios fluctuations in risk distribution.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Sensitivity of ECL to lifetime PD thresholds</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The setting of PD threshold bands requires management judgement and is a key source of estimation uncertainty. On Group level, the total model ECL on performing assets, which is the ECL collective-assessment without taking management adjustments into account, is &#8364;<ix:nonFraction unitRef="eur" contextRef="c-356" decimals="-6" name="ing:TotalEclCollectiveAssessmentForPerformingAssets" format="ixt:num-dot-decimal" scale="6" id="f-677">1,343</ix:nonFraction> million (31 December 2023: &#8364;<ix:nonFraction unitRef="eur" contextRef="c-385" decimals="-6" name="ing:TotalEclCollectiveAssessmentForPerformingAssets" format="ixt:num-dot-decimal" scale="6" id="f-678">1,412</ix:nonFraction> million). To demonstrate the sensitivity of the ECL to these PD thresholds bands, hypothetically solely applying the upside scenario would result in total model ECL on performing assets of &#8364;<ix:nonFraction unitRef="eur" contextRef="c-386" decimals="-6" name="ing:HypotheticalCollectiveAssessmentEcls" format="ixt:num-dot-decimal" scale="6" id="f-679">1,034</ix:nonFraction> million and a decrease in the Stage 2 ratio by <ix:nonFraction unitRef="number" contextRef="c-387" decimals="4" sign="-" name="ing:PercentagePointVariance" scale="-2" id="f-680">0.5</ix:nonFraction>%-point, while solely applying the downside scenario would result in total model ECL on performing assets of &#8364;<ix:nonFraction unitRef="eur" contextRef="c-388" decimals="-6" name="ing:HypotheticalCollectiveAssessmentEcls" format="ixt:num-dot-decimal" scale="6" id="f-681">2,078</ix:nonFraction> million and an increase in the Stage 2 ratio by <ix:nonFraction unitRef="number" contextRef="c-389" decimals="4" name="ing:PercentagePointVariance" scale="-2" id="f-682">2.7</ix:nonFraction>%-point.</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">25</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_31"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:8pt;margin-top:20pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Other risks and uncertainties</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Because we are a financial services company conducting business on a global basis, our revenues and earnings are affected by the volatility and strength of the economic, business, liquidity, funding and capital markets environments specific to the geographic regions in which we conduct business. The ongoing turbulence and volatility of such factors have adversely affected, and may continue to adversely affect, the profitability, solvency and liquidity of our business. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Factors such as the regional and global economic impact of the war in Ukraine and related international response measures, inability of counterparties to meet their financial obligations, changes in interest rates levels, securities prices, credit ratings, credit spreads, liquidity spreads, exchange rates, discontinuation of or changes to &#8216;benchmark&#8217; indices, consumer spending, changes in client behaviour, business investment, real estate values and private equity valuations, government spending, inflation or deflation, the volatility and strength of the capital markets, operational risks, political events and trends, non-compliance with (or changes) in laws and regulations, climate change, terrorism, as well as inability to protect our intellectual property and infringement claims by third parties, to achieve our strategy or to retain key personnel may all impact the business and economic environment and, ultimately, our solvency, liquidity and the amount and profitability of business we conduct in a specific geographic region.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Additional risks of which ING is not presently aware, or that are currently viewed as less material than the risks described above, could also affect the business operations of ING and have a material adverse effect on ING&#8217;s business activities, financial condition, results of operations and prospects. For more information on risks, please refer to &#8220;Other information and appendices - Risk Factors&#8221; in the 2023 Annual Report.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">The impact of the benchmark rate reform - WIBOR<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the 2023 consolidated financial statements as disclosed in the 2023 Annual Report, the Group presented a disclosure on the impact of the benchmark reform. Currently, the reform of only one reference rate is continuing (i.e. WIBOR), to which the Group has significant exposures as at 30 June 2024. The WIBOR rate is expected to be closed and replaced by a Risk-Free-Rate (RFR) after 31 December 2027.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At the request of the Ministry of Finance of Poland, in March 2024, the Steering Committee of the National Working Group (NWG) decided to start a review and analysis of alternative RFR rates that could potentially replace WIBOR. The review includes WIRON, as well as other possible interest rate indices. In accordance with the intention, the analyses are carried out on the basis of a wider range of market information, in the light of the needs of all parties to contracts, in particular consumers, as well as ensuring the stability of the financial system, safety of trading and continuity of contracts. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The public consultation that had been started in May 2024 with all stakeholders and financial market participants has been completed on 1st July 2024. This consultation focused on the evaluation of the quality of the considered indices, their characteristics and other considerations including money market </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">development with the aim of identifying an alternative index that best meets the criteria of a Risk Free Rate or near Risk Free Rate index and corresponds to the characteristics of the domestic financial market. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The conclusions from this public consultation will serve as one of the elements considered in the NWG decision to choose the optimal index/reference rate which will replace the WIBOR rate and become the commonly used interest benchmark rate on the market as well as the decision on the update of the benchmark rate reform roadmap in Poland providing a safe national path within the framework of the benchmark reform. </span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">26</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_34"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:0.1%"/><td style="width:1.977%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.977%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.479%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.506%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.329%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.683%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.930%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.488%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.930%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.641%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.305%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.032%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.032%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.032%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.733%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Condensed consolidated statement of financial position</span></div><div id="i9b89511f100e4ef480267bc3b36f0e51_37"></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:33.933%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.126%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:34.984%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.054%"/><td style="width:0.1%"/></tr><tr style="height:14pt"><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Liabilities</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-6" name="ifrs-full:DepositsFromBanks" format="ixt:num-dot-decimal" scale="6" id="f-685">20,496</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-6" name="ifrs-full:DepositsFromBanks" format="ixt:num-dot-decimal" scale="6" id="f-686">23,257</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-6" name="ifrs-full:Liabilities" format="ixt:num-dot-decimal" scale="6" id="f-721">992,105</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td 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id="f-732">40,299</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Shareholders&#8217; equity (parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-733">54,689</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-6" name="ifrs-full:EquityAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-734">54,684</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-6" name="ifrs-full:NoncontrollingInterests" scale="6" id="f-735">816</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-6" name="ifrs-full:NoncontrollingInterests" scale="6" id="f-736">944</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-737">55,505</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-738">55,628</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-739">1,047,610</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-740">980,299</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total liabilities and equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-6" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-741">1,047,610</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-6" name="ifrs-full:EquityAndLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-742">980,299</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">References relate to the accompanying notes. These are an integral part of the Condensed consolidated interim financial statements.</span></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">27</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_40"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Condensed consolidated statement of profit or loss </span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:32.883%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.726%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.701%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:35.284%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.904%"/><td style="width:0.1%"/></tr><tr style="height:18pt"><td colspan="9" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" 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style="background-color:#f7f7f7;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ifrs-full:AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets" scale="6" id="f-746">250</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f7f7f7;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ifrs-full:RevenueFromInterest" format="ixt:num-dot-decimal" scale="6" id="f-752">25,335</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense using effective interest rate method</span></td><td colspan="2" 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name="ing:InterestExpensesCalculatedUsingEffectiveInterestMethod" format="ixt:num-dot-decimal" scale="6" id="f-758">12,310</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f7f7f7;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other interest expense</span></td><td colspan="2" style="background-color:#f7f7f7;border-top:0.5pt solid 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-393" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-780">3,206</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other net income </span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15</span></div></td><td colspan="2" style="background-color:#f7f7f7;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f7f7f7;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:ProfitLossFromContinuingOperations" format="ixt:num-dot-decimal" scale="6" id="f-783">4,575</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f7f7f7;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ifrs-full:ProfitLossFromContinuingOperations" format="ixt:num-dot-decimal" scale="6" id="f-784">3,306</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f7f7f7;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR</span></td><td colspan="3" style="background-color:#f7f7f7;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f7f7f7;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Earnings per ordinary share</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> </span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17</span></div></td><td colspan="3" style="background-color:#f7f7f7;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f7f7f7;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Basic earnings per ordinary share</span></td><td colspan="2" style="background-color:#f7f7f7;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-1" decimals="2" name="ifrs-full:BasicEarningsLossPerShare" scale="0" id="f-785">1.35</ix:nonFraction>&#160;</span></td><td style="background-color:#f7f7f7;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-392" decimals="2" name="ifrs-full:BasicEarningsLossPerShare" scale="0" id="f-786">0.89</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f7f7f7;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:ProfitLossFromOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-787">12,812</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f7f7f7;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ifrs-full:ProfitLossFromOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-788">10,555</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Diluted earnings per ordinary share</span></td><td colspan="2" style="background-color:#f7f7f7;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-1" decimals="2" name="ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations" scale="0" id="f-789">1.35</ix:nonFraction>&#160;</span></td><td style="background-color:#f7f7f7;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-392" decimals="2" name="ifrs-full:DilutedEarningsLossPerShare" scale="0" id="f-790">0.89</ix:nonFraction>&#160;</span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">References relate to the accompanying notes. These are an integral part of the Condensed consolidated interim financial statements.</span></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">28</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_43"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Condensed consolidated statement of comprehensive income</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:78.156%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.271%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.273%"/><td style="width:0.1%"/></tr><tr style="height:14pt"><td colspan="9" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid 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colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ifrs-full:ComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-810">3,492</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Comprehensive income attributable to:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:ComprehensiveIncomeAttributableToNoncontrollingInterests" scale="6" id="f-811">125</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ifrs-full:ComprehensiveIncomeAttributableToNoncontrollingInterests" scale="6" id="f-812">218</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Shareholders of the parent</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:ComprehensiveIncomeAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-813">5,020</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ifrs-full:ComprehensiveIncomeAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-814">3,274</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:ComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-815">5,145</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:0.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ifrs-full:ComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-816">3,492</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:0.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><ix:footnote id="fn-1" footnoteRole="http://www.xbrl.org/2003/role/footnote"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Includes impact of application of hyperinflation accounting under IAS 29</span></ix:footnote></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">29</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_46"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Condensed consolidated statement of changes in equity</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:49.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.152%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.152%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.152%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.152%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.152%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.153%"/><td style="width:0.1%"/></tr><tr style="height:12pt"><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share capital and share premium</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other reserves</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retained earnings</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Shareholders' equity (parent)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total equity</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Balance as at 31 December 2023</span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-394" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-817">17,151</ix:nonFraction></span></td><td 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-397" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-820">54,684</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-398" decimals="-6" name="ifrs-full:Equity" scale="6" id="f-821">944</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-822">55,628</ix:nonFraction></span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result</span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:ProfitLossFromContinuingOperations" format="ixt:num-dot-decimal" scale="6" id="f-823">4,456</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:ProfitLossFromContinuingOperations" format="ixt:num-dot-decimal" scale="6" id="f-824">4,456</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-401" decimals="-6" name="ifrs-full:ProfitLossFromContinuingOperations" scale="6" id="f-825">118</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:ProfitLossFromContinuingOperations" format="ixt:num-dot-decimal" scale="6" id="f-826">4,575</ix:nonFraction></span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other comprehensive income</span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-402" decimals="-6" name="ifrs-full:OtherComprehensiveIncome" scale="6" id="f-827">564</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:OtherComprehensiveIncome" scale="6" id="f-828">564</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-401" decimals="-6" name="ifrs-full:OtherComprehensiveIncome" scale="6" id="f-829">7</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:OtherComprehensiveIncome" scale="6" id="f-830">570</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total comprehensive income net of tax</span></td><td colspan="3" style="background-color:#ededed;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-402" decimals="-6" name="ifrs-full:ComprehensiveIncome" scale="6" id="f-831">564</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:ComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-832">4,456</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:ComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-833">5,020</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-401" decimals="-6" name="ifrs-full:ComprehensiveIncome" scale="6" id="f-834">125</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:ComprehensiveIncome" format="ixt:num-dot-decimal" scale="6" id="f-835">5,145</ix:nonFraction></span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividends </span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">18</span></div></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ifrs-full:DividendsPaid" format="ixt:num-dot-decimal" scale="6" id="f-836">2,497</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:DividendsPaid" format="ixt:num-dot-decimal" scale="6" id="f-837">2,497</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-401" decimals="-6" name="ifrs-full:DividendsPaid" scale="6" id="f-838">253</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:DividendsPaid" format="ixt:num-dot-decimal" scale="6" id="f-839">2,750</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share buyback programme, commitment</span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" sign="-" name="ing:ShareBuybackProgrammeCommitment" format="ixt:num-dot-decimal" scale="6" id="f-840">2,500</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" sign="-" name="ing:ShareBuybackProgrammeCommitment" format="ixt:num-dot-decimal" scale="6" id="f-841">2,500</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" sign="-" name="ing:ShareBuybackProgrammeCommitment" format="ixt:num-dot-decimal" scale="6" id="f-842">2,500</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share buyback programme, shares purchased</span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-402" decimals="-6" name="ifrs-full:PurchaseOfTreasuryShares" format="ixt:num-dot-decimal" scale="6" id="f-843">1,576</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" sign="-" name="ifrs-full:PurchaseOfTreasuryShares" format="ixt:num-dot-decimal" scale="6" id="f-844">1,533</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:PurchaseOfTreasuryShares" scale="6" id="f-845">43</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:PurchaseOfTreasuryShares" scale="6" id="f-846">43</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share buyback programme, cancellation of shares</span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-403" decimals="-6" sign="-" name="ifrs-full:CancellationOfTreasuryShares" scale="6" id="f-847">2</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-402" decimals="-6" name="ifrs-full:CancellationOfTreasuryShares" format="ixt:num-dot-decimal" scale="6" id="f-848">2,500</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" sign="-" name="ifrs-full:CancellationOfTreasuryShares" format="ixt:num-dot-decimal" scale="6" id="f-849">2,498</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:CancellationOfTreasuryShares" scale="6" id="f-850">0</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Employee share-based compensation plans</span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-402" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions" scale="6" id="f-851">43</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions" scale="6" id="f-852">19</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions" scale="6" id="f-853">24</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-401" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions" scale="6" id="f-854">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions" scale="6" id="f-855">23</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other changes in treasury shares</span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-402" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions" scale="6" id="f-856">2</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions" scale="6" id="f-857">2</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTreasuryShareTransactions" scale="6" id="f-858">2</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers</span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-402" decimals="-6" sign="-" name="ing:IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" scale="6" id="f-859">308</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" name="ing:IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" scale="6" id="f-860">308</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" scale="6" id="f-861">0</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other changes</span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-399" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" scale="6" id="f-862">1</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-400" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" scale="6" id="f-863">1</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-401" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" scale="6" id="f-864">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" scale="6" id="f-865">1</ix:nonFraction></span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ededed;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Balance as at 30 June 2024</span></td><td colspan="3" style="background-color:#ededed;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-404" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-866">17,149</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-405" decimals="-6" sign="-" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-867">1,542</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-406" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-868">39,081</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-407" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-869">54,689</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-408" decimals="-6" name="ifrs-full:Equity" scale="6" id="f-870">816</ix:nonFraction></span></td><td colspan="3" style="background-color:#ededed;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-871">55,505</ix:nonFraction></span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">References relate to the accompanying notes. These are an integral part of the Condensed consolidated interim financial statements. Changes in individual Reserve components are presented in Note 12 'Equity'.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">30</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Condensed consolidated statement of changes in equity - continued</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:49.387%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.152%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.152%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.152%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.152%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.152%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.153%"/><td style="width:0.1%"/></tr><tr style="height:12pt"><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share capital and share premium</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other reserves</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retained earnings</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Shareholders' equity (parent)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total equity</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Balance as at 31 December 2022</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Balance as at 1&#160;January 2023</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-419" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-882">17,154</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-420" 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style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-422" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-885">56,455</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-423" decimals="-6" name="ifrs-full:Equity" scale="6" id="f-886">503</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-424" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-887">56,959</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid 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id="f-937">41,308</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-433" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-938">56,793</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td 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format="ixt:num-dot-decimal" scale="6" id="f-940">57,513</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">References relate to the accompanying notes. These are an integral part of the Condensed consolidated interim financial statements. Changes in individual Reserve components are presented in Note 12 'Equity'.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"></div></div><div style="border-bottom:1pt solid black;margin-bottom:5pt;margin-top:10pt;width:150pt"></div><div><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%;position:relative;top:-3.5pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:100%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:footnote id="fn-2" footnoteRole="http://www.xbrl.org/2003/role/footnote">Changes in policy following the adoption of IFRS 17 and change in policy for non-financial guarantees</ix:footnote>.</span></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">31</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_49"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Condensed consolidated statement of cash flows</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:23.513%"/><td style="width:0.1%"/><td 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-435" decimals="-6" name="ifrs-full:CashAndCashEquivalents" format="ixt:num-dot-decimal" scale="6" id="f-1024">115,217</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a9a9a9;border-top:1.5pt solid #a9a9a9;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">32</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ifrs-full:InterestReceivedClassifiedAsOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-1036">24,312</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest paid</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:NetInterestReceivedPaidClassifiedAsOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-1039">8,839</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ing:NetInterestReceivedPaidClassifiedAsOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-1040">9,238</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:DividendsReceivedClassifiedAsOperatingActivities" scale="6" id="f-1041">68</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ifrs-full:DividendsReceivedClassifiedAsOperatingActivities" scale="6" id="f-1042">62</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend paid</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:DividendsPaidClassifiedAsFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-1043">2,750</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ifrs-full:DividendsPaidClassifiedAsFinancingActivities" format="ixt:num-dot-decimal" scale="6" id="f-1044">1,705</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 <ix:footnote id="fn-3" footnoteRole="http://www.xbrl.org/2003/role/footnote"> Includes dividends received as recognized within Investment Income, from equity securities included in the Financial assets at fair value through profit or loss, Financial assets at fair value through OCI, and from Investments in associates and joint ventures. Dividends paid and received from trading positions have been included.</ix:footnote></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Dividends received from associates and joint ventures are included in investing activities. Interest received, interest paid and other dividends received are included in operating activities and dividends paid are included in financing activities in the Condensed consolidated statement of cash flows.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">33</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_52"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfBasisOfPreparationOfFinancialStatementsAndSignificantAccountingPoliciesTextBlock" id="f-1045" continuedAt="f-1045-1" escape="true"><div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Notes to the Condensed consolidated interim financial statements</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">1   Basis of preparation and significant changes in the current reporting period</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.1   Reporting entity and authorisation of the Condensed consolidated interim <br/>financial statements<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Groep N.V. is a company domiciled in Amsterdam, the Netherlands. Commercial Register of Amsterdam, number 33231073. These Condensed consolidated interim financial statements, as at and for the six month period ended 30&#160;June 2024, comprise ING Groep N.V. (the Parent company) and its subsidiaries, together referred to as ING Group. ING Group is a global financial institution with a strong European base, offering a wide range of retail and wholesale banking services to customers in over <ix:nonFraction unitRef="country" contextRef="c-444" decimals="0" name="ing:NumberOfCountriesInWhichEntityOffersServices" scale="0" id="f-1046">40</ix:nonFraction> countries. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements, as at and for the six month period ended 30&#160;June 2024, were authorised for issue in accordance with a resolution of the Executive Board on 31 July 2024.</span></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" id="f-1047" continuedAt="f-1047-1" escape="true"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2   Basis of preparation of the Condensed consolidated interim financial statements <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements have been prepared in accordance with International Accounting Standard 34 &#8216;Interim Financial Reporting&#8217;.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements on Form 6-K have been prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB) for purposes of reporting with the U.S. Securities and Exchange Commission (SEC), including financial information contained in this Interim report on Form 6-K. The term &#8216;IFRS-IASB&#8217; is used to refer to International Financial Reporting Standards as issued by the International Accounting Standards Board, including the decisions ING Group made with regard to the options available under IFRS-IASB.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Condensed consolidated interim financial statements should be read in conjunction with the 2023 ING Group Consolidated financial statements as included in the 2023 Form 20-F. The accounting policies used to prepare the Condensed consolidated interim financial statements are consistent with those set out in the </span></div></ix:nonNumeric></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><ix:continuation id="f-1047-1"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">notes to the 2023 ING Group Consolidated financial statements as included in the 2023 Annual Report on Form 20-F.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements have been prepared on a going concern basis. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements are presented in euros and rounded to the nearest million, unless stated otherwise. Amounts may not add up due to rounding.</span></div></ix:continuation><ix:nonNumeric contextRef="c-1" name="ing:PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock" id="f-1048" escape="true"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3   Presentation of Risk management disclosures<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To improve transparency, reduce duplication and present related information in one place, certain disclosures of the nature and extent of risks related to financial instruments required by IFRS 7 &#8216;Financial instruments: Disclosures&#8217; are included in the &#8216;Risk management&#8217; section of the Interim Report.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These disclosures are an integral part of ING Group Condensed consolidated interim financial statements and are indicated in the &#8216;Risk management&#8217; section by the symbol (*) in the headings or table headers of chapters, paragraphs, graphs or tables, respectively.</span></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="ing:DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" id="f-1049" continuedAt="f-1049-1" escape="true"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3.1 Reconciliation between IFRS-EU and IFRS-IASB<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The 2023 ING Group Consolidated financial statements and the 2024 ING Group Condensed consolidated interim financial statements are prepared in accordance with IFRS-EU. IFRS-EU refers to International Financial Reporting Standards (&#8216;IFRS&#8217;) as adopted by the European Union (EU), including the decisions ING Group made with regard to the options available under IFRS as adopted by the EU. IFRS-EU differs from IFRS-IASB in respect of certain paragraphs in IAS 39 &#8216;Financial Instruments: Recognition and Measurement&#8217; regarding hedge accounting for portfolio hedges of interest rate risk.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) in accordance with the IFRS-EU carve-out version of IAS 39. Particularly, it is applied to portfolio-based hedging strategies in which mainly residential mortgages, and to a lesser extent other lending, and core deposits are designated as hedged item. In addition, and in general to any hedge accounting relationship under the IFRS-EU IAS 39 carve-out, the hedge effectiveness requirements are less strict than under IFRS-IASB and hedge ineffectiveness is only recognised when the revised estimate of the amount of cash flows in scheduled time buckets falls below the original designated amount of that bucket and is not recognised when the revised amount of cash flows in scheduled time buckets is more than the </span></div></ix:nonNumeric></div></div></ix:nonNumeric><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">34</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-1045-1" continuedAt="f-1045-2"><div style="width:100.000%"><ix:continuation id="f-1049-1"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">original designated amount. Under IFRS-IASB, hedge accounting for fair value macro hedges cannot be applied to core deposits and loans and ineffectiveness arises whenever the revised estimate of the amount of cash flows in scheduled time buckets is either more or less than the original designated amount of that bucket. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This information is prepared by reversing the hedge accounting impacts that are applied under the IFRS-EU &#8216;carve-out&#8217; version of IAS 39. Financial information under IFRS-IASB accordingly does not take account of the possibility that had ING Group applied IFRS-IASB as its primary accounting framework it might have applied alternative hedge strategies where those alternative hedge strategies could have qualified for IFRS-IASB compliant hedge accounting. These decisions could have resulted in different shareholders&#8217; equity and net result amounts compared to those indicated in this Interim Report on Form 6-K. For disclosure purposes, ING has reversed the full carve-out impact on lending from the residential mortgages line and the full carve-out impact on deposits from the savings accounts line.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">During the first six months of 2023 the short term (&lt; 5 years) interest yield increased while for the long-term (&gt;5 years) the yield decreased resulting overall in a negative IFRS-EU IAS 39 carve out adjustment of EUR -<ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" sign="-" name="ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout" scale="6" id="f-1050">540</ix:nonFraction> million. In 2024 the interest yield increased, despite interest rate cuts in June, resulting in a positive IFRS-EU IAS 39 carve out adjustment of EUR <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout" format="ixt:num-dot-decimal" scale="6" id="f-1051">1,099</ix:nonFraction> million. The impact of the adjustment is mainly reflected in line item 'Valuation results and net trading income' in the statement of profit or loss. A reconciliation between IFRS-EU and IFRS-IASB is included below.</span></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfReconciliationNetResultExplanatoryTableTextBlock" id="f-1052" escape="true"><div style="margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:71.965%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.367%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.368%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation net result under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:NetResultAttributableToOwnersOfParentEuIfrs" format="ixt:num-dot-decimal" scale="6" id="f-1053">3,358</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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Comparative figures have been updated accordingly.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in IFRS effective in 2024:<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has consistently applied its accounting policies to all periods presented in this ING Group Condensed consolidated interim financial statements. The following amendments to IFRS became effective in the current reporting period with no significant impact for ING:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IFRS 16 &#8216;Leases&#8217;: Lease Liability in a Sale and Leaseback (issued September 2022).</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IAS 1 &#8216;Presentation of Financial Statements&#8217;: Classification of Liabilities as Current or Non-current (issued January 2020). </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IAS 7 'Statement of Cash flows' and IFRS 7 'Financial Instruments: Disclosure': Supplier Finance Arrangements (issued May 2023).</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in IFRS effective after 2024:</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has not early adopted any of the following standard, interpretation or amendment which has been issued, but is not yet effective and is in the process of assessing possible impacts for ING.</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%">Effective in 2025</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IAS 21 &#8216;The Effects of Changes in Foreign Exchange Rates&#8217;: Lack of Exchangeability (issued August 2023). </span></div><div><span><br/></span></div><div><span><br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%">Effective in 2026 </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IFRS 9 &#8216;Financial Instruments&#8217; and IFRS 7 &#8216;Financial Instruments: Disclosure&#8217;: Amendments to the Classification and Measurement of Financial Instruments (issued May 2024). </span></div><div><span><br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%">Effective in 2027</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.96pt">New Standard IFRS 18 &#8216;Presentation and Disclosure in Financial Statements&#8217; (issued April 2024). </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, in May 2024 the IASB also issued a new accounting standard IFRS 19 &#8216;Subsidiaries without Public Accountability: Disclosures&#8217;. However, it is not applicable for the consolidated financial statements of ING Group.</span></div></div></ix:nonNumeric></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">35</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory" id="f-1075" escape="true"><ix:continuation id="f-1045-2"><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.5   Significant judgements and critical accounting estimates and assumptions <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The preparation of the Condensed consolidated interim financial statements requires management to make judgements in the process of applying its accounting policies and to use estimates and assumptions. The estimates and assumptions affect the reported amounts of the assets and liabilities and the amounts of the contingent assets and contingent liabilities at the balance sheet date, as well as reported income and expenses for the year. The actual outcome may differ from these estimates. The process of setting assumptions is subject to internal control procedures and approvals. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consistent with Note 1.4 &#8216;Significant judgements and critical accounting estimates and assumptions&#8217; of the 2023 ING Group Consolidated financial statements, the following areas continue to require management to make significant judgements and/ or use critical accounting estimates and assumptions based on the information and financial data that may change in future periods:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Loan loss provisions (financial assets);</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">The determination of the fair values of financial assets and liabilities;  </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Investment in associate - assessment of additional impairment losses or reversal of previous impairment losses; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Provisions.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These areas continue to be relevant for this ING Group Condensed consolidated interim financial statements for the six month period ended 30&#160;June 2024. 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style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">36</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_58"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><ix:nonNumeric contextRef="c-1" name="ing:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" id="f-1110" continuedAt="f-1110-1" escape="true"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">3   Financial assets at fair value through other comprehensive income</span><ix:nonNumeric contextRef="c-1" name="ing:SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock" id="f-1111" continuedAt="f-1111-1" escape="true"><table 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As per regulatory requirements set by the China Banking and Insurance Regulatory Commission, ING, as a shareholder holding more than 5% of the shares, is required to supply additional capital when necessary. 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style="padding-left:7.09pt;text-indent:-7.09pt"><ix:continuation id="f-1139-2" continuedAt="f-1139-3"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span></ix:continuation><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"><ix:continuation id="f-1139-3">Changes in unrealised revaluations of FVOCI debt instruments include changes on hedged items which are recognized in the statement of profit or loss. Reference is made to Note 12 'Equity' for details on the changes in revaluation reserve.</ix:continuation> </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">FVOCI equity securities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Exchange rate differences of EUR <ix:nonFraction unitRef="eur" contextRef="c-499" decimals="-6" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-1206">14</ix:nonFraction> million (31 December 2023: EUR -<ix:nonFraction unitRef="eur" contextRef="c-500" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-1207">100</ix:nonFraction> million) are mainly related to the stake in Bank of Beijing following the appreciation of CNY vs EUR. 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securities<br/></span><ix:nonNumeric contextRef="c-1" name="ing:SummaryOfExposureToDebtSecuritiesTableTextBlock" id="f-1211" continuedAt="f-1211-1" escape="true"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s exposure to debt securities is included in the following lines in the statement of financial position:</span></ix:nonNumeric></div></ix:nonNumeric></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">37</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 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style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.194%"/><td style="width:0.1%"/></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest held (%)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value of listed invest-ments</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance sheet value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></div></td><td 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-604" decimals="-6" name="ing:FairValueOfListedInvestment" scale="6" id="f-1330">964</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-604" decimals="-6" name="ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates" format="ixt:num-dot-decimal" scale="6" id="f-1331">1,120</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-604" decimals="-6" name="ifrs-full:Assets" format="ixt:num-dot-decimal" scale="6" id="f-1332">45,927</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-604" decimals="-6" name="ifrs-full:Liabilities" format="ixt:num-dot-decimal" scale="6" id="f-1333">39,953</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-603" decimals="-6" name="ifrs-full:Revenue" scale="6" id="f-1334">449</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-603" decimals="-6" name="ifrs-full:OperatingExpense" scale="6" id="f-1335">322</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other investments in associates and joint ventures</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-605" decimals="-6" name="ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates" scale="6" id="f-1336">339</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-6" name="ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates" format="ixt:num-dot-decimal" scale="6" id="f-1337">1,459</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"/></tr></table></ix:nonNumeric></div></ix:nonNumeric></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">38</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-1327-1" continuedAt="f-1327-2"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><ix:continuation id="f-1328-1"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:31.562%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.509%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.194%"/><td style="width:0.1%"/></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million </span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest held (%)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value of listed invest-ments</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance sheet value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total liabilities</span></div></td><td 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name="ing:DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived" scale="6" id="f-1360">74</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-611" decimals="-6" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-612" decimals="-6" name="ing:ImpairmentLossOfInvestmentsInAssociatesAndJointVentures" scale="6" id="f-1364">5</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange 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unitRef="eur" contextRef="c-612" decimals="-6" sign="-" name="ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets" scale="6" id="f-1366">32</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #ababab;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-613" decimals="-6" name="ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates" format="ixt:num-dot-decimal" scale="6" id="f-1367">1,459</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-609" decimals="-6" name="ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates" format="ixt:num-dot-decimal" scale="6" id="f-1368">1,509</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></ix:nonNumeric><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Share of results from associates and joint ventures of EUR <ix:nonFraction unitRef="eur" contextRef="c-611" decimals="-6" name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" scale="6" id="f-1369">43</ix:nonFraction> million (31 December 2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-612" decimals="-6" name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" scale="6" id="f-1370">149</ix:nonFraction> million) as included in the table above is mainly attributable to results of TTB of EUR <ix:nonFraction unitRef="eur" contextRef="c-614" decimals="-6" name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" format="ixt:num-dot-decimal" scale="6" id="f-1371">61</ix:nonFraction>&#160;million (31 December 2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-615" decimals="-6" name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" scale="6" id="f-1372">107</ix:nonFraction> million).</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Impairments and reversals thereof<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Accumulated impairment losses on the investment in TTB of EUR <ix:nonFraction unitRef="eur" contextRef="c-616" decimals="-6" name="ing:AccumulatedImpairmentLosses" scale="6" id="f-1373">395</ix:nonFraction> million (2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-617" decimals="-6" name="ing:AccumulatedImpairmentLosses" scale="6" id="f-1374">395</ix:nonFraction> million) were recognised in previous years. As per 30 June 2024 Value in Use (&#8216;VIU&#8217;) was estimated following the prolonged increase of the quoted TTB share price over the original cost price of the investment and the sustained improved broker consensus outlook. VIU was estimated to be close to the carrying amount of the investment in TTB and differed only by an insignificant amount. Consequently, no (reversal of) impairment was recognised. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Methodology </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>The recoverable amount is determined as the higher of the fair value less costs of disposal and Value in Use (&#8216;VIU&#8217;). Fair value less costs of disposal is based on observable share price. The VIU calculation uses discounted cash flow projections based on management&#8217;s best estimates. VIU is derived using a Dividend Discount Model (DDM) where distributable equity, i.e. future earnings available to ordinary shareholders, is used as a proxy for future cash flows. The valuation looks at expected cash flows into perpetuity resulting in two main components to the VIU calculation:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">the estimation of future earnings over a 5 year forecast period; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">the terminal value being the extrapolation of earnings into perpetuity applying a long term growth rate. The earnings that are used for extrapolation represent the stable long term financial results and position of TTB, i.e. a steady state. The terminal value comprises the majority of the total VIU.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Key assumptions used in the VIU calculation as at 30 June 2024 </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>The VIU is determined using a valuation model which is subject to multiple management assumptions. The key assumptions, i.e. those to which the overall result is most sensitive to, are the following:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Expected future earnings of TTB: Short to medium term expectations are based on forecasts derived from broker consensus. Longer term and steady state expectations into perpetuity are derived using reasonable and supportable assumptions capturing a combination of TTB specific and market data points. A capital maintenance charge is applied, which is management&#8217;s forecast of the earnings that need to be withheld in order for TTB to meet target regulatory requirements over the forecast period;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Discount rate (cost of equity): <ix:nonFraction unitRef="number" contextRef="c-618" decimals="4" name="ifrs-full:DescriptionOfDiscountRatesUsedInCurrentEstimateOfValueInUse" scale="-2" id="f-1375">10.08</ix:nonFraction>%, based on the capital asset pricing model (CAPM) calculated for TTB using current market data.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Terminal growth rate: <ix:nonFraction unitRef="number" contextRef="c-618" decimals="4" name="ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" scale="-2" id="f-1376">3.24</ix:nonFraction>% consistent with current long term government bond yield in Thailand as a proxy for a risk-free rate;</span></div><div><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The model was evaluated for reasonably possible changes to key assumptions in the model. This reflects the sensitivity of the VIU to each key assumption on its own and it is possible that more than one favourable and/or unfavourable change may occur at the same time. The selected rates of reasonably possible </span></div></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">39</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><ix:continuation id="f-1327-2" continuedAt="f-1327-3"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">changes to key assumptions are based on external analysts&#8217; forecasts and other relevant external data sources, which can change period to period. 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escape="true"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">11   Subordinated loans<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Subordinated loans are bonds issued by ING Groep N.V. to raise Tier 1 and Tier 2 (CRR eligible) capital. Under IFRS, these securities are classified as liabilities and for regulatory purposes, they are considered as capital. </span></div></ix:nonNumeric></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">40</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><ix:continuation id="f-1444-1"><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory" id="f-1445" escape="true"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:74.286%"/><td style="width:0.1%"/><td 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-6" name="ifrs-full:NoncontrollingInterests" scale="6" id="f-1502">816</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-6" name="ifrs-full:NoncontrollingInterests" scale="6" id="f-1503">944</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #aaaaaa;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-6" name="ifrs-full:Equity" format="ixt:num-dot-decimal" scale="6" id="f-1504">55,505</ix:nonFraction></span><span style="color:#333333;font-family:'ING 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solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></ix:nonNumeric></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Equity securities at FVOCI</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>In 2024, the unrealised revaluation of EUR <ix:nonFraction unitRef="eur" contextRef="c-647" decimals="-6" name="ifrs-full:ChangesInEquity" scale="6" id="f-1506">475</ix:nonFraction> million (2023: EUR -<ix:nonFraction unitRef="eur" contextRef="c-648" decimals="-6" sign="-" name="ifrs-full:ChangesInEquity" scale="6" id="f-1507">35</ix:nonFraction> million) includes revaluation of shares in Bank of Beijing for EUR <ix:nonFraction unitRef="eur" contextRef="c-649" decimals="-6" name="ifrs-full:ChangesInEquity" scale="6" id="f-1508">476</ix:nonFraction> million (2023: EUR -<ix:nonFraction unitRef="eur" contextRef="c-650" decimals="-6" sign="-" name="ifrs-full:ChangesInEquity" scale="6" id="f-1509">24</ix:nonFraction> million).</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%">  </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></ix:nonNumeric></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">41</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-1470-1"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Cash flow hedge<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING mainly hedges floating rate lending with interest rate swaps. Due to an increase in yield curves in 2024 the interest rate swaps had a negative revaluation of EUR -<ix:nonFraction unitRef="eur" contextRef="c-651" decimals="-6" sign="-" name="ifrs-full:ChangesInEquity" scale="6" id="f-1510">207</ix:nonFraction> million in the 6 month period ended 30&#160;June (2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-652" decimals="-6" name="ifrs-full:ChangesInEquity" scale="6" id="f-1511">997</ix:nonFraction> million positive), which is recognised in the cash flow hedge reserve.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Share of associates and joint ventures and other reserves<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The share of associates and joint ventures and other reserve includes non-distributable profits from associates and joint ventures. 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style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Treasury shares</span></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfTreasurySharesTableTextBlock" id="f-1520" escape="true"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"><tr><td style="width:1.0%"/><td style="width:38.744%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.938%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.938%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:13.938%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.942%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in treasury shares</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Number x 1,000</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cancelled Share buyback programme</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:ShareBuybackProgrammeCancelledAmount" format="ixt:num-dot-decimal" scale="6" id="f-1541">2,500</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-6" name="ifrs-full:TreasuryShares" format="ixt:num-dot-decimal" scale="6" id="f-1546">1,994</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="shares" contextRef="c-665" decimals="-3" name="ifrs-full:NumberOfSharesOutstanding" format="ixt:num-dot-decimal" scale="3" id="f-1547">63,678</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="shares" contextRef="c-661" decimals="-3" name="ifrs-full:NumberOfSharesOutstanding" format="ixt:num-dot-decimal" scale="3" id="f-1548">154,571</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"/></tr></table></div></ix:nonNumeric><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 3&#160;November 2023, ING announced a share buyback programme for EUR <ix:nonFraction unitRef="eur" contextRef="c-666" decimals="-6" name="ing:ShareBuybackProgrammeCommitment" format="ixt:num-dot-decimal" scale="6" id="f-1549">2,500</ix:nonFraction> million. The programme was completed by February 2024. In total <ix:nonFraction unitRef="shares" contextRef="c-667" decimals="-6" name="ing:ShareBuybackProgrammeShares" scale="6" id="f-1550">195</ix:nonFraction> million shares have been repurchased at an average price of EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-667" decimals="2" name="ing:SharesRepurchasedAveragePricePerShare" scale="0" id="f-1551">12.87</ix:nonFraction> per share (effective price for ING was EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-667" decimals="2" name="ing:SharesRepurchasedEffectivePricePerShare" scale="0" id="f-1552">12.83</ix:nonFraction> per share after compensation received from the executing broker). The shares have been cancelled in April 2024.<br/><br/>On 4&#160;March 2024, ING announced a share buyback programme for a maximum total amount of EUR <ix:nonFraction unitRef="eur" contextRef="c-668" decimals="-6" name="ing:ShareBuybackProgrammeCommitment" scale="6" id="f-1553">50</ix:nonFraction> million. The programme was completed by March 2024. In total <ix:nonFraction unitRef="shares" contextRef="c-669" decimals="-6" name="ing:ShareBuybackProgrammeShares" scale="6" id="f-1554">3</ix:nonFraction> million shares have been repurchased at </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">an average price of EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-669" decimals="2" name="ing:SharesRepurchasedAveragePricePerShare" scale="0" id="f-1555">12.99</ix:nonFraction> per share and for a total consideration of EUR <ix:nonFraction unitRef="eur" contextRef="c-669" decimals="-6" name="ing:ShareBuybackProgrammeAmount" scale="6" id="f-1556">43</ix:nonFraction> million. The purpose of the share repurchase programme was to meet obligations under the share-based compensation plans.<br/><br/>On 2&#160;May 2024, ING announces a share buyback programme of EUR <ix:nonFraction unitRef="eur" contextRef="c-670" decimals="-6" name="ing:ShareBuybackProgrammeCommitment" format="ixt:num-dot-decimal" scale="6" id="f-1557">2,500</ix:nonFraction> million. The programme is expected to end no later than 29&#160;October 2024. As per 30 June 2024, <ix:nonFraction unitRef="shares" contextRef="c-671" decimals="-6" name="ing:ShareBuybackProgrammeShares" scale="6" id="f-1558">63</ix:nonFraction> million shares have been repurchased at an average price of EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-671" decimals="2" name="ing:SharesRepurchasedAveragePricePerShare" scale="0" id="f-1559">16.09</ix:nonFraction> per share and for a total consideration of EUR <ix:nonFraction unitRef="eur" contextRef="c-671" decimals="-6" name="ing:ShareBuybackProgrammeAmount" format="ixt:num-dot-decimal" scale="6" id="f-1560">1,015</ix:nonFraction> million. ING has the intention to cancel these shares by the end of 2024. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Retained earnings<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In May 2024, ING paid a final dividend over 2023 of EUR <ix:nonFraction unitRef="eur" contextRef="c-672" decimals="-6" name="ifrs-full:DividendsPaid" format="ixt:num-dot-decimal" scale="6" id="f-1561">2,497</ix:nonFraction> million (EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-672" decimals="3" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-1562">0.756</ix:nonFraction> per share).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">42</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_88"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory" id="f-1563" escape="true"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">13   Net interest income</span><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" id="f-1564" continuedAt="f-1564-1" escape="true"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.369%"><tr><td style="width:1.0%"/><td style="width:33.390%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.862%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.862%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.352%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:36.107%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.862%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.865%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net interest income</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" 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style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:InterestRevenueExpense" format="ixt:num-dot-decimal" scale="6" id="f-1607">7,762</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ifrs-full:InterestRevenueExpense" format="ixt:num-dot-decimal" scale="6" id="f-1608">8,202</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></ix:nonNumeric></div><ix:continuation id="f-1564-1"><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Table has been updated to a more aggregated view for presentation purposes and comparatives have been adjusted accordingly. Negative interest on assets and liabilities is no longer presented separately. Furthermore, interest expense on deposits from customers and banks is now presented on a combined basis within Interest expense on deposits. Refer to footnote 2 and 3.</span></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 Includes interest income on loans to customers and banks, cash balances and negative interest on liabilities EUR <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:NegativeInterestIncomeOnLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1609">5</ix:nonFraction>&#160;million (30 June 2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ing:NegativeInterestIncomeOnLiabilities" format="ixt:num-dot-decimal" scale="6" id="f-1610">9</ix:nonFraction>&#160;million).</span></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 Includes interest paid on deposits from customers and banks, and negative interest on assets EUR <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:NegativeInterestExpenseOnAssets" format="ixt:fixed-zero" scale="6" id="f-1611">nil</ix:nonFraction> (30 June 2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ing:NegativeInterestExpenseOnAssets" format="ixt:fixed-zero" scale="6" id="f-1612">nil</ix:nonFraction>).</span></div></ix:continuation><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net interest income was affected by reversing the hedge accounting impacts that are applied under IFRS-EU &#8216;IAS 39 carve-out&#8217; with an impact of EUR <ix:nonFraction unitRef="eur" contextRef="c-673" decimals="-6" name="ing:IncreaseDecreaseOfNetInterestIncome" scale="6" id="f-1613">107</ix:nonFraction> million (30 June 2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-674" decimals="-6" name="ing:IncreaseDecreaseOfNetInterestIncome" scale="6" id="f-1614">129</ix:nonFraction> million). The net decrease, without the IAS 39 carve out impact, is EUR -<ix:nonFraction unitRef="eur" contextRef="c-675" decimals="-6" sign="-" name="ing:IncreaseDecreaseOfNetInterestIncome" scale="6" id="f-1615">418</ix:nonFraction> million.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Interest expense on deposits includes interest paid under the TLTRO III programme of EUR <ix:nonFraction unitRef="eur" contextRef="c-676" decimals="-6" name="ing:InterestExpenseOnDepositsFromBanksAndCustomers" scale="6" id="f-1616">59</ix:nonFraction> million</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(30 June 2023</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">EUR <ix:nonFraction unitRef="eur" contextRef="c-677" decimals="-6" name="ing:InterestExpenseOnDepositsFromBanksAndCustomers" scale="6" id="f-1617">436</ix:nonFraction> million). The funding under this programme was fully repaid during the first quarter of 2024.<br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"></div></div></ix:nonNumeric><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">43</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_91"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td 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style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net fee and commission income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 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id="f-1697">2,376</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></ix:nonNumeric></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Regulatory costs<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Regulatory costs represent contributions to the Deposit Guarantee Schemes (DGS), the Single Resolution Fund (SRF), local bank taxes and local resolution funds. Included in Regulatory costs for 30 June 2024 are </span></div></ix:nonNumeric></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">44</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-1662-1">contributions to DGS of EUR <ix:nonFraction unitRef="eur" contextRef="c-678" decimals="-6" name="ing:ContributionsToDepositGuaranteeSchemes" scale="6" id="f-1698">157</ix:nonFraction> million (30 June 2023: EUR <ix:nonFraction 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Local bank taxes increased by EUR <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:IncreaseDecreaseInLocalBankTaxes" scale="6" id="f-1702">62</ix:nonFraction> million from EUR <ix:nonFraction unitRef="eur" contextRef="c-435" decimals="-6" name="ing:LocalBankTaxes" scale="6" id="f-1703">192</ix:nonFraction> million as per 30 June 2023 to EUR <ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-6" name="ing:LocalBankTaxes" scale="6" id="f-1704">255</ix:nonFraction> million in the first six months of 2024.</ix:continuation> </span></div><div id="i9b89511f100e4ef480267bc3b36f0e51_100"></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfEarningsPerShareExplanatory" id="f-1705" escape="true"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">17   Earnings per ordinary share</span><ix:nonNumeric contextRef="c-1" 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parent</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Per ordinary share</span></div><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;(in EUR)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></div><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;(in EUR million)</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend, paid August 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-682" decimals="2" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-1733">0.17</ix:nonFraction></span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-682" decimals="-6" name="ifrs-full:DividendsPaidOrdinaryShares" scale="6" id="f-1734">634</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Final dividend, paid May 2023</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-683" decimals="3" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-1735">0.389</ix:nonFraction></span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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#a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In respect of 2023</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend, paid August 2023</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-685" decimals="3" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-1739">0.35</ix:nonFraction></span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-685" decimals="-6" name="ifrs-full:DividendsPaidOrdinaryShares" format="ixt:num-dot-decimal" scale="6" id="f-1740">1,260</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Final dividend, paid May 2024</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-672" decimals="3" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-1741">0.756</ix:nonFraction></span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-672" decimals="-6" name="ifrs-full:DividendsPaidOrdinaryShares" format="ixt:num-dot-decimal" scale="6" id="f-1742">2,497</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total dividend in respect of 2023</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total dividend for the period ending 30 June 2024</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-1" decimals="3" name="ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare" scale="0" id="f-1747">0.35</ix:nonFraction></span></td><td colspan="2" 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 25&#160;April 2024, the Annual General Meeting of shareholders ratified the total dividend of EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-686" decimals="3" name="ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare" scale="0" id="f-1749">1.106</ix:nonFraction> per ordinary share of which EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-685" decimals="3" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-1750">0.350</ix:nonFraction> per share was paid as an interim cash dividend in August 2023. The final dividend of EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-243" decimals="3" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-1751">0.756</ix:nonFraction> per ordinary share was paid entirely in cash. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2023 and the first six months of 2024, no other cash distributions were paid to shareholders of ING Group. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Groep N.V. is required to withhold tax of <ix:nonFraction unitRef="number" contextRef="c-1" decimals="2" name="ing:WithholdingTaxOnDividendsPaid" scale="-2" id="f-1752">15</ix:nonFraction>% on dividends paid.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 12 'Equity' for further information.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></ix:nonNumeric></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">45</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_106"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:8pt;margin-top:20pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Additional notes to the Condensed consolidated interim financial statements<br/></span><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory" id="f-1753" continuedAt="f-1753-1" escape="true"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">19   Segments<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s segments are based on the internal reporting structure by lines of business.</span></ix:nonNumeric></div><ix:continuation id="f-1753-1" continuedAt="f-1753-2"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Executive Board of ING Group and the Management Board Banking (together the Chief Operating Decision Maker (CODM)) set the performance targets, approve and monitor the budgets prepared by the business lines. Business lines formulate strategic, commercial, and financial plans in conformity with the strategy and performance targets set by the CODM.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Recognition and measurement of segment results are in line with the accounting policies as described in Note 1 'Basis of preparation and material accounting policy information' of the 2023 ING Group Consolidated financial statements. The results for the period for each reportable segment are after intercompany and intersegment eliminations and are those reviewed by the CODM to assess performance of the segments. Corporate expenses are allocated to business lines based on time spent by head office personnel, the relative number of staff, or on the basis of income, expenses and/or assets of the segment.</span></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfOperatingSegmentsExplanatory" id="f-1754" continuedAt="f-1754-1" escape="true"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table specifies the segments by line of business and main sources of income of each of the segments:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:35.474%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:62.326%"/><td style="width:0.1%"/></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Specification of the main sources of income of each of the segments by line of business</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Segments by line of business</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Main source of income</span></td></tr><tr style="height:23pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in the Netherlands, including the Business Banking segments. The main products offered are current and savings accounts, investment products, business lending, mortgages and consumer lending.</span></td></tr><tr style="height:23pt"><td colspan="6" style="display:none"/></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in Belgium and Luxembourg, including the Business Banking segments. The main products offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"/></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in Germany, including the Business Banking segments. The main products offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"/></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail banking activities in the rest of the world, including the Business Banking segments in specific geographies. The main products offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"/></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from wholesale banking activities. The main products are: lending, payments &amp; cash management, working capital solutions, trade finance, financial markets, corporate finance and treasury.</span></td></tr></table></div></ix:nonNumeric></ix:continuation></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><ix:continuation id="f-1753-2" continuedAt="f-1753-3"><div style="display:inline-block;vertical-align:top;width:48.499%"><ix:continuation id="f-1754-1" continuedAt="f-1754-2"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:35.896%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:61.904%"/><td style="width:0.1%"/></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Specification of geographical split of the segments</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Geographical split of the segments</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Main countries</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Netherlands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Including Luxembourg</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Germany</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Challengers</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Australia, Italy, Spain and Portugal</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Growth Markets</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Poland, Romania and T&#252;rkiye</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">UK, Ireland &amp; Middle East, Americas, Asia and other countries in Europe</span></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td></tr></table></div></ix:continuation><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group monitors and evaluates the performance of ING Group at a consolidated level and by segment. The Executive Board and the Management Board Banking consider this to be relevant to an understanding of the Group&#8217;s financial performance, because it allows investors to understand the primary method used by management to evaluate the Group&#8217;s operating performance and make decisions about allocating resources.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, ING Group believes that the presentation of results in accordance with IFRS-EU helps investors compare its segment performance on a meaningful basis by highlighting result before tax attributable to ongoing operations and the profitability of the segment businesses. IFRS-EU result includes the impact of applying the IFRS-EU &#8216;IAS 39 carve out&#8217;. The IFRS-EU &#8216;IAS 39 carve-out&#8217; impact relates to fair value portfolio hedge accounting strategies for the mortgage and savings portfolios in the Benelux, Germany, Wholesale Banking Rest of World and Other Challengers that are not eligible under IFRS-IASB. As no hedge accounting is applied to these mortgage and savings portfolios under IFRS-IASB, the fair value changes of the derivatives are not offset by fair value changes of the hedge items (mortgages and savings).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The segment reporting in the interim report on Form 6-K has been prepared in accordance with International Financial Reporting Standards as issued by the EU (IFRS-EU) and reconciled to International Financial Reporting Standards as issued by the International Accounting Standards Board (IFRS-IASB) for consistency with the other financial information contained in this report. The difference between the accounting standards is reflected in the Wholesale Banking segment, and in the geographical split of the segments in the Netherlands, Belgium, Germany, Wholesale Banking Rest of World and Other Challengers. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 1 'Basis of preparation and significant changes in the current reporting period' for a reconciliation between IFRS-EU and IFRS-IASB. Corporate expenses are allocated to business lines based on time spent by head office personnel, the relative number of staff, or on the basis of income, expenses and/or assets of the segment.</span></div></div></ix:continuation></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">46</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-1753-3" continuedAt="f-1753-4"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group reconciles the total segment results to the total result using Corporate Line. The Corporate Line is a reflection of capital management activities, as ING Group applies a system of capital charging for its banking operations in order to create a comparable basis for the results of business units globally, irrespective of the business units&#8217; book equity and the currency they operate in.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Results in Corporate Line are impacted by the application of hyperinflation accounting in the consolidation of our subsidiary in T&#252;rkiye (IAS 29). Furthermore, Corporate Line includes certain income and expenses that are not allocated to the banking businesses, and also includes our investments in Bank of Beijing and TMBThanachart Bank (TTB).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The information presented in this note is in line with the information presented to the Executive Board of ING Group and Management Board Banking.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This note does not provide information on the types of products and services from which each reportable segment derives its revenues, as this is not reported internally and is therefore not readily available.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">47</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory" id="f-1755" escape="true"><ix:continuation id="f-1753-4" continuedAt="f-1753-5"><div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.719%"><tr><td style="width:1.0%"/><td style="width:42.414%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.272%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.272%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.272%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.037%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.118%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.041%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.041%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.041%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.344%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.048%"/><td style="width:0.1%"/></tr><tr><td colspan="33" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation between IFRS-IASB and IFRS-EU income, expense and net result</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td><td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB attributable to equity holder of the parent</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ifrs-full:ProfitLossFromOperatingActivities" format="ixt:num-dot-decimal" scale="6" id="f-1756">12,812</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" 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This information is prepared by reversing the hedge accounting impacts that applied under the IFRS-EU 'carve-out' version of IAS 39. For the IFRS-EU result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">IFRS-EU figures include the impact of applying the IFRS-EU 'IAS 39 carve-out'.</span></div></ix:continuation></ix:nonNumeric><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="text-indent:14.17pt"><span><br/></span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">48</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-1754-2"><ix:continuation id="f-1753-5" continuedAt="f-1753-6"><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.469%"><tr><td style="width:1.0%"/><td style="width:61.276%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.135%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.612%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.441%"/><td style="width:0.1%"/></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Total</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/><td colspan="3" style="background-color:#ff6200;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></div></td><td colspan="9" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total ING Group</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total ING Group</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td 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contextRef="c-695" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" scale="6" id="f-1824">53</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-696" decimals="-6" name="ifrs-full:ProfitLossBeforeTax" format="ixt:num-dot-decimal" scale="6" id="f-1825">5,379</ix:nonFraction></span><span style="color:#333333;font-family:'ING 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solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-705" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" scale="6" id="f-1850">39</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-393" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-1851">3,206</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></ix:continuation></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">49</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfProductsAndServicesExplanatory" id="f-1852" escape="true"><ix:continuation id="f-1753-6" continuedAt="f-1753-7"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:33.359%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.830%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.029%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.329%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.653%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.005%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.104%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.830%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.179%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.854%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.029%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.930%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.111%"/><td style="width:0.1%"/></tr><tr><td colspan="45" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Segments by line of business</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-715" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" scale="6" id="f-2002">601</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-716" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" scale="6" id="f-2003">438</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-717" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-2004">1,589</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-720" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-2008">1,099</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></ix:continuation></ix:nonNumeric><div style="text-indent:14.17pt"><span><br/></span></div><div style="text-indent:14.17pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/><br/><br/><br/><br/><br/><br/><br/></span></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">50</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfGeographicalAreasExplanatory" id="f-2025" escape="true"><ix:continuation id="f-1753-7"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:22.830%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.176%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.226%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.826%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.500%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.725%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.701%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.626%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.701%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.882%"/><td style="width:0.1%"/></tr><tr><td colspan="51" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Geographical split of the segments</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="24" style="border-bottom:0.5pt solid 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="24" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Nether-lands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Nether-lands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-392" decimals="-6" name="ifrs-full:ProfitLossAttributableToOwnersOfParent" format="ixt:num-dot-decimal" scale="6" id="f-2269">3,206</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></ix:continuation></ix:nonNumeric><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">51</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_109"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfFairValueMeasurementExplanatory" id="f-2270" continuedAt="f-2270-1" escape="true"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">20   Fair value of assets and liabilities <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Valuation Methods<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The estimated fair values represent the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It is a market-based measurement, which is based on assumptions that market participants would use and takes into account the characteristics of the asset or liability that market participants would take into account when pricing the asset or liability.</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair values of financial assets and liabilities are based on quoted prices in active market where available. When such quoted prices are not available, the fair value is determined by using valuation techniques.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The first half of 2024 was characterized by less elevated levels of volatility compared to 2023. After the steep increase of interest rates worldwide over the last years, the markets saw interest rates cuts.  Though currently not having a major direct influence on the global markets, the geopolitical risks stemming from the ongoing Russia-Ukraine and Israel-Gaza conflicts are still hanging over the markets, while the US elections and the uncertainty around its consequences are also closely followed.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets and liabilities, including Level 3, are valued using agreed methodologies, targeting the most appropriate estimate of fair value.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A comprehensive description of ING&#8217;s valuation methods and framework is reported in Note 35 &#8216;Fair value of assets and liabilities&#8217; of the 2023 Form 20-F. This chapter of the Condensed consolidated interim financial statement should be read in conjunction with the 2023 Form 20-F.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Valuation Control framework<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The valuation control framework covers the product approval process (PARP), pricing, market data assessment and independent price verification (IPV), valuation adjustments, model use, fair value hierarchy and day one profit or loss. Valuation processes are governed by various governance bodies, including Local Parameter Committees, Global Valuation and Impairment Committee, Market Data Committee and Valuation Model Committee. All relevant committees meet on a regular basis (monthly/quarterly), where agenda covers the aforementioned valuation controls.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Global Valuation and Impairment Committee is responsible for the oversight and the approval of the outcome of impairments (other than loan loss provisions) and valuation processes. It oversees the quality and coherence of valuation methodologies and performance. The Valuation Model Committee is responsible for the approval of all valuation models used for the Fair valuation (IFRS) and Prudent Valuation (CRR) of positions measured at fair value. The Local Parameter Committee discusses the valuation results and monitors the performance of the valuation activities carried out on local or regional level. The Global </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial Markets Parameter Committee reviews the consolidated valuation outcome and resulting P&amp;L for Financial Market products, targeting a globally consistent treatment across Financial Market. The Market Data Committee is responsible for the approval of the market data used in valuation.</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Valuation Adjustments<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Valuation adjustments are an integral part of the fair value. They are the adjustments to the output from a valuation technique in order to appropriately determine a fair value in accordance with IFRS 13. ING considers various fair value adjustments including Bid-Offer adjustments, Model Risk adjustments, Bilateral Valuation Adjustments (BVA, consisting of Credit Valuation Adjustments or CVA, and Debit Valuation Adjustments or DVA), Collateral Valuation Adjustment (CollVA) and Funding Valuation Adjustment (FVA).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For financial instruments where the fair value at initial recognition is based on one or more significant unobservable inputs, a difference between the transaction price and the fair value resulting from the internal valuation process can occur. Such difference is referred to as Day One Profit or Day One Loss (hereafter: DOP). ING defers material Day One Profit or Loss of instruments with significant unobservable valuation inputs, which are the financial instruments classified as Level 3 and financial instruments with material unobservable inputs into CVA which are not necessarily classified as Level 3. The DOP is amortised over the life of the instrument, or until the significant unobservable inputs become observable, or until the significant unobservable inputs become non-significant. 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-826" decimals="-6" sign="-" name="ifrs-full:AdjustmentsForFairValueGainsLosses" scale="6" id="f-2289">385</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></ix:nonNumeric><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div></ix:nonNumeric><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">52</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-2270-1" continuedAt="f-2270-2"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory" id="f-2290" escape="true"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial instruments at fair value <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair values of the financial instruments were determined as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:22.584%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.961%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.187%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.433%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Methods applied in determining fair values of financial assets and liabilities (carried at fair value)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 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style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-2401">102,649</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" format="ixt:num-dot-decimal" scale="6" id="f-2402">94,638</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></ix:nonNumeric><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following methods and assumptions were used by ING Group to estimate the fair value of the financial instruments:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Equity securities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Instrument description:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Equity securities include stocks and shares, corporate investments and private equity investments.<br/>Valuation:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If available, the fair values of publicly traded equity securities and private equity securities are </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">based on quoted market prices. In absence of active markets, fair values are estimated by analysing the investee&#8217;s financial position, result, risk profile, prospect, price, earnings comparisons and revenue multiples. Additionally, reference is made to valuations of peer entities where quoted prices in active markets are available. For equity securities best market practice will be applied using the most relevant valuation method. All non-listed equity investments, including investments in private equity funds, are subject to a standard review framework which ensures that valuations reflect the fair values.<br/>Fair value hierarchy:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The majority of equity securities are publicly traded and quoted prices are readily and regularly available. Hence, these securities are classified as Level 1. Equity securities which are not traded in active markets mainly include corporate investments, fund investments and other equity securities and are classified as Level 3.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Debt securities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Instrument description:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Debt securities include government bonds, financial institutions bonds and Asset-backed securities (ABS). <br/>Valuation:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where available, fair values for debt securities are generally based on quoted market prices. Quoted market prices are obtained from an exchange market, dealer, broker, industry group, pricing service, or regulatory service. The quoted prices from non-exchange sources are reviewed on their tradability of market prices. If quoted prices in an active market are not available, fair value is based on an analysis of available market inputs, which includes consensus prices obtained from one or more pricing services. Furthermore, fair values are determined by valuation techniques discounting expected future cash flows using market interest rate curves, referenced credit spreads, maturity of the investment, and estimated prepayment rates where applicable.<br/>Fair value hierarchy:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Government bonds and financial institutions bonds are generally traded in active markets. Where quoted prices are readily and regularly available, they are classified as Level 1. The remaining positions are classified as Level 2 or Level 3 depending on the trading activity and observability of prices. Asset backed securities for which no active market is available and a wide discrepancy in quoted prices exists, are classified as Level 3.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Derivatives<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Instrument description:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Derivatives contracts can either be exchange-traded or over the counter (OTC). Derivatives include interest rate derivatives, FX derivatives, Credit derivatives, Equity derivatives and commodity derivatives.<br/>Valuation:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of exchange-traded derivatives is determined using quoted market prices in an active market and are classified as Level 1 of the fair value hierarchy. For instruments that are not actively traded, fair values are estimated based on valuation techniques. OTC derivatives and derivatives trading in an inactive market are valued using valuation techniques. The valuation techniques and inputs depend on the type of derivatives and the nature of the underlying instruments. The principal techniques used to value these instruments are based on (amongst others) discounted cash flows, option pricing models and Monte Carlo simulations. These valuation models calculate the present value of expected future cash flows, based on &#8216;no-arbitrage&#8217; principles. The models are commonly used in the financial industry and inputs to the validation models are determined from observable market data where possible. Certain inputs may not be </span></div></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">53</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-2270-2" continuedAt="f-2270-3"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">observable in the market, but can be determined from observable prices via valuation model calibration procedures. These inputs include prices available from exchanges, dealers, brokers or providers of pricing, yield curves, credit spreads, default rates, recovery rates, dividend rates, volatility of underlying interest rates, equity prices, and foreign currency exchange rates and reference is made to quoted prices, recently executed trades, independent market quotes and consensus data, where available.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For uncollateralised OTC derivatives, ING applies Credit Valuation Adjustment to correctly reflect the counterparty credit risk in the valuation and Debit Valuation Adjustments to reflect the credit risk of ING for its counterparty. In addition, for these derivatives ING applies Funding Valuation Adjustment. See sections CVA/DVA and FVA in section Valuation Adjustments for more details regarding the calculation.<br/>Fair value hierarchy:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The majority of the derivatives are priced using observable inputs and are classified as Level 2. Derivatives for which the input cannot be implied from observable market data are classified as Level 3.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and receivables<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Instrument description:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans and receivables are non-derivative financial assets with fixed or determinable payments that are not quoted in an active market. Loans and receivables carried at fair value includes trading loans, being securities lending and similar agreement comparable to collateralised lending, syndicated loans, loans expected to be sold and receivables with regards to reverse repurchase transactions.<br/>Valuation: The fair value of loans and receivables is generally estimated by discounting expected future cash flows using a discount rate that reflects credit risk, liquidity, and other current market conditions. The fair value of mortgage loans is estimated by taking into account prepayment behaviour. <br/>Fair value hierarchy: Loans and receivables are predominantly classified as Level 2. Loans and receivables for which current market information about similar assets to use as observable, corroborated data for all significant inputs into a valuation model is not available, are classified as Level 3.<br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial liabilities at fair value through profit and loss </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>Instrument description: Financial liabilities at fair value through profit and loss include debt securities, debt instruments, primarily comprised of structured notes, which are held at fair value under the fair value option. Besides that, it includes derivative contracts and repurchase agreements.<br/>Valuation: The fair values of securities in the trading portfolio and other liabilities at fair value through profit or loss are based on quoted market prices, where available. For those securities not actively traded, fair values are estimated based on internal discounted cash flow valuation techniques using interest rates and credit spreads that apply to similar instruments.<br/>Fair value hierarchy: The majority of the derivatives and debt instruments are classified as Level 2. Derivatives and debt instruments for which the input cannot be derived from observable market data are classified as Level 3.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Transfers between Level 1 and 2<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a consequence of change in observable inputs, ING recorded an EUR  <ix:nonFraction unitRef="eur" contextRef="c-903" decimals="-8" name="ifrs-full:TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" scale="9" id="f-2403">0.4</ix:nonFraction> billion transfer from Level 2 to Level 1 in debt securities measured at fair value through other comprehensive income. No significant transfers from Level 1 to Level 2 were recorded in the reporting period 2024.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Level 3: Valuation techniques and inputs used </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets and liabilities in Level 3 include both assets and liabilities for which the fair value was determined using (i) valuation techniques that incorporate unobservable inputs as well as (ii) quoted prices which have been adjusted to reflect that the market was not actively trading at or around the balance sheet date. Unobservable inputs are inputs which are based on ING&#8217;s own assumptions about the factors that market participants would use in pricing an asset or liability, developed based on the best information available in the circumstances. Unobservable inputs may include volatility, correlation, spreads to discount rates, default rates and recovery rates, prepayment rates, and certain credit spreads. Valuation techniques that incorporate unobservable inputs are sensitive to the inputs used.  </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Of the total amount of financial assets classified as Level 3 as at 30&#160;June 2024 of EUR <ix:nonFraction unitRef="eur" contextRef="c-863" decimals="-8" name="ifrs-full:FinancialAssetsAtFairValue" scale="9" id="f-2404">9.1</ix:nonFraction> billion (31 December 2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-864" decimals="-8" name="ifrs-full:FinancialAssetsAtFairValue" scale="9" id="f-2405">9.1</ix:nonFraction> billion), an amount of EUR <ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-8" name="ing:FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice" scale="9" id="f-2406">7.2</ix:nonFraction> billion (<ix:nonFraction unitRef="number" contextRef="c-1" decimals="3" name="ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" scale="-2" id="f-2407">79.1</ix:nonFraction>%) (31 December 2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-8" name="ing:FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice" scale="9" id="f-2408">7.0</ix:nonFraction> billion, being <ix:nonFraction unitRef="number" contextRef="c-243" decimals="3" name="ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" scale="-2" id="f-2409">76.7</ix:nonFraction>%) is based on unadjusted quoted prices in inactive markets. As ING does not generally adjust quoted prices using its own inputs, there is no significant sensitivity to ING&#8217;s own unobservable inputs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, Level 3 financial assets includes EUR <ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-8" name="ing:AmountOfRiskNeutralDesignedFinancialAssets" scale="9" id="f-2410">0.3</ix:nonFraction> billion (31 December 2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-8" name="ing:AmountOfRiskNeutralDesignedFinancialAssets" scale="9" id="f-2411">0.3</ix:nonFraction> billion) which relates to financial assets that are part of structures that are designed to be fully neutral in terms of market risk. Such structures include various financial assets and liabilities for which the overall sensitivity to market risk is insignificant. Whereas the fair value of individual components of these structures may be determined using different techniques and the fair value of each of the components of these structures may be sensitive to unobservable inputs, the overall sensitivity is by design not significant.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The remaining EUR <ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-8" name="ing:RemainingFinancialAssetsClassifiedAsLevel3" scale="9" id="f-2412">1.6</ix:nonFraction> billion (31 December 2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-8" name="ing:RemainingFinancialAssetsClassifiedAsLevel3" scale="9" id="f-2413">1.8</ix:nonFraction> billion) of the fair value classified in Level 3 financial assets is established using valuation techniques that incorporates certain inputs that are unobservable.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Of the total amount of financial liabilities classified as Level 3 as at 30&#160;June 2024 of EUR <ix:nonFraction unitRef="eur" contextRef="c-863" decimals="-8" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="9" id="f-2414">0.6</ix:nonFraction> billion (31 December 2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-864" decimals="-8" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="9" id="f-2415">0.7</ix:nonFraction> billion), an amount of EUR <ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-7" name="ing:FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets" scale="9" id="f-2416">0.23</ix:nonFraction> billion (<ix:nonFraction unitRef="number" contextRef="c-904" decimals="3" name="ing:PercentageOnFinancialLiabilitiesBasedOnUnadjustedQuotedPricesInInactiveMarkets" scale="-2" id="f-2417">41.0</ix:nonFraction>%) (31 December 2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-7" name="ing:FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets" scale="9" id="f-2418">0.36</ix:nonFraction> billion, being <ix:nonFraction unitRef="number" contextRef="c-905" decimals="3" name="ing:PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" scale="-2" id="f-2419">50.0</ix:nonFraction>%) is based on unadjusted quoted prices in inactive markets. As ING does not generally adjust quoted prices using its own inputs, there is no significant sensitivity to ING&#8217;s own unobservable inputs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, Level 3 financial liabilities includes EUR <ix:nonFraction unitRef="eur" contextRef="c-390" decimals="-8" name="ing:AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" scale="9" id="f-2420">0.3</ix:nonFraction> billion (31 December 2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-391" decimals="-8" name="ing:AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" scale="9" id="f-2421">0.3</ix:nonFraction> billion) which relates to financial liabilities that are part of structures that are designed to be fully neutral in terms of </span></div></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">54</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-2270-3" continuedAt="f-2270-4"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">market risk. As explained above, the fair value of each of the components of these structures may be sensitive to unobservable inputs, but the overall sensitivity is by design not significant.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The remaining EUR <ix:nonFraction unitRef="eur" contextRef="c-863" decimals="-8" name="ing:RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" scale="9" id="f-2422">0.1</ix:nonFraction> billion (31 December 2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-864" decimals="-8" name="ing:RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" scale="9" id="f-2423">0.1</ix:nonFraction> </span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">billion) of the fair value classified in Level 3 financial liabilities is established using valuation te</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">chniques that incorporates certain inputs that are unobservable.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below provides a summary of the valuation techniques, key unobservable inputs and the lower and upper range of such unobservable inputs, by type of Level 3 asset/liability. The lower and upper range mentioned in the overview represent the lowest and highest variance of the respective valuation input as actually used in the valuation of the different financial instruments. Amounts and percentages stated are unweighted. The range can vary from period to period subject to market movements and change in Level&#160;3 position. Lower and upper bounds reflect the variability of Level 3 positions and their underlying valuation inputs in the portfolio, but do not adequately reflect their level of valuation uncertainty. For valuation uncertainty assessment, reference is made to section Sensitivity analysis of unobservable inputs (Level 3).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">55</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory" id="f-2424" escape="true"><ix:continuation id="f-2270-4" continuedAt="f-2270-5"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:13.828%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.602%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.527%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.302%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.103%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.426%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.227%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.126%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.232%"/><td style="width:0.1%"/></tr><tr><td colspan="33" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation techniques and range of unobservable inputs (Level 3)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Valuation techniques</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Significant unobservable inputs</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lower range</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upper range</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">At fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" 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style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-870" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2427">0</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-906" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2428">0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-907" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2429">0</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-908" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2430">122</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-909" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2431">122</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price per share</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eurPerShare" contextRef="c-911" decimals="INF" name="ing:PriceSignificantUnobservableInputs" scale="0" id="f-2433">236</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 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style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-916" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" scale="6" id="f-2438">127</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-917" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" scale="6" id="f-2439">150</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 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style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-927" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2451">117</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" 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colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-938" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2464">14</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-939" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2465">47</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-942" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2468">104</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-943" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2469">96</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-944" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2470">9</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-945" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2471">23</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-947" decimals="INF" name="ing:SignificantUnobservableInputsAmount" scale="0" id="f-2473">0.9</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" 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solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-950" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2476">0</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-951" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2477">4</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spreads 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2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-957" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2485">301</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reset spread (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-960" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2488">2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-961" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2489">2</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" 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unitRef="number" contextRef="c-965" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2493">0</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;FX</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-966" decimals="-6" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-966" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2496">3</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-983" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2517">17</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-989" decimals="INF" name="ing:SignificantUnobservableInputsAmount" scale="0" id="f-2523">0.2</ix:nonFraction></span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-990" decimals="INF" name="ing:SignificantUnobservableInputsAmount" scale="0" id="f-2524">1.0</ix:nonFraction></span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-991" decimals="INF" name="ing:SignificantUnobservableInputsAmount" scale="0" id="f-2525">1.0</ix:nonFraction></span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 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1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-996" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2530">0</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-997" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2531">0</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-998" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2532">20</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-999" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2533">14</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1002" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2536">21</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1003" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2537">21</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1004" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" scale="6" id="f-2538">13</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1005" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss" scale="6" id="f-2539">14</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1004" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2540">4</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1005" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" scale="6" id="f-2541">7</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commodity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1006" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2542">13</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1007" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2543">11</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1008" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2544">74</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1009" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2545">94</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1010" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2546">68</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1011" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2547">68</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">At fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1012" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" scale="6" id="f-2548">476</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1013" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" scale="6" id="f-2549">676</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1014" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2550">5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1015" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2551">5</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1016" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2552">93</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1017" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2553">85</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1018" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2554">100</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1019" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2555">96</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Equity</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1020" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" scale="6" id="f-2556">254</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1021" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" scale="6" id="f-2557">263</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1022" decimals="INF" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1026" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2562">4</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1027" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2563">4</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1028" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2564">4</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1029" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2565">4</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payout ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1030" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2566">70</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1031" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2567">90</ix:nonFraction>&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1032" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2568">122</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1033" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2569">122</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1034" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2570">122</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-1035" decimals="INF" name="ing:PercentageSignificantUnobservableInputs" scale="-2" id="f-2571">122</ix:nonFraction>&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Debt securities</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-1036" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome" scale="6" id="f-2572">10</ix:nonFraction>&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-863" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-2573">9,081</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-864" decimals="-6" name="ifrs-full:FinancialAssetsAtFairValue" format="ixt:num-dot-decimal" scale="6" id="f-2574">9,118</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-863" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValue" scale="6" id="f-2575">564</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonFraction unitRef="eur" contextRef="c-864" decimals="-6" name="ifrs-full:FinancialLiabilitiesAtFairValue" scale="6" id="f-2576">729</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"/></tr></table></div></ix:continuation></ix:nonNumeric><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">56</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-2270-5" continuedAt="f-2270-6"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Level 3: Changes during the period</span></div><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfFairValueMeasurementOfAssetsExplanatory" id="f-2577" escape="true"><div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:32.508%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.001%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.126%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.226%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.126%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.126%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.126%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.126%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.401%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.131%"/><td style="width:0.1%"/></tr><tr><td colspan="39" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Level 3 Financial assets</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets mandatorily at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets designated at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at FVOCI</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING 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The total amounts includes EUR</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-1063" decimals="-6" sign="-" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-2722">92</ix:nonFraction> million (2023: EUR <ix:nonFraction unitRef="eur" contextRef="c-1064" decimals="-6" name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" scale="6" id="f-2723">316</ix:nonFraction> million) of unrealised gains and losses recognised in the statement of profit or loss. </span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Revaluation recognised in other comprehensive income is included on the line &#8216;Net change in fair value of debt instruments at fair value through other comprehensive income&#8217;.</span></div></ix:nonNumeric><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2024, t</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ransfers into and out of Level 3 of financial assets mandatorily at fair value mainly relate to (long term) reverse repurchase transactions for which the valuation being significantly impacted by unobservable inputs and no longer significantly impacted by unobservable inputs, respectively</span><span style="background-color:#ffffff;color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%">.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2024, the transfer out of Level 3 trading assets relate mostly to bonds and derivative instruments due to the valuation not being significantly impacted by unobservable input.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2023, transfers into and out of Level 3 of financial assets mandatorily at fair value mainly relate to (long term) reverse repurchase transactions for which the valuation being significantly impacted by unobservable inputs and no longer significantly impacted by unobservable inputs, respectively</span><span style="background-color:#ffffff;color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%">.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2023, the transfer into Level 3 trading assets is mainly driven by debt securities that are part of a structure transferred into level 3 due to market illiquidity which decreased observability for an input.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">57</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-2270-6" continuedAt="f-2270-7"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory" id="f-2724" escape="true"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"/><td style="width:23.513%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.568%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.807%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.568%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.652%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.807%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.807%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.413%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.965%"/><td style="width:0.1%"/></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Level 3 Financial liabilities</span></td></tr><tr style="height:24pt"><td colspan="3" style="padding:0 1pt"/><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities designated as at fair value through profit or loss</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:24pt"><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt 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name="ifrs-full:FinancialLiabilitiesAtFairValue" scale="6" id="f-2796">729</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Net gains/losses were recorded as &#8216;Valuation results and net trading income&#8217; in the statement of profit or loss. 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The structured notes were transferred out of Level 3 as the valuation was no longer impacted by significantly unobservable inputs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2023, financial liabilities transfers into and out of Level 3 mainly consisted of structured notes, measured as designated at fair value through profit or loss. The structured notes were transferred out of Level 3 as the valuation was no longer impacted by significantly unobservable inputs. </span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Recognition of unrealised gains and losses in Level 3<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Amounts recognised in the statement of profit or loss relating to unrealised gains and losses during the year that relates to Level 3 assets and liabilities are included in the line item &#8216;Valuation results and net trading income&#8217; in the statement of profit or loss.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Level 3: Sensitivity analysis of unobservable inputs<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where the fair value of a financial instrument is determined using inputs which are unobservable and which have a more than insignificant impact on the fair value of the instrument, the actual value of those inputs at the balance date may be drawn from a range of reasonably possible alternatives. In line with market practice the upper and lower bounds of the range of alternative input values reflect a level of valuation certainty. The actual levels chosen for the unobservable inputs in preparing the financial statements are consistent with the valuation methodology used for fair valued financial instruments.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In practice valuation uncertainty is measured and managed per exposure to individual valuation inputs (i.e. risk factors) at portfolio level across different product categories. Where the disclosure looks at individual Level 3 inputs, the actual valuation adjustments may also reflect the benefits of portfolio offsets. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This disclosure does not attempt to indicate or predict future fair value movement. 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name="ing:PositiveFairValueMovementsUsingPossibleAlternatives" scale="6" id="f-2817">69</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-904" decimals="-6" sign="-" name="ing:NegativeFairValueMovementsUsingPossibleAlternatives" scale="6" id="f-2818">27</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-<ix:nonFraction unitRef="eur" contextRef="c-905" decimals="-6" sign="-" name="ing:NegativeFairValueMovementsUsingPossibleAlternatives" scale="6" id="f-2819">80</ix:nonFraction></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfFairValueFinancialAssetsAndLiabilitiesAmortisedCostExplanatoryTableTextBlock" id="f-2820" continuedAt="f-2820-1" escape="true"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial instruments not measured at fair value<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the estimated fair values of the financial instruments not measured at fair value in the statement of financial position.</span></div></ix:nonNumeric></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">58</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"></div></div><ix:continuation id="f-2270-7" continuedAt="f-2270-8"><div style="margin-bottom:15pt;margin-top:15pt"><ix:continuation id="f-2820-1" continuedAt="f-2820-2"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"/><td style="width:30.933%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.226%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.226%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.226%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.226%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.226%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.901%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.226%"/><td 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amount presented as fair value</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></ix:continuation><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"><ix:continuation id="f-2820-2">1 In accordance with IFRS and for the purpose of this disclosure, the carrying amount of financial instruments with an immediate on demand feature is presented as fair value.</ix:continuation> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The aggregation of the fair values presented above does not represent, and should not be construed as representing, the underlying value of ING Group. These fair values were calculated for disclosure purposes only. The carrying amount of financial instruments presented in the above table includes, when applicable, the fair value hedge adjustment, this explains why (for these cases) the carrying amount approximates fair value.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and advances to banks<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short term receivables from banks carrying amounts represent a reasonable estimate of the fair value. The fair value of long term receivables from banks is estimated by discounting expected future cash flows using a discount rate based on specific available market data, such as interest rates and appropriate spreads that reflects current credit risk or quoted bonds.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:15pt"><span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and advances to customers<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short term loans carrying amounts represent a reasonable estimate of the fair value. The fair value of long term loans is estimated by discounting expected future cash flows using a discount rate that reflects current credit risk, current interest rates, and other current market conditions where applicable. The fair value of mortgage loans is estimated by taking into account prepayment behaviour. Loans with similar characteristics are aggregated for calculation purposes.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Securities at amortised cost<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where available, fair values for debt securities are generally based on quoted market prices. Quoted market prices are obtained from an exchange market, dealer, broker, industry group, pricing service, or regulatory service. The quoted prices from non-exchange sources are reviewed on their tradability of market prices. If quoted prices in an active market are not available, fair value is based on an analysis of available market inputs, which includes consensus prices obtained from one or more pricing services. Furthermore, fair values are determined by valuation techniques discounting expected future cash flows using market interest rate curves, referenced credit spreads, maturity of the investment, and estimated prepayment rates where applicable.</span></div></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">59</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><ix:continuation id="f-2270-8"><div style="margin-bottom:4pt;margin-top:15pt"><span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deposits from banks<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short term payables to banks carrying amounts represent a reasonable estimate of the fair value. The fair value of long term payables to banks is estimated by discounting expected future cash flows using a discount rate based on available market interest rates and appropriate spreads that reflects ING&#8217;s own credit risk.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Customer deposits<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the current interest rate environment there is significant embedded value in our on-demand deposits, therefore providing a natural hedge against the impact from rising rates on financial assets. However, for the purpose of this disclosure and in accordance with IFRS, the carrying amounts of deposits with an immediate on demand feature is presented as fair value.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of deposits with fixed contractual terms has been estimated based on discounting future cash flows using the interest rates currently applicable to deposits of similar maturities.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Debt securities in issue<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of debt securities in issue is generally based on quoted market prices, or if not available, on estimated prices by discounting expected future cash flows using a current market interest rate and credit spreads applicable to the yield, credit quality and maturity.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Subordinated loans<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of publicly traded subordinated loans are based on quoted market prices when available. Where no quoted market prices are available, fair value of the subordinated loans is estimated using discounted cash flows based on interest rates and credit spreads that apply to similar instruments.</span></div></ix:continuation><div id="i9b89511f100e4ef480267bc3b36f0e51_112"></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfLegalProceedingsExplanatoryTextBlock" id="f-2929" continuedAt="f-2929-1" escape="true"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">21   Legal proceedings<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group and its consolidated subsidiaries are involved in governmental, regulatory, arbitration and legal proceedings and investigations in the Netherlands and in a number of foreign jurisdictions, including the U.S., involving claims by and against them which arise in the ordinary course of their businesses, including in connection with their activities as lenders, broker-dealers, underwriters, issuers of securities and investors and their position as employers and taxpayers. In certain of such proceedings, very large or indeterminate amounts are sought, including punitive and other damages. While it is not feasible to predict or determine the ultimate outcome of all pending or threatened governmental, regulatory, arbitration and legal proceedings and investigations, ING is of the opinion that some of the proceedings and investigations set out below may have or have in the recent past had a significant effect on the financial position, profitability or reputation of the ING and/or the ING and its consolidated subsidiaries.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Settlement agreement</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: On 4 September 2018, ING announced that it had entered into a settlement agreement with the Dutch Public Prosecution Service relating to previously disclosed investigations </span></div></ix:nonNumeric></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><ix:continuation id="f-2929-1" continuedAt="f-2929-2"><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">regarding various requirements for client on-boarding and the prevention of money laundering and corrupt practices. Following the entry into the settlement agreement, ING has experienced heightened scrutiny from authorities in various countries. ING is also aware, including as a result of media reports, that other parties may, among other things, seek to commence legal proceedings against ING in connection with the subject matter of the settlement. Certain parties filed requests with the Court of Appeal in The Netherlands to reconsider the prosecutor&#8217;s decision to enter into the settlement agreement with ING and not to prosecute ING or (former) ING employees. In December 2020, the Court of Appeal issued its final ruling. In this ruling the prosecutors' decision to enter into the settlement agreement with ING was upheld, making the settlement final. However, in a separate ruling, the Court ordered the prosecution of ING&#8217;s former CEO.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Litigation by investors</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: In February and March 2024, ING and certain (former) board members were served with a writ of summons for litigation in The Netherlands on behalf of investors who claim to have suffered financial losses in connection with ING's disclosures on historic shortcomings in its financial economic crime policies, related risk management and control systems, the investigation by and settlement with the Dutch authorities in 2018 and related risks for ING. We do not agree with the allegations and will defend ourselves against these and the claimed damages of EUR <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:DamagesClaimedInLitigationCase" format="ixt:num-dot-decimal" scale="6" id="f-2930">587</ix:nonFraction>&#160;million. We follow IFRS rules for taking legal provisions and would disclose material amounts in that regard if and when applicable - which currently is not the case.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Findings regarding AML processes: </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As previously disclosed, after its September 2018 settlement with Dutch authorities concerning anti-money laundering matters, and in the context of significantly increased attention on the prevention of financial economic crime, ING has experienced heightened scrutiny by authorities in various countries. The interactions with such regulatory and judicial authorities have included, and can be expected to continue to include, onsite visits, information requests, investigations and other enquiries. Such interactions, as well as ING&#8217;s internal assessments in connection with its global enhancement programme, have in some cases resulted in satisfactory outcomes, and also have resulted in, and may continue to result in, findings, or other conclusions which may require appropriate remedial actions by ING, or may have other consequences. ING intends to continue to work in close cooperation with authorities as it seeks to improve its management of non-financial risks in terms of policies, tooling, monitoring, governance, knowledge and behaviour.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In January 2022, a Luxembourg investigating judge informed ING Luxembourg that he intends to instruct the relevant prosecutor to prepare a criminal indictment regarding alleged shortcomings in the AML process at ING Luxembourg. Although this matter still remains at an early procedural stage and it is currently not possible to determine how this matter will be resolved or the timing of any such resolution, ING does not expect a financial outcome of this matter to have a material effect.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING's subsidiary Payvision was the subject of a criminal investigation by Dutch authorities regarding money laundering and various requirements of the Dutch act on Anti-Money Laundering and Counter Terrorist Financing, focusing on the period from 1 January 2015 up to and including April 2020. Payvision cooperated with such investigation. In October 2021, the phasing out of Payvision was announced. The phasing out of </span></div></div></ix:continuation></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">60</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-2929-2" continuedAt="f-2929-3"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">activities and the transfer of customers to a new service provider were completed in 2022. At the request of Payvision, its license has been withdrawn. In April 2024, the Dutch authorities closed the investigation, without charges against Payvision, but with the issuance of a penalty order against <ix:nonFraction unitRef="director" contextRef="c-1116" decimals="INF" name="ing:NumberOfFormerDirectorsIssuedAPenaltyOrder" format="ixt-sec:numwordsen" scale="0" id="f-2931">two</ix:nonFraction> former directors of Payvision.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING continues to take steps to enhance its management of compliance risks and embed stronger awareness across the whole organisation. These steps are part of the global KYC programme and set of initiatives, which includes enhancing KYC files and working on various structural improvements in compliance policies, tooling, monitoring, governance, knowledge and behaviour.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Tax cases</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: Because of the geographic spread of its business, ING may be subject to tax audits, investigations and procedures in numerous jurisdictions at any point in time. Although ING believes that it has adequately provided for all its tax positions, the ultimate resolution of these audits, investigations and procedures is uncertain and may result in liabilities which are materially different from the amounts recognised. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Litigation regarding products of a former subsidiary in Mexico:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Proceedings in which ING is involved include complaints and lawsuits concerning the performance of certain interest sensitive products that were sold by a former subsidiary of ING in Mexico.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Claims regarding accounts with predecessors of ING Bank T&#252;rkiye:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ING Bank T&#252;rkiye has received numerous claims from (former) customers of legal predecessors of ING Bank T&#252;rkiye. The claims are based on offshore accounts held with these banks, which banks were seized by the Savings Deposit Insurance Fund (&#8220;SDIF&#8221;) prior to the acquisition of ING Bank T&#252;rkiye in 2007 from OYAK. Pursuant to the acquisition contract, ING Bank T&#252;rkiye can claim compensation from SDIF if a court orders ING Bank T&#252;rkiye to pay amounts to the offshore account holders. SDIF has made payments to ING Bank T&#252;rkiye pursuant to such compensation requests, but filed various lawsuits to receive those amounts back. In April 2022 the Turkish Supreme Court decided that the prescription period for the offshore account holders&#8217; compensation claims starts on the transfer date of the account holders to the offshore accounts. In July 2024 <ix:nonFraction unitRef="lawsuit" contextRef="c-1117" decimals="INF" name="ing:LawsuitFinalisedInFavorOfING" format="ixt-sec:numwordsen" scale="0" id="f-2932">one</ix:nonFraction> of the lawsuits has been finalized in favour of ING Bank T&#252;rkiye with the Turkish Supreme Court's verdict which is likely to be a precedent decision for the other ongoing files.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2024, SDIF initiated enforcement procedures against ING Bank T&#252;rkiye, based on the decision in April 2022 by the Turkish Supreme Court referred to above. SDIF alleges that this decision means that ING Bank T&#252;rkiye has to return certain payments made by SDIF regarding the offshore depositors' receivables cases, as the statute of limitations had already expired. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At this moment it is not possible to assess the outcome of these procedures nor to provide an estimate of the (potential) financial effect of these claims.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Interest rate derivatives claims</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: In the past a uniform recovery framework for Dutch SME clients with interest rate derivatives was established by a committee of independent experts appointed by the Dutch Ministry of Finance. In the context of this recovery framework most claims have been settled, however ING is still involved in several legal proceedings in the Netherlands with respect to interest rate derivatives that were sold to clients in connection with floating interest rate loans in order to hedge the interest rate risk of the loans. These proceedings are based on several legal grounds, depending on the facts and circumstances of each specific case, inter alia alleged breach of duty of care, insufficient information provided to the clients on the product and its risks and other elements related to the interest rate derivatives that were sold to clients. In some cases, the court has ruled in favour of the claimants and awarded damages, annulled the interest rate derivative or ordered repayment of certain amounts to the claimants. In <ix:nonFraction unitRef="appeal" contextRef="c-1116" decimals="INF" name="ing:NumberOfAppealsFiledByClient" format="ixt-sec:numwordsen" scale="0" id="f-2933">one</ix:nonFraction> case, the business client filed an appeal in cassation with the Dutch Supreme Court in April 2024.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Interest surcharges claims: </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING received complaints and was involved in litigation with certain individuals in the Netherlands regarding increases in interest surcharges with respect to several credit products, including but not limited to commercial property. ING has reviewed the relevant product portfolio. The provision previously taken has been reversed for certain of these complaints. All claims are dealt with individually. Thus far, the courts have ruled in favour of ING in each case, ruling that ING was allowed to increase the interest surcharge based upon the essential obligations in the contract. In a relevant case the Dutch Supreme Court ruled in favor of another Dutch bank, addressing the question whether or not a bank is allowed to increase interest surcharges unilaterally. The Dutch Supreme Court ruled affirmatively and referred the case to the Court of Appeal in The Hague. The Court of Appeal also ruled in favour of the Dutch bank in October 2022 and this ruling has been confirmed by the Dutch Supreme Court in its ruling of 22 December 2023. ING will continue to deal with all claims individually. In the last pending case against ING, the claimant filed an appeal in cassation with the Dutch Supreme Court in January 2024.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Mortgage expenses claims:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ING Spain has received claims and is involved in procedures with customers regarding reimbursement of expenses associated with the formalisation of mortgages. In most first instance court proceedings the expense clause of the relevant mortgage contract has been declared null and ING Spain has been ordered to reimburse all or part of the applicable expenses. Since 2018, the Spanish Supreme Court and the European Court of Justice ("CJEU") have issued rulings setting out which party should bear notary, registration, agency, and stamp duty costs. In January 2021, the Spanish Supreme Court ruled that valuation costs of mortgages, signed prior to 16 June 2019, the date the new mortgage law entered into force, should be borne by the bank. Media attention for the statute of limitations applicable to the right to claim reimbursement of costs resulted in an increased number of claims at the beginning of 2021. In June 2021, the Spanish Supreme Court published a press release stating its decision to ask the CJEU for a preliminary ruling regarding the criteria that should be applied to determine the date from which the action for claiming the reimbursement of mortgage expenses is considered to be expired. In January 2024, the CJEU ruled that the limitation period for the judicial claim for reimbursement of expenses cannot begin to run from a Supreme Court decision declaring the clause null and void, nor from the moment of the payment of the expenses. The CJEU indicated that it is up to national case-law to determine the criterion that should be applied for the calculation of the limitation period. In April 2024 the CJEU ruled that it was not against </span></div></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">61</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><ix:continuation id="f-2929-3" continuedAt="f-2929-4"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">European Union laws that the period of prescription began to be calculated from the moment the clause was declared null. Following the CJEU approach, on 14 June 2024 the Spanish Supreme Court issued its final decision stating in short that the 5-year period to claim the reimbursement of costs can only begin from the date each individual clause is declared null by a judge. The Spanish Supreme Court also leaves a small door open for banks in case they can demonstrate that a specific individual indeed had knowledge of the unfairness of the clause before that moment. ING is reviewing the best way to address the latest developments.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Spain was also included, together with other Spanish banks, in <ix:nonFraction unitRef="classaction" contextRef="c-1" decimals="INF" name="ing:NumberOfClassActions" format="ixt-sec:numwordsen" scale="0" id="f-2934">three</ix:nonFraction> class actions filed by customer associations. In <ix:nonFraction unitRef="classaction" contextRef="c-1118" decimals="INF" name="ing:NumberOfClassActionsAgreementReached" format="ixt-sec:numwordsen" scale="0" id="f-2935">one</ix:nonFraction> of the class actions an agreement was reached with the association. In another class action ING filed an appeal asking the Spanish Court of Appeal to determine that the ruling of the court of first instance is only applicable to the consumers that were part of the case. The National Court has revoked the ruling and declared that the consumers will not be able to initiate an action for compensation based on the first instance ruling, as the claimant association intended. This last decision is not yet final, as it has been appealed in the Supreme Court. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A provision has been established in the past and has been adjusted where appropriate.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Imtech claims: </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the Netherlands, the trustees in the bankruptcy of Imtech N.V. (&#8220;Imtech&#8221;) claimed in September 2018 from various financing parties, including ING, (i) payment to the bankrupt estate of what the security agent at that time had collected following bankruptcy or intended to collect, (ii) repayment of all that was repaid to the financing parties, as well as (iii) compensation for the repayment of a bridge financing, provided by ING and another bank. This matter was settled by all Imtech financiers, including ING, and the Imtech trustees in October 2023.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In January 2018, ING Bank received a claim from Stichting ImtechClaim.nl and Imtech Shareholders Action Group B.V. on behalf of certain (former) shareholders of Imtech. In March 2018, ING Bank received another claim on the same subject matter from the Dutch Association of Stockholders (Vereniging van Effectenbezitters, &#8220;VEB&#8221;). In 2022, these claimants reiterated and further substantiated their claim in a letter to ING. Each of the claimants allege inter alia that shareholders they represent were misled by the prospectus of the rights issues of Imtech in July 2013 and October 2014. Underwriters, including ING are held liable by these claimants for the damages that shareholders would have suffered. ING responded to these claimants denying any and all responsibility in relation to the allegations made in the relevant letters. In March 2024, Imtech trustees, VEB and other parties entered into a settlement agreement that contained a release for claims regarding this subject matter. This release, by way of third-party clause, applies to ING as well. The other claimants (<ix:nonFraction unitRef="claimant" contextRef="c-1119" decimals="INF" name="ing:NumberOfClaimantsDissolved" format="ixt-sec:numwordsen" scale="0" id="f-2936">one</ix:nonFraction> of which is now dissolved) are not party to this agreement and at this moment it is not possible to assess  whether the remaining claims would lead to any court case and what the outcome of such court cases would be.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Claims regarding mortgage loans in Swiss franc in Poland:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ING Poland is a defendant in several lawsuits with retail customers who took out mortgage loans indexed to the Swiss franc. Such customers have alleged that the mortgage loan contract contains abusive clauses. One element that the court is expected to consider in determining whether such contracts contain abusive clauses is whether the rules to determine the exchange rate used for the conversion of the loan from Polish zloty to Swiss franc are unambiguous and verifiable. In December 2020, the Polish Financial Supervision Authority (PFSA) proposed that lenders offer borrowers voluntary out-of-court settlements on foreign-currency mortgage disputes, with mortgages indexed to Swiss franc serving as a reference point. In February 2021, ING Poland announced its support for this initiative and in October 2021 began offering the settlements to the borrowers following the PFSA&#8217;s proposal. In October 2022, a hearing of the European Court of Justice ("CJEU") was held inter alia on the question whether, after cancellation of a contract regarding a Swiss franc loan by a court, banks may still charge interests for the amount borrowed under such loan prior to cancellation. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In June 2023, the CJEU issued a ruling. It ruled that under EU law when a loan agreement indexed to the Swiss franc is declared null and void, banks cannot claim any remuneration (i.e. interest) for the duration the principal amount was available to the customer. The customer, however, may assert claims against banks in addition to reimbursement of interest and instalments previously paid to the bank. In September and December 2023, the CJEU issued rulings providing further clarity on the limitation period and about the question of when a contract clause can be considered unfair. In April 2024, the Polish Supreme Court issued a ruling stating that if it is impossible to establish a binding foreign currency exchange rate for the parties in the indexed or denominated loan agreement, the agreement is also not binding in other respects. ING has recorded a portfolio provision.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Certain Consumer Credit Products:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> In October 2021, ING announced that it would offer compensation to its Dutch retail customers in connection with certain revolving consumer loans with variable interest rates that allegedly did not sufficiently follow market rates. This announcement was made in response to several rulings by the Dutch Institute for Financial Disputes (Kifid) regarding similar products at other banks. ING has recognized a provision of EUR <ix:nonFraction unitRef="eur" contextRef="c-1120" decimals="-6" name="ifrs-full:LegalProceedingsProvision" scale="6" id="f-2937">180</ix:nonFraction> million in 2021 for compensation and costs in connection with this matter. On 22 December 2021, ING announced that it reached an agreement with the Dutch Consumers&#8217; Association (Consumentenbond) on the compensation methodology for revolving credits. Based on a Kifid ruling regarding similar products, ING has amended its previously announced compensation scheme by also compensating interest on interest. In the third quarter of 2022, ING increased its provision for this matter by EUR <ix:nonFraction unitRef="eur" contextRef="c-1121" decimals="-6" name="ing:AdditionalProvisionsLegalProvisions" scale="6" id="f-2938">75</ix:nonFraction> million. In the fourth quarter of 2022, ING and the Dutch Consumers&#8217; Association reached an agreement on the compensation of customers who have had an overdraft facility or a revolving credit card with a variable interest rate. ING has started compensating such customers in line with Kifid rulings about revolving credits including &#8216;interest-on-interest&#8217;-effect in these cases. The compensation process is taking more time than expected. Timelines for compensation vary depending on customer and product segmentation and are dependent on the availability of data. In 2Q 2024 the compensation process was expedited.</span></div></div></div></ix:continuation><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">62</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><ix:continuation id="f-2929-4"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Climate litigation: </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In January 2024, Friends of the Earth Netherlands (Milieudefensie) announced that it holds ING liable for alleged contribution to climate change and threatens to initiate legal proceedings against ING. If necessary, ING will defend its science-based climate approach in court.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Russian claims</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: Several ING entities have received claims from, and are involved in litigation with, certain Russia-linked entities. They claim the payment of principal or interest or other amounts that they have not received pursuant to sanctions. Claims are also made related to the settlement of contracts that have been terminated after sanctions were imposed. We do not agree with these claims, as they do not comply with the underlying contracts or applicable laws, including sanctions. We follow IFRS rules for taking legal provisions and would disclose material amounts in that regard if and when applicable which currently is not the case.</span></div></ix:continuation><div id="i9b89511f100e4ef480267bc3b36f0e51_115"></div><ix:nonNumeric contextRef="c-1" name="ing:DisclosureOfDetailedInformationAboutCapitalManagementExplanatory" id="f-2939" continuedAt="f-2939-1" escape="true"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">22   Capital management<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING manages capital using the IFRS-EU equity position as a basis. ING Group&#8217;s Common Equity Tier 1 capital (CET1) ratio remained strong in the first half of 2024. The CET1 ratio decreased from <ix:nonFraction unitRef="number" contextRef="c-243" decimals="3" name="ing:TransitionalCommonEquityTierOneCapitalRequiredPercentage" scale="-2" id="f-2940">14.7</ix:nonFraction>% at the end of December 2023 to <ix:nonFraction unitRef="number" contextRef="c-1" decimals="3" name="ing:TransitionalCommonEquityTierOneCapitalRequiredPercentage" scale="-2" id="f-2941">14.0</ix:nonFraction>% at the end of June 2024, mainly due to the EUR <ix:nonFraction unitRef="eur" contextRef="c-1122" decimals="-6" name="ing:ShareBuybackProgrammeCommitment" format="ixt:num-dot-decimal" scale="6" id="f-2942">2,500</ix:nonFraction> million deduction from CET1 capital due to the ongoing share buyback programme which was announced in May 2024 and higher risk-weighted assets. This is partially offset by the inclusion of <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:NetProfitAfterDividendReserving" format="ixt:num-dot-decimal" scale="6" id="f-2943">1,635</ix:nonFraction> million of net profit after dividend reserving.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s CET1 target level is around <ix:nonFraction unitRef="number" contextRef="c-1123" decimals="4" name="ing:CommonEquityTier1AmbitionPercent" scale="-2" id="f-2944">12.5</ix:nonFraction>%. This target level is comfortably above the prevailing Maximum Distributable Amount (MDA) level of <ix:nonFraction unitRef="number" contextRef="c-1123" decimals="4" name="ing:MaximumDistributableAmountTriggerLevel" scale="-2" id="f-2945">10.71</ix:nonFraction>%, implying a management buffer of <ix:nonFraction unitRef="number" contextRef="c-1123" decimals="4" name="ing:MaximumDistributableAmountManagementBasisPointsBuffer" scale="-4" id="f-2946">179</ix:nonFraction> basis points.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Distribution</span><span style="background-color:#ffff00;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has reserved EUR <ix:nonFraction unitRef="eur" contextRef="c-1124" decimals="-6" name="ing:ResilientNetProfitReservedForDistributionOutsideCet1CapitalReflicectingDistributionPolicy" format="ixt:num-dot-decimal" scale="6" id="f-2947">1,723</ix:nonFraction> million of the net profit for distribution outside of CET1 capital in the first six months of the year, reflecting our distribution policy of a <ix:nonFraction unitRef="number" contextRef="c-1124" decimals="2" name="ing:DividendPayOutRatio" scale="-2" id="f-2948">50</ix:nonFraction>% pay-out ratio on resilient net profit. Resilient net profit, which is defined as net profit adjusted for significant items not linked to the normal course of business, over the first six months of 2024 is EUR <ix:nonFraction unitRef="eur" contextRef="c-1123" decimals="-6" name="ing:ResilientNetProfit" format="ixt:num-dot-decimal" scale="6" id="f-2949">3,446</ix:nonFraction> million (based on IFRS-EU net result: EUR <ix:nonFraction unitRef="eur" contextRef="c-689" decimals="-6" name="ing:ResilientNetProfit" format="ixt:num-dot-decimal" scale="6" id="f-2950">3,358</ix:nonFraction> million). This includes a positive P&amp;L adjustment of EUR <ix:nonFraction unitRef="eur" contextRef="c-1" decimals="-6" name="ing:HyperinflationaryAccountingNetProfitLoss" scale="6" id="f-2951">88</ix:nonFraction> million related to hyperinflation accounting on T&#252;rkiye.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Following our distribution policy of a <ix:nonFraction unitRef="number" contextRef="c-1124" decimals="2" name="ing:DividendPayOutRatio" scale="-2" id="f-2952">50</ix:nonFraction>% pay-out ratio on resilient net profit, a final cash dividend over 2023 of EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-243" decimals="3" name="ifrs-full:DividendsPaidOrdinarySharesPerShare" scale="0" id="f-2953">0.756</ix:nonFraction> per share was paid on 3 May 2024. An interim dividend over the first six months of 2024 of EUR <ix:nonFraction unitRef="eurPerShare" contextRef="c-1" decimals="3" name="ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare" scale="0" id="f-2954">0.35</ix:nonFraction> per share will be paid on 12 August 2024 (representing ~1/3 of resilient net profit over the first six months of 2024).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 5 February 2024, ING announced that it had completed the EUR <ix:nonFraction unitRef="eur" contextRef="c-1125" decimals="-6" name="ifrs-full:PurchaseOfTreasuryShares" format="ixt:num-dot-decimal" scale="6" id="f-2955">2,500</ix:nonFraction> million share buyback programme which was announced on 2 November 2023.</span></div></ix:nonNumeric></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><ix:continuation id="f-2939-1" continuedAt="f-2939-2"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 4 March 2024, a share buyback programme of EUR <ix:nonFraction unitRef="eur" contextRef="c-1126" decimals="-6" name="ing:ShareBuybackProgrammeAmount" scale="6" id="f-2956">43</ix:nonFraction> million for the purpose of meeting obligations under the employee share-based compensation plans was completed. The share buyback programme had negligible impact on ING's CET1 ratio.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 2 May 2024, ING announced a next step to converge the CET1 ratio towards the CET1 target level by distributing a maximum total amount of EUR <ix:nonFraction unitRef="eur" contextRef="c-1122" decimals="-6" name="ing:ShareBuybackProgrammeCommitment" format="ixt:num-dot-decimal" scale="6" id="f-2957">2,500</ix:nonFraction> million. The share buyback programme is expected to end no later than 29 October 2024. The share buyback programme had an impact of roughly <ix:nonFraction unitRef="number" contextRef="c-1122" decimals="4" name="ing:ShareBuybackProgrammeImpactOnGroupsCET1RatioBasisPoints" scale="-4" id="f-2958">77</ix:nonFraction> basis points on Group&#8217;s CET1 ratio.</span></div></ix:continuation><div style="margin-bottom:15pt;margin-top:15pt"><ix:continuation id="f-2939-2" continuedAt="f-2939-3"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Ratings</span></ix:continuation><span style="background-color:#ffff00;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-2939-3">Moody&#8217;s outlook on senior unsecured ratings changed from Stable to Positive. The ratings and outlook from S&amp;P and Fitch remained unchanged in the first six months of 2024.</ix:continuation> </span></div><div id="i9b89511f100e4ef480267bc3b36f0e51_118"></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">23   <ix:nonNumeric contextRef="c-1" name="ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory" id="f-2959" continuedAt="f-2959-1" escape="true">Subsequent events </ix:nonNumeric><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-2959-1">There are no subsequent events to report.</ix:continuation> </span></div></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">63</span></div></div></div><div id="i9b89511f100e4ef480267bc3b36f0e51_121"></div><hr style="page-break-after:always"/><div style="min-height:64.91pt;width:100%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.125%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.700%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.501%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.326%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.478%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.926%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.629%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.026%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.732%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:center"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_16">Contents</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_19">Interim report</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_22">Risk management</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_37">Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_52">Notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1.5pt solid #ff6200;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><a style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%;text-decoration:none" href="#i9b89511f100e4ef480267bc3b36f0e51_106">Additional notes to the Condensed consolidated interim financial statements</a></span></div></td><td colspan="3" style="padding:0 1pt"/></tr></table></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">SIGNATURES</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.</span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span><br/></span></div><div style="margin-bottom:6pt;margin-top:18pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">ING Groep NV</span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(Registrant)</span></div><div style="text-align:center"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Date: July 31, 2024</span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">By: /s/T. Phutrakul</span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">T. Phutrakul</span></div><div style="margin-bottom:15pt;margin-top:15pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Chief Financial Officer</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"></div></div><div style="height:41.95pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span style="color:#a8a8a8;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Interim financial report on form 6-K for the six month period ended 30 June 2024 - Unaudited&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">64</span></div></div></div></body></html>
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  <xs:element id="ing_TMBThanachartBankPublicCompanyLimitedMember" abstract="true" name="TMBThanachartBankPublicCompanyLimitedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="ing_NumberOfCountriesInWhichEntityOffersServices" abstract="false" name="NumberOfCountriesInWhichEntityOffersServices" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
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  <xs:element id="ing_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives" abstract="false" name="FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_SharesRepurchasedAveragePricePerShare" abstract="false" name="SharesRepurchasedAveragePricePerShare" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="ing_DisposalsOfInvestmentsInAssociatesAndJointVentures" abstract="false" name="DisposalsOfInvestmentsInAssociatesAndJointVentures" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_LoansAndAdvancesToBanksMember" abstract="true" name="LoansAndAdvancesToBanksMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ContributionsToLocalResolutionFund" abstract="false" name="ContributionsToLocalResolutionFund" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_MortgagePortfolioAdjustments" abstract="false" name="MortgagePortfolioAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_Ifrs9EligibleFinancialAssetsMember" abstract="true" name="Ifrs9EligibleFinancialAssetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_InvestmentsAndAdvancesAbstract" abstract="true" name="InvestmentsAndAdvancesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_DisclosureOfReconciliationNetResultEuIfrsAndIasbIfrsAbstract" abstract="true" name="DisclosureOfReconciliationNetResultEuIfrsAndIasbIfrsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_PersonalLendingMember" abstract="true" name="PersonalLendingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="ing_EuIas39CarveOutMember" abstract="true" name="EuIas39CarveOutMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_RetailOtherMember" abstract="true" name="RetailOtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DefaultCreditGradeMember" abstract="true" name="DefaultCreditGradeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_PercentageOnFinancialLiabilitiesBasedOnUnadjustedQuotedPricesInInactiveMarkets" abstract="false" name="PercentageOnFinancialLiabilitiesBasedOnUnadjustedQuotedPricesInInactiveMarkets" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ing_LendingBusinessFeeAndCommissionIncome" abstract="false" name="LendingBusinessFeeAndCommissionIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ProgrammeDomain" abstract="true" name="ProgrammeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_RetailMember" abstract="true" name="RetailMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" abstract="false" name="DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_NumberOfFormerDirectorsIssuedAPenaltyOrder" abstract="false" name="NumberOfFormerDirectorsIssuedAPenaltyOrder" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ing_AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations" abstract="false" name="AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_PrivateIndividualsMember" abstract="true" name="PrivateIndividualsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks" abstract="false" name="CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_OtherEquityInvestmentsMember" abstract="true" name="OtherEquityInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_OtherWholesaleBankingMember" abstract="true" name="OtherWholesaleBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_LoanAndAdvancesAtFairValueThroughOtherComprehensiveIncomeMember" abstract="true" name="LoanAndAdvancesAtFairValueThroughOtherComprehensiveIncomeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ShareRepurchaseProgramThreeMember" abstract="true" name="ShareRepurchaseProgramThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss" abstract="false" name="AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_OtherReservesAbstract" abstract="true" name="OtherReservesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_DebtSecuritiesLiabilitiesMember" abstract="true" name="DebtSecuritiesLiabilitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_CarryingAmount1Member" abstract="true" name="CarryingAmount1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_UnemploymentEconomicCoreVariableMember" abstract="true" name="UnemploymentEconomicCoreVariableMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_OtherInvestmentsDisposedMember" abstract="true" name="OtherInvestmentsDisposedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_PositiveFairValueMovementsUsingPossibleAlternatives" abstract="false" name="PositiveFairValueMovementsUsingPossibleAlternatives" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DistributionOfProductsFeeAndCommissionExpense" abstract="false" name="DistributionOfProductsFeeAndCommissionExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_SecuritiesInReverseRepurchaseTransactionMember" abstract="true" name="SecuritiesInReverseRepurchaseTransactionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" abstract="true" name="DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_DisclosureOfReconciliationShareholderEquityEuIfrsAndIasbIfrsAbstract" abstract="true" name="DisclosureOfReconciliationShareholderEquityEuIfrsAndIasbIfrsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_InterestExpensesCalculatedUsingEffectiveInterestMethod" abstract="false" name="InterestExpensesCalculatedUsingEffectiveInterestMethod" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_OwnCreditAdjustmentsMember" abstract="true" name="OwnCreditAdjustmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DebtSecuritiesAndStructuredNotesMember" abstract="true" name="DebtSecuritiesAndStructuredNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows" abstract="false" name="SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="ing_ModelRiskMember" abstract="true" name="ModelRiskMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_EarlyRepaymentOfLiabilitiesFairValue" abstract="false" name="EarlyRepaymentOfLiabilitiesFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_CreditDebtSecuritiesLoansStructuredNotesCreditDerivativesMember" abstract="true" name="CreditDebtSecuritiesLoansStructuredNotesCreditDerivativesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DownsideMember" abstract="true" name="DownsideMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="ing_AdjustmentOfEuIas39CarveOutMember" abstract="true" name="AdjustmentOfEuIas39CarveOutMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ExpectedCreditLossesSensitivityYearOne" abstract="false" name="ExpectedCreditLossesSensitivityYearOne" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ing_ShareRepurchaseProgramTwoMember" abstract="true" name="ShareRepurchaseProgramTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_RetailGermanyMember" abstract="true" name="RetailGermanyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_MaximumDistributableAmountManagementBasisPointsBuffer" abstract="false" name="MaximumDistributableAmountManagementBasisPointsBuffer" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived" abstract="false" name="DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_InterestRateVolatilityMember" abstract="true" name="InterestRateVolatilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_FairValueThroughOtherComprehensiveIncomeAndAmortisedCostMember" abstract="true" name="FairValueThroughOtherComprehensiveIncomeAndAmortisedCostMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ShareBuybackProgrammeCommitment" abstract="false" name="ShareBuybackProgrammeCommitment" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" abstract="false" name="DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_IncreaseInCashFlowsMember" abstract="true" name="IncreaseInCashFlowsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_CorporateLineBankingMember" abstract="true" name="CorporateLineBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_NonCreditReplacementGuaranteesNettingMember" abstract="true" name="NonCreditReplacementGuaranteesNettingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_InterestIncomeNotUsingEffectiveInterestMethod" abstract="false" name="InterestIncomeNotUsingEffectiveInterestMethod" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DisclosureOfBasisOfPreparationOfFinancialStatementsAndSignificantAccountingPoliciesTextBlock" abstract="false" name="DisclosureOfBasisOfPreparationOfFinancialStatementsAndSignificantAccountingPoliciesTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
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  <xs:element id="ing_AmortisationExpenseNetOfPremiumsAndDiscounts" abstract="false" name="AmortisationExpenseNetOfPremiumsAndDiscounts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges" abstract="false" name="IncreaseDecreaseInCompositionOfGroupAndOtherChanges" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_GeographicalSegmentsBankingMember" abstract="true" name="GeographicalSegmentsBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_OtherInvestmentPurchasedMember" abstract="true" name="OtherInvestmentPurchasedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_INGBankNVMember" abstract="true" name="INGBankNVMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_AmountOfRiskNeutralDesignedFinancialAssets" abstract="false" name="AmountOfRiskNeutralDesignedFinancialAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_INGGroupMember" abstract="true" name="INGGroupMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DamagesClaimedInLitigationCase" abstract="false" name="DamagesClaimedInLitigationCase" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_NonInterestBearingOnDepositsFromBanks" abstract="false" name="NonInterestBearingOnDepositsFromBanks" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_Deposits1Member" abstract="true" name="Deposits1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_DisclosureOfCapitalManagementAbstract" abstract="true" name="DisclosureOfCapitalManagementAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_TargetedLongerTermRefinancingMember" abstract="true" name="TargetedLongerTermRefinancingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory" abstract="false" name="DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_DisclosureOfLegalProceedingsTable" abstract="true" name="DisclosureOfLegalProceedingsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="ing_WithoutEuIas39CarveOutMember" abstract="true" name="WithoutEuIas39CarveOutMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_AACreditGradesMember" abstract="true" name="AACreditGradesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_LoansAndAdvancesToCustomersBeforeProvisions" abstract="false" name="LoansAndAdvancesToCustomersBeforeProvisions" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_InvestmentGradeMember" abstract="true" name="InvestmentGradeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DividendPayOutRatio" abstract="false" name="DividendPayOutRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ing_DisclosureOfFairValueFinancialSensitivityAnalysisExplanatoryTableTextBlock" abstract="false" name="DisclosureOfFairValueFinancialSensitivityAnalysisExplanatoryTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_OtherPostModelAdjustmentsManagementAdjustments" abstract="false" name="OtherPostModelAdjustmentsManagementAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_MiscellaneousInterestIncome" abstract="false" name="MiscellaneousInterestIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock" abstract="false" name="DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_ExpectedCreditLossesSensitivityYearTwo" abstract="false" name="ExpectedCreditLossesSensitivityYearTwo" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ing_ClassesOfShareCapitalAndSharePremiumMember" abstract="true" name="ClassesOfShareCapitalAndSharePremiumMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice" abstract="false" name="FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" abstract="false" name="RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_DetailedDisclosureOfOtherIncomeExpensesTableTextBlock" abstract="false" name="DetailedDisclosureOfOtherIncomeExpensesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_NetRepaymentIncreaseInGrossCarryingAmount" abstract="false" name="NetRepaymentIncreaseInGrossCarryingAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ShareRepurchaseProgramOneMember" abstract="true" name="ShareRepurchaseProgramOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" abstract="false" name="FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" abstract="false" name="RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_TotalOfModelReservesMember" abstract="true" name="TotalOfModelReservesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_DisclosureOfDebtSecuritiesAbstract" abstract="true" name="DisclosureOfDebtSecuritiesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
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  <xs:element id="ing_ExcludingAllManagmentAdjustmentsMember" abstract="true" name="ExcludingAllManagmentAdjustmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_GrowthMarketMember" abstract="true" name="GrowthMarketMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DisclosureOfDepositsFromBanksLineItems" abstract="true" name="DisclosureOfDepositsFromBanksLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_DisclosureOfReconciliationNetResultExplanatoryTableTextBlock" abstract="false" name="DisclosureOfReconciliationNetResultExplanatoryTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_TotalEclCollectiveAssessmentForPerformingAssets" abstract="false" name="TotalEclCollectiveAssessmentForPerformingAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_BankOfBeijingMember" abstract="true" name="BankOfBeijingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_DisclosureOfInterestIncomeAndExpenseAbstract" abstract="true" name="DisclosureOfInterestIncomeAndExpenseAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory" abstract="false" name="DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_DisposalsAndRedemptionsFromOtherInvestments" abstract="false" name="DisposalsAndRedemptionsFromOtherInvestments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DisclosureOfSignificantAccountingPoliciesAbstract" abstract="true" name="DisclosureOfSignificantAccountingPoliciesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_MortgagePortfolioManagementAdjustments" abstract="false" name="MortgagePortfolioManagementAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss" abstract="false" name="AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_NegativeInterestIncomeOnLiabilities" abstract="false" name="NegativeInterestIncomeOnLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_EquityAndEquityCorrelationOneMember" abstract="true" name="EquityAndEquityCorrelationOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_CustomerDepositsByCustomerDomain" abstract="true" name="CustomerDepositsByCustomerDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ing_DisclosureOfSignificantAccountingPoliciesLineItems" abstract="true" name="DisclosureOfSignificantAccountingPoliciesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_Ias37Ifrs9OffBalanceProvisionsMember" abstract="true" name="Ias37Ifrs9OffBalanceProvisionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_NoninvestmentGradeWholesaleMember" abstract="true" name="NoninvestmentGradeWholesaleMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_CollvaMember" abstract="true" name="CollvaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ExpectedCreditLossesFromManagmentAdjustmentsMember" abstract="true" name="ExpectedCreditLossesFromManagmentAdjustmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ACreditGradesMember" abstract="true" name="ACreditGradesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_ContributionsAndSubscriptions" abstract="false" name="ContributionsAndSubscriptions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_PaymentServicesFeeAndCommissionIncome" abstract="false" name="PaymentServicesFeeAndCommissionIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock" abstract="false" name="ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
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  <xs:element id="ing_DisclosureOfDepositsFromBanksSplitInInterestAndNonInterestBearingExplanatoryTableTextBlock" abstract="false" name="DisclosureOfDepositsFromBanksSplitInInterestAndNonInterestBearingExplanatoryTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ing_ShareCapitalAndSharePremium" abstract="false" name="ShareCapitalAndSharePremium" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_RegulatoryCosts" abstract="false" name="RegulatoryCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_DisclosureOfCustomerDepositsLineItems" abstract="true" name="DisclosureOfCustomerDepositsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_FvaMember" abstract="true" name="FvaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="ing_AdditionsInInvestmentsInAssociatesAndJointVentures" abstract="false" name="AdditionsInInvestmentsInAssociatesAndJointVentures" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_InflationAndInterestRateIncreasesAdjustments" abstract="false" name="InflationAndInterestRateIncreasesAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock" abstract="false" name="DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
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  <xs:element id="ing_CoveredBondsMember" abstract="true" name="CoveredBondsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_EconomicSectorBasedAdjustments" abstract="false" name="EconomicSectorBasedAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_ManagementAdjustmentsExplanatoryTableTextBlock" abstract="false" name="ManagementAdjustmentsExplanatoryTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
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  <xs:element id="ing_LiabilitiesHeldForTradingMember" abstract="true" name="LiabilitiesHeldForTradingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="ing_OwnershipInterestHeldInEquityBasedInvestments" abstract="false" name="OwnershipInterestHeldInEquityBasedInvestments" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
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  <xs:element id="ing_DisclosureOfLegalProceedingsLineItems" abstract="true" name="DisclosureOfLegalProceedingsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ing_RevaluationReservesCreditLiability" abstract="false" name="RevaluationReservesCreditLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" abstract="false" name="PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
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  <xs:element id="ing_TimeDeposits" abstract="false" name="TimeDeposits" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_AdjustmentsForIncreaseDecreaseInOtherFinancialAssetsAtFairValueThroughProfitOrLoss" abstract="false" name="AdjustmentsForIncreaseDecreaseInOtherFinancialAssetsAtFairValueThroughProfitOrLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_CustomerAccountsOvernightDeposits" abstract="false" name="CustomerAccountsOvernightDeposits" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_NumberOfClassActionsAgreementReached" abstract="false" name="NumberOfClassActionsAgreementReached" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ing_GainLossFromHyperinflationRemeasurement" abstract="false" name="GainLossFromHyperinflationRemeasurement" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ing_ShareBuybackProgrammeCancelledShares" abstract="false" name="ShareBuybackProgrammeCancelledShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ing_StageThreeLifetimeExpectedCreditLossesMember" abstract="true" name="StageThreeLifetimeExpectedCreditLossesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ing_InterestBearingOnDepositsFromBanks" abstract="false" name="InterestBearingOnDepositsFromBanks" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities" abstract="false" name="IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="ing_ReversalsOfImpairmentsOfTangibleAssets" abstract="false" name="ReversalsOfImpairmentsOfTangibleAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>ing-20240630_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
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<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
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    <link:label id="lab_ifrs-full_GrossCarryingAmountMember_67a2b4e8-7a54-4618-bc46-af88c78d524d_terseLabel_en-US" xlink:label="lab_ifrs-full_GrossCarryingAmountMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross carrying amount</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GrossCarryingAmountMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_GrossCarryingAmountMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossCarryingAmountMember" xlink:to="lab_ifrs-full_GrossCarryingAmountMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NetRemeasurementOfLoanLossProvision_fb740f39-c602-41d9-930d-9bec6bdf66c2_negatedTerseLabel_en-US" xlink:label="lab_ing_NetRemeasurementOfLoanLossProvision" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Net remeasurement of loan loss provisions</link:label>
    <link:label id="lab_ing_NetRemeasurementOfLoanLossProvision_label_en-US" xlink:label="lab_ing_NetRemeasurementOfLoanLossProvision" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net remeasurement of loan loss provision</link:label>
    <link:label id="lab_ing_NetRemeasurementOfLoanLossProvision_documentation_en-US" xlink:label="lab_ing_NetRemeasurementOfLoanLossProvision" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of net remeasurement arising from loan loss provisions.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NetRemeasurementOfLoanLossProvision" xlink:href="ing-20240630.xsd#ing_NetRemeasurementOfLoanLossProvision"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_NetRemeasurementOfLoanLossProvision" xlink:to="lab_ing_NetRemeasurementOfLoanLossProvision" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts_b7081bb3-280c-4cc0-8723-8a1db7533134_terseLabel_en-US" xlink:label="lab_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Un-weighted ECL</link:label>
    <link:label id="lab_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts_label_en-US" xlink:label="lab_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Exposure to credit risk on loan commitments and financial guarantee contracts</link:label>
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    <link:label id="lab_ifrs-full_TreasurySharesMember_491eb9ab-8468-461b-98bc-3cc9d696e35d_terseLabel_en-US" xlink:label="lab_ifrs-full_TreasurySharesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Treasury shares</link:label>
    <link:label id="lab_ifrs-full_TreasurySharesMember_label_en-US" xlink:label="lab_ifrs-full_TreasurySharesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Treasury shares [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TreasurySharesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_TreasurySharesMember"/>
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    <link:label id="lab_ing_DisclosureOfCapitalManagementAbstract_38429d26-7a1d-489d-b518-cab9f2a600c6_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfCapitalManagementAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure Of Capital Management [Abstract]</link:label>
    <link:label id="lab_ing_DisclosureOfCapitalManagementAbstract_label_en-US" xlink:label="lab_ing_DisclosureOfCapitalManagementAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of capital management [Abstract]</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfDividendsExplanatory_73633f88-f560-4598-bfb5-2686ffbbe50b_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDividendsExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend per ordinary share</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDividendsExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDividendsExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of dividends [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfDividendsExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfDividendsExplanatory"/>
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    <link:label id="lab_ing_AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss_e18c6533-65ad-402b-a3e1-2942cc7a97b9_verboseLabel_en-US" xlink:label="lab_ing_AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">&#8211; &#160;Other financial liabilities at fair value through profit or loss</link:label>
    <link:label id="lab_ing_AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss_label_en-US" xlink:label="lab_ing_AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for increase decrease in other financial liabilities at fair value through profit or loss</link:label>
    <link:label id="lab_ing_AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss_documentation_en-US" xlink:label="lab_ing_AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments for increase decrease in other financial liabilities at fair value through profit or loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:href="ing-20240630.xsd#ing_AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss"/>
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    <link:label id="lab_srt_EquityMethodInvesteeNameDomain_419250a2-c5c7-4d57-abfe-170e750648db_terseLabel_en-US" xlink:label="lab_srt_EquityMethodInvesteeNameDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment, Name [Domain]</link:label>
    <link:label id="lab_srt_EquityMethodInvesteeNameDomain_label_en-US" xlink:label="lab_srt_EquityMethodInvesteeNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment, Name [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_EquityMethodInvesteeNameDomain" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_EquityMethodInvesteeNameDomain"/>
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    <link:label id="lab_ing_ContributionsToLocalResolutionFund_7509dfe1-03e4-4c4a-8ecc-b3813df392fc_terseLabel_en-US" xlink:label="lab_ing_ContributionsToLocalResolutionFund" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Contributions to the Local Resolution Fund</link:label>
    <link:label id="lab_ing_ContributionsToLocalResolutionFund_label_en-US" xlink:label="lab_ing_ContributionsToLocalResolutionFund" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contributions to local resolution fund</link:label>
    <link:label id="lab_ing_ContributionsToLocalResolutionFund_documentation_en-US" xlink:label="lab_ing_ContributionsToLocalResolutionFund" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The portion of regulatory costs that represents contributions to Local Resolution Fund.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ContributionsToLocalResolutionFund" xlink:href="ing-20240630.xsd#ing_ContributionsToLocalResolutionFund"/>
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    <link:label id="lab_ing_ShareBuybackProgrammeImpactOnGroupsCET1RatioBasisPoints_f67d7118-d6a3-4730-8a5b-7c024fe6793f_terseLabel_en-US" xlink:label="lab_ing_ShareBuybackProgrammeImpactOnGroupsCET1RatioBasisPoints" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share buyback programme impact on Group's CET1 ratio, basis points (in percent)</link:label>
    <link:label id="lab_ing_ShareBuybackProgrammeImpactOnGroupsCET1RatioBasisPoints_label_en-US" xlink:label="lab_ing_ShareBuybackProgrammeImpactOnGroupsCET1RatioBasisPoints" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Buyback Programme Impact on Group's CET1 Ratio, Basis Points</link:label>
    <link:label id="lab_ing_ShareBuybackProgrammeImpactOnGroupsCET1RatioBasisPoints_documentation_en-US" xlink:label="lab_ing_ShareBuybackProgrammeImpactOnGroupsCET1RatioBasisPoints" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Buyback Programme Impact on Group's CET1 Ratio, Basis Points</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareBuybackProgrammeImpactOnGroupsCET1RatioBasisPoints" xlink:href="ing-20240630.xsd#ing_ShareBuybackProgrammeImpactOnGroupsCET1RatioBasisPoints"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ShareBuybackProgrammeImpactOnGroupsCET1RatioBasisPoints" xlink:to="lab_ing_ShareBuybackProgrammeImpactOnGroupsCET1RatioBasisPoints" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ShareBuybackProgrammeCommitment_98b61f43-565a-46c3-b9ac-73560dc69f90_terseLabel_en-US" xlink:label="lab_ing_ShareBuybackProgrammeCommitment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share buyback programme, commitment</link:label>
    <link:label id="lab_ing_ShareBuybackProgrammeCommitment_b6343047-853c-4b62-86d1-05eb8471fd38_verboseLabel_en-US" xlink:label="lab_ing_ShareBuybackProgrammeCommitment" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Share buyback programme, authorized</link:label>
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    <link:label id="lab_ing_ShareBuybackProgrammeCommitment_documentation_en-US" xlink:label="lab_ing_ShareBuybackProgrammeCommitment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Buyback Programme, Commitment</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareBuybackProgrammeCommitment" xlink:href="ing-20240630.xsd#ing_ShareBuybackProgrammeCommitment"/>
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    <link:label id="lab_ifrs-full_FinancialAssetsCategoryMember_2b83b87f-8109-4f62-82e8-6c5046124233_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsCategoryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets, category</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsCategoryMember_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsCategoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets, category [member]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsCategoryMember" xlink:to="lab_ifrs-full_FinancialAssetsCategoryMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfDepositsFromBanksSplitInInterestAndNonInterestBearingExplanatoryTableTextBlock_da305023-d877-4bcb-a8a4-7b4368660d1b_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfDepositsFromBanksSplitInInterestAndNonInterestBearingExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of deposits from banks by type</link:label>
    <link:label id="lab_ing_DisclosureOfDepositsFromBanksSplitInInterestAndNonInterestBearingExplanatoryTableTextBlock_label_en-US" xlink:label="lab_ing_DisclosureOfDepositsFromBanksSplitInInterestAndNonInterestBearingExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of deposits from banks split in interest and non-interest bearing explanatory [Table Text Block]</link:label>
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    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments_ad40c1ea-7025-46d1-b108-1988fbb702c7_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net change in fair value of equity instruments at fair value through other comprehensive income</link:label>
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    <link:label id="lab_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures_f779757c-5801-4ea9-9e86-98957995af7f_negatedLabel_en-US" xlink:label="lab_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Impairments</link:label>
    <link:label id="lab_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures_label_en-US" xlink:label="lab_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impairment Loss Of Investments In Associates And Joint Ventures</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures" xlink:href="ing-20240630.xsd#ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures" xlink:to="lab_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities_5c1f56a4-9476-45a5-8322-31858dd4d347_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Interest paid</link:label>
    <link:label id="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities_label_en-US" xlink:label="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest paid, classified as operating activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_InterestPaidClassifiedAsOperatingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:to="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DepositsFromCustomersAbstract_421d962d-a918-428a-815d-b9f8bd103d5c_terseLabel_en-US" xlink:label="lab_ifrs-full_DepositsFromCustomersAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits from customers [abstract]</link:label>
    <link:label id="lab_ifrs-full_DepositsFromCustomersAbstract_label_en-US" xlink:label="lab_ifrs-full_DepositsFromCustomersAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits from customers [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DepositsFromCustomersAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DepositsFromCustomersAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepositsFromCustomersAbstract" xlink:to="lab_ifrs-full_DepositsFromCustomersAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ReserveOfPropertyInOwnUse_cdd3063c-e855-4c9a-a50e-9caa16c9093e_terseLabel_en-US" xlink:label="lab_ing_ReserveOfPropertyInOwnUse" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revaluation reserve: Property in own use</link:label>
    <link:label id="lab_ing_ReserveOfPropertyInOwnUse_label_en-US" xlink:label="lab_ing_ReserveOfPropertyInOwnUse" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserve Of Property In Own Use</link:label>
    <link:label id="lab_ing_ReserveOfPropertyInOwnUse_documentation_en-US" xlink:label="lab_ing_ReserveOfPropertyInOwnUse" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reserve of property in own use.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ReserveOfPropertyInOwnUse" xlink:href="ing-20240630.xsd#ing_ReserveOfPropertyInOwnUse"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ReserveOfPropertyInOwnUse" xlink:to="lab_ing_ReserveOfPropertyInOwnUse" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_EquityAndLiabilities_25d22e01-564b-47ba-ba14-379cb87e8b09_totalLabel_en-US" xlink:label="lab_ifrs-full_EquityAndLiabilities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total liabilities and equity</link:label>
    <link:label id="lab_ifrs-full_EquityAndLiabilities_label_en-US" xlink:label="lab_ifrs-full_EquityAndLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity and liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EquityAndLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_EquityAndLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAndLiabilities" xlink:to="lab_ifrs-full_EquityAndLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PriceBasedMember_8f89e5b7-38ed-48c1-85cf-1d23b861feaf_terseLabel_en-US" xlink:label="lab_ing_PriceBasedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Price (%)</link:label>
    <link:label id="lab_ing_PriceBasedMember_label_en-US" xlink:label="lab_ing_PriceBasedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Price Based [Member]</link:label>
    <link:label id="lab_ing_PriceBasedMember_documentation_en-US" xlink:label="lab_ing_PriceBasedMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Price based.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PriceBasedMember" xlink:href="ing-20240630.xsd#ing_PriceBasedMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PriceBasedMember" xlink:to="lab_ing_PriceBasedMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CorporateLoansMember_958a7547-0f99-4a5e-a6ee-d25220f71c57_verboseLabel_en-US" xlink:label="lab_ifrs-full_CorporateLoansMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Corporate Lending</link:label>
    <link:label id="lab_ifrs-full_CorporateLoansMember_label_en-US" xlink:label="lab_ifrs-full_CorporateLoansMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans to corporate entities [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CorporateLoansMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_CorporateLoansMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CorporateLoansMember" xlink:to="lab_ifrs-full_CorporateLoansMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PersonalLendingMember_420906c6-ae13-4528-9c63-91aa725f4739_terseLabel_en-US" xlink:label="lab_ing_PersonalLendingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other personal lending</link:label>
    <link:label id="lab_ing_PersonalLendingMember_label_en-US" xlink:label="lab_ing_PersonalLendingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Personal lending [Member]</link:label>
    <link:label id="lab_ing_PersonalLendingMember_documentation_en-US" xlink:label="lab_ing_PersonalLendingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member stands for loan loss provisions related to Personal lending.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PersonalLendingMember" xlink:href="ing-20240630.xsd#ing_PersonalLendingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PersonalLendingMember" xlink:to="lab_ing_PersonalLendingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory_35adf7b3-9378-40bc-9c68-8ec53c382768_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of ING Group total</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of operating segments [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfOperatingSegmentsExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_IncreaseThroughShareBasedPaymentTransactionsEquity_23032255-bcd3-4419-9909-df6bd1b4f560_terseLabel_en-US" xlink:label="lab_ing_IncreaseThroughShareBasedPaymentTransactionsEquity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Distributed under staff share plans</link:label>
    <link:label id="lab_ing_IncreaseThroughShareBasedPaymentTransactionsEquity_label_en-US" xlink:label="lab_ing_IncreaseThroughShareBasedPaymentTransactionsEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase Through Share-based Payment Transactions, Equity</link:label>
    <link:label id="lab_ing_IncreaseThroughShareBasedPaymentTransactionsEquity_documentation_en-US" xlink:label="lab_ing_IncreaseThroughShareBasedPaymentTransactionsEquity" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase Through Share-based Payment Transactions, Equity</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_IncreaseThroughShareBasedPaymentTransactionsEquity" xlink:href="ing-20240630.xsd#ing_IncreaseThroughShareBasedPaymentTransactionsEquity"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_IncreaseThroughShareBasedPaymentTransactionsEquity" xlink:to="lab_ing_IncreaseThroughShareBasedPaymentTransactionsEquity" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities_ba05464f-a9bc-48eb-8996-0d91b34f0f42_terseLabel_en-US" xlink:label="lab_ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfers</link:label>
    <link:label id="lab_ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities_label_en-US" xlink:label="lab_ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfer to and from Investments other assets and liabilities</link:label>
    <link:label id="lab_ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities_documentation_en-US" xlink:label="lab_ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Transfer to and from Investments other assets and liabilities.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities" xlink:href="ing-20240630.xsd#ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities" xlink:to="lab_ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ProfitLossFromContinuingOperations_d458dc11-971f-489c-b076-c535f3d03ee8_totalLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossFromContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net result</link:label>
    <link:label id="lab_ifrs-full_ProfitLossFromContinuingOperations_1287af6d-5ed1-4588-a55e-1125645affd1_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossFromContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net result</link:label>
    <link:label id="lab_ifrs-full_ProfitLossFromContinuingOperations_deca55ba-373a-473a-b8cc-5fd76b63017c_verboseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossFromContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Net result</link:label>
    <link:label id="lab_ifrs-full_ProfitLossFromContinuingOperations_label_en-US" xlink:label="lab_ifrs-full_ProfitLossFromContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (loss) from continuing operations</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProfitLossFromContinuingOperations" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ProfitLossFromContinuingOperations"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossFromContinuingOperations" xlink:to="lab_ifrs-full_ProfitLossFromContinuingOperations" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock_6c43f315-4431-464c-b71c-9792df627516_terseLabel_en-US" xlink:label="lab_ing_ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in loan loss provisions and gross carrying amounts</link:label>
    <link:label id="lab_ing_ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock_label_en-US" xlink:label="lab_ing_ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Changes in loan loss provisions and gross carrying amounts Explanatory [Table Text Block]</link:label>
    <link:label id="lab_ing_ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock_documentation_en-US" xlink:label="lab_ing_ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of changes in loan loss provisions and gross carrying amounts of financial assets.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock" xlink:href="ing-20240630.xsd#ing_ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock" xlink:to="lab_ing_ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ProductsAndServicesMember_14cc0640-c252-4045-a08d-c1821ce1b718_terseLabel_en-US" xlink:label="lab_ifrs-full_ProductsAndServicesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Products and services</link:label>
    <link:label id="lab_ifrs-full_ProductsAndServicesMember_label_en-US" xlink:label="lab_ifrs-full_ProductsAndServicesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Products and services [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProductsAndServicesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ProductsAndServicesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProductsAndServicesMember" xlink:to="lab_ifrs-full_ProductsAndServicesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfReservesWithinEquityLineItems_9cb0f34e-12a6-4b9d-ae53-9764b2f5c48f_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfReservesWithinEquityLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of equity [line Items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfReservesWithinEquityLineItems_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfReservesWithinEquityLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of reserves within equity [line items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfReservesWithinEquityLineItems" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfReservesWithinEquityLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReservesWithinEquityLineItems" xlink:to="lab_ifrs-full_DisclosureOfReservesWithinEquityLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DamagesClaimedInLitigationCase_9d7100ea-c57b-4071-8e83-53f55e592e80_terseLabel_en-US" xlink:label="lab_ing_DamagesClaimedInLitigationCase" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Damages claimed in litigation case</link:label>
    <link:label id="lab_ing_DamagesClaimedInLitigationCase_label_en-US" xlink:label="lab_ing_DamagesClaimedInLitigationCase" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Damages Claimed In Litigation Case</link:label>
    <link:label id="lab_ing_DamagesClaimedInLitigationCase_documentation_en-US" xlink:label="lab_ing_DamagesClaimedInLitigationCase" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Damages Claimed In Litigation Case</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DamagesClaimedInLitigationCase" xlink:href="ing-20240630.xsd#ing_DamagesClaimedInLitigationCase"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DamagesClaimedInLitigationCase" xlink:to="lab_ing_DamagesClaimedInLitigationCase" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss_c1fe7b32-228d-4be9-b22b-b6f913e6052b_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss_faccb0cf-bce1-4e6c-9aca-b72a7d67e2b7_totalLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInFinancialAssets_6b51484c-0ab7-4a76-8c04-ca00fbd9740e_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) in financial assets</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInFinancialAssets_37d79d76-acc2-42d3-bdab-d4a85982574a_negatedTotalLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInFinancialAssets" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Increase in loan loss provisions</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInFinancialAssets_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) in financial assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseInFinancialAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IncreaseDecreaseInFinancialAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInFinancialAssets" xlink:to="lab_ifrs-full_IncreaseDecreaseInFinancialAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AmortisationExpenseNetOfPremiumsAndDiscounts_8df384ac-da34-4702-a93a-d0517e831b89_negatedTerseLabel_en-US" xlink:label="lab_ing_AmortisationExpenseNetOfPremiumsAndDiscounts" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Amortisation</link:label>
    <link:label id="lab_ing_AmortisationExpenseNetOfPremiumsAndDiscounts_label_en-US" xlink:label="lab_ing_AmortisationExpenseNetOfPremiumsAndDiscounts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amortisation Expense, Net Of Premiums And Discounts</link:label>
    <link:label id="lab_ing_AmortisationExpenseNetOfPremiumsAndDiscounts_documentation_en-US" xlink:label="lab_ing_AmortisationExpenseNetOfPremiumsAndDiscounts" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amortisation Expense, Net Of Premiums And Discounts</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AmortisationExpenseNetOfPremiumsAndDiscounts" xlink:href="ing-20240630.xsd#ing_AmortisationExpenseNetOfPremiumsAndDiscounts"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AmortisationExpenseNetOfPremiumsAndDiscounts" xlink:to="lab_ing_AmortisationExpenseNetOfPremiumsAndDiscounts" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CollvaMember_6bcc2f17-5a0b-40ce-a6b9-8b21919f5629_terseLabel_en-US" xlink:label="lab_ing_CollvaMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">CollVA</link:label>
    <link:label id="lab_ing_CollvaMember_label_en-US" xlink:label="lab_ing_CollvaMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">CollVA [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CollvaMember" xlink:href="ing-20240630.xsd#ing_CollvaMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CollvaMember" xlink:to="lab_ing_CollvaMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_NoncontrollingInterestsMember_77f125d3-be95-45ac-9526-fce52bfde9f2_terseLabel_en-US" xlink:label="lab_ifrs-full_NoncontrollingInterestsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-controlling interests</link:label>
    <link:label id="lab_ifrs-full_NoncontrollingInterestsMember_label_en-US" xlink:label="lab_ifrs-full_NoncontrollingInterestsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-controlling interests [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_NoncontrollingInterestsMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_NoncontrollingInterestsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NoncontrollingInterestsMember" xlink:to="lab_ifrs-full_NoncontrollingInterestsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities_79bf5495-19c1-418a-b0eb-af2007164970_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in unrealised revaluations</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through changes in fair values, liabilities arising from financing activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral_3c4700a3-4ba4-40e4-bf41-e4c4f96f6f6a_terseLabel_en-US" xlink:label="lab_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities designed to be fully neutral in terms of market risk</link:label>
    <link:label id="lab_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral_label_en-US" xlink:label="lab_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amount of financial liabilities designed to be fully neutral</link:label>
    <link:label id="lab_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral_documentation_en-US" xlink:label="lab_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of financial liabilities designed to be fully neutral.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" xlink:href="ing-20240630.xsd#ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" xlink:to="lab_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock_f04d0465-325b-49f5-ae73-b4b6666a0b9a_terseLabel_en-US" xlink:label="lab_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation between IFRS-EU and IFRS-IASB</link:label>
    <link:label id="lab_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock_label_en-US" xlink:label="lab_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Description of accounting policy for reconciliation between IFRS EU and IFRS IASB [Policy Text Block]</link:label>
    <link:label id="lab_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock_documentation_en-US" xlink:label="lab_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Description of accounting policy for reconciliation between IFRS EU and IFRS IASB.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" xlink:href="ing-20240630.xsd#ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" xlink:to="lab_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfOtherOperatingExpenseLineItems_6460da77-0a2c-4429-a1b8-6cd0a3707c73_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfOtherOperatingExpenseLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of other operating expense [line items]</link:label>
    <link:label id="lab_ing_DisclosureOfOtherOperatingExpenseLineItems_label_en-US" xlink:label="lab_ing_DisclosureOfOtherOperatingExpenseLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Other Operating Expense [Line Items]</link:label>
    <link:label id="lab_ing_DisclosureOfOtherOperatingExpenseLineItems_documentation_en-US" xlink:label="lab_ing_DisclosureOfOtherOperatingExpenseLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure Of Other Operating Expense [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfOtherOperatingExpenseLineItems" xlink:href="ing-20240630.xsd#ing_DisclosureOfOtherOperatingExpenseLineItems"/>
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    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsAbstract_e8c65b61-4873-48d6-b1ef-6a750cd6faca_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets [abstract]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsAbstract_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsAbstract" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AdditionalProvisionsLegalProvisions_db6b6615-45f1-4aa5-a8be-94f8f721f9c6_terseLabel_en-US" xlink:label="lab_ing_AdditionalProvisionsLegalProvisions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase in legal proceedings provision</link:label>
    <link:label id="lab_ing_AdditionalProvisionsLegalProvisions_label_en-US" xlink:label="lab_ing_AdditionalProvisionsLegalProvisions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additional Provisions, Legal Provisions</link:label>
    <link:label id="lab_ing_AdditionalProvisionsLegalProvisions_documentation_en-US" xlink:label="lab_ing_AdditionalProvisionsLegalProvisions" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Additional Provisions, Legal Provisions</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AdditionalProvisionsLegalProvisions" xlink:href="ing-20240630.xsd#ing_AdditionalProvisionsLegalProvisions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AdditionalProvisionsLegalProvisions" xlink:to="lab_ing_AdditionalProvisionsLegalProvisions" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_EquityDerivativesStructuredNotesMember_05283651-452d-49aa-bc76-2f743d9d1275_terseLabel_en-US" xlink:label="lab_ing_EquityDerivativesStructuredNotesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity (equity derivatives, structured notes)</link:label>
    <link:label id="lab_ing_EquityDerivativesStructuredNotesMember_label_en-US" xlink:label="lab_ing_EquityDerivativesStructuredNotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Derivatives Structured Notes [Member]</link:label>
    <link:label id="lab_ing_EquityDerivativesStructuredNotesMember_documentation_en-US" xlink:label="lab_ing_EquityDerivativesStructuredNotesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity (equity derivatives, structured notes).</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EquityDerivativesStructuredNotesMember" xlink:href="ing-20240630.xsd#ing_EquityDerivativesStructuredNotesMember"/>
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    <link:label id="lab_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock_243ed622-ceaf-4a78-8626-2c415e39d752_terseLabel_en-US" xlink:label="lab_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through other comprehensive income</link:label>
    <link:label id="lab_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock_label_en-US" xlink:label="lab_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through other comprehensive income [Text Block]</link:label>
    <link:label id="lab_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock_documentation_en-US" xlink:label="lab_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The disclosure of financial assets at fair value through other comprehensive income.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" xlink:href="ing-20240630.xsd#ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" xlink:to="lab_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DebtSecuritiesMember_1a7d0a0c-4ad3-4079-b528-e11fed84c637_terseLabel_en-US" xlink:label="lab_ifrs-full_DebtSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities</link:label>
    <link:label id="lab_ifrs-full_DebtSecuritiesMember_2fa20ad9-245a-4e33-9db9-c373d753d85d_verboseLabel_en-US" xlink:label="lab_ifrs-full_DebtSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Debt instruments at FVOCI</link:label>
    <link:label id="lab_ifrs-full_DebtSecuritiesMember_210b39f7-48b5-4a5e-8e1e-a31ac4434984_netLabel_en-US" xlink:label="lab_ifrs-full_DebtSecuritiesMember" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">- Debt securities</link:label>
    <link:label id="lab_ifrs-full_DebtSecuritiesMember_label_en-US" xlink:label="lab_ifrs-full_DebtSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt securities [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DebtSecuritiesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DebtSecuritiesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DebtSecuritiesMember" xlink:to="lab_ifrs-full_DebtSecuritiesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DebtSecuritiesExplanatoryTextBlock_c17eb463-d066-431c-b20b-e4aba9f48f97_terseLabel_en-US" xlink:label="lab_ing_DebtSecuritiesExplanatoryTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities</link:label>
    <link:label id="lab_ing_DebtSecuritiesExplanatoryTextBlock_label_en-US" xlink:label="lab_ing_DebtSecuritiesExplanatoryTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities Explanatory [Text Block]</link:label>
    <link:label id="lab_ing_DebtSecuritiesExplanatoryTextBlock_documentation_en-US" xlink:label="lab_ing_DebtSecuritiesExplanatoryTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"></link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DebtSecuritiesExplanatoryTextBlock" xlink:href="ing-20240630.xsd#ing_DebtSecuritiesExplanatoryTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DebtSecuritiesExplanatoryTextBlock" xlink:to="lab_ing_DebtSecuritiesExplanatoryTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DetailedDisclosureOfOtherIncomeExpensesTableTextBlock_96b1775d-b08e-4266-9034-b1cd32c41ab0_terseLabel_en-US" xlink:label="lab_ing_DetailedDisclosureOfOtherIncomeExpensesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Detailed disclosure of other income</link:label>
    <link:label id="lab_ing_DetailedDisclosureOfOtherIncomeExpensesTableTextBlock_label_en-US" xlink:label="lab_ing_DetailedDisclosureOfOtherIncomeExpensesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Detailed Disclosure Of Other Income (Expenses) [Table Text Block]</link:label>
    <link:label id="lab_ing_DetailedDisclosureOfOtherIncomeExpensesTableTextBlock_documentation_en-US" xlink:label="lab_ing_DetailedDisclosureOfOtherIncomeExpensesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Detailed Disclosure Of Other Income (Expenses)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DetailedDisclosureOfOtherIncomeExpensesTableTextBlock" xlink:href="ing-20240630.xsd#ing_DetailedDisclosureOfOtherIncomeExpensesTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DetailedDisclosureOfOtherIncomeExpensesTableTextBlock" xlink:to="lab_ing_DetailedDisclosureOfOtherIncomeExpensesTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CorporateBondsMember_b71273a4-d28d-4ace-ba6c-daef3f9dd96a_terseLabel_en-US" xlink:label="lab_ing_CorporateBondsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Corporate bonds</link:label>
    <link:label id="lab_ing_CorporateBondsMember_label_en-US" xlink:label="lab_ing_CorporateBondsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Corporate bonds [member]</link:label>
    <link:label id="lab_ing_CorporateBondsMember_documentation_en-US" xlink:label="lab_ing_CorporateBondsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member represents coproate bonds.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CorporateBondsMember" xlink:href="ing-20240630.xsd#ing_CorporateBondsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CorporateBondsMember" xlink:to="lab_ing_CorporateBondsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember_68b73aa4-3059-4af0-88b5-74afdc3b5de2_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities designated as at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities at fair value through profit or loss, designated upon initial recognition or subsequently, category [member]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember" xlink:type="arc" order="1"/>
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    <link:label id="lab_ifrs-full_FinancialAssetsMember_64689d37-ed79-4aa8-8d12-c2c097fc6009_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets, class</link:label>
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    <link:label id="lab_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains_401d2c96-2ad3-489a-baeb-a18bd1a31d93_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211; Exchange rate differences and other.</link:label>
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    <link:label id="lab_ing_SecuritiesInReverseRepurchaseTransactionMember_b6029094-decd-42d1-9dcb-961f78494600_verboseLabel_en-US" xlink:label="lab_ing_SecuritiesInReverseRepurchaseTransactionMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Reverse repurchase transactions</link:label>
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    <link:label id="lab_ing_GrossCarryingAmountPerIFRS9StageAndRatingClassExplanatoryTableTextBlock_b4949e99-14f7-412a-a1fe-01198f0aaed2_terseLabel_en-US" xlink:label="lab_ing_GrossCarryingAmountPerIFRS9StageAndRatingClassExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross carrying amount per IFRS 9 stage and rating class</link:label>
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    <link:label id="lab_ing_SecuritiesBusinessFeeAndCommissionExpense_9a1fd1bb-9638-492f-9ecb-41d9b8eec1db_terseLabel_en-US" xlink:label="lab_ing_SecuritiesBusinessFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities business</link:label>
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    <link:label id="lab_ifrs-full_GeographicalAreasAxis_5373c24c-cd17-4859-ae60-ae6bfda4d145_terseLabel_en-US" xlink:label="lab_ifrs-full_GeographicalAreasAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Geographical areas [axis]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GeographicalAreasAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_GeographicalAreasAxis"/>
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    <link:label id="lab_ing_FairValueOfListedInvestment_documentation_en-US" xlink:label="lab_ing_FairValueOfListedInvestment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair value of listed investment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_FairValueOfListedInvestment" xlink:href="ing-20240630.xsd#ing_FairValueOfListedInvestment"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_FairValueOfListedInvestment" xlink:to="lab_ing_FairValueOfListedInvestment" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_TimeDeposits_6f46a37b-772e-4eee-9ce3-54258e62b958_terseLabel_en-US" xlink:label="lab_ing_TimeDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Time deposits</link:label>
    <link:label id="lab_ing_TimeDeposits_label_en-US" xlink:label="lab_ing_TimeDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposits</link:label>
    <link:label id="lab_ing_TimeDeposits_documentation_en-US" xlink:label="lab_ing_TimeDeposits" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Corporate deposits.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_TimeDeposits" xlink:href="ing-20240630.xsd#ing_TimeDeposits"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_TimeDeposits" xlink:to="lab_ing_TimeDeposits" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParent_a1bf87a2-a371-48e7-8297-c437055dc437_totalLabel_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParent" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Shareholders&#8217; equity (parent)</link:label>
    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParent_a1fb97a4-faeb-41d4-9a7a-6cdb5f2d7b83_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">In accordance with IFRS-IASB Shareholders&#8217; equity</link:label>
    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParent_0182ee58-d02f-485d-bc06-ade6b07bf86e_verboseLabel_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParent" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Shareholders&#8217; equity (parent)</link:label>
    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParent_label_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity attributable to owners of parent</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParent" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_EquityAttributableToOwnersOfParent"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParent" xlink:to="lab_ifrs-full_EquityAttributableToOwnersOfParent" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss_ec984905-2841-4c64-9c37-497dfdbd1039_terseLabel_en-US" xlink:label="lab_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reversals of impairments</link:label>
    <link:label id="lab_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss_label_en-US" xlink:label="lab_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reversal of impairment loss recognised in profit or loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss" xlink:to="lab_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_country_BE_3fc93f02-fd53-4db0-bd16-414ca43f168b_terseLabel_en-US" xlink:label="lab_country_BE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Belgium</link:label>
    <link:label id="lab_country_BE_label_en-US" xlink:label="lab_country_BE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">BELGIUM</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_country_BE" xlink:href="https://xbrl.sec.gov/country/2023/country-2023.xsd#country_BE"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_BE" xlink:to="lab_country_BE" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DepositsFromBanks_454afe95-a11a-4a10-ad38-9ac1db4c2414_verboseLabel_en-US" xlink:label="lab_ifrs-full_DepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Deposits from banks 7</link:label>
    <link:label id="lab_ifrs-full_DepositsFromBanks_afa0ab22-ddb4-4ce1-99c9-4b21f32665e4_totalLabel_en-US" xlink:label="lab_ifrs-full_DepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Deposits from banks</link:label>
    <link:label id="lab_ifrs-full_DepositsFromBanks_3355e17f-0ff6-48d9-993e-4dcb5ae04b1d_terseLabel_en-US" xlink:label="lab_ifrs-full_DepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits from banks</link:label>
    <link:label id="lab_ifrs-full_DepositsFromBanks_label_en-US" xlink:label="lab_ifrs-full_DepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits from banks</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DepositsFromBanks" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DepositsFromBanks"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepositsFromBanks" xlink:to="lab_ifrs-full_DepositsFromBanks" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DownsideMember_cc259525-ac34-4084-9383-08bcfe3e377a_terseLabel_en-US" xlink:label="lab_ing_DownsideMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Downside scenario</link:label>
    <link:label id="lab_ing_DownsideMember_label_en-US" xlink:label="lab_ing_DownsideMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Downside scenario [Member]</link:label>
    <link:label id="lab_ing_DownsideMember_documentation_en-US" xlink:label="lab_ing_DownsideMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The downside scenario refers to the adverse scenarios are calibrated to a similar severity to internal stress tests, whilst also considering IFRS 9 specific sensitivities and non-linearity.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DownsideMember" xlink:href="ing-20240630.xsd#ing_DownsideMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DownsideMember" xlink:to="lab_ing_DownsideMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_EmployeeBenefitsExpense_5ca88ce7-2a0c-4d2f-83c1-401f7eea9075_terseLabel_en-US" xlink:label="lab_ifrs-full_EmployeeBenefitsExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Staff expenses</link:label>
    <link:label id="lab_ifrs-full_EmployeeBenefitsExpense_label_en-US" xlink:label="lab_ifrs-full_EmployeeBenefitsExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee benefits expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EmployeeBenefitsExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_EmployeeBenefitsExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EmployeeBenefitsExpense" xlink:to="lab_ifrs-full_EmployeeBenefitsExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_RetailGermanyMember_4e0db2f5-0b99-4e58-99a2-8a34517ea296_terseLabel_en-US" xlink:label="lab_ing_RetailGermanyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail Germany</link:label>
    <link:label id="lab_ing_RetailGermanyMember_label_en-US" xlink:label="lab_ing_RetailGermanyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retail Germany [member]</link:label>
    <link:label id="lab_ing_RetailGermanyMember_documentation_en-US" xlink:label="lab_ing_RetailGermanyMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Retail Germany.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RetailGermanyMember" xlink:href="ing-20240630.xsd#ing_RetailGermanyMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RetailGermanyMember" xlink:to="lab_ing_RetailGermanyMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_RevaluationReservesCreditLiability_e5becdc2-7186-4a69-9971-67aaa75a296e_terseLabel_en-US" xlink:label="lab_ing_RevaluationReservesCreditLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revaluation reserves credit liability</link:label>
    <link:label id="lab_ing_RevaluationReservesCreditLiability_label_en-US" xlink:label="lab_ing_RevaluationReservesCreditLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revaluation reserves credit liability</link:label>
    <link:label id="lab_ing_RevaluationReservesCreditLiability_documentation_en-US" xlink:label="lab_ing_RevaluationReservesCreditLiability" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">A component of equity representing the accumulated revaluation reserve on the revaluation of credit liability.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RevaluationReservesCreditLiability" xlink:href="ing-20240630.xsd#ing_RevaluationReservesCreditLiability"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RevaluationReservesCreditLiability" xlink:to="lab_ing_RevaluationReservesCreditLiability" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_a59671e2-ed18-44f0-a53c-210b00a4775f_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about borrowings [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about borrowings [table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InterestExpenseOnSubordinatedLoans_0f8df508-882b-4e21-940e-cd8750421527_terseLabel_en-US" xlink:label="lab_ing_InterestExpenseOnSubordinatedLoans" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on subordinated loans</link:label>
    <link:label id="lab_ing_InterestExpenseOnSubordinatedLoans_label_en-US" xlink:label="lab_ing_InterestExpenseOnSubordinatedLoans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense On Subordinated Loans</link:label>
    <link:label id="lab_ing_InterestExpenseOnSubordinatedLoans_documentation_en-US" xlink:label="lab_ing_InterestExpenseOnSubordinatedLoans" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest expense on subordinated loans.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestExpenseOnSubordinatedLoans" xlink:href="ing-20240630.xsd#ing_InterestExpenseOnSubordinatedLoans"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InterestExpenseOnSubordinatedLoans" xlink:to="lab_ing_InterestExpenseOnSubordinatedLoans" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_StatementOfCashFlowsTable_7791da56-cb1b-46de-8bc0-b8c548dca7a9_terseLabel_en-US" xlink:label="lab_ing_StatementOfCashFlowsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement of Cash Flows [Table]</link:label>
    <link:label id="lab_ing_StatementOfCashFlowsTable_label_en-US" xlink:label="lab_ing_StatementOfCashFlowsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Cash Flows [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_StatementOfCashFlowsTable" xlink:href="ing-20240630.xsd#ing_StatementOfCashFlowsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_StatementOfCashFlowsTable" xlink:to="lab_ing_StatementOfCashFlowsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures_e61144bb-30b4-4644-a573-7485dfa4bbdc_verboseLabel_en-US" xlink:label="lab_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Revaluations</link:label>
    <link:label id="lab_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures_label_en-US" xlink:label="lab_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revaluation increase (decrease), Investments in associates and joint ventures</link:label>
    <link:label id="lab_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures_documentation_en-US" xlink:label="lab_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Revaluation increase (decrease), Investments in associates and joint ventures.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" xlink:href="ing-20240630.xsd#ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" xlink:to="lab_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_StatutoryReserveMember_5d853bb8-41f2-4f7e-9e8b-6b6ae6653ace_terseLabel_en-US" xlink:label="lab_ifrs-full_StatutoryReserveMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statutory reserve</link:label>
    <link:label id="lab_ifrs-full_StatutoryReserveMember_label_en-US" xlink:label="lab_ifrs-full_StatutoryReserveMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statutory reserve [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_StatutoryReserveMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_StatutoryReserveMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatutoryReserveMember" xlink:to="lab_ifrs-full_StatutoryReserveMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare_beaa7045-0f9a-424e-b703-fcee37ac424a_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends per ordinary share (in EUR per share)</link:label>
    <link:label id="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare_label_en-US" xlink:label="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends recognised as distributions to owners per share</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:to="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember_378a5c89-3334-4fc5-ba0e-5fafd5f21072_terseLabel_en-US" xlink:label="lab_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Repurchase transactions</link:label>
    <link:label id="lab_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember_label_en-US" xlink:label="lab_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Receivables Related To Securities in Repurchase Transactions [Member]</link:label>
    <link:label id="lab_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember_documentation_en-US" xlink:label="lab_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Receivables related to securities in repurchase transactions [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember" xlink:href="ing-20240630.xsd#ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember" xlink:to="lab_ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentType_6882cd4c-fc96-48a3-9bbf-08a616f5925e_terseLabel_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document type</link:label>
    <link:label id="lab_dei_DocumentType_label_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_DocumentType"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AllowanceAccountForCreditLossesAxis_c14cb802-1124-4ab0-9c9d-2c166102b4e2_terseLabel_en-US" xlink:label="lab_ing_AllowanceAccountForCreditLossesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance Account For Credit Losses [Axis]</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory_f3cd318e-b231-4e5a-bcc1-ba97d5bbc078_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other operating expenses</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory_a58f1232-50ca-42ff-8b97-074287dcac0b_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segments</link:label>
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    <link:label id="lab_ifrs-full_OtherReserves_0e8ace3d-8344-46b8-8b39-34e60cf5cfe1_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherReserves" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other reserves</link:label>
    <link:label id="lab_ifrs-full_OtherReserves_9b4585df-dff8-40cc-962a-c85bc32064e0_totalLabel_en-US" xlink:label="lab_ifrs-full_OtherReserves" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Other reserves</link:label>
    <link:label id="lab_ifrs-full_OtherReserves_label_en-US" xlink:label="lab_ifrs-full_OtherReserves" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other reserves</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherReserves" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_OtherReserves"/>
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    <link:label id="lab_ing_SummaryOfValuationAdjustmentTableTableTextBlock_1e43fbae-aa1b-425d-a003-103f39d6495a_terseLabel_en-US" xlink:label="lab_ing_SummaryOfValuationAdjustmentTableTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of valuation adjustment</link:label>
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    <link:label id="lab_ifrs-full_OtherOperatingIncomeExpense_e7509c35-d3a3-43ee-bbdc-5272d180c629_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherOperatingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other net income 15</link:label>
    <link:label id="lab_ifrs-full_OtherOperatingIncomeExpense_8a0b763e-4276-4339-9d41-b865f2421f3f_totalLabel_en-US" xlink:label="lab_ifrs-full_OtherOperatingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Other net income 15</link:label>
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    <link:label id="lab_srt_CumulativeEffectPeriodOfAdoptionDomain_b2c34c60-7361-4611-b67e-e5fa72cbdb4f_terseLabel_en-US" xlink:label="lab_srt_CumulativeEffectPeriodOfAdoptionDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cumulative Effect, Period of Adoption [Domain]</link:label>
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    <link:label id="lab_ing_IncreaseInTerminalGrowthRateMember_174622cf-bc38-4d24-9651-064574edd462_terseLabel_en-US" xlink:label="lab_ing_IncreaseInTerminalGrowthRateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase in terminal growth rate</link:label>
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    <link:label id="lab_ing_InsuranceAndOtherBrokingFeeAndCommissionIncome_5de2d563-5116-4137-b0d6-57afe2b93d07_terseLabel_en-US" xlink:label="lab_ing_InsuranceAndOtherBrokingFeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance and other broking</link:label>
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    <link:label id="lab_ing_InsuranceAndOtherBrokingFeeAndCommissionIncome_documentation_en-US" xlink:label="lab_ing_InsuranceAndOtherBrokingFeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Insurance and other broking fee and commission income.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InsuranceAndOtherBrokingFeeAndCommissionIncome" xlink:href="ing-20240630.xsd#ing_InsuranceAndOtherBrokingFeeAndCommissionIncome"/>
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    <link:label id="lab_ing_BBCreditGradesMember_78a31649-9fcb-4a03-9066-ed0217220c66_terseLabel_en-US" xlink:label="lab_ing_BBCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">11-13 (BB)</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_BBCreditGradesMember" xlink:href="ing-20240630.xsd#ing_BBCreditGradesMember"/>
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    <link:label id="lab_ifrs-full_LoansAndAdvancesToCustomers_dd7cf1f9-9e64-4072-af89-11aaa3e262e8_verboseLabel_en-US" xlink:label="lab_ifrs-full_LoansAndAdvancesToCustomers" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances to customers</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory_6d303322-48de-4d5e-865d-8b8d8fcd1665_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in level 3 financial liabilities</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ProfitLossAttributableToNoncontrollingInterests_0e1f590f-70d6-4ff3-b344-76c06f6ebc8d_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-controlling interests</link:label>
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    <link:label id="lab_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesTable_ebafed2c-ec3c-45b5-bc28-f20e88971eb7_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of investments in associates and joint ventures [Table]</link:label>
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    <link:label id="lab_ing_NetResultsIfrsEuMember_ec1bb3e8-0fa7-4073-9ea4-560f2f28db3b_terseLabel_en-US" xlink:label="lab_ing_NetResultsIfrsEuMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net result IFRS-EU</link:label>
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    <link:label id="lab_ing_SecuritiesBusinessFeeAndCommissionIncome_38734494-4fb2-4795-9359-09831cc1ce9b_verboseLabel_en-US" xlink:label="lab_ing_SecuritiesBusinessFeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Securities business</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_SecuritiesBusinessFeeAndCommissionIncome" xlink:href="ing-20240630.xsd#ing_SecuritiesBusinessFeeAndCommissionIncome"/>
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    <link:label id="lab_ing_DisclosureOfDebtSecuritiesAbstract_f765ef5e-016d-4d40-ad31-7ff4ab9bf5d5_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfDebtSecuritiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings [abstract]</link:label>
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    <link:label id="lab_ifrs-full_IncomeStatementAbstract_4a92be8f-6c05-4b53-b5e5-ac39d1854ecb_terseLabel_en-US" xlink:label="lab_ifrs-full_IncomeStatementAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Profit or loss [abstract]</link:label>
    <link:label id="lab_ifrs-full_IncomeStatementAbstract_label_en-US" xlink:label="lab_ifrs-full_IncomeStatementAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit or loss [abstract]</link:label>
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    <link:label id="lab_ifrs-full_TopOfRangeMember_efc2097e-a61c-48b1-8a3e-2f80b64bee1b_terseLabel_en-US" xlink:label="lab_ifrs-full_TopOfRangeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum</link:label>
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    <link:label id="lab_ifrs-full_ReserveOfCashFlowHedges_1aee80ff-4821-4aa5-a119-983b6e655871_terseLabel_en-US" xlink:label="lab_ifrs-full_ReserveOfCashFlowHedges" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reserve of cash flow hedges</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory_7c0f6204-6917-4742-8034-487dda4849f2_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other net income</link:label>
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    <link:label id="lab_ifrs-full_InterestExpenseOnLeaseLiabilities_eb5ea972-7cfc-4512-8e38-8dde0c73b11e_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnLeaseLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on lease liabilities</link:label>
    <link:label id="lab_ifrs-full_InterestExpenseOnLeaseLiabilities_label_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnLeaseLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest expense on lease liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestExpenseOnLeaseLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_InterestExpenseOnLeaseLiabilities"/>
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    <link:label id="lab_ing_InflationAndInterestRateIncreasesAdjustments_c2c72b6b-1a95-400f-a747-1dd6f3dc6885_terseLabel_en-US" xlink:label="lab_ing_InflationAndInterestRateIncreasesAdjustments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Inflation and Interest rate increases adjustments</link:label>
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    <link:label id="lab_ing_InflationAndInterestRateIncreasesAdjustments_documentation_en-US" xlink:label="lab_ing_InflationAndInterestRateIncreasesAdjustments" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"></link:label>
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    <link:label id="lab_ing_NumberOfClassActions_documentation_en-US" xlink:label="lab_ing_NumberOfClassActions" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number Of Class Actions</link:label>
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    <link:label id="lab_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets_99ab4324-7963-435b-ae0e-6965d690ae4d_terseLabel_en-US" xlink:label="lab_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in unrealised revaluations</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems_483e7ad6-1762-4959-888b-1b5c9b6ce910_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of objectives, policies and processes for managing capital [line items]</link:label>
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    <link:label id="lab_ifrs-full_FeeAndCommissionIncomeExpense_08a4a2c8-38d6-40fe-b407-3d2d4ddc4d96_verboseLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Net fee and commission income 14</link:label>
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    <link:label id="lab_ing_NetInterestIncomeDisclosureLineItems_40d2a8f7-c0a7-4b50-8ee6-f2363fe48ad1_terseLabel_en-US" xlink:label="lab_ing_NetInterestIncomeDisclosureLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net interest income disclosure [line Items]</link:label>
    <link:label id="lab_ing_NetInterestIncomeDisclosureLineItems_label_en-US" xlink:label="lab_ing_NetInterestIncomeDisclosureLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Interest Income Disclosure [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NetInterestIncomeDisclosureLineItems" xlink:href="ing-20240630.xsd#ing_NetInterestIncomeDisclosureLineItems"/>
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    <link:label id="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory_28b723f7-c01e-4ee3-af73-63ae85238b45_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments in associates and joint ventures</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of investments accounted for using equity method [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:to="lab_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities_a86bc6e3-180e-4a3a-ba45-6071f2f6efeb_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additions</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through financing cash flows, liabilities arising from financing activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities"/>
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    <link:label id="lab_ing_RemainingFinancialAssetsClassifiedAsLevel3_a06f0b0b-589d-4bff-b392-3f1f96f0e95a_terseLabel_en-US" xlink:label="lab_ing_RemainingFinancialAssetsClassifiedAsLevel3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Remaining financial assets classified as level 3 using valuation techniques</link:label>
    <link:label id="lab_ing_RemainingFinancialAssetsClassifiedAsLevel3_label_en-US" xlink:label="lab_ing_RemainingFinancialAssetsClassifiedAsLevel3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Remaining financial assets classified as level 3</link:label>
    <link:label id="lab_ing_RemainingFinancialAssetsClassifiedAsLevel3_documentation_en-US" xlink:label="lab_ing_RemainingFinancialAssetsClassifiedAsLevel3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Remaining financial assets classified as level 3.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RemainingFinancialAssetsClassifiedAsLevel3" xlink:href="ing-20240630.xsd#ing_RemainingFinancialAssetsClassifiedAsLevel3"/>
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    <link:label id="lab_ing_InterestExpensesCalculatedUsingEffectiveInterestMethod_d1e55bd5-8795-4254-b950-175bb0e62273_negatedLabel_en-US" xlink:label="lab_ing_InterestExpensesCalculatedUsingEffectiveInterestMethod" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Interest expense using effective interest rate method</link:label>
    <link:label id="lab_ing_InterestExpensesCalculatedUsingEffectiveInterestMethod_bdee4ae2-a181-492d-92f3-8b9163ce6459_totalLabel_en-US" xlink:label="lab_ing_InterestExpensesCalculatedUsingEffectiveInterestMethod" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Interest expense using effective interest rate</link:label>
    <link:label id="lab_ing_InterestExpensesCalculatedUsingEffectiveInterestMethod_label_en-US" xlink:label="lab_ing_InterestExpensesCalculatedUsingEffectiveInterestMethod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest expense using effective interest rate</link:label>
    <link:label id="lab_ing_InterestExpensesCalculatedUsingEffectiveInterestMethod_documentation_en-US" xlink:label="lab_ing_InterestExpensesCalculatedUsingEffectiveInterestMethod" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest expenses calculated using effective interest method.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestExpensesCalculatedUsingEffectiveInterestMethod" xlink:href="ing-20240630.xsd#ing_InterestExpensesCalculatedUsingEffectiveInterestMethod"/>
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    <link:label id="lab_country_ES_d7115fb9-920c-41e2-b6f8-e497669b5d2c_terseLabel_en-US" xlink:label="lab_country_ES" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">SPAIN</link:label>
    <link:label id="lab_country_ES_label_en-US" xlink:label="lab_country_ES" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">SPAIN</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_country_ES" xlink:href="https://xbrl.sec.gov/country/2023/country-2023.xsd#country_ES"/>
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    <link:label id="lab_ing_FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome_e2e3dfb5-14fb-45c4-8c02-69a2db8e4a45_terseLabel_en-US" xlink:label="lab_ing_FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial guarantees and other commitments</link:label>
    <link:label id="lab_ing_FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome_label_en-US" xlink:label="lab_ing_FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Guarantees And Other Commitments Fee And Commission Income</link:label>
    <link:label id="lab_ing_FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome_documentation_en-US" xlink:label="lab_ing_FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Guarantees And Other Commitments Fee And Commission Income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome" xlink:href="ing-20240630.xsd#ing_FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome" xlink:to="lab_ing_FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IntangibleAssetsAndGoodwill_7d5ffb09-ed88-4a1d-a752-663083b1ef7b_terseLabel_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwill" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Intangible assets</link:label>
    <link:label id="lab_ifrs-full_IntangibleAssetsAndGoodwill_label_en-US" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwill" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Intangible assets and goodwill</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwill" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IntangibleAssetsAndGoodwill"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsAndGoodwill" xlink:to="lab_ifrs-full_IntangibleAssetsAndGoodwill" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NumberOfAppealsFiledByClient_7c9f3d63-a13f-449b-b7a5-af2a32467e0a_terseLabel_en-US" xlink:label="lab_ing_NumberOfAppealsFiledByClient" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of appeals filed by client</link:label>
    <link:label id="lab_ing_NumberOfAppealsFiledByClient_label_en-US" xlink:label="lab_ing_NumberOfAppealsFiledByClient" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number Of Appeals Filed By Client</link:label>
    <link:label id="lab_ing_NumberOfAppealsFiledByClient_documentation_en-US" xlink:label="lab_ing_NumberOfAppealsFiledByClient" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number Of Appeals Filed By Client</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NumberOfAppealsFiledByClient" xlink:href="ing-20240630.xsd#ing_NumberOfAppealsFiledByClient"/>
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    <link:label id="lab_srt_CumulativeEffectPeriodOfAdoptionAxis_bfdcc52f-5395-4523-91dc-e4cad5338f83_terseLabel_en-US" xlink:label="lab_srt_CumulativeEffectPeriodOfAdoptionAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cumulative Effect, Period of Adoption [Axis]</link:label>
    <link:label id="lab_srt_CumulativeEffectPeriodOfAdoptionAxis_label_en-US" xlink:label="lab_srt_CumulativeEffectPeriodOfAdoptionAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cumulative Effect, Period of Adoption [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CumulativeEffectPeriodOfAdoptionAxis" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CumulativeEffectPeriodOfAdoptionAxis" xlink:to="lab_srt_CumulativeEffectPeriodOfAdoptionAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PostalCharges_54ca1545-c93d-41ba-8e88-247e3da56008_terseLabel_en-US" xlink:label="lab_ing_PostalCharges" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Postal charges</link:label>
    <link:label id="lab_ing_PostalCharges_label_en-US" xlink:label="lab_ing_PostalCharges" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Postal Charges</link:label>
    <link:label id="lab_ing_PostalCharges_documentation_en-US" xlink:label="lab_ing_PostalCharges" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Postal charges.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PostalCharges" xlink:href="ing-20240630.xsd#ing_PostalCharges"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PostalCharges" xlink:to="lab_ing_PostalCharges" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_TaxEffectOfAdjustment_b9834a93-b52a-4118-825c-9ee51d1af100_terseLabel_en-US" xlink:label="lab_ing_TaxEffectOfAdjustment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax effect of the adjustment 1</link:label>
    <link:label id="lab_ing_TaxEffectOfAdjustment_label_en-US" xlink:label="lab_ing_TaxEffectOfAdjustment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax effect of adjustment</link:label>
    <link:label id="lab_ing_TaxEffectOfAdjustment_documentation_en-US" xlink:label="lab_ing_TaxEffectOfAdjustment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tax effect of adjustment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_TaxEffectOfAdjustment" xlink:href="ing-20240630.xsd#ing_TaxEffectOfAdjustment"/>
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    <link:label id="lab_ing_StageTwoMember_eccff05e-6b51-4ae3-8ddf-f6e9038d22c3_terseLabel_en-US" xlink:label="lab_ing_StageTwoMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lifetime ECL not credit impaired (Stage 2)</link:label>
    <link:label id="lab_ing_StageTwoMember_label_en-US" xlink:label="lab_ing_StageTwoMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stage two [Member]</link:label>
    <link:label id="lab_ing_StageTwoMember_documentation_en-US" xlink:label="lab_ing_StageTwoMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member stands for assets assessed to have experienced a significant increase in credit risk since initial origination or purchase.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_StageTwoMember" xlink:href="ing-20240630.xsd#ing_StageTwoMember"/>
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    <link:label id="lab_ifrs-full_ComprehensiveIncomeAttributableToAbstract_27d51aec-13c8-4c1d-8ba9-47d2e6d24eae_terseLabel_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Comprehensive income attributable to:</link:label>
    <link:label id="lab_ifrs-full_ComprehensiveIncomeAttributableToAbstract_label_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Comprehensive income attributable to [abstract]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComprehensiveIncomeAttributableToAbstract" xlink:to="lab_ifrs-full_ComprehensiveIncomeAttributableToAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_Level1OfFairValueHierarchyMember_950383a9-745a-44ca-b1fc-b7712459643c_terseLabel_en-US" xlink:label="lab_ifrs-full_Level1OfFairValueHierarchyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Level 1</link:label>
    <link:label id="lab_ifrs-full_Level1OfFairValueHierarchyMember_label_en-US" xlink:label="lab_ifrs-full_Level1OfFairValueHierarchyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Level 1 of fair value hierarchy [member]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level1OfFairValueHierarchyMember" xlink:to="lab_ifrs-full_Level1OfFairValueHierarchyMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AdjustmentOfEUIAS39Carveout_b79a5709-a701-45ec-bc91-da0fe25fb015_negatedLabel_en-US" xlink:label="lab_ing_AdjustmentOfEUIAS39Carveout" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Adjustment of the IFRS-EU IAS 39 carve-out</link:label>
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    <link:label id="lab_ing_AdjustmentOfEUIAS39Carveout_documentation_en-US" xlink:label="lab_ing_AdjustmentOfEUIAS39Carveout" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustment of EU IAS 39 carve-out</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AdjustmentOfEUIAS39Carveout" xlink:href="ing-20240630.xsd#ing_AdjustmentOfEUIAS39Carveout"/>
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    <link:label id="lab_ifrs-full_ProceedsFromOtherLongtermAssetsClassifiedAsInvestingActivities_5e1ae332-8d7c-47b1-ac24-f42336b26c18_terseLabel_en-US" xlink:label="lab_ifrs-full_ProceedsFromOtherLongtermAssetsClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211; Loans sold</link:label>
    <link:label id="lab_ifrs-full_ProceedsFromOtherLongtermAssetsClassifiedAsInvestingActivities_label_en-US" xlink:label="lab_ifrs-full_ProceedsFromOtherLongtermAssetsClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from sales of other long-term assets, classified as investing activities</link:label>
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    <link:label id="lab_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis_2f242325-b177-4a01-9f32-7b494a72438c_terseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments in equity instruments designated at fair value through other comprehensive income [axis]</link:label>
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    <link:label id="lab_ing_PriceMember_1ce5f8ea-1e8f-4c91-a634-be19daa2d565_terseLabel_en-US" xlink:label="lab_ing_PriceMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Price (%)</link:label>
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    <link:label id="lab_dei_AuditorLocation_7fe56fbc-cd7f-46ef-9412-cb563460d614_terseLabel_en-US" xlink:label="lab_dei_AuditorLocation" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Auditor location</link:label>
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    <link:label id="lab_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_39fc9f82-4eab-443d-8ee2-fa3c2bff7a89_verboseLabel_en-US" xlink:label="lab_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Revaluation reserve: equity securities at FVOCI</link:label>
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    <link:label id="lab_ifrs-full_ReserveOfCashFlowHedgesMember_5771df3f-4d43-4556-a0c7-ba1bc92c6b5c_terseLabel_en-US" xlink:label="lab_ifrs-full_ReserveOfCashFlowHedgesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reserve of cash flow hedges</link:label>
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    <link:label id="lab_ing_InterestIncomeNotUsingEffectiveInterestMethod_a65a9017-5a06-4702-b207-0ebd0c5946b2_terseLabel_en-US" xlink:label="lab_ing_InterestIncomeNotUsingEffectiveInterestMethod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other interest income</link:label>
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    <link:label id="lab_ing_PaymentServicesFeeAndCommissionExpense_6a384062-8809-4c4d-b083-2fa36127c80a_terseLabel_en-US" xlink:label="lab_ing_PaymentServicesFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Payment Services</link:label>
    <link:label id="lab_ing_PaymentServicesFeeAndCommissionExpense_label_en-US" xlink:label="lab_ing_PaymentServicesFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payment Services Fee And Commission Expense</link:label>
    <link:label id="lab_ing_PaymentServicesFeeAndCommissionExpense_documentation_en-US" xlink:label="lab_ing_PaymentServicesFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Payment Services Fee And Commission Expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PaymentServicesFeeAndCommissionExpense" xlink:href="ing-20240630.xsd#ing_PaymentServicesFeeAndCommissionExpense"/>
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    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesTable_c3b75f2a-e604-4d65-9092-7afc35724abd_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of liabilities [table]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesTable" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesTable"/>
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    <link:label id="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis_d7cbadfd-d51d-4ca1-a51d-fb503f00fdc7_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of financial instruments [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis_label_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of financial instruments [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis"/>
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    <link:label id="lab_ifrs-full_Equity_0729f3b7-6685-4fe4-8dd2-31b2f8cdcadc_totalLabel_en-US" xlink:label="lab_ifrs-full_Equity" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total equity</link:label>
    <link:label id="lab_ifrs-full_Equity_9beec159-d48d-4e85-9de5-a84afeacbf13_periodStartLabel_en-US" xlink:label="lab_ifrs-full_Equity" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Balance at beginning of period</link:label>
    <link:label id="lab_ifrs-full_Equity_69779d2c-167a-4767-b657-806244873eaf_periodEndLabel_en-US" xlink:label="lab_ifrs-full_Equity" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Balance at end of period</link:label>
    <link:label id="lab_ifrs-full_Equity_ab5df511-5d81-429a-83d3-f5566b172d14_terseLabel_en-US" xlink:label="lab_ifrs-full_Equity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total equity</link:label>
    <link:label id="lab_ifrs-full_Equity_label_en-US" xlink:label="lab_ifrs-full_Equity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity</link:label>
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    <link:label id="lab_srt_OtherCurrencyMember_db591a58-c5d3-487d-b772-799629e25942_terseLabel_en-US" xlink:label="lab_srt_OtherCurrencyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Currency</link:label>
    <link:label id="lab_srt_OtherCurrencyMember_label_en-US" xlink:label="lab_srt_OtherCurrencyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Currency [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_OtherCurrencyMember" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_OtherCurrencyMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_OtherCurrencyMember" xlink:to="lab_srt_OtherCurrencyMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DebtSecuritiesAndLoansAndAdvancesMember_0d3dd636-2a09-4a89-b299-949d6c8dd66c_terseLabel_en-US" xlink:label="lab_ing_DebtSecuritiesAndLoansAndAdvancesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">FVOCI debt instruments</link:label>
    <link:label id="lab_ing_DebtSecuritiesAndLoansAndAdvancesMember_label_en-US" xlink:label="lab_ing_DebtSecuritiesAndLoansAndAdvancesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt securities and loans and advances [Member]</link:label>
    <link:label id="lab_ing_DebtSecuritiesAndLoansAndAdvancesMember_documentation_en-US" xlink:label="lab_ing_DebtSecuritiesAndLoansAndAdvancesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member stands for debt instruments that includes both debt securities and advances.</link:label>
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    <link:label id="lab_country_DE_55e9f7a3-dfb6-418d-901b-e6604bb34eb9_terseLabel_en-US" xlink:label="lab_country_DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Germany</link:label>
    <link:label id="lab_country_DE_label_en-US" xlink:label="lab_country_DE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">GERMANY</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_country_DE" xlink:href="https://xbrl.sec.gov/country/2023/country-2023.xsd#country_DE"/>
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    <link:label id="lab_ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting_f4e1ee2b-fc7f-4ddb-81a6-c749ff288d27_terseLabel_en-US" xlink:label="lab_ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income on non-trading derivatives (no hedge accounting)</link:label>
    <link:label id="lab_ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting_label_en-US" xlink:label="lab_ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income On Non Trading Derivatives Not Qualified For Hedge Accounting</link:label>
    <link:label id="lab_ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting_documentation_en-US" xlink:label="lab_ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest income on non trading derivatives not qualified for hedge accounting.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:href="ing-20240630.xsd#ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:to="lab_ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NetInterestIncomeDisclosureTable_54258f1d-6f2f-426d-b3ef-49e9f8ac414e_terseLabel_en-US" xlink:label="lab_ing_NetInterestIncomeDisclosureTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net interest income disclosure [table]</link:label>
    <link:label id="lab_ing_NetInterestIncomeDisclosureTable_label_en-US" xlink:label="lab_ing_NetInterestIncomeDisclosureTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Interest Income Disclosure [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NetInterestIncomeDisclosureTable" xlink:href="ing-20240630.xsd#ing_NetInterestIncomeDisclosureTable"/>
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    <link:label id="lab_ing_MortgagePortfolioManagementAdjustments_4ff519c5-ccfa-43d9-a76d-202a82edba2e_terseLabel_en-US" xlink:label="lab_ing_MortgagePortfolioManagementAdjustments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total management adjustments</link:label>
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    <link:label id="lab_ing_MortgagePortfolioManagementAdjustments_label_en-US" xlink:label="lab_ing_MortgagePortfolioManagementAdjustments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Portfolio , Management Adjustments</link:label>
    <link:label id="lab_ing_MortgagePortfolioManagementAdjustments_documentation_en-US" xlink:label="lab_ing_MortgagePortfolioManagementAdjustments" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage Portfolio , Management Adjustments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_MortgagePortfolioManagementAdjustments" xlink:href="ing-20240630.xsd#ing_MortgagePortfolioManagementAdjustments"/>
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    <link:label id="lab_ifrs-full_ComponentsOfEquityAxis_2cba6d2a-e9f1-47a0-92ee-e7394e5ef5ad_terseLabel_en-US" xlink:label="lab_ifrs-full_ComponentsOfEquityAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Components of equity [axis]</link:label>
    <link:label id="lab_ifrs-full_ComponentsOfEquityAxis_label_en-US" xlink:label="lab_ifrs-full_ComponentsOfEquityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Components of equity [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ComponentsOfEquityAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ComponentsOfEquityAxis"/>
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    <link:label id="lab_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows_67151e5f-3c61-4856-94b3-8dcf2d9b4f8a_terseLabel_en-US" xlink:label="lab_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sensitivity analysis, reasonably possible change in risk variable (in percent)</link:label>
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    <link:label id="lab_ing_FvaMember_62bde1c1-ecc6-4a15-944d-e70626a39dbe_terseLabel_en-US" xlink:label="lab_ing_FvaMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">FVA</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_FvaMember" xlink:href="ing-20240630.xsd#ing_FvaMember"/>
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    <link:label id="lab_ing_IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities_d704ed94-c005-4faa-808d-83a6de56d3a6_terseLabel_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Redemptions / Disposals</link:label>
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    <link:label id="lab_srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_4deef99d-9fc8-418d-9d34-424e07b16fea_terseLabel_en-US" xlink:label="lab_srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjusted balance</link:label>
    <link:label id="lab_srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember_label_en-US" xlink:label="lab_srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cumulative Effect, Period of Adoption, Adjusted Balance [Member]</link:label>
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    <link:label id="lab_ing_MacroEconomicScenarioDomain_c1698285-d8b6-42b9-a0aa-fa81315d2731_terseLabel_en-US" xlink:label="lab_ing_MacroEconomicScenarioDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Macro Economic Scenario [Domain]</link:label>
    <link:label id="lab_ing_MacroEconomicScenarioDomain_label_en-US" xlink:label="lab_ing_MacroEconomicScenarioDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Macro Economic Scenario [Domain]</link:label>
    <link:label id="lab_ing_MacroEconomicScenarioDomain_documentation_en-US" xlink:label="lab_ing_MacroEconomicScenarioDomain" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Macro Economic Scenario [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_MacroEconomicScenarioDomain" xlink:href="ing-20240630.xsd#ing_MacroEconomicScenarioDomain"/>
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    <link:label id="lab_ing_RepaymentOfDepositsFromBanks_dadc93aa-dd55-4c23-9f70-933b37050a9b_terseLabel_en-US" xlink:label="lab_ing_RepaymentOfDepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Repayment of deposits from banks</link:label>
    <link:label id="lab_ing_RepaymentOfDepositsFromBanks_label_en-US" xlink:label="lab_ing_RepaymentOfDepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repayment Of Deposits From Banks</link:label>
    <link:label id="lab_ing_RepaymentOfDepositsFromBanks_documentation_en-US" xlink:label="lab_ing_RepaymentOfDepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Repayment Of Deposits From Banks</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RepaymentOfDepositsFromBanks" xlink:href="ing-20240630.xsd#ing_RepaymentOfDepositsFromBanks"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RepaymentOfDepositsFromBanks" xlink:to="lab_ing_RepaymentOfDepositsFromBanks" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InterestBearingOnDepositsFromBanks_345a35d7-79ad-44d3-a364-720ac6e44dd3_terseLabel_en-US" xlink:label="lab_ing_InterestBearingOnDepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest bearing</link:label>
    <link:label id="lab_ing_InterestBearingOnDepositsFromBanks_label_en-US" xlink:label="lab_ing_InterestBearingOnDepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Bearing On Deposits From Banks</link:label>
    <link:label id="lab_ing_InterestBearingOnDepositsFromBanks_documentation_en-US" xlink:label="lab_ing_InterestBearingOnDepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of Interest bearing deposits from banks.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestBearingOnDepositsFromBanks" xlink:href="ing-20240630.xsd#ing_InterestBearingOnDepositsFromBanks"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InterestBearingOnDepositsFromBanks" xlink:to="lab_ing_InterestBearingOnDepositsFromBanks" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ProgrammeAxis_57d559ac-2111-410f-98cc-00072257a0fd_terseLabel_en-US" xlink:label="lab_ing_ProgrammeAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Programme [Axis]</link:label>
    <link:label id="lab_ing_ProgrammeAxis_label_en-US" xlink:label="lab_ing_ProgrammeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Programme [Axis]</link:label>
    <link:label id="lab_ing_ProgrammeAxis_documentation_en-US" xlink:label="lab_ing_ProgrammeAxis" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Programme</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ProgrammeAxis" xlink:href="ing-20240630.xsd#ing_ProgrammeAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ProgrammeAxis" xlink:to="lab_ing_ProgrammeAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeTable_303c7aa8-8f6f-410b-849c-0a09d724e44d_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeTable_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeTable" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeTable" xlink:to="lab_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_IncreaseThroughShareBasedPaymentTransactionsShares_255965d9-ada2-4387-835c-81183b4454a6_terseLabel_en-US" xlink:label="lab_ing_IncreaseThroughShareBasedPaymentTransactionsShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchased under staff share and stock option plans (in shares)</link:label>
    <link:label id="lab_ing_IncreaseThroughShareBasedPaymentTransactionsShares_label_en-US" xlink:label="lab_ing_IncreaseThroughShareBasedPaymentTransactionsShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase Through Share-based Payment Transactions, Shares</link:label>
    <link:label id="lab_ing_IncreaseThroughShareBasedPaymentTransactionsShares_documentation_en-US" xlink:label="lab_ing_IncreaseThroughShareBasedPaymentTransactionsShares" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase Through Share-based Payment Transactions, Shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_IncreaseThroughShareBasedPaymentTransactionsShares" xlink:href="ing-20240630.xsd#ing_IncreaseThroughShareBasedPaymentTransactionsShares"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_IncreaseThroughShareBasedPaymentTransactionsShares" xlink:to="lab_ing_IncreaseThroughShareBasedPaymentTransactionsShares" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract_6df70f19-2bf5-498d-b762-26b9ca461322_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisposalsAndRedemptionsAbstract_e58932cc-2b34-404e-ac2d-fe8467cade2e_terseLabel_en-US" xlink:label="lab_ing_DisposalsAndRedemptionsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disposals and redemptions:</link:label>
    <link:label id="lab_ing_DisposalsAndRedemptionsAbstract_label_en-US" xlink:label="lab_ing_DisposalsAndRedemptionsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disposals And Redemptions [Abstract]</link:label>
    <link:label id="lab_ing_DisposalsAndRedemptionsAbstract_documentation_en-US" xlink:label="lab_ing_DisposalsAndRedemptionsAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disposals And Redemptions</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisposalsAndRedemptionsAbstract" xlink:href="ing-20240630.xsd#ing_DisposalsAndRedemptionsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisposalsAndRedemptionsAbstract" xlink:to="lab_ing_DisposalsAndRedemptionsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_Level3OfFairValueHierarchyMember_16d9a4f5-f5e5-47eb-a1a0-5daf02779522_terseLabel_en-US" xlink:label="lab_ifrs-full_Level3OfFairValueHierarchyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Level 3</link:label>
    <link:label id="lab_ifrs-full_Level3OfFairValueHierarchyMember_label_en-US" xlink:label="lab_ifrs-full_Level3OfFairValueHierarchyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Level 3 of fair value hierarchy [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Level3OfFairValueHierarchyMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_Level3OfFairValueHierarchyMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level3OfFairValueHierarchyMember" xlink:to="lab_ifrs-full_Level3OfFairValueHierarchyMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossExplanatory_de54169d-4e10-498f-bf20-270072953cae_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss</link:label>
    <link:label id="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossExplanatory_label_en-US" xlink:label="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of Financial assets at fair value through profit or loss [text Block]</link:label>
    <link:label id="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossExplanatory_documentation_en-US" xlink:label="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossExplanatory" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of Financial assets at fair value through profit or loss.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossExplanatory" xlink:href="ing-20240630.xsd#ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossExplanatory" xlink:to="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_Liabilities_bccff47c-66e1-44a2-a51f-97c307d05157_totalLabel_en-US" xlink:label="lab_ifrs-full_Liabilities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total liabilities</link:label>
    <link:label id="lab_ifrs-full_Liabilities_af63f5e1-07d0-4291-8a5a-2a314058251d_terseLabel_en-US" xlink:label="lab_ifrs-full_Liabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total liabilities</link:label>
    <link:label id="lab_ifrs-full_Liabilities_label_en-US" xlink:label="lab_ifrs-full_Liabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Liabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_Liabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Liabilities" xlink:to="lab_ifrs-full_Liabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_AggregatedMeasurementMember_78b14545-4ae7-4d96-a7cb-57c9ba01efd5_terseLabel_en-US" xlink:label="lab_ifrs-full_AggregatedMeasurementMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Aggregated measurement</link:label>
    <link:label id="lab_ifrs-full_AggregatedMeasurementMember_label_en-US" xlink:label="lab_ifrs-full_AggregatedMeasurementMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Aggregated measurement [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AggregatedMeasurementMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_AggregatedMeasurementMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AggregatedMeasurementMember" xlink:to="lab_ifrs-full_AggregatedMeasurementMember" xlink:type="arc" order="1"/>
    <link:label id="lab_currency_USD_fee60a46-895c-4baf-9d69-a1e669c80fcf_terseLabel_en-US" xlink:label="lab_currency_USD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">United States of America, Dollars</link:label>
    <link:label id="lab_currency_USD_label_en-US" xlink:label="lab_currency_USD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">United States of America, Dollars</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_currency_USD" xlink:href="https://xbrl.sec.gov/currency/2023/currency-2023.xsd#currency_USD"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_USD" xlink:to="lab_currency_USD" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CancellationOfTreasuryShares_347e1167-e69b-4192-92f4-7f6d3ca0a424_terseLabel_en-US" xlink:label="lab_ifrs-full_CancellationOfTreasuryShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share buyback programme, cancellation of shares</link:label>
    <link:label id="lab_ifrs-full_CancellationOfTreasuryShares_label_en-US" xlink:label="lab_ifrs-full_CancellationOfTreasuryShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cancellation of treasury shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CancellationOfTreasuryShares" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_CancellationOfTreasuryShares"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CancellationOfTreasuryShares" xlink:to="lab_ifrs-full_CancellationOfTreasuryShares" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_GeographicalSegmentsBankingMember_a7f0d868-6215-4c13-a9f4-44df2ef13d73_terseLabel_en-US" xlink:label="lab_ing_GeographicalSegmentsBankingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Geographical Segments Banking</link:label>
    <link:label id="lab_ing_GeographicalSegmentsBankingMember_label_en-US" xlink:label="lab_ing_GeographicalSegmentsBankingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Geographical Segments Banking [Member]</link:label>
    <link:label id="lab_ing_GeographicalSegmentsBankingMember_documentation_en-US" xlink:label="lab_ing_GeographicalSegmentsBankingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Geographical segments banking.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_GeographicalSegmentsBankingMember" xlink:href="ing-20240630.xsd#ing_GeographicalSegmentsBankingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_GeographicalSegmentsBankingMember" xlink:to="lab_ing_GeographicalSegmentsBankingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory_7e1428df-f9a8-492d-ae52-bbbb7123087d_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Methods applied in determining fair values of financial assets and liabilities</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value of financial instruments [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_A2.5FixedRateSubordinatedTier2NotesMember_582dab6d-bd7e-495a-bc7c-b50c003b8c24_terseLabel_en-US" xlink:label="lab_ing_A2.5FixedRateSubordinatedTier2NotesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2.5% Subordinated T2 notes</link:label>
    <link:label id="lab_ing_A2.5FixedRateSubordinatedTier2NotesMember_label_en-US" xlink:label="lab_ing_A2.5FixedRateSubordinatedTier2NotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">2.5% Fixed Rate Subordinated Tier 2 Notes [Member]</link:label>
    <link:label id="lab_ing_A2.5FixedRateSubordinatedTier2NotesMember_documentation_en-US" xlink:label="lab_ing_A2.5FixedRateSubordinatedTier2NotesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">2.5% Fixed Rate Subordinated Tier 2 Notes</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_A2.5FixedRateSubordinatedTier2NotesMember" xlink:href="ing-20240630.xsd#ing_A2.5FixedRateSubordinatedTier2NotesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_A2.5FixedRateSubordinatedTier2NotesMember" xlink:to="lab_ing_A2.5FixedRateSubordinatedTier2NotesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ABSPortfolioMember_b4b308ab-1eb3-43da-b570-d8e10ed38cc1_terseLabel_en-US" xlink:label="lab_ing_ABSPortfolioMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">ABS portfolio</link:label>
    <link:label id="lab_ing_ABSPortfolioMember_label_en-US" xlink:label="lab_ing_ABSPortfolioMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">ABS Portfolio [Member]</link:label>
    <link:label id="lab_ing_ABSPortfolioMember_documentation_en-US" xlink:label="lab_ing_ABSPortfolioMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">ABS portfolio.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ABSPortfolioMember" xlink:href="ing-20240630.xsd#ing_ABSPortfolioMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ABSPortfolioMember" xlink:to="lab_ing_ABSPortfolioMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestExpense_1ebce8f7-61fa-46fc-86e7-fe584664510b_negatedTotalLabel_en-US" xlink:label="lab_ifrs-full_InterestExpense" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Total interest expense</link:label>
    <link:label id="lab_ifrs-full_InterestExpense_6a6d0c0e-e4cb-4ba3-938c-9b47823d4b49_totalLabel_en-US" xlink:label="lab_ifrs-full_InterestExpense" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total interest expense</link:label>
    <link:label id="lab_ifrs-full_InterestExpense_label_en-US" xlink:label="lab_ifrs-full_InterestExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_InterestExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpense" xlink:to="lab_ifrs-full_InterestExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AdditionsInInvestmentsInAssociatesAndJointVentures_95c62e8b-511a-4f0a-8ba4-153b69b7701e_terseLabel_en-US" xlink:label="lab_ing_AdditionsInInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additions</link:label>
    <link:label id="lab_ing_AdditionsInInvestmentsInAssociatesAndJointVentures_label_en-US" xlink:label="lab_ing_AdditionsInInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additions in Investments in associates and joint ventures</link:label>
    <link:label id="lab_ing_AdditionsInInvestmentsInAssociatesAndJointVentures_documentation_en-US" xlink:label="lab_ing_AdditionsInInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Additions in investments in associates and joint ventures.</link:label>
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    <link:label id="lab_ing_PaymentServicesFeeAndCommissionIncome_8c057c08-05f9-4147-9181-990a1c9e16c2_terseLabel_en-US" xlink:label="lab_ing_PaymentServicesFeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Payment Services</link:label>
    <link:label id="lab_ing_PaymentServicesFeeAndCommissionIncome_label_en-US" xlink:label="lab_ing_PaymentServicesFeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payment Services Fee And Commission Income</link:label>
    <link:label id="lab_ing_PaymentServicesFeeAndCommissionIncome_documentation_en-US" xlink:label="lab_ing_PaymentServicesFeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Payment Services Fee And Commission Income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PaymentServicesFeeAndCommissionIncome" xlink:href="ing-20240630.xsd#ing_PaymentServicesFeeAndCommissionIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PaymentServicesFeeAndCommissionIncome" xlink:to="lab_ing_PaymentServicesFeeAndCommissionIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_RegulatoryCosts_3675b718-e256-4a17-bf6b-e6602ed1f53d_terseLabel_en-US" xlink:label="lab_ing_RegulatoryCosts" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Regulatory costs</link:label>
    <link:label id="lab_ing_RegulatoryCosts_label_en-US" xlink:label="lab_ing_RegulatoryCosts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Regulatory Costs</link:label>
    <link:label id="lab_ing_RegulatoryCosts_documentation_en-US" xlink:label="lab_ing_RegulatoryCosts" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Regulatory costs.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RegulatoryCosts" xlink:href="ing-20240630.xsd#ing_RegulatoryCosts"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RegulatoryCosts" xlink:to="lab_ing_RegulatoryCosts" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock_e43209d8-e42c-4832-bd15-404baafd638e_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of maturities of debt securities in issue</link:label>
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    <link:label id="lab_ing_DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock_documentation_en-US" xlink:label="lab_ing_DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of debt securities contractual maturity schedule.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock" xlink:href="ing-20240630.xsd#ing_DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock" xlink:to="lab_ing_DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost_256d0879-c811-422f-a98a-5ad4bc6262f4_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income on debt securities at amortised cost</link:label>
    <link:label id="lab_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost_label_en-US" xlink:label="lab_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest revenue for financial assets measured at amortised cost</link:label>
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    <link:label id="lab_ifrs-full_SegmentsMember_3c86352e-5de6-4f2e-bdeb-c696b2497760_terseLabel_en-US" xlink:label="lab_ifrs-full_SegmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segments</link:label>
    <link:label id="lab_ifrs-full_SegmentsMember_label_en-US" xlink:label="lab_ifrs-full_SegmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Segments [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SegmentsMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_SegmentsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SegmentsMember" xlink:to="lab_ifrs-full_SegmentsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ShareBuybackProgrammeAmount_1245dd16-02ca-4219-b905-8429c3d3b855_terseLabel_en-US" xlink:label="lab_ing_ShareBuybackProgrammeAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share buyback programme, amount</link:label>
    <link:label id="lab_ing_ShareBuybackProgrammeAmount_14977d21-4b22-473c-9985-b740a404bdf1_negatedTerseLabel_en-US" xlink:label="lab_ing_ShareBuybackProgrammeAmount" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Purchased Share buyback programme</link:label>
    <link:label id="lab_ing_ShareBuybackProgrammeAmount_label_en-US" xlink:label="lab_ing_ShareBuybackProgrammeAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Buyback Programme, Amount</link:label>
    <link:label id="lab_ing_ShareBuybackProgrammeAmount_documentation_en-US" xlink:label="lab_ing_ShareBuybackProgrammeAmount" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Buyback Programme, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareBuybackProgrammeAmount" xlink:href="ing-20240630.xsd#ing_ShareBuybackProgrammeAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ShareBuybackProgrammeAmount" xlink:to="lab_ing_ShareBuybackProgrammeAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities_eebb7c81-b3eb-40d6-993a-ad48c17afd1c_totalLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash flow from/(used in) financing activities</link:label>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities_label_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flows from (used in) financing activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:to="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NumberOfClaimantsDissolved_013a0c3a-ba42-4c7e-80f6-0e7b3d3f1a93_terseLabel_en-US" xlink:label="lab_ing_NumberOfClaimantsDissolved" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of claimants dissolved</link:label>
    <link:label id="lab_ing_NumberOfClaimantsDissolved_label_en-US" xlink:label="lab_ing_NumberOfClaimantsDissolved" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number Of Claimants Dissolved</link:label>
    <link:label id="lab_ing_NumberOfClaimantsDissolved_documentation_en-US" xlink:label="lab_ing_NumberOfClaimantsDissolved" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number Of Claimants Dissolved</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NumberOfClaimantsDissolved" xlink:href="ing-20240630.xsd#ing_NumberOfClaimantsDissolved"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_NumberOfClaimantsDissolved" xlink:to="lab_ing_NumberOfClaimantsDissolved" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_MaximumDistributableAmountTriggerLevel_6b074f5e-e92b-4c79-bfe2-6021c56613ca_terseLabel_en-US" xlink:label="lab_ing_MaximumDistributableAmountTriggerLevel" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum distributable amount trigger level, percentage</link:label>
    <link:label id="lab_ing_MaximumDistributableAmountTriggerLevel_label_en-US" xlink:label="lab_ing_MaximumDistributableAmountTriggerLevel" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Maximum Distributable Amount Trigger Level</link:label>
    <link:label id="lab_ing_MaximumDistributableAmountTriggerLevel_documentation_en-US" xlink:label="lab_ing_MaximumDistributableAmountTriggerLevel" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Maximum Distributable Amount trigger level percentage.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_MaximumDistributableAmountTriggerLevel" xlink:href="ing-20240630.xsd#ing_MaximumDistributableAmountTriggerLevel"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_MaximumDistributableAmountTriggerLevel" xlink:to="lab_ing_MaximumDistributableAmountTriggerLevel" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities_84952bdd-3dda-4bd6-8dd9-af5e9f867835_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">- Financial assets at fair value through other comprehensive income</link:label>
    <link:label id="lab_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities_f5f66a8b-c1c3-4e07-8a9e-8854d06501ec_negatedLabel_en-US" xlink:label="lab_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">- Securities at amortised cost</link:label>
    <link:label id="lab_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities_label_en-US" xlink:label="lab_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchase of financial instruments, classified as investing activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities" xlink:to="lab_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValue_e73d78a7-0467-401f-9ec2-5f88846757ac_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value of swap</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValue_36ac5cff-b81f-4560-976e-d6d92d16c2ce_totalLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValue" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total financial assets</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValue_fe74c82c-8a00-47d3-8a5b-5401665790c5_periodStartLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValue" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Opening balance as at 1 January</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValue_2782c248-9cc3-4f57-8aac-7f19e0649a12_periodEndLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValue" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Closing balance</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValue_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets, at fair value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValue" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialAssetsAtFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValue" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_BaselineMember_bf920c22-979d-4eff-8681-c2ead07b9ac8_terseLabel_en-US" xlink:label="lab_ing_BaselineMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Baseline scenario</link:label>
    <link:label id="lab_ing_BaselineMember_label_en-US" xlink:label="lab_ing_BaselineMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Baseline Scenario [Member]</link:label>
    <link:label id="lab_ing_BaselineMember_documentation_en-US" xlink:label="lab_ing_BaselineMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">An external consensus forecast is assembled from key sources, including HM Treasury, Bloomberg and the Urban Land Institute.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_BaselineMember" xlink:href="ing-20240630.xsd#ing_BaselineMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_BaselineMember" xlink:to="lab_ing_BaselineMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock_b8424775-57ac-478b-86e1-335d0a590a5f_terseLabel_en-US" xlink:label="lab_ing_SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of financial assets at fair value through other comprehensive income</link:label>
    <link:label id="lab_ing_SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock_label_en-US" xlink:label="lab_ing_SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Summary of financial assets at fair value through other comprehensive income [Table Text Block]</link:label>
    <link:label id="lab_ing_SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock_documentation_en-US" xlink:label="lab_ing_SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about financial assets at fair value through other comprehensive income.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock" xlink:href="ing-20240630.xsd#ing_SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock" xlink:to="lab_ing_SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InvestmentInBankOfBeijingMember_2e61c69b-bc46-4e2b-bd9b-5ffe31b32175_terseLabel_en-US" xlink:label="lab_ing_InvestmentInBankOfBeijingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment in Bank of Beijing</link:label>
    <link:label id="lab_ing_InvestmentInBankOfBeijingMember_label_en-US" xlink:label="lab_ing_InvestmentInBankOfBeijingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment in Bank of Beijing [member]</link:label>
    <link:label id="lab_ing_InvestmentInBankOfBeijingMember_documentation_en-US" xlink:label="lab_ing_InvestmentInBankOfBeijingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment in Bank of Beijing.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InvestmentInBankOfBeijingMember" xlink:href="ing-20240630.xsd#ing_InvestmentInBankOfBeijingMember"/>
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    <link:label id="lab_ing_SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock_9c671684-fad7-43c6-ab07-060d30bae0d8_terseLabel_en-US" xlink:label="lab_ing_SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of changes in fair value through other comprehensive income financial assets</link:label>
    <link:label id="lab_ing_SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock_label_en-US" xlink:label="lab_ing_SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Summary of changes in fair value through other comprehensive income financial assets [Table Text Block]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock" xlink:href="ing-20240630.xsd#ing_SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock"/>
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    <link:label id="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_b076d681-b604-4f81-8954-088ff5ec5742_terseLabel_en-US" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share of results</link:label>
    <link:label id="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_471e3701-86bf-4728-9be2-9a10a8109303_verboseLabel_en-US" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Share of result associates and joint ventures</link:label>
    <link:label id="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod_label_en-US" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share of profit (loss) of associates and joint ventures accounted for using equity method</link:label>
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    <link:label id="lab_ing_TotalEclCollectiveAssessmentForPerformingAssets_f8ad05d1-7be4-4726-a44b-821bdd7b2a46_terseLabel_en-US" xlink:label="lab_ing_TotalEclCollectiveAssessmentForPerformingAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total ECL collective-assessment for performing assets</link:label>
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    <link:label id="lab_ing_TotalEclCollectiveAssessmentForPerformingAssets_documentation_en-US" xlink:label="lab_ing_TotalEclCollectiveAssessmentForPerformingAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Total ECL Collective-Assessment For Performing Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_TotalEclCollectiveAssessmentForPerformingAssets" xlink:href="ing-20240630.xsd#ing_TotalEclCollectiveAssessmentForPerformingAssets"/>
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    <link:label id="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent_1959f8c5-dfda-4ec1-bb30-74ad48ff08de_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends</link:label>
    <link:label id="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent_label_en-US" xlink:label="lab_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends recognised as distributions to owners of parent</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent"/>
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    <link:label id="lab_ing_MiscellaneousInterestIncome_e05d0f0b-4fba-4720-8ae8-a04204fdffe2_terseLabel_en-US" xlink:label="lab_ing_MiscellaneousInterestIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income other</link:label>
    <link:label id="lab_ing_MiscellaneousInterestIncome_label_en-US" xlink:label="lab_ing_MiscellaneousInterestIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Miscellaneous interest income</link:label>
    <link:label id="lab_ing_MiscellaneousInterestIncome_documentation_en-US" xlink:label="lab_ing_MiscellaneousInterestIncome" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount interest income generated during the period from other sources.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_MiscellaneousInterestIncome" xlink:href="ing-20240630.xsd#ing_MiscellaneousInterestIncome"/>
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    <link:label id="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory_a465900d-9a88-45f5-8124-8825c07d997d_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of share capital, reserves and other equity interest [text block]</link:label>
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    <link:label id="lab_ifrs-full_OtherReservesMember_da43e4c4-98e1-4a70-ab3f-8f76988b7099_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherReservesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other reserves</link:label>
    <link:label id="lab_ifrs-full_OtherReservesMember_label_en-US" xlink:label="lab_ifrs-full_OtherReservesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other reserves [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherReservesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_OtherReservesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherReservesMember" xlink:to="lab_ifrs-full_OtherReservesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PriceNonPercentMember_2c80d8b4-3b3b-4b4e-8409-92ea706b7b67_terseLabel_en-US" xlink:label="lab_ing_PriceNonPercentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Price (price per share)</link:label>
    <link:label id="lab_ing_PriceNonPercentMember_label_en-US" xlink:label="lab_ing_PriceNonPercentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Price, Non-Percent [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PriceNonPercentMember" xlink:href="ing-20240630.xsd#ing_PriceNonPercentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PriceNonPercentMember" xlink:to="lab_ing_PriceNonPercentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_IncreaseInDiscountRateMember_78f96993-0757-4a5d-b284-db64ba7c0d1b_terseLabel_en-US" xlink:label="lab_ing_IncreaseInDiscountRateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase in discount rate</link:label>
    <link:label id="lab_ing_IncreaseInDiscountRateMember_label_en-US" xlink:label="lab_ing_IncreaseInDiscountRateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase In Discount Rate [Member]</link:label>
    <link:label id="lab_ing_IncreaseInDiscountRateMember_documentation_en-US" xlink:label="lab_ing_IncreaseInDiscountRateMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase In Discount Rate</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_IncreaseInDiscountRateMember" xlink:href="ing-20240630.xsd#ing_IncreaseInDiscountRateMember"/>
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    <link:label id="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis_ad9ae47a-0cd7-490a-943f-aa77c513d40e_terseLabel_en-US" xlink:label="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Type of measurement of expected credit losses [axis]</link:label>
    <link:label id="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis_label_en-US" xlink:label="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Type of measurement of expected credit losses [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis" xlink:to="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost_330faef2-7b54-49b5-be01-d194abc5093c_terseLabel_en-US" xlink:label="lab_ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net result derecognition of financial assets measured at amortised cost</link:label>
    <link:label id="lab_ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost_label_en-US" xlink:label="lab_ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (loss) arising from derecognition of financial assets measured at amortised cost</link:label>
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    <link:label id="lab_ing_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives_ef230ff6-87c4-4414-8ad7-fa44c883b627_verboseLabel_en-US" xlink:label="lab_ing_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Non-trading derivatives</link:label>
    <link:label id="lab_ing_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives_label_en-US" xlink:label="lab_ing_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-trading derivative</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives" xlink:href="ing-20240630.xsd#ing_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives" xlink:to="lab_ing_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_SubordinatedLoansMember_cfeb6413-2bfa-4c2e-a56b-352ca5fd986f_terseLabel_en-US" xlink:label="lab_ing_SubordinatedLoansMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated loans</link:label>
    <link:label id="lab_ing_SubordinatedLoansMember_label_en-US" xlink:label="lab_ing_SubordinatedLoansMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinated Loans [Member]</link:label>
    <link:label id="lab_ing_SubordinatedLoansMember_documentation_en-US" xlink:label="lab_ing_SubordinatedLoansMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Subordinated loans.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SubordinatedLoansMember" xlink:href="ing-20240630.xsd#ing_SubordinatedLoansMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_SubordinatedLoansMember" xlink:to="lab_ing_SubordinatedLoansMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestReceivedClassifiedAsOperatingActivities_763ff10a-9e7f-495e-a6fb-a937c55287f0_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest received</link:label>
    <link:label id="lab_ifrs-full_InterestReceivedClassifiedAsOperatingActivities_label_en-US" xlink:label="lab_ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest received, classified as operating activities</link:label>
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    <link:label id="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis_6e2f73ee-4d76-4a81-a64f-85dc14a650bc_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of financial liabilities [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis_label_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of financial liabilities [axis]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:to="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialEffectOfChangesInAccountingPolicyMember_f8df70fd-83c5-47d4-b833-5512ffbedbb6_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialEffectOfChangesInAccountingPolicyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) due to changes in accounting policy</link:label>
    <link:label id="lab_ifrs-full_FinancialEffectOfChangesInAccountingPolicyMember_label_en-US" xlink:label="lab_ifrs-full_FinancialEffectOfChangesInAccountingPolicyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) due to changes in accounting policy [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialEffectOfChangesInAccountingPolicyMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialEffectOfChangesInAccountingPolicyMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialEffectOfChangesInAccountingPolicyMember" xlink:to="lab_ifrs-full_FinancialEffectOfChangesInAccountingPolicyMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ImpairmentLoss_1b505b51-f32a-49ab-a2f5-7d687072a9b0_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_ImpairmentLoss" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Impairment of associates and joint ventures</link:label>
    <link:label id="lab_ifrs-full_ImpairmentLoss_label_en-US" xlink:label="lab_ifrs-full_ImpairmentLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Impairment loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ImpairmentLoss" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ImpairmentLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentLoss" xlink:to="lab_ifrs-full_ImpairmentLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesMember_e6c23e97-cec8-4e0b-8735-2d23b957e373_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities, class</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesMember_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities, class [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialLiabilitiesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialLiabilitiesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesMember" xlink:to="lab_ifrs-full_FinancialLiabilitiesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DerivativesAtRatesMember_8e9374b5-aa0c-4172-bab6-a275a32da446_terseLabel_en-US" xlink:label="lab_ing_DerivativesAtRatesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivatives at rates</link:label>
    <link:label id="lab_ing_DerivativesAtRatesMember_label_en-US" xlink:label="lab_ing_DerivativesAtRatesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivatives At Rates [Member]</link:label>
    <link:label id="lab_ing_DerivativesAtRatesMember_documentation_en-US" xlink:label="lab_ing_DerivativesAtRatesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivatives at rates.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DerivativesAtRatesMember" xlink:href="ing-20240630.xsd#ing_DerivativesAtRatesMember"/>
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    <link:label id="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities_59648e13-2070-4ed3-a58b-636cd29c5fa7_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211; Other investments</link:label>
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    <link:label id="lab_ing_GrossDomesticProductEconomicVariableMember_daab50c6-89ac-462a-ba0b-f5543589953c_terseLabel_en-US" xlink:label="lab_ing_GrossDomesticProductEconomicVariableMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Real GDP</link:label>
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    <link:label id="lab_ing_GrossDomesticProductEconomicVariableMember_documentation_en-US" xlink:label="lab_ing_GrossDomesticProductEconomicVariableMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member stands for Gross Domestic Product, a key historic macroeconomic core variable. The GDP is compared against the forecast paths of the probability weights for each scenario, demonstrating the highest annual growth in the Upside scenarios; 5 year average in Baseline; lowest annual growth in Downside scenarios.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_GrossDomesticProductEconomicVariableMember" xlink:href="ing-20240630.xsd#ing_GrossDomesticProductEconomicVariableMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_GrossDomesticProductEconomicVariableMember" xlink:to="lab_ing_GrossDomesticProductEconomicVariableMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesMember_c7d4e0f4-816c-4c0a-a60c-46647b46683a_terseLabel_en-US" xlink:label="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Type of measurement of expected credit losses</link:label>
    <link:label id="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesMember_label_en-US" xlink:label="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Type of measurement of expected credit losses [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_TypeOfMeasurementOfExpectedCreditLossesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesMember" xlink:to="lab_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_country_NL_3a2772bf-449e-4456-a38c-aa8f65232fd8_terseLabel_en-US" xlink:label="lab_country_NL" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Netherlands</link:label>
    <link:label id="lab_country_NL_label_en-US" xlink:label="lab_country_NL" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">NETHERLANDS</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_country_NL" xlink:href="https://xbrl.sec.gov/country/2023/country-2023.xsd#country_NL"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_NL" xlink:to="lab_country_NL" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_BorrowingsByNameAxis_c4f9c6cc-fe90-4c23-ab22-1c9e91540a52_terseLabel_en-US" xlink:label="lab_ifrs-full_BorrowingsByNameAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings by name [axis]</link:label>
    <link:label id="lab_ifrs-full_BorrowingsByNameAxis_label_en-US" xlink:label="lab_ifrs-full_BorrowingsByNameAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings by name [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_BorrowingsByNameAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_BorrowingsByNameAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsByNameAxis" xlink:to="lab_ifrs-full_BorrowingsByNameAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_EquityAndEquityCorrelationOneMember_0e1b6646-9bc2-4bbe-a141-0f24f4fc7d1f_terseLabel_en-US" xlink:label="lab_ing_EquityAndEquityCorrelationOneMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity/Equity correlation</link:label>
    <link:label id="lab_ing_EquityAndEquityCorrelationOneMember_label_en-US" xlink:label="lab_ing_EquityAndEquityCorrelationOneMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity And Equity Correlation One [Member]</link:label>
    <link:label id="lab_ing_EquityAndEquityCorrelationOneMember_documentation_en-US" xlink:label="lab_ing_EquityAndEquityCorrelationOneMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity and equity correlation.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EquityAndEquityCorrelationOneMember" xlink:href="ing-20240630.xsd#ing_EquityAndEquityCorrelationOneMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_EquityAndEquityCorrelationOneMember" xlink:to="lab_ing_EquityAndEquityCorrelationOneMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsMember_ad660347-a8c1-4758-900d-c44219da653e_terseLabel_en-US" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit impairment of financial instruments</link:label>
    <link:label id="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsMember_label_en-US" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit impairment of financial instruments [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_CreditImpairmentOfFinancialInstrumentsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsMember" xlink:to="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeDomain_b86dc066-b10f-4c06-a078-e7d140cc700b_terseLabel_en-US" xlink:label="lab_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of level 3 assets and liabilities by type [Domain]</link:label>
    <link:label id="lab_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeDomain_label_en-US" xlink:label="lab_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class Of Level 3 Assets And Liabilities By Type [Domain]</link:label>
    <link:label id="lab_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeDomain_documentation_en-US" xlink:label="lab_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeDomain" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Class Of Level 3 Assets And Liabilities By Type [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeDomain" xlink:href="ing-20240630.xsd#ing_ClassOfLevel3AssetsAndLiabilitiesByTypeDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeDomain" xlink:to="lab_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_MiscellaneousOtherOperatingIncome_630f4ddb-dbb4-47ca-83bf-75d4d48deebc_terseLabel_en-US" xlink:label="lab_ifrs-full_MiscellaneousOtherOperatingIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_ifrs-full_MiscellaneousOtherOperatingIncome_label_en-US" xlink:label="lab_ifrs-full_MiscellaneousOtherOperatingIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Miscellaneous other operating income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_MiscellaneousOtherOperatingIncome" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_MiscellaneousOtherOperatingIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MiscellaneousOtherOperatingIncome" xlink:to="lab_ifrs-full_MiscellaneousOtherOperatingIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests_6444ded2-f3d6-44af-8725-787cadaf4e59_terseLabel_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-controlling interests</link:label>
    <link:label id="lab_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests_label_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Comprehensive income, attributable to non-controlling interests</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:to="lab_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_A8PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember_ed54546e-c0f4-4f5f-b304-274ff30a434e_terseLabel_en-US" xlink:label="lab_ing_A8PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">8% Perpetual additional T1 contingent convertible capital securities</link:label>
    <link:label id="lab_ing_A8PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember_label_en-US" xlink:label="lab_ing_A8PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">8% Perpetual Additional Tier 1 Contingent Convertible Capital Securities [Member]</link:label>
    <link:label id="lab_ing_A8PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember_documentation_en-US" xlink:label="lab_ing_A8PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">8% Perpetual Additional Tier 1 Contingent Convertible Capital Securities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_A8PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" xlink:href="ing-20240630.xsd#ing_A8PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_A8PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" xlink:to="lab_ing_A8PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory_14490150-9d87-46d7-8224-8f83fef1dbb4_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes to accounting policies and presentation</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of changes in accounting policies [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract_e3f8141d-ff5e-4c0c-99a5-a0046b06b3b0_terseLabel_en-US" xlink:label="lab_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in:</link:label>
    <link:label id="lab_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract_label_en-US" xlink:label="lab_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Changes In Operating Assets And Liabilities [Abstract]</link:label>
    <link:label id="lab_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract_documentation_en-US" xlink:label="lab_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Changes In Operating Assets And Liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract" xlink:href="ing-20240630.xsd#ing_ChangesInOperatingAssetsAndLiabilitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract" xlink:to="lab_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialLiabilitiesExplanatory_d4eb5f82-d148-4255-b67f-764cd7afd76a_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialLiabilitiesExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial liabilities [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfFinancialLiabilitiesExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DepositsFromBanksCategoryMember_5cd00f1f-e9ba-4eae-a6fa-f522acab254d_terseLabel_en-US" xlink:label="lab_ing_DepositsFromBanksCategoryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits from banks</link:label>
    <link:label id="lab_ing_DepositsFromBanksCategoryMember_label_en-US" xlink:label="lab_ing_DepositsFromBanksCategoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits From Banks Category [Member]</link:label>
    <link:label id="lab_ing_DepositsFromBanksCategoryMember_documentation_en-US" xlink:label="lab_ing_DepositsFromBanksCategoryMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deposits from banks.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DepositsFromBanksCategoryMember" xlink:href="ing-20240630.xsd#ing_DepositsFromBanksCategoryMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DepositsFromBanksCategoryMember" xlink:to="lab_ing_DepositsFromBanksCategoryMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_UnemploymentEconomicCoreVariableMember_744b3a61-12e9-44fd-8c71-fce13f4f1f22_terseLabel_en-US" xlink:label="lab_ing_UnemploymentEconomicCoreVariableMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unemployment</link:label>
    <link:label id="lab_ing_UnemploymentEconomicCoreVariableMember_label_en-US" xlink:label="lab_ing_UnemploymentEconomicCoreVariableMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unemployment Economic Core Variable [Member]</link:label>
    <link:label id="lab_ing_UnemploymentEconomicCoreVariableMember_documentation_en-US" xlink:label="lab_ing_UnemploymentEconomicCoreVariableMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member stands for unemployment, a key historic macroeconomic core variable. The unemployment is compared against the forecast paths of the probability weights for each scenario, demonstrating the lowest point in the Upside scenarios; 5 year average in Baseline; highest point in Downside scenarios.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_UnemploymentEconomicCoreVariableMember" xlink:href="ing-20240630.xsd#ing_UnemploymentEconomicCoreVariableMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_UnemploymentEconomicCoreVariableMember" xlink:to="lab_ing_UnemploymentEconomicCoreVariableMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DerivativesMember_d44f8b2c-dbde-4a7f-93b2-1a82c36a3a8c_terseLabel_en-US" xlink:label="lab_ifrs-full_DerivativesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">- Derivatives</link:label>
    <link:label id="lab_ifrs-full_DerivativesMember_label_en-US" xlink:label="lab_ifrs-full_DerivativesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivatives [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DerivativesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DerivativesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativesMember" xlink:to="lab_ifrs-full_DerivativesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_EquityAbstract_b7e303c6-0c93-410b-96f2-d3deb72251cc_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity</link:label>
    <link:label id="lab_ifrs-full_EquityAbstract_label_en-US" xlink:label="lab_ifrs-full_EquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EquityAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_EquityAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAbstract" xlink:to="lab_ifrs-full_EquityAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_AdministrativeExpense_b28cac72-6ecd-4262-96b5-d3a5ad0b801f_terseLabel_en-US" xlink:label="lab_ifrs-full_AdministrativeExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Office expenses</link:label>
    <link:label id="lab_ifrs-full_AdministrativeExpense_label_en-US" xlink:label="lab_ifrs-full_AdministrativeExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Administrative expenses</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdministrativeExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_AdministrativeExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdministrativeExpense" xlink:to="lab_ifrs-full_AdministrativeExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PositiveFairValueMovementsUsingPossibleAlternatives_946b4ff3-9365-4ba7-a329-a1dcf5dfafdf_terseLabel_en-US" xlink:label="lab_ing_PositiveFairValueMovementsUsingPossibleAlternatives" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Positive fair&#160;value movements from using reasonable possible alternatives</link:label>
    <link:label id="lab_ing_PositiveFairValueMovementsUsingPossibleAlternatives_label_en-US" xlink:label="lab_ing_PositiveFairValueMovementsUsingPossibleAlternatives" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Positive Fair Value Movements Using Possible Alternatives</link:label>
    <link:label id="lab_ing_PositiveFairValueMovementsUsingPossibleAlternatives_documentation_en-US" xlink:label="lab_ing_PositiveFairValueMovementsUsingPossibleAlternatives" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Positive fair value movements using possible alternatives.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PositiveFairValueMovementsUsingPossibleAlternatives" xlink:href="ing-20240630.xsd#ing_PositiveFairValueMovementsUsingPossibleAlternatives"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PositiveFairValueMovementsUsingPossibleAlternatives" xlink:to="lab_ing_PositiveFairValueMovementsUsingPossibleAlternatives" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfTreasurySharesTableTextBlock_4b9624ab-2cd3-4edb-bfb2-2d032aceb2f9_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfTreasurySharesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of treasury shares</link:label>
    <link:label id="lab_ing_DisclosureOfTreasurySharesTableTextBlock_label_en-US" xlink:label="lab_ing_DisclosureOfTreasurySharesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of Treasury Shares [Table Text Block]</link:label>
    <link:label id="lab_ing_DisclosureOfTreasurySharesTableTextBlock_documentation_en-US" xlink:label="lab_ing_DisclosureOfTreasurySharesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of Treasury Shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfTreasurySharesTableTextBlock" xlink:href="ing-20240630.xsd#ing_DisclosureOfTreasurySharesTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfTreasurySharesTableTextBlock" xlink:to="lab_ing_DisclosureOfTreasurySharesTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_RevenueFromInterest_f5c7336a-d2ae-4d88-8307-07602cabfeb5_totalLabel_en-US" xlink:label="lab_ifrs-full_RevenueFromInterest" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total interest income</link:label>
    <link:label id="lab_ifrs-full_RevenueFromInterest_label_en-US" xlink:label="lab_ifrs-full_RevenueFromInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RevenueFromInterest" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_RevenueFromInterest"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RevenueFromInterest" xlink:to="lab_ifrs-full_RevenueFromInterest" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DerivativeAtCreditMember_4579c508-87c5-4595-956e-d4309df9d367_terseLabel_en-US" xlink:label="lab_ing_DerivativeAtCreditMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative at credit</link:label>
    <link:label id="lab_ing_DerivativeAtCreditMember_label_en-US" xlink:label="lab_ing_DerivativeAtCreditMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative at credit [member]</link:label>
    <link:label id="lab_ing_DerivativeAtCreditMember_documentation_en-US" xlink:label="lab_ing_DerivativeAtCreditMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative at credit.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DerivativeAtCreditMember" xlink:href="ing-20240630.xsd#ing_DerivativeAtCreditMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DerivativeAtCreditMember" xlink:to="lab_ing_DerivativeAtCreditMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DownsideScenarioMember_00e6e571-4304-47b8-9996-8d3195d4decc_terseLabel_en-US" xlink:label="lab_ing_DownsideScenarioMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Downside Scenario</link:label>
    <link:label id="lab_ing_DownsideScenarioMember_label_en-US" xlink:label="lab_ing_DownsideScenarioMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Downside Scenario [Member]</link:label>
    <link:label id="lab_ing_DownsideScenarioMember_documentation_en-US" xlink:label="lab_ing_DownsideScenarioMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Downside Scenario</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DownsideScenarioMember" xlink:href="ing-20240630.xsd#ing_DownsideScenarioMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DownsideScenarioMember" xlink:to="lab_ing_DownsideScenarioMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ExpenseByNature_6f678f92-0f90-4a6d-bc19-3be775a0b5d5_totalLabel_en-US" xlink:label="lab_ifrs-full_ExpenseByNature" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total expenses</link:label>
    <link:label id="lab_ifrs-full_ExpenseByNature_92bd094c-6281-40cd-86a5-83f62d60da1e_terseLabel_en-US" xlink:label="lab_ifrs-full_ExpenseByNature" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total expenses</link:label>
    <link:label id="lab_ifrs-full_ExpenseByNature_c71a71e7-90f3-4298-9efc-c38bb2563d20_netLabel_en-US" xlink:label="lab_ifrs-full_ExpenseByNature" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Expenses</link:label>
    <link:label id="lab_ifrs-full_ExpenseByNature_label_en-US" xlink:label="lab_ifrs-full_ExpenseByNature" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expenses, by nature</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ExpenseByNature" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ExpenseByNature"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpenseByNature" xlink:to="lab_ifrs-full_ExpenseByNature" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_EquityAndForeignExchangeCorrelationMember_7205ddc0-2e98-41eb-89d0-17c99b16679d_terseLabel_en-US" xlink:label="lab_ing_EquityAndForeignExchangeCorrelationMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity/FX correlation</link:label>
    <link:label id="lab_ing_EquityAndForeignExchangeCorrelationMember_label_en-US" xlink:label="lab_ing_EquityAndForeignExchangeCorrelationMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity And Foreign Exchange Correlation [Member]</link:label>
    <link:label id="lab_ing_EquityAndForeignExchangeCorrelationMember_documentation_en-US" xlink:label="lab_ing_EquityAndForeignExchangeCorrelationMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity and foreign exchange correlation.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EquityAndForeignExchangeCorrelationMember" xlink:href="ing-20240630.xsd#ing_EquityAndForeignExchangeCorrelationMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_EquityAndForeignExchangeCorrelationMember" xlink:to="lab_ing_EquityAndForeignExchangeCorrelationMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ContributionsAndSubscriptions_fb291799-82cd-4d28-8f4d-99334b8f1a7e_terseLabel_en-US" xlink:label="lab_ing_ContributionsAndSubscriptions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Contributions and subscriptions</link:label>
    <link:label id="lab_ing_ContributionsAndSubscriptions_label_en-US" xlink:label="lab_ing_ContributionsAndSubscriptions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contributions and subscriptions</link:label>
    <link:label id="lab_ing_ContributionsAndSubscriptions_documentation_en-US" xlink:label="lab_ing_ContributionsAndSubscriptions" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Contributions and subscriptions</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ContributionsAndSubscriptions" xlink:href="ing-20240630.xsd#ing_ContributionsAndSubscriptions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ContributionsAndSubscriptions" xlink:to="lab_ing_ContributionsAndSubscriptions" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock_33f08b33-1cef-4e30-b020-c78f1ce3c0df_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of net interest income</link:label>
    <link:label id="lab_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock_label_en-US" xlink:label="lab_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of classifications of interest income expense explanatory [Table Text Block]</link:label>
    <link:label id="lab_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock_documentation_en-US" xlink:label="lab_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of classifications of interest income expense.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" xlink:href="ing-20240630.xsd#ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" xlink:to="lab_ing_DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AmountOfRiskNeutralDesignedFinancialAssets_cd464c85-12f7-4420-a6ce-071d2ebda47f_terseLabel_en-US" xlink:label="lab_ing_AmountOfRiskNeutralDesignedFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amount of risk neutral designed financial assets</link:label>
    <link:label id="lab_ing_AmountOfRiskNeutralDesignedFinancialAssets_label_en-US" xlink:label="lab_ing_AmountOfRiskNeutralDesignedFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amount of risk neutral designed financial assets</link:label>
    <link:label id="lab_ing_AmountOfRiskNeutralDesignedFinancialAssets_documentation_en-US" xlink:label="lab_ing_AmountOfRiskNeutralDesignedFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amount of financial assets designed to be fully neutral.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AmountOfRiskNeutralDesignedFinancialAssets" xlink:href="ing-20240630.xsd#ing_AmountOfRiskNeutralDesignedFinancialAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AmountOfRiskNeutralDesignedFinancialAssets" xlink:to="lab_ing_AmountOfRiskNeutralDesignedFinancialAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FeeAndCommissionIncome_dcf6c81d-e906-4b79-a2a2-881fb1c48106_totalLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fee and commission income</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionIncome_label_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fee and commission income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FeeAndCommissionIncome" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FeeAndCommissionIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionIncome" xlink:to="lab_ifrs-full_FeeAndCommissionIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading_201273d4-d0e0-4ff0-b38b-38ec9839401d_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Trading liabilities</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities at fair value through profit or loss that meet definition of held for trading</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IFRS9Member_cf362dc6-0c91-4bca-a437-0a69cef58086_terseLabel_en-US" xlink:label="lab_ifrs-full_IFRS9Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">IFRS 9</link:label>
    <link:label id="lab_ifrs-full_IFRS9Member_label_en-US" xlink:label="lab_ifrs-full_IFRS9Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">IFRS 9 [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IFRS9Member" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IFRS9Member"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IFRS9Member" xlink:to="lab_ifrs-full_IFRS9Member" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets_31f100ae-faf5-45ad-9ba4-30cec6f04a32_negatedLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange and other movements</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets_694b467e-7136-4f7d-8bb4-e53578a2ba86_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exchange rate differences</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through foreign exchange, financial assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_Revenue_0be1c1e0-5dab-421e-88af-38027ecc4b6b_terseLabel_en-US" xlink:label="lab_ifrs-full_Revenue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total income</link:label>
    <link:label id="lab_ifrs-full_Revenue_23da9530-6db7-47c7-85e2-affedf6d7f60_totalLabel_en-US" xlink:label="lab_ifrs-full_Revenue" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total income</link:label>
    <link:label id="lab_ifrs-full_Revenue_label_en-US" xlink:label="lab_ifrs-full_Revenue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revenue</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Revenue" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_Revenue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Revenue" xlink:to="lab_ifrs-full_Revenue" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ExpectedCreditLossesIndividuallyAssessedMember_d515de9a-7828-4458-ac60-5abbff8b20f0_terseLabel_en-US" xlink:label="lab_ifrs-full_ExpectedCreditLossesIndividuallyAssessedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expected credit losses individually assessed</link:label>
    <link:label id="lab_ifrs-full_ExpectedCreditLossesIndividuallyAssessedMember_label_en-US" xlink:label="lab_ifrs-full_ExpectedCreditLossesIndividuallyAssessedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected credit losses individually assessed [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ExpectedCreditLossesIndividuallyAssessedMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ExpectedCreditLossesIndividuallyAssessedMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpectedCreditLossesIndividuallyAssessedMember" xlink:to="lab_ifrs-full_ExpectedCreditLossesIndividuallyAssessedMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_FinancialInstitutionsBondsMember_f5b12051-8135-45d6-8072-6755c94584f4_terseLabel_en-US" xlink:label="lab_ing_FinancialInstitutionsBondsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial institutions' bonds</link:label>
    <link:label id="lab_ing_FinancialInstitutionsBondsMember_label_en-US" xlink:label="lab_ing_FinancialInstitutionsBondsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Institutions Bonds [Member]</link:label>
    <link:label id="lab_ing_FinancialInstitutionsBondsMember_documentation_en-US" xlink:label="lab_ing_FinancialInstitutionsBondsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial institutions bonds.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_FinancialInstitutionsBondsMember" xlink:href="ing-20240630.xsd#ing_FinancialInstitutionsBondsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_FinancialInstitutionsBondsMember" xlink:to="lab_ing_FinancialInstitutionsBondsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities_0300c200-7c00-4b64-84a0-d77034b9c1c5_totalLabel_en-US" xlink:label="lab_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Interest received (paid)</link:label>
    <link:label id="lab_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities_label_en-US" xlink:label="lab_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net interest received paid classified as operating activities</link:label>
    <link:label id="lab_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities_documentation_en-US" xlink:label="lab_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net interest received paid classified as operating activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities" xlink:href="ing-20240630.xsd#ing_NetInterestReceivedPaidClassifiedAsOperatingActivities"/>
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    <link:label id="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading_2bdb63eb-3b72-4e2a-93fc-00e5f37cf32e_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160;&#160;Trading liabilities</link:label>
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    <link:label id="lab_ing_TargetedLongerTermRefinancingMember_532fc043-38eb-4990-810e-2498a001bc17_terseLabel_en-US" xlink:label="lab_ing_TargetedLongerTermRefinancingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">TLTRO</link:label>
    <link:label id="lab_ing_TargetedLongerTermRefinancingMember_label_en-US" xlink:label="lab_ing_TargetedLongerTermRefinancingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Targeted Longer Term Refinancing [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_TargetedLongerTermRefinancingMember" xlink:href="ing-20240630.xsd#ing_TargetedLongerTermRefinancingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_TargetedLongerTermRefinancingMember" xlink:to="lab_ing_TargetedLongerTermRefinancingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities_28377b12-deb7-4d11-8c05-33c48ae4f21e_negatedLabel_en-US" xlink:label="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Transfers out of Level 3</link:label>
    <link:label id="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities_label_en-US" xlink:label="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfers out of Level 3 of fair value hierarchy, liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities"/>
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    <link:label id="lab_ing_SignificantUnobservableInputsAmount_2a3d5eb0-f6f1-4822-8be0-eeb2d5f6242d_terseLabel_en-US" xlink:label="lab_ing_SignificantUnobservableInputsAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Significant unobservable inputs,correlation</link:label>
    <link:label id="lab_ing_SignificantUnobservableInputsAmount_label_en-US" xlink:label="lab_ing_SignificantUnobservableInputsAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Significant Unobservable Inputs Amount</link:label>
    <link:label id="lab_ing_SignificantUnobservableInputsAmount_documentation_en-US" xlink:label="lab_ing_SignificantUnobservableInputsAmount" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Significant unobservable inputs amount.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SignificantUnobservableInputsAmount" xlink:href="ing-20240630.xsd#ing_SignificantUnobservableInputsAmount"/>
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    <link:label id="lab_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis_8af8396c-e968-485d-88d3-e2d8843a057e_terseLabel_en-US" xlink:label="lab_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retrospective application and retrospective restatement [axis]</link:label>
    <link:label id="lab_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis_label_en-US" xlink:label="lab_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retrospective application and retrospective restatement [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis"/>
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    <link:label id="lab_ifrs-full_LiabilitiesArisingFromFinancingActivities_434c4e1e-3d23-4cb0-abb1-827e4f76c7cd_periodStartLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Opening balance as at 1 January</link:label>
    <link:label id="lab_ifrs-full_LiabilitiesArisingFromFinancingActivities_5589ed05-ac30-4a66-a635-6251a773abd6_periodEndLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Closing balance</link:label>
    <link:label id="lab_ifrs-full_LiabilitiesArisingFromFinancingActivities_label_en-US" xlink:label="lab_ifrs-full_LiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities arising from financing activities</link:label>
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    <link:label id="lab_ifrs-full_FeeAndCommissionExpenseAbstract_14d76fd0-0cf9-4fa8-994c-ccff10252d1f_terseLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fee and commission expenses</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionExpenseAbstract_label_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fee and commission expense [abstract]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionExpenseAbstract" xlink:to="lab_ifrs-full_FeeAndCommissionExpenseAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_OtherAssets_c08b8428-2f9f-4b5e-92e0-8542485240bb_verboseLabel_en-US" xlink:label="lab_ifrs-full_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:label id="lab_ifrs-full_OtherAssets_label_en-US" xlink:label="lab_ifrs-full_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_OtherAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherAssets" xlink:to="lab_ifrs-full_OtherAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InterestRatesDerivativesForeignExchangeDerivativesMember_d9fea9e8-11a0-43ee-bb24-a319d572af82_terseLabel_en-US" xlink:label="lab_ing_InterestRatesDerivativesForeignExchangeDerivativesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rates (Rates derivatives, FX derivatives)</link:label>
    <link:label id="lab_ing_InterestRatesDerivativesForeignExchangeDerivativesMember_label_en-US" xlink:label="lab_ing_InterestRatesDerivativesForeignExchangeDerivativesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Rates Derivatives Foreign Exchange Derivatives [Member]</link:label>
    <link:label id="lab_ing_InterestRatesDerivativesForeignExchangeDerivativesMember_documentation_en-US" xlink:label="lab_ing_InterestRatesDerivativesForeignExchangeDerivativesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest rates (Rates derivatives, FX derivatives).</link:label>
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    <link:label id="lab_ing_PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock_953ddeac-34ef-4611-8cf9-46accea17399_terseLabel_en-US" xlink:label="lab_ing_PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Presentation of Risk management disclosures</link:label>
    <link:label id="lab_ing_PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock_label_en-US" xlink:label="lab_ing_PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Presentation Of Risk Management Disclosures Explanatory [Policy Text Block]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock" xlink:href="ing-20240630.xsd#ing_PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock"/>
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    <link:label id="lab_ifrs-full_EntitysTotalForRelatedPartiesMember_6bdff301-6e84-42a9-ba5e-1a6781d4b347_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForRelatedPartiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity's total for related parties</link:label>
    <link:label id="lab_ifrs-full_EntitysTotalForRelatedPartiesMember_label_en-US" xlink:label="lab_ifrs-full_EntitysTotalForRelatedPartiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity's total for related parties [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EntitysTotalForRelatedPartiesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_EntitysTotalForRelatedPartiesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForRelatedPartiesMember" xlink:to="lab_ifrs-full_EntitysTotalForRelatedPartiesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_WeightedAverageSharesAndAdjustedWeightedAverageSharesAbstract_ca3c8a9c-6b7f-4709-9a97-59c60513a142_terseLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageSharesAndAdjustedWeightedAverageSharesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average number of ordinary shares outstanding during the period</link:label>
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    <link:label id="lab_ifrs-full_RepaymentsOfSubordinatedLiabilities_8598815a-38c6-457f-b925-08bb1378d5fb_negatedLabel_en-US" xlink:label="lab_ifrs-full_RepaymentsOfSubordinatedLiabilities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Repayments of subordinated loans</link:label>
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    <link:label id="lab_ing_PercentageOfFinancialAssets_7788a140-0d1b-4f3b-9960-ccdda90dbc09_terseLabel_en-US" xlink:label="lab_ing_PercentageOfFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percentage of financial assets</link:label>
    <link:label id="lab_ing_PercentageOfFinancialAssets_label_en-US" xlink:label="lab_ing_PercentageOfFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Percentage Of Financial Assets</link:label>
    <link:label id="lab_ing_PercentageOfFinancialAssets_documentation_en-US" xlink:label="lab_ing_PercentageOfFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Percentage Of Financial Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PercentageOfFinancialAssets" xlink:href="ing-20240630.xsd#ing_PercentageOfFinancialAssets"/>
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    <link:label id="lab_ing_NetResultAttributableToOwnersOfParentEuIfrs_b1558849-8bea-4030-94b2-e315838c1f58_terseLabel_en-US" xlink:label="lab_ing_NetResultAttributableToOwnersOfParentEuIfrs" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">In accordance with IFRS-EU (attributable to the shareholders of the parent)</link:label>
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    <link:label id="lab_ing_NetResultAttributableToOwnersOfParentEuIfrs_documentation_en-US" xlink:label="lab_ing_NetResultAttributableToOwnersOfParentEuIfrs" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net result attributable to owners of parent eu ifrs</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_NetResultAttributableToOwnersOfParentEuIfrs" xlink:to="lab_ing_NetResultAttributableToOwnersOfParentEuIfrs" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ImpliedVolatilityMember_6781d47c-e44e-4460-b471-bf0156f5f5a1_terseLabel_en-US" xlink:label="lab_ing_ImpliedVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Implied volatility (%)</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_ImpliedVolatilityMember" xlink:href="ing-20240630.xsd#ing_ImpliedVolatilityMember"/>
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    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems_ba50149e-c18e-407a-9bef-46940ca1d9d9_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk exposure [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk exposure [line items]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureLineItems" xlink:to="lab_ifrs-full_DisclosureOfCreditRiskExposureLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialInstrumentsNotCreditimpairedMember_0bae64a8-cde7-42be-bc13-cdd04d505eb7_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialInstrumentsNotCreditimpairedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Not credit-impaired</link:label>
    <link:label id="lab_ifrs-full_FinancialInstrumentsNotCreditimpairedMember_label_en-US" xlink:label="lab_ifrs-full_FinancialInstrumentsNotCreditimpairedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial instruments not credit-impaired [member]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsNotCreditimpairedMember" xlink:to="lab_ifrs-full_FinancialInstrumentsNotCreditimpairedMember" xlink:type="arc" order="1"/>
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    <link:label id="lab_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks_label_en-US" xlink:label="lab_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash And Cash Equivalents Deposits From Banks Or Loans And Advances To Banks</link:label>
    <link:label id="lab_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks_documentation_en-US" xlink:label="lab_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents deposits from banks or loans and advances to banks.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks" xlink:href="ing-20240630.xsd#ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks"/>
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    <link:label id="lab_ing_ExchangeRateDifferencesFairValueMeasurementAssets_3e48a28e-5a86-4bf3-b384-740f8e424866_terseLabel_en-US" xlink:label="lab_ing_ExchangeRateDifferencesFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exchange rate differences</link:label>
    <link:label id="lab_ing_ExchangeRateDifferencesFairValueMeasurementAssets_label_en-US" xlink:label="lab_ing_ExchangeRateDifferencesFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Exchange Rate Differences Fair Value Measurement Assets</link:label>
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    <link:label id="lab_ifrs-full_OptionPricingModelMember_4da17c79-6756-4c74-9668-72b42725a4c9_terseLabel_en-US" xlink:label="lab_ifrs-full_OptionPricingModelMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Option pricing model</link:label>
    <link:label id="lab_ifrs-full_OptionPricingModelMember_label_en-US" xlink:label="lab_ifrs-full_OptionPricingModelMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Option pricing model [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OptionPricingModelMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_OptionPricingModelMember"/>
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    <link:label id="lab_ifrs-full_DilutedEarningsLossPerShare_5178a6f5-85f8-41a5-9ddc-83594059f813_terseLabel_en-US" xlink:label="lab_ifrs-full_DilutedEarningsLossPerShare" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Diluted earnings per ordinary share (in EUR per share)</link:label>
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    <link:label id="lab_ing_IncreaseDecreaseOfNetInterestIncome_3b5f26fe-bdaa-49c3-92b5-a4f1377fee4b_terseLabel_en-US" xlink:label="lab_ing_IncreaseDecreaseOfNetInterestIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) of net interest income</link:label>
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    <link:label id="lab_ing_IncreaseDecreaseOfNetInterestIncome_documentation_en-US" xlink:label="lab_ing_IncreaseDecreaseOfNetInterestIncome" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase/(Decrease) Of Net Interest Income</link:label>
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    <link:label id="lab_ifrs-full_EarningsPerShareExplanatory_f3249b7c-fe80-4403-ad36-7e77e6218380_terseLabel_en-US" xlink:label="lab_ifrs-full_EarningsPerShareExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of earnings per ordinary share</link:label>
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    <link:label id="lab_ing_DefaultCreditGradeMember_4b9ae9b0-2e40-4896-bb2c-1c74de823c2c_terseLabel_en-US" xlink:label="lab_ing_DefaultCreditGradeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">20-22 (D)</link:label>
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    <link:label id="lab_ing_DefaultCreditGradeMember_documentation_en-US" xlink:label="lab_ing_DefaultCreditGradeMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Default Credit Grade.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DefaultCreditGradeMember" xlink:href="ing-20240630.xsd#ing_DefaultCreditGradeMember"/>
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    <link:label id="lab_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures_9a567460-c8cf-47ac-a4a4-5d1bf6ce42b1_terseLabel_en-US" xlink:label="lab_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from debt securities</link:label>
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    <link:label id="lab_ifrs-full_OtherEquitySecuritiesMember_b7b4fe68-1fc7-4d84-876f-7031d4240c4b_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherEquitySecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">FVOCI equity securities</link:label>
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    <link:label id="lab_ifrs-full_OtherEquitySecuritiesMember_label_en-US" xlink:label="lab_ifrs-full_OtherEquitySecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other equity securities [member]</link:label>
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    <link:label id="lab_ing_OtherPostModelAdjustmentsManagementAdjustments_583aafe9-f569-4c65-8543-61fba39c6e03_terseLabel_en-US" xlink:label="lab_ing_OtherPostModelAdjustmentsManagementAdjustments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other post model adjustments</link:label>
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    <link:label id="lab_ing_OtherPostModelAdjustmentsManagementAdjustments_documentation_en-US" xlink:label="lab_ing_OtherPostModelAdjustmentsManagementAdjustments" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Post Model Adjustments, Management Adjustments</link:label>
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    <link:label id="lab_ing_InterestExpenseOnDepositsFromBanksAndCustomers_9a3a91b7-50ce-45de-aab8-023d28f4b5a7_terseLabel_en-US" xlink:label="lab_ing_InterestExpenseOnDepositsFromBanksAndCustomers" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on deposits3</link:label>
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    <link:label id="lab_ing_InterestExpenseOnDepositsFromBanksAndCustomers_documentation_en-US" xlink:label="lab_ing_InterestExpenseOnDepositsFromBanksAndCustomers" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest Expense On Deposits From Banks And Customers</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestExpenseOnDepositsFromBanksAndCustomers" xlink:href="ing-20240630.xsd#ing_InterestExpenseOnDepositsFromBanksAndCustomers"/>
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    <link:label id="lab_ing_RetailOtherMember_dbc40a66-f29c-41be-b9b8-84f7556003f6_terseLabel_en-US" xlink:label="lab_ing_RetailOtherMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail Other</link:label>
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    <link:label id="lab_ing_RetailOtherMember_documentation_en-US" xlink:label="lab_ing_RetailOtherMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Retail Other [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RetailOtherMember" xlink:href="ing-20240630.xsd#ing_RetailOtherMember"/>
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    <link:label id="lab_ifrs-full_ProfessionalFeesExpense_85b395f0-f9c8-4ef1-8ac8-78902a392f30_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfessionalFeesExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">External advisory fees</link:label>
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    <link:label id="lab_ing_InvestmentAndOtherIncome_0f844d29-7ec8-4e63-a7d8-00f806f2cd5e_terseLabel_en-US" xlink:label="lab_ing_InvestmentAndOtherIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211; Total investment and other income</link:label>
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    <link:label id="lab_ing_ShareBuybackProgrammeCancelledShares_a3b6495c-7cc9-4b28-b418-79b7d82e3d06_negatedTerseLabel_en-US" xlink:label="lab_ing_ShareBuybackProgrammeCancelledShares" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Cancelled share buyback programme (in shares)</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfOperatingSegmentsTable_0d36dbb8-384c-46a1-b53f-3814b28cee86_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of operating segments [table]</link:label>
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    <link:label id="lab_country_PL_892470b8-eb4e-4f1d-bd55-1607faa13c46_terseLabel_en-US" xlink:label="lab_country_PL" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Poland</link:label>
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    <link:label id="lab_ifrs-full_DescriptionOfDiscountRatesUsedInCurrentEstimateOfValueInUse_c004b307-3c3d-4bd4-8eeb-28f5c83d71cc_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfDiscountRatesUsedInCurrentEstimateOfValueInUse" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Discount rate (cost of equity)</link:label>
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    <link:label id="lab_ing_IncreaseInCashFlowsMember_ef3fc669-2363-4c70-981e-3f9e1140cb29_terseLabel_en-US" xlink:label="lab_ing_IncreaseInCashFlowsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase in cash flows</link:label>
    <link:label id="lab_ing_IncreaseInCashFlowsMember_label_en-US" xlink:label="lab_ing_IncreaseInCashFlowsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase In Cash Flows [Member]</link:label>
    <link:label id="lab_ing_IncreaseInCashFlowsMember_documentation_en-US" xlink:label="lab_ing_IncreaseInCashFlowsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase In Cash Flows</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_IncreaseInCashFlowsMember" xlink:href="ing-20240630.xsd#ing_IncreaseInCashFlowsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_IncreaseInCashFlowsMember" xlink:to="lab_ing_IncreaseInCashFlowsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9_67414bfb-cd2d-4a88-a8c7-6a6836331c22_terseLabel_en-US" xlink:label="lab_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income on non-trading derivatives (hedge accounting)</link:label>
    <link:label id="lab_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9_label_en-US" xlink:label="lab_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest income on non-trading derivatives (hedge accounting) IFRS9</link:label>
    <link:label id="lab_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9_documentation_en-US" xlink:label="lab_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest income on non trading derivatives qualified for hedge accounting including changes resulting from IFRS 9.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9" xlink:href="ing-20240630.xsd#ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9" xlink:to="lab_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfDepositsFromBanksLineItems_d20c0a2d-7a5d-45ea-9d4e-f4c992949812_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfDepositsFromBanksLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of deposits from banks [Line Items]</link:label>
    <link:label id="lab_ing_DisclosureOfDepositsFromBanksLineItems_label_en-US" xlink:label="lab_ing_DisclosureOfDepositsFromBanksLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of deposits from banks [Line Items]</link:label>
    <link:label id="lab_ing_DisclosureOfDepositsFromBanksLineItems_documentation_en-US" xlink:label="lab_ing_DisclosureOfDepositsFromBanksLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of deposits from banks [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfDepositsFromBanksLineItems" xlink:href="ing-20240630.xsd#ing_DisclosureOfDepositsFromBanksLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfDepositsFromBanksLineItems" xlink:to="lab_ing_DisclosureOfDepositsFromBanksLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PercentagePointVariance_dd8acc6a-55fd-4531-a7c0-7f4396f535da_terseLabel_en-US" xlink:label="lab_ing_PercentagePointVariance" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percentage point variance on ECL</link:label>
    <link:label id="lab_ing_PercentagePointVariance_label_en-US" xlink:label="lab_ing_PercentagePointVariance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Percentage Point Variance</link:label>
    <link:label id="lab_ing_PercentagePointVariance_documentation_en-US" xlink:label="lab_ing_PercentagePointVariance" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Percentage Point Variance</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PercentagePointVariance" xlink:href="ing-20240630.xsd#ing_PercentagePointVariance"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PercentagePointVariance" xlink:to="lab_ing_PercentagePointVariance" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CcccreditgradesMember_3ef1b96c-2b7e-4dd1-bda8-65c3e38bc98e_terseLabel_en-US" xlink:label="lab_ing_CcccreditgradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">17 (CCC)</link:label>
    <link:label id="lab_ing_CcccreditgradesMember_label_en-US" xlink:label="lab_ing_CcccreditgradesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">CCC Credit Grades [Member]</link:label>
    <link:label id="lab_ing_CcccreditgradesMember_documentation_en-US" xlink:label="lab_ing_CcccreditgradesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">CCC Credit Grades.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CcccreditgradesMember" xlink:href="ing-20240630.xsd#ing_CcccreditgradesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CcccreditgradesMember" xlink:to="lab_ing_CcccreditgradesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges_1a78d51e-46e5-48db-9c1f-8cc3f5db56b9_totalLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash flow</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) in cash and cash equivalents before effect of exchange rate changes</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" xlink:to="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_EntitysTotalForSubsidiariesMember_b5571bca-0cb0-4594-b72d-3e3d1bc385dc_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForSubsidiariesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity's total for subsidiaries</link:label>
    <link:label id="lab_ifrs-full_EntitysTotalForSubsidiariesMember_label_en-US" xlink:label="lab_ifrs-full_EntitysTotalForSubsidiariesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity's total for subsidiaries [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EntitysTotalForSubsidiariesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_EntitysTotalForSubsidiariesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForSubsidiariesMember" xlink:to="lab_ifrs-full_EntitysTotalForSubsidiariesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CustomerAccountsOvernightDeposits_eff75735-126e-4e1c-beb1-df7fd3d1c307_terseLabel_en-US" xlink:label="lab_ing_CustomerAccountsOvernightDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current accounts / Overnight deposits</link:label>
    <link:label id="lab_ing_CustomerAccountsOvernightDeposits_label_en-US" xlink:label="lab_ing_CustomerAccountsOvernightDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Customer Accounts, Overnight Deposits</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CustomerAccountsOvernightDeposits" xlink:href="ing-20240630.xsd#ing_CustomerAccountsOvernightDeposits"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CustomerAccountsOvernightDeposits" xlink:to="lab_ing_CustomerAccountsOvernightDeposits" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InternalCreditGradesAxis_ec167cb5-390c-4c29-b843-7aeb3add2860_terseLabel_en-US" xlink:label="lab_ifrs-full_InternalCreditGradesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Internal Credit Grades [Axis]</link:label>
    <link:label id="lab_ifrs-full_InternalCreditGradesAxis_label_en-US" xlink:label="lab_ifrs-full_InternalCreditGradesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Internal credit grades [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InternalCreditGradesAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_InternalCreditGradesAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InternalCreditGradesAxis" xlink:to="lab_ifrs-full_InternalCreditGradesAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DvaMember_a258af64-1ec6-4626-a2dd-45899a98630a_terseLabel_en-US" xlink:label="lab_ing_DvaMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">DVA</link:label>
    <link:label id="lab_ing_DvaMember_label_en-US" xlink:label="lab_ing_DvaMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">DVA [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DvaMember" xlink:href="ing-20240630.xsd#ing_DvaMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DvaMember" xlink:to="lab_ing_DvaMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestIncomeOnLoansAndReceivables_431e2f4f-a5f3-4fd2-91b1-7f24945fdd27_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnLoansAndReceivables" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income on loans2</link:label>
    <link:label id="lab_ifrs-full_InterestIncomeOnLoansAndReceivables_label_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnLoansAndReceivables" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest income on loans and receivables</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestIncomeOnLoansAndReceivables" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_InterestIncomeOnLoansAndReceivables"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeOnLoansAndReceivables" xlink:to="lab_ifrs-full_InterestIncomeOnLoansAndReceivables" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ExpectedCreditLossesSensitivityYearOne_20312648-0fc5-4f2f-af63-5bb911625e65_terseLabel_en-US" xlink:label="lab_ing_ExpectedCreditLossesSensitivityYearOne" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2024</link:label>
    <link:label id="lab_ing_ExpectedCreditLossesSensitivityYearOne_label_en-US" xlink:label="lab_ing_ExpectedCreditLossesSensitivityYearOne" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected Credit Losses Sensitivity Year One</link:label>
    <link:label id="lab_ing_ExpectedCreditLossesSensitivityYearOne_documentation_en-US" xlink:label="lab_ing_ExpectedCreditLossesSensitivityYearOne" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity of expected credit losses by macroeconomic scenario in year one.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ExpectedCreditLossesSensitivityYearOne" xlink:href="ing-20240630.xsd#ing_ExpectedCreditLossesSensitivityYearOne"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ExpectedCreditLossesSensitivityYearOne" xlink:to="lab_ing_ExpectedCreditLossesSensitivityYearOne" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_RetailBelgiumMember_02fdcf05-92b1-4082-896c-6e5e78cc3c3d_terseLabel_en-US" xlink:label="lab_ing_RetailBelgiumMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail Belgium</link:label>
    <link:label id="lab_ing_RetailBelgiumMember_label_en-US" xlink:label="lab_ing_RetailBelgiumMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retail Belgium [member]</link:label>
    <link:label id="lab_ing_RetailBelgiumMember_documentation_en-US" xlink:label="lab_ing_RetailBelgiumMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Retail Belgium.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RetailBelgiumMember" xlink:href="ing-20240630.xsd#ing_RetailBelgiumMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RetailBelgiumMember" xlink:to="lab_ing_RetailBelgiumMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis_8564b362-f3f4-4aa3-bc5b-d3dfe7a3bda8_terseLabel_en-US" xlink:label="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Significant investments in associates [axis]</link:label>
    <link:label id="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis_label_en-US" xlink:label="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Associates [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_SignificantInvestmentsInAssociatesAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis" xlink:to="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CarryingAmount1Member_ec5f5e38-2d6e-4749-96c5-c7268f87d02f_terseLabel_en-US" xlink:label="lab_ing_CarryingAmount1Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying Amount</link:label>
    <link:label id="lab_ing_CarryingAmount1Member_label_en-US" xlink:label="lab_ing_CarryingAmount1Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Carrying amount1 [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CarryingAmount1Member" xlink:href="ing-20240630.xsd#ing_CarryingAmount1Member"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CarryingAmount1Member" xlink:to="lab_ing_CarryingAmount1Member" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfOtherOperatingExpenseAbstract_106b5f27-6cdf-4e1f-a1fd-5b5c4f0327fb_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfOtherOperatingExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of Other Operating Expense [Abstract]</link:label>
    <link:label id="lab_ing_DisclosureOfOtherOperatingExpenseAbstract_label_en-US" xlink:label="lab_ing_DisclosureOfOtherOperatingExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other operating expenses [Abstract]</link:label>
    <link:label id="lab_ing_DisclosureOfOtherOperatingExpenseAbstract_documentation_en-US" xlink:label="lab_ing_DisclosureOfOtherOperatingExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of other operating expense.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfOtherOperatingExpenseAbstract" xlink:href="ing-20240630.xsd#ing_DisclosureOfOtherOperatingExpenseAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfOtherOperatingExpenseAbstract" xlink:to="lab_ing_DisclosureOfOtherOperatingExpenseAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DeferredTaxAssets_0ee81b81-a94c-4509-82de-07df6ecca6d6_terseLabel_en-US" xlink:label="lab_ifrs-full_DeferredTaxAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred tax assets</link:label>
    <link:label id="lab_ifrs-full_DeferredTaxAssets_label_en-US" xlink:label="lab_ifrs-full_DeferredTaxAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred tax assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DeferredTaxAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DeferredTaxAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxAssets" xlink:to="lab_ifrs-full_DeferredTaxAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss_9cd21f58-12e3-4298-b21d-a4e2b2cdaa03_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on financial liabilities at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss_label_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest expense on financial liabilities designated at fair value through profit or loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss" xlink:to="lab_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialInstrumentsCreditimpairedMember_167aa9b2-c6ff-40f3-a395-2bb5298b7876_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialInstrumentsCreditimpairedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit impaired</link:label>
    <link:label id="lab_ifrs-full_FinancialInstrumentsCreditimpairedMember_label_en-US" xlink:label="lab_ifrs-full_FinancialInstrumentsCreditimpairedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial instruments credit-impaired [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialInstrumentsCreditimpairedMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialInstrumentsCreditimpairedMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsCreditimpairedMember" xlink:to="lab_ifrs-full_FinancialInstrumentsCreditimpairedMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValue_cfa9d34d-b00d-4978-ba11-74d4e0f261ce_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities, at fair value</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValue_ef71e8cf-1995-4802-baac-fef806fc6cbf_periodStartLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValue" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Opening balance as at 1 January</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValue_eb836966-59ee-4248-b496-52e79fbe06dd_periodEndLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValue" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Closing balance</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValue_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities, at fair value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValue" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialLiabilitiesAtFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValue" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_OtherBankingNettingMember_73c7bb26-9266-4fcd-b30c-7b6d1088e909_terseLabel_en-US" xlink:label="lab_ing_OtherBankingNettingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_ing_OtherBankingNettingMember_label_en-US" xlink:label="lab_ing_OtherBankingNettingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Banking, Netting [Member]</link:label>
    <link:label id="lab_ing_OtherBankingNettingMember_documentation_en-US" xlink:label="lab_ing_OtherBankingNettingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other banking.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherBankingNettingMember" xlink:href="ing-20240630.xsd#ing_OtherBankingNettingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_OtherBankingNettingMember" xlink:to="lab_ing_OtherBankingNettingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_StatementOfCashFlowsAbstract_b3d88102-b2b9-473d-a875-8434bd9add95_terseLabel_en-US" xlink:label="lab_ifrs-full_StatementOfCashFlowsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement of cash flows [abstract]</link:label>
    <link:label id="lab_ifrs-full_StatementOfCashFlowsAbstract_label_en-US" xlink:label="lab_ifrs-full_StatementOfCashFlowsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of cash flows [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_StatementOfCashFlowsAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_StatementOfCashFlowsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract" xlink:to="lab_ifrs-full_StatementOfCashFlowsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_LifetimeExpectedCreditLossesMember_dedeefb1-51cc-42de-a005-7f1f0e3439b7_terseLabel_en-US" xlink:label="lab_ifrs-full_LifetimeExpectedCreditLossesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lifetime expected credit losses</link:label>
    <link:label id="lab_ifrs-full_LifetimeExpectedCreditLossesMember_label_en-US" xlink:label="lab_ifrs-full_LifetimeExpectedCreditLossesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Lifetime expected credit losses [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LifetimeExpectedCreditLossesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_LifetimeExpectedCreditLossesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LifetimeExpectedCreditLossesMember" xlink:to="lab_ifrs-full_LifetimeExpectedCreditLossesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ComprehensiveIncome_6509bf37-ae2c-44c9-883c-f06cc3e9bab5_totalLabel_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total comprehensive income</link:label>
    <link:label id="lab_ifrs-full_ComprehensiveIncome_label_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Comprehensive income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ComprehensiveIncome" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ComprehensiveIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComprehensiveIncome" xlink:to="lab_ifrs-full_ComprehensiveIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CashAndCashEquivalents_81cf649c-8fbd-4893-8f69-c811aacae5f3_periodStartLabel_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents at beginning of the period</link:label>
    <link:label id="lab_ifrs-full_CashAndCashEquivalents_8715b9d8-c689-41ce-a0db-9b154ed88296_periodEndLabel_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents at end of the period</link:label>
    <link:label id="lab_ifrs-full_CashAndCashEquivalents_f0a5f680-4d06-408b-8fdc-6808f0ec5927_totalLabel_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents at end of year</link:label>
    <link:label id="lab_ifrs-full_CashAndCashEquivalents_label_en-US" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and cash equivalents</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashAndCashEquivalents" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_CashAndCashEquivalents"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashAndCashEquivalents" xlink:to="lab_ifrs-full_CashAndCashEquivalents" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock_b1394086-b3d3-4f56-8eb7-24c1e1a4fd43_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of other operating expenses</link:label>
    <link:label id="lab_ing_DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock_label_en-US" xlink:label="lab_ing_DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of schedule of other operating expense [Table Text Block]</link:label>
    <link:label id="lab_ing_DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock_documentation_en-US" xlink:label="lab_ing_DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of schedule of other operating expense.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock" xlink:href="ing-20240630.xsd#ing_DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock" xlink:to="lab_ing_DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers_fa39eec2-aba1-455a-89c2-125959af5cb9_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160;&#160;Loans and advances to customers</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers_label_en-US" xlink:label="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for decrease (increase) in loans and advances to customers</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers" xlink:to="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CoverAbstract_f7b98b0f-b494-4d2d-94bd-e3ab0d95b4cc_terseLabel_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:label id="lab_dei_CoverAbstract_label_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CoverAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_LoanCommitmentsMember_7445ca32-4214-49b0-80a8-faff88642fec_terseLabel_en-US" xlink:label="lab_ifrs-full_LoanCommitmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans</link:label>
    <link:label id="lab_ifrs-full_LoanCommitmentsMember_label_en-US" xlink:label="lab_ifrs-full_LoanCommitmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan commitments [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LoanCommitmentsMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_LoanCommitmentsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoanCommitmentsMember" xlink:to="lab_ifrs-full_LoanCommitmentsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_LoansAndAdvancesToCustomersAbstract_924c11d1-a85d-4e7b-b884-547b7e17d935_terseLabel_en-US" xlink:label="lab_ing_LoansAndAdvancesToCustomersAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances to customers [abstract]</link:label>
    <link:label id="lab_ing_LoansAndAdvancesToCustomersAbstract_label_en-US" xlink:label="lab_ing_LoansAndAdvancesToCustomersAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and advances to customers [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_LoansAndAdvancesToCustomersAbstract" xlink:href="ing-20240630.xsd#ing_LoansAndAdvancesToCustomersAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_LoansAndAdvancesToCustomersAbstract" xlink:to="lab_ing_LoansAndAdvancesToCustomersAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ShareCapitalAndSharePremium_450ffa1b-2c04-4f59-bcd7-98dbdd4835df_terseLabel_en-US" xlink:label="lab_ing_ShareCapitalAndSharePremium" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share capital and share premium</link:label>
    <link:label id="lab_ing_ShareCapitalAndSharePremium_27b6c56d-0bf6-4c8d-92a6-efa35471ac51_totalLabel_en-US" xlink:label="lab_ing_ShareCapitalAndSharePremium" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total share capital and share premium</link:label>
    <link:label id="lab_ing_ShareCapitalAndSharePremium_label_en-US" xlink:label="lab_ing_ShareCapitalAndSharePremium" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share capital and share premium</link:label>
    <link:label id="lab_ing_ShareCapitalAndSharePremium_documentation_en-US" xlink:label="lab_ing_ShareCapitalAndSharePremium" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share capital and share premium.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareCapitalAndSharePremium" xlink:href="ing-20240630.xsd#ing_ShareCapitalAndSharePremium"/>
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    <link:label id="lab_ifrs-full_Assets_cbd0cd19-408d-4d77-bd7b-75a42eb5f096_totalLabel_en-US" xlink:label="lab_ifrs-full_Assets" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total assets</link:label>
    <link:label id="lab_ifrs-full_Assets_2da637e3-64e7-458b-abc4-bfdcabddd391_terseLabel_en-US" xlink:label="lab_ifrs-full_Assets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total assets</link:label>
    <link:label id="lab_ifrs-full_Assets_label_en-US" xlink:label="lab_ifrs-full_Assets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_Assets" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_Assets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Assets" xlink:to="lab_ifrs-full_Assets" xlink:type="arc" order="1"/>
    <link:label id="lab_country_US_4bfda644-1e8c-41ef-9c89-c45ffb7df550_terseLabel_en-US" xlink:label="lab_country_US" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">United States</link:label>
    <link:label id="lab_country_US_label_en-US" xlink:label="lab_country_US" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">UNITED STATES</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_country_US" xlink:href="https://xbrl.sec.gov/country/2023/country-2023.xsd#country_US"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_US" xlink:to="lab_country_US" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DepartureFromRequirementOfIFRSAxis_7b27fef9-a2dd-4ae2-9912-c9a0ef76f152_terseLabel_en-US" xlink:label="lab_ifrs-full_DepartureFromRequirementOfIFRSAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Departure from requirement of IFRS [axis]</link:label>
    <link:label id="lab_ifrs-full_DepartureFromRequirementOfIFRSAxis_label_en-US" xlink:label="lab_ifrs-full_DepartureFromRequirementOfIFRSAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Departure from requirement of IFRS [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DepartureFromRequirementOfIFRSAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DepartureFromRequirementOfIFRSAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepartureFromRequirementOfIFRSAxis" xlink:to="lab_ifrs-full_DepartureFromRequirementOfIFRSAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading_571612bf-ebde-4ee1-9e2f-59cdc21c1d8e_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Trading assets</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss, classified as held for trading</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_BasicEarningsPerShareAbstract_7f5a4d06-5a72-4027-be70-27b81db6d843_terseLabel_en-US" xlink:label="lab_ifrs-full_BasicEarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Earnings per share basic [abstract]</link:label>
    <link:label id="lab_ifrs-full_BasicEarningsPerShareAbstract_label_en-US" xlink:label="lab_ifrs-full_BasicEarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Basic earnings per share [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_BasicEarningsPerShareAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_BasicEarningsPerShareAbstract"/>
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    <link:label id="lab_ing_UnweightedEclForAllCollectiveProvisionedClientsInDownScenario_708356ca-714b-4899-b708-a9bde0636596_terseLabel_en-US" xlink:label="lab_ing_UnweightedEclForAllCollectiveProvisionedClientsInDownScenario" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unweighted ECL for all collective provisioned clients in down scenario</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_UnweightedEclForAllCollectiveProvisionedClientsInDownScenario" xlink:href="ing-20240630.xsd#ing_UnweightedEclForAllCollectiveProvisionedClientsInDownScenario"/>
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    <link:label id="lab_ing_DisposalsOfInvestmentsInAssociatesAndJointVentures_2d359143-7328-4d19-9f12-4d1f43ac2bfe_negatedLabel_en-US" xlink:label="lab_ing_DisposalsOfInvestmentsInAssociatesAndJointVentures" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Disposals</link:label>
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    <link:label id="lab_ing_CoveredBondsMember_e9b10155-1e65-421d-946c-de723c809385_terseLabel_en-US" xlink:label="lab_ing_CoveredBondsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Covered bonds</link:label>
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    <link:label id="lab_ing_CoveredBondsMember_documentation_en-US" xlink:label="lab_ing_CoveredBondsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member respresents covered bonds.</link:label>
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    <link:label id="lab_ing_DisclosureOfDepositsFromBanksTable_37a46d42-3462-4763-ae85-81d64cadbced_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfDepositsFromBanksTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of deposits from banks [table]</link:label>
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    <link:label id="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityAbstract_1a27c972-c515-40fa-a47f-7b6debc5eec9_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amount</link:label>
    <link:label id="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityAbstract_label_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (loss), attributable to ordinary equity holders of parent entity [abstract]</link:label>
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    <link:label id="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract_01c13d80-df63-4aac-8bf5-741f12357fa8_terseLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flows from financing activities</link:label>
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    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_5da55091-3fde-45ce-87b8-62213d452a67_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Realised and unrealised revaluations property in own use</link:label>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation_label_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other comprehensive income, net of tax, gains (losses) on revaluation of property, plant and equipment, right-of-use assets and intangible assets</link:label>
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    <link:label id="lab_ing_TotalOfModelReservesMember_7eb57a00-f3e7-4464-99c3-36959e101f03_terseLabel_en-US" xlink:label="lab_ing_TotalOfModelReservesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total Valuation Adjustments</link:label>
    <link:label id="lab_ing_TotalOfModelReservesMember_label_en-US" xlink:label="lab_ing_TotalOfModelReservesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Total Of Model Reserves [Member]</link:label>
    <link:label id="lab_ing_TotalOfModelReservesMember_documentation_en-US" xlink:label="lab_ing_TotalOfModelReservesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Total Of Model Reserves</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_TotalOfModelReservesMember" xlink:href="ing-20240630.xsd#ing_TotalOfModelReservesMember"/>
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    <link:label id="lab_ing_DisclosureOfFinancialAssetsAndLiabilitiesAtFairValueThroughProfitLossTableTextBlock_c3126d4c-2eed-4135-916a-fd337c14716a_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfFinancialAssetsAndLiabilitiesAtFairValueThroughProfitLossTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of financial liabilities at fair value through profit or loss</link:label>
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    <link:label id="lab_ifrs-full_DepreciationPropertyPlantAndEquipment_6503d34f-a3fa-4611-9319-9d74b26653d6_terseLabel_en-US" xlink:label="lab_ifrs-full_DepreciationPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Depreciation of property and equipment</link:label>
    <link:label id="lab_ifrs-full_DepreciationPropertyPlantAndEquipment_label_en-US" xlink:label="lab_ifrs-full_DepreciationPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Depreciation, property, plant and equipment</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalTable_ccb27c57-61b4-4f59-80d5-80ac3c2cfcc9_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of objectives, policies and processes for managing capital [table]</link:label>
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    <link:label id="lab_ifrs-full_RedesignatedMember_26ebba0f-a7a6-4eb3-a959-78637328e928_terseLabel_en-US" xlink:label="lab_ifrs-full_RedesignatedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Redesignated</link:label>
    <link:label id="lab_ifrs-full_RedesignatedMember_label_en-US" xlink:label="lab_ifrs-full_RedesignatedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Redesignated [member]</link:label>
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    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue_4b1e7e5a-a0e4-4f58-ad23-78a768eff3cc_netLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Mandatorily measured at fair value through profit or loss</link:label>
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    <link:label id="lab_ing_NetProfitAfterDividendReserving_4e8e9da1-d077-4599-ade9-41e6b8e26cfb_terseLabel_en-US" xlink:label="lab_ing_NetProfitAfterDividendReserving" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net profit after dividend reserving</link:label>
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    <link:label id="lab_ifrs-full_RetainedEarnings_3a349444-494e-493d-bd19-db14d2dc3c2d_terseLabel_en-US" xlink:label="lab_ifrs-full_RetainedEarnings" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retained earnings</link:label>
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    <link:label id="lab_ing_OtherChallengersMember_4d04853f-567a-4dc6-9727-a307eb0b83a8_terseLabel_en-US" xlink:label="lab_ing_OtherChallengersMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Challengers</link:label>
    <link:label id="lab_ing_OtherChallengersMember_label_en-US" xlink:label="lab_ing_OtherChallengersMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Challengers [Member]</link:label>
    <link:label id="lab_ing_OtherChallengersMember_documentation_en-US" xlink:label="lab_ing_OtherChallengersMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other challengers.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherChallengersMember" xlink:href="ing-20240630.xsd#ing_OtherChallengersMember"/>
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    <link:label id="lab_ing_DebtSecuritiesPortfolioMember_3db3c0d4-3b72-4dbd-a69d-e7aa5aa68d95_terseLabel_en-US" xlink:label="lab_ing_DebtSecuritiesPortfolioMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities portfolio</link:label>
    <link:label id="lab_ing_DebtSecuritiesPortfolioMember_label_en-US" xlink:label="lab_ing_DebtSecuritiesPortfolioMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities Portfolio [Member]</link:label>
    <link:label id="lab_ing_DebtSecuritiesPortfolioMember_documentation_en-US" xlink:label="lab_ing_DebtSecuritiesPortfolioMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt securities portfolio.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DebtSecuritiesPortfolioMember" xlink:href="ing-20240630.xsd#ing_DebtSecuritiesPortfolioMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DebtSecuritiesPortfolioMember" xlink:to="lab_ing_DebtSecuritiesPortfolioMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_WeightedAverageShares_7aa7442b-aaf7-4b3c-ae17-2424af069914_terseLabel_en-US" xlink:label="lab_ifrs-full_WeightedAverageShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basic earnings (in shares)</link:label>
    <link:label id="lab_ifrs-full_WeightedAverageShares_label_en-US" xlink:label="lab_ifrs-full_WeightedAverageShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted average number of ordinary shares used in calculating basic earnings per share</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_WeightedAverageShares" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_WeightedAverageShares"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageShares" xlink:to="lab_ifrs-full_WeightedAverageShares" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DecreaseThroughShareBasedPaymentTransactionsEquity_31086c22-0df7-4120-98a8-bc7c37e739b5_terseLabel_en-US" xlink:label="lab_ing_DecreaseThroughShareBasedPaymentTransactionsEquity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchased under staff share plans</link:label>
    <link:label id="lab_ing_DecreaseThroughShareBasedPaymentTransactionsEquity_label_en-US" xlink:label="lab_ing_DecreaseThroughShareBasedPaymentTransactionsEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Decrease Through Share-based Payment Transactions, Equity</link:label>
    <link:label id="lab_ing_DecreaseThroughShareBasedPaymentTransactionsEquity_documentation_en-US" xlink:label="lab_ing_DecreaseThroughShareBasedPaymentTransactionsEquity" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Decrease Through Share-based Payment Transactions, Equity</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DecreaseThroughShareBasedPaymentTransactionsEquity" xlink:href="ing-20240630.xsd#ing_DecreaseThroughShareBasedPaymentTransactionsEquity"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DecreaseThroughShareBasedPaymentTransactionsEquity" xlink:to="lab_ing_DecreaseThroughShareBasedPaymentTransactionsEquity" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CommodityVolatilityMember_fe5ee88f-d90d-4954-88e1-1b326db66bc1_terseLabel_en-US" xlink:label="lab_ing_CommodityVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commodity volatility (%)</link:label>
    <link:label id="lab_ing_CommodityVolatilityMember_label_en-US" xlink:label="lab_ing_CommodityVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commodity Volatility [Member]</link:label>
    <link:label id="lab_ing_CommodityVolatilityMember_documentation_en-US" xlink:label="lab_ing_CommodityVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Commodity volatility.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CommodityVolatilityMember" xlink:href="ing-20240630.xsd#ing_CommodityVolatilityMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CommodityVolatilityMember" xlink:to="lab_ing_CommodityVolatilityMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations_0489f60c-c98c-476f-9ce5-cd8559efd6b3_terseLabel_en-US" xlink:label="lab_ing_AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Addition to / (unused amounts reversed of) provision for reorganisations</link:label>
    <link:label id="lab_ing_AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations_label_en-US" xlink:label="lab_ing_AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Addition/Unused Amounts Reversed Provision For Reorganizations And Relocations</link:label>
    <link:label id="lab_ing_AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations_documentation_en-US" xlink:label="lab_ing_AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Addition/(unused amounts reversed) provision for reorganizations and relocations.</link:label>
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    <link:label id="lab_ing_EconomicSectorBasedAdjustments_44b8e8e0-3cc1-4ccb-9443-1be1638b3774_terseLabel_en-US" xlink:label="lab_ing_EconomicSectorBasedAdjustments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Economic sector based adjustments</link:label>
    <link:label id="lab_ing_EconomicSectorBasedAdjustments_label_en-US" xlink:label="lab_ing_EconomicSectorBasedAdjustments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Economic Sector Based Adjustments</link:label>
    <link:label id="lab_ing_EconomicSectorBasedAdjustments_documentation_en-US" xlink:label="lab_ing_EconomicSectorBasedAdjustments" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Economic Sector Based Adjustments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EconomicSectorBasedAdjustments" xlink:href="ing-20240630.xsd#ing_EconomicSectorBasedAdjustments"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_EconomicSectorBasedAdjustments" xlink:to="lab_ing_EconomicSectorBasedAdjustments" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_AdjustmentsForProvisions_2b95f789-9561-401a-bf7f-fc3bb2e0d5a4_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForProvisions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211; Addition to loan loss provisions</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForProvisions_label_en-US" xlink:label="lab_ifrs-full_AdjustmentsForProvisions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for provisions</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForProvisions" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_AdjustmentsForProvisions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForProvisions" xlink:to="lab_ifrs-full_AdjustmentsForProvisions" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtAmortisedCost_3bfd3d5c-a7ef-4531-8878-139009dd91d4_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCost" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Securities at amortised cost 4</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtAmortisedCost_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at amortised cost</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtAmortisedCost" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialAssetsAtAmortisedCost"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtAmortisedCost" xlink:to="lab_ifrs-full_FinancialAssetsAtAmortisedCost" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ShareRepurchaseProgramTwoMember_51b63f27-38af-412e-8300-7cbdc646b3f2_terseLabel_en-US" xlink:label="lab_ing_ShareRepurchaseProgramTwoMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share repurchase program Two</link:label>
    <link:label id="lab_ing_ShareRepurchaseProgramTwoMember_label_en-US" xlink:label="lab_ing_ShareRepurchaseProgramTwoMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Repurchase Program Two [Member]</link:label>
    <link:label id="lab_ing_ShareRepurchaseProgramTwoMember_documentation_en-US" xlink:label="lab_ing_ShareRepurchaseProgramTwoMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Repurchase Program Two</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareRepurchaseProgramTwoMember" xlink:href="ing-20240630.xsd#ing_ShareRepurchaseProgramTwoMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ShareRepurchaseProgramTwoMember" xlink:to="lab_ing_ShareRepurchaseProgramTwoMember" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_ScenarioUnspecifiedDomain_df05b92d-e339-4e6d-8da4-5486b14ad2d2_terseLabel_en-US" xlink:label="lab_srt_ScenarioUnspecifiedDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Scenario [Domain]</link:label>
    <link:label id="lab_srt_ScenarioUnspecifiedDomain_label_en-US" xlink:label="lab_srt_ScenarioUnspecifiedDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Scenario [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioUnspecifiedDomain" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_ScenarioUnspecifiedDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScenarioUnspecifiedDomain" xlink:to="lab_srt_ScenarioUnspecifiedDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod_a459f4f4-e78b-498b-bf8f-0ea94d4ac6c7_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend income</link:label>
    <link:label id="lab_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod_label_en-US" xlink:label="lab_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends recognised for investments in equity instruments designated at fair value through other comprehensive income, held at end of reporting period</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod"/>
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    <link:label id="lab_ing_ReconciliationNetResultTaxEffectOfAdjustment_2269391a-18da-48ff-98f0-1c4dfe4153fa_negatedLabel_en-US" xlink:label="lab_ing_ReconciliationNetResultTaxEffectOfAdjustment" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Tax effect of the adjustment</link:label>
    <link:label id="lab_ing_ReconciliationNetResultTaxEffectOfAdjustment_label_en-US" xlink:label="lab_ing_ReconciliationNetResultTaxEffectOfAdjustment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reconciliation net result tax effect of adjustment</link:label>
    <link:label id="lab_ing_ReconciliationNetResultTaxEffectOfAdjustment_documentation_en-US" xlink:label="lab_ing_ReconciliationNetResultTaxEffectOfAdjustment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reconciliation net result tax effect of adjustment</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ReconciliationNetResultTaxEffectOfAdjustment" xlink:href="ing-20240630.xsd#ing_ReconciliationNetResultTaxEffectOfAdjustment"/>
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    <link:label id="lab_ing_CustomerDepositsByCustomerAxis_4b558cab-fd2a-4193-b4b7-2cabda5adc99_terseLabel_en-US" xlink:label="lab_ing_CustomerDepositsByCustomerAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Customer Deposits, By Customer [Axis]</link:label>
    <link:label id="lab_ing_CustomerDepositsByCustomerAxis_label_en-US" xlink:label="lab_ing_CustomerDepositsByCustomerAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Customer Deposits, By Customer [Axis]</link:label>
    <link:label id="lab_ing_CustomerDepositsByCustomerAxis_documentation_en-US" xlink:label="lab_ing_CustomerDepositsByCustomerAxis" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Customer Deposits, By Customer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CustomerDepositsByCustomerAxis" xlink:href="ing-20240630.xsd#ing_CustomerDepositsByCustomerAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CustomerDepositsByCustomerAxis" xlink:to="lab_ing_CustomerDepositsByCustomerAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock_b4d44a0f-fea3-4ba8-8f9b-47a0315b134f_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of net fee and commission income</link:label>
    <link:label id="lab_ing_DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock_label_en-US" xlink:label="lab_ing_DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Net Fee And Commission Income Explanatory [Table Text Block]</link:label>
    <link:label id="lab_ing_DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock_documentation_en-US" xlink:label="lab_ing_DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The disclosure of net fee and commission income.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock" xlink:href="ing-20240630.xsd#ing_DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock" xlink:to="lab_ing_DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities_b9e26187-a3ca-415e-9d9a-cda697b90810_terseLabel_en-US" xlink:label="lab_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfers into Level 3</link:label>
    <link:label id="lab_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities_label_en-US" xlink:label="lab_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfers into Level 3 of fair value hierarchy, liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities"/>
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    <link:label id="lab_ifrs-full_LiabilitiesMember_f798a1a4-4cf7-4568-9ea6-f92110d02ed0_terseLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:label id="lab_ifrs-full_LiabilitiesMember_label_en-US" xlink:label="lab_ifrs-full_LiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LiabilitiesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_LiabilitiesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesMember" xlink:to="lab_ifrs-full_LiabilitiesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_WithholdingTaxOnDividendsPaid_72796ff1-bd3b-449e-8eb8-830b7e08da71_terseLabel_en-US" xlink:label="lab_ing_WithholdingTaxOnDividendsPaid" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Withholding tax on dividends paid, ordinary shares</link:label>
    <link:label id="lab_ing_WithholdingTaxOnDividendsPaid_label_en-US" xlink:label="lab_ing_WithholdingTaxOnDividendsPaid" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Withholding Tax On Dividends Paid</link:label>
    <link:label id="lab_ing_WithholdingTaxOnDividendsPaid_documentation_en-US" xlink:label="lab_ing_WithholdingTaxOnDividendsPaid" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Withholding tax on dividends paid related to ordinary shares.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_WithholdingTaxOnDividendsPaid" xlink:href="ing-20240630.xsd#ing_WithholdingTaxOnDividendsPaid"/>
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    <link:label id="lab_ifrs-full_ExpenseByNatureAbstract_601de260-10c0-4627-b6f6-434f61011df7_terseLabel_en-US" xlink:label="lab_ifrs-full_ExpenseByNatureAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expenses by nature [abstract]</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfReservesWithinEquityAbstract_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfReservesWithinEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of reserves within equity [abstract]</link:label>
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    <link:label id="lab_ing_PresentValueTechniquesMember_e84285d2-7d7e-459b-9c18-14fa8c0531a7_terseLabel_en-US" xlink:label="lab_ing_PresentValueTechniquesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Present value techniques</link:label>
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    <link:label id="lab_ing_PresentValueTechniquesMember_documentation_en-US" xlink:label="lab_ing_PresentValueTechniquesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Present value techniques.</link:label>
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    <link:label id="lab_ing_AllowanceAccountForCreditLossesDomain_fe3594e7-0a53-436a-a405-14b7dd92498a_terseLabel_en-US" xlink:label="lab_ing_AllowanceAccountForCreditLossesDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance Account For Credit Losses [Domain]</link:label>
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    <link:label id="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis_d1acb022-e9a6-4528-9a52-da1097a7a8fb_terseLabel_en-US" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit impairment of financial instruments [axis]</link:label>
    <link:label id="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis_label_en-US" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit impairment of financial instruments [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis"/>
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    <link:label id="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis_3e5b43d8-94f3-4e2f-bcc2-a5d9e2b234f3_terseLabel_en-US" xlink:label="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">MethodOfAssessmentOfExpectedCreditLossesAxis [Axis]</link:label>
    <link:label id="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis_label_en-US" xlink:label="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Method of assessment of expected credit losses [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis"/>
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    <link:label id="lab_ifrs-full_ProfitLossFromOperatingActivities_6b95f660-e234-404e-9740-3b6cc6178c6a_totalLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossFromOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Income</link:label>
    <link:label id="lab_ifrs-full_ProfitLossFromOperatingActivities_f1cc91a2-d91a-4320-934d-74804d99ad82_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossFromOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income</link:label>
    <link:label id="lab_ifrs-full_ProfitLossFromOperatingActivities_label_en-US" xlink:label="lab_ifrs-full_ProfitLossFromOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (loss) from operating activities</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems_7de2738d-8b4d-43fc-963b-52bf33752ff1_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets [line Items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets [line items]</link:label>
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    <link:label id="lab_ing_BankingActivitiesMember_5aa64218-b4fc-477e-8fb9-c230615e9d21_terseLabel_en-US" xlink:label="lab_ing_BankingActivitiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segments Banking Activities</link:label>
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    <link:label id="lab_ing_BankingActivitiesMember_documentation_en-US" xlink:label="lab_ing_BankingActivitiesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Banking activities.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_BankingActivitiesMember" xlink:href="ing-20240630.xsd#ing_BankingActivitiesMember"/>
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    <link:label id="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_1e2380fb-dae5-48c0-aa07-b7f5fb27dc5e_terseLabel_en-US" xlink:label="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortisation of intangible assets</link:label>
    <link:label id="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill_label_en-US" xlink:label="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amortisation, intangible assets other than goodwill</link:label>
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    <link:label id="lab_ifrs-full_OperatingExpense_43f9a016-9eaa-4b3f-9d0f-9fc05d409b8d_terseLabel_en-US" xlink:label="lab_ifrs-full_OperatingExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total expenses</link:label>
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    <link:label id="lab_ifrs-full_OperatingExpense_label_en-US" xlink:label="lab_ifrs-full_OperatingExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating expense</link:label>
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    <link:label id="lab_ing_ResilientNetProfitReservedForDistributionOutsideCet1CapitalReflicectingDistributionPolicy_6aa3a13c-f1d2-406e-b4f3-6112c5acf806_terseLabel_en-US" xlink:label="lab_ing_ResilientNetProfitReservedForDistributionOutsideCet1CapitalReflicectingDistributionPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Resilient net profit reserved for distribution outside CET1 capital reflicecting distribution policy</link:label>
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    <link:label id="lab_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_12e46acc-95f3-4907-aea6-55ccee15972c_terseLabel_en-US" xlink:label="lab_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment, Name [Axis]</link:label>
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    <link:label id="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading_1f0d3793-8105-43d3-a58b-8cf493ecbf9b_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160;&#160;Trading assets</link:label>
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    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract_8360856d-a554-4660-b663-1515e4a2f980_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities at fair value through profit or loss</link:label>
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    <link:label id="lab_ifrs-full_NumberOfSharesOutstanding_14c6425e-d2e6-45a9-85db-a7021f476aaf_periodStartLabel_en-US" xlink:label="lab_ifrs-full_NumberOfSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance, ordinary shares (in shares)</link:label>
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    <link:label id="lab_ing_GovernmentBondsMember_2121d3da-6944-4494-8073-f95d31fd7021_terseLabel_en-US" xlink:label="lab_ing_GovernmentBondsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Government bonds</link:label>
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    <link:label id="lab_ifrs-full_IncomeTaxExpenseContinuingOperations_367707c4-5a53-4d91-b4d7-d5b688e600cb_verboseLabel_en-US" xlink:label="lab_ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Taxation</link:label>
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    <link:label id="lab_ing_EarlyRepaymentOfLiabilitiesFairValue_documentation_en-US" xlink:label="lab_ing_EarlyRepaymentOfLiabilitiesFairValue" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Early repayment of liabilities fair value.</link:label>
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    <link:label id="lab_ifrs-full_MiscellaneousOtherOperatingExpense_75678c51-f719-4c27-b617-4f4b25212fc0_terseLabel_en-US" xlink:label="lab_ifrs-full_MiscellaneousOtherOperatingExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_ifrs-full_MiscellaneousOtherOperatingExpense_label_en-US" xlink:label="lab_ifrs-full_MiscellaneousOtherOperatingExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Miscellaneous other operating expense</link:label>
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    <link:label id="lab_ing_ShareBuybackProgrammeShares_714305b7-4b30-4b11-b785-479dda247e67_terseLabel_en-US" xlink:label="lab_ing_ShareBuybackProgrammeShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share buyback programme (in shares)</link:label>
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    <link:label id="lab_srt_StatementGeographicalAxis_db3dd160-0b5d-4591-b280-e449335f770a_terseLabel_en-US" xlink:label="lab_srt_StatementGeographicalAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement Geographical [Axis]</link:label>
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    <link:label id="lab_ing_BankOfBeijingMember_e67b6366-8346-4f37-8474-88deb1ef9435_terseLabel_en-US" xlink:label="lab_ing_BankOfBeijingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bank of Beijing</link:label>
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    <link:label id="lab_ifrs-full_PreviouslyStatedMember_a7c7a6cf-d758-4bbf-92d7-0602d3cd0955_terseLabel_en-US" xlink:label="lab_ifrs-full_PreviouslyStatedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Previously stated</link:label>
    <link:label id="lab_ifrs-full_PreviouslyStatedMember_label_en-US" xlink:label="lab_ifrs-full_PreviouslyStatedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Previously stated [member]</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfDebtSecuritiesExplanatory_1e3dc650-5052-40c3-bd2b-17dd38bc8e58_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDebtSecuritiesExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities in issue</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfDebtSecuritiesExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfDebtSecuritiesExplanatory"/>
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    <link:label id="lab_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems_5cfeb00d-c16d-4c32-9ab6-221218031c9f_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of investments in associates and joint ventures [Line items]</link:label>
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    <link:label id="lab_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems_documentation_en-US" xlink:label="lab_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of investments in associates and joint ventures.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" xlink:href="ing-20240630.xsd#ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" xlink:to="lab_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory_81a0255e-6d38-437e-8c9a-27a7f0d5764c_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of loans and advances to customers</link:label>
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    <link:label id="lab_ing_SubsovereignSupranationalsAndAgenciesMember_8653d282-b8fd-4008-91d0-eb0f15cf0e50_terseLabel_en-US" xlink:label="lab_ing_SubsovereignSupranationalsAndAgenciesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sub-sovereign, Supranationals and Agencies</link:label>
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    <link:label id="lab_ing_SubsovereignSupranationalsAndAgenciesMember_documentation_en-US" xlink:label="lab_ing_SubsovereignSupranationalsAndAgenciesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sub sovereign supranationals and agencies.</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsTable_e00b793a-7ea7-4112-93cc-e49036098366_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of nature and extent of risks arising from financial instruments [table]</link:label>
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    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostMember_cddc9041-9de7-403a-8053-f3a1f716f79d_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtAmortisedCostMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TradingIncomeExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_TradingIncomeExpense"/>
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    <link:label id="lab_ing_AdjustmentOfEuIas39CarveOutMember_111d11a8-109f-46eb-adbb-cf039eeeee0d_terseLabel_en-US" xlink:label="lab_ing_AdjustmentOfEuIas39CarveOutMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reversal of the IFRS-EU 'IAS 39 carve out' impact</link:label>
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    <link:label id="lab_ifrs-full_IssuedCapital_c1df9d5a-cbc6-4932-ad6b-285c5d8f2d78_terseLabel_en-US" xlink:label="lab_ifrs-full_IssuedCapital" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share capital</link:label>
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    <link:label id="lab_ing_LoansAndAdvancesToCustomersMember_01be91e2-9259-4d95-bc9a-1669b79cd430_terseLabel_en-US" xlink:label="lab_ing_LoansAndAdvancesToCustomersMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances to customers</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_LoansAndAdvancesToCustomersMember" xlink:href="ing-20240630.xsd#ing_LoansAndAdvancesToCustomersMember"/>
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    <link:label id="lab_ifrs-full_DisclosureOfEarningsPerShareExplanatory_33f9db76-7ec1-4892-b4c2-d13117de74a7_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfEarningsPerShareExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Earnings per ordinary share</link:label>
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    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets_1b28a1f4-2948-4ee6-9749-e76739678ab2_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Recoveries of amounts previously written off</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets_b343f8d7-a15b-4a21-a7df-6811e4ae601c_verboseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Negative revaluation</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through other movements, financial assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets"/>
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    <link:label id="lab_ing_SensitivityAnalysisForCreditRisk_2e452bc8-1716-4688-bc5a-92fb193c803f_terseLabel_en-US" xlink:label="lab_ing_SensitivityAnalysisForCreditRisk" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Sensitivity analysis for credit risk</link:label>
    <link:label id="lab_ing_SensitivityAnalysisForCreditRisk_label_en-US" xlink:label="lab_ing_SensitivityAnalysisForCreditRisk" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sensitivity Analysis for Credit Risk [table text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SensitivityAnalysisForCreditRisk" xlink:href="ing-20240630.xsd#ing_SensitivityAnalysisForCreditRisk"/>
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    <link:label id="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromBanks_014560b5-0abb-4598-8d75-b64b915a57ce_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160;&#160;Deposits from banks, not payable on demand</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromBanks_label_en-US" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for increase (decrease) in deposits from banks</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromBanks" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromBanks"/>
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    <link:label id="lab_ifrs-full_FeeAndCommissionIncomeExpenseAbstract_d59af7c9-4d7c-450b-81a5-4bf75fe1f623_terseLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncomeExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fee and commission income (expense) [abstract]</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionIncomeExpenseAbstract_label_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionIncomeExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fee and commission income (expense) [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FeeAndCommissionIncomeExpenseAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FeeAndCommissionIncomeExpenseAbstract"/>
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    <link:label id="lab_ifrs-full_BasicEarningsLossPerShare_13c4b352-3952-4852-9f59-baa991683028_terseLabel_en-US" xlink:label="lab_ifrs-full_BasicEarningsLossPerShare" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basic earnings per ordinary share (in EUR per share)</link:label>
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    <link:label id="lab_ifrs-full_BasicEarningsLossPerShare_label_en-US" xlink:label="lab_ifrs-full_BasicEarningsLossPerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Basic earnings (loss) per share</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_BasicEarningsLossPerShare" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_BasicEarningsLossPerShare"/>
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    <link:label id="lab_ifrs-full_OtherFeeAndCommissionIncome_2ef59208-2df5-4ece-9117-c82d552182d0_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherFeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_ifrs-full_OtherFeeAndCommissionIncome_label_en-US" xlink:label="lab_ifrs-full_OtherFeeAndCommissionIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other fee and commission income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherFeeAndCommissionIncome" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_OtherFeeAndCommissionIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherFeeAndCommissionIncome" xlink:to="lab_ifrs-full_OtherFeeAndCommissionIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_3bc44c0b-12ca-45ac-8aca-4fbe5342410c_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Remeasurement of the net defined benefit asset/liability</link:label>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans_label_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other comprehensive income, net of tax, gains (losses) on remeasurements of defined benefit plans</link:label>
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    <link:label id="lab_ing_CreditDebtSecuritiesLoansStructuredNotesCreditDerivativesMember_bf4063b3-5f4b-442d-976b-454798e12b09_terseLabel_en-US" xlink:label="lab_ing_CreditDebtSecuritiesLoansStructuredNotesCreditDerivativesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit (Debt securities, Loans, structured notes, credit derivatives)</link:label>
    <link:label id="lab_ing_CreditDebtSecuritiesLoansStructuredNotesCreditDerivativesMember_label_en-US" xlink:label="lab_ing_CreditDebtSecuritiesLoansStructuredNotesCreditDerivativesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Debt Securities Loans Structured Notes Credit Derivatives [Member]</link:label>
    <link:label id="lab_ing_CreditDebtSecuritiesLoansStructuredNotesCreditDerivativesMember_documentation_en-US" xlink:label="lab_ing_CreditDebtSecuritiesLoansStructuredNotesCreditDerivativesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit (Debt securities, Loans, structured notes, credit derivatives).</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CreditDebtSecuritiesLoansStructuredNotesCreditDerivativesMember" xlink:href="ing-20240630.xsd#ing_CreditDebtSecuritiesLoansStructuredNotesCreditDerivativesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CreditDebtSecuritiesLoansStructuredNotesCreditDerivativesMember" xlink:to="lab_ing_CreditDebtSecuritiesLoansStructuredNotesCreditDerivativesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory_36033354-9d88-4e17-a406-c1e3a1f01fd2_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of reconciliation between IFRS and underlying income, expenses and net result</link:label>
    <link:label id="lab_ing_DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory_label_en-US" xlink:label="lab_ing_DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Operating Segments Underlying Income Expenses [Text Block]</link:label>
    <link:label id="lab_ing_DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory_documentation_en-US" xlink:label="lab_ing_DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The disclosure of operating segments underlying income expenses.</link:label>
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    <link:label id="lab_ing_CurrentDepositsFromBanks_9b4a0410-fd02-4d0a-b0e7-5c21e2e6ad12_negatedTerseLabel_en-US" xlink:label="lab_ing_CurrentDepositsFromBanks" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Deposits from banks</link:label>
    <link:label id="lab_ing_CurrentDepositsFromBanks_label_en-US" xlink:label="lab_ing_CurrentDepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Deposits From Banks</link:label>
    <link:label id="lab_ing_CurrentDepositsFromBanks_documentation_en-US" xlink:label="lab_ing_CurrentDepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Current Deposits From Banks</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CurrentDepositsFromBanks" xlink:href="ing-20240630.xsd#ing_CurrentDepositsFromBanks"/>
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    <link:label id="lab_ing_BusinessLendingMember_84919c4b-2fca-4174-9d3b-e68d768db4e3_terseLabel_en-US" xlink:label="lab_ing_BusinessLendingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Business Lending</link:label>
    <link:label id="lab_ing_BusinessLendingMember_label_en-US" xlink:label="lab_ing_BusinessLendingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Lending [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_BusinessLendingMember" xlink:href="ing-20240630.xsd#ing_BusinessLendingMember"/>
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    <link:label id="lab_ing_PayoutRatioMember_97dc63cf-9bd4-4e5d-99c5-be7186c837a0_terseLabel_en-US" xlink:label="lab_ing_PayoutRatioMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Payout ratio</link:label>
    <link:label id="lab_ing_PayoutRatioMember_label_en-US" xlink:label="lab_ing_PayoutRatioMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payout Ratio (%) [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_PayoutRatioMember" xlink:href="ing-20240630.xsd#ing_PayoutRatioMember"/>
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    <link:label id="lab_ing_LoansAndAdvancesToBanksMember_a7b0207a-1a9a-4de5-91f9-0de36e3b3726_terseLabel_en-US" xlink:label="lab_ing_LoansAndAdvancesToBanksMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances to banks</link:label>
    <link:label id="lab_ing_LoansAndAdvancesToBanksMember_label_en-US" xlink:label="lab_ing_LoansAndAdvancesToBanksMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans And Advances To Banks [Member]</link:label>
    <link:label id="lab_ing_LoansAndAdvancesToBanksMember_documentation_en-US" xlink:label="lab_ing_LoansAndAdvancesToBanksMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of loans and advances the entity has made to banks.</link:label>
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    <link:label id="lab_ing_AdditionUnusedAmountsReversedOfOtherProvisions_63584c33-737c-4f56-bd3f-d18bc2d8f191_terseLabel_en-US" xlink:label="lab_ing_AdditionUnusedAmountsReversedOfOtherProvisions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Addition to / (unused amounts reversed of) other provisions</link:label>
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    <link:label id="lab_ing_AdditionUnusedAmountsReversedOfOtherProvisions_documentation_en-US" xlink:label="lab_ing_AdditionUnusedAmountsReversedOfOtherProvisions" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Addition/(unused amounts reversed) of other provisions.</link:label>
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    <link:label id="lab_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory_daa8b2db-17a1-4ec0-854c-fa05de16a633_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of changes in investments in associates and joint ventures</link:label>
    <link:label id="lab_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory_label_en-US" xlink:label="lab_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of change in investments in associates and joint ventures [text block]</link:label>
    <link:label id="lab_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory_documentation_en-US" xlink:label="lab_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of change in investments in associates and joint ventures.</link:label>
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    <link:label id="lab_ing_UpsideMember_23ef80b8-82ea-4aaf-b35c-3427d74cb65b_terseLabel_en-US" xlink:label="lab_ing_UpsideMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Upside scenario</link:label>
    <link:label id="lab_ing_UpsideMember_label_en-US" xlink:label="lab_ing_UpsideMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Upside scenario [Member]</link:label>
    <link:label id="lab_ing_UpsideMember_documentation_en-US" xlink:label="lab_ing_UpsideMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The upside scenario refers to tThe favourable scenarios are calibrated to be symmetric to the adverse scenarios, subject to a ceiling calibrated to relevant recent favourable benchmark scenarios.</link:label>
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    <link:label id="lab_ifrs-full_CurrentTaxAssets_f30df5bb-1b53-4d98-a6c1-a2f3d1fb1879_terseLabel_en-US" xlink:label="lab_ifrs-full_CurrentTaxAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current tax assets</link:label>
    <link:label id="lab_ifrs-full_CurrentTaxAssets_label_en-US" xlink:label="lab_ifrs-full_CurrentTaxAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current tax assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CurrentTaxAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_CurrentTaxAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxAssets" xlink:to="lab_ifrs-full_CurrentTaxAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets_36b20b52-9ea4-426a-8efd-244722bea9f1_terseLabel_en-US" xlink:label="lab_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfer from level 2 to level 1</link:label>
    <link:label id="lab_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets_label_en-US" xlink:label="lab_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfers out of Level 2 into Level 1 of fair value hierarchy, assets held at end of reporting period</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" xlink:to="lab_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets_fde2d860-0ce4-43b3-8de0-43ba934038f5_terseLabel_en-US" xlink:label="lab_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decrease through derecognition and repayments financial assets</link:label>
    <link:label id="lab_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets_label_en-US" xlink:label="lab_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Decrease Through Derecognition And Repayments Financial Assets</link:label>
    <link:label id="lab_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets_documentation_en-US" xlink:label="lab_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Decrease Through Derecognition And Repayments Financial Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" xlink:href="ing-20240630.xsd#ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" xlink:to="lab_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NonCreditReplacementGuaranteesNettingMember_f3cb195b-928c-4737-b68d-3bac35fac805_terseLabel_en-US" xlink:label="lab_ing_NonCreditReplacementGuaranteesNettingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-credit replacement guarantees</link:label>
    <link:label id="lab_ing_NonCreditReplacementGuaranteesNettingMember_label_en-US" xlink:label="lab_ing_NonCreditReplacementGuaranteesNettingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-Credit Replacement Guarantees, Netting [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NonCreditReplacementGuaranteesNettingMember" xlink:href="ing-20240630.xsd#ing_NonCreditReplacementGuaranteesNettingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_NonCreditReplacementGuaranteesNettingMember" xlink:to="lab_ing_NonCreditReplacementGuaranteesNettingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DecreaseThroughDisposalFinancialAssets_0c02b3ed-4496-45f8-871c-c2ac6db5a4f8_negatedTerseLabel_en-US" xlink:label="lab_ing_DecreaseThroughDisposalFinancialAssets" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Disposals3</link:label>
    <link:label id="lab_ing_DecreaseThroughDisposalFinancialAssets_label_en-US" xlink:label="lab_ing_DecreaseThroughDisposalFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Decrease Through Disposal Financial Assets</link:label>
    <link:label id="lab_ing_DecreaseThroughDisposalFinancialAssets_documentation_en-US" xlink:label="lab_ing_DecreaseThroughDisposalFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Decrease Through Disposal Financial Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DecreaseThroughDisposalFinancialAssets" xlink:href="ing-20240630.xsd#ing_DecreaseThroughDisposalFinancialAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DecreaseThroughDisposalFinancialAssets" xlink:to="lab_ing_DecreaseThroughDisposalFinancialAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_PercentageSignificantUnobservableInputs_dab505c7-1452-49fd-9860-bba7b9c8e9a7_terseLabel_en-US" xlink:label="lab_ing_PercentageSignificantUnobservableInputs" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Significant unobservable inputs, percentage</link:label>
    <link:label id="lab_ing_PercentageSignificantUnobservableInputs_label_en-US" xlink:label="lab_ing_PercentageSignificantUnobservableInputs" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Percentage Significant Unobservable Inputs</link:label>
    <link:label id="lab_ing_PercentageSignificantUnobservableInputs_documentation_en-US" xlink:label="lab_ing_PercentageSignificantUnobservableInputs" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Percentage significant unobservable inputs.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PercentageSignificantUnobservableInputs" xlink:href="ing-20240630.xsd#ing_PercentageSignificantUnobservableInputs"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PercentageSignificantUnobservableInputs" xlink:to="lab_ing_PercentageSignificantUnobservableInputs" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DividendsRecognisedAsDistributionsToOwners1_bac3aaee-499d-4196-8f63-a0a404ff7a7d_negatedTerseLabel_en-US" xlink:label="lab_ing_DividendsRecognisedAsDistributionsToOwners1" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Dividends 18</link:label>
    <link:label id="lab_ing_DividendsRecognisedAsDistributionsToOwners1_label_en-US" xlink:label="lab_ing_DividendsRecognisedAsDistributionsToOwners1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends recognised as distributions to owners1</link:label>
    <link:label id="lab_ing_DividendsRecognisedAsDistributionsToOwners1_documentation_en-US" xlink:label="lab_ing_DividendsRecognisedAsDistributionsToOwners1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Dividends recognised as distributions to owners1</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DividendsRecognisedAsDistributionsToOwners1" xlink:href="ing-20240630.xsd#ing_DividendsRecognisedAsDistributionsToOwners1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DividendsRecognisedAsDistributionsToOwners1" xlink:to="lab_ing_DividendsRecognisedAsDistributionsToOwners1" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting_5aec9ddf-01c9-4b1b-80b1-853d4a658361_terseLabel_en-US" xlink:label="lab_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on non-trading derivatives (no hedge accounting)</link:label>
    <link:label id="lab_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting_label_en-US" xlink:label="lab_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense On Non Trading Derivatives Not Qualified For Hedge Accounting</link:label>
    <link:label id="lab_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting_documentation_en-US" xlink:label="lab_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest expense on non trading derivatives not qualified for hedge accounting.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:href="ing-20240630.xsd#ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:to="lab_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InterestRateMember_9d31c09c-9aad-4acf-9d86-1d9e0519c2ed_terseLabel_en-US" xlink:label="lab_ing_InterestRateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate (%)</link:label>
    <link:label id="lab_ing_InterestRateMember_label_en-US" xlink:label="lab_ing_InterestRateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Rate [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestRateMember" xlink:href="ing-20240630.xsd#ing_InterestRateMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InterestRateMember" xlink:to="lab_ing_InterestRateMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_BBBCreditGradesMember_9c5ded5f-2a5d-498b-91ce-0563814e4089_terseLabel_en-US" xlink:label="lab_ing_BBBCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">8-10 (BBB)</link:label>
    <link:label id="lab_ing_BBBCreditGradesMember_label_en-US" xlink:label="lab_ing_BBBCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">BBB credit grades [member]</link:label>
    <link:label id="lab_ing_BBBCreditGradesMember_documentation_en-US" xlink:label="lab_ing_BBBCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">BBB credit grades.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_BBBCreditGradesMember" xlink:href="ing-20240630.xsd#ing_BBBCreditGradesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_BBBCreditGradesMember" xlink:to="lab_ing_BBBCreditGradesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember_e49f0f2c-f715-409f-90ef-96cac1fb080a_terseLabel_en-US" xlink:label="lab_srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustment</link:label>
    <link:label id="lab_srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember_label_en-US" xlink:label="lab_srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cumulative Effect, Period of Adoption, Adjustment [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:href="https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd#srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:to="lab_srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ConstantPrepaymentRateMeasurementInputMember_02a97414-3db3-42cf-b572-cae19562b877_terseLabel_en-US" xlink:label="lab_ifrs-full_ConstantPrepaymentRateMeasurementInputMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Prepayment rate (%)</link:label>
    <link:label id="lab_ifrs-full_ConstantPrepaymentRateMeasurementInputMember_label_en-US" xlink:label="lab_ifrs-full_ConstantPrepaymentRateMeasurementInputMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Constant prepayment rate, measurement input [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ConstantPrepaymentRateMeasurementInputMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ConstantPrepaymentRateMeasurementInputMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ConstantPrepaymentRateMeasurementInputMember" xlink:to="lab_ifrs-full_ConstantPrepaymentRateMeasurementInputMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_SavingsAccounts_af3801b4-9ab1-41dc-bf71-f46603cb1d94_terseLabel_en-US" xlink:label="lab_ing_SavingsAccounts" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Savings accounts</link:label>
    <link:label id="lab_ing_SavingsAccounts_label_en-US" xlink:label="lab_ing_SavingsAccounts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Savings Accounts</link:label>
    <link:label id="lab_ing_SavingsAccounts_documentation_en-US" xlink:label="lab_ing_SavingsAccounts" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Customer accounts credit balances.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SavingsAccounts" xlink:href="ing-20240630.xsd#ing_SavingsAccounts"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_SavingsAccounts" xlink:to="lab_ing_SavingsAccounts" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfLegalProceedingsTable_938395c0-f7d1-4cf8-bb3a-1f88e9b97a92_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfLegalProceedingsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure Of Legal Proceedings [Table]</link:label>
    <link:label id="lab_ing_DisclosureOfLegalProceedingsTable_label_en-US" xlink:label="lab_ing_DisclosureOfLegalProceedingsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Legal Proceedings [Table]</link:label>
    <link:label id="lab_ing_DisclosureOfLegalProceedingsTable_documentation_en-US" xlink:label="lab_ing_DisclosureOfLegalProceedingsTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of legal proceedings</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfLegalProceedingsTable" xlink:href="ing-20240630.xsd#ing_DisclosureOfLegalProceedingsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfLegalProceedingsTable" xlink:to="lab_ing_DisclosureOfLegalProceedingsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_ac295d47-2b83-44ab-9e34-48f873c49e1e_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets [table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NumberOfClassActionsAgreementReached_37dbedfd-4df6-4804-b8d7-d9e02dd44c49_terseLabel_en-US" xlink:label="lab_ing_NumberOfClassActionsAgreementReached" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of class actions, agreement reached</link:label>
    <link:label id="lab_ing_NumberOfClassActionsAgreementReached_label_en-US" xlink:label="lab_ing_NumberOfClassActionsAgreementReached" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number Of Class Actions, Agreement Reached</link:label>
    <link:label id="lab_ing_NumberOfClassActionsAgreementReached_documentation_en-US" xlink:label="lab_ing_NumberOfClassActionsAgreementReached" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number Of Class Actions, Agreement Reached</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NumberOfClassActionsAgreementReached" xlink:href="ing-20240630.xsd#ing_NumberOfClassActionsAgreementReached"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_NumberOfClassActionsAgreementReached" xlink:to="lab_ing_NumberOfClassActionsAgreementReached" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_MaximumDistributableAmountManagementBasisPointsBuffer_afe85e68-0d30-409f-a3a3-e5db6815d7c5_terseLabel_en-US" xlink:label="lab_ing_MaximumDistributableAmountManagementBasisPointsBuffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum distributable amount, management basis points buffer</link:label>
    <link:label id="lab_ing_MaximumDistributableAmountManagementBasisPointsBuffer_label_en-US" xlink:label="lab_ing_MaximumDistributableAmountManagementBasisPointsBuffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Maximum Distributable Amount, Management Basis Points Buffer</link:label>
    <link:label id="lab_ing_MaximumDistributableAmountManagementBasisPointsBuffer_documentation_en-US" xlink:label="lab_ing_MaximumDistributableAmountManagementBasisPointsBuffer" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Maximum Distributable Amount, Management Basis Points Buffer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_MaximumDistributableAmountManagementBasisPointsBuffer" xlink:href="ing-20240630.xsd#ing_MaximumDistributableAmountManagementBasisPointsBuffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_MaximumDistributableAmountManagementBasisPointsBuffer" xlink:to="lab_ing_MaximumDistributableAmountManagementBasisPointsBuffer" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ActuarialAssumptionsMember_d740bf93-a169-4cec-baf7-fd05b3304efb_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actuarial assumptions</link:label>
    <link:label id="lab_ifrs-full_ActuarialAssumptionsMember_label_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Actuarial assumptions [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ActuarialAssumptionsMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ActuarialAssumptionsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionsMember" xlink:to="lab_ifrs-full_ActuarialAssumptionsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ChangesInCompositionOfGroupAndOtherChanges_60df1467-9696-4523-9dfb-b4268550bc5b_terseLabel_en-US" xlink:label="lab_ing_ChangesInCompositionOfGroupAndOtherChanges" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in the composition of the group and other changes</link:label>
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    <link:label id="lab_ifrs-full_CategoriesOfRelatedPartiesAxis_4b1b9f70-5e1d-4d18-b20f-21500a518723_terseLabel_en-US" xlink:label="lab_ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Categories of related parties [Axis]</link:label>
    <link:label id="lab_ifrs-full_CategoriesOfRelatedPartiesAxis_label_en-US" xlink:label="lab_ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Categories of related parties [axis]</link:label>
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    <link:label id="lab_ing_StructuredNotesMember_documentation_en-US" xlink:label="lab_ing_StructuredNotesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Structured notes.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_StructuredNotesMember" xlink:href="ing-20240630.xsd#ing_StructuredNotesMember"/>
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    <link:label id="lab_ing_NegativeFairValueMovementsUsingPossibleAlternatives_documentation_en-US" xlink:label="lab_ing_NegativeFairValueMovementsUsingPossibleAlternatives" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Negative fair value movements using possible alternatives.</link:label>
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    <link:label id="lab_ifrs-full_StatementOfChangesInEquityLineItems_d80e319d-b738-4e7d-8e61-6f8a037f8bd8_terseLabel_en-US" xlink:label="lab_ifrs-full_StatementOfChangesInEquityLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement [Line Items]</link:label>
    <link:label id="lab_ifrs-full_StatementOfChangesInEquityLineItems_label_en-US" xlink:label="lab_ifrs-full_StatementOfChangesInEquityLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of changes in equity [line items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_StatementOfChangesInEquityLineItems" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_StatementOfChangesInEquityLineItems"/>
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    <link:label id="lab_ifrs-full_EntitysTotalForAssociatesMember_32b3a427-ca85-4b40-86e4-8c2af588c146_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForAssociatesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity's total for associates</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForAssociatesMember" xlink:to="lab_ifrs-full_EntitysTotalForAssociatesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ValueAtRisk_034cb1fd-604b-4113-950c-0f67b6afb4d2_terseLabel_en-US" xlink:label="lab_ifrs-full_ValueAtRisk" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Value at risk</link:label>
    <link:label id="lab_ifrs-full_ValueAtRisk_label_en-US" xlink:label="lab_ifrs-full_ValueAtRisk" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Value at risk</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ValueAtRisk" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ValueAtRisk"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ValueAtRisk" xlink:to="lab_ifrs-full_ValueAtRisk" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ClassesOfFinancialAssetsAxis_55cc162c-3ad6-4c87-8c27-c982ccf785dd_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialAssetsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of financial assets [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfFinancialAssetsAxis_label_en-US" xlink:label="lab_ifrs-full_ClassesOfFinancialAssetsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of financial assets [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ClassesOfFinancialAssetsAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis" xlink:to="lab_ifrs-full_ClassesOfFinancialAssetsAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_AssetsAbstract_eef0f214-349b-49f0-9af9-a0bcd8cd5252_terseLabel_en-US" xlink:label="lab_ifrs-full_AssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:label id="lab_ifrs-full_AssetsAbstract_label_en-US" xlink:label="lab_ifrs-full_AssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AssetsAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_AssetsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsAbstract" xlink:to="lab_ifrs-full_AssetsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory_c8628a97-8a3e-45a9-940d-b39c3b41573f_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net interest income</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of interest income (expense) [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory"/>
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    <link:label id="lab_ing_DebtSecuritiesInIssueMember_381d87ca-3a4a-4026-810b-ad4944598a62_terseLabel_en-US" xlink:label="lab_ing_DebtSecuritiesInIssueMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities in issue</link:label>
    <link:label id="lab_ing_DebtSecuritiesInIssueMember_label_en-US" xlink:label="lab_ing_DebtSecuritiesInIssueMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt securities in issue [Member]</link:label>
    <link:label id="lab_ing_DebtSecuritiesInIssueMember_documentation_en-US" xlink:label="lab_ing_DebtSecuritiesInIssueMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt securities in issue [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DebtSecuritiesInIssueMember" xlink:href="ing-20240630.xsd#ing_DebtSecuritiesInIssueMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DebtSecuritiesInIssueMember" xlink:to="lab_ing_DebtSecuritiesInIssueMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_81a9020a-bb18-412b-92ac-d0ab983466d2_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total debt securities at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_98eabd47-617a-44e6-9e4a-3a0d06db56c0_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Debt Securities at FVPL1</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss, category [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_LoanPricingModelMember_8349cc95-3556-4b1d-b230-4a686b077d52_terseLabel_en-US" xlink:label="lab_ing_LoanPricingModelMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan Pricing Model</link:label>
    <link:label id="lab_ing_LoanPricingModelMember_label_en-US" xlink:label="lab_ing_LoanPricingModelMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Pricing Model [Member]</link:label>
    <link:label id="lab_ing_LoanPricingModelMember_documentation_en-US" xlink:label="lab_ing_LoanPricingModelMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loan Pricing Model</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_LoanPricingModelMember" xlink:href="ing-20240630.xsd#ing_LoanPricingModelMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_LoanPricingModelMember" xlink:to="lab_ing_LoanPricingModelMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueMember_d3cff3f6-f0b6-4bc6-86f0-72d9057ef0e7_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets at fair value, class</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueMember_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value, class [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialAssetsAtFairValueMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueMember" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_eadc396e-f0e3-4fcf-99dd-2dace410e319_terseLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flows from investing activities</link:label>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract_label_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flows from (used in) investing activities [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:to="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CCreditGradesMember_b6e1ac9f-c95c-4aa5-98a0-fbb29004b3b8_terseLabel_en-US" xlink:label="lab_ing_CCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">19 (C)</link:label>
    <link:label id="lab_ing_CCreditGradesMember_label_en-US" xlink:label="lab_ing_CCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">C Credit Grades [Member]</link:label>
    <link:label id="lab_ing_CCreditGradesMember_documentation_en-US" xlink:label="lab_ing_CCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">C Credit Grades</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CCreditGradesMember" xlink:href="ing-20240630.xsd#ing_CCreditGradesMember"/>
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    <link:label id="lab_ing_StageThreeLifetimeExpectedCreditLossesMember_89eb1fab-8d2d-4db3-9c52-7c82a382a1be_terseLabel_en-US" xlink:label="lab_ing_StageThreeLifetimeExpectedCreditLossesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stage 3: lifetime expected credit losses</link:label>
    <link:label id="lab_ing_StageThreeLifetimeExpectedCreditLossesMember_label_en-US" xlink:label="lab_ing_StageThreeLifetimeExpectedCreditLossesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stage 3: Lifetime Expected Credit Losses [member]</link:label>
    <link:label id="lab_ing_StageThreeLifetimeExpectedCreditLossesMember_documentation_en-US" xlink:label="lab_ing_StageThreeLifetimeExpectedCreditLossesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member represents stage 3, lifetime expected credit losses.</link:label>
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    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions_efee5065-5fc5-4a21-943f-402d93a83c74_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other changes in treasury shares</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions"/>
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    <link:label id="lab_dei_AuditorFirmId_7436730d-0c48-4916-a4d8-b70080332356_terseLabel_en-US" xlink:label="lab_dei_AuditorFirmId" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Auditor firm ID</link:label>
    <link:label id="lab_dei_AuditorFirmId_label_en-US" xlink:label="lab_dei_AuditorFirmId" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Auditor Firm ID</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AuditorFirmId" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditorFirmId"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AuditorFirmId" xlink:to="lab_dei_AuditorFirmId" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_LegalProceedingsProvision_0fba17f8-f4b4-4089-bbe3-82b72e688389_terseLabel_en-US" xlink:label="lab_ifrs-full_LegalProceedingsProvision" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Legal proceedings provision</link:label>
    <link:label id="lab_ifrs-full_LegalProceedingsProvision_label_en-US" xlink:label="lab_ifrs-full_LegalProceedingsProvision" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Legal proceedings provision</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LegalProceedingsProvision" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_LegalProceedingsProvision"/>
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    <link:label id="lab_ing_ReversalsOfImpairmentsOfIntangibleAssets_documentation_en-US" xlink:label="lab_ing_ReversalsOfImpairmentsOfIntangibleAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reversals Of Impairments Of Intangible Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ReversalsOfImpairmentsOfIntangibleAssets" xlink:href="ing-20240630.xsd#ing_ReversalsOfImpairmentsOfIntangibleAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ReversalsOfImpairmentsOfIntangibleAssets" xlink:to="lab_ing_ReversalsOfImpairmentsOfIntangibleAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_AdvertisingExpense_dbd99eab-6479-4568-9e62-8eec0ae054aa_terseLabel_en-US" xlink:label="lab_ifrs-full_AdvertisingExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Advertising and public relations</link:label>
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    <link:label id="lab_ing_ResilientNetProfit_b46858f3-2ae4-4a5c-b368-bb61f91efa5b_terseLabel_en-US" xlink:label="lab_ing_ResilientNetProfit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Resilient net profit</link:label>
    <link:label id="lab_ing_ResilientNetProfit_label_en-US" xlink:label="lab_ing_ResilientNetProfit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Resilient Net Profit</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ResilientNetProfit" xlink:href="ing-20240630.xsd#ing_ResilientNetProfit"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ResilientNetProfit" xlink:to="lab_ing_ResilientNetProfit" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory_a0ddfeff-45bb-490d-a670-e95d85b37ec8_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in level 3 financial assets</link:label>
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    <link:label id="lab_ing_AssociatesAndJointVenturesMember_00122534-b6cf-4a6e-98cc-6895a3ff3c21_terseLabel_en-US" xlink:label="lab_ing_AssociatesAndJointVenturesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Associates and joint ventures</link:label>
    <link:label id="lab_ing_AssociatesAndJointVenturesMember_label_en-US" xlink:label="lab_ing_AssociatesAndJointVenturesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Associates and joint ventures [member]</link:label>
    <link:label id="lab_ing_AssociatesAndJointVenturesMember_documentation_en-US" xlink:label="lab_ing_AssociatesAndJointVenturesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Associates and joint ventures.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AssociatesAndJointVenturesMember" xlink:href="ing-20240630.xsd#ing_AssociatesAndJointVenturesMember"/>
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    <link:label id="lab_ing_ProgramOfShareRepurchasesDomain_26cd2aa4-3b33-4236-b38f-1cbf9f7925a1_terseLabel_en-US" xlink:label="lab_ing_ProgramOfShareRepurchasesDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share Repurchase Program [Domain]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_ProgramOfShareRepurchasesDomain" xlink:href="ing-20240630.xsd#ing_ProgramOfShareRepurchasesDomain"/>
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    <link:label id="lab_ifrs-full_StatementOfChangesInEquityAbstract_label_en-US" xlink:label="lab_ifrs-full_StatementOfChangesInEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of changes in equity [abstract]</link:label>
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    <link:label id="lab_ing_IncreaseDecreaseInLocalBankTaxes_18d8325c-f70a-457d-a2c4-bc014ddd08f0_terseLabel_en-US" xlink:label="lab_ing_IncreaseDecreaseInLocalBankTaxes" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decrease in local bank taxes</link:label>
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    <link:label id="lab_ing_IncreaseDecreaseInLocalBankTaxes_documentation_en-US" xlink:label="lab_ing_IncreaseDecreaseInLocalBankTaxes" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase in Local bank taxes.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_IncreaseDecreaseInLocalBankTaxes" xlink:href="ing-20240630.xsd#ing_IncreaseDecreaseInLocalBankTaxes"/>
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    <link:label id="lab_ifrs-full_InterestExpenseOnOtherFinancialLiabilities_0b1d2e9c-d289-45d9-b257-60a8c88fa40d_negatedLabel_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnOtherFinancialLiabilities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Other interest expense</link:label>
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    <link:label id="lab_ifrs-full_InterestExpenseOnOtherFinancialLiabilities_label_en-US" xlink:label="lab_ifrs-full_InterestExpenseOnOtherFinancialLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest expense on other financial liabilities</link:label>
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    <link:label id="lab_ifrs-full_LoansToGovernmentMember_4d8c47c0-eaf6-446f-9ed7-3d8899788b61_verboseLabel_en-US" xlink:label="lab_ifrs-full_LoansToGovernmentMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Loans to public authorities</link:label>
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    <link:label id="lab_ing_DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock_98d5aef0-e860-4d96-adbf-d5ab9335b462_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Risk management</link:label>
    <link:label id="lab_ing_DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock_label_en-US" xlink:label="lab_ing_DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure Of Financial Instruments And Financial Risk Management [Text Block]</link:label>
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    <link:label id="lab_ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory_0fc5ed81-8af3-4a14-85de-43956780a733_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basis of preparation of the Condensed consolidated interim financial statements</link:label>
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    <link:label id="lab_ing_OwnCreditAdjustmentsMember_91fe6ea5-3918-478b-b3b6-3cfb008aa2d1_terseLabel_en-US" xlink:label="lab_ing_OwnCreditAdjustmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Own credit adjustments</link:label>
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    <link:label id="lab_ing_OwnCreditAdjustmentsMember_documentation_en-US" xlink:label="lab_ing_OwnCreditAdjustmentsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Own Credit Adjustments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OwnCreditAdjustmentsMember" xlink:href="ing-20240630.xsd#ing_OwnCreditAdjustmentsMember"/>
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    <link:label id="lab_ing_WholesaleBankingMember_2a1cc04c-17a1-4e02-9b69-e6a7b8b857e9_terseLabel_en-US" xlink:label="lab_ing_WholesaleBankingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Wholesale Banking</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_WholesaleBankingMember" xlink:href="ing-20240630.xsd#ing_WholesaleBankingMember"/>
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    <link:label id="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects_563fc9fc-0521-4411-a8b0-80d51f4a90a9_terseLabel_en-US" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Diluted earnings</link:label>
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    <link:label id="lab_ifrs-full_FinancialAssetsAtAmortisedCostMember_0a8380f1-3163-4709-b3e8-3ee154f2d73e_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCostMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">- Securities at amortised cost</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtAmortisedCostMember_853f580f-d41b-49b1-a4f4-cdfcb47c20b1_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCostMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Assets</link:label>
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    <link:label id="lab_ing_GrowthMarketMember_d693a9fc-d0c2-456b-aca1-2bcaa167b863_terseLabel_en-US" xlink:label="lab_ing_GrowthMarketMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Growth markets</link:label>
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    <link:label id="lab_ing_GrowthMarketMember_documentation_en-US" xlink:label="lab_ing_GrowthMarketMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Growth markets.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_GrowthMarketMember" xlink:href="ing-20240630.xsd#ing_GrowthMarketMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_GrowthMarketMember" xlink:to="lab_ing_GrowthMarketMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_OtherEquityInvestmentsMember_b7870bee-de01-4133-89f0-197f53a4349d_terseLabel_en-US" xlink:label="lab_ing_OtherEquityInvestmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Investments</link:label>
    <link:label id="lab_ing_OtherEquityInvestmentsMember_label_en-US" xlink:label="lab_ing_OtherEquityInvestmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Equity Investments [Member]</link:label>
    <link:label id="lab_ing_OtherEquityInvestmentsMember_documentation_en-US" xlink:label="lab_ing_OtherEquityInvestmentsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Equity Investments member.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherEquityInvestmentsMember" xlink:href="ing-20240630.xsd#ing_OtherEquityInvestmentsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_OtherEquityInvestmentsMember" xlink:to="lab_ing_OtherEquityInvestmentsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_RetailNetherlandsMember_0490cbb5-2419-4a30-a67f-1a7740ef6bdc_terseLabel_en-US" xlink:label="lab_ing_RetailNetherlandsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail Netherlands</link:label>
    <link:label id="lab_ing_RetailNetherlandsMember_label_en-US" xlink:label="lab_ing_RetailNetherlandsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retail Netherlands [Member]</link:label>
    <link:label id="lab_ing_RetailNetherlandsMember_documentation_en-US" xlink:label="lab_ing_RetailNetherlandsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Retail Netherlands.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RetailNetherlandsMember" xlink:href="ing-20240630.xsd#ing_RetailNetherlandsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RetailNetherlandsMember" xlink:to="lab_ing_RetailNetherlandsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ClassesOfAssetsMember_634a6b0b-bbfc-4131-b53f-7905b0630d59_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfAssetsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of assets</link:label>
    <link:label id="lab_ifrs-full_ClassesOfAssetsMember_label_en-US" xlink:label="lab_ifrs-full_ClassesOfAssetsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ClassesOfAssetsMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ClassesOfAssetsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfAssetsMember" xlink:to="lab_ifrs-full_ClassesOfAssetsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NegativeInterestExpenseOnAssets_b21fa459-957b-46f6-95ec-711129583b68_terseLabel_en-US" xlink:label="lab_ing_NegativeInterestExpenseOnAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Negative interest expense on assets</link:label>
    <link:label id="lab_ing_NegativeInterestExpenseOnAssets_label_en-US" xlink:label="lab_ing_NegativeInterestExpenseOnAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Negative Interest Expense On Assets</link:label>
    <link:label id="lab_ing_NegativeInterestExpenseOnAssets_documentation_en-US" xlink:label="lab_ing_NegativeInterestExpenseOnAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Negative interest expense on assets.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NegativeInterestExpenseOnAssets" xlink:href="ing-20240630.xsd#ing_NegativeInterestExpenseOnAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_NegativeInterestExpenseOnAssets" xlink:to="lab_ing_NegativeInterestExpenseOnAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfDividendsAbstract_3ae54d87-2df8-40ab-bcfe-c506443a0a67_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfDividendsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend per ordinary share [abstract]</link:label>
    <link:label id="lab_ing_DisclosureOfDividendsAbstract_label_en-US" xlink:label="lab_ing_DisclosureOfDividendsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividend per ordinary share [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfDividendsAbstract" xlink:href="ing-20240630.xsd#ing_DisclosureOfDividendsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfDividendsAbstract" xlink:to="lab_ing_DisclosureOfDividendsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout_4923bb10-e552-45b7-a670-d75afe73b3cc_terseLabel_en-US" xlink:label="lab_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation net result effect of adjustment after tax EU IAS 39 carve-out</link:label>
    <link:label id="lab_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout_56ace300-0cee-4f30-9f16-6c7819a19095_totalLabel_en-US" xlink:label="lab_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Effect of adjustment after tax</link:label>
    <link:label id="lab_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout_label_en-US" xlink:label="lab_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reconciliation net result effect of adjustment after tax EU IAS 39 carve-out</link:label>
    <link:label id="lab_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout_documentation_en-US" xlink:label="lab_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Reconciliation net result effect of adjustment after tax EU IAS 39 carve-out.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout" xlink:href="ing-20240630.xsd#ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout" xlink:to="lab_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions_475c470c-18f9-43b2-94d4-841140fb68c2_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee share-based compensation plans</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through share-based payment transactions, equity</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_eafe6d89-c0e8-48f5-9f1a-2edffd38f07b_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about borrowings [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about borrowings [line items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ScenarioProbabilityWeighting_3200859a-2cd5-4e42-8ae4-ce4c46d3749d_terseLabel_en-US" xlink:label="lab_ing_ScenarioProbabilityWeighting" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Probability weighting</link:label>
    <link:label id="lab_ing_ScenarioProbabilityWeighting_label_en-US" xlink:label="lab_ing_ScenarioProbabilityWeighting" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Scenario probability weighting</link:label>
    <link:label id="lab_ing_ScenarioProbabilityWeighting_documentation_en-US" xlink:label="lab_ing_ScenarioProbabilityWeighting" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The scenario probability weighting, expressed as a percentage and normalised to equate to 100%. The methodology works such that the baseline (reflecting current consensus outlook) has the highest weight and the weights of adverse and favourable scenarios depend on the deviation from the baseline; the further from the baseline, the smaller the weight. The</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ScenarioProbabilityWeighting" xlink:href="ing-20240630.xsd#ing_ScenarioProbabilityWeighting"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ScenarioProbabilityWeighting" xlink:to="lab_ing_ScenarioProbabilityWeighting" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ExcludingAllManagmentAdjustmentsMember_d8abe270-c6f4-4a96-b869-dd60fc852639_terseLabel_en-US" xlink:label="lab_ing_ExcludingAllManagmentAdjustmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Excluding all managment adjustments</link:label>
    <link:label id="lab_ing_ExcludingAllManagmentAdjustmentsMember_label_en-US" xlink:label="lab_ing_ExcludingAllManagmentAdjustmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Excluding All Managment Adjustments [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ExcludingAllManagmentAdjustmentsMember" xlink:href="ing-20240630.xsd#ing_ExcludingAllManagmentAdjustmentsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ExcludingAllManagmentAdjustmentsMember" xlink:to="lab_ing_ExcludingAllManagmentAdjustmentsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities_8201f0b5-cfae-43c4-af37-be492ddaa9fc_verboseLabel_en-US" xlink:label="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from issuance of subordinated loans</link:label>
    <link:label id="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities_label_en-US" xlink:label="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from issue of subordinated liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:to="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_EffectOfEUIAS39CarveoutAdjustmentAfterTax_8f754252-8d28-4423-8ac0-5c98aef5adc9_negatedTotalLabel_en-US" xlink:label="lab_ing_EffectOfEUIAS39CarveoutAdjustmentAfterTax" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Effect of adjustment after tax</link:label>
    <link:label id="lab_ing_EffectOfEUIAS39CarveoutAdjustmentAfterTax_label_en-US" xlink:label="lab_ing_EffectOfEUIAS39CarveoutAdjustmentAfterTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effect of EU IAS 39 carve-out adjustment after tax</link:label>
    <link:label id="lab_ing_EffectOfEUIAS39CarveoutAdjustmentAfterTax_documentation_en-US" xlink:label="lab_ing_EffectOfEUIAS39CarveoutAdjustmentAfterTax" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Effect of EU IAS 39 carve-out adjustment after tax.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EffectOfEUIAS39CarveoutAdjustmentAfterTax" xlink:href="ing-20240630.xsd#ing_EffectOfEUIAS39CarveoutAdjustmentAfterTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_EffectOfEUIAS39CarveoutAdjustmentAfterTax" xlink:to="lab_ing_EffectOfEUIAS39CarveoutAdjustmentAfterTax" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember_60c42aa1-49b0-493e-b944-f973a4e437ba_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) due to departure from requirement of IFRS</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) due to departure from requirement of IFRS [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember" xlink:to="lab_ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_b341d5cd-437c-49ad-bf32-2af11c90b9ef_terseLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash flows from operating activities</link:label>
    <link:label id="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract_label_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash flows from (used in) operating activities [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:to="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfCustomerDepositsTable_2d056234-d8ff-4665-a768-41f240d1bd29_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfCustomerDepositsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of customer deposits [table]</link:label>
    <link:label id="lab_ing_DisclosureOfCustomerDepositsTable_label_en-US" xlink:label="lab_ing_DisclosureOfCustomerDepositsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of customer deposits [table]</link:label>
    <link:label id="lab_ing_DisclosureOfCustomerDepositsTable_documentation_en-US" xlink:label="lab_ing_DisclosureOfCustomerDepositsTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule disclosing information related to details of customer deposits.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfCustomerDepositsTable" xlink:href="ing-20240630.xsd#ing_DisclosureOfCustomerDepositsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfCustomerDepositsTable" xlink:to="lab_ing_DisclosureOfCustomerDepositsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DebtSecurities_ba09440b-8c89-4638-b386-0bf38496796f_terseLabel_en-US" xlink:label="lab_ifrs-full_DebtSecurities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities in issue</link:label>
    <link:label id="lab_ifrs-full_DebtSecurities_label_en-US" xlink:label="lab_ifrs-full_DebtSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt instruments issued</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DebtSecurities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DebtSecurities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DebtSecurities" xlink:to="lab_ifrs-full_DebtSecurities" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract_0607b45a-329e-425a-85f6-7801a4ab846e_terseLabel_en-US" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Items that may subsequently be reclassified to the statement of profit or loss:</link:label>
    <link:label id="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract_label_en-US" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Components of other comprehensive income that will be reclassified to profit or loss, before tax [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract" xlink:to="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NumberOfFormerDirectorsIssuedAPenaltyOrder_2bc5b7e1-c2a1-42f6-ae39-07757cd5c2f0_terseLabel_en-US" xlink:label="lab_ing_NumberOfFormerDirectorsIssuedAPenaltyOrder" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of former directors of Payvision issued a penalty order</link:label>
    <link:label id="lab_ing_NumberOfFormerDirectorsIssuedAPenaltyOrder_label_en-US" xlink:label="lab_ing_NumberOfFormerDirectorsIssuedAPenaltyOrder" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number Of Former Directors Issued A Penalty Order</link:label>
    <link:label id="lab_ing_NumberOfFormerDirectorsIssuedAPenaltyOrder_documentation_en-US" xlink:label="lab_ing_NumberOfFormerDirectorsIssuedAPenaltyOrder" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Number Of Former Directors Issued A Penalty Order</link:label>
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    <link:label id="lab_ing_OtherSegmentMember_57746515-3838-4067-ac8f-cb437ef568d8_terseLabel_en-US" xlink:label="lab_ing_OtherSegmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_ing_OtherSegmentMember_label_en-US" xlink:label="lab_ing_OtherSegmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Segment [Member]</link:label>
    <link:label id="lab_ing_OtherSegmentMember_documentation_en-US" xlink:label="lab_ing_OtherSegmentMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member stands for other segment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherSegmentMember" xlink:href="ing-20240630.xsd#ing_OtherSegmentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_OtherSegmentMember" xlink:to="lab_ing_OtherSegmentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfInstrumentsWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShareAbstract_a0e72470-715c-4012-ba53-4ca249b9ffd9_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfInstrumentsWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Effect of dilutive instruments:</link:label>
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    <link:label id="lab_ing_A4.38FixedRateSubordinatedTier2NotesMember_c1bd9f17-2516-4065-bb41-bf2e8bc300a6_terseLabel_en-US" xlink:label="lab_ing_A4.38FixedRateSubordinatedTier2NotesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">4.38% Subordinated T2 notes</link:label>
    <link:label id="lab_ing_A4.38FixedRateSubordinatedTier2NotesMember_label_en-US" xlink:label="lab_ing_A4.38FixedRateSubordinatedTier2NotesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">4.38% Fixed Rate Subordinated Tier 2 Notes [Member]</link:label>
    <link:label id="lab_ing_A4.38FixedRateSubordinatedTier2NotesMember_documentation_en-US" xlink:label="lab_ing_A4.38FixedRateSubordinatedTier2NotesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">4.38% Fixed Rate Subordinated Tier 2 Notes</link:label>
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    <link:label id="lab_ing_DisclosureOfBasisOfPreparationOfFinancialStatementsAndSignificantAccountingPoliciesTextBlock_45267544-6b22-48dc-b612-7bd3740e1ed0_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfBasisOfPreparationOfFinancialStatementsAndSignificantAccountingPoliciesTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basis of preparation and significant changes in the current reporting period</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfBasisOfPreparationOfFinancialStatementsAndSignificantAccountingPoliciesTextBlock" xlink:href="ing-20240630.xsd#ing_DisclosureOfBasisOfPreparationOfFinancialStatementsAndSignificantAccountingPoliciesTextBlock"/>
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    <link:label id="lab_ifrs-full_OtherProvisionsMember_8ffd777d-acca-455e-bfa4-faeb41096c1d_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherProvisionsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Provisions</link:label>
    <link:label id="lab_ifrs-full_OtherProvisionsMember_label_en-US" xlink:label="lab_ifrs-full_OtherProvisionsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other provisions [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherProvisionsMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_OtherProvisionsMember"/>
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    <link:label id="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets_f52cd98c-0b84-4076-a95e-c959a84e39a2_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Transfers out of Level 3</link:label>
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    <link:label id="lab_ing_ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock_e4469c60-acfa-4084-b78b-7903f81eb34d_terseLabel_en-US" xlink:label="lab_ing_ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation of model ECL to total ECL</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock" xlink:href="ing-20240630.xsd#ing_ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock"/>
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    <link:label id="lab_ifrs-full_SubordinatedLiabilities_d630a796-6aae-4361-9db3-d50a96c52cf5_terseLabel_en-US" xlink:label="lab_ifrs-full_SubordinatedLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated loans</link:label>
    <link:label id="lab_ifrs-full_SubordinatedLiabilities_label_en-US" xlink:label="lab_ifrs-full_SubordinatedLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinated liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SubordinatedLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_SubordinatedLiabilities"/>
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    <link:label id="lab_ing_ManagementAdjustmentsExplanatoryTableTextBlock_label_en-US" xlink:label="lab_ing_ManagementAdjustmentsExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Management Adjustments Explanatory [Table Text Block]</link:label>
    <link:label id="lab_ing_ManagementAdjustmentsExplanatoryTableTextBlock_documentation_en-US" xlink:label="lab_ing_ManagementAdjustmentsExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Management Adjustments Explanatory</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ManagementAdjustmentsExplanatoryTableTextBlock" xlink:href="ing-20240630.xsd#ing_ManagementAdjustmentsExplanatoryTableTextBlock"/>
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    <link:label id="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesAbstract_b153df2a-7bcc-4898-b868-791bb3c46fec_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets and liabilities [abstract]</link:label>
    <link:label id="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesAbstract_label_en-US" xlink:label="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair value of assets and liabilities [abstract]</link:label>
    <link:label id="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesAbstract_documentation_en-US" xlink:label="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets and liabilities.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesAbstract" xlink:href="ing-20240630.xsd#ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesAbstract" xlink:to="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets_a9c8a672-391f-478c-9128-e0051b681ff4_negatedLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Changes in models/risk parameters</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsOutsideScopeOfIFRS7Member_a486dad2-a572-434f-85b5-ba9b2c980bef_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsOutsideScopeOfIFRS7Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets outside scope of IFRS 7</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsOutsideScopeOfIFRS7Member" xlink:to="lab_ifrs-full_FinancialAssetsOutsideScopeOfIFRS7Member" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares_e6fc5107-699f-48f4-a8f9-3886e0b35a3c_terseLabel_en-US" xlink:label="lab_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share plans (in shares)</link:label>
    <link:label id="lab_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares_label_en-US" xlink:label="lab_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dilutive effect of all instruments on weighted average number of ordinary shares</link:label>
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    <link:label id="lab_ing_NonInterestBearingOnDepositsFromBanks_e0f8a366-6185-4266-a6c6-fd4c60248d1b_terseLabel_en-US" xlink:label="lab_ing_NonInterestBearingOnDepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-interest bearing</link:label>
    <link:label id="lab_ing_NonInterestBearingOnDepositsFromBanks_label_en-US" xlink:label="lab_ing_NonInterestBearingOnDepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non interest bearing on deposits from banks</link:label>
    <link:label id="lab_ing_NonInterestBearingOnDepositsFromBanks_documentation_en-US" xlink:label="lab_ing_NonInterestBearingOnDepositsFromBanks" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of non-interest bearing on deposits from banks.</link:label>
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    <link:label id="lab_ifrs-full_BorrowingsInterestRate_d3cc52a1-a1d2-402e-b363-d1d06a064d32_terseLabel_en-US" xlink:label="lab_ifrs-full_BorrowingsInterestRate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Average interest rate</link:label>
    <link:label id="lab_ifrs-full_BorrowingsInterestRate_label_en-US" xlink:label="lab_ifrs-full_BorrowingsInterestRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowings, interest rate</link:label>
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    <link:label id="lab_ifrs-full_CategoriesOfFinancialAssetsAxis_12cb0c27-e9f1-4d6d-a5ef-522dead89077_terseLabel_en-US" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Categories of financial assets [axis]</link:label>
    <link:label id="lab_ifrs-full_CategoriesOfFinancialAssetsAxis_label_en-US" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Categories of financial assets [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:to="lab_ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DividendYieldMember_604d9a2a-eb9e-4b67-8054-25cd9d970a41_terseLabel_en-US" xlink:label="lab_ing_DividendYieldMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend yield (%)</link:label>
    <link:label id="lab_ing_DividendYieldMember_label_en-US" xlink:label="lab_ing_DividendYieldMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividend Yield [Member]</link:label>
    <link:label id="lab_ing_DividendYieldMember_documentation_en-US" xlink:label="lab_ing_DividendYieldMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Dividend yield.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DividendYieldMember" xlink:href="ing-20240630.xsd#ing_DividendYieldMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DividendYieldMember" xlink:to="lab_ing_DividendYieldMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_LiabilitiesArisingFromFinancingActivitiesMember_24cf1749-6784-4e13-868b-e15422c68fcf_terseLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesArisingFromFinancingActivitiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities arising from financing activities</link:label>
    <link:label id="lab_ifrs-full_LiabilitiesArisingFromFinancingActivitiesMember_label_en-US" xlink:label="lab_ifrs-full_LiabilitiesArisingFromFinancingActivitiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities arising from financing activities [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LiabilitiesArisingFromFinancingActivitiesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_LiabilitiesArisingFromFinancingActivitiesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesArisingFromFinancingActivitiesMember" xlink:to="lab_ifrs-full_LiabilitiesArisingFromFinancingActivitiesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_MortgagesMember_82c5e43d-55de-462e-8560-021dd416e885_terseLabel_en-US" xlink:label="lab_ifrs-full_MortgagesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgages</link:label>
    <link:label id="lab_ifrs-full_MortgagesMember_b0aba634-0a5d-4a9d-9f98-d2c1cd4a29af_verboseLabel_en-US" xlink:label="lab_ifrs-full_MortgagesMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Residential mortgages</link:label>
    <link:label id="lab_ifrs-full_MortgagesMember_label_en-US" xlink:label="lab_ifrs-full_MortgagesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgages [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_MortgagesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_MortgagesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MortgagesMember" xlink:to="lab_ifrs-full_MortgagesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AAAccreditGradesMember_97bf1427-1db9-4160-9a00-5899c73642e0_terseLabel_en-US" xlink:label="lab_ing_AAAccreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">1 (AAA)</link:label>
    <link:label id="lab_ing_AAAccreditGradesMember_label_en-US" xlink:label="lab_ing_AAAccreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">AAA credit Grades [Member]</link:label>
    <link:label id="lab_ing_AAAccreditGradesMember_documentation_en-US" xlink:label="lab_ing_AAAccreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">AAA credit Grades.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AAAccreditGradesMember" xlink:href="ing-20240630.xsd#ing_AAAccreditGradesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AAAccreditGradesMember" xlink:to="lab_ing_AAAccreditGradesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NetRepaymentIncreaseInGrossCarryingAmount_ef02bc76-3cf6-4f0a-aba3-ec81b6baf549_negatedLabel_en-US" xlink:label="lab_ing_NetRepaymentIncreaseInGrossCarryingAmount" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Net drawdowns and repayments</link:label>
    <link:label id="lab_ing_NetRepaymentIncreaseInGrossCarryingAmount_label_en-US" xlink:label="lab_ing_NetRepaymentIncreaseInGrossCarryingAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Repayment Increase In Gross Carrying Amount</link:label>
    <link:label id="lab_ing_NetRepaymentIncreaseInGrossCarryingAmount_documentation_en-US" xlink:label="lab_ing_NetRepaymentIncreaseInGrossCarryingAmount" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Net Repayment Increase In Gross Carrying Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NetRepaymentIncreaseInGrossCarryingAmount" xlink:href="ing-20240630.xsd#ing_NetRepaymentIncreaseInGrossCarryingAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_NetRepaymentIncreaseInGrossCarryingAmount" xlink:to="lab_ing_NetRepaymentIncreaseInGrossCarryingAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossBeforeTaxAbstract_3bbb6c92-a548-4933-a0dd-7c2209c51fe7_terseLabel_en-US" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossBeforeTaxAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Items that will not be reclassified to the statement of profit or loss:</link:label>
    <link:label id="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossBeforeTaxAbstract_label_en-US" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossBeforeTaxAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Components of other comprehensive income that will not be reclassified to profit or loss, before tax [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossBeforeTaxAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossBeforeTaxAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossBeforeTaxAbstract" xlink:to="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossBeforeTaxAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable_418a24ca-f84d-43f3-8006-aa82797f719b_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about financial instruments [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about financial instruments [table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:to="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_RetailBankingMember_925ce044-8693-4254-8a5f-6fbfd052b442_terseLabel_en-US" xlink:label="lab_ing_RetailBankingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail banking</link:label>
    <link:label id="lab_ing_RetailBankingMember_label_en-US" xlink:label="lab_ing_RetailBankingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retail Banking [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RetailBankingMember" xlink:href="ing-20240630.xsd#ing_RetailBankingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RetailBankingMember" xlink:to="lab_ing_RetailBankingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CorporateLineBankingMember_71b2f318-ed50-4ce3-9580-cb133eebbfc6_terseLabel_en-US" xlink:label="lab_ing_CorporateLineBankingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Corporate Line</link:label>
    <link:label id="lab_ing_CorporateLineBankingMember_label_en-US" xlink:label="lab_ing_CorporateLineBankingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Corporate Line Banking [Member]</link:label>
    <link:label id="lab_ing_CorporateLineBankingMember_documentation_en-US" xlink:label="lab_ing_CorporateLineBankingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Corporate line banking.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CorporateLineBankingMember" xlink:href="ing-20240630.xsd#ing_CorporateLineBankingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CorporateLineBankingMember" xlink:to="lab_ing_CorporateLineBankingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NoninvestmentGradeWholesaleMember_96bfc251-6485-4517-9930-4a0381d16dcc_terseLabel_en-US" xlink:label="lab_ing_NoninvestmentGradeWholesaleMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-investment grade (rating grade 11-17)</link:label>
    <link:label id="lab_ing_NoninvestmentGradeWholesaleMember_label_en-US" xlink:label="lab_ing_NoninvestmentGradeWholesaleMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Grades 11-17 Non-investment grade [member]</link:label>
    <link:label id="lab_ing_NoninvestmentGradeWholesaleMember_documentation_en-US" xlink:label="lab_ing_NoninvestmentGradeWholesaleMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member represents internal credit grade: Non-investment grade wholesale.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NoninvestmentGradeWholesaleMember" xlink:href="ing-20240630.xsd#ing_NoninvestmentGradeWholesaleMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_NoninvestmentGradeWholesaleMember" xlink:to="lab_ing_NoninvestmentGradeWholesaleMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_TreasuryBillsAndOtherEligibleBills_9b2fbd4a-060a-4920-bab2-08e2919e8bff_terseLabel_en-US" xlink:label="lab_ing_TreasuryBillsAndOtherEligibleBills" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Treasury bills and other eligible bills</link:label>
    <link:label id="lab_ing_TreasuryBillsAndOtherEligibleBills_label_en-US" xlink:label="lab_ing_TreasuryBillsAndOtherEligibleBills" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Treasury Bills And Other Eligible Bills</link:label>
    <link:label id="lab_ing_TreasuryBillsAndOtherEligibleBills_documentation_en-US" xlink:label="lab_ing_TreasuryBillsAndOtherEligibleBills" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Treasury Bills And Other Eligible Bills</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_TreasuryBillsAndOtherEligibleBills" xlink:href="ing-20240630.xsd#ing_TreasuryBillsAndOtherEligibleBills"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_TreasuryBillsAndOtherEligibleBills" xlink:to="lab_ing_TreasuryBillsAndOtherEligibleBills" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IssuesFairValueMeasurementLiabilities_48eefe9c-a4c5-470a-ab25-7b99059fe040_verboseLabel_en-US" xlink:label="lab_ifrs-full_IssuesFairValueMeasurementLiabilities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Additions</link:label>
    <link:label id="lab_ifrs-full_IssuesFairValueMeasurementLiabilities_label_en-US" xlink:label="lab_ifrs-full_IssuesFairValueMeasurementLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Issues, fair value measurement, liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IssuesFairValueMeasurementLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IssuesFairValueMeasurementLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IssuesFairValueMeasurementLiabilities" xlink:to="lab_ifrs-full_IssuesFairValueMeasurementLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting_b1892c0d-1770-4f71-925e-24836d9de4a4_terseLabel_en-US" xlink:label="lab_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense on non-trading derivatives (hedge accounting)</link:label>
    <link:label id="lab_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting_label_en-US" xlink:label="lab_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense On Non Trading Derivatives Qualified For Hedge Accounting</link:label>
    <link:label id="lab_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting_documentation_en-US" xlink:label="lab_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest expense on non trading derivatives qualified for hedge accounting.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting" xlink:href="ing-20240630.xsd#ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting" xlink:to="lab_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable_d8d5c352-f90e-4b78-bf1c-635c448bacd3_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of financial liabilities [Table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial liabilities [table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:to="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent_1c3b730c-f0bf-4a53-8dd9-ce746b913607_terseLabel_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shareholders of the parent</link:label>
    <link:label id="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent_label_en-US" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Comprehensive income, attributable to owners of parent</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:to="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AuditInformationAbstract_label_en-US" xlink:label="lab_ing_AuditInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Audit Information [Abstract]</link:label>
    <link:label id="lab_ing_AuditInformationAbstract_documentation_en-US" xlink:label="lab_ing_AuditInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Audit Information</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AuditInformationAbstract" xlink:href="ing-20240630.xsd#ing_AuditInformationAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AuditInformationAbstract" xlink:to="lab_ing_AuditInformationAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_SupplementalCashFlowInformationAbstract_24ce0fa6-e90d-4a6b-9bd5-089aa1a61c1b_terseLabel_en-US" xlink:label="lab_ing_SupplementalCashFlowInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Supplemental cash flow information</link:label>
    <link:label id="lab_ing_SupplementalCashFlowInformationAbstract_label_en-US" xlink:label="lab_ing_SupplementalCashFlowInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Supplemental Cash Flow Information [Abstract]</link:label>
    <link:label id="lab_ing_SupplementalCashFlowInformationAbstract_documentation_en-US" xlink:label="lab_ing_SupplementalCashFlowInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Supplemental Cash Flow Information</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SupplementalCashFlowInformationAbstract" xlink:href="ing-20240630.xsd#ing_SupplementalCashFlowInformationAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_SupplementalCashFlowInformationAbstract" xlink:to="lab_ing_SupplementalCashFlowInformationAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfReservesWithinEquityTable_3ffdcd72-a7d6-44e1-8ccb-96a943817f25_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfReservesWithinEquityTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of reserves within equity [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfReservesWithinEquityTable_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfReservesWithinEquityTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of reserves within equity [table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfReservesWithinEquityTable" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfReservesWithinEquityTable"/>
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    <link:label id="lab_ing_FairValueThroughOtherComprehensiveIncomeAndAmortisedCostMember_42412404-268b-4f8a-893b-b98b6e7c329c_terseLabel_en-US" xlink:label="lab_ing_FairValueThroughOtherComprehensiveIncomeAndAmortisedCostMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities at fair value through other comprehensive income and amortised cost</link:label>
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    <link:label id="lab_ifrs-full_BalancesOnOtherDepositsFromCustomers_e3c816a5-0847-4bf0-8840-c2d147a586a0_terseLabel_en-US" xlink:label="lab_ifrs-full_BalancesOnOtherDepositsFromCustomers" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
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    <link:label id="lab_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets_documentation_en-US" xlink:label="lab_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Percentage on financial assets based on unadjusted quoted prices in inactive markets.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" xlink:href="ing-20240630.xsd#ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" xlink:to="lab_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities_12750d4f-e8c6-4a91-b18b-bb3cf3e50aa3_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Foreign exchange movement</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) through effect of changes in foreign exchange rates, liabilities arising from financing activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_LiabilitiesHeldForTradingMember_85bce0cb-dcb2-42b6-b14e-d4e6bdbf61c4_terseLabel_en-US" xlink:label="lab_ing_LiabilitiesHeldForTradingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities Held For Trading</link:label>
    <link:label id="lab_ing_LiabilitiesHeldForTradingMember_label_en-US" xlink:label="lab_ing_LiabilitiesHeldForTradingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities Held For Trading [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_LiabilitiesHeldForTradingMember" xlink:href="ing-20240630.xsd#ing_LiabilitiesHeldForTradingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_LiabilitiesHeldForTradingMember" xlink:to="lab_ing_LiabilitiesHeldForTradingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DecreaseInDiscountRateMember_3502057d-3aa2-4be6-a291-2d5e8c612ca7_terseLabel_en-US" xlink:label="lab_ing_DecreaseInDiscountRateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decrease in discount rate</link:label>
    <link:label id="lab_ing_DecreaseInDiscountRateMember_label_en-US" xlink:label="lab_ing_DecreaseInDiscountRateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Decrease In Discount Rate [Member]</link:label>
    <link:label id="lab_ing_DecreaseInDiscountRateMember_documentation_en-US" xlink:label="lab_ing_DecreaseInDiscountRateMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Decrease In Discount Rate</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DecreaseInDiscountRateMember" xlink:href="ing-20240630.xsd#ing_DecreaseInDiscountRateMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DecreaseInDiscountRateMember" xlink:to="lab_ing_DecreaseInDiscountRateMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseDueToVoluntaryChangesInAccountingPolicyMember_7e45338e-864c-4639-8c10-e27dc4588444_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseDueToVoluntaryChangesInAccountingPolicyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) due to voluntary changes in accounting policy</link:label>
    <link:label id="lab_ifrs-full_IncreaseDecreaseDueToVoluntaryChangesInAccountingPolicyMember_label_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseDueToVoluntaryChangesInAccountingPolicyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (decrease) due to voluntary changes in accounting policy [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseDueToVoluntaryChangesInAccountingPolicyMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IncreaseDecreaseDueToVoluntaryChangesInAccountingPolicyMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseDueToVoluntaryChangesInAccountingPolicyMember" xlink:to="lab_ifrs-full_IncreaseDecreaseDueToVoluntaryChangesInAccountingPolicyMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_Ias37Ifrs9OffBalanceProvisionsMember_30e15b7f-a204-4532-84a6-3a2aa603d7be_terseLabel_en-US" xlink:label="lab_ing_Ias37Ifrs9OffBalanceProvisionsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">IAS 37 &amp; IFRS 9 off-balance provisions</link:label>
    <link:label id="lab_ing_Ias37Ifrs9OffBalanceProvisionsMember_label_en-US" xlink:label="lab_ing_Ias37Ifrs9OffBalanceProvisionsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">IAS 37 &amp; IFRS 9 Off-Balance Provisions [Member]</link:label>
    <link:label id="lab_ing_Ias37Ifrs9OffBalanceProvisionsMember_documentation_en-US" xlink:label="lab_ing_Ias37Ifrs9OffBalanceProvisionsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">IAS 37 &amp; IFRS 9 Off-Balance Provisions</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_Ias37Ifrs9OffBalanceProvisionsMember" xlink:href="ing-20240630.xsd#ing_Ias37Ifrs9OffBalanceProvisionsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_Ias37Ifrs9OffBalanceProvisionsMember" xlink:to="lab_ing_Ias37Ifrs9OffBalanceProvisionsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CurrentFiscalYearEndDate_ccc55dba-8c5a-4373-ba98-4d0015502762_terseLabel_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current fiscal year end date</link:label>
    <link:label id="lab_dei_CurrentFiscalYearEndDate_label_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Fiscal Year End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CurrentFiscalYearEndDate" xlink:to="lab_dei_CurrentFiscalYearEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_SettlementsFairValueMeasurementLiabilities_32a86613-d6e3-42b9-94cb-7c6d3099ed10_negatedLabel_en-US" xlink:label="lab_ifrs-full_SettlementsFairValueMeasurementLiabilities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Maturity/settlement</link:label>
    <link:label id="lab_ifrs-full_SettlementsFairValueMeasurementLiabilities_label_en-US" xlink:label="lab_ifrs-full_SettlementsFairValueMeasurementLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Settlements, fair value measurement, liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SettlementsFairValueMeasurementLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_SettlementsFairValueMeasurementLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SettlementsFairValueMeasurementLiabilities" xlink:to="lab_ifrs-full_SettlementsFairValueMeasurementLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExposureTable_6cf16a23-4ea8-426f-8b80-0ce9987d50d6_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk exposure [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfCreditRiskExposureTable_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of credit risk exposure [table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfCreditRiskExposureTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:to="lab_ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_RetainedEarningsMember_a0af5863-3508-4d0f-8cc6-d1e06ec90488_terseLabel_en-US" xlink:label="lab_ifrs-full_RetainedEarningsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retained earnings</link:label>
    <link:label id="lab_ifrs-full_RetainedEarningsMember_label_en-US" xlink:label="lab_ifrs-full_RetainedEarningsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retained earnings [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RetainedEarningsMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_RetainedEarningsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RetainedEarningsMember" xlink:to="lab_ifrs-full_RetainedEarningsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeMember_ca361f23-bb4f-4124-9e5f-742970a5b2fa_terseLabel_en-US" xlink:label="lab_ing_DebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt securities at FVOCI</link:label>
    <link:label id="lab_ing_DebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeMember_label_en-US" xlink:label="lab_ing_DebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, At Fair Value Through Other Comprehensive Income [Member]</link:label>
    <link:label id="lab_ing_DebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeMember_documentation_en-US" xlink:label="lab_ing_DebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt Securities, At Fair Value Through Other Comprehensive Income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeMember" xlink:href="ing-20240630.xsd#ing_DebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeMember" xlink:to="lab_ing_DebtSecuritiesAtFairValueThroughOtherComprehensiveIncomeMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_SharePremium_5e74d5a9-225c-4eec-a015-d571c94c35a5_terseLabel_en-US" xlink:label="lab_ifrs-full_SharePremium" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share premium</link:label>
    <link:label id="lab_ifrs-full_SharePremium_label_en-US" xlink:label="lab_ifrs-full_SharePremium" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share premium</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SharePremium" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_SharePremium"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SharePremium" xlink:to="lab_ifrs-full_SharePremium" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ProductsAndServicesAxis_4a1c78c9-244c-4394-8c61-4570bc6f82b0_terseLabel_en-US" xlink:label="lab_ifrs-full_ProductsAndServicesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Products and services [axis]</link:label>
    <link:label id="lab_ifrs-full_ProductsAndServicesAxis_label_en-US" xlink:label="lab_ifrs-full_ProductsAndServicesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Products and services [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ProductsAndServicesAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ProductsAndServicesAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProductsAndServicesAxis" xlink:to="lab_ifrs-full_ProductsAndServicesAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_becdd22d-199a-4c49-99cb-71ea78015990_terseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjusted for:</link:label>
    <link:label id="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract_label_en-US" xlink:label="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments to reconcile profit (loss) [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_AdjustmentsForReconcileProfitLossAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:to="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_StageThreeMember_ecd0043a-570a-4d24-87f5-10b458012245_terseLabel_en-US" xlink:label="lab_ing_StageThreeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Lifetime ECL credit impaired (Stage 3)</link:label>
    <link:label id="lab_ing_StageThreeMember_label_en-US" xlink:label="lab_ing_StageThreeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stage three [Member]</link:label>
    <link:label id="lab_ing_StageThreeMember_documentation_en-US" xlink:label="lab_ing_StageThreeMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member stands for assets assessed to have experienced a significant increase in credit risk for long term.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_StageThreeMember" xlink:href="ing-20240630.xsd#ing_StageThreeMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_StageThreeMember" xlink:to="lab_ing_StageThreeMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DistributionOfProductsFeeAndCommissionExpense_b22f5f2f-a0a8-4cb7-9933-87bda2057ad4_terseLabel_en-US" xlink:label="lab_ing_DistributionOfProductsFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Distribution of products</link:label>
    <link:label id="lab_ing_DistributionOfProductsFeeAndCommissionExpense_label_en-US" xlink:label="lab_ing_DistributionOfProductsFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Distribution Of Products Fee And Commission Expense</link:label>
    <link:label id="lab_ing_DistributionOfProductsFeeAndCommissionExpense_documentation_en-US" xlink:label="lab_ing_DistributionOfProductsFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Distribution Of Products Fee And Commission Expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DistributionOfProductsFeeAndCommissionExpense" xlink:href="ing-20240630.xsd#ing_DistributionOfProductsFeeAndCommissionExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DistributionOfProductsFeeAndCommissionExpense" xlink:to="lab_ing_DistributionOfProductsFeeAndCommissionExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_LocalBankTaxes_6acbed63-02be-4dad-9d75-5d3eea5174cf_terseLabel_en-US" xlink:label="lab_ing_LocalBankTaxes" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Local bank taxes</link:label>
    <link:label id="lab_ing_LocalBankTaxes_label_en-US" xlink:label="lab_ing_LocalBankTaxes" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Local bank taxes</link:label>
    <link:label id="lab_ing_LocalBankTaxes_documentation_en-US" xlink:label="lab_ing_LocalBankTaxes" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Local bank taxes.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_LocalBankTaxes" xlink:href="ing-20240630.xsd#ing_LocalBankTaxes"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_LocalBankTaxes" xlink:to="lab_ing_LocalBankTaxes" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CentralBankBondsMember_d8d2221e-409a-46df-b952-31a09fd98f67_terseLabel_en-US" xlink:label="lab_ing_CentralBankBondsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Central bank bonds</link:label>
    <link:label id="lab_ing_CentralBankBondsMember_label_en-US" xlink:label="lab_ing_CentralBankBondsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Central Bank Bonds [Member]</link:label>
    <link:label id="lab_ing_CentralBankBondsMember_documentation_en-US" xlink:label="lab_ing_CentralBankBondsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Central Bank Bonds</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CentralBankBondsMember" xlink:href="ing-20240630.xsd#ing_CentralBankBondsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CentralBankBondsMember" xlink:to="lab_ing_CentralBankBondsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CreditSpreadMeasurementInputMember_ccfe6e84-9cce-468a-bbf0-0625e76d11e1_terseLabel_en-US" xlink:label="lab_ifrs-full_CreditSpreadMeasurementInputMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit spread (bps)</link:label>
    <link:label id="lab_ifrs-full_CreditSpreadMeasurementInputMember_label_en-US" xlink:label="lab_ifrs-full_CreditSpreadMeasurementInputMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit spread, measurement input [member]</link:label>
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    <link:label id="lab_ing_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives_label_en-US" xlink:label="lab_ing_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">- Non-trading derivatives</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives" xlink:href="ing-20240630.xsd#ing_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives" xlink:to="lab_ing_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_OwnershipInterestHeldInEquityBasedInvestments_75c35e37-7a25-4bab-aca6-509f1c3d37d1_terseLabel_en-US" xlink:label="lab_ing_OwnershipInterestHeldInEquityBasedInvestments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Ownership interest held in equity based investments</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_OwnershipInterestHeldInEquityBasedInvestments" xlink:href="ing-20240630.xsd#ing_OwnershipInterestHeldInEquityBasedInvestments"/>
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    <link:label id="lab_ing_SharesRepurchasedEffectivePricePerShare_dcadd641-ea73-48ae-846a-c5581da902ef_terseLabel_en-US" xlink:label="lab_ing_SharesRepurchasedEffectivePricePerShare" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares repurchased, effective price per share (in EUR per share)</link:label>
    <link:label id="lab_ing_SharesRepurchasedEffectivePricePerShare_label_en-US" xlink:label="lab_ing_SharesRepurchasedEffectivePricePerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Shares Repurchased, Effective Price Per Share</link:label>
    <link:label id="lab_ing_SharesRepurchasedEffectivePricePerShare_documentation_en-US" xlink:label="lab_ing_SharesRepurchasedEffectivePricePerShare" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Shares Repurchased, Effective Price Per Share</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SharesRepurchasedEffectivePricePerShare" xlink:href="ing-20240630.xsd#ing_SharesRepurchasedEffectivePricePerShare"/>
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    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges_d9e8ed46-c237-4c81-9db4-044bcf2523b4_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changes in cash flow hedge reserve</link:label>
    <link:label id="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges_label_en-US" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other comprehensive income, net of tax, cash flow hedges</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges"/>
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    <link:label id="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_450f17e2-347b-4719-b9d6-adef3f1f3f29_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revaluation recognised in other comprehensive income during the period</link:label>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets_label_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) recognised in other comprehensive income including exchange differences, fair value measurement, assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:to="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AuditAndNonAuditServices_b6da81ea-33d7-4b92-96d1-deb8df8d9db3_terseLabel_en-US" xlink:label="lab_ing_AuditAndNonAuditServices" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Audit and non-audit services</link:label>
    <link:label id="lab_ing_AuditAndNonAuditServices_label_en-US" xlink:label="lab_ing_AuditAndNonAuditServices" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Audit And Non Audit Services</link:label>
    <link:label id="lab_ing_AuditAndNonAuditServices_documentation_en-US" xlink:label="lab_ing_AuditAndNonAuditServices" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Audit and non audit services.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AuditAndNonAuditServices" xlink:href="ing-20240630.xsd#ing_AuditAndNonAuditServices"/>
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    <link:label id="lab_ing_NonTradingDerivativesLiabilitiesMember_46970fd3-1cbc-441f-bc1d-92d728bc2619_terseLabel_en-US" xlink:label="lab_ing_NonTradingDerivativesLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-trading derivatives</link:label>
    <link:label id="lab_ing_NonTradingDerivativesLiabilitiesMember_label_en-US" xlink:label="lab_ing_NonTradingDerivativesLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non Trading Derivatives Liabilities [member]</link:label>
    <link:label id="lab_ing_NonTradingDerivativesLiabilitiesMember_documentation_en-US" xlink:label="lab_ing_NonTradingDerivativesLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Non-trading derivatives liabilities.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NonTradingDerivativesLiabilitiesMember" xlink:href="ing-20240630.xsd#ing_NonTradingDerivativesLiabilitiesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_NonTradingDerivativesLiabilitiesMember" xlink:to="lab_ing_NonTradingDerivativesLiabilitiesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss_3cb6edaf-c8a5-4b5c-8d5c-ddadd1321fc0_terseLabel_en-US" xlink:label="lab_ing_AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211; &#160;Assets mandatorily at fair value through profit or loss</link:label>
    <link:label id="lab_ing_AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss_label_en-US" xlink:label="lab_ing_AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments for increase decrease in financial assets mandatorily at fair value through profit or loss</link:label>
    <link:label id="lab_ing_AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss_documentation_en-US" xlink:label="lab_ing_AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments for increase decrease in financial assets mandatorily at fair value through profit or loss.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss" xlink:href="ing-20240630.xsd#ing_AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss" xlink:to="lab_ing_AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DerivativesAtForeignExchangeMember_049c4e2e-6043-487c-b595-5b30d80f5ca5_terseLabel_en-US" xlink:label="lab_ing_DerivativesAtForeignExchangeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivatives at foreign exchange</link:label>
    <link:label id="lab_ing_DerivativesAtForeignExchangeMember_label_en-US" xlink:label="lab_ing_DerivativesAtForeignExchangeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivatives At Foreign Exchange [Member]</link:label>
    <link:label id="lab_ing_DerivativesAtForeignExchangeMember_documentation_en-US" xlink:label="lab_ing_DerivativesAtForeignExchangeMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivatives at foreign exchange.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DerivativesAtForeignExchangeMember" xlink:href="ing-20240630.xsd#ing_DerivativesAtForeignExchangeMember"/>
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    <link:label id="lab_ing_DebtSecuritiesLiabilitiesMember_36adef3e-1104-4267-a446-ec416a0d2a9b_terseLabel_en-US" xlink:label="lab_ing_DebtSecuritiesLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160; Debt securities</link:label>
    <link:label id="lab_ing_DebtSecuritiesLiabilitiesMember_label_en-US" xlink:label="lab_ing_DebtSecuritiesLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Liabilities [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DebtSecuritiesLiabilitiesMember" xlink:href="ing-20240630.xsd#ing_DebtSecuritiesLiabilitiesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DebtSecuritiesLiabilitiesMember" xlink:to="lab_ing_DebtSecuritiesLiabilitiesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod_c7b7892b-4521-4548-ab3f-f0b220bc1a56_terseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments in associates and joint ventures 6</link:label>
    <link:label id="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod_label_en-US" xlink:label="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments accounted for using equity method</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_InvestmentAccountedForUsingEquityMethod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:to="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfOperatingSegmentsLineItems_76bb0131-01a3-4d5c-91fe-d9a3e3d73aaf_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of operating segments [line items]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:to="lab_ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ShareRepurchaseProgramThreeMember_5c823a04-d89e-4d0b-b589-b74ad56246e9_terseLabel_en-US" xlink:label="lab_ing_ShareRepurchaseProgramThreeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share repurchase program Three</link:label>
    <link:label id="lab_ing_ShareRepurchaseProgramThreeMember_label_en-US" xlink:label="lab_ing_ShareRepurchaseProgramThreeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Repurchase Program Three [Member]</link:label>
    <link:label id="lab_ing_ShareRepurchaseProgramThreeMember_documentation_en-US" xlink:label="lab_ing_ShareRepurchaseProgramThreeMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Repurchase Program Three</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareRepurchaseProgramThreeMember" xlink:href="ing-20240630.xsd#ing_ShareRepurchaseProgramThreeMember"/>
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    <link:label id="lab_ifrs-full_DecreaseThroughWriteoffFinancialAssets_19309570-b1a6-4e78-abe3-2b646642d957_terseLabel_en-US" xlink:label="lab_ifrs-full_DecreaseThroughWriteoffFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Impairments</link:label>
    <link:label id="lab_ifrs-full_DecreaseThroughWriteoffFinancialAssets_a2f1d03f-3ad7-4584-9442-86f5e9e04380_negatedLabel_en-US" xlink:label="lab_ifrs-full_DecreaseThroughWriteoffFinancialAssets" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Write-offs</link:label>
    <link:label id="lab_ifrs-full_DecreaseThroughWriteoffFinancialAssets_2bc7374e-f30d-4264-a5e5-701eca55abe8_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_DecreaseThroughWriteoffFinancialAssets" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Impairments</link:label>
    <link:label id="lab_ifrs-full_DecreaseThroughWriteoffFinancialAssets_label_en-US" xlink:label="lab_ifrs-full_DecreaseThroughWriteoffFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Decrease through write-off, financial assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DecreaseThroughWriteoffFinancialAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DecreaseThroughWriteoffFinancialAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DecreaseThroughWriteoffFinancialAssets" xlink:to="lab_ifrs-full_DecreaseThroughWriteoffFinancialAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CustomerDepositsByCustomerDomain_c3984560-9b4c-4f4c-a939-84d7adb41135_terseLabel_en-US" xlink:label="lab_ing_CustomerDepositsByCustomerDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Customer Deposits, By Customer [Domain]</link:label>
    <link:label id="lab_ing_CustomerDepositsByCustomerDomain_label_en-US" xlink:label="lab_ing_CustomerDepositsByCustomerDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Customer Deposits, By Customer [Domain]</link:label>
    <link:label id="lab_ing_CustomerDepositsByCustomerDomain_documentation_en-US" xlink:label="lab_ing_CustomerDepositsByCustomerDomain" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Customer Deposits, By Customer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CustomerDepositsByCustomerDomain" xlink:href="ing-20240630.xsd#ing_CustomerDepositsByCustomerDomain"/>
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    <link:label id="lab_currency_TRY_9612cd4b-ce4c-45cd-b5f4-eb113c2f9bf0_terseLabel_en-US" xlink:label="lab_currency_TRY" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Turkey, New Lira</link:label>
    <link:label id="lab_currency_TRY_label_en-US" xlink:label="lab_currency_TRY" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Turkey, New Lira</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_currency_TRY" xlink:href="https://xbrl.sec.gov/currency/2023/currency-2023.xsd#currency_TRY"/>
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    <link:label id="lab_ifrs-full_EarningsPerShareAbstract_00a63ceb-5bd2-40b3-8570-4e7d83a6324f_verboseLabel_en-US" xlink:label="lab_ifrs-full_EarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Earnings per ordinary share 17</link:label>
    <link:label id="lab_ifrs-full_EarningsPerShareAbstract_1ff0b5b9-90a3-43c1-8ffd-f2221cf1506f_terseLabel_en-US" xlink:label="lab_ifrs-full_EarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Per ordinary share</link:label>
    <link:label id="lab_ifrs-full_EarningsPerShareAbstract_label_en-US" xlink:label="lab_ifrs-full_EarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings per share [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EarningsPerShareAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_EarningsPerShareAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EarningsPerShareAbstract" xlink:to="lab_ifrs-full_EarningsPerShareAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_HypotheticalCollectiveAssessmentEcls_ff511a02-1f95-4b7c-8de2-8213c8acd75a_terseLabel_en-US" xlink:label="lab_ing_HypotheticalCollectiveAssessmentEcls" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Hypothetical collective-assessment ECLs</link:label>
    <link:label id="lab_ing_HypotheticalCollectiveAssessmentEcls_label_en-US" xlink:label="lab_ing_HypotheticalCollectiveAssessmentEcls" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hypothetical Collective-Assessment ECLs</link:label>
    <link:label id="lab_ing_HypotheticalCollectiveAssessmentEcls_documentation_en-US" xlink:label="lab_ing_HypotheticalCollectiveAssessmentEcls" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Hypothetical Collective-Assessment ECLs</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_HypotheticalCollectiveAssessmentEcls" xlink:href="ing-20240630.xsd#ing_HypotheticalCollectiveAssessmentEcls"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_HypotheticalCollectiveAssessmentEcls" xlink:to="lab_ing_HypotheticalCollectiveAssessmentEcls" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InvestmentIncome_6dbaa03c-8ddb-4d67-a605-9249b0e4a940_terseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment income</link:label>
    <link:label id="lab_ifrs-full_InvestmentIncome_label_en-US" xlink:label="lab_ifrs-full_InvestmentIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InvestmentIncome" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_InvestmentIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentIncome" xlink:to="lab_ifrs-full_InvestmentIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_SignificantUnobservableInputsBasisPointSpread_0f0ae0ee-af10-42ce-9c0d-7c54a8714d8b_terseLabel_en-US" xlink:label="lab_ing_SignificantUnobservableInputsBasisPointSpread" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Significant unobservable inputs, basis point spread</link:label>
    <link:label id="lab_ing_SignificantUnobservableInputsBasisPointSpread_label_en-US" xlink:label="lab_ing_SignificantUnobservableInputsBasisPointSpread" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Significant Unobservable Inputs, Basis Point Spread</link:label>
    <link:label id="lab_ing_SignificantUnobservableInputsBasisPointSpread_documentation_en-US" xlink:label="lab_ing_SignificantUnobservableInputsBasisPointSpread" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Significant Unobservable Inputs, Basis Point Spread</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SignificantUnobservableInputsBasisPointSpread" xlink:href="ing-20240630.xsd#ing_SignificantUnobservableInputsBasisPointSpread"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_SignificantUnobservableInputsBasisPointSpread" xlink:to="lab_ing_SignificantUnobservableInputsBasisPointSpread" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_WholesaleBankingRestOfWorldMember_3fea1a76-f84c-44b4-9892-bcc1f4152e1a_terseLabel_en-US" xlink:label="lab_ing_WholesaleBankingRestOfWorldMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Wholesale Banking Rest of World</link:label>
    <link:label id="lab_ing_WholesaleBankingRestOfWorldMember_label_en-US" xlink:label="lab_ing_WholesaleBankingRestOfWorldMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Wholesale Banking Rest Of World [Member]</link:label>
    <link:label id="lab_ing_WholesaleBankingRestOfWorldMember_documentation_en-US" xlink:label="lab_ing_WholesaleBankingRestOfWorldMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Wholesale banking rest of world.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_WholesaleBankingRestOfWorldMember" xlink:href="ing-20240630.xsd#ing_WholesaleBankingRestOfWorldMember"/>
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    <link:label id="lab_ifrs-full_RepaymentsOfBondsNotesAndDebentures_f8ad3895-ebd4-437e-9a3b-998f03dd4ba8_negatedLabel_en-US" xlink:label="lab_ifrs-full_RepaymentsOfBondsNotesAndDebentures" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Repayments of debt securities</link:label>
    <link:label id="lab_ifrs-full_RepaymentsOfBondsNotesAndDebentures_467b68bf-e44c-4d53-9235-3649b98bf914_terseLabel_en-US" xlink:label="lab_ifrs-full_RepaymentsOfBondsNotesAndDebentures" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Redemption of subordinated loans</link:label>
    <link:label id="lab_ifrs-full_RepaymentsOfBondsNotesAndDebentures_label_en-US" xlink:label="lab_ifrs-full_RepaymentsOfBondsNotesAndDebentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repayments of bonds, notes and debentures</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_RepaymentsOfBondsNotesAndDebentures" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_RepaymentsOfBondsNotesAndDebentures"/>
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    <link:label id="lab_ing_NetherlandsGermanyAndBelgiumMember_fe457b79-23d3-4f56-a076-03fdf02c5719_terseLabel_en-US" xlink:label="lab_ing_NetherlandsGermanyAndBelgiumMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Netherlands, Germany and Belgium</link:label>
    <link:label id="lab_ing_NetherlandsGermanyAndBelgiumMember_label_en-US" xlink:label="lab_ing_NetherlandsGermanyAndBelgiumMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Netherlands, Germany and Belgium [Member]</link:label>
    <link:label id="lab_ing_NetherlandsGermanyAndBelgiumMember_documentation_en-US" xlink:label="lab_ing_NetherlandsGermanyAndBelgiumMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Netherlands, Germany and Belgium</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NetherlandsGermanyAndBelgiumMember" xlink:href="ing-20240630.xsd#ing_NetherlandsGermanyAndBelgiumMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_NetherlandsGermanyAndBelgiumMember" xlink:to="lab_ing_NetherlandsGermanyAndBelgiumMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember_6f5f4ebb-4c60-4f22-9c3a-501d353ba7d1_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets at amortised cost</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember_836c4c7d-9742-4910-a007-742243c24b98_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Debt Securities at AC</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at amortised cost, category [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember" xlink:to="lab_ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfDepositsFromBanksAbstract_9db08d41-6616-4c56-a154-68b59d5c121b_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfDepositsFromBanksAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits from banks [Abstract]</link:label>
    <link:label id="lab_ing_DisclosureOfDepositsFromBanksAbstract_label_en-US" xlink:label="lab_ing_DisclosureOfDepositsFromBanksAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits from banks [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfDepositsFromBanksAbstract" xlink:href="ing-20240630.xsd#ing_DisclosureOfDepositsFromBanksAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfDepositsFromBanksAbstract" xlink:to="lab_ing_DisclosureOfDepositsFromBanksAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember_7277c41d-c167-4014-a7c5-9560f4654c02_terseLabel_en-US" xlink:label="lab_ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expected credit losses collectively assessed</link:label>
    <link:label id="lab_ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember_label_en-US" xlink:label="lab_ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected credit losses collectively assessed [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember" xlink:to="lab_ifrs-full_ExpectedCreditLossesCollectivelyAssessedMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_LevelsOfFairValueHierarchyAxis_f5fab1be-9f0e-4796-9f3b-ee5b00eec0b4_terseLabel_en-US" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Levels of fair value hierarchy [axis]</link:label>
    <link:label id="lab_ifrs-full_LevelsOfFairValueHierarchyAxis_label_en-US" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Levels of fair value hierarchy [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_LevelsOfFairValueHierarchyAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:to="lab_ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_72690a94-24b8-42bf-8526-5b4cf81c3de7_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets [line items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_1c1b0b15-8113-4349-93d1-79ea5d219e81_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about financial instruments [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about financial instruments [line items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:to="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfReconciliationNetResultExplanatoryTableTextBlock_3b48f7ee-49f8-4447-b0be-99e073e90fb6_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfReconciliationNetResultExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation net result under IFRS-EU and IFRS-IASB</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfReconciliationNetResultExplanatoryTableTextBlock" xlink:href="ing-20240630.xsd#ing_DisclosureOfReconciliationNetResultExplanatoryTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfReconciliationNetResultExplanatoryTableTextBlock" xlink:to="lab_ing_DisclosureOfReconciliationNetResultExplanatoryTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_LoansAndReceivablesCategoryMember_1778a3c6-f5e8-4143-ba64-1979930f82cc_terseLabel_en-US" xlink:label="lab_ifrs-full_LoansAndReceivablesCategoryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and receivables mandatorily measured at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_LoansAndReceivablesCategoryMember_60322d51-f6f6-4bff-a77e-734574aa45ff_verboseLabel_en-US" xlink:label="lab_ifrs-full_LoansAndReceivablesCategoryMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances</link:label>
    <link:label id="lab_ifrs-full_LoansAndReceivablesCategoryMember_33737730-14f8-4f1b-98ab-15cdfbfbfab9_netLabel_en-US" xlink:label="lab_ifrs-full_LoansAndReceivablesCategoryMember" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">- Loans and receivables</link:label>
    <link:label id="lab_ifrs-full_LoansAndReceivablesCategoryMember_label_en-US" xlink:label="lab_ifrs-full_LoansAndReceivablesCategoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and receivables, category [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LoansAndReceivablesCategoryMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_LoansAndReceivablesCategoryMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoansAndReceivablesCategoryMember" xlink:to="lab_ifrs-full_LoansAndReceivablesCategoryMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_5c04e805-20d9-4ebd-9d46-8b00a2c624dd_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Dividends paid</link:label>
    <link:label id="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_bc555e6b-bb15-4885-93de-c6194d8e4f17_negatedLabel_en-US" xlink:label="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Dividend paid</link:label>
    <link:label id="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities_label_en-US" xlink:label="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends paid, classified as financing activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DividendsPaidClassifiedAsFinancingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:to="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_StatementOfChangesInEquityTable_fdccef8b-807a-4e36-ba04-a9fc20955e0a_terseLabel_en-US" xlink:label="lab_ifrs-full_StatementOfChangesInEquityTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement [Table]</link:label>
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    <link:label id="lab_ifrs-full_TreasuryShares_42f795d1-ef34-443d-a0db-08691904b85f_terseLabel_en-US" xlink:label="lab_ifrs-full_TreasuryShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Treasury shares</link:label>
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    <link:label id="lab_ifrs-full_TreasuryShares_7829e41f-89c9-4a35-b048-44f3700cbc42_negatedPeriodEndLabel_en-US" xlink:label="lab_ifrs-full_TreasuryShares" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="resource" xml:lang="en-US">Closing balance</link:label>
    <link:label id="lab_ifrs-full_TreasuryShares_label_en-US" xlink:label="lab_ifrs-full_TreasuryShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Treasury shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TreasuryShares" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_TreasuryShares"/>
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    <link:label id="lab_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodAbstract_24cf02b5-82fa-4311-891f-5d83898aa540_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent events [abstract]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodAbstract_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of non-adjusting events after reporting period [abstract]</link:label>
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    <link:label id="lab_ifrs-full_OtherFeeAndCommissionExpense_25056e0a-69d1-4ecf-8b84-310bb1ba0f71_terseLabel_en-US" xlink:label="lab_ifrs-full_OtherFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_ifrs-full_OtherFeeAndCommissionExpense_label_en-US" xlink:label="lab_ifrs-full_OtherFeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other fee and commission expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_OtherFeeAndCommissionExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_OtherFeeAndCommissionExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherFeeAndCommissionExpense" xlink:to="lab_ifrs-full_OtherFeeAndCommissionExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity_c0ee830a-4f9a-4925-b9ac-bbfdeeb56889_terseLabel_en-US" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (decrease) through other changes, equity</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity"/>
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    <link:label id="lab_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeAxis_dc157228-891b-4220-8236-fe260a66df41_terseLabel_en-US" xlink:label="lab_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of level 3 assets and liabilities by type [axis]</link:label>
    <link:label id="lab_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeAxis_label_en-US" xlink:label="lab_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class Of Level 3 Assets And Liabilities By Type [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeAxis" xlink:href="ing-20240630.xsd#ing_ClassOfLevel3AssetsAndLiabilitiesByTypeAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeAxis" xlink:to="lab_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DividendsPaid_b33dd9d7-b4dc-4818-8a14-9e767e3b649a_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsPaid" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends recognised as distributions to owners</link:label>
    <link:label id="lab_ifrs-full_DividendsPaid_label_en-US" xlink:label="lab_ifrs-full_DividendsPaid" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends recognised as distributions to owners</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DividendsPaid" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DividendsPaid"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaid" xlink:to="lab_ifrs-full_DividendsPaid" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DepositsFromCustomers_19486a05-28dd-4220-b8a8-5744d54349b8_verboseLabel_en-US" xlink:label="lab_ifrs-full_DepositsFromCustomers" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Customer deposits 8</link:label>
    <link:label id="lab_ifrs-full_DepositsFromCustomers_7db436ce-84cb-498d-958d-d5747f16b9d7_totalLabel_en-US" xlink:label="lab_ifrs-full_DepositsFromCustomers" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Customer deposits</link:label>
    <link:label id="lab_ifrs-full_DepositsFromCustomers_ab6be1fb-237d-4bae-adf3-25a7eccd0362_terseLabel_en-US" xlink:label="lab_ifrs-full_DepositsFromCustomers" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Customer deposits</link:label>
    <link:label id="lab_ifrs-full_DepositsFromCustomers_label_en-US" xlink:label="lab_ifrs-full_DepositsFromCustomers" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits from customers</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DepositsFromCustomers" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DepositsFromCustomers"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepositsFromCustomers" xlink:to="lab_ifrs-full_DepositsFromCustomers" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsTable_f6218d41-2a77-4eba-ab8e-9ee78ec48f1b_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets [table]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFinancialAssetsTable_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of financial assets [table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTable" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfFinancialAssetsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ClassesOfShareCapitalAndSharePremiumMember_a5709fef-46fe-478a-b35f-dcd5618ccf9f_terseLabel_en-US" xlink:label="lab_ing_ClassesOfShareCapitalAndSharePremiumMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share capital and share premium</link:label>
    <link:label id="lab_ing_ClassesOfShareCapitalAndSharePremiumMember_label_en-US" xlink:label="lab_ing_ClassesOfShareCapitalAndSharePremiumMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes Of Share Capital And Share Premium [Member]</link:label>
    <link:label id="lab_ing_ClassesOfShareCapitalAndSharePremiumMember_documentation_en-US" xlink:label="lab_ing_ClassesOfShareCapitalAndSharePremiumMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share capital and share premium.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ClassesOfShareCapitalAndSharePremiumMember" xlink:href="ing-20240630.xsd#ing_ClassesOfShareCapitalAndSharePremiumMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ClassesOfShareCapitalAndSharePremiumMember" xlink:to="lab_ing_ClassesOfShareCapitalAndSharePremiumMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_TradingAssetsMember_b0081198-2da1-421a-af2b-6f6c0a30fe5e_verboseLabel_en-US" xlink:label="lab_ing_TradingAssetsMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Trading assets, loans and receivables</link:label>
    <link:label id="lab_ing_TradingAssetsMember_01a2f2dd-afcd-4285-b06b-b7be840a5f88_terseLabel_en-US" xlink:label="lab_ing_TradingAssetsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trading assets</link:label>
    <link:label id="lab_ing_TradingAssetsMember_label_en-US" xlink:label="lab_ing_TradingAssetsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading assets [member]</link:label>
    <link:label id="lab_ing_TradingAssetsMember_documentation_en-US" xlink:label="lab_ing_TradingAssetsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Trading assets.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_TradingAssetsMember" xlink:href="ing-20240630.xsd#ing_TradingAssetsMember"/>
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    <link:label id="lab_ifrs-full_FeeAndCommissionExpense_2167e841-a424-40f5-93ff-09496a6c238e_totalLabel_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fee and commission expenses</link:label>
    <link:label id="lab_ifrs-full_FeeAndCommissionExpense_label_en-US" xlink:label="lab_ifrs-full_FeeAndCommissionExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fee and commission expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FeeAndCommissionExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FeeAndCommissionExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FeeAndCommissionExpense" xlink:to="lab_ifrs-full_FeeAndCommissionExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_EntitysTotalForInternalCreditGradesMember_9ff0355d-0920-42b9-8700-0e4e8a75976c_terseLabel_en-US" xlink:label="lab_ifrs-full_EntitysTotalForInternalCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entitys Total for Internal Credit Grades</link:label>
    <link:label id="lab_ifrs-full_EntitysTotalForInternalCreditGradesMember_label_en-US" xlink:label="lab_ifrs-full_EntitysTotalForInternalCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity's total for internal credit grades [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EntitysTotalForInternalCreditGradesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_EntitysTotalForInternalCreditGradesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EntitysTotalForInternalCreditGradesMember" xlink:to="lab_ifrs-full_EntitysTotalForInternalCreditGradesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory_2b6f15df-03a7-43bb-a56b-b01a0ee6f828_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value of assets and liabilities</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfFairValueMeasurementExplanatory"/>
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    <link:label id="lab_ifrs-full_PurchasesFairValueMeasurementAssets_68d6c112-e2da-4a8d-b0fa-831a1a86c879_terseLabel_en-US" xlink:label="lab_ifrs-full_PurchasesFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchase of assets</link:label>
    <link:label id="lab_ifrs-full_PurchasesFairValueMeasurementAssets_label_en-US" xlink:label="lab_ifrs-full_PurchasesFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchases, fair value measurement, assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PurchasesFairValueMeasurementAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_PurchasesFairValueMeasurementAssets"/>
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    <link:label id="lab_ing_INGGroupMember_0d3bf7f2-3cd7-4ca5-992d-b8480bf40962_terseLabel_en-US" xlink:label="lab_ing_INGGroupMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total ING Group</link:label>
    <link:label id="lab_ing_INGGroupMember_label_en-US" xlink:label="lab_ing_INGGroupMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">ING Group [member]</link:label>
    <link:label id="lab_ing_INGGroupMember_documentation_en-US" xlink:label="lab_ing_INGGroupMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">ING group.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_INGGroupMember" xlink:href="ing-20240630.xsd#ing_INGGroupMember"/>
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    <link:label id="lab_ing_IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities_204d964b-7149-427c-b7af-f60f1457a302_terseLabel_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_ing_IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities_label_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase decrease through transfer asset or liabilities arising from financing activities</link:label>
    <link:label id="lab_ing_IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities_documentation_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase decrease through transfer asset or liabilities arising from financing activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities" xlink:href="ing-20240630.xsd#ing_IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities" xlink:to="lab_ing_IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_OtherWholesaleBankingMember_c34dc49e-2a39-44bc-8a1b-8ce3e62c60b6_terseLabel_en-US" xlink:label="lab_ing_OtherWholesaleBankingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Wholesale Banking</link:label>
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    <link:label id="lab_ifrs-full_ActuarialAssumptionsAxis_8c0d0ebc-7823-4387-8764-227f503025d4_terseLabel_en-US" xlink:label="lab_ifrs-full_ActuarialAssumptionsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actuarial assumptions [axis]</link:label>
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    <link:label id="lab_ing_TMBThanachartBankPublicCompanyLimitedMember_da79ada5-df55-4e4a-8efa-da5e11973b0c_terseLabel_en-US" xlink:label="lab_ing_TMBThanachartBankPublicCompanyLimitedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">TMBThanachart Bank Public Company Limited</link:label>
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    <link:label id="lab_ing_InterestRateVolatilityMember_5f93bbe4-9939-473c-b988-08ada960e0f3_terseLabel_en-US" xlink:label="lab_ing_InterestRateVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate volatility (bps)</link:label>
    <link:label id="lab_ing_InterestRateVolatilityMember_label_en-US" xlink:label="lab_ing_InterestRateVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest rate volatility [Member]</link:label>
    <link:label id="lab_ing_InterestRateVolatilityMember_documentation_en-US" xlink:label="lab_ing_InterestRateVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The member represents significant unobservable input from interest rate volatility.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InterestRateVolatilityMember" xlink:href="ing-20240630.xsd#ing_InterestRateVolatilityMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InterestRateVolatilityMember" xlink:to="lab_ing_InterestRateVolatilityMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialLiabilities_385d7a6e-20ba-4dff-896e-d80cbf2b267f_totalLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Financial liabilities</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilities_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilities" xlink:to="lab_ifrs-full_FinancialLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DeferredDayOneProfitOrLossReserveMember_a8045a67-4fec-4bdb-8236-9bc4d12f7f14_terseLabel_en-US" xlink:label="lab_ing_DeferredDayOneProfitOrLossReserveMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred Day One Profit or Loss</link:label>
    <link:label id="lab_ing_DeferredDayOneProfitOrLossReserveMember_label_en-US" xlink:label="lab_ing_DeferredDayOneProfitOrLossReserveMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Day One Profit Or Loss Reserve [Member]</link:label>
    <link:label id="lab_ing_DeferredDayOneProfitOrLossReserveMember_documentation_en-US" xlink:label="lab_ing_DeferredDayOneProfitOrLossReserveMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred Day One Profit Or Loss Reserve</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DeferredDayOneProfitOrLossReserveMember" xlink:href="ing-20240630.xsd#ing_DeferredDayOneProfitOrLossReserveMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DeferredDayOneProfitOrLossReserveMember" xlink:to="lab_ing_DeferredDayOneProfitOrLossReserveMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_StatementOfCashFlowsLineItems_c029987f-451a-4b8e-9e9d-cffa67ac86e8_terseLabel_en-US" xlink:label="lab_ing_StatementOfCashFlowsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement of Cash Flows [Line Items]</link:label>
    <link:label id="lab_ing_StatementOfCashFlowsLineItems_label_en-US" xlink:label="lab_ing_StatementOfCashFlowsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Cash Flows [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_StatementOfCashFlowsLineItems" xlink:href="ing-20240630.xsd#ing_StatementOfCashFlowsLineItems"/>
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    <link:label id="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory_1e38ab3d-653d-44ec-a243-fd38f85cf0ff_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Valuation techniques and range of unobservable inputs</link:label>
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    <link:label id="lab_ing_CommonEquityTier1AmbitionPercent_663ed2e4-72c4-4785-b9a8-907106b01865_terseLabel_en-US" xlink:label="lab_ing_CommonEquityTier1AmbitionPercent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">CET1, ambition</link:label>
    <link:label id="lab_ing_CommonEquityTier1AmbitionPercent_label_en-US" xlink:label="lab_ing_CommonEquityTier1AmbitionPercent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Equity Tier 1, Ambition Percent</link:label>
    <link:label id="lab_ing_CommonEquityTier1AmbitionPercent_documentation_en-US" xlink:label="lab_ing_CommonEquityTier1AmbitionPercent" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Common Equity Tier 1, Ambition Percent</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CommonEquityTier1AmbitionPercent" xlink:href="ing-20240630.xsd#ing_CommonEquityTier1AmbitionPercent"/>
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    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition_6f45db13-ecd8-49d0-aa64-ae26a99b07fa_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Designated at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition_label_en-US" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial liabilities at fair value through profit or loss, designated upon initial recognition or subsequently</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition"/>
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    <link:label id="lab_ing_DerivativesAtEquityMember_6ac2c974-5e23-410e-b14d-ad7438fef12b_terseLabel_en-US" xlink:label="lab_ing_DerivativesAtEquityMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivatives at equity</link:label>
    <link:label id="lab_ing_DerivativesAtEquityMember_label_en-US" xlink:label="lab_ing_DerivativesAtEquityMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivatives At Equity [Member]</link:label>
    <link:label id="lab_ing_DerivativesAtEquityMember_documentation_en-US" xlink:label="lab_ing_DerivativesAtEquityMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivatives at equity.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DerivativesAtEquityMember" xlink:href="ing-20240630.xsd#ing_DerivativesAtEquityMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DerivativesAtEquityMember" xlink:to="lab_ing_DerivativesAtEquityMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections_9c55b1e9-fc6d-4793-869b-69db83c88594_terseLabel_en-US" xlink:label="lab_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Growth rate used to extrapolate cash flow projections</link:label>
    <link:label id="lab_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections_label_en-US" xlink:label="lab_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Growth rate used to extrapolate cash flow projections</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" xlink:to="lab_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_EquityInvestmentsMember_35b39b0c-e52a-4ec7-8e34-48001581c623_verboseLabel_en-US" xlink:label="lab_ifrs-full_EquityInvestmentsMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Equity securities at FVOCI</link:label>
    <link:label id="lab_ifrs-full_EquityInvestmentsMember_d4a2ca70-0736-4a97-a265-b6f4d6947137_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityInvestmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity securities</link:label>
    <link:label id="lab_ifrs-full_EquityInvestmentsMember_label_en-US" xlink:label="lab_ifrs-full_EquityInvestmentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity investments [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EquityInvestmentsMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_EquityInvestmentsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityInvestmentsMember" xlink:to="lab_ifrs-full_EquityInvestmentsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_PastDueStatusAxis_39295e0f-4a1a-4258-a796-46265bdc9fb3_terseLabel_en-US" xlink:label="lab_ifrs-full_PastDueStatusAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Past Due Status [Axis]</link:label>
    <link:label id="lab_ifrs-full_PastDueStatusAxis_label_en-US" xlink:label="lab_ifrs-full_PastDueStatusAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Past due status [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PastDueStatusAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_PastDueStatusAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PastDueStatusAxis" xlink:to="lab_ifrs-full_PastDueStatusAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock_732ec1ee-9a58-4b8a-8e27-1b03edb80b05_terseLabel_en-US" xlink:label="lab_ing_DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of investments in associates and joint ventures</link:label>
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    <link:label id="lab_ing_InvestmentGradeMember_96546ec7-8652-4c65-8db3-a3ca4cf4940f_terseLabel_en-US" xlink:label="lab_ing_InvestmentGradeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment grade (rating grade 1-10)</link:label>
    <link:label id="lab_ing_InvestmentGradeMember_label_en-US" xlink:label="lab_ing_InvestmentGradeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Grade [Member]</link:label>
    <link:label id="lab_ing_InvestmentGradeMember_documentation_en-US" xlink:label="lab_ing_InvestmentGradeMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Internal credit grade 1-10 investment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_InvestmentGradeMember" xlink:href="ing-20240630.xsd#ing_InvestmentGradeMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_InvestmentGradeMember" xlink:to="lab_ing_InvestmentGradeMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ProgrammeDomain_f2329157-6730-4ef8-a5b3-2ccfda4c611c_terseLabel_en-US" xlink:label="lab_ing_ProgrammeDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Programme [Domain]</link:label>
    <link:label id="lab_ing_ProgrammeDomain_label_en-US" xlink:label="lab_ing_ProgrammeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Programme [Domain]</link:label>
    <link:label id="lab_ing_ProgrammeDomain_documentation_en-US" xlink:label="lab_ing_ProgrammeDomain" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Programme [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ProgrammeDomain" xlink:href="ing-20240630.xsd#ing_ProgrammeDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ProgrammeDomain" xlink:to="lab_ing_ProgrammeDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParentMember_110d18ad-b36b-404c-bda1-ed1a8c123713_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shareholders' equity (parent)</link:label>
    <link:label id="lab_ifrs-full_EquityAttributableToOwnersOfParentMember_label_en-US" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity attributable to owners of parent [member]</link:label>
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    <link:label id="lab_ifrs-full_Level2OfFairValueHierarchyMember_2698a690-9d99-4fba-aa84-8718b86ef948_terseLabel_en-US" xlink:label="lab_ifrs-full_Level2OfFairValueHierarchyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Level 2</link:label>
    <link:label id="lab_ifrs-full_Level2OfFairValueHierarchyMember_label_en-US" xlink:label="lab_ifrs-full_Level2OfFairValueHierarchyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Level 2 of fair value hierarchy [member]</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level2OfFairValueHierarchyMember" xlink:to="lab_ifrs-full_Level2OfFairValueHierarchyMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome_a67571d8-6662-48f2-a835-e2b9e2c3144d_terseLabel_en-US" xlink:label="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Portfolio management</link:label>
    <link:label id="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome_label_en-US" xlink:label="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Portfolio and other management fee income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_PortfolioAndOtherManagementFeeIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:to="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_LiabilitiesArisingFromFinancingActivitiesAxis_12fb7514-3cee-482e-be93-2a830ebdaa1f_terseLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesArisingFromFinancingActivitiesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities arising from financing activities [axis]</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LiabilitiesArisingFromFinancingActivitiesAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_LiabilitiesArisingFromFinancingActivitiesAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesArisingFromFinancingActivitiesAxis" xlink:to="lab_ifrs-full_LiabilitiesArisingFromFinancingActivitiesAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ContributionsToDepositGuaranteeSchemes_925244d6-b4d1-4ebe-8863-6e4865dcf63f_terseLabel_en-US" xlink:label="lab_ing_ContributionsToDepositGuaranteeSchemes" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Contributions to the Deposit Guarantee Schemes</link:label>
    <link:label id="lab_ing_ContributionsToDepositGuaranteeSchemes_label_en-US" xlink:label="lab_ing_ContributionsToDepositGuaranteeSchemes" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contributions to deposit guarantee schemes</link:label>
    <link:label id="lab_ing_ContributionsToDepositGuaranteeSchemes_documentation_en-US" xlink:label="lab_ing_ContributionsToDepositGuaranteeSchemes" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The portion of regulatory costs that represents contributions to deposit guarantee schemes.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ContributionsToDepositGuaranteeSchemes" xlink:href="ing-20240630.xsd#ing_ContributionsToDepositGuaranteeSchemes"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ContributionsToDepositGuaranteeSchemes" xlink:to="lab_ing_ContributionsToDepositGuaranteeSchemes" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable_df4cccaa-4ac9-44b0-833d-48664e3613fa_terseLabel_en-US" xlink:label="lab_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Remaining financial liabilities classified as level 3 using valuation techniques</link:label>
    <link:label id="lab_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable_label_en-US" xlink:label="lab_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Remaining financial liabilities classified as level 3 that incorporates certain inputs that are unobservable</link:label>
    <link:label id="lab_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable_documentation_en-US" xlink:label="lab_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Remaining financial liabilities classified as level 3 that incorporates certain inputs that are unobservable.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" xlink:href="ing-20240630.xsd#ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" xlink:to="lab_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable" xlink:type="arc" order="1"/>
    <link:label id="lab_currency_RUB_ab25fbc3-932a-43ba-8ada-ecf9107eef27_terseLabel_en-US" xlink:label="lab_currency_RUB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Russia, Rubles</link:label>
    <link:label id="lab_currency_RUB_label_en-US" xlink:label="lab_currency_RUB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Russia, Rubles</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_currency_RUB" xlink:href="https://xbrl.sec.gov/currency/2023/currency-2023.xsd#currency_RUB"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_RUB" xlink:to="lab_currency_RUB" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity_46cb3cbe-c174-4444-8a42-eb9a0a2222af_terseLabel_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfers</link:label>
    <link:label id="lab_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity_label_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) Through Transfer Between Other Reserves And Retained Earnings, Equity</link:label>
    <link:label id="lab_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity_documentation_en-US" xlink:label="lab_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Increase (Decrease) Through Transfer Between Other Reserves And Retained Earnings, Equity</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" xlink:href="ing-20240630.xsd#ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" xlink:to="lab_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract_label_en-US" xlink:label="lab_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subclassifications of assets, liabilities and equities [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract" xlink:to="lab_ifrs-full_SubclassificationsOfAssetsLiabilitiesAndEquitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems_74c4b9c5-79b7-4344-ae23-a955325c8335_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems" xlink:to="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_SharesRepurchasedAveragePricePerShare_26f6eee5-dea9-48ac-95c8-43792442cc40_terseLabel_en-US" xlink:label="lab_ing_SharesRepurchasedAveragePricePerShare" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares repurchased, average price per share (in EUR per share)</link:label>
    <link:label id="lab_ing_SharesRepurchasedAveragePricePerShare_label_en-US" xlink:label="lab_ing_SharesRepurchasedAveragePricePerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Shares Repurchased, Average Price Per Share</link:label>
    <link:label id="lab_ing_SharesRepurchasedAveragePricePerShare_documentation_en-US" xlink:label="lab_ing_SharesRepurchasedAveragePricePerShare" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Shares Repurchased, Average Price Per Share</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_SharesRepurchasedAveragePricePerShare" xlink:href="ing-20240630.xsd#ing_SharesRepurchasedAveragePricePerShare"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_SharesRepurchasedAveragePricePerShare" xlink:to="lab_ing_SharesRepurchasedAveragePricePerShare" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ReverseReposMember_f5d6d186-3bbb-4e2d-ac04-bd446dca7e2c_terseLabel_en-US" xlink:label="lab_ing_ReverseReposMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">(Reverse) repo's</link:label>
    <link:label id="lab_ing_ReverseReposMember_label_en-US" xlink:label="lab_ing_ReverseReposMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reverse (Repos) [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ReverseReposMember" xlink:href="ing-20240630.xsd#ing_ReverseReposMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ReverseReposMember" xlink:to="lab_ing_ReverseReposMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets_f8739d2a-06dc-4ae2-81f0-fbfad40e435b_terseLabel_en-US" xlink:label="lab_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfer from level 1 to level 2</link:label>
    <link:label id="lab_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets_label_en-US" xlink:label="lab_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfers out of Level 1 into Level 2 of fair value hierarchy, assets held at end of reporting period</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets" xlink:to="lab_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_90b6d4cc-5b08-44f1-83e1-9190e608b034_terseLabel_en-US" xlink:label="lab_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income on financial assets at fair value through OCI</link:label>
    <link:label id="lab_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome_label_en-US" xlink:label="lab_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest revenue for financial assets measured at fair value through other comprehensive income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ReservesWithinEquityAxis_b8e7144f-fd87-48e5-9d6b-cb442a283218_terseLabel_en-US" xlink:label="lab_ifrs-full_ReservesWithinEquityAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reserves within equity [axis]</link:label>
    <link:label id="lab_ifrs-full_ReservesWithinEquityAxis_label_en-US" xlink:label="lab_ifrs-full_ReservesWithinEquityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reserves within equity [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ReservesWithinEquityAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ReservesWithinEquityAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReservesWithinEquityAxis" xlink:to="lab_ifrs-full_ReservesWithinEquityAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DividendPayOutRatio_0f31cae8-56d1-4e99-b692-8c212845b1f6_terseLabel_en-US" xlink:label="lab_ing_DividendPayOutRatio" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend pay-out ratio</link:label>
    <link:label id="lab_ing_DividendPayOutRatio_label_en-US" xlink:label="lab_ing_DividendPayOutRatio" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividend Pay-Out Ratio</link:label>
    <link:label id="lab_ing_DividendPayOutRatio_documentation_en-US" xlink:label="lab_ing_DividendPayOutRatio" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Dividend Pay-Out Ratio</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DividendPayOutRatio" xlink:href="ing-20240630.xsd#ing_DividendPayOutRatio"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DividendPayOutRatio" xlink:to="lab_ing_DividendPayOutRatio" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DepositsFromCustomersCategoryMember_60514ac9-afa4-4b47-b11f-4665fe6011e5_terseLabel_en-US" xlink:label="lab_ing_DepositsFromCustomersCategoryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Customer deposits</link:label>
    <link:label id="lab_ing_DepositsFromCustomersCategoryMember_label_en-US" xlink:label="lab_ing_DepositsFromCustomersCategoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits From Customers Category [Member]</link:label>
    <link:label id="lab_ing_DepositsFromCustomersCategoryMember_documentation_en-US" xlink:label="lab_ing_DepositsFromCustomersCategoryMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deposits From Customers Category</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DepositsFromCustomersCategoryMember" xlink:href="ing-20240630.xsd#ing_DepositsFromCustomersCategoryMember"/>
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    <link:label id="lab_ing_DisclosureOfEquityTableTextBlock_0672626b-72f2-4a45-a89c-9eaeb37bd329_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfEquityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of equity</link:label>
    <link:label id="lab_ing_DisclosureOfEquityTableTextBlock_label_en-US" xlink:label="lab_ing_DisclosureOfEquityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of Equity [Table Text Block]</link:label>
    <link:label id="lab_ing_DisclosureOfEquityTableTextBlock_documentation_en-US" xlink:label="lab_ing_DisclosureOfEquityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of equity.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfEquityTableTextBlock" xlink:href="ing-20240630.xsd#ing_DisclosureOfEquityTableTextBlock"/>
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    <link:label id="lab_ing_PrivateIndividualsMember_f9542ac0-d1ac-4f13-817b-4aea4aadb47a_terseLabel_en-US" xlink:label="lab_ing_PrivateIndividualsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Private Individuals</link:label>
    <link:label id="lab_ing_PrivateIndividualsMember_label_en-US" xlink:label="lab_ing_PrivateIndividualsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Private Individuals [member]</link:label>
    <link:label id="lab_ing_PrivateIndividualsMember_documentation_en-US" xlink:label="lab_ing_PrivateIndividualsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Private Individuals [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_PrivateIndividualsMember" xlink:href="ing-20240630.xsd#ing_PrivateIndividualsMember"/>
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    <link:label id="lab_ing_HyperinflationaryAccountingNetProfitLoss_4ef0e741-fe44-4eda-ad67-299422122b9b_verboseLabel_en-US" xlink:label="lab_ing_HyperinflationaryAccountingNetProfitLoss" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Hyperinflationary accounting profit</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ing_HyperinflationaryAccountingNetProfitLoss" xlink:href="ing-20240630.xsd#ing_HyperinflationaryAccountingNetProfitLoss"/>
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    <link:label id="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_c52dbce1-701e-4117-831c-5b63b9d1ba5f_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">&#8211; Property and equipment</link:label>
    <link:label id="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_label_en-US" xlink:label="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchase of property, plant and equipment, classified as investing activities</link:label>
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    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:to="lab_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_OtherReservesAbstract_e4af0f4c-d018-4d3e-87c5-231416474998_terseLabel_en-US" xlink:label="lab_ing_OtherReservesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other reserves</link:label>
    <link:label id="lab_ing_OtherReservesAbstract_label_en-US" xlink:label="lab_ing_OtherReservesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Reserves [Abstract]</link:label>
    <link:label id="lab_ing_OtherReservesAbstract_documentation_en-US" xlink:label="lab_ing_OtherReservesAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other Reserves</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherReservesAbstract" xlink:href="ing-20240630.xsd#ing_OtherReservesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_OtherReservesAbstract" xlink:to="lab_ing_OtherReservesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory_7736f036-0e8c-47fe-9c9e-f58b390262ee_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of exposure to (reverse) repurchase agreements</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of repurchase and reverse repurchase agreements [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory"/>
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    <link:label id="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_ed5f7595-aef9-41f1-9793-17c86e01e008_terseLabel_en-US" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsidiaries [axis]</link:label>
    <link:label id="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis_label_en-US" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsidiaries [axis]</link:label>
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    <link:label id="lab_ifrs-full_TravelExpense_f4977e2b-1fbc-44cd-a186-7565b2c7571d_terseLabel_en-US" xlink:label="lab_ifrs-full_TravelExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Travel and accommodation expenses</link:label>
    <link:label id="lab_ifrs-full_TravelExpense_label_en-US" xlink:label="lab_ifrs-full_TravelExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Travel expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TravelExpense" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_TravelExpense"/>
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    <link:label id="lab_dei_EntityRegistrantName_127b0d83-c6f0-402f-98c5-e5d66d5e00d9_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_label_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityRegistrantName"/>
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    <link:label id="lab_ifrs-full_LiabilitiesAbstract_0304220a-4188-437c-8480-c75b7ed45bde_terseLabel_en-US" xlink:label="lab_ifrs-full_LiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:label id="lab_ifrs-full_LiabilitiesAbstract_label_en-US" xlink:label="lab_ifrs-full_LiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities [abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LiabilitiesAbstract" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_LiabilitiesAbstract"/>
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    <link:label id="lab_ing_LoansAndAdvancesMember_ecef3871-15a4-4a01-8ca7-a362e243a123_terseLabel_en-US" xlink:label="lab_ing_LoansAndAdvancesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances</link:label>
    <link:label id="lab_ing_LoansAndAdvancesMember_label_en-US" xlink:label="lab_ing_LoansAndAdvancesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans And Advances [Member]</link:label>
    <link:label id="lab_ing_LoansAndAdvancesMember_documentation_en-US" xlink:label="lab_ing_LoansAndAdvancesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans and advances.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_LoansAndAdvancesMember" xlink:href="ing-20240630.xsd#ing_LoansAndAdvancesMember"/>
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    <link:label id="lab_ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember_59ebab0f-d42b-4c92-b3c4-bdffef95fe6c_terseLabel_en-US" xlink:label="lab_ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity at FVOCI</link:label>
    <link:label id="lab_ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember_label_en-US" xlink:label="lab_ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity, at fair value through other comprehensive income [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember" xlink:href="ing-20240630.xsd#ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember" xlink:to="lab_ing_EquityAtFairValueThroughOtherComprehensiveIncomeMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeAbstract_6634ce62-4210-4169-9644-9ae1b75500da_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through other comprehensive income [Abstract]</link:label>
    <link:label id="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeAbstract_label_en-US" xlink:label="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through other comprehensive income [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeAbstract" xlink:href="ing-20240630.xsd#ing_DisclosureOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeAbstract" xlink:to="lab_ing_DisclosureOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AuditorName_341efcc3-9c1a-4028-bddc-d2dc7e95a59b_terseLabel_en-US" xlink:label="lab_dei_AuditorName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Auditor name</link:label>
    <link:label id="lab_dei_AuditorName_label_en-US" xlink:label="lab_dei_AuditorName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Auditor Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AuditorName" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AuditorName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AuditorName" xlink:to="lab_dei_AuditorName" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_OtherDerivativesMember_57925c1d-19db-457b-b0f5-8ae3cdaadfb9_terseLabel_en-US" xlink:label="lab_ing_OtherDerivativesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other derivatives</link:label>
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    <link:label id="lab_ing_OtherDerivativesMember_documentation_en-US" xlink:label="lab_ing_OtherDerivativesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other derivatives.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_OtherDerivativesMember" xlink:href="ing-20240630.xsd#ing_OtherDerivativesMember"/>
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    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember_3aec1df2-baa4-4d4f-86aa-c42af91ca10d_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Debt securities mandatorily measured at fair value through profit or loss</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember_dfe1e959-82da-455b-b485-782832af1b34_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial assets mandatorily at FVPL</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through profit or loss, mandatorily measured at fair value, category [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember"/>
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    <link:label id="lab_ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived_4a69eb36-924b-46a5-8396-17180550e42d_negatedLabel_en-US" xlink:label="lab_ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Dividends received</link:label>
    <link:label id="lab_ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived_label_en-US" xlink:label="lab_ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Decrease In Investments In Subsidiaries Joint Ventures And Associates From Dividends Received</link:label>
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    <link:label id="lab_ing_ShareBuybackProgrammeCancelledAmount_b477e91f-1bce-432f-9a68-a15d9b1303c3_terseLabel_en-US" xlink:label="lab_ing_ShareBuybackProgrammeCancelledAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cancelled Share buyback programme</link:label>
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    <link:label id="lab_ing_ShareBuybackProgrammeCancelledAmount_documentation_en-US" xlink:label="lab_ing_ShareBuybackProgrammeCancelledAmount" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Buyback Programme, Cancelled, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareBuybackProgrammeCancelledAmount" xlink:href="ing-20240630.xsd#ing_ShareBuybackProgrammeCancelledAmount"/>
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    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_2a1256b3-20a1-485e-82de-54f9794ac848_terseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealised gains on (losses) recognised in the statement of profit or loss</link:label>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement_16b1d7ea-0e8f-4637-b333-ef96f5e30cbd_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Unrealised gains on (losses) recognised in the statement of profit or loss</link:label>
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    <link:label id="lab_dei_EntityCentralIndexKey_940103d6-dbb2-4468-9a7f-ca573683b758_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity central index key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ShareRepurchaseProgramOneMember_54d864ad-2944-4285-81d6-4ece36030c46_terseLabel_en-US" xlink:label="lab_ing_ShareRepurchaseProgramOneMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share repurchase program One</link:label>
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    <link:label id="lab_ing_ShareRepurchaseProgramOneMember_documentation_en-US" xlink:label="lab_ing_ShareRepurchaseProgramOneMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share Repurchase Program One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareRepurchaseProgramOneMember" xlink:href="ing-20240630.xsd#ing_ShareRepurchaseProgramOneMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ShareRepurchaseProgramOneMember" xlink:to="lab_ing_ShareRepurchaseProgramOneMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember_6b0fbd8f-f755-4e40-bf6a-c05976593210_terseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">- Financial assets at fair value through other comprehensive income</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember_5e3c7865-f94e-4e12-ab95-9cc64d41e194_verboseLabel_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Debt Securities at FVOCI</link:label>
    <link:label id="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember_label_en-US" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial assets at fair value through other comprehensive income, category [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_BCreditGradesMember_9039a21c-7979-432f-8b0b-1ece4ea0924d_terseLabel_en-US" xlink:label="lab_ing_BCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">14-16 (B)</link:label>
    <link:label id="lab_ing_BCreditGradesMember_label_en-US" xlink:label="lab_ing_BCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">B Credit Grades [Member]</link:label>
    <link:label id="lab_ing_BCreditGradesMember_documentation_en-US" xlink:label="lab_ing_BCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">B Credit Grades [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_BCreditGradesMember" xlink:href="ing-20240630.xsd#ing_BCreditGradesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_BCreditGradesMember" xlink:to="lab_ing_BCreditGradesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_INGBankNVMember_3a8084e2-fb26-46da-8b1d-56b24bc8e73c_verboseLabel_en-US" xlink:label="lab_ing_INGBankNVMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">ING Bank</link:label>
    <link:label id="lab_ing_INGBankNVMember_label_en-US" xlink:label="lab_ing_INGBankNVMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">ING Bank NV [Member]</link:label>
    <link:label id="lab_ing_INGBankNVMember_documentation_en-US" xlink:label="lab_ing_INGBankNVMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">ING Bank NV.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_INGBankNVMember" xlink:href="ing-20240630.xsd#ing_INGBankNVMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_INGBankNVMember" xlink:to="lab_ing_INGBankNVMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_TwelvemonthExpectedCreditLossesMember_4bf7ecdf-eac2-4e19-86f7-9d8f5fbaf2cf_terseLabel_en-US" xlink:label="lab_ifrs-full_TwelvemonthExpectedCreditLossesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">12-month expected credit losses</link:label>
    <link:label id="lab_ifrs-full_TwelvemonthExpectedCreditLossesMember_label_en-US" xlink:label="lab_ifrs-full_TwelvemonthExpectedCreditLossesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">12-month expected credit losses [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TwelvemonthExpectedCreditLossesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_TwelvemonthExpectedCreditLossesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TwelvemonthExpectedCreditLossesMember" xlink:to="lab_ifrs-full_TwelvemonthExpectedCreditLossesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_AssociatesMember_b97728ad-2691-48d5-9145-563cdf883566_verboseLabel_en-US" xlink:label="lab_ifrs-full_AssociatesMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">TMB Public Company Limited</link:label>
    <link:label id="lab_ifrs-full_AssociatesMember_feafd002-b282-463f-8510-bfffc24e286e_terseLabel_en-US" xlink:label="lab_ifrs-full_AssociatesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">TMBThanachart Bank Public Company Limited</link:label>
    <link:label id="lab_ifrs-full_AssociatesMember_label_en-US" xlink:label="lab_ifrs-full_AssociatesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Associates [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AssociatesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_AssociatesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssociatesMember" xlink:to="lab_ifrs-full_AssociatesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_AverageThresholdRatio_40460997-1fc3-460c-98f4-2943400b3dc5_terseLabel_en-US" xlink:label="lab_ing_AverageThresholdRatio" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Average threshold ratio</link:label>
    <link:label id="lab_ing_AverageThresholdRatio_label_en-US" xlink:label="lab_ing_AverageThresholdRatio" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Average Threshold Ratio</link:label>
    <link:label id="lab_ing_AverageThresholdRatio_documentation_en-US" xlink:label="lab_ing_AverageThresholdRatio" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Average Threshold Ratio</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AverageThresholdRatio" xlink:href="ing-20240630.xsd#ing_AverageThresholdRatio"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_AverageThresholdRatio" xlink:to="lab_ing_AverageThresholdRatio" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_GeographicalAreasMember_19a3690b-d9a3-4181-98d6-564b0da40c44_terseLabel_en-US" xlink:label="lab_ifrs-full_GeographicalAreasMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Geographical areas</link:label>
    <link:label id="lab_ifrs-full_GeographicalAreasMember_label_en-US" xlink:label="lab_ifrs-full_GeographicalAreasMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Geographical areas [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GeographicalAreasMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_GeographicalAreasMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GeographicalAreasMember" xlink:to="lab_ifrs-full_GeographicalAreasMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_0207ef76-2030-4322-ba5d-4f9d905171d9_terseLabel_en-US" xlink:label="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets and liabilities.</link:label>
    <link:label id="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_label_en-US" xlink:label="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of Fair Value Measurement of Assets and Liabilities [Table]</link:label>
    <link:label id="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable_documentation_en-US" xlink:label="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosure of fair value measurement of assets and liabilities.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:href="ing-20240630.xsd#ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:to="lab_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_EquityMember_db2306bb-9dd0-4fc6-82b6-e74bc05bf8eb_terseLabel_en-US" xlink:label="lab_ifrs-full_EquityMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total equity</link:label>
    <link:label id="lab_ifrs-full_EquityMember_label_en-US" xlink:label="lab_ifrs-full_EquityMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_EquityMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_EquityMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityMember" xlink:to="lab_ifrs-full_EquityMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_eeef8117-39d6-493b-ad83-a647299cfc18_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amendment flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_label_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2023/dei-2023.xsd#dei_AmendmentFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_PurchaseOfTreasuryShares_b3e8faed-0828-4d58-88e6-1c48cc33f986_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_PurchaseOfTreasuryShares" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Share buyback programme, shares purchased</link:label>
    <link:label id="lab_ifrs-full_PurchaseOfTreasuryShares_f7115483-49a5-465a-9ace-345413dbe2c0_terseLabel_en-US" xlink:label="lab_ifrs-full_PurchaseOfTreasuryShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchase of treasury shares</link:label>
    <link:label id="lab_ifrs-full_PurchaseOfTreasuryShares_label_en-US" xlink:label="lab_ifrs-full_PurchaseOfTreasuryShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Purchase of treasury shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_PurchaseOfTreasuryShares" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_PurchaseOfTreasuryShares"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PurchaseOfTreasuryShares" xlink:to="lab_ifrs-full_PurchaseOfTreasuryShares" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory_99a85e09-aca1-479e-9939-627fbb18e29c_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Significant judgements and critical accounting estimates and assumptions</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of accounting judgements and estimates [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory"/>
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    <link:label id="lab_ing_MiscellaneousInterestExpense_5c69922f-c484-4f8c-a5b3-ad82c4bd63a3_terseLabel_en-US" xlink:label="lab_ing_MiscellaneousInterestExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest expense other</link:label>
    <link:label id="lab_ing_MiscellaneousInterestExpense_label_en-US" xlink:label="lab_ing_MiscellaneousInterestExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Miscellaneous interest expense</link:label>
    <link:label id="lab_ing_MiscellaneousInterestExpense_documentation_en-US" xlink:label="lab_ing_MiscellaneousInterestExpense" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The amount of interest expense incurred during the peirod related other items.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_MiscellaneousInterestExpense" xlink:href="ing-20240630.xsd#ing_MiscellaneousInterestExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_MiscellaneousInterestExpense" xlink:to="lab_ing_MiscellaneousInterestExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_GainLossFromHyperinflationRemeasurement_0cb17a1e-110b-4c5e-a152-09d26e741165_terseLabel_en-US" xlink:label="lab_ing_GainLossFromHyperinflationRemeasurement" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net monetary gain or loss</link:label>
    <link:label id="lab_ing_GainLossFromHyperinflationRemeasurement_label_en-US" xlink:label="lab_ing_GainLossFromHyperinflationRemeasurement" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) From Hyperinflation Remeasurement</link:label>
    <link:label id="lab_ing_GainLossFromHyperinflationRemeasurement_documentation_en-US" xlink:label="lab_ing_GainLossFromHyperinflationRemeasurement" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Gain (Loss) From Hyperinflation Remeasurement</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_GainLossFromHyperinflationRemeasurement" xlink:href="ing-20240630.xsd#ing_GainLossFromHyperinflationRemeasurement"/>
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    <link:label id="lab_ing_NonTradingDerivativesAssetsMember_74761568-815e-4747-b8f6-bcc282a0d59f_terseLabel_en-US" xlink:label="lab_ing_NonTradingDerivativesAssetsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-trading derivatives</link:label>
    <link:label id="lab_ing_NonTradingDerivativesAssetsMember_label_en-US" xlink:label="lab_ing_NonTradingDerivativesAssetsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non Trading Derivatives Assets [Member]</link:label>
    <link:label id="lab_ing_NonTradingDerivativesAssetsMember_documentation_en-US" xlink:label="lab_ing_NonTradingDerivativesAssetsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Non-trading derivatives.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NonTradingDerivativesAssetsMember" xlink:href="ing-20240630.xsd#ing_NonTradingDerivativesAssetsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_NonTradingDerivativesAssetsMember" xlink:to="lab_ing_NonTradingDerivativesAssetsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory_53d94842-3c7a-477e-85b7-158ae0c5d9c5_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Customer deposits</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of deposits from customers [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfDepositsFromCustomersExplanatory"/>
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    <link:label id="lab_ing_ConclusionOfLitigationMember_13cec52d-a39f-418d-8fbf-97570c1c611b_terseLabel_en-US" xlink:label="lab_ing_ConclusionOfLitigationMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Conclusion of litigation</link:label>
    <link:label id="lab_ing_ConclusionOfLitigationMember_label_en-US" xlink:label="lab_ing_ConclusionOfLitigationMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Conclusion Of Litigation [Member]</link:label>
    <link:label id="lab_ing_ConclusionOfLitigationMember_documentation_en-US" xlink:label="lab_ing_ConclusionOfLitigationMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Conclusion Of Litigation</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ConclusionOfLitigationMember" xlink:href="ing-20240630.xsd#ing_ConclusionOfLitigationMember"/>
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    <link:label id="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities_b9ad1ec2-8694-45b3-a97c-3d6a1322733e_verboseLabel_en-US" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">&#8211; &#160;Provisions and other liabilities</link:label>
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    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities"/>
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    <link:label id="lab_ing_ACreditGradesMember_ebd5544c-653a-4d77-b2b5-9ab518c80d44_terseLabel_en-US" xlink:label="lab_ing_ACreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">5-7 (A)</link:label>
    <link:label id="lab_ing_ACreditGradesMember_label_en-US" xlink:label="lab_ing_ACreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">A credit grades [member]</link:label>
    <link:label id="lab_ing_ACreditGradesMember_documentation_en-US" xlink:label="lab_ing_ACreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">A credit grades.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ACreditGradesMember" xlink:href="ing-20240630.xsd#ing_ACreditGradesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ACreditGradesMember" xlink:to="lab_ing_ACreditGradesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_currency_PLN_80b3c20b-eac3-4208-8e2f-3bd841c5914e_terseLabel_en-US" xlink:label="lab_currency_PLN" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Poland, Zlotych</link:label>
    <link:label id="lab_currency_PLN_label_en-US" xlink:label="lab_currency_PLN" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Poland, Zlotych</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_currency_PLN" xlink:href="https://xbrl.sec.gov/currency/2023/currency-2023.xsd#currency_PLN"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_PLN" xlink:to="lab_currency_PLN" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_StageOneCreditImpairmentMember_5b41d87b-2272-465b-91ba-900b24da7506_terseLabel_en-US" xlink:label="lab_ing_StageOneCreditImpairmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">12-month ECL (Stage 1)</link:label>
    <link:label id="lab_ing_StageOneCreditImpairmentMember_label_en-US" xlink:label="lab_ing_StageOneCreditImpairmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stage one credit impairment [Member]</link:label>
    <link:label id="lab_ing_StageOneCreditImpairmentMember_documentation_en-US" xlink:label="lab_ing_StageOneCreditImpairmentMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The member stands for intial assessment of credit deterioration.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_StageOneCreditImpairmentMember" xlink:href="ing-20240630.xsd#ing_StageOneCreditImpairmentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_StageOneCreditImpairmentMember" xlink:to="lab_ing_StageOneCreditImpairmentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities_d7ce7d58-2048-4b07-8676-0766f06057cb_verboseLabel_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Realised gain/loss recognised in the statement of profit or loss during the period</link:label>
    <link:label id="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities_label_en-US" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (losses) recognised in profit or loss including exchange differences, fair value measurement, liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xlink:to="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ValuationTechniquesMember_3325b76e-325c-43ab-901a-2bcef8dd43ee_terseLabel_en-US" xlink:label="lab_ifrs-full_ValuationTechniquesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Valuation techniques</link:label>
    <link:label id="lab_ifrs-full_ValuationTechniquesMember_label_en-US" xlink:label="lab_ifrs-full_ValuationTechniquesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Valuation techniques [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ValuationTechniquesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ValuationTechniquesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ValuationTechniquesMember" xlink:to="lab_ifrs-full_ValuationTechniquesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_InterestIncomeOnOtherFinancialAssets_3a1b14cc-6ecb-401f-92f1-46a4f700414b_totalLabel_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnOtherFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total other interest income</link:label>
    <link:label id="lab_ifrs-full_InterestIncomeOnOtherFinancialAssets_label_en-US" xlink:label="lab_ifrs-full_InterestIncomeOnOtherFinancialAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest income on other financial assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_InterestIncomeOnOtherFinancialAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_InterestIncomeOnOtherFinancialAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeOnOtherFinancialAssets" xlink:to="lab_ifrs-full_InterestIncomeOnOtherFinancialAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems_c9efa61c-bb25-4f10-bf0e-ae5c9a86a7c5_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Market Risk [Line Items]</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of nature and extent of risks arising from financial instruments [line items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" xlink:to="lab_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CcCreditGradesMember_acea596a-1294-4778-80a2-d2ada1cef0b9_terseLabel_en-US" xlink:label="lab_ing_CcCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">18 (CC)</link:label>
    <link:label id="lab_ing_CcCreditGradesMember_label_en-US" xlink:label="lab_ing_CcCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">CC Credit Grades [Member]</link:label>
    <link:label id="lab_ing_CcCreditGradesMember_documentation_en-US" xlink:label="lab_ing_CcCreditGradesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">CC Credit Grades</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CcCreditGradesMember" xlink:href="ing-20240630.xsd#ing_CcCreditGradesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CcCreditGradesMember" xlink:to="lab_ing_CcCreditGradesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares_6c51b7d7-3772-4083-969f-7e7fd91edd35_terseLabel_en-US" xlink:label="lab_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchase of treasury shares</link:label>
    <link:label id="lab_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares_label_en-US" xlink:label="lab_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds From Sale Or Issue (Purchase) Of Treasury Shares</link:label>
    <link:label id="lab_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares_documentation_en-US" xlink:label="lab_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Proceeds From Sale Or Issue (Purchase) Of Treasury Shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares" xlink:href="ing-20240630.xsd#ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares" xlink:to="lab_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_CarryingAmountMember_36aa6a96-b349-4611-826e-4414a4ca8b8b_terseLabel_en-US" xlink:label="lab_ifrs-full_CarryingAmountMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying Amount</link:label>
    <link:label id="lab_ifrs-full_CarryingAmountMember_label_en-US" xlink:label="lab_ifrs-full_CarryingAmountMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Carrying amount [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_CarryingAmountMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_CarryingAmountMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CarryingAmountMember" xlink:to="lab_ifrs-full_CarryingAmountMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ExpectedCreditLossesSensitivityYearTwo_023443b7-f1ee-46ca-9fe7-20200cd1017c_terseLabel_en-US" xlink:label="lab_ing_ExpectedCreditLossesSensitivityYearTwo" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2025</link:label>
    <link:label id="lab_ing_ExpectedCreditLossesSensitivityYearTwo_label_en-US" xlink:label="lab_ing_ExpectedCreditLossesSensitivityYearTwo" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Expected Credit Losses Sensitivity Year Two</link:label>
    <link:label id="lab_ing_ExpectedCreditLossesSensitivityYearTwo_documentation_en-US" xlink:label="lab_ing_ExpectedCreditLossesSensitivityYearTwo" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Sensitivity of expected credit losses by macroeconomic scenario in year two.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ExpectedCreditLossesSensitivityYearTwo" xlink:href="ing-20240630.xsd#ing_ExpectedCreditLossesSensitivityYearTwo"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ExpectedCreditLossesSensitivityYearTwo" xlink:to="lab_ing_ExpectedCreditLossesSensitivityYearTwo" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_ShareholderEquityInAccordanceWithEuIfrs_6d5f87e9-eee2-4242-ae42-7360c15d9121_terseLabel_en-US" xlink:label="lab_ing_ShareholderEquityInAccordanceWithEuIfrs" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">In accordance with IFRS-EU (attributable to the shareholders of the parent)</link:label>
    <link:label id="lab_ing_ShareholderEquityInAccordanceWithEuIfrs_label_en-US" xlink:label="lab_ing_ShareholderEquityInAccordanceWithEuIfrs" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Shareholder equity in accordance with eu ifrs</link:label>
    <link:label id="lab_ing_ShareholderEquityInAccordanceWithEuIfrs_documentation_en-US" xlink:label="lab_ing_ShareholderEquityInAccordanceWithEuIfrs" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Shareholder equity in accordance with eu ifrs</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_ShareholderEquityInAccordanceWithEuIfrs" xlink:href="ing-20240630.xsd#ing_ShareholderEquityInAccordanceWithEuIfrs"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_ShareholderEquityInAccordanceWithEuIfrs" xlink:to="lab_ing_ShareholderEquityInAccordanceWithEuIfrs" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory_9ca9c1f7-eb0f-407c-a8a7-6bd3e514a79b_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income</link:label>
    <link:label id="lab_ifrs-full_DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory_label_en-US" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [text block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory" xlink:to="lab_ifrs-full_DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_TradingSecuritiesMember_d9833c47-6da1-44bd-9a1f-1880ebdd7dd8_terseLabel_en-US" xlink:label="lab_ifrs-full_TradingSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211;&#160; Trading securities</link:label>
    <link:label id="lab_ifrs-full_TradingSecuritiesMember_label_en-US" xlink:label="lab_ifrs-full_TradingSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading securities [member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_TradingSecuritiesMember" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_TradingSecuritiesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TradingSecuritiesMember" xlink:to="lab_ifrs-full_TradingSecuritiesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_CvaMember_91dabdf3-58eb-429b-8da2-932c306f00d9_terseLabel_en-US" xlink:label="lab_ing_CvaMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">CVA</link:label>
    <link:label id="lab_ing_CvaMember_label_en-US" xlink:label="lab_ing_CvaMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">CVA [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_CvaMember" xlink:href="ing-20240630.xsd#ing_CvaMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_CvaMember" xlink:to="lab_ing_CvaMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_NonperformingMember_282f42fb-f581-4ff5-9843-dafb8b9e5d18_terseLabel_en-US" xlink:label="lab_ing_NonperformingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-performing</link:label>
    <link:label id="lab_ing_NonperformingMember_label_en-US" xlink:label="lab_ing_NonperformingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-performing [member]</link:label>
    <link:label id="lab_ing_NonperformingMember_documentation_en-US" xlink:label="lab_ing_NonperformingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This member stands for non performing category of risk.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_NonperformingMember" xlink:href="ing-20240630.xsd#ing_NonperformingMember"/>
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    <link:label id="lab_ifrs-full_LoansAndAdvancesToBanks_c915801a-95ea-4f5b-88da-07ddbd8e4a51_terseLabel_en-US" xlink:label="lab_ifrs-full_LoansAndAdvancesToBanks" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and advances to banks</link:label>
    <link:label id="lab_ifrs-full_LoansAndAdvancesToBanks_label_en-US" xlink:label="lab_ifrs-full_LoansAndAdvancesToBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and advances to banks</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_LoansAndAdvancesToBanks" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_LoansAndAdvancesToBanks"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoansAndAdvancesToBanks" xlink:to="lab_ifrs-full_LoansAndAdvancesToBanks" xlink:type="arc" order="1"/>
    <link:label id="lab_ing_EquityVolatilityMember_c19c3cc5-a6da-4d9f-b293-9f85a1288118_terseLabel_en-US" xlink:label="lab_ing_EquityVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity volatility (%)</link:label>
    <link:label id="lab_ing_EquityVolatilityMember_label_en-US" xlink:label="lab_ing_EquityVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity volatility [member]</link:label>
    <link:label id="lab_ing_EquityVolatilityMember_documentation_en-US" xlink:label="lab_ing_EquityVolatilityMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equity volatility.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_EquityVolatilityMember" xlink:href="ing-20240630.xsd#ing_EquityVolatilityMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ing_EquityVolatilityMember" xlink:to="lab_ing_EquityVolatilityMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_e58a58a3-a31f-4911-adf1-7fa33abfe72a_terseLabel_en-US" xlink:label="lab_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">&#8211; Property and equipment</link:label>
    <link:label id="lab_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities_label_en-US" xlink:label="lab_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from sales of property, plant and equipment, classified as investing activities</link:label>
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    <link:label id="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates_a5f6edfe-b549-4a9a-84e6-65b236fa033c_terseLabel_en-US" xlink:label="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Balance sheet value</link:label>
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    <link:label id="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates_label_en-US" xlink:label="lab_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments in subsidiaries, joint ventures and associates reported in separate financial statements</link:label>
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    <link:label id="lab_ifrs-full_ClassesOfAssetsAxis_7bbe24c3-db78-4fbf-b208-fceefde187eb_terseLabel_en-US" xlink:label="lab_ifrs-full_ClassesOfAssetsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Classes of assets [axis]</link:label>
    <link:label id="lab_ifrs-full_ClassesOfAssetsAxis_label_en-US" xlink:label="lab_ifrs-full_ClassesOfAssetsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Classes of assets [axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_ClassesOfAssetsAxis"/>
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    <link:label id="lab_ing_A6.75PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember_26afedf3-5e5d-45a9-9356-c55f381a03f8_terseLabel_en-US" xlink:label="lab_ing_A6.75PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">6.75% Perpetual additional T1 contingent convertible capital securities</link:label>
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    <link:label id="lab_ing_NonFinancialGuaranteesMember_1381ad58-3e74-493e-b015-c534514d7060_terseLabel_en-US" xlink:label="lab_ing_NonFinancialGuaranteesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non Financial Guarantees</link:label>
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    <link:label id="lab_ing_NonFinancialGuaranteesMember_documentation_en-US" xlink:label="lab_ing_NonFinancialGuaranteesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Non Financial Guarantees</link:label>
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    <link:label id="lab_ing_DecreaseInTerminalGrowthRateMember_550d35f1-1fa3-4443-be66-bc476918c55c_terseLabel_en-US" xlink:label="lab_ing_DecreaseInTerminalGrowthRateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Decrease in terminal growth rate</link:label>
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    <link:label id="lab_srt_StatementScenarioAxis_5324b001-3716-47e6-a993-e554bf644292_terseLabel_en-US" xlink:label="lab_srt_StatementScenarioAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Scenario [Axis]</link:label>
    <link:label id="lab_srt_StatementScenarioAxis_label_en-US" xlink:label="lab_srt_StatementScenarioAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Scenario [Axis]</link:label>
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    <link:label id="lab_ifrs-full_SubordinatedLiabilitiesAbstract_c2d506e0-dc1b-420c-9cf2-bc27ddaa0b1f_terseLabel_en-US" xlink:label="lab_ifrs-full_SubordinatedLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of detailed information about borrowings [abstract]</link:label>
    <link:label id="lab_ifrs-full_SubordinatedLiabilitiesAbstract_label_en-US" xlink:label="lab_ifrs-full_SubordinatedLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinated liabilities [abstract]</link:label>
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    <link:label id="lab_ifrs-full_ProfitLossBeforeTax_label_en-US" xlink:label="lab_ifrs-full_ProfitLossBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Profit (loss) before tax</link:label>
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    <link:label id="lab_ing_FinancialTradingLiabilitiesMember_32dc0740-8df6-4145-a277-ac4eb1a12600_verboseLabel_en-US" xlink:label="lab_ing_FinancialTradingLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Trading liabilities, funds on deposit</link:label>
    <link:label id="lab_ing_FinancialTradingLiabilitiesMember_9e2ddbff-98b6-42f9-9f3e-f70a8c849d07_terseLabel_en-US" xlink:label="lab_ing_FinancialTradingLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trading liabilities</link:label>
    <link:label id="lab_ing_FinancialTradingLiabilitiesMember_label_en-US" xlink:label="lab_ing_FinancialTradingLiabilitiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Trading Liabilities [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_FinancialTradingLiabilitiesMember" xlink:href="ing-20240630.xsd#ing_FinancialTradingLiabilitiesMember"/>
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    <link:label id="lab_ing_AccumulatedImpairmentLosses_b6d65f71-d7a3-4a46-9f0f-6e2f3108a770_terseLabel_en-US" xlink:label="lab_ing_AccumulatedImpairmentLosses" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated Impairment Losses</link:label>
    <link:label id="lab_ing_AccumulatedImpairmentLosses_label_en-US" xlink:label="lab_ing_AccumulatedImpairmentLosses" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Impairment Losses</link:label>
    <link:label id="lab_ing_AccumulatedImpairmentLosses_documentation_en-US" xlink:label="lab_ing_AccumulatedImpairmentLosses" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Accumulated Impairment Losses</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ing_AccumulatedImpairmentLosses" xlink:href="ing-20240630.xsd#ing_AccumulatedImpairmentLosses"/>
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    <link:label id="lab_ifrs-full_DisclosureOfDepositsFromBanksExplanatory_d8356437-52cb-4afc-b68a-9494e20bc21f_terseLabel_en-US" xlink:label="lab_ifrs-full_DisclosureOfDepositsFromBanksExplanatory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits from banks</link:label>
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    <link:label id="lab_ifrs-full_SalesFairValueMeasurementAssets_319ee91d-4732-4282-a34d-a3872eac4872_negatedTerseLabel_en-US" xlink:label="lab_ifrs-full_SalesFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Sale of assets</link:label>
    <link:label id="lab_ifrs-full_SalesFairValueMeasurementAssets_label_en-US" xlink:label="lab_ifrs-full_SalesFairValueMeasurementAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sales, fair value measurement, assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ifrs-full_SalesFairValueMeasurementAssets" xlink:href="https://xbrl.ifrs.org/taxonomy/2023-03-23/full_ifrs/full_ifrs-cor_2023-03-23.xsd#ifrs-full_SalesFairValueMeasurementAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SalesFairValueMeasurementAssets" xlink:to="lab_ifrs-full_SalesFairValueMeasurementAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_ifrs-full_DividendsPaidOrdinaryShares_e1edf4c2-0bbc-4350-a780-2727d8b39833_terseLabel_en-US" xlink:label="lab_ifrs-full_DividendsPaidOrdinaryShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends paid</link:label>
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    <link:label id="lab_ing_SummaryOfExposureToDebtSecuritiesTableTextBlock_d29230e2-e3a7-4576-a1d8-2f7f91bd1bdb_terseLabel_en-US" xlink:label="lab_ing_SummaryOfExposureToDebtSecuritiesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Summary of exposure to debt securities</link:label>
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    <link:label id="lab_ifrs-full_CashFlowsFromUsedInInvestingActivities_14a0c12c-6896-450e-bb86-0822c9779f33_totalLabel_en-US" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash flow from/(used in) investing activities</link:label>
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<title></title>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128411777024">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document type</a></td>
<td class="text">6-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document period end date</a></td>
<td class="text">Jun. 30,  2024<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity name</a></td>
<td class="text">ING Groep NV<span></span>
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</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current fiscal year end date</a></td>
<td class="text">--12-31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document fiscal year focus</a></td>
<td class="text">2024<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document fiscal period focus</a></td>
<td class="text">Q2<span></span>
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</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity central index key</a></td>
<td class="text">0001039765<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
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<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fiscal period values are FY, Q1, Q2, and Q3.  1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalPeriodFocus</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>dei:fiscalPeriodItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalYearFocus</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:gYearItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
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<td>xbrli:dateItemType</td>
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<td>na</td>
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<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
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<td>dei_</td>
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<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128425656944">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Condensed consolidated statement of financial position - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndBankBalancesAtCentralBanks', window );">Cash and balances with central banks</a></td>
<td class="nump">&#8364; 97,073<span></span>
</td>
<td class="nump">&#8364; 90,214<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">27,443<span></span>
</td>
<td class="nump">16,709<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">149,579<span></span>
</td>
<td class="nump">123,015<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">46,343<span></span>
</td>
<td class="nump">41,116<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Securities at amortised cost 4</a></td>
<td class="nump">49,537<span></span>
</td>
<td class="nump">48,313<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">662,687<span></span>
</td>
<td class="nump">647,313<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentAccountedForUsingEquityMethod', window );">Investments in associates and joint ventures 6</a></td>
<td class="nump">1,459<span></span>
</td>
<td class="nump">1,509<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipmentIncludingRightofuseAssets', window );">Property and equipment</a></td>
<td class="nump">2,435<span></span>
</td>
<td class="nump">2,399<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsAndGoodwill', window );">Intangible assets</a></td>
<td class="nump">1,245<span></span>
</td>
<td class="nump">1,198<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentTaxAssets', window );">Current tax assets</a></td>
<td class="nump">402<span></span>
</td>
<td class="nump">311<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets</a></td>
<td class="nump">1,020<span></span>
</td>
<td class="nump">1,085<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherAssets', window );">Other assets</a></td>
<td class="nump">8,388<span></span>
</td>
<td class="nump">7,117<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="nump">1,047,610<span></span>
</td>
<td class="nump">980,299<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks 7</a></td>
<td class="nump">20,496<span></span>
</td>
<td class="nump">23,257<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits 8</a></td>
<td class="nump">692,577<span></span>
</td>
<td class="nump">650,276<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">102,649<span></span>
</td>
<td class="nump">94,638<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentTaxLiabilities', window );">Current tax liabilities</a></td>
<td class="nump">391<span></span>
</td>
<td class="nump">396<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxLiabilities', window );">Deferred tax liabilities</a></td>
<td class="nump">1,913<span></span>
</td>
<td class="nump">1,447<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Provisions', window );">Provisions</a></td>
<td class="nump">850<span></span>
</td>
<td class="nump">920<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="nump">16,123<span></span>
</td>
<td class="nump">13,667<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="nump">141,175<span></span>
</td>
<td class="nump">124,670<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="nump">15,933<span></span>
</td>
<td class="nump">15,401<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="nump">992,105<span></span>
</td>
<td class="nump">924,671<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAbstract', window );"><strong>Equity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareCapitalAndSharePremium', window );">Share capital and share premium</a></td>
<td class="nump">17,149<span></span>
</td>
<td class="nump">17,151<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherReserves', window );">Other reserves</a></td>
<td class="num">(1,542)<span></span>
</td>
<td class="num">(2,767)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RetainedEarnings', window );">Retained earnings</a></td>
<td class="nump">39,081<span></span>
</td>
<td class="nump">40,299<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAttributableToOwnersOfParent', window );">Shareholders&#8217; equity (parent)</a></td>
<td class="nump">54,689<span></span>
</td>
<td class="nump">54,684<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">816<span></span>
</td>
<td class="nump">944<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Total equity</a></td>
<td class="nump">55,505<span></span>
</td>
<td class="nump">55,628<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="nump">&#8364; 1,047,610<span></span>
</td>
<td class="nump">&#8364; 980,299<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present economic resource controlled by the entity as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td>instant</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsAbstract</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndBankBalancesAtCentralBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash and bank balances held at central banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndBankBalancesAtCentralBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentTaxAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The excess of amount paid for current tax in respect of current and prior periods over the amount due for those periods. Current tax is the amount of income taxes payable (recoverable) in respect of the taxable profit (tax loss) for a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 54<br> -Subparagraph n<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_54_n&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentTaxAssets</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of current tax for current and prior periods to the extent unpaid. Current tax is the amount of income taxes payable (recoverable) in respect of the taxable profit (tax loss) for a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 54<br> -Subparagraph n<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_54_n&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments issued by the entity that represent indebtedness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes recoverable in future periods in respect of: (a) deductible temporary differences; (b) the carryforward of unused tax losses; and (c) the carryforward of unused tax credits. [Refer: Temporary differences [member]; Unused tax credits [member]; Unused tax losses [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 54<br> -Subparagraph o<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 56<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes payable in future periods in respect of taxable temporary differences. [Refer: Temporary differences [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 54<br> -Subparagraph o<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 56<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from banks held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from customers held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAndLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of the entity's equity and liabilities. [Refer: Equity; Liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAndLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of equity attributable to the owners of the parent. This specifically excludes non-controlling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 54<br> -Subparagraph r<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_54_r&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtAmortisedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at amortised cost. The amortised cost is the amount at which financial assets are measured at initial recognition minus principal repayments, plus or minus the cumulative amortisation using the effective interest method of any difference between that initial amount and the maturity amount, and adjusted for any impairment. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_f&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtAmortisedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_h&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that are measured at fair value and for which gains (losses) are recognised in profit or loss. A financial asset shall be measured at fair value through profit or loss unless it is measured at amortised cost or at fair value through other comprehensive income. A gain (loss) on a financial asset measured at fair value shall be recognised in profit or loss unless it is part of a hedging relationship, it is an investment in an equity instrument for which the entity has elected to present gains and losses in other comprehensive income or it is a financial asset measured at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IntangibleAssetsAndGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of intangible assets and goodwill held by the entity. [Refer: Goodwill; Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IntangibleAssetsAndGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of investments accounted for using the equity method. The equity method is a method of accounting whereby the investment is initially recognised at cost and adjusted thereafter for the post-acquisition change in the investor's share of net assets of the investee. The investor's profit or loss includes its share of the profit or loss of the investee. The investor's other comprehensive income includes its share of the other comprehensive income of the investee. [Refer: At cost [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B16&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 54<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_54_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present obligation of the entity to transfer an economic resource as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to customers.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of equity in a subsidiary not attributable, directly or indirectly, to a parent. [Refer: Subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 12<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_12_f&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 10<br> -IssueDate 2023-01-01<br> -Paragraph 22<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=10&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_22&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 54<br> -Subparagraph q<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_54_q&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherReserves">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing reserves within equity, not including retained earnings. [Refer: Retained earnings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherReserves</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PropertyPlantAndEquipmentIncludingRightofuseAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of property, plant and equipment including right-of-use assets whose underlying assets would be presented as property, plant and equipment if they were owned. [Refer: Property, plant and equipment; Right-of-use assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 54<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_54_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2023-01-01<br> -Paragraph 73<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=16&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_73_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PropertyPlantAndEquipmentIncludingRightofuseAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Provisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities of uncertain timing or amount, including provisions for employee benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 54<br> -Subparagraph l<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_54_l&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Provisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RetainedEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the entity's cumulative undistributed earnings or deficit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph IG6<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG6&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RetainedEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are subordinate to other liabilities with respect to claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareCapitalAndSharePremium">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share capital and share premium.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareCapitalAndSharePremium</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128421448688">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Condensed consolidated statement of profit or loss - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ContinuingOperationsAbstract', window );"><strong>Continuing Operations [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod', window );">Interest income using effective interest rate method</a></td>
<td class="nump">&#8364; 25,066<span></span>
</td>
<td class="nump">&#8364; 20,561<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestIncomeNotUsingEffectiveInterestMethod', window );">Other interest income</a></td>
<td class="nump">4,863<span></span>
</td>
<td class="nump">4,773<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Total interest income</a></td>
<td class="nump">29,929<span></span>
</td>
<td class="nump">25,335<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestExpensesCalculatedUsingEffectiveInterestMethod', window );">Interest expense using effective interest rate method</a></td>
<td class="num">(17,515)<span></span>
</td>
<td class="num">(12,310)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnOtherFinancialLiabilities', window );">Other interest expense</a></td>
<td class="num">(4,651)<span></span>
</td>
<td class="num">(4,823)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Total interest expense</a></td>
<td class="num">(22,166)<span></span>
</td>
<td class="num">(17,133)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income 13</a></td>
<td class="nump">7,762<span></span>
</td>
<td class="nump">8,202<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income 14</a></td>
<td class="nump">1,998<span></span>
</td>
<td class="nump">1,807<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">Valuation results and net trading income</a></td>
<td class="nump">3,015<span></span>
</td>
<td class="nump">520<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentIncome', window );">Investment income</a></td>
<td class="nump">24<span></span>
</td>
<td class="nump">16<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherOperatingIncomeExpense', window );">Other net income 15</a></td>
<td class="nump">13<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromOperatingActivities', window );">Income</a></td>
<td class="nump">12,812<span></span>
</td>
<td class="nump">10,555<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">250<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EmployeeBenefitsExpense', window );">Staff expenses</a></td>
<td class="nump">3,487<span></span>
</td>
<td class="nump">3,320<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherExpenseByNature', window );">Other operating expenses 16</a></td>
<td class="nump">2,393<span></span>
</td>
<td class="nump">2,376<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,439<span></span>
</td>
<td class="nump">5,946<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">6,373<span></span>
</td>
<td class="nump">4,609<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,798<span></span>
</td>
<td class="nump">1,303<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromContinuingOperations', window );">Net result</a></td>
<td class="nump">4,575<span></span>
</td>
<td class="nump">3,306<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">&#8364; 4,456<span></span>
</td>
<td class="nump">&#8364; 3,206<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EarningsPerShareAbstract', window );"><strong>Earnings per ordinary share 17</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShare', window );">Basic earnings per ordinary share (in EUR per share)</a></td>
<td class="nump">&#8364; 1.35<span></span>
</td>
<td class="nump">&#8364; 0.89<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DilutedEarningsLossPerShare', window );">Diluted earnings per ordinary share (in EUR per share)</a></td>
<td class="nump">&#8364; 1.35<span></span>
</td>
<td class="nump">&#8364; 0.89<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of additional allowance for credit losses of financial assets recognised in profit or loss. [Refer: Allowance account for credit losses of financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Note Expired 2023-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2017-en-b&amp;anchor=para_16&amp;doctype=Standard&amp;book=b<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator) divided by the weighted average number of ordinary shares outstanding during the period (the denominator).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutedEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator), divided by the weighted average number of ordinary shares outstanding during the period (the denominator), both adjusted for the effects of all dilutive potential ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutedEarningsLossPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EmployeeBenefitsExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The expense of all forms of consideration given by an entity in exchange for a service rendered by employees or for the termination of employment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 104<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_104&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EmployeeBenefitsExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseByNature">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses aggregated according to their nature (for example, depreciation, purchases of materials, transport costs, employee benefits and advertising costs), and not reallocated among functions within the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseByNature</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2023-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B13<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B13_f&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnOtherFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on other financial liabilities. [Refer: Interest expense; Other financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnOtherFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest revenue calculated using the effective interest method. Effective interest method is the method that is used in the calculation of the amortised cost of a financial asset or a financial liability and in the allocation and recognition of the interest revenue or interest expense in profit or loss over the relevant period. [Refer: Revenue]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_a_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense arising from interest. [Refer: Interest expense; Interest income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of investment income, such as interest and dividends.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2023-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35_b_iii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherExpenseByNature">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses that the entity does not separately disclose in the same statement or note when the entity uses the 'nature of expense' form for its analysis of expenses. [Refer: Expenses, by nature]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherExpenseByNature</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherOperatingIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of operating income (expense) that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherOperatingIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 12<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_12_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81B_a_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2023-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossFromContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations. [Refer: Continuing operations [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause vi<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B12_b_vi&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossFromContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossFromOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from operating activities of the entity. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 32<br> -IssueDate 2023-01-01<br> -Paragraph IE33<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=32&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IE33&amp;doctype=Illustrative%20Examples<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossFromOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RevenueFromInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income arising from interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B13<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B13_e&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RevenueFromInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TradingIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income (expense) relating to trading assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TradingIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ContinuingOperationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Continuing Operations [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ContinuingOperationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestExpensesCalculatedUsingEffectiveInterestMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expenses calculated using effective interest method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestExpensesCalculatedUsingEffectiveInterestMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestIncomeNotUsingEffectiveInterestMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest income not using effective interest method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestIncomeNotUsingEffectiveInterestMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128433933216">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Condensed consolidated statement of comprehensive income - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_StatementOfComprehensiveIncomeAbstract', window );"><strong>Statement of comprehensive income [abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromContinuingOperations', window );">Net result</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 4,575<span></span>
</td>
<td class="nump">&#8364; 3,306<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossBeforeTaxAbstract', window );"><strong>Items that will not be reclassified to the statement of profit or loss:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation', window );">Realised and unrealised revaluations property in own use</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans', window );">Remeasurement of the net defined benefit asset/liability</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17<span></span>
</td>
<td class="num">(43)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments', window );">Net change in fair value of equity instruments at fair value through other comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">475<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability', window );">Change in fair value of own credit risk of financial liabilities at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(9)<span></span>
</td>
<td class="nump">35<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract', window );"><strong>Items that may subsequently be reclassified to the statement of profit or loss:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax', window );">Net change in fair value of debt instruments at fair value through other comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(29)<span></span>
</td>
<td class="nump">130<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax', window );">Realised gains/losses on debt instruments at fair value through other comprehensive income reclassified to the statement of profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges', window );">Changes in cash flow hedge reserve</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(224)<span></span>
</td>
<td class="nump">241<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation', window );">Exchange rate differences</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">341<span></span>
</td>
<td class="num">(176)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">Total comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,145<span></span>
</td>
<td class="nump">3,492<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncomeAttributableToAbstract', window );"><strong>Comprehensive income attributable to:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">125<span></span>
</td>
<td class="nump">218<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,020<span></span>
</td>
<td class="nump">3,274<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">Total comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 5,145<span></span>
</td>
<td class="nump">&#8364; 3,492<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Includes impact of application of hyperinflation accounting under IAS 29</span></td>
</tr></table></td></tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossBeforeTaxAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossBeforeTaxAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossBeforeTaxAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of change in equity resulting from transactions and other events, other than those changes resulting from transactions with owners in their capacity as owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81A<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81A_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause ix<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B12_b_ix&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 106<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncomeAttributableToAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncomeAttributableToAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income attributable to non-controlling interests. [Refer: Comprehensive income; Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81B<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81B_b_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 106<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income attributable to owners of the parent. [Refer: Comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81B<br> -Subparagraph b<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81B_b_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 106<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on financial assets measured at fair value through other comprehensive income applying paragraph 4.1.2A of IFRS 9, net of tax, before reclassification adjustments. [Refer: Financial assets measured at fair value through other comprehensive income; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, after reclassification adjustments, related to cash flow hedges. [Refer: Cash flow hedges [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, related to changes in the fair value of financial liabilities attributable to the changes in the credit risk of those liabilities. [Refer: Other comprehensive income; Credit risk [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, after reclassification adjustments, related to exchange differences when financial statements of foreign operations are translated. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, related to gains (losses) from changes in the fair value of investments in equity instruments that the entity has designated at fair value through other comprehensive income applying paragraph 5.7.5 of IFRS 9. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesFromInvestmentsInEquityInstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, related to gains (losses) on remeasurements of defined benefit plans, which comprise actuarial gains and losses; the return on plan assets, excluding amounts included in net interest on the net defined benefit liability (asset); and any change in the effect of the asset ceiling, excluding amounts included in net interest on the net defined benefit liability (asset). [Refer: Other comprehensive income; Defined benefit plans [member]; Plan assets [member]; Net defined benefit liability (asset)] [Contrast: Decrease (increase) in net defined benefit liability (asset) resulting from gain (loss) on remeasurement in other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2023-01-01<br> -Paragraph 135<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_135_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, related to gains (losses) in relation to changes in the revaluation surplus of property, plant and equipment, right-of-use assets and intangible assets. [Refer: Other comprehensive income; Revaluation surplus]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRevaluation</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations. [Refer: Continuing operations [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause vi<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B12_b_vi&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossFromContinuingOperations</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of reclassification adjustments related to financial assets measured at fair value through other comprehensive income, net of tax. Reclassification adjustments are amounts reclassified to profit (loss) in the current period that were recognised in other comprehensive income in the current or previous periods. [Refer: Financial assets measured at fair value through other comprehensive income; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 92<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_92&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeNetOfTax</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_StatementOfComprehensiveIncomeAbstract</td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128429917760">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Condensed consolidated statement of changes in equity - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Total</div></th>
<th class="th"><div>Adjustment</div></th>
<th class="th"><sup>[1]</sup></th>
<th class="th"><div>Adjusted balance</div></th>
<th class="th"><div>Share capital and share premium</div></th>
<th class="th">
<div>Share capital and share premium </div>
<div>Adjusted balance</div>
</th>
<th class="th"><div>Other reserves</div></th>
<th class="th">
<div>Other reserves </div>
<div>Adjusted balance</div>
</th>
<th class="th"><div>Retained earnings</div></th>
<th class="th">
<div>Retained earnings </div>
<div>Adjustment</div>
</th>
<th class="th"><sup>[1]</sup></th>
<th class="th">
<div>Retained earnings </div>
<div>Adjusted balance</div>
</th>
<th class="th"><div>Shareholders' equity (parent)</div></th>
<th class="th">
<div>Shareholders' equity (parent) </div>
<div>Adjustment</div>
</th>
<th class="th"><sup>[1]</sup></th>
<th class="th">
<div>Shareholders' equity (parent) </div>
<div>Adjusted balance</div>
</th>
<th class="th"><div>Non-controlling interests</div></th>
<th class="th">
<div>Non-controlling interests </div>
<div>Adjustment</div>
</th>
<th class="th"><sup>[1]</sup></th>
<th class="th">
<div>Non-controlling interests </div>
<div>Adjusted balance</div>
</th>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Balance at beginning of period at Dec. 31, 2022</a></td>
<td class="nump">&#8364; 57,004<span></span>
</td>
<td colspan="2" class="num">&#8364; (46)<span></span>
</td>
<td class="nump">&#8364; 56,959<span></span>
</td>
<td class="nump">&#8364; 17,154<span></span>
</td>
<td class="nump">&#8364; 17,154<span></span>
</td>
<td class="num">&#8364; (2,192)<span></span>
</td>
<td class="num">&#8364; (2,192)<span></span>
</td>
<td class="nump">&#8364; 41,538<span></span>
</td>
<td colspan="2" class="num">&#8364; (45)<span></span>
</td>
<td class="nump">&#8364; 41,493<span></span>
</td>
<td class="nump">&#8364; 56,500<span></span>
</td>
<td colspan="2" class="num">&#8364; (45)<span></span>
</td>
<td class="nump">&#8364; 56,455<span></span>
</td>
<td class="nump">&#8364; 504<span></span>
</td>
<td colspan="2" class="num">&#8364; (1)<span></span>
</td>
<td class="nump">&#8364; 503<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromContinuingOperations', window );">Net result</a></td>
<td class="nump">3,306<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,206<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,206<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncome', window );">Other comprehensive income</a></td>
<td class="nump">186<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">68<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">68<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">118<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">Total comprehensive income</a></td>
<td class="nump">3,492<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">68<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,206<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,274<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">218<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DividendsRecognisedAsDistributionsToOwners1', window );">Dividends 18</a></td>
<td class="num">(1,408)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,408)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,408)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeCommitment', window );">Share buyback programme, commitment</a></td>
<td class="num">(1,500)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,500)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,500)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfTreasuryShares', window );">Share buyback programme, shares purchased</a></td>
<td class="num">(42)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(188)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">146<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(42)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CancellationOfTreasuryShares', window );">Share buyback programme, cancellation of shares</a></td>
<td class="text"> <span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,201<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,200)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions', window );">Employee share-based compensation plans</a></td>
<td class="nump">20<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">41<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(21)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">20<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions', window );">Other changes in treasury shares</a></td>
<td class="nump">0<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity', window );">Transfers</a></td>
<td class="text"> <span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(599)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">599<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity', window );">Increase (decrease) through other changes, equity</a></td>
<td class="num">(8)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(8)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(8)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Balance at end of period at Jun. 30, 2023</a></td>
<td class="nump">57,513<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17,153<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,668)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">41,308<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">56,793<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">721<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Balance at beginning of period at Dec. 31, 2023</a></td>
<td class="nump">55,628<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17,151<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,767)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">40,299<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">54,684<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">944<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromContinuingOperations', window );">Net result</a></td>
<td class="nump">4,575<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,456<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,456<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">118<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncome', window );">Other comprehensive income</a></td>
<td class="nump">570<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">564<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">564<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">Total comprehensive income</a></td>
<td class="nump">5,145<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">564<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,456<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,020<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">125<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividends recognised as distributions to owners</a></td>
<td class="nump">2,750<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,497<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,497<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">253<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeCommitment', window );">Share buyback programme, commitment</a></td>
<td class="num">(2,500)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,500)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,500)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfTreasuryShares', window );">Share buyback programme, shares purchased</a></td>
<td class="num">(43)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,576)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,533<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(43)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CancellationOfTreasuryShares', window );">Share buyback programme, cancellation of shares</a></td>
<td class="nump">0<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,498)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions', window );">Employee share-based compensation plans</a></td>
<td class="nump">23<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">43<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(19)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">24<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions', window );">Other changes in treasury shares</a></td>
<td class="nump">2<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity', window );">Transfers</a></td>
<td class="nump">0<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(308)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">308<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity', window );">Increase (decrease) through other changes, equity</a></td>
<td class="num">(1)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Balance at end of period at Jun. 30, 2024</a></td>
<td class="nump">&#8364; 55,505<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 17,149<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (1,542)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 39,081<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 54,689<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 816<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="21"></td></tr>
<tr><td colspan="21"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Changes in policy following the adoption of IFRS 17 and change in policy for non-financial guarantees</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CancellationOfTreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of treasury stock cancelled during the period. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CancellationOfTreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of change in equity resulting from transactions and other events, other than those changes resulting from transactions with owners in their capacity as owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81A<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81A_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause ix<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B12_b_ix&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 106<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends recognised as distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 107<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_107&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from share-based payment transactions. [Refer: Equity]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_106_d_iii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from changes that the entity does not separately disclose in the same statement or note. [Refer: Equity]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from treasury share transactions. [Refer: Equity; Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughTreasuryShareTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income and expense (including reclassification adjustments) that is not recognised in profit or loss as required or permitted by IFRSs. [Refer: IFRSs [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B12_b_viii&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81A<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81A_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_106_d_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossFromContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations. [Refer: Continuing operations [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause vi<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B12_b_vi&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossFromContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfTreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in equity resulting from the purchase of treasury shares. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfTreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DividendsRecognisedAsDistributionsToOwners1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Dividends recognised as distributions to owners1</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DividendsRecognisedAsDistributionsToOwners1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) Through Transfer Between Other Reserves And Retained Earnings, Equity</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughTransferBetweenOtherReservesAndRetainedEarningsEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeCommitment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Commitment</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeCommitment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128434184000">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Condensed consolidated statement of cash flows - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 6,373<span></span>
</td>
<td class="nump">&#8364; 4,609<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForReconcileProfitLossAbstract', window );"><strong>Adjusted for:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense', window );">&#8211; Depreciation and amortisation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">331<span></span>
</td>
<td class="nump">328<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForProvisions', window );">&#8211; Addition to loan loss provisions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">559<span></span>
</td>
<td class="nump">250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">&#8211; Revaluations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(80)<span></span>
</td>
<td class="nump">87<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains', window );">&#8211; Exchange rate differences and other.</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,858<span></span>
</td>
<td class="nump">14<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities', window );">Taxation paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,307)<span></span>
</td>
<td class="num">(1,073)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract', window );"><strong>Changes in:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBanks', window );">&#8211;&#160;&#160;Loans and advances to banks, not available on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5,222)<span></span>
</td>
<td class="num">(1,520)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromBanks', window );">&#8211;&#160;&#160;Deposits from banks, not payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(6,181)<span></span>
</td>
<td class="num">(27,423)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading', window );">&#8211;&#160;&#160;Trading assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(12,975)<span></span>
</td>
<td class="num">(5,955)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading', window );">&#8211;&#160;&#160;Trading liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3,485)<span></span>
</td>
<td class="nump">987<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers', window );">&#8211;&#160;&#160;Loans and advances to customers</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(13,819)<span></span>
</td>
<td class="num">(4,727)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromCustomers', window );">&#8211; &#160;Customer deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">41,652<span></span>
</td>
<td class="nump">36,962<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdjustmentsForIncreaseDecreaseInNonTradingDerivatives', window );">&#8211; &#160;Non-trading derivatives</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(647)<span></span>
</td>
<td class="nump">691<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdjustmentsForIncreaseDecreaseInOtherFinancialAssetsAtFairValueThroughProfitOrLoss', window );">&#8211; &#160;Assets designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">769<span></span>
</td>
<td class="nump">25<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss', window );">&#8211; &#160;Assets mandatorily at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(14,427)<span></span>
</td>
<td class="num">(22,651)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDecreaseIncreaseInOtherAssets', window );">&#8211; &#160;Other assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,200)<span></span>
</td>
<td class="num">(1,745)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">&#8211; &#160;Other financial liabilities at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,874<span></span>
</td>
<td class="nump">23,033<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities', window );">&#8211; &#160;Provisions and other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,875<span></span>
</td>
<td class="nump">2,599<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInOperatingActivities', window );">Net cash flow from/(used in) operating activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,948<span></span>
</td>
<td class="nump">4,491<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentsAndAdvancesAbstract', window );"><strong>Investments and advances:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod', window );">- Associates and joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(22)<span></span>
</td>
<td class="num">(31)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities', window );">&#8211; Property and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(172)<span></span>
</td>
<td class="num">(89)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisposalsAndRedemptionsAbstract', window );"><strong>Disposals and redemptions:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod', window );">&#8211; Associates and joint ventures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">44<span></span>
</td>
<td class="nump">41<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities', window );">&#8211; Property and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24<span></span>
</td>
<td class="nump">14<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInInvestingActivities', window );">Net cash flow from/(used in) investing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(6,532)<span></span>
</td>
<td class="num">(5,806)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures', window );">Proceeds from debt securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">65,628<span></span>
</td>
<td class="nump">45,645<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepaymentsOfBondsNotesAndDebentures', window );">Repayments of debt securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(50,636)<span></span>
</td>
<td class="num">(21,543)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities', window );">Proceeds from issuance of subordinated loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,385<span></span>
</td>
<td class="nump">2,225<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepaymentsOfSubordinatedLiabilities', window );">Repayments of subordinated loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,970)<span></span>
</td>
<td class="num">(2,127)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities', window );">Repayments of principal portion of lease liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(136)<span></span>
</td>
<td class="num">(96)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares', window );">Purchase of treasury shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,573)<span></span>
</td>
<td class="num">(187)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidClassifiedAsFinancingActivities', window );">Dividends paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,750)<span></span>
</td>
<td class="num">(1,705)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInFinancingActivities', window );">Net cash flow from/(used in) financing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,948<span></span>
</td>
<td class="nump">22,212<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges', window );">Net cash flow</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,364<span></span>
</td>
<td class="nump">20,897<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">Cash and cash equivalents at beginning of the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">93,012<span></span>
</td>
<td class="nump">95,391<span></span>
</td>
<td class="nump">&#8364; 95,391<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents', window );">Effect of exchange rate changes on cash and cash equivalents</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,366)<span></span>
</td>
<td class="num">(1,071)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">Cash and cash equivalents at end of the period</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">102,010<span></span>
</td>
<td class="nump">115,217<span></span>
</td>
<td class="nump">93,012<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalentsAbstract', window );"><strong>Cash and cash equivalents</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TreasuryBillsAndOtherEligibleBills', window );">Treasury bills and other eligible bills</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23<span></span>
</td>
<td class="nump">21<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CurrentDepositsFromBanks', window );">Deposits from banks</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(8,498)<span></span>
</td>
<td class="num">(8,506)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,412<span></span>
</td>
<td class="nump">10,065<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndBankBalancesAtCentralBanks', window );">Cash and balances with central banks</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">97,073<span></span>
</td>
<td class="nump">113,636<span></span>
</td>
<td class="nump">90,214<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">Cash and cash equivalents at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">102,010<span></span>
</td>
<td class="nump">115,217<span></span>
</td>
<td class="nump">&#8364; 93,012<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental cash flow information</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestReceivedClassifiedAsOperatingActivities', window );">Interest received</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28,958<span></span>
</td>
<td class="nump">24,312<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestPaidClassifiedAsOperatingActivities', window );">Interest paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(20,119)<span></span>
</td>
<td class="num">(15,074)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities', window );">Interest received (paid)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,839<span></span>
</td>
<td class="nump">9,238<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsReceivedClassifiedAsOperatingActivities', window );">Dividend received</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">68<span></span>
</td>
<td class="nump">62<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidClassifiedAsFinancingActivities', window );">Dividend paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,750)<span></span>
</td>
<td class="num">(1,705)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_OtherInvestmentPurchasedMember', window );">Other investments purchased</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentsAndAdvancesAbstract', window );"><strong>Investments and advances:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities', window );">&#8211; Other investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(152)<span></span>
</td>
<td class="num">(115)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_OtherInvestmentsDisposedMember', window );">Other investments disposed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisposalsAndRedemptionsAbstract', window );"><strong>Disposals and redemptions:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisposalsAndRedemptionsFromOtherInvestments', window );">&#8211; Other investments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">- Financial assets at fair value through other comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentsAndAdvancesAbstract', window );"><strong>Investments and advances:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities', window );">- Financial assets at fair value through other comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(11,040)<span></span>
</td>
<td class="num">(11,548)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities', window );">- Securities at amortised cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(11,040)<span></span>
</td>
<td class="num">(11,548)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisposalsAndRedemptionsAbstract', window );"><strong>Disposals and redemptions:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities', window );">- Financial assets at fair value through other comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,921<span></span>
</td>
<td class="nump">6,069<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities', window );">- Securities at amortised cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,921<span></span>
</td>
<td class="nump">6,069<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">- Securities at amortised cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentsAndAdvancesAbstract', window );"><strong>Investments and advances:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities', window );">- Financial assets at fair value through other comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(48,584)<span></span>
</td>
<td class="num">(25,403)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities', window );">- Securities at amortised cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(48,584)<span></span>
</td>
<td class="num">(25,403)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisposalsAndRedemptionsAbstract', window );"><strong>Disposals and redemptions:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities', window );">- Financial assets at fair value through other comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47,439<span></span>
</td>
<td class="nump">25,253<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities', window );">- Securities at amortised cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 47,439<span></span>
</td>
<td class="nump">&#8364; 25,253<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Includes dividends received as recognized within Investment Income, from equity securities included in the Financial assets at fair value through profit or loss, Financial assets at fair value through OCI, and from Investments in associates and joint ventures. Dividends paid and received from trading positions have been included.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for decrease (increase) in financial assets held for trading to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Financial assets; Financial assets at fair value through profit or loss, classified as held for trading; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for decrease (increase) in loans and advances to banks to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Loans and advances to banks; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for decrease (increase) in loans and advances to customers to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Loans and advances to customers; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForDecreaseIncreaseInLoansAndAdvancesToCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForDecreaseIncreaseInOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for decrease (increase) in other assets to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Other assets; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForDecreaseIncreaseInOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for depreciation and amortisation expense to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Depreciation and amortisation expense; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForFairValueGainsLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for fair value losses (gains) to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForFairValueGainsLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in deposits from banks to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Deposits from banks; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in deposits from customers to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Deposits from customers; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForIncreaseDecreaseInDepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in financial liabilities held for trading to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Financial liabilities; Financial liabilities at fair value through profit or loss that meet definition of held for trading; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForIncreaseDecreaseInFinancialLiabilitiesHeldForTrading</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in other liabilities to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Other liabilities; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForIncreaseDecreaseInOtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForProvisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for provisions to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Provisions; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForProvisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForReconcileProfitLossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForReconcileProfitLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for unrealised foreign exchange losses (gains) to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Section A Statement of cash flows for an entity other than a financial institution<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;doctype=Illustrative%20Examples&amp;dita_xref=IAS07_IE_A_TI<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForUnrealisedForeignExchangeLossesGains</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndBankBalancesAtCentralBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash and bank balances held at central banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndBankBalancesAtCentralBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash on hand and demand deposits, along with short-term, highly liquid investments that are readily convertible to known amounts of cash and that are subject to an insignificant risk of changes in value. [Refer: Cash; Cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 45<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B13<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B13_a&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 54<br> -Subparagraph i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_54_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndCashEquivalentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndCashEquivalentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) financing activities, which are activities that result in changes in the size and composition of the contributed equity and borrowings of the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 50<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) investing activities, which are the acquisition and disposal of long-term assets and other investments not included in cash equivalents.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 50<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) operating activities, which are the principal revenue-producing activities of the entity and other activities that are not investing or financing activities. [Refer: Revenue]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 50<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidClassifiedAsFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for dividends paid by the entity, classified as financing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 31<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidClassifiedAsFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsReceivedClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from dividends received, classified as operating activities. [Refer: Dividends received]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 31<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsReceivedClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The effect of exchange rate changes on cash and cash equivalents held or due in a foreign currency. [Refer: Cash and cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for income taxes paid, classified as operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxesPaidClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in cash and cash equivalents before the effect of exchange rate changes on cash and cash equivalents held in foreign currencies. [Refer: Cash and cash equivalents; Effect of exchange rate changes on cash and cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 45<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInCashAndCashEquivalentsBeforeEffectOfExchangeRateChanges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestPaidClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for interest paid, classified as operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 31<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestPaidClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestReceivedClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from interest received, classified as operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 31<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestReceivedClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Inflows (outflows) of cash, classified as investing activities, that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 21<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_21&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for payment of lease liabilities, classified as financing activities. [Refer: Lease liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 17<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_17_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the issuing of bonds, notes and debentures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromIssueOfBondsNotesAndDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the issuing of subordinated liabilities. [Refer: Subordinated liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales of investments accounted for using the equity method. [Refer: Investments accounted for using equity method]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromSalesOfInvestmentsAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales of property, plant and equipment, classified as investing activities. [Refer: Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 16<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_16_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from sales or maturity of financial instruments, classified as investing activities. [Refer: Financial instruments, class [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromSalesOrMaturityOfFinancialInstrumentsClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2023-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchase of financial instruments. [Refer: Financial instruments, class [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfFinancialInstrumentsClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchase of interests in investments accounted for using the equity method. [Refer: Investments accounted for using equity method]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfInterestsInInvestmentsAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchases of property, plant and equipment, classified as investing activities. [Refer: Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 16<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_16_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RepaymentsOfBondsNotesAndDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for repayments of bonds, notes and debentures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RepaymentsOfBondsNotesAndDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RepaymentsOfSubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for repayments of subordinated liabilities. [Refer: Subordinated liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RepaymentsOfSubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase decrease in financial assets mandatorily at fair value through profit or loss.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdjustmentsForIncreaseDecreaseInFinancialAssetsMandatorilyAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AdjustmentsForIncreaseDecreaseInNonTradingDerivatives">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments For Increase Decrease In Non Trading Derivatives</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdjustmentsForIncreaseDecreaseInNonTradingDerivatives</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AdjustmentsForIncreaseDecreaseInOtherFinancialAssetsAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase decrease in other financial assets at fair value through profit or loss.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdjustmentsForIncreaseDecreaseInOtherFinancialAssetsAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase decrease in other financial liabilities at fair value through profit or loss</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdjustmentsForIncreaseDecreaseInOtherFinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash and cash equivalents deposits from banks or loans and advances to banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CashAndCashEquivalentsDepositsFromBanksOrLoansAndAdvancesToBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ChangesInOperatingAssetsAndLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Changes In Operating Assets And Liabilities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ChangesInOperatingAssetsAndLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CurrentDepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Current Deposits From Banks</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CurrentDepositsFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisposalsAndRedemptionsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disposals And Redemptions</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisposalsAndRedemptionsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisposalsAndRedemptionsFromOtherInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disposals And Redemptions From Other Investments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisposalsAndRedemptionsFromOtherInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InvestmentsAndAdvancesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investments And Advances</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InvestmentsAndAdvancesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NetInterestReceivedPaidClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net interest received paid classified as operating activities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NetInterestReceivedPaidClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Proceeds From Sale Or Issue (Purchase) Of Treasury Shares</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ProceedsFromSaleOrIssuePurchaseOfTreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SupplementalCashFlowInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Supplemental Cash Flow Information</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SupplementalCashFlowInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419834400">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Risk management<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RiskManagementAbstract', window );"><strong>Risk management [abstract]</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock', window );">Risk management</a></td>
<td class="text"><div style="margin-bottom:8pt;margin-top:20pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.900%"></td><td style="width:0.1%"></td></tr><tr style="height:17pt"><td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Basis of disclosures (*)</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This risk management section contains an update of information relating to the nature and the extent of the risks arising from financial instruments as disclosed in the 2023 ING Group consolidated financial statements as included in the 2023 Annual Report on Form 20-F. These disclosures are an integral part of ING Group condensed consolidated interim financial statements and are indicated by the symbol (*). Chapters, paragraphs, graphs or tables within this risk management section that are indicated with this symbol in the respective headings or table header are considered to be an integral part of the condensed consolidated interim financial statements.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This risk management section also includes additional disclosures beyond those required by IFRS standards, such as certain legal and regulatory disclosures. Not all information in this section can be reconciled back to the primary financial statements and corresponding notes, as it has been prepared using risk data that differs to the accounting basis of measurement.</span></div></td></tr><tr style="height:17pt"><td colspan="12" style="display:none"></td></tr><tr style="height:17pt"><td colspan="12" style="display:none"></td></tr><tr style="height:17pt"><td colspan="12" style="display:none"></td></tr><tr style="height:17pt"><td colspan="12" style="display:none"></td></tr><tr style="height:17pt"><td colspan="12" style="display:none"></td></tr><tr style="height:17pt"><td colspan="12" style="display:none"></td></tr><tr style="height:17pt"><td colspan="12" style="display:none"></td></tr><tr style="height:17pt"><td colspan="12" style="display:none"></td></tr><tr style="height:38pt"><td colspan="12" style="display:none"></td></tr></table></div><div style="margin-bottom:8pt;margin-top:20pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Credit risk</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Loan loss provisioning (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING recognises loss allowances based on the expected credit loss (ECL) model of IFRS 9, which is designed to be forward-looking. The IFRS 9 impairment requirements are applicable to on-balance sheet financial assets measured at amortised cost or fair value through other comprehensive income (FVOCI), such as loans, debt securities and lease receivables, as well as off-balance sheet items such as undrawn loan commitments, financial and non-financial guarantees issued.</span></div><div style="margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING distinguishes between two types of calculation methods for credit loss allowances:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Collective 12-month ECL (Stage 1) and collective Lifetime ECL (Stage 2) for portfolios of financial instruments, as well as collective Lifetime ECL for credit impaired exposures (Stage 3) below &#8364;1 million.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Individual Lifetime ECL for credit-impaired (Stage 3) financial instruments with exposures above &#8364;1 million.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Climate and environmental risks in IFRS 9 models (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Climate risk drivers (physical and transition risks) can reduce the ability of businesses and households to fulfil their obligations due on existing lending contracts. These may also lead to deprecation/ erosion of </span></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">collateral values which would translate into higher credit losses and loan-to-value ratios in the lending portfolio of ING.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At this point in time it is not yet possible to fully incorporate climate risk separately into IFRS 9 ECL models given the lack of sufficient empirical historical data and data limitations in the risk assessments on client level.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where climate and environmental factors have impacted the economy in the recent past or present, these impacts will currently be implicitly embedded in ING's IFRS 9 ECL models through the projected macroeconomic indicators (e.g. indirectly via GDP growth and unemployment rates). We note however that our ECL models are primarily sensitive to the short-term economic outlook as we use a three-year time horizon for macroeconomic outlook, after which a mean reversion approach is applied.</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">With regard to our evaluation of climate-related matters, where such events have already occurred (e.g. floods, stranded assets etc.), the impact of such events is individually assessed in the calculation of Stage 3 Individual provisions or management adjustments to ECL models. For example, we consider whether affected assets have suffered from a significant increase in credit risk (or are credit impaired) and whether the ECL is appropriate. </span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Over the near-term horizon, ING plans to continue to refine its methodologies to evaluate climate risks. ING is working on putting into practice quantitative methodologies for climate and environmental (C&amp;E) risk identification, materiality assessment and risk appetite setting. Going forward, ING aims to close the gaps on climate risk data, which will enable use to eventually more explicitly embed climate risks into the IFRS 9 ECL models. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Portfolio quality and concentration (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our lending portfolio is diversified over various sectors and countries. The total gross carrying amount is composed of approximately 65% business lending and 35% consumer lending. For a detailed breakdown of ING&#8217;s credit risk portfolio by Sector and Geographical area, refer to the section &#8220;Credit Risk portfolio&#8221; reported in the &#8216;Risk management&#8217; section of the 2023 Annual Report on Form 20-F. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below describes the portfolio composition over the different IFRS 9 stages and rating classes. The Stage 1 portfolio represents 92.2% (2023: 91.5%) of the total gross carrying amounts, mainly composed of investment grade, while Stage 2 makes up 6.5% (2023: 7.4%) and Stage 3 makes up 1.3% (2023: 1.2%) of the total gross carrying amounts, respectively.</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:28.832%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.401%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.151%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.501%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.151%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.326%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.151%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.801%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.156%"></td><td style="width:0.1%"></td></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Gross carrying amount per IFRS 9 stage and rating class (*) </span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">2</span></div></td></tr><tr style="height:14pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL (Stage 1)</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:12pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Rating class</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td></tr><tr style="height:14pt"><td colspan="3" rowspan="4" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment grade</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 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style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">97,276&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2-4 (AA)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">137,427&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,512&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">138,939&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5-7 (A)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">240,731&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,419&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">245,151&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8-10 (BBB)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">312,399&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,634&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">331,033&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-Investment grade</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11-13 (BB)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">158,219&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">218&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,684&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">173,903&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">296&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14-16 (B)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28,681&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">380&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17 (CCC)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">851&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,231&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">201&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,082&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,617&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">318&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,617&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">318&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 (C)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,967&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">179&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,967&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">179&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-performing loans</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20-22 (D)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,459&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,432&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,459&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,432&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="6" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">975,522</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">494</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">68,969</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,190</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,459</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,432</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,057,950</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:28.832%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.401%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.801%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.026%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.501%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.231%"></td><td style="width:0.1%"></td></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Gross carrying amount per IFRS 9 stage and rating class (*)</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1,2</span></div></td></tr><tr style="height:14pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL (Stage 1)</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:14pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Rating class</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td></tr><tr style="height:14pt"><td colspan="3" rowspan="4" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment grade</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 (AAA)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">87,071&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">439&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">87,510&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2-4 (AA)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">132,159&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,553&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">134,711&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5-7 (A)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231,018&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,188&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">237,206&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8-10 (BBB)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">302,967&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,004&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">319,971&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-Investment grade</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11-13 (BB)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">157,387&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">226&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,273&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">176,661&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">319&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14-16 (B)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26,414&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">164&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,336&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">455&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,750&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">618&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17 (CCC)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">617&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,125&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">233&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,742&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">242&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Substandard grade</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 (CC)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,617&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">402&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,617&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">402&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 (C)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,919&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">221&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,919&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">221&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-performing loans</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20-22 (D)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,956&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,887&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,956&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,887&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="6" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">937,633</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">517</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">75,454</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,435</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,956</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,887</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,025,043</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,839</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Includes impact from change in accounting policy as disclosed in table "Changes in gross carrying amounts and loan loss provisions"<br/>2 Stage 3 lifetime credit impaired provision includes &#8364;7 million (2023: &#8364;11 million) on purchased or originated credit impaired</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Changes in gross carrying amounts and loan loss provisions (*)</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below provides a reconciliation by stage of the gross carrying amount and allowances for loans and advances to banks and customers, including loan commitments and guarantees issued (financial and non-financial). The transfers of financial instruments represent the impact of stage transfers on the gross carrying/nominal amount and associated allowance for ECL. This includes the net-remeasurement of ECL arising from stage transfers, for example, moving from a 12-month (Stage 1) to a lifetime (Stage 2) ECL measurement basis.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The net-remeasurement line represents the changes in provisions for facilities that remain in the same stage.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Please note the following comments with respect to the movements observed in the table below:</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Stage 3 gross carrying amount increased by &#8364;1.5 billion from &#8364;12.0 billion as at 31 December 2023 to &#8364;13.5 billion as at 30 June 2024, mainly as a result of &#8364;3.1 billion net inflow into NPL (credit impaired) in the first half of 2024 which is offset by &#8364;1.2 billion derecognitions and repayments and &#8364;0.4 billion write-offs. Partially as a result of the inflow into NPL, Stage 3 provisions increased by &#8364;0.5 billion.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">In the first 6 months of 2024 the stage 2 gross carrying amount decreased by &#8364;6.5 billion from &#8364;75.5 billion as at 31 December 2023 to &#8364;69.0 billion as at 30 June 2024, mainly as a result of repayments, outflow to Stage 3 and upgrades to Stage 1 largely driven by improved macroeconomic outlook. Stage 2 provisions decreased by &#8364;0.2 billion from &#8364;1.4 billion as at 31 December 2023 to &#8364;1.2 billion as at 30 June 2024, largely driven by improved macro-economic outlook, the release of management adjustments to Stage 2 and migration of files to Stage 3.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Information on macroeconomic scenarios is included in the section &#8216;Macroeconomic scenarios and sensitivity analysis of key sources of estimation uncertainty&#8217;.</span></div></div></div><div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:22.005%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.152%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.327%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.277%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.302%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.227%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.177%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.706%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in gross carrying amounts and loan loss provisions (*)</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL (Stage 1)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Opening balance as at 1 January 2024</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">937,633</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">517</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">75,454</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,435</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,956</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,887</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,025,043</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,839</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into 12-month ECL (Stage 1)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,436&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16,237&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-164&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-199&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-162&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21,990&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-32&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22,489&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">291&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-498&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-65&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">194&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL credit impaired (Stage 3)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,457&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,360&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-180&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,817&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,002&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">817&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net remeasurement of loan loss provisions</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-72&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-88&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-163&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">New financial assets originated or purchased</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106,366&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">117&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106,366&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets that have been derecognised</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-58,961&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-45&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,485&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-93&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,048&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-95&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-66,495&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-232&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net drawdowns and repayments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,505&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,893&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-188&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,585&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in models/risk parameters</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Increase in loan loss provisions</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-19</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 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0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-379&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange and other movements</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">83&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">975,522</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">494</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">68,969</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,190</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,459</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,432</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,057,950</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Stage 3 Lifetime credit impaired provision includes &#8364;7 million on Purchased or Originated Credit Impaired.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The addition to the loan loss provision in Profit or Loss amounts to &#8364;559 million of which &#8364;553 million relates to IFRS 9 eligible financial instruments and &#8364;6 million relates to the adjustments to CHF-indexed mortgages in Poland to reflect the changed expectation in future cash flows.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Disposals reported relate to asset sales recorded during the first six months in 2024.</span></div><div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:21.705%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.227%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.527%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.276%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.477%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.707%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in gross carrying amounts and loan loss provisions (*)</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1, 2</span></div></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL (Stage 1)</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">885,222</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">581</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">70,725</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,679</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,708</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,841</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">967,655</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,101</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impact of changes in accounting policies</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37,078&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,704&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">158&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,939&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">95&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Adjusted opening balance</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">922,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">590</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">75,429</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,692</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,866</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,914</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,009,595</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,196</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into 12-month ECL (Stage 1)</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,832&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,583&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-239&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-249&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-36&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-247&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-29,470&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-67&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30,185&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">449&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-716&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-105&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">277&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL credit impaired (Stage 3)</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,053&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,775&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-115&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,828&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">978&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">853&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net remeasurement of loan loss provisions</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-149&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-94&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-184&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">New financial assets originated or purchased</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">195,775&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">204&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">195,775&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">204&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets that have been derecognised</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-121,991&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-72&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-14,239&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-215&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,475&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-266&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 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style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,525&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in models/risk parameters</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">84&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">714</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">452</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Write-offs</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid 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style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-38&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-38&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-283&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-283&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-321&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 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0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">258&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="2" 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,435</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,956</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" 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style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,839</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Stage 3 Lifetime credit impaired provision includes &#8364;11 million on purchased or originated credit impaired.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"> The addition to the loan provision (in the consolidated statement of profit or loss) amounts to &#8364;520 million of which &#8364;483 million related to IFRS 9 eligible financial assets, &#8364;-31 million related to non-credit replacement guarantees and &#8364;68 million to modification gains and losses on restructured financial assets.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Table was updated for presentation purposes to disaggregate utilisation of the provision between write-offs and disposals. Comparatives have been updated accordingly.</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Macroeconomic scenarios and sensitivity analysis of key sources of estimation uncertainty (*)</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Methodology (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our methodology in relation to the adoption and generation of macroeconomic scenarios is described in this section. We continue to follow this methodology in generating our probability-weighted ECL, with consideration of alternative scenarios and management adjustments supplementing this ECL where, in management's opinion, the consensus forecast does not fully capture the extent of recent credit or economic events. The macroeconomic scenarios are applicable to the whole ING portfolio in the scope of IFRS 9 ECLs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The IFRS 9 standard, with its inherent complexities and potential impact on the carrying amounts of our assets and liabilities, represents a key source of estimation uncertainty. In particular, ING&#8217;s reportable ECL numbers are sensitive to the forward-looking macroeconomic forecasts used as model inputs, the probability-weights applied to each of the three scenarios, and the criteria for identifying a significant increase in credit risk. As such, these crucial components require consultation and management judgement, and are subject to extensive governance.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Baseline scenario (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a baseline for IFRS 9, ING has adopted a market-neutral view combining consensus forecasts for economic variables (GDP, unemployment) with market forwards (for interest rates, exchange rates and oil prices). Input from a leading third-party service provider is used to complement the consensus with consistent projections for variables for which there are no consensus estimates available (most notably house prices and &#8211; for some countries - unemployment), to generate alternative scenarios, to convert annual consensus information to a quarterly frequency and to ensure general consistency of the scenarios. As the baseline scenario is consistent with the consensus view it can be considered as free from any bias. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The relevance and selection of macroeconomic variables is defined by the ECL models under credit risk model governance. The scenarios are reviewed and challenged by two panels of ING experts. The first panel consists of economic experts from Global Markets Research and risk and modelling specialists, while the second panel consists of relevant senior managers. </span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Alternative scenarios and probability weights (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Two alternative scenarios are taken into account: an upside and a downside scenario. The alternative scenarios have statistical characteristics as they are based on the forecast deviations of the leading third-party service provider.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To understand the baseline level of uncertainty around any forecast, the leading third-party service provider keeps track of all its deviations (so called forecast errors) of the past 20 years. The distribution of forecast errors for GDP, unemployment, house prices and share prices is applied to the baseline forecast creating a broad range of alternative outcomes. In addition, to understand the balance of risks facing the economy in an unbiased way, the leading third-party service provider runs a survey with respondents from around the world and across a broad range of industries. In this survey respondents put forward their views of key risks. Following the survey results, the distribution of forecast errors (that is being used for determining the scenarios) may be skewed.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For the downside scenario, ING has chosen for the 90th percentile of that distribution because this corresponds with the way risk management earnings-at-risk is defined within the Group. The upside scenario is represented by the 10th percentile of the distribution. The applicable percentiles of the distribution imply a 20 percent probability for each alternative scenario. Consequently, the baseline scenario has a 60 percent probability weighting. Please note that, given their technical nature, the downside and upside scenarios are not based on an explicit specific narrative.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Macroeconomic scenarios applied (*)</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The macroeconomic scenarios applied in the calculation of loan loss provisions are based on the consensus forecasts.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Baseline assumptions (*)</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The general picture that the consensus conveys is that global economic growth is going through a weak spell but that the worst seems to be behind us. Inflation has come down rapidly and is currently still above but relatively close to central bank targets. Higher interest rates play their part in slowing demand. Central banks at this point are likely done with hiking interest rates and the effect of tight policy is expected to ease over time. GDP growth for the coming years is expected to remain relatively stable around 2.4%. The more upbeat economic outlook is also reflected in an expected recovery of house prices &#8211; which is already ongoing in quite a few countries &#8211; and declining unemployment.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The June 2024 consensus expects global output (as measured by the weighted average GDP growth rate of ING's 25 main markets) to slow from 2.6% in 2023, to 2.4% in 2024. For 2025-2026, economic growth is expected to come in at 2.3 and 2.4% respectively. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ongoing resilience in the US has continued into 2024, supported by stronger than expected consumer spending and business investment. Still, economic activity is expected to gradually moderate given the recent tightening of financial market conditions and increase in oil prices, which could delay the Fed cutting rates. Overall, while no recession is expected anymore, the US is expected to see economic growth slow over </span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2024 and 2025. The consensus expects the growth rate of the US economy to fall from 2.5% in 2023 to 2.3% in 2024 and further to 1.7% in 2025, after that it is expected to recover to 2.1% in 2026.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The eurozone economy is just coming out of broad stagnation as consumers are regaining some purchasing power and financial conditions are becoming more favourable. This is boosted by a more benign inflation environment, which has allowed the ECB to cut interest rates for a first time after an aggressive series of hikes. For now, the recovery is very modest and is not expected to gain much strength either over the course of the year as the eurozone still faces significant headwinds. Think about energy insecurity and weak global demand for example. Consensus expects the eurozone to grow by only 0.6% in 2024, before recovering to 1.4% on average in 2025-2026. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Elsewhere in Europe, the outlook becoming more upbeat. Gradual recovery in the Polish economy is underway, led by household consumption. The upturn is so far gradual though, given external headwinds (particularly from Germany). The economy is expected to grow by 3% this year, picking up to 3.5% in 2025 and 2026. The consensus expectation for T&#252;rkiye is to see growth slow from 3.3% in 2024 to 3% in 2025 and picking back up again to 3.7% in 2026. Overall, consensus has become a lot more upbeat about the Turkish economy in recent months. The Russian economy transformed more successfully than expected into a war economy, which has boosted consensus economic expectations. Growth is expected to come in at 3% in 2024, before slowing to 1.6% and 1.4% in 2025 and 2026. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For China, economic underperformance continues as it still struggles with the impact of the real estate correction and weak domestic demand. Guidance from central authorities suggest that fiscal stimulus will likely be more accommodative than previously anticipated. There are growing signs that authorities are turning to a big manufacturing push through high-value technology investments and &#8220;new productive forces&#8221;. While this may help in the short-term, medium-term consensus projections are more downbeat. For 2024, consensus expects 5% growth, down to 4.4% in 2025 and 4.1% in 2026. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Economic momentum in Australia is expected to be soft, which reflects recent data, which indicates that consumer confidence is at a low point and household consumption growth remains weak. In addition, tight monetary policy and high inflation are squeezing real disposable incomes, further weighing on activity. After growing by 2.1% in 2023, the outlook sees a growth rate of 1.3% for 2024 and some pick-up to 2.2 and 2.5% for 2025-2026.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When compared to the December 2023 consensus forecast, the June 2024 forecast assumes significantly better economic circumstances in 2024. Global GDP is expected to increase by 2.4% in 2024 (compared to 1.8% assumed before) and is expected to grow by 2.3% in 2025 (2.3% assumed before). The upgrade for 2024 mainly reflects the better than expected economic performance of the US, which was once assumed to be in recession around the middle of the year. Other advanced markets have seen smaller upgrades to their outlooks. </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Alternative scenarios and risks (*)<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The baseline scenario assumes continued steady economic growth on the back of easing inflation and financial conditions becoming more favourable. However, a longer period of weakness, due to even more concerning geopolitical tensions, persistent elevated inflation and the outcome of US elections &#8211; for example related to trade escalations - could lead to a more protracted and deeper economic slowdown. As such, the balance of risks to the baseline outlook is negative and the alternative scenarios have a downward skew in line with the outcomes of Oxford Economics&#8217; Global Risk Survey. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The downside scenario &#8211; though technical in nature &#8211; sees for most countries a recession in 2024. Unemployment increases strongly in this scenario and house prices in most countries show outright falls. The downside scenario captures the possible impact from geopolitical developments, persistent inflation and the outcome of US elections &#8211; for example related to trade escalations.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The upside scenario &#8211; while equally technical in nature &#8211; reflects the possibility of a better economic outturn because of a substantial loosening of monetary policy, buoyant consumer spending, and policy stimulus in China.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Management adjustments applied this reporting period (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In times of volatility and uncertainty where portfolio quality and the economic environment are changing rapidly, models alone may not be able to accurately predict losses. In these cases, management adjustments can be applied to appropriately reflect ECL. Management adjustments can also be applied where the impact of the updated macroeconomic scenarios is over- or under-estimated by the IFRS 9 models, as well as to reflect the impact of model redevelopment or recalibration and periodic model assessment procedures that have not been incorporated in the IFRS 9 models yet. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has internal governance frameworks and controls in place to assess the appropriateness of all management adjustments.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:68.714%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.903%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.083%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Management adjustments to ECL models (*)</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Economic sector based adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Inflation and Interest rate increases adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">233&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">351&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mortgage portfolio adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">126&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other post model adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total management adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">415</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">577</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The economic sector based adjustments of &#8364;16 million as at 30 June 2024 (&#8364;36 million as at 31 December 2023) fully relates to Business Banking clients in the Netherlands that have benefited from government </span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">support programmes in the Netherlands during the Covid-19 Pandemic and have relatively high taxes to be repaid. The management adjustment has been partially released in prior year and further released in the first six months of 2024. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The inflation and interest rate increases adjustments, amount to &#8364;233 million in total as at 30 June 2024 (31 December 2023: &#8364;351 million), of which &#8364;104 million (31 December 2023: &#8364;138 million) relates to Retail Banking segments and &#8364;129 million (31 December 2023: &#8364;213 million) to the Wholesale Banking segment. These management adjustments are reflected in Stage 1 and Stage 2.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As the credit risk models generally assume that inflation and interest rate increases risks materialise via other risk drivers such as GDP and unemployment rates with a delay, an overlay approach was determined to timely estimate the Expected Credit Losses related to reduced repayment capacity and affordability for private individuals and business clients in the Retail Banking segment.  </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In Wholesale Banking the IFRS 9 credit risk models mostly leverage on GDP growth as a generic macroeconomic variable. High inflation and rapidly increasing interest rates however trigger economic heterogeneity (i.e. some businesses benefit, while others suffer), as such the current circumstances are expected to cause more defaults than normally predicted using GDP growth. The overlay is focussed on the prevailing risks from interest and inflation and is based on a sector based calculation methodology. The methodology uses stage transition rates that are dependent on the risk classification of sectors vulnerable to inflation and interest rate increases. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The overall mortgage portfolio adjustment as at 30 June 2024 increased to &#8364;128 million (31 December 2023: &#8364;126 million). The management adjustment for the risk segmentation model that captures affordability, repayment and refinancing risk on performing mortgage customers with a bullet loan in the Netherlands was increased to &#8364;118 million (31 December 2023: &#8364;115 million). The mortgage portfolio adjustment that relates to the overvaluation of house prices was reduced to &#8364;10 million (31 December 2023: &#8364;11 million) and is recognised in Stage 2 and Stage 3 on the mortgage portfolio in Germany. The management adjustment is determined by calculating the impact of lower house prices on loan-to-value (LTV) and loss given default (LGD).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other post model adjustments mainly relate to the impact of model redevelopment or recalibration and periodic model assessment procedures that have not been incorporated in the ECL models yet, the impact on total ECL can be positive or negative. These result from both regular model maintenance and ING&#8217;s multiyear programme to update ECL models for the definition of default. These adjustments will be removed once updates to the specific models have been implemented. The change in balance compared to previous reporting date is due to i) released PMAs because of model updates that have been implemented and ii) new PMAs recognized for new redevelopments and recalibrations</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:11pt;font-weight:400;line-height:120%">.</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Analysis on sensitivity (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below presents the analysis on the sensitivity of key forward-looking macroeconomic inputs used in the ECL collective-assessment modelling process and the probability-weights applied to each of the three scenarios. The countries included in the analysis are the most significant geographic regions, in terms of both gross contribution to reportable ECL, and sensitivity of ECL to forward-looking macroeconomics. Accordingly, ING considers these portfolios the most significant in terms of risk resulting in a material adjustment to the carrying amount of financial assets within the next financial year. ING also observes that, in general, the WB business is more sensitive to the impact of forward-looking macroeconomic scenarios.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The purpose of the sensitivity analysis is to enable the reader to understand the extent of the impact from the upside and downside scenario on model-based reportable ECL.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the table below the real GDP is presented in percentage year-on-year change, the unemployment in percentage of total labour force and the house price index (HPI) in percentage year-on-year change.</span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:20.692%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.128%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.264%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.719%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.270%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Sensitivity analysis as at 30 June 2024  (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Un-weighted ECL (&#8364; mln)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Probability-weighting</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reportable ECL (&#8364; mln)</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">171&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">251&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">393&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Germany</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">494&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">543&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.2</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">533&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">626&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Belgium</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">549&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">599&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">588&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">683&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">United States</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90&#160;</span></td><td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">169&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.8&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.9&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Excluding management adjustments.</span></div></td></tr></table></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:20.692%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.128%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.264%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.719%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.270%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Sensitivity analysis as at 31 December 2023 (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Un-weighted ECL (&#8364; mln)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Probability-weighting</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reportable ECL (&#8364; mln)</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">214&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">310&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.8&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">282&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">487&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Germany</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">472&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">525&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">513&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">615&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.8&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Belgium</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">568&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">619&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.8&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">604&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">713&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">United States</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.8&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">165&#160;</span></td><td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">144&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">292&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.8&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4.2&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.7&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.0&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;text-indent:14.17pt;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Excluding management adjustments.</span></td></tr></table></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When compared to the sensitivity analysis of 2023, the macroeconomic inputs are overall more favourable, driven by an improved macroeconomic outlook mainly because economies prove to be rather resilient to increased interest rates, particularly in US, as well as recovery in house prices in amongst others the Netherlands.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On a total ING level, the unweighted ECL for all collective provisioned clients in the upside scenario was &#8364;2,623 million, in the baseline scenario &#8364;2,895 million and in the downside scenario &#8364;3,579 million compared to &#8364;2,977 million reportable collective provisions as at 30 June 2024 (excluding all management adjustments). To perform the sensitivity analysis, a point in time reportable ECL is used as input which slightly deviates from the total Model ECL as reported below:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.121%"><tr><td style="width:1.0%"></td><td style="width:67.386%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.472%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.842%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation of model (reportable) ECL to total ECL (*)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total model ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,919</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,856</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ECL from individually assessed impairments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,783&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,406&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ECL from management adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">415&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">577&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,839</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Criteria for identifying a significant increase in credit risk (SICR) (*)</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">All assets and off-balance sheet items that are in scope of IFRS 9 impairment and which are subject to collective ECL assessment are allocated a 12-month ECL if deemed to belong in Stage 1, or a lifetime ECL if deemed to belong in Stages 2 or 3. An asset belongs in Stage 2 if it is considered to have experienced a significant increase in credit risk since initial origination or purchase. ING considers the credit risk of an asset to have significantly increased when either a threshold for absolute change in lifetime probability of default (PD) or a relative change in lifetime PD is reached.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">It should be noted that the lifetime PD thresholds are not the only drivers of stage allocation. An asset can also change stages as a result of other triggers, such as having over 30 days arrears, being on a watch list or being forborne. Furthermore, this analysis is rudimentary in the sense that other parameters would change when an asset changes stages.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Absolute lifetime PD threshold</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The absolute threshold is a fixed value calibrated per portfolio/segment and provides a fixed threshold that, if exceeded by the difference between lifetime PD at reporting date and lifetime PD at origination, triggers Stage 2 classification. The thresholds for the absolute change in lifetime PD vary between 75bps for Retail portfolios, 100bps for WB and 250bps for SMEs, based on the characteristics of the specific portfolio. ING is in </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">the process of refining the thresholds on a portfolio level. These have already been implemented for more than 25 percent of the portfolio, resulting in deviating absolute lifetime PD thresholds.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Relative lifetime PD threshold</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The relative threshold defines a relative increase of the lifetime PD beyond which a given facility is classified in Stage 2 because of significant increase in credit risk. The relative threshold is dependent on the individual PD assigned to each facility at the moment of origination and a scaling factor calibrated in the model development phase that is optimised depending on the observed default rates and overall average riskiness of the portfolio. While the scaling factor is associated with a whole portfolio/segment, the PD at origination is facility-specific and, in this sense, the relative threshold may differ facility by facility.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Ultimately the relative threshold provides a criterion to assess whether the ratio (i.e. increase) between lifetime PD at reporting date and lifetime PD at origination date is deemed a significant increase in credit risk. If the threshold is breached, SICR is identified and Stage 2 is assigned to the given facility. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The threshold for the relative change in lifetime PD is inversely correlated with the PD at origination; the higher the PD at origination, the lower the threshold. The logic behind this is to allow facilities originated in very favourable ratings to downgrade for longer without the need of a Stage 2 classification. In fact, it is likely that said facilities will still be in favourable ratings even after a downgrade of a few notches. On the contrary, facilities originated in already unfavourable ratings grades are riskier and even a single-notch downgrade might represent a significant increase in credit risk and thus a tighter threshold will be in place. Still, the relative threshold is relatively sensitive for investment grade assets while the absolute threshold primarily affects non-investment grade assets.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Average threshold ratio</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the table below the average increase in PD at origination needed to be classified in Stage 2 is reported, taking into account the PD at origination of the facilities included in each combination of asset class and rating quality. In terms of rating quality, assets are divided into 'Investment grade' and 'non-investment grade' facilities. Rating 18 and 19 are not included in the table since facilities are not originated in these ratings and they constitute a staging trigger of their own (i.e. if a facility is ever to reach rating 18 or 19 at reporting date, it is classified in Stage 2). In the table, values are weighted by IFRS 9 exposure and shown for both year-end 2023 and mid-year 2024.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To represent the thresholds as a ratio (i.e. how much should the PD at origination increase in relative terms to trigger Stage 2 classification) the absolute threshold is recalculated as a relative threshold for disclosure purposes. Since breaching only relative or absolute threshold triggers Stage 2 classification, the minimum between the relative and recalculated absolute threshold is taken as value of reference for each facility.</span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:44.565%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.283%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.605%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.283%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.764%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Quantitative SICR thresholds  (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Average threshold ratio</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment grade (rating grade 1-10)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-investment grade (rating grade 11-17)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment grade (rating grade 1-10)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-investment grade (rating grade 11-17)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Asset class category</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mortgages</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 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style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Governments and fin. institutions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Wholesale Banking</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.7&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.8&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As is apparent from the disclosures above, per ING&#8217;s methodology the threshold is tighter the higher the riskiness at origination of the assets, illustrated by the difference between the average threshold applied to investment grade facilities and non-investment grade facilities. In 3Q 2022, following up an ECB request, a new backstop trigger was implemented. This trigger forces Stage 2 classification in case the lifetime PD at reporting date has increased more than three times with respect to the origination, regardless of the actual staging thresholds in force for a given portfolio. The requirement entails that the threshold ratio in the table above is effectively capped at a threefold increase for both reporting dates. The effect of this trigger is especially apparent in the average thresholds ratio for investment grade facilities. When comparing the two snapshots it is clear the staging thresholds are stable over the last 6-months and limited changes are attributable to portfolios fluctuations in risk distribution.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Sensitivity of ECL to lifetime PD thresholds</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The setting of PD threshold bands requires management judgement and is a key source of estimation uncertainty. On Group level, the total model ECL on performing assets, which is the ECL collective-assessment without taking management adjustments into account, is &#8364;1,343 million (31 December 2023: &#8364;1,412 million). To demonstrate the sensitivity of the ECL to these PD thresholds bands, hypothetically solely applying the upside scenario would result in total model ECL on performing assets of &#8364;1,034 million and a decrease in the Stage 2 ratio by 0.5%-point, while solely applying the downside scenario would result in total model ECL on performing assets of &#8364;2,078 million and an increase in the Stage 2 ratio by 2.7%-point.</span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div><div style="margin-bottom:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"></div></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Basis of preparation and significant changes in the current reporting period<br></strong></div></th>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfBasisOfPreparationOfFinancialStatementsAndSignificantAccountingPoliciesTextBlock', window );">Basis of preparation and significant changes in the current reporting period</a></td>
<td class="text"><div style="margin-bottom:30pt;margin-top:32pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%">Notes to the Condensed consolidated interim financial statements</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">1   Basis of preparation and significant changes in the current reporting period</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.1   Reporting entity and authorisation of the Condensed consolidated interim <br/>financial statements<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Groep N.V. is a company domiciled in Amsterdam, the Netherlands. Commercial Register of Amsterdam, number 33231073. These Condensed consolidated interim financial statements, as at and for the six month period ended 30&#160;June 2024, comprise ING Groep N.V. (the Parent company) and its subsidiaries, together referred to as ING Group. ING Group is a global financial institution with a strong European base, offering a wide range of retail and wholesale banking services to customers in over 40 countries. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements, as at and for the six month period ended 30&#160;June 2024, were authorised for issue in accordance with a resolution of the Executive Board on 31 July 2024.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2   Basis of preparation of the Condensed consolidated interim financial statements <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements have been prepared in accordance with International Accounting Standard 34 &#8216;Interim Financial Reporting&#8217;.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements on Form 6-K have been prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB) for purposes of reporting with the U.S. Securities and Exchange Commission (SEC), including financial information contained in this Interim report on Form 6-K. The term &#8216;IFRS-IASB&#8217; is used to refer to International Financial Reporting Standards as issued by the International Accounting Standards Board, including the decisions ING Group made with regard to the options available under IFRS-IASB.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Condensed consolidated interim financial statements should be read in conjunction with the 2023 ING Group Consolidated financial statements as included in the 2023 Form 20-F. The accounting policies used to prepare the Condensed consolidated interim financial statements are consistent with those set out in the </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">notes to the 2023 ING Group Consolidated financial statements as included in the 2023 Annual Report on Form 20-F.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements have been prepared on a going concern basis. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements are presented in euros and rounded to the nearest million, unless stated otherwise. Amounts may not add up due to rounding.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3   Presentation of Risk management disclosures<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To improve transparency, reduce duplication and present related information in one place, certain disclosures of the nature and extent of risks related to financial instruments required by IFRS 7 &#8216;Financial instruments: Disclosures&#8217; are included in the &#8216;Risk management&#8217; section of the Interim Report.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These disclosures are an integral part of ING Group Condensed consolidated interim financial statements and are indicated in the &#8216;Risk management&#8217; section by the symbol (*) in the headings or table headers of chapters, paragraphs, graphs or tables, respectively.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3.1 Reconciliation between IFRS-EU and IFRS-IASB<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The 2023 ING Group Consolidated financial statements and the 2024 ING Group Condensed consolidated interim financial statements are prepared in accordance with IFRS-EU. IFRS-EU refers to International Financial Reporting Standards (&#8216;IFRS&#8217;) as adopted by the European Union (EU), including the decisions ING Group made with regard to the options available under IFRS as adopted by the EU. IFRS-EU differs from IFRS-IASB in respect of certain paragraphs in IAS 39 &#8216;Financial Instruments: Recognition and Measurement&#8217; regarding hedge accounting for portfolio hedges of interest rate risk.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) in accordance with the IFRS-EU carve-out version of IAS 39. Particularly, it is applied to portfolio-based hedging strategies in which mainly residential mortgages, and to a lesser extent other lending, and core deposits are designated as hedged item. In addition, and in general to any hedge accounting relationship under the IFRS-EU IAS 39 carve-out, the hedge effectiveness requirements are less strict than under IFRS-IASB and hedge ineffectiveness is only recognised when the revised estimate of the amount of cash flows in scheduled time buckets falls below the original designated amount of that bucket and is not recognised when the revised amount of cash flows in scheduled time buckets is more than the </span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">original designated amount. Under IFRS-IASB, hedge accounting for fair value macro hedges cannot be applied to core deposits and loans and ineffectiveness arises whenever the revised estimate of the amount of cash flows in scheduled time buckets is either more or less than the original designated amount of that bucket. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This information is prepared by reversing the hedge accounting impacts that are applied under the IFRS-EU &#8216;carve-out&#8217; version of IAS 39. Financial information under IFRS-IASB accordingly does not take account of the possibility that had ING Group applied IFRS-IASB as its primary accounting framework it might have applied alternative hedge strategies where those alternative hedge strategies could have qualified for IFRS-IASB compliant hedge accounting. These decisions could have resulted in different shareholders&#8217; equity and net result amounts compared to those indicated in this Interim Report on Form 6-K. For disclosure purposes, ING has reversed the full carve-out impact on lending from the residential mortgages line and the full carve-out impact on deposits from the savings accounts line.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">During the first six months of 2023 the short term (&lt; 5 years) interest yield increased while for the long-term (&gt;5 years) the yield decreased resulting overall in a negative IFRS-EU IAS 39 carve out adjustment of EUR -540 million. In 2024 the interest yield increased, despite interest rate cuts in June, resulting in a positive IFRS-EU IAS 39 carve out adjustment of EUR 1,099 million. The impact of the adjustment is mainly reflected in line item 'Valuation results and net trading income' in the statement of profit or loss. A reconciliation between IFRS-EU and IFRS-IASB is included below.</span></div><div style="margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:71.965%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.367%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.368%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation net result under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,358&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,746&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustment of the IFRS-EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,512&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-770&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect of the adjustment</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-414&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">230&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-540&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In accordance with IFRS-IASB (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,206</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td></tr></table></div><div style="margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:71.965%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.367%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.368%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation shareholders&#8217; equity under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,147&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,742&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustment of the IFRS-EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,413&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,586&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect of the adjustment </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,871&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,535&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,542&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,051&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In accordance with IFRS-IASB Shareholders&#8217; equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">54,689</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">56,793</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Includes the effect of changes in tax rate</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.4   Changes to accounting policies and presentation</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>In 2024, ING Group updated the presentation of the Condensed consolidated statement of changes in equity to simplify its structure and reduce duplication. Comparative figures have been updated accordingly.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in IFRS effective in 2024:<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has consistently applied its accounting policies to all periods presented in this ING Group Condensed consolidated interim financial statements. The following amendments to IFRS became effective in the current reporting period with no significant impact for ING:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IFRS 16 &#8216;Leases&#8217;: Lease Liability in a Sale and Leaseback (issued September 2022).</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IAS 1 &#8216;Presentation of Financial Statements&#8217;: Classification of Liabilities as Current or Non-current (issued January 2020). </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IAS 7 'Statement of Cash flows' and IFRS 7 'Financial Instruments: Disclosure': Supplier Finance Arrangements (issued May 2023).</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in IFRS effective after 2024:</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has not early adopted any of the following standard, interpretation or amendment which has been issued, but is not yet effective and is in the process of assessing possible impacts for ING.</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%">Effective in 2025</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IAS 21 &#8216;The Effects of Changes in Foreign Exchange Rates&#8217;: Lack of Exchangeability (issued August 2023). </span></div><div><span><br/></span></div><div><span><br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%">Effective in 2026 </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IFRS 9 &#8216;Financial Instruments&#8217; and IFRS 7 &#8216;Financial Instruments: Disclosure&#8217;: Amendments to the Classification and Measurement of Financial Instruments (issued May 2024). </span></div><div><span><br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%">Effective in 2027</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.96pt">New Standard IFRS 18 &#8216;Presentation and Disclosure in Financial Statements&#8217; (issued April 2024). </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, in May 2024 the IASB also issued a new accounting standard IFRS 19 &#8216;Subsidiaries without Public Accountability: Disclosures&#8217;. However, it is not applicable for the consolidated financial statements of ING Group.</span></div></div></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.5   Significant judgements and critical accounting estimates and assumptions <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The preparation of the Condensed consolidated interim financial statements requires management to make judgements in the process of applying its accounting policies and to use estimates and assumptions. The estimates and assumptions affect the reported amounts of the assets and liabilities and the amounts of the contingent assets and contingent liabilities at the balance sheet date, as well as reported income and expenses for the year. The actual outcome may differ from these estimates. The process of setting assumptions is subject to internal control procedures and approvals. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consistent with Note 1.4 &#8216;Significant judgements and critical accounting estimates and assumptions&#8217; of the 2023 ING Group Consolidated financial statements, the following areas continue to require management to make significant judgements and/ or use critical accounting estimates and assumptions based on the information and financial data that may change in future periods:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Loan loss provisions (financial assets);</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">The determination of the fair values of financial assets and liabilities;  </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Investment in associate - assessment of additional impairment losses or reversal of previous impairment losses; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Provisions.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These areas continue to be relevant for this ING Group Condensed consolidated interim financial statements for the six month period ended 30&#160;June 2024. In March 2024 ING repaid the final EUR 6&#160;billion of its Targeted Longer-Term Refinancing Operations (TLTRO) III participation. As a result, accounting for TLTRO no longer remains an area of significant judgement.</span></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial assets at fair value through profit or loss<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossExplanatory', window );">Financial assets at fair value through profit or loss</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">2   Financial assets at fair value through profit or loss</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:74.286%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.905%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial assets at fair value through profit or loss</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,964&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,028&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Designated at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,044&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,775&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">69,364&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54,983&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">149,579</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">123,015</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Trading assets include assets that are classified under IFRS as Trading, but are closely related to servicing the needs of the clients of ING Group. ING offers institutional clients, corporate clients, and governments, products that are traded on the financial markets. A significant part of the derivatives in the trading portfolio is related to servicing corporate clients in their risk management to hedge for example currency or interest </span></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">rate exposures. In addition, ING provides its customers access to equity and debt markets for issuing their own equity or debt securities (securities underwriting).</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">(Reverse) repurchase transactions<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets at fair value through profit or loss includes securities lending and sales and repurchase transactions which were not derecognised, because ING Group continues to be exposed to substantially all risks and rewards of the transferred financial asset. For repurchase agreements the gross amount of assets must be considered together with the gross amount of related liabilities, which are presented separately on the statement of financial position since IFRS does not always allow netting of these positions in the statement of financial position.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s exposure to (reverse) repurchase transactions is included in the following lines in the statement of financial position:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:74.441%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.750%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Exposure to (reverse) repurchase agreements</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reverse repurchase transactions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,997&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,251&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">204&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">499&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets, loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,207&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,121&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and receivables mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66,337&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51,536&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">96,745</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">69,407</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Repurchase transactions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposits from banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,699&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,064&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Customer deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,954&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">97&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities, funds on deposit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,931&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10,337&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Funds entrusted designated and measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,835&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,729&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">70,420</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">58,227</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div></div><span></span>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419094800">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial assets at fair value through other comprehensive income<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="text"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">3   Financial assets at fair value through other comprehensive income</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:74.441%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.750%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,364&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,885&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,647&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38,281&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,331&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">951&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">41,116</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Debt securities include an amount of EUR -9&#160;million (31 December 2023: EUR -13&#160;million) and the Loans and advances includes EUR -4&#160;million (31 December 2023: EUR -8&#160;million) of Loan loss provisions.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Exposure to equity securities</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:30.478%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.451%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.404%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.082%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.085%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Equity securities designated as at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend income</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment in Bank of Beijing</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,066&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,590&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Investments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">298&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">295&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,885</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As at 30&#160;June 2024 ING holds approximately 13% (31 December 2023: 13%) of the shares of Bank of Beijing, a bank listed on the stock exchange of Shanghai. As per regulatory requirements set by the China Banking and Insurance Regulatory Commission, ING, as a shareholder holding more than 5% of the shares, is required to supply additional capital when necessary. No request for additional capital was received in the first six months of 2024 (2023: nil).</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Changes in fair value through other comprehensive income<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents changes in financial assets at fair value through other comprehensive income (FVOCI).</span></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:31.252%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.271%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.057%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.903%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.443%"></td><td style="width:0.1%"></td></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in fair value through other comprehensive income financial assets</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FVOCI equity securities</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FVOCI debt instruments </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,885&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,887&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39,231&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,739&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,116&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31,625&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,037&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,967&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,040&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,995&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 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0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers and reclassifications&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt 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0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 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0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reversals of impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid 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style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,915&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,912&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-100&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">259&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">751&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">273&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">651&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the composition of the group and other changes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39,231</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,343</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">41,116</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Fair value through other comprehensive income debt instruments includes both debt securities and loans and advances.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Changes in unrealised revaluations of FVOCI debt instruments include changes on hedged items which are recognized in the statement of profit or loss. 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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419096368">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Debt securities<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DebtSecuritiesExplanatoryTextBlock', window );">Debt securities</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">4   Debt securities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s exposure to debt securities is included in the following lines in the statement of financial position:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:75.060%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.735%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.905%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Exposure to debt securities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities at fair 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#a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,313&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities at fair value through other comprehensive income and amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">92,184</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">86,594</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,952&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,907&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities designated and measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,058&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,470&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">854&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">894&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total debt securities at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">14,864</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,270</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">107,048</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">98,864</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s total exposure to debt securities (excluding debt securities held in the trading portfolio) of EUR  97,097 million (31 December 2023: EUR 91,957 million) is specified as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:23.358%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.568%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.271%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.413%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.271%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.413%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.961%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.723%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.122%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Debt securities by type of exposure</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at FVPL</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at FVOCI</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at AC</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Government bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">291&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">362&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,708&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,988&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,613&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24,050&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47,611&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,400&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Central bank bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">434&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,869&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,043&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,303&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,489&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sub-sovereign, Supranationals and Agencies</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,301&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,354&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,976&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,587&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,058&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,639&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,336&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,580&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Covered bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,446&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,084&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,458&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,231&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,951&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,315&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">828&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">799&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,043&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,035&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial institutions' bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,222&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,645&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">463&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">483&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">186&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,764&#160;</span></td><td 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style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,374&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,077&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" 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#a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">38,293</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">49,559</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-34&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities portfolio</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">97,097</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">91,957</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Debt securities at FVPL includes both debt securities designated and measured at fair value through profit or loss and debt securities mandatorily measured at fair value through profit or loss.</span></div><span></span>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128418986800">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans and advances to customers<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LoansAndAdvancesToCustomersAbstract', window );"><strong>Loans and advances to customers [abstract]</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory', window );">Loans and advances to customers</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">5   Loans and advances to customers</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:72.429%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:11.283%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.988%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and advances to customers by type </span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans to public authorities</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,475&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,384&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Residential mortgages</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">339,358&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">329,506&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other personal lending</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,360&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36,571&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Lending</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">276,394&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">272,472&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">668,588</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">652,933</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loan loss provisions</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,901&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,621&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">662,687</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">647,313</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For details on loan loss provisioning, refer to &#8216;Risk management &#8211; Credit risk&#8217; paragraph 'Loan loss provisioning'.</span></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of loans and advances to customers. [Refer: Loans and advances to customers]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128420534400">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment in associates and joint ventures<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfSignificantInvestmentsInPrincipalSubsidiariesAssociatesAndJointVenturesAbstract', window );"><strong>Investments in associates and joint ventures [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory', window );">Investments in associates and joint ventures</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">6   Investment in associates and joint ventures</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:31.562%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.194%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest held (%)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value of listed invest-ments</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance sheet value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total liabilities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total income</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total expenses</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">TMBThanachart Bank Public Company Limited</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">964&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,120&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,927&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39,953&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">449&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">322&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other investments in associates and joint ventures</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">339&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,459</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td></tr></table></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:31.562%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.194%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million </span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest held (%)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value of listed invest-ments</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance sheet value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total liabilities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total income</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total expenses</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">TMBThanachart Bank Public Company Limited</span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">976&#160;</span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,128&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,666&#160;</span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40,776&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,386&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">943&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other investments in associates and joint ventures</span></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">381&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,509</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">TMBThanachart Bank Public Company Limited<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group has an 23% investment in TMBThanachart Bank Public Company Limited (hereafter: TTB), a bank listed on the Stock Exchange of Thailand. TTB is providing products and services to wholesale, small and medium enterprise (SME), and retail customers. TTB is accounted for as an investment in associate based on the size of ING shareholding and representation on the Board. TTB is part of the Corporate Line segment.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Other investments in associates and joint ventures<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Included in Other investments in associates and joint ventures are mainly financial services and (non) financial technology funds or vehicles operating predominantly in Europe, and represents a number of associates and joint ventures that are individually not significant to ING Group. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:76.144%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.652%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.904%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,509&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,500&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share of results</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">149&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividends received</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-39&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-74&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-89&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-24&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-41&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-32&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #ababab;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,459</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,509</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Share of results from associates and joint ventures of EUR 43 million (31 December 2023: EUR 149 million) as included in the table above is mainly attributable to results of TTB of EUR 61&#160;million (31 December 2023: EUR 107 million).</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Impairments and reversals thereof<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Accumulated impairment losses on the investment in TTB of EUR 395 million (2023: EUR 395 million) were recognised in previous years. As per 30 June 2024 Value in Use (&#8216;VIU&#8217;) was estimated following the prolonged increase of the quoted TTB share price over the original cost price of the investment and the sustained improved broker consensus outlook. VIU was estimated to be close to the carrying amount of the investment in TTB and differed only by an insignificant amount. Consequently, no (reversal of) impairment was recognised. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Methodology </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>The recoverable amount is determined as the higher of the fair value less costs of disposal and Value in Use (&#8216;VIU&#8217;). Fair value less costs of disposal is based on observable share price. The VIU calculation uses discounted cash flow projections based on management&#8217;s best estimates. VIU is derived using a Dividend Discount Model (DDM) where distributable equity, i.e. future earnings available to ordinary shareholders, is used as a proxy for future cash flows. The valuation looks at expected cash flows into perpetuity resulting in two main components to the VIU calculation:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">the estimation of future earnings over a 5 year forecast period; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">the terminal value being the extrapolation of earnings into perpetuity applying a long term growth rate. The earnings that are used for extrapolation represent the stable long term financial results and position of TTB, i.e. a steady state. The terminal value comprises the majority of the total VIU.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Key assumptions used in the VIU calculation as at 30 June 2024 </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>The VIU is determined using a valuation model which is subject to multiple management assumptions. The key assumptions, i.e. those to which the overall result is most sensitive to, are the following:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Expected future earnings of TTB: Short to medium term expectations are based on forecasts derived from broker consensus. Longer term and steady state expectations into perpetuity are derived using reasonable and supportable assumptions capturing a combination of TTB specific and market data points. A capital maintenance charge is applied, which is management&#8217;s forecast of the earnings that need to be withheld in order for TTB to meet target regulatory requirements over the forecast period;</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Discount rate (cost of equity): 10.08%, based on the capital asset pricing model (CAPM) calculated for TTB using current market data.</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Terminal growth rate: 3.24% consistent with current long term government bond yield in Thailand as a proxy for a risk-free rate;</span></div><div><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The model was evaluated for reasonably possible changes to key assumptions in the model. This reflects the sensitivity of the VIU to each key assumption on its own and it is possible that more than one favourable and/or unfavourable change may occur at the same time. The selected rates of reasonably possible </span></div></div></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">changes to key assumptions are based on external analysts&#8217; forecasts and other relevant external data sources, which can change period to period. The sensitivity of the VIU to each key assumption is as follows :</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">A favourable change of 10% in the cash flows would result in an increase in VIU of EUR 57 million, while an unfavourable change of -10% would result in a decrease in VIU of EUR -59 million;  </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">A favourable change of -1% in the discount rate would result in an increase in VIU of EUR 119 million, while an unfavourable change of 1% would result in a decrease in VIU of EUR -89 million;  </span></div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span>A favourable change of 1% in the terminal growth rate would result in an increase in VIU of EUR 87 million, while an unfavourable change of -1% would result in a decrease in VIU of EUR -65 million;<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of investments accounted for using the equity method. [Refer: Investments accounted for using equity method]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128418728784">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Deposits from banks<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfDepositsFromBanksAbstract', window );"><strong>Deposits from banks [Abstract]</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDepositsFromBanksExplanatory', window );">Deposits from banks</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">7   Deposits from banks<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Deposits from banks includes non-subordinated deposits and repurchase agreements from banks.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:73.667%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:11.129%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.904%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deposits from banks by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-interest bearing</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">252&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">177&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest bearing</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,244&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,080&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">20,496</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">23,257</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div>In 2023, deposits from banks included ING&#8217;s participation in the Targeted Longer-Term Refinancing Operations (TLTRO) of EUR 6.0 billion which was fully repaid in March 2024.<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of deposits from banks. [Refer: Deposits from banks]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128436648672">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Customer deposits<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomersAbstract', window );"><strong>Deposits from customers [abstract]</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory', window );">Customer deposits</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">8   Customer deposits</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:73.977%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.974%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.749%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Customer deposits</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Current accounts / Overnight deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">225,865&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">221,773&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Savings accounts</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">349,910&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">334,296&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Time deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">113,104&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">92,154&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,699&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,053&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">692,577</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">650,276</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Current accounts / Overnight deposits, Saving accounts and Time deposits include balances with individuals, respectively EUR 106,497&#160;million (31 December 2023: EUR 107,711&#160;million), EUR 322,365&#160;million (31 December 2023: EUR 305,743&#160;million) and EUR 50,834&#160;million (31 December 2023: EUR 46,762&#160;million).</span></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of deposits from customers. [Refer: Deposits from customers]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial liabilities at fair value through profit or loss<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialLiabilitiesExplanatory', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">9   Financial liabilities at fair value through profit or loss</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:74.132%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.819%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.749%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial liabilities at fair value through profit or loss</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33,734&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37,220&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,653&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,019&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Designated at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67,261&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55,400&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">102,649</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">94,638</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of financial liabilities. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128420531040">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Debt securities in issue<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfDebtSecuritiesAbstract', window );"><strong>Debt securities in issue [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDebtSecuritiesExplanatory', window );">Debt securities in issue</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">10   Debt securities in issue<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Debt securities in issue relates to debentures and other issued debt securities with either fixed interest rates or interest rates based on floating interest rate levels, except for subordinated items. Debt securities in issue does not include debt securities presented as Financial liabilities at fair value through profit or loss. ING Group does not have debt securities that are issued on terms other than those available in the normal course of business.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:73.048%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.283%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.369%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in debt securities in issue</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">124,670&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">95,918&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65,628&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">116,436&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions / Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-50,636&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-90,574&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">562&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">764&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">502&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-849&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,680&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange movement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,771&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,057&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">141,175</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">124,670</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of debt instruments. [Refer: Debt instruments issued; Debt instruments held]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419101024">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subordinated loans<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilitiesAbstract', window );"><strong>Subordinated liabilities [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfBorrowingsExplanatory', window );">Subordinated loans</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">11   Subordinated loans<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Subordinated loans are bonds issued by ING Groep N.V. to raise Tier 1 and Tier 2 (CRR eligible) capital. Under IFRS, these securities are classified as liabilities and for regulatory purposes, they are considered as capital. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:74.286%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.664%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.750%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in subordinated loans</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,401&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,786&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,385&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,225&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions / Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,970&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,894&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-40&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-72&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">473&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange movement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">217&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-235&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,933</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,401</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Groep N.V. issued in February 2024 USD 1.25 billion 8.00% Perpetual Additional Tier 1 Contingent Convertible Capital Securities and EUR 1.25 billion 4.38% Fixed Rate Subordinated Tier 2 Notes in May 2024.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Groep N.V. redeemed USD 750 million 2.50% Fixed Rate Subordinated Tier 2 notes in February 2024 and USD 1.25 billion 6.75% Perpetual AT1 Contingent Convertible Capital Securities in April 2024 on their first call dates.</span></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of borrowings. [Refer: Borrowings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419835200">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Equity<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityAbstract', window );"><strong>Disclosure of reserves within equity [abstract]</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory', window );">Equity</a></td>
<td class="text"><div style="display:inline-block;vertical-align:top;width:48.499%"><div id="i9b89511f100e4ef480267bc3b36f0e51_85"></div><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">12   Equity</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:72.274%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.283%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.143%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Total equity</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share capital and share premium</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share capital</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share premium</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,116&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,116&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,151</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other reserves</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Equity securities at FVOCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,628&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,152&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Debt instruments at FVOCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-320&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-280&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Cash flow hedge</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,264&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,058&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Credit liability</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Property in own use</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">170&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">178&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Net defined benefit asset/liability remeasurement reserve</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-300&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-317&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Currency translation reserve</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,203&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,527&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share of associates and joint ventures and other reserves</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,750&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,047&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Treasury shares</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,024&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,994&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,542</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-2,767</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retained earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39,081&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">816&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">944&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #aaaaaa;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">55,505</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">55,628</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Equity securities at FVOCI</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>In 2024, the unrealised revaluation of EUR 475 million (2023: EUR -35 million) includes revaluation of shares in Bank of Beijing for EUR 476 million (2023: EUR -24 million).</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%">  </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Cash flow hedge<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING mainly hedges floating rate lending with interest rate swaps. 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shares</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"><tr><td style="width:1.0%"></td><td style="width:38.744%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.938%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.938%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:13.938%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.942%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in treasury shares</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Number x 1,000</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,994&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,205&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">154,571&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">107,395&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased/sold for trading purposes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-279&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">464&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased under staff share plans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-42&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,319&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,156&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Distributed under staff share plans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,316&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,106&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased Share buyback programme</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,533&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,482&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104,196&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">275,013&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cancelled Share buyback programme</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,500&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,701&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-194,813&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-228,350&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,024</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,994</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">63,678</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">154,571</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 3&#160;November 2023, ING announced a share buyback programme for EUR 2,500 million. The programme was completed by February 2024. In total 195 million shares have been repurchased at an average price of EUR 12.87 per share (effective price for ING was EUR 12.83 per share after compensation received from the executing broker). The shares have been cancelled in April 2024.<br/><br/>On 4&#160;March 2024, ING announced a share buyback programme for a maximum total amount of EUR 50 million. The programme was completed by March 2024. In total 3 million shares have been repurchased at </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">an average price of EUR 12.99 per share and for a total consideration of EUR 43 million. The purpose of the share repurchase programme was to meet obligations under the share-based compensation plans.<br/><br/>On 2&#160;May 2024, ING announces a share buyback programme of EUR 2,500 million. The programme is expected to end no later than 29&#160;October 2024. As per 30 June 2024, 63 million shares have been repurchased at an average price of EUR 16.09 per share and for a total consideration of EUR 1,015 million. ING has the intention to cancel these shares by the end of 2024. </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Retained earnings<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In May 2024, ING paid a final dividend over 2023 of EUR 2,497 million (EUR 0.756 per share).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Net interest income<br></strong></div></th>
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<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">13   Net interest income</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.369%"><tr><td style="width:1.0%"></td><td style="width:33.390%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.862%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.862%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.352%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:36.107%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.862%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.865%"></td><td style="width:0.1%"></td></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net interest income</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on loans</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,212&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,109&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on deposits</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,462&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,132&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on debt securities at amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">579&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">411&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on debt securities in issue</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,573&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,732&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on financial assets at fair value through OCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">710&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">455&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on subordinated loans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">353&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">354&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on non-trading derivatives (hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,564&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,586&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on non-trading derivatives (hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,127&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,092&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest income using effective interest rate method</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">25,066</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">20,561</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest expense using effective interest rate method</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,515</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,310</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on financial assets at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,211&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,226&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on financial liabilities at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,843&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,977&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on non-trading derivatives (no hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,602&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,487&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on non-trading derivatives (no hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,742&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,787&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on lease liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total other interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,863</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,773</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt;text-indent:14.17pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total other interest expense</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,651</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,823</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">29,929</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">25,335</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest expense</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">22,166</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,133</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,762</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,202</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Table has been updated to a more aggregated view for presentation purposes and comparatives have been adjusted accordingly. Negative interest on assets and liabilities is no longer presented separately. Furthermore, interest expense on deposits from customers and banks is now presented on a combined basis within Interest expense on deposits. Refer to footnote 2 and 3.</span></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 Includes interest income on loans to customers and banks, cash balances and negative interest on liabilities EUR 5&#160;million (30 June 2023: EUR 9&#160;million).</span></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 Includes interest paid on deposits from customers and banks, and negative interest on assets EUR nil (30 June 2023: EUR nil).</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Net interest income was affected by reversing the hedge accounting impacts that are applied under IFRS-EU &#8216;IAS 39 carve-out&#8217; with an impact of EUR 107 million (30 June 2023: EUR 129 million). The net decrease, without the IAS 39 carve out impact, is EUR -418 million.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Interest expense on deposits includes interest paid under the TLTRO III programme of EUR 59 million</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(30 June 2023</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">EUR 436 million). The funding under this programme was fully repaid during the first quarter of 2024.<br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"></div></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of interest income and expense. [Refer: Interest income (expense)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128420518800">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Net fee and commission income<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory', window );">Net fee and commission income</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">14   Net fee and commission income</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:74.751%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.129%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.820%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net fee and commission income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Fee and commission income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payment Services</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,072&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">990&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities business</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">395&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">314&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Insurance and other broking</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">287&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">262&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Portfolio management</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">339&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">311&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lending business</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">313&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">328&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial guarantees and other commitments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">229&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">121&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,757</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,554</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Fee and commission expenses</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payment Services</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">365&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">329&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities business</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Distribution of products</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">226&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">251&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">97&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total fee and commission expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">760</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">747</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,998</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,807</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 19 'Segments' which includes net fee and commission income, as reported to the Executive Board and the Management Board Banking, disaggregated by line of business and by geographical segment.</span></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of fee and commission income (expense). [Refer: Fee and commission income (expense)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128411787120">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other net income<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AnalysisOfIncomeAndExpenseAbstract', window );"><strong>Analysis of income and expense [abstract]</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory', window );">Other net income</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">15   Other net income</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:76.144%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.047%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Other net income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share of result associates and joint ventures</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impairment of associates and joint ventures</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-24&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result derecognition of financial assets measured at amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net monetary gain or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid 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<td style="white-space:nowrap;">ifrs-full_AnalysisOfIncomeAndExpenseAbstract</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of other operating income or expense. [Refer: Other operating income (expense)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419083872">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other operating expenses<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfOtherOperatingExpenseAbstract', window );"><strong>Other operating expenses [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory', window );">Other operating expenses</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">16   Other operating expenses</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:75.370%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.664%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.666%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Other operating expenses</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">616&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Audit and non-audit services</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid 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style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">429&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Advertising and public relations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">199&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">175&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">External advisory fees</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">142&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Office expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">143&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">150&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Travel and accommodation expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Contributions and subscriptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Postal charges</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Depreciation of property and equipment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">224&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">225&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation of intangible assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">107&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">103&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Reversals of) impairments of property and equipment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Reversals of) impairments of intangible assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Addition to / (unused amounts reversed of) provision for reorganisations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">372&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">304&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,393</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,376</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Regulatory costs<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Regulatory costs represent contributions to the Deposit Guarantee Schemes (DGS), the Single Resolution Fund (SRF), local bank taxes and local resolution funds. Included in Regulatory costs for 30 June 2024 are </span></div>contributions to DGS of EUR 157 million (30 June 2023: EUR 174 million) mainly related to the Netherlands, Germany, Belgium. Furthermore, it includes Poland's contribution to local resolution funds of EUR 35 million (30 June 2023: EUR 250 million). No further contribution is required to the eurozone's Single Resolution Fund in 2024. Local bank taxes increased by EUR 62 million from EUR 192 million as per 30 June 2023 to EUR 255 million in the first six months of 2024.<span></span>
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<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">17   Earnings per ordinary share</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"><tr><td style="width:1.0%"></td><td style="width:24.326%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.217%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.062%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.628%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.628%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.217%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.222%"></td><td style="width:0.1%"></td></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Earnings per ordinary share</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average number</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">of ordinary shares outstanding</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amount</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">during the period</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Per ordinary share</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 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style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of dilutive instruments:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share plans</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0 </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3.3 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2.0 </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Diluted earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,456&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,206&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,295.8 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,619.0 </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.35&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.89&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Diluted earnings from continuing operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,206</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.35</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid 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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128411787120">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Dividend per ordinary share<br></strong></div></th>
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<td class="text"><div style="display:inline-block;vertical-align:top;width:48.499%"><div id="i9b89511f100e4ef480267bc3b36f0e51_103"></div><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">18   Dividend per ordinary share</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:63.760%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.785%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.155%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Dividends to shareholders of the parent</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Per ordinary share</span></div><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;(in EUR)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></div><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;(in EUR million)</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Dividends on ordinary shares:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In respect of 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend, paid August 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.17</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">634&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Final dividend, paid May 2023</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.389</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,408&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total dividend in respect of 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.559</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,042</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In respect of 2023</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend, paid August 2023</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.35</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,260&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Final dividend, paid May 2024</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.756</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,497&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total dividend in respect of 2023</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.106</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,757</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In respect of 2024</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend declared</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.35</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,149&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total dividend for the period ending 30 June 2024</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.35</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 25&#160;April 2024, the Annual General Meeting of shareholders ratified the total dividend of EUR 1.106 per ordinary share of which EUR 0.350 per share was paid as an interim cash dividend in August 2023. The final dividend of EUR 0.756 per ordinary share was paid entirely in cash. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2023 and the first six months of 2024, no other cash distributions were paid to shareholders of ING Group. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Groep N.V. is required to withhold tax of 15% on dividends paid.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 12 'Equity' for further information.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of dividends. Dividends are distributions of profits to holders of equity investments in proportion to their holdings of a particular class of capital.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128418969168">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segments<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsAbstract', window );"><strong>Disclosure of operating segments [abstract]</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory', window );">Segments</a></td>
<td class="text"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">19   Segments<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s segments are based on the internal reporting structure by lines of business.</span><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Executive Board of ING Group and the Management Board Banking (together the Chief Operating Decision Maker (CODM)) set the performance targets, approve and monitor the budgets prepared by the business lines. Business lines formulate strategic, commercial, and financial plans in conformity with the strategy and performance targets set by the CODM.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Recognition and measurement of segment results are in line with the accounting policies as described in Note 1 'Basis of preparation and material accounting policy information' of the 2023 ING Group Consolidated financial statements. The results for the period for each reportable segment are after intercompany and intersegment eliminations and are those reviewed by the CODM to assess performance of the segments. Corporate expenses are allocated to business lines based on time spent by head office personnel, the relative number of staff, or on the basis of income, expenses and/or assets of the segment.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table specifies the segments by line of business and main sources of income of each of the segments:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:35.474%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:62.326%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Specification of the main sources of income of each of the segments by line of business</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Segments by line of business</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Main source of income</span></td></tr><tr style="height:23pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in the Netherlands, including the Business Banking segments. The main products offered are current and savings accounts, investment products, business lending, mortgages and consumer lending.</span></td></tr><tr style="height:23pt"><td colspan="6" style="display:none"></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in Belgium and Luxembourg, including the Business Banking segments. The main products offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in Germany, including the Business Banking segments. The main products offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail banking activities in the rest of the world, including the Business Banking segments in specific geographies. The main products offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from wholesale banking activities. The main products are: lending, payments &amp; cash management, working capital solutions, trade finance, financial markets, corporate finance and treasury.</span></td></tr></table></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:35.896%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:61.904%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Specification of geographical split of the segments</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Geographical split of the segments</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Main countries</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Netherlands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Including Luxembourg</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Germany</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Challengers</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Australia, Italy, Spain and Portugal</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Growth Markets</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Poland, Romania and T&#252;rkiye</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">UK, Ireland &amp; Middle East, Americas, Asia and other countries in Europe</span></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group monitors and evaluates the performance of ING Group at a consolidated level and by segment. The Executive Board and the Management Board Banking consider this to be relevant to an understanding of the Group&#8217;s financial performance, because it allows investors to understand the primary method used by management to evaluate the Group&#8217;s operating performance and make decisions about allocating resources.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, ING Group believes that the presentation of results in accordance with IFRS-EU helps investors compare its segment performance on a meaningful basis by highlighting result before tax attributable to ongoing operations and the profitability of the segment businesses. IFRS-EU result includes the impact of applying the IFRS-EU &#8216;IAS 39 carve out&#8217;. The IFRS-EU &#8216;IAS 39 carve-out&#8217; impact relates to fair value portfolio hedge accounting strategies for the mortgage and savings portfolios in the Benelux, Germany, Wholesale Banking Rest of World and Other Challengers that are not eligible under IFRS-IASB. As no hedge accounting is applied to these mortgage and savings portfolios under IFRS-IASB, the fair value changes of the derivatives are not offset by fair value changes of the hedge items (mortgages and savings).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The segment reporting in the interim report on Form 6-K has been prepared in accordance with International Financial Reporting Standards as issued by the EU (IFRS-EU) and reconciled to International Financial Reporting Standards as issued by the International Accounting Standards Board (IFRS-IASB) for consistency with the other financial information contained in this report. The difference between the accounting standards is reflected in the Wholesale Banking segment, and in the geographical split of the segments in the Netherlands, Belgium, Germany, Wholesale Banking Rest of World and Other Challengers. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reference is made to Note 1 'Basis of preparation and significant changes in the current reporting period' for a reconciliation between IFRS-EU and IFRS-IASB. Corporate expenses are allocated to business lines based on time spent by head office personnel, the relative number of staff, or on the basis of income, expenses and/or assets of the segment.</span></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group reconciles the total segment results to the total result using Corporate Line. The Corporate Line is a reflection of capital management activities, as ING Group applies a system of capital charging for its banking operations in order to create a comparable basis for the results of business units globally, irrespective of the business units&#8217; book equity and the currency they operate in.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Results in Corporate Line are impacted by the application of hyperinflation accounting in the consolidation of our subsidiary in T&#252;rkiye (IAS 29). Furthermore, Corporate Line includes certain income and expenses that are not allocated to the banking businesses, and also includes our investments in Bank of Beijing and TMBThanachart Bank (TTB).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The information presented in this note is in line with the information presented to the Executive Board of ING Group and Management Board Banking.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This note does not provide information on the types of products and services from which each reportable segment derives its revenues, as this is not reported internally and is therefore not readily available.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"></div></div><div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.719%"><tr><td style="width:1.0%"></td><td style="width:42.414%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.272%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.272%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.272%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.037%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.118%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.041%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.041%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.041%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.344%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.048%"></td><td style="width:0.1%"></td></tr><tr><td colspan="33" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation between IFRS-IASB and IFRS-EU income, expense and net result</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td><td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB attributable to equity holder of the parent</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,812</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,798</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">118</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,555</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,946</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,303</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,206</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">IFRS-EU 'IAS 39 carve out' impact </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,512&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-414&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">770&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">230&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">540&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result IFRS-EU </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,385</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">118</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,946</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,533</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,746</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Net result, after tax and non-controlling interests.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">ING prepares its results filed with SEC in accordance with IFRS-IASB. This information is prepared by reversing the hedge accounting impacts that applied under the IFRS-EU 'carve-out' version of IAS 39. For the IFRS-EU result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">IFRS-EU figures include the impact of applying the IFRS-EU 'IAS 39 carve-out'.</span></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.469%"><tr><td style="width:1.0%"></td><td style="width:61.276%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.135%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.441%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Total</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></div></td><td colspan="9" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total ING Group</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total ING Group</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,508&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">147&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,655&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,021&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,073&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,995&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,998&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,807&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,807&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,440&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,445&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">150</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,268</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">58</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenditure</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,874&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,880&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,692&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,696&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">250&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">250&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,433</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,942</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,946</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,716</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">144</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,861</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,326</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">53</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,379</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,347&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,385&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,519&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,533&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,251</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">107</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,707</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,746</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reversal of the IFRS-EU 'IAS 39 carve out' impact</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-540&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-540&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,350</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">107</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,166</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,206</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:33.359%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.830%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.029%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.329%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.653%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.005%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.629%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.104%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.830%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.179%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.854%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.029%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.930%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.629%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.111%"></td><td style="width:0.1%"></td></tr><tr><td colspan="45" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Segments by line of business</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></div></td><td colspan="21" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="21" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="21" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr style="height:8pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:15pt"><td colspan="45" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;  Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,534&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,052&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,337&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,884&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,737&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">111&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,655&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,650&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,010&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,401&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,668&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,076&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">269&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,073&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;  Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">513&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">306&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">293&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">676&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,998&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">471&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">240&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">180&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">253&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">669&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,807&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;  Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">376&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-51&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,166&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">410&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">80&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-37&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">154&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">892&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-54&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,445&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,423</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,402</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,498</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,297</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,580</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">99</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,530</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,330</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,543</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,075</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">210</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenditure</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;  Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,023&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">980&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">628&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,388&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,662&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">199&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,880&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,053&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">959&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">605&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,215&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,630&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">233&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,696&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">176&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">295&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">174&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-105&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">250&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">980</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,045</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">693</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,564</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,957</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">199</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,095</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,050</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">654</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,389</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,525</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">233</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,946</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,443</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">357</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">805</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">733</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,623</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,861</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,435</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">280</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">889</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">686</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,112</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-23</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,379</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">371&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">265&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">173&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">406&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,385&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">372&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">95&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">289&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">176&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,533&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">540</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">465</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,194</span><span 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">185</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,589</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,746</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,072</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">248</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">540</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">465</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,293</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-161</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,063</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">185</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">601</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">438</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,049</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,206</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:22.830%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.176%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.476%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.401%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.926%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.826%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.476%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.500%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.026%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.725%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.701%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.901%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.626%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.901%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.701%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.882%"></td><td style="width:0.1%"></td></tr><tr><td colspan="51" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Geographical split of the segments</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="24" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></div></td><td colspan="24" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="24" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="24" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Nether-lands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Germany</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other Challengers</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Growth markets</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Nether-lands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Germany</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other Challengers</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Growth markets</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,572&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,327&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,609&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,085&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,168&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">785&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,655&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,077&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,343&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,667&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,061&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">922&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">734&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">268&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,073&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">649&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">441&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">236&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">166&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">297&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,998&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">617&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">364&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">206&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">151&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">185&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">289&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,807&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">877&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-46&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">199&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">556&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">664&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-40&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">273&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">479&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-51&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,445&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,099</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,817</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,799</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,265</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,579</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">103</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,359</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,813</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,832</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,228</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,380</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,502</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">211</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenditure</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">723&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">869&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">778&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,502&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,134&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">702&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">658&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">722&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">743&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">234&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,696&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">83&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">130&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-39&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">98&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">111&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">250&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,398</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,210</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">815</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">809</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">998</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,009</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">200</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,481</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,225</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">662</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">755</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">834</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">755</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">234</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,946</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,701</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">608</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">984</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">581</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">628</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-97</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,861</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,878</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">588</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,435&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">280&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">889&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">334&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,290&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">251&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">179&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">174&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">130&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,623&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">442&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">138&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">195&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-23&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,701</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">608</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">984</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">581</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">628</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-97</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,861</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,878</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">588</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">748</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-23</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,379</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">451&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">180&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">321&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">132&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,385&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">453&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">179&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">381&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">123&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">115&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">188&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,533&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">663</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">315</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">354</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">497</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,425</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">408</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">789</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">350</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">331</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">560</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,746</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">337&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">289&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-65&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-113&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-350&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-540&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">764</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">952</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">320</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">354</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">486</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,360</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">296</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">348</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">331</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">548</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span 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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128434050016">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesAbstract', window );"><strong>Fair value of assets and liabilities [abstract]</strong></a></td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementExplanatory', window );">Fair value of assets and liabilities</a></td>
<td class="text"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">20   Fair value of assets and liabilities <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Valuation Methods<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The estimated fair values represent the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It is a market-based measurement, which is based on assumptions that market participants would use and takes into account the characteristics of the asset or liability that market participants would take into account when pricing the asset or liability.</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair values of financial assets and liabilities are based on quoted prices in active market where available. When such quoted prices are not available, the fair value is determined by using valuation techniques.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The first half of 2024 was characterized by less elevated levels of volatility compared to 2023. After the steep increase of interest rates worldwide over the last years, the markets saw interest rates cuts.  Though currently not having a major direct influence on the global markets, the geopolitical risks stemming from the ongoing Russia-Ukraine and Israel-Gaza conflicts are still hanging over the markets, while the US elections and the uncertainty around its consequences are also closely followed.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets and liabilities, including Level 3, are valued using agreed methodologies, targeting the most appropriate estimate of fair value.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A comprehensive description of ING&#8217;s valuation methods and framework is reported in Note 35 &#8216;Fair value of assets and liabilities&#8217; of the 2023 Form 20-F. This chapter of the Condensed consolidated interim financial statement should be read in conjunction with the 2023 Form 20-F.</span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Valuation Control framework<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The valuation control framework covers the product approval process (PARP), pricing, market data assessment and independent price verification (IPV), valuation adjustments, model use, fair value hierarchy and day one profit or loss. Valuation processes are governed by various governance bodies, including Local Parameter Committees, Global Valuation and Impairment Committee, Market Data Committee and Valuation Model Committee. All relevant committees meet on a regular basis (monthly/quarterly), where agenda covers the aforementioned valuation controls.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Global Valuation and Impairment Committee is responsible for the oversight and the approval of the outcome of impairments (other than loan loss provisions) and valuation processes. It oversees the quality and coherence of valuation methodologies and performance. The Valuation Model Committee is responsible for the approval of all valuation models used for the Fair valuation (IFRS) and Prudent Valuation (CRR) of positions measured at fair value. The Local Parameter Committee discusses the valuation results and monitors the performance of the valuation activities carried out on local or regional level. The Global </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial Markets Parameter Committee reviews the consolidated valuation outcome and resulting P&amp;L for Financial Market products, targeting a globally consistent treatment across Financial Market. The Market Data Committee is responsible for the approval of the market data used in valuation.</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Valuation Adjustments<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Valuation adjustments are an integral part of the fair value. They are the adjustments to the output from a valuation technique in order to appropriately determine a fair value in accordance with IFRS 13. ING considers various fair value adjustments including Bid-Offer adjustments, Model Risk adjustments, Bilateral Valuation Adjustments (BVA, consisting of Credit Valuation Adjustments or CVA, and Debit Valuation Adjustments or DVA), Collateral Valuation Adjustment (CollVA) and Funding Valuation Adjustment (FVA).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For financial instruments where the fair value at initial recognition is based on one or more significant unobservable inputs, a difference between the transaction price and the fair value resulting from the internal valuation process can occur. Such difference is referred to as Day One Profit or Day One Loss (hereafter: DOP). ING defers material Day One Profit or Loss of instruments with significant unobservable valuation inputs, which are the financial instruments classified as Level 3 and financial instruments with material unobservable inputs into CVA which are not necessarily classified as Level 3. The DOP is amortised over the life of the instrument, or until the significant unobservable inputs become observable, or until the significant unobservable inputs become non-significant. Both the impact on the profit and loss in 2024 and the DOP reserve is</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> disclosed in the below table.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the models reserves for financial assets and liabilities.</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:74.170%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.264%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.266%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation adjustment reserves on financial assets and liabilities</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deferred Day One Profit or Loss </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-105&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-90&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Own credit adjustments </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Bid/Offer</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-135&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-154&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Model Risk</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-27&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">CVA</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-116&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-131&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">DVA</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">CollVA</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FVA</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-52&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-68&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total Valuation Adjustments</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-366</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-385</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial instruments at fair value <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair values of the financial instruments were determined as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:22.584%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.961%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.433%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Methods applied in determining fair values of financial assets and liabilities (carried at fair value)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,125&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,438&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">150&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,256&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,590&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,913&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,825&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,427&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,081&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,524&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,364&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,864&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,270&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26,257&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,134&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">408&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">535&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26,671&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,708&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79,506&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63,316&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,281&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,131&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">84,787&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67,446&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">29,044</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">20,302</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">112,194</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">94,533</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,341</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,179</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">149,579</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">123,015</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,110&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,622&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">254&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">263&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,364&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,885&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40,891&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,848&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,746&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,433&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,647&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38,281&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">855&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">275&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">476&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">676&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,331&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">951&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">43,001</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">37,470</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,602</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,707</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">740</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">938</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,343</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">41,116</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial liabilities</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,380&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,088&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,965&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,635&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,359&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,770&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66,976&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57,063&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66,978&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57,076&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Trading securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,629&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,604&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,648&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,645&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid 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#a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,664&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25,148&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,733</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">98,026</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">89,175</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">564</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">729</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt 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#a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">94,638</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following methods and assumptions were used by ING Group to estimate the fair value of the financial instruments:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Equity securities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Instrument description:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Equity securities include stocks and shares, corporate investments and private equity investments.<br/>Valuation:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">If available, the fair values of publicly traded equity securities and private equity securities are </span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">based on quoted market prices. In absence of active markets, fair values are estimated by analysing the investee&#8217;s financial position, result, risk profile, prospect, price, earnings comparisons and revenue multiples. Additionally, reference is made to valuations of peer entities where quoted prices in active markets are available. For equity securities best market practice will be applied using the most relevant valuation method. All non-listed equity investments, including investments in private equity funds, are subject to a standard review framework which ensures that valuations reflect the fair values.<br/>Fair value hierarchy:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The majority of equity securities are publicly traded and quoted prices are readily and regularly available. Hence, these securities are classified as Level 1. Equity securities which are not traded in active markets mainly include corporate investments, fund investments and other equity securities and are classified as Level 3.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Debt securities<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Instrument description:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Debt securities include government bonds, financial institutions bonds and Asset-backed securities (ABS). <br/>Valuation:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where available, fair values for debt securities are generally based on quoted market prices. Quoted market prices are obtained from an exchange market, dealer, broker, industry group, pricing service, or regulatory service. The quoted prices from non-exchange sources are reviewed on their tradability of market prices. If quoted prices in an active market are not available, fair value is based on an analysis of available market inputs, which includes consensus prices obtained from one or more pricing services. Furthermore, fair values are determined by valuation techniques discounting expected future cash flows using market interest rate curves, referenced credit spreads, maturity of the investment, and estimated prepayment rates where applicable.<br/>Fair value hierarchy:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Government bonds and financial institutions bonds are generally traded in active markets. Where quoted prices are readily and regularly available, they are classified as Level 1. The remaining positions are classified as Level 2 or Level 3 depending on the trading activity and observability of prices. Asset backed securities for which no active market is available and a wide discrepancy in quoted prices exists, are classified as Level 3.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Derivatives<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Instrument description:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Derivatives contracts can either be exchange-traded or over the counter (OTC). Derivatives include interest rate derivatives, FX derivatives, Credit derivatives, Equity derivatives and commodity derivatives.<br/>Valuation:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of exchange-traded derivatives is determined using quoted market prices in an active market and are classified as Level 1 of the fair value hierarchy. For instruments that are not actively traded, fair values are estimated based on valuation techniques. OTC derivatives and derivatives trading in an inactive market are valued using valuation techniques. The valuation techniques and inputs depend on the type of derivatives and the nature of the underlying instruments. The principal techniques used to value these instruments are based on (amongst others) discounted cash flows, option pricing models and Monte Carlo simulations. These valuation models calculate the present value of expected future cash flows, based on &#8216;no-arbitrage&#8217; principles. The models are commonly used in the financial industry and inputs to the validation models are determined from observable market data where possible. Certain inputs may not be </span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">observable in the market, but can be determined from observable prices via valuation model calibration procedures. These inputs include prices available from exchanges, dealers, brokers or providers of pricing, yield curves, credit spreads, default rates, recovery rates, dividend rates, volatility of underlying interest rates, equity prices, and foreign currency exchange rates and reference is made to quoted prices, recently executed trades, independent market quotes and consensus data, where available.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For uncollateralised OTC derivatives, ING applies Credit Valuation Adjustment to correctly reflect the counterparty credit risk in the valuation and Debit Valuation Adjustments to reflect the credit risk of ING for its counterparty. In addition, for these derivatives ING applies Funding Valuation Adjustment. See sections CVA/DVA and FVA in section Valuation Adjustments for more details regarding the calculation.<br/>Fair value hierarchy:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The majority of the derivatives are priced using observable inputs and are classified as Level 2. Derivatives for which the input cannot be implied from observable market data are classified as Level 3.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and receivables<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Instrument description:</span><span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans and receivables are non-derivative financial assets with fixed or determinable payments that are not quoted in an active market. Loans and receivables carried at fair value includes trading loans, being securities lending and similar agreement comparable to collateralised lending, syndicated loans, loans expected to be sold and receivables with regards to reverse repurchase transactions.<br/>Valuation: The fair value of loans and receivables is generally estimated by discounting expected future cash flows using a discount rate that reflects credit risk, liquidity, and other current market conditions. The fair value of mortgage loans is estimated by taking into account prepayment behaviour. <br/>Fair value hierarchy: Loans and receivables are predominantly classified as Level 2. Loans and receivables for which current market information about similar assets to use as observable, corroborated data for all significant inputs into a valuation model is not available, are classified as Level 3.<br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial liabilities at fair value through profit and loss </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>Instrument description: Financial liabilities at fair value through profit and loss include debt securities, debt instruments, primarily comprised of structured notes, which are held at fair value under the fair value option. Besides that, it includes derivative contracts and repurchase agreements.<br/>Valuation: The fair values of securities in the trading portfolio and other liabilities at fair value through profit or loss are based on quoted market prices, where available. For those securities not actively traded, fair values are estimated based on internal discounted cash flow valuation techniques using interest rates and credit spreads that apply to similar instruments.<br/>Fair value hierarchy: The majority of the derivatives and debt instruments are classified as Level 2. Derivatives and debt instruments for which the input cannot be derived from observable market data are classified as Level 3.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Transfers between Level 1 and 2<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a consequence of change in observable inputs, ING recorded an EUR  0.4 billion transfer from Level 2 to Level 1 in debt securities measured at fair value through other comprehensive income. No significant transfers from Level 1 to Level 2 were recorded in the reporting period 2024.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Level 3: Valuation techniques and inputs used </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial assets and liabilities in Level 3 include both assets and liabilities for which the fair value was determined using (i) valuation techniques that incorporate unobservable inputs as well as (ii) quoted prices which have been adjusted to reflect that the market was not actively trading at or around the balance sheet date. Unobservable inputs are inputs which are based on ING&#8217;s own assumptions about the factors that market participants would use in pricing an asset or liability, developed based on the best information available in the circumstances. Unobservable inputs may include volatility, correlation, spreads to discount rates, default rates and recovery rates, prepayment rates, and certain credit spreads. Valuation techniques that incorporate unobservable inputs are sensitive to the inputs used.  </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Of the total amount of financial assets classified as Level 3 as at 30&#160;June 2024 of EUR 9.1 billion (31 December 2023: EUR 9.1 billion), an amount of EUR 7.2 billion (79.1%) (31 December 2023: EUR 7.0 billion, being 76.7%) is based on unadjusted quoted prices in inactive markets. As ING does not generally adjust quoted prices using its own inputs, there is no significant sensitivity to ING&#8217;s own unobservable inputs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, Level 3 financial assets includes EUR 0.3 billion (31 December 2023: EUR 0.3 billion) which relates to financial assets that are part of structures that are designed to be fully neutral in terms of market risk. Such structures include various financial assets and liabilities for which the overall sensitivity to market risk is insignificant. Whereas the fair value of individual components of these structures may be determined using different techniques and the fair value of each of the components of these structures may be sensitive to unobservable inputs, the overall sensitivity is by design not significant.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The remaining EUR 1.6 billion (31 December 2023: EUR 1.8 billion) of the fair value classified in Level 3 financial assets is established using valuation techniques that incorporates certain inputs that are unobservable.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Of the total amount of financial liabilities classified as Level 3 as at 30&#160;June 2024 of EUR 0.6 billion (31 December 2023: EUR 0.7 billion), an amount of EUR 0.23 billion (41.0%) (31 December 2023: EUR 0.36 billion, being 50.0%) is based on unadjusted quoted prices in inactive markets. As ING does not generally adjust quoted prices using its own inputs, there is no significant sensitivity to ING&#8217;s own unobservable inputs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Furthermore, Level 3 financial liabilities includes EUR 0.3 billion (31 December 2023: EUR 0.3 billion) which relates to financial liabilities that are part of structures that are designed to be fully neutral in terms of </span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">market risk. As explained above, the fair value of each of the components of these structures may be sensitive to unobservable inputs, but the overall sensitivity is by design not significant.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The remaining EUR 0.1 billion (31 December 2023: EUR 0.1 </span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">billion) of the fair value classified in Level 3 financial liabilities is established using valuation te</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">chniques that incorporates certain inputs that are unobservable.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below provides a summary of the valuation techniques, key unobservable inputs and the lower and upper range of such unobservable inputs, by type of Level 3 asset/liability. The lower and upper range mentioned in the overview represent the lowest and highest variance of the respective valuation input as actually used in the valuation of the different financial instruments. Amounts and percentages stated are unweighted. The range can vary from period to period subject to market movements and change in Level&#160;3 position. Lower and upper bounds reflect the variability of Level 3 positions and their underlying valuation inputs in the portfolio, but do not adequately reflect their level of valuation uncertainty. For valuation uncertainty assessment, reference is made to section Sensitivity analysis of unobservable inputs (Level 3).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:13.828%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.026%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.602%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.501%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.527%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.302%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.103%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.426%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.227%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.126%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.232%"></td><td style="width:0.1%"></td></tr><tr><td colspan="33" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation techniques and range of unobservable inputs (Level 3)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Valuation techniques</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Significant unobservable inputs</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lower range</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upper range</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">At fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,524&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,364&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price per share</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">97</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">236</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">150&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,475</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,457</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,838&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,298&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">117&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loan pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Reverse) repo's</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,441&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,832&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Structured notes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">92&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/Equity correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.8</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spreads (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">101</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Rates</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">292&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">283&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">300&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">301&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate volatility (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reset spread (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;FX</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Implied volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Credit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">87&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">216&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">220&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">343&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">179</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">149</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">76&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/Equity correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.1</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.5</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commodity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">74&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">At fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">476&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">676&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Equity</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">254&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">263&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.8</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.8</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payout ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Debt securities</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,081</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,118</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">564</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">729</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Level 3: Changes during the period</span></div><div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:32.508%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.001%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.126%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.126%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.476%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.126%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.926%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.126%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.401%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.126%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.401%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.131%"></td><td style="width:0.1%"></td></tr><tr><td colspan="39" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Level 3 Financial assets</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets mandatorily at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets designated at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at FVOCI</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">848&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">873&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">286&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">421&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,499&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,849&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,547&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,492&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">938&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">891&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,118&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,526&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised gain/loss  recognised in the statement of profit or loss during the period </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-188&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">235&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-142&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">248&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-383&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-322&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Revaluation recognised in other comprehensive income during the period </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchase of assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">110&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,246&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">113&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">76&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,108&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,208&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">163&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">873&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">331&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,612&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,735&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sale of assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-91&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-55&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-385&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,109&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-56&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-243&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-567&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,433&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturity/settlement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,005&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-327&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-576&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-553</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-292</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-22&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-910&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">723&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">728&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers into Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">879&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">395&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">981&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">416&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,860&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers out of Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-566&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-459&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-824&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-534&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-245</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,635&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-994&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-31&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-59&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the composition of the group and other changes</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">286</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,718</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,499</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,547</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">740</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">938</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,081</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,118</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Net gains/losses were recorded as &#8216;Valuation results and net trading income&#8217; in the statement of profit or loss. The total amounts includes EUR</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">-92 million (2023: EUR 316 million) of unrealised gains and losses recognised in the statement of profit or loss. </span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Revaluation recognised in other comprehensive income is included on the line &#8216;Net change in fair value of debt instruments at fair value through other comprehensive income&#8217;.</span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2024, t</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ransfers into and out of Level 3 of financial assets mandatorily at fair value mainly relate to (long term) reverse repurchase transactions for which the valuation being significantly impacted by unobservable inputs and no longer significantly impacted by unobservable inputs, respectively</span><span style="background-color:#ffffff;color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%">.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2024, the transfer out of Level 3 trading assets relate mostly to bonds and derivative instruments due to the valuation not being significantly impacted by unobservable input.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2023, transfers into and out of Level 3 of financial assets mandatorily at fair value mainly relate to (long term) reverse repurchase transactions for which the valuation being significantly impacted by unobservable inputs and no longer significantly impacted by unobservable inputs, respectively</span><span style="background-color:#ffffff;color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%">.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2023, the transfer into Level 3 trading assets is mainly driven by debt securities that are part of a structure transferred into level 3 due to market illiquidity which decreased observability for an input.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span><br/></span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:23.513%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.568%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.807%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.568%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.652%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.807%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.807%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.413%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.965%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Level 3 Financial liabilities</span></td></tr><tr style="height:24pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities designated as at fair value through profit or loss</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:24pt"><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">382&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" 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style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">729&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" 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style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-129&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">224&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-57&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-151&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" 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style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-185&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">110&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">142&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-102&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-52&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-53&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-56&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-156&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturity/settlement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-30&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers into Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers out of Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">296</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">564</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">729</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Net gains/losses were recorded as &#8216;Valuation results and net trading income&#8217; in the statement of profit or loss. The total amount includes EUR</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">-185 million (31 December 2023: EUR 72&#160;million</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">) of unrealised gains and losses recognised in the statement of profit or loss.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2024, the transfers out of Level 3 mainly consisted of structured notes, measured as designated at fair value through profit or loss. The structured notes were transferred out of Level 3 as the valuation was no longer impacted by significantly unobservable inputs.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2023, financial liabilities transfers into and out of Level 3 mainly consisted of structured notes, measured as designated at fair value through profit or loss. The structured notes were transferred out of Level 3 as the valuation was no longer impacted by significantly unobservable inputs. </span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Recognition of unrealised gains and losses in Level 3<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Amounts recognised in the statement of profit or loss relating to unrealised gains and losses during the year that relates to Level 3 assets and liabilities are included in the line item &#8216;Valuation results and net trading income&#8217; in the statement of profit or loss.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Level 3: Sensitivity analysis of unobservable inputs<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where the fair value of a financial instrument is determined using inputs which are unobservable and which have a more than insignificant impact on the fair value of the instrument, the actual value of those inputs at the balance date may be drawn from a range of reasonably possible alternatives. In line with market practice the upper and lower bounds of the range of alternative input values reflect a level of valuation certainty. The actual levels chosen for the unobservable inputs in preparing the financial statements are consistent with the valuation methodology used for fair valued financial instruments.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In practice valuation uncertainty is measured and managed per exposure to individual valuation inputs (i.e. risk factors) at portfolio level across different product categories. Where the disclosure looks at individual Level 3 inputs, the actual valuation adjustments may also reflect the benefits of portfolio offsets. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This disclosure does not attempt to indicate or predict future fair value movement. The numbers in isolation give limited information as in most cases these Level 3 assets and liabilities should be seen in combination with other instruments (for example as a hedge) that are classified as Level 2. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The valuation uncertainty in the table below is broken down by related risk class rather than by product. The possible impact of a change of unobservable inputs in the fair value of financial instruments where unobservable inputs are significant to the valuation is as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"></td><td style="width:56.042%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.614%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.614%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.614%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.616%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Sensitivity analysis of Level 3 instruments</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Positive fair&#160;value movements from using reasonable possible alternatives</span></div></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Negative fair&#160;value movements from using reasonable possible alternatives</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity (equity derivatives, structured notes)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-14&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rates (Rates derivatives, FX derivatives)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-27</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-80</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial instruments not measured at fair value<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the estimated fair values of the financial instruments not measured at fair value in the statement of financial position.</span></div></div></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:30.933%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.901%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.901%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.901%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.901%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.901%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.906%"></td><td style="width:0.1%"></td></tr><tr><td colspan="39" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Methods applied in determining fair values of financial assets and liabilities (carried at amortised cost)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying Amount</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying amount presented as fair value</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total fair value</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to banks </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,443&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,709&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,664&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,722&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,981&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,430&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,862&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,511&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,507&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,662&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers </span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">662,687&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">647,313&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,876&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,681&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,228&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,602&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">603,378&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">593,098&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">637,482&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">712,140</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">686,053</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial 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colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposits from banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,496&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,257&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,242&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,764&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,078&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,066&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,837&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,968&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,157&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22,799&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Customer deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">692,577&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">650,276&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">575,775&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">556,060&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70,600&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,486&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,623&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,063&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">691,998&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">649,609&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities in issue</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141,175&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">124,670&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">74,190&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">62,197&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36,811&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,606&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31,214&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,450&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">142,215&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">125,253&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Subordinated loans</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,933&#160;</span></td><td 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">870,558</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">813,022</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 In accordance with IFRS and for the purpose of this disclosure, the carrying amount of financial instruments with an immediate on demand feature is presented as fair value. </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The aggregation of the fair values presented above does not represent, and should not be construed as representing, the underlying value of ING Group. These fair values were calculated for disclosure purposes only. The carrying amount of financial instruments presented in the above table includes, when applicable, the fair value hedge adjustment, this explains why (for these cases) the carrying amount approximates fair value.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and advances to banks<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short term receivables from banks carrying amounts represent a reasonable estimate of the fair value. The fair value of long term receivables from banks is estimated by discounting expected future cash flows using a discount rate based on specific available market data, such as interest rates and appropriate spreads that reflects current credit risk or quoted bonds.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:15pt"><span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and advances to customers<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short term loans carrying amounts represent a reasonable estimate of the fair value. The fair value of long term loans is estimated by discounting expected future cash flows using a discount rate that reflects current credit risk, current interest rates, and other current market conditions where applicable. The fair value of mortgage loans is estimated by taking into account prepayment behaviour. Loans with similar characteristics are aggregated for calculation purposes.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Securities at amortised cost<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Where available, fair values for debt securities are generally based on quoted market prices. Quoted market prices are obtained from an exchange market, dealer, broker, industry group, pricing service, or regulatory service. The quoted prices from non-exchange sources are reviewed on their tradability of market prices. If quoted prices in an active market are not available, fair value is based on an analysis of available market inputs, which includes consensus prices obtained from one or more pricing services. Furthermore, fair values are determined by valuation techniques discounting expected future cash flows using market interest rate curves, referenced credit spreads, maturity of the investment, and estimated prepayment rates where applicable.</span></div></div></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deposits from banks<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For short term payables to banks carrying amounts represent a reasonable estimate of the fair value. The fair value of long term payables to banks is estimated by discounting expected future cash flows using a discount rate based on available market interest rates and appropriate spreads that reflects ING&#8217;s own credit risk.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Customer deposits<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the current interest rate environment there is significant embedded value in our on-demand deposits, therefore providing a natural hedge against the impact from rising rates on financial assets. However, for the purpose of this disclosure and in accordance with IFRS, the carrying amounts of deposits with an immediate on demand feature is presented as fair value.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of deposits with fixed contractual terms has been estimated based on discounting future cash flows using the interest rates currently applicable to deposits of similar maturities.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Debt securities in issue<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of debt securities in issue is generally based on quoted market prices, or if not available, on estimated prices by discounting expected future cash flows using a current market interest rate and credit spreads applicable to the yield, credit quality and maturity.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Subordinated loans<br/></span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of publicly traded subordinated loans are based on quoted market prices when available. Where no quoted market prices are available, fair value of the subordinated loans is estimated using discounted cash flows based on interest rates and credit spreads that apply to similar instruments.</span></div><span></span>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128409809024">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Legal proceedings<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfLegalProceedingsAbstract', window );"><strong>Legal proceedings [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfLegalProceedingsExplanatoryTextBlock', window );">Legal proceedings</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">21   Legal proceedings<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group and its consolidated subsidiaries are involved in governmental, regulatory, arbitration and legal proceedings and investigations in the Netherlands and in a number of foreign jurisdictions, including the U.S., involving claims by and against them which arise in the ordinary course of their businesses, including in connection with their activities as lenders, broker-dealers, underwriters, issuers of securities and investors and their position as employers and taxpayers. In certain of such proceedings, very large or indeterminate amounts are sought, including punitive and other damages. While it is not feasible to predict or determine the ultimate outcome of all pending or threatened governmental, regulatory, arbitration and legal proceedings and investigations, ING is of the opinion that some of the proceedings and investigations set out below may have or have in the recent past had a significant effect on the financial position, profitability or reputation of the ING and/or the ING and its consolidated subsidiaries.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Settlement agreement</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: On 4 September 2018, ING announced that it had entered into a settlement agreement with the Dutch Public Prosecution Service relating to previously disclosed investigations </span></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">regarding various requirements for client on-boarding and the prevention of money laundering and corrupt practices. Following the entry into the settlement agreement, ING has experienced heightened scrutiny from authorities in various countries. ING is also aware, including as a result of media reports, that other parties may, among other things, seek to commence legal proceedings against ING in connection with the subject matter of the settlement. Certain parties filed requests with the Court of Appeal in The Netherlands to reconsider the prosecutor&#8217;s decision to enter into the settlement agreement with ING and not to prosecute ING or (former) ING employees. In December 2020, the Court of Appeal issued its final ruling. In this ruling the prosecutors' decision to enter into the settlement agreement with ING was upheld, making the settlement final. However, in a separate ruling, the Court ordered the prosecution of ING&#8217;s former CEO.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Litigation by investors</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: In February and March 2024, ING and certain (former) board members were served with a writ of summons for litigation in The Netherlands on behalf of investors who claim to have suffered financial losses in connection with ING's disclosures on historic shortcomings in its financial economic crime policies, related risk management and control systems, the investigation by and settlement with the Dutch authorities in 2018 and related risks for ING. We do not agree with the allegations and will defend ourselves against these and the claimed damages of EUR 587&#160;million. We follow IFRS rules for taking legal provisions and would disclose material amounts in that regard if and when applicable - which currently is not the case.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Findings regarding AML processes: </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As previously disclosed, after its September 2018 settlement with Dutch authorities concerning anti-money laundering matters, and in the context of significantly increased attention on the prevention of financial economic crime, ING has experienced heightened scrutiny by authorities in various countries. The interactions with such regulatory and judicial authorities have included, and can be expected to continue to include, onsite visits, information requests, investigations and other enquiries. Such interactions, as well as ING&#8217;s internal assessments in connection with its global enhancement programme, have in some cases resulted in satisfactory outcomes, and also have resulted in, and may continue to result in, findings, or other conclusions which may require appropriate remedial actions by ING, or may have other consequences. ING intends to continue to work in close cooperation with authorities as it seeks to improve its management of non-financial risks in terms of policies, tooling, monitoring, governance, knowledge and behaviour.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In January 2022, a Luxembourg investigating judge informed ING Luxembourg that he intends to instruct the relevant prosecutor to prepare a criminal indictment regarding alleged shortcomings in the AML process at ING Luxembourg. Although this matter still remains at an early procedural stage and it is currently not possible to determine how this matter will be resolved or the timing of any such resolution, ING does not expect a financial outcome of this matter to have a material effect.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING's subsidiary Payvision was the subject of a criminal investigation by Dutch authorities regarding money laundering and various requirements of the Dutch act on Anti-Money Laundering and Counter Terrorist Financing, focusing on the period from 1 January 2015 up to and including April 2020. Payvision cooperated with such investigation. In October 2021, the phasing out of Payvision was announced. The phasing out of </span></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">activities and the transfer of customers to a new service provider were completed in 2022. At the request of Payvision, its license has been withdrawn. In April 2024, the Dutch authorities closed the investigation, without charges against Payvision, but with the issuance of a penalty order against two former directors of Payvision.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING continues to take steps to enhance its management of compliance risks and embed stronger awareness across the whole organisation. These steps are part of the global KYC programme and set of initiatives, which includes enhancing KYC files and working on various structural improvements in compliance policies, tooling, monitoring, governance, knowledge and behaviour.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Tax cases</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: Because of the geographic spread of its business, ING may be subject to tax audits, investigations and procedures in numerous jurisdictions at any point in time. Although ING believes that it has adequately provided for all its tax positions, the ultimate resolution of these audits, investigations and procedures is uncertain and may result in liabilities which are materially different from the amounts recognised. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Litigation regarding products of a former subsidiary in Mexico:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Proceedings in which ING is involved include complaints and lawsuits concerning the performance of certain interest sensitive products that were sold by a former subsidiary of ING in Mexico.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Claims regarding accounts with predecessors of ING Bank T&#252;rkiye:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ING Bank T&#252;rkiye has received numerous claims from (former) customers of legal predecessors of ING Bank T&#252;rkiye. The claims are based on offshore accounts held with these banks, which banks were seized by the Savings Deposit Insurance Fund (&#8220;SDIF&#8221;) prior to the acquisition of ING Bank T&#252;rkiye in 2007 from OYAK. Pursuant to the acquisition contract, ING Bank T&#252;rkiye can claim compensation from SDIF if a court orders ING Bank T&#252;rkiye to pay amounts to the offshore account holders. SDIF has made payments to ING Bank T&#252;rkiye pursuant to such compensation requests, but filed various lawsuits to receive those amounts back. In April 2022 the Turkish Supreme Court decided that the prescription period for the offshore account holders&#8217; compensation claims starts on the transfer date of the account holders to the offshore accounts. In July 2024 one of the lawsuits has been finalized in favour of ING Bank T&#252;rkiye with the Turkish Supreme Court's verdict which is likely to be a precedent decision for the other ongoing files.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In 2024, SDIF initiated enforcement procedures against ING Bank T&#252;rkiye, based on the decision in April 2022 by the Turkish Supreme Court referred to above. SDIF alleges that this decision means that ING Bank T&#252;rkiye has to return certain payments made by SDIF regarding the offshore depositors' receivables cases, as the statute of limitations had already expired. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At this moment it is not possible to assess the outcome of these procedures nor to provide an estimate of the (potential) financial effect of these claims.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Interest rate derivatives claims</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: In the past a uniform recovery framework for Dutch SME clients with interest rate derivatives was established by a committee of independent experts appointed by the Dutch Ministry of Finance. In the context of this recovery framework most claims have been settled, however ING is still involved in several legal proceedings in the Netherlands with respect to interest rate derivatives that were sold to clients in connection with floating interest rate loans in order to hedge the interest rate risk of the loans. These proceedings are based on several legal grounds, depending on the facts and circumstances of each specific case, inter alia alleged breach of duty of care, insufficient information provided to the clients on the product and its risks and other elements related to the interest rate derivatives that were sold to clients. In some cases, the court has ruled in favour of the claimants and awarded damages, annulled the interest rate derivative or ordered repayment of certain amounts to the claimants. In one case, the business client filed an appeal in cassation with the Dutch Supreme Court in April 2024.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Interest surcharges claims: </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING received complaints and was involved in litigation with certain individuals in the Netherlands regarding increases in interest surcharges with respect to several credit products, including but not limited to commercial property. ING has reviewed the relevant product portfolio. The provision previously taken has been reversed for certain of these complaints. All claims are dealt with individually. Thus far, the courts have ruled in favour of ING in each case, ruling that ING was allowed to increase the interest surcharge based upon the essential obligations in the contract. In a relevant case the Dutch Supreme Court ruled in favor of another Dutch bank, addressing the question whether or not a bank is allowed to increase interest surcharges unilaterally. The Dutch Supreme Court ruled affirmatively and referred the case to the Court of Appeal in The Hague. The Court of Appeal also ruled in favour of the Dutch bank in October 2022 and this ruling has been confirmed by the Dutch Supreme Court in its ruling of 22 December 2023. ING will continue to deal with all claims individually. In the last pending case against ING, the claimant filed an appeal in cassation with the Dutch Supreme Court in January 2024.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Mortgage expenses claims:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ING Spain has received claims and is involved in procedures with customers regarding reimbursement of expenses associated with the formalisation of mortgages. In most first instance court proceedings the expense clause of the relevant mortgage contract has been declared null and ING Spain has been ordered to reimburse all or part of the applicable expenses. Since 2018, the Spanish Supreme Court and the European Court of Justice ("CJEU") have issued rulings setting out which party should bear notary, registration, agency, and stamp duty costs. In January 2021, the Spanish Supreme Court ruled that valuation costs of mortgages, signed prior to 16 June 2019, the date the new mortgage law entered into force, should be borne by the bank. Media attention for the statute of limitations applicable to the right to claim reimbursement of costs resulted in an increased number of claims at the beginning of 2021. In June 2021, the Spanish Supreme Court published a press release stating its decision to ask the CJEU for a preliminary ruling regarding the criteria that should be applied to determine the date from which the action for claiming the reimbursement of mortgage expenses is considered to be expired. In January 2024, the CJEU ruled that the limitation period for the judicial claim for reimbursement of expenses cannot begin to run from a Supreme Court decision declaring the clause null and void, nor from the moment of the payment of the expenses. The CJEU indicated that it is up to national case-law to determine the criterion that should be applied for the calculation of the limitation period. In April 2024 the CJEU ruled that it was not against </span></div></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">European Union laws that the period of prescription began to be calculated from the moment the clause was declared null. Following the CJEU approach, on 14 June 2024 the Spanish Supreme Court issued its final decision stating in short that the 5-year period to claim the reimbursement of costs can only begin from the date each individual clause is declared null by a judge. The Spanish Supreme Court also leaves a small door open for banks in case they can demonstrate that a specific individual indeed had knowledge of the unfairness of the clause before that moment. ING is reviewing the best way to address the latest developments.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Spain was also included, together with other Spanish banks, in three class actions filed by customer associations. In one of the class actions an agreement was reached with the association. In another class action ING filed an appeal asking the Spanish Court of Appeal to determine that the ruling of the court of first instance is only applicable to the consumers that were part of the case. The National Court has revoked the ruling and declared that the consumers will not be able to initiate an action for compensation based on the first instance ruling, as the claimant association intended. This last decision is not yet final, as it has been appealed in the Supreme Court. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A provision has been established in the past and has been adjusted where appropriate.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Imtech claims: </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the Netherlands, the trustees in the bankruptcy of Imtech N.V. (&#8220;Imtech&#8221;) claimed in September 2018 from various financing parties, including ING, (i) payment to the bankrupt estate of what the security agent at that time had collected following bankruptcy or intended to collect, (ii) repayment of all that was repaid to the financing parties, as well as (iii) compensation for the repayment of a bridge financing, provided by ING and another bank. This matter was settled by all Imtech financiers, including ING, and the Imtech trustees in October 2023.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In January 2018, ING Bank received a claim from Stichting ImtechClaim.nl and Imtech Shareholders Action Group B.V. on behalf of certain (former) shareholders of Imtech. In March 2018, ING Bank received another claim on the same subject matter from the Dutch Association of Stockholders (Vereniging van Effectenbezitters, &#8220;VEB&#8221;). In 2022, these claimants reiterated and further substantiated their claim in a letter to ING. Each of the claimants allege inter alia that shareholders they represent were misled by the prospectus of the rights issues of Imtech in July 2013 and October 2014. Underwriters, including ING are held liable by these claimants for the damages that shareholders would have suffered. ING responded to these claimants denying any and all responsibility in relation to the allegations made in the relevant letters. In March 2024, Imtech trustees, VEB and other parties entered into a settlement agreement that contained a release for claims regarding this subject matter. This release, by way of third-party clause, applies to ING as well. The other claimants (one of which is now dissolved) are not party to this agreement and at this moment it is not possible to assess  whether the remaining claims would lead to any court case and what the outcome of such court cases would be.</span></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Claims regarding mortgage loans in Swiss franc in Poland:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ING Poland is a defendant in several lawsuits with retail customers who took out mortgage loans indexed to the Swiss franc. Such customers have alleged that the mortgage loan contract contains abusive clauses. One element that the court is expected to consider in determining whether such contracts contain abusive clauses is whether the rules to determine the exchange rate used for the conversion of the loan from Polish zloty to Swiss franc are unambiguous and verifiable. In December 2020, the Polish Financial Supervision Authority (PFSA) proposed that lenders offer borrowers voluntary out-of-court settlements on foreign-currency mortgage disputes, with mortgages indexed to Swiss franc serving as a reference point. In February 2021, ING Poland announced its support for this initiative and in October 2021 began offering the settlements to the borrowers following the PFSA&#8217;s proposal. In October 2022, a hearing of the European Court of Justice ("CJEU") was held inter alia on the question whether, after cancellation of a contract regarding a Swiss franc loan by a court, banks may still charge interests for the amount borrowed under such loan prior to cancellation. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In June 2023, the CJEU issued a ruling. It ruled that under EU law when a loan agreement indexed to the Swiss franc is declared null and void, banks cannot claim any remuneration (i.e. interest) for the duration the principal amount was available to the customer. The customer, however, may assert claims against banks in addition to reimbursement of interest and instalments previously paid to the bank. In September and December 2023, the CJEU issued rulings providing further clarity on the limitation period and about the question of when a contract clause can be considered unfair. In April 2024, the Polish Supreme Court issued a ruling stating that if it is impossible to establish a binding foreign currency exchange rate for the parties in the indexed or denominated loan agreement, the agreement is also not binding in other respects. ING has recorded a portfolio provision.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Certain Consumer Credit Products:</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> In October 2021, ING announced that it would offer compensation to its Dutch retail customers in connection with certain revolving consumer loans with variable interest rates that allegedly did not sufficiently follow market rates. This announcement was made in response to several rulings by the Dutch Institute for Financial Disputes (Kifid) regarding similar products at other banks. ING has recognized a provision of EUR 180 million in 2021 for compensation and costs in connection with this matter. On 22 December 2021, ING announced that it reached an agreement with the Dutch Consumers&#8217; Association (Consumentenbond) on the compensation methodology for revolving credits. Based on a Kifid ruling regarding similar products, ING has amended its previously announced compensation scheme by also compensating interest on interest. In the third quarter of 2022, ING increased its provision for this matter by EUR 75 million. In the fourth quarter of 2022, ING and the Dutch Consumers&#8217; Association reached an agreement on the compensation of customers who have had an overdraft facility or a revolving credit card with a variable interest rate. ING has started compensating such customers in line with Kifid rulings about revolving credits including &#8216;interest-on-interest&#8217;-effect in these cases. The compensation process is taking more time than expected. Timelines for compensation vary depending on customer and product segmentation and are dependent on the availability of data. In 2Q 2024 the compensation process was expedited.</span></div></div></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Climate litigation: </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In January 2024, Friends of the Earth Netherlands (Milieudefensie) announced that it holds ING liable for alleged contribution to climate change and threatens to initiate legal proceedings against ING. If necessary, ING will defend its science-based climate approach in court.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Russian claims</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">: Several ING entities have received claims from, and are involved in litigation with, certain Russia-linked entities. They claim the payment of principal or interest or other amounts that they have not received pursuant to sanctions. Claims are also made related to the settlement of contracts that have been terminated after sanctions were imposed. We do not agree with these claims, as they do not comply with the underlying contracts or applicable laws, including sanctions. We follow IFRS rules for taking legal provisions and would disclose material amounts in that regard if and when applicable which currently is not the case.</span></div><span></span>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419083872">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Capital management<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfCapitalManagementAbstract', window );"><strong>Disclosure of capital management [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfDetailedInformationAboutCapitalManagementExplanatory', window );">Capital management</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%">22   Capital management<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING manages capital using the IFRS-EU equity position as a basis. ING Group&#8217;s Common Equity Tier 1 capital (CET1) ratio remained strong in the first half of 2024. The CET1 ratio decreased from 14.7% at the end of December 2023 to 14.0% at the end of June 2024, mainly due to the EUR 2,500 million deduction from CET1 capital due to the ongoing share buyback programme which was announced in May 2024 and higher risk-weighted assets. This is partially offset by the inclusion of 1,635 million of net profit after dividend reserving.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s CET1 target level is around 12.5%. This target level is comfortably above the prevailing Maximum Distributable Amount (MDA) level of 10.71%, implying a management buffer of 179 basis points.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Distribution</span><span style="background-color:#ffff00;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"><br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has reserved EUR 1,723 million of the net profit for distribution outside of CET1 capital in the first six months of the year, reflecting our distribution policy of a 50% pay-out ratio on resilient net profit. Resilient net profit, which is defined as net profit adjusted for significant items not linked to the normal course of business, over the first six months of 2024 is EUR 3,446 million (based on IFRS-EU net result: EUR 3,358 million). This includes a positive P&amp;L adjustment of EUR 88 million related to hyperinflation accounting on T&#252;rkiye.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Following our distribution policy of a 50% pay-out ratio on resilient net profit, a final cash dividend over 2023 of EUR 0.756 per share was paid on 3 May 2024. An interim dividend over the first six months of 2024 of EUR 0.35 per share will be paid on 12 August 2024 (representing ~1/3 of resilient net profit over the first six months of 2024).</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 5 February 2024, ING announced that it had completed the EUR 2,500 million share buyback programme which was announced on 2 November 2023.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 4 March 2024, a share buyback programme of EUR 43 million for the purpose of meeting obligations under the employee share-based compensation plans was completed. The share buyback programme had negligible impact on ING's CET1 ratio.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On 2 May 2024, ING announced a next step to converge the CET1 ratio towards the CET1 target level by distributing a maximum total amount of EUR 2,500 million. The share buyback programme is expected to end no later than 29 October 2024. The share buyback programme had an impact of roughly 77 basis points on Group&#8217;s CET1 ratio.</span></div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Ratings</span>Moody&#8217;s outlook on senior unsecured ratings changed from Stable to Positive. The ratings and outlook from S&amp;P and Fitch remained unchanged in the first six months of 2024.<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of detailed information about capital management.</p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128418997440">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subsequent events<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="text">Subsequent events There are no subsequent events to report.<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for events after the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 10<br> -IssueDate 2023-01-01<br> -Section Disclosure<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=10&amp;code=ifrs-tx-2023-en-r&amp;doctype=Standard&amp;dita_xref=IAS10_g17-22_TI<br> -URIDate 2023-03-23<br></p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128409809824">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Basis of preparation and significant changes in the current reporting period (Policies)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfSignificantAccountingPoliciesAbstract', window );"><strong>Basis of preparation and accounting policies [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory', window );">Basis of preparation of the Condensed consolidated interim financial statements</a></td>
<td class="text"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.2   Basis of preparation of the Condensed consolidated interim financial statements <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements have been prepared in accordance with International Accounting Standard 34 &#8216;Interim Financial Reporting&#8217;.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements on Form 6-K have been prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB) for purposes of reporting with the U.S. Securities and Exchange Commission (SEC), including financial information contained in this Interim report on Form 6-K. The term &#8216;IFRS-IASB&#8217; is used to refer to International Financial Reporting Standards as issued by the International Accounting Standards Board, including the decisions ING Group made with regard to the options available under IFRS-IASB.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Condensed consolidated interim financial statements should be read in conjunction with the 2023 ING Group Consolidated financial statements as included in the 2023 Form 20-F. The accounting policies used to prepare the Condensed consolidated interim financial statements are consistent with those set out in the </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">notes to the 2023 ING Group Consolidated financial statements as included in the 2023 Annual Report on Form 20-F.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements have been prepared on a going concern basis. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ING Group Condensed consolidated interim financial statements are presented in euros and rounded to the nearest million, unless stated otherwise. Amounts may not add up due to rounding.</span></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock', window );">Presentation of Risk management disclosures</a></td>
<td class="text"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3   Presentation of Risk management disclosures<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To improve transparency, reduce duplication and present related information in one place, certain disclosures of the nature and extent of risks related to financial instruments required by IFRS 7 &#8216;Financial instruments: Disclosures&#8217; are included in the &#8216;Risk management&#8217; section of the Interim Report.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These disclosures are an integral part of ING Group Condensed consolidated interim financial statements and are indicated in the &#8216;Risk management&#8217; section by the symbol (*) in the headings or table headers of chapters, paragraphs, graphs or tables, respectively.</span></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock', window );">Reconciliation between IFRS-EU and IFRS-IASB</a></td>
<td class="text"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.3.1 Reconciliation between IFRS-EU and IFRS-IASB<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The 2023 ING Group Consolidated financial statements and the 2024 ING Group Condensed consolidated interim financial statements are prepared in accordance with IFRS-EU. IFRS-EU refers to International Financial Reporting Standards (&#8216;IFRS&#8217;) as adopted by the European Union (EU), including the decisions ING Group made with regard to the options available under IFRS as adopted by the EU. IFRS-EU differs from IFRS-IASB in respect of certain paragraphs in IAS 39 &#8216;Financial Instruments: Recognition and Measurement&#8217; regarding hedge accounting for portfolio hedges of interest rate risk.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) in accordance with the IFRS-EU carve-out version of IAS 39. Particularly, it is applied to portfolio-based hedging strategies in which mainly residential mortgages, and to a lesser extent other lending, and core deposits are designated as hedged item. In addition, and in general to any hedge accounting relationship under the IFRS-EU IAS 39 carve-out, the hedge effectiveness requirements are less strict than under IFRS-IASB and hedge ineffectiveness is only recognised when the revised estimate of the amount of cash flows in scheduled time buckets falls below the original designated amount of that bucket and is not recognised when the revised amount of cash flows in scheduled time buckets is more than the </span></div><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">original designated amount. Under IFRS-IASB, hedge accounting for fair value macro hedges cannot be applied to core deposits and loans and ineffectiveness arises whenever the revised estimate of the amount of cash flows in scheduled time buckets is either more or less than the original designated amount of that bucket. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This information is prepared by reversing the hedge accounting impacts that are applied under the IFRS-EU &#8216;carve-out&#8217; version of IAS 39. Financial information under IFRS-IASB accordingly does not take account of the possibility that had ING Group applied IFRS-IASB as its primary accounting framework it might have applied alternative hedge strategies where those alternative hedge strategies could have qualified for IFRS-IASB compliant hedge accounting. These decisions could have resulted in different shareholders&#8217; equity and net result amounts compared to those indicated in this Interim Report on Form 6-K. For disclosure purposes, ING has reversed the full carve-out impact on lending from the residential mortgages line and the full carve-out impact on deposits from the savings accounts line.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">During the first six months of 2023 the short term (&lt; 5 years) interest yield increased while for the long-term (&gt;5 years) the yield decreased resulting overall in a negative IFRS-EU IAS 39 carve out adjustment of EUR -540 million. In 2024 the interest yield increased, despite interest rate cuts in June, resulting in a positive IFRS-EU IAS 39 carve out adjustment of EUR 1,099 million. The impact of the adjustment is mainly reflected in line item 'Valuation results and net trading income' in the statement of profit or loss. A reconciliation between IFRS-EU and IFRS-IASB is included below.</span></div><div style="margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:71.965%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.367%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.368%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation net result under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,358&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,746&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustment of the IFRS-EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,512&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-770&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect of the adjustment</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-414&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">230&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-540&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In accordance with IFRS-IASB (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,206</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td></tr></table></div><div style="margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:71.965%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.367%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.368%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation shareholders&#8217; equity under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,147&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,742&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustment of the IFRS-EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,413&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,586&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect of the adjustment </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,871&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,535&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,542&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,051&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In accordance with IFRS-IASB Shareholders&#8217; equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">54,689</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">56,793</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Includes the effect of changes in tax rate</span></div></div><span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfChangesInAccountingPoliciesExplanatory', window );">Changes to accounting policies and presentation</a></td>
<td class="text"><div style="display:inline-block;vertical-align:top;width:48.499%"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.4   Changes to accounting policies and presentation</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/>In 2024, ING Group updated the presentation of the Condensed consolidated statement of changes in equity to simplify its structure and reduce duplication. Comparative figures have been updated accordingly.</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in IFRS effective in 2024:<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has consistently applied its accounting policies to all periods presented in this ING Group Condensed consolidated interim financial statements. The following amendments to IFRS became effective in the current reporting period with no significant impact for ING:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IFRS 16 &#8216;Leases&#8217;: Lease Liability in a Sale and Leaseback (issued September 2022).</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IAS 1 &#8216;Presentation of Financial Statements&#8217;: Classification of Liabilities as Current or Non-current (issued January 2020). </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IAS 7 'Statement of Cash flows' and IFRS 7 'Financial Instruments: Disclosure': Supplier Finance Arrangements (issued May 2023).</span></div><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in IFRS effective after 2024:</span></div><div style="margin-bottom:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING has not early adopted any of the following standard, interpretation or amendment which has been issued, but is not yet effective and is in the process of assessing possible impacts for ING.</span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%">Effective in 2025</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IAS 21 &#8216;The Effects of Changes in Foreign Exchange Rates&#8217;: Lack of Exchangeability (issued August 2023). </span></div><div><span><br/></span></div><div><span><br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%">Effective in 2026 </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Amendments to IFRS 9 &#8216;Financial Instruments&#8217; and IFRS 7 &#8216;Financial Instruments: Disclosure&#8217;: Amendments to the Classification and Measurement of Financial Instruments (issued May 2024). </span></div><div><span><br/></span></div><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%">Effective in 2027</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.96pt">New Standard IFRS 18 &#8216;Presentation and Disclosure in Financial Statements&#8217; (issued April 2024). </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, in May 2024 the IASB also issued a new accounting standard IFRS 19 &#8216;Subsidiaries without Public Accountability: Disclosures&#8217;. However, it is not applicable for the consolidated financial statements of ING Group.</span></div></div><span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory', window );">Significant judgements and critical accounting estimates and assumptions</a></td>
<td class="text"><div style="margin-bottom:4pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1.5   Significant judgements and critical accounting estimates and assumptions <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The preparation of the Condensed consolidated interim financial statements requires management to make judgements in the process of applying its accounting policies and to use estimates and assumptions. The estimates and assumptions affect the reported amounts of the assets and liabilities and the amounts of the contingent assets and contingent liabilities at the balance sheet date, as well as reported income and expenses for the year. The actual outcome may differ from these estimates. The process of setting assumptions is subject to internal control procedures and approvals. </span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consistent with Note 1.4 &#8216;Significant judgements and critical accounting estimates and assumptions&#8217; of the 2023 ING Group Consolidated financial statements, the following areas continue to require management to make significant judgements and/ or use critical accounting estimates and assumptions based on the information and financial data that may change in future periods:</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Loan loss provisions (financial assets);</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">The determination of the fair values of financial assets and liabilities;  </span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Investment in associate - assessment of additional impairment losses or reversal of previous impairment losses; and</span></div><div style="padding-left:14.2pt;text-indent:-14.2pt"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%">&#8226;</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt">Provisions.</span></div><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These areas continue to be relevant for this ING Group Condensed consolidated interim financial statements for the six month period ended 30&#160;June 2024. In March 2024 ING repaid the final EUR 6&#160;billion of its Targeted Longer-Term Refinancing Operations (TLTRO) III participation. As a result, accounting for TLTRO no longer remains an area of significant judgement.</span></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of judgements that management has made in the process of applying the entity's accounting policies that have the most significant effect on amounts recognised in the financial statements along with information about the assumptions that the entity makes about the future, and other major sources of estimation uncertainty at the end of the reporting period, that have a significant risk of resulting in a material adjustment to the carrying amounts of assets and liabilities within the next year. [Refer: Carrying amount [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the basis used for the preparation of the financial statements.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of changes made to accounting policies by the entity.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Description of accounting policy for reconciliation between IFRS EU and IFRS IASB.</p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128421575120">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Risk management (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RiskManagementAbstract', window );"><strong>Risk management [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_GrossCarryingAmountPerIFRS9StageAndRatingClassExplanatoryTableTextBlock', window );">Gross carrying amount per IFRS 9 stage and rating class</a></td>
<td class="text"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:28.832%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.401%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.151%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.501%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.151%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.326%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.151%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.801%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.156%"></td><td style="width:0.1%"></td></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Gross carrying amount per IFRS 9 stage and rating class (*) </span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">2</span></div></td></tr><tr style="height:14pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL (Stage 1)</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:12pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Rating class</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td></tr><tr style="height:14pt"><td colspan="3" rowspan="4" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment grade</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 (AAA)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">97,215&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">97,276&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2-4 (AA)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">137,427&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,512&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">138,939&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5-7 (A)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">240,731&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,419&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">245,151&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8-10 (BBB)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">312,399&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18,634&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">331,033&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 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style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">173,903&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">296&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14-16 (B)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 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style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,843&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">380&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,523&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">554&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,231&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">201&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,082&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">216&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Substandard grade</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 (CC)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,617&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">318&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,617&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">318&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 (C)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,967&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">179&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,967&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">179&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-performing loans</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20-22 (D)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,459&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,432&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13,459&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,432&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="6" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">975,522</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">494</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">68,969</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,190</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,459</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,432</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,057,950</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:28.832%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.401%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.801%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.026%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.501%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.231%"></td><td style="width:0.1%"></td></tr><tr><td colspan="30" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Gross carrying amount per IFRS 9 stage and rating class (*)</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1,2</span></div></td></tr><tr style="height:14pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL (Stage 1)</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr style="height:14pt"><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Rating class</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td></tr><tr style="height:14pt"><td colspan="3" rowspan="4" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment grade</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1 (AAA)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">87,071&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">439&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">87,510&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2-4 (AA)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">132,159&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,553&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">134,711&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5-7 (A)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231,018&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,188&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">237,206&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8-10 (BBB)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">302,967&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,004&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">319,971&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">108&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-Investment grade</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11-13 (BB)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">157,387&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">226&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,273&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">176,661&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">319&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14-16 (B)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26,414&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">164&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,336&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">455&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,750&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">618&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17 (CCC)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">617&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,125&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">233&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,742&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">242&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Substandard grade</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18 (CC)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,617&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">402&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,617&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">402&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19 (C)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,919&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">221&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,919&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">221&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-performing loans</span></td><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20-22 (D)</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,956&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,887&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,956&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,887&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="6" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">937,633</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">517</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">75,454</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,435</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,956</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,887</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,025,043</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,839</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Includes impact from change in accounting policy as disclosed in table "Changes in gross carrying amounts and loan loss provisions"<br/>2 Stage 3 lifetime credit impaired provision includes &#8364;7 million (2023: &#8364;11 million) on purchased or originated credit impaired</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock', window );">Changes in loan loss provisions and gross carrying amounts</a></td>
<td class="text"><div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:22.005%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.152%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.327%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.277%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.302%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.227%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.177%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.706%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in gross carrying amounts and loan loss provisions (*)</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL (Stage 1)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Opening balance as at 1 January 2024</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">937,633</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">517</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">75,454</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,435</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,956</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,887</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,025,043</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,839</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into 12-month ECL (Stage 1)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,436&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-16,237&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-164&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-199&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-19&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-162&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21,990&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-32&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22,489&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">291&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-498&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-65&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">194&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL credit impaired (Stage 3)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,457&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,360&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-180&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,817&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,002&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">817&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net remeasurement of loan loss provisions</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-72&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-88&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-163&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">New financial assets originated or purchased</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106,366&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">117&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106,366&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets that have been derecognised</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-58,961&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-45&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,485&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-93&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,048&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-95&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-66,495&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-232&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net drawdowns and repayments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,505&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,893&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-188&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6,585&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in models/risk parameters</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-247</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">553</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-379&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-379&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-379&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-379&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING 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1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange and other movements</span></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">83&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">975,522</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">494</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">68,969</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,190</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">13,459</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,432</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,057,950</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Stage 3 Lifetime credit impaired provision includes &#8364;7 million on Purchased or Originated Credit Impaired.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">The addition to the loan loss provision in Profit or Loss amounts to &#8364;559 million of which &#8364;553 million relates to IFRS 9 eligible financial instruments and &#8364;6 million relates to the adjustments to CHF-indexed mortgages in Poland to reflect the changed expectation in future cash flows.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Disposals reported relate to asset sales recorded during the first six months in 2024.</span></div><div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:21.705%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.227%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.527%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.276%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.477%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.707%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in gross carrying amounts and loan loss provisions (*)</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1, 2</span></div></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12-month ECL (Stage 1)</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL not credit impaired (Stage 2)</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Lifetime ECL credit impaired (Stage 3)</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Gross carrying amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">885,222</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">581</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">70,725</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,679</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,708</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,841</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">967,655</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,101</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impact of changes in accounting policies</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37,078&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,704&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">158&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,939&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">95&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Adjusted opening balance</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">922,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">590</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">75,429</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,692</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,866</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,914</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,009,595</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,196</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into 12-month ECL (Stage 1)</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,832&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,583&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-239&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-249&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-36&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-247&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL not credit impaired (Stage 2)</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-29,470&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-67&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30,185&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">449&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-716&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-105&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">277&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfer into lifetime ECL credit impaired (Stage 3)</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,053&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,775&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-115&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,828&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">978&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">853&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net remeasurement of loan loss provisions</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-149&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-94&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-184&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">New financial assets originated or purchased</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">195,775&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">204&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">195,775&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">204&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets that have been derecognised</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-121,991&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-72&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-14,239&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-215&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,475&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-266&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-137,705&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-553&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net drawdowns and repayments</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-38,758&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,525&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-229&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-41,511&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in models/risk parameters</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid 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style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Increase in loan loss provisions</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-58</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-204</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">714</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">452</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Write-offs</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-790&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 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style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">71&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange and other movements</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">258&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">75,454</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,435</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,956</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,887</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,025,043</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,839</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Stage 3 Lifetime credit impaired provision includes &#8364;11 million on purchased or originated credit impaired.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"> The addition to the loan provision (in the consolidated statement of profit or loss) amounts to &#8364;520 million of which &#8364;483 million related to IFRS 9 eligible financial assets, &#8364;-31 million related to non-credit replacement guarantees and &#8364;68 million to modification gains and losses on restructured financial assets.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Table was updated for presentation purposes to disaggregate utilisation of the provision between write-offs and disposals. Comparatives have been updated accordingly.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ManagementAdjustmentsExplanatoryTableTextBlock', window );">Management adjustments</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:68.714%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.903%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.083%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Management adjustments to ECL models (*)</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Economic sector based adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Inflation and Interest rate increases adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">233&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">351&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mortgage portfolio adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">128&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">126&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other post model adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">64&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total management adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">415</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">577</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisForCreditRisk', window );">Sensitivity analysis for credit risk</a></td>
<td class="text"><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:48.497%"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:20.692%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.128%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.264%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.719%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.270%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Sensitivity analysis as at 30 June 2024  (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Un-weighted ECL (&#8364; mln)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Probability-weighting</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reportable ECL (&#8364; mln)</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">171&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">251&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">393&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Germany</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">494&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">543&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.2</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">533&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">626&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Belgium</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">549&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">599&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">588&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">683&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">United States</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90&#160;</span></td><td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.2&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">78&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.7&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">169&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.9&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.8&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.8&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.8&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.9&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Excluding management adjustments.</span></div></td></tr></table></div></div><div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"></div><div style="display:inline-block;vertical-align:top;width:48.499%"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:20.692%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.128%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.264%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.719%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.270%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Sensitivity analysis as at 31 December 2023 (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2025</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2026</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Un-weighted ECL (&#8364; mln)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Probability-weighting</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reportable ECL (&#8364; mln)</span><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Netherlands</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.8&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">214&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">310&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.8&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">282&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">487&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Germany</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">472&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">525&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">513&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">615&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.8&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Belgium</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">568&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">619&#160;</span></td><td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.8&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">604&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">713&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">United States</span></div><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upside scenario</span></div></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.8&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">102&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">165&#160;</span></td><td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Baseline scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.9&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">144&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.7&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.5&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Downside scenario</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Real GDP</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1.4&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.1&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">292&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Unemployment</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6.6&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.2&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8.8&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:12pt"><td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">HPI</span></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4.2&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2.7&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3.0&#160;</span></td><td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;text-indent:14.17pt;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Excluding management adjustments.</span></td></tr></table></div></div></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock', window );">Reconciliation of model ECL to total ECL</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.121%"><tr><td style="width:1.0%"></td><td style="width:67.386%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.472%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.842%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation of model (reportable) ECL to total ECL (*)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in &#8364; million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total model ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,919</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,856</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ECL from individually assessed impairments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,783&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,406&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ECL from management adjustments</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">415&#160;</span></td><td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">577&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total ECL</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,117</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,839</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AssetClassCategoryAverageThresholdInvestmentGradeExplanatoryTableTextBlock', window );">Asset class category average threshold investment grade</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:44.565%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.283%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.605%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.283%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.764%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Quantitative SICR thresholds  (*)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Average threshold ratio</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment grade (rating grade 1-10)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-investment grade (rating grade 11-17)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment grade (rating grade 1-10)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-investment grade (rating grade 11-17)</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Asset class category</span></td><td 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.7&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.1&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Asset Class Category Average Threshold Investment Grade Explanatory [Text Block]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of changes in loan loss provisions and gross carrying amounts of financial assets.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of gross carrying amount per IFRS 9 stage and rating class</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reconciliation Of Model ECL To Total ECL</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of country risk exposure [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128411787120">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Basis of preparation and significant changes in the current reporting period (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfSignificantAccountingPoliciesAbstract', window );"><strong>Basis of preparation and accounting policies [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfReconciliationNetResultExplanatoryTableTextBlock', window );">Reconciliation net result under IFRS-EU and IFRS-IASB</a></td>
<td class="text"><div style="margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:71.965%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.367%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.368%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation net result under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,358&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,746&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustment of the IFRS-EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,512&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-770&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect of the adjustment</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-414&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">230&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-540&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In accordance with IFRS-IASB (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,206</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfReconciliationShareholdersEquityTableTextBlock', window );">Reconciliation shareholders' equity under IFRS-EU and IFRS-IASB</a></td>
<td class="text"><div style="margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:71.965%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.367%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.368%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation shareholders&#8217; equity under IFRS-EU and IFRS-IASB</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In accordance with IFRS-EU (attributable to the shareholders of the parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,147&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">50,742&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustment of the IFRS-EU IAS 39 carve-out</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,413&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,586&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect of the adjustment </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,871&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,535&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of adjustment after tax</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,542&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,051&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In accordance with IFRS-IASB Shareholders&#8217; equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">54,689</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">56,793</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;&#160;</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Includes the effect of changes in tax rate</span></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of reconciliation net result.</p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419800944">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial assets at fair value through profit or loss (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract', window );"><strong>Financial assets at fair value through profit or loss [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory', window );">Summary of financial assets at fair value through profit or loss</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:74.286%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.905%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial assets at fair value through profit or loss</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">73,207&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60,229&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,964&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,028&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Designated at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,044&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,775&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">69,364&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54,983&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">149,579</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">123,015</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory', window );">Summary of exposure to (reverse) repurchase agreements</a></td>
<td class="text"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s exposure to (reverse) repurchase transactions is included in the following lines in the statement of financial position:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:74.441%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.750%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Exposure to (reverse) repurchase agreements</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Reverse repurchase transactions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,997&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,251&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">204&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">499&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets, loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,207&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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#a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">51,536&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">96,745</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">69,407</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Repurchase transactions</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Deposits from banks</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span 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style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities, funds on deposit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,931&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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#a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">56,835&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,729&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">70,420</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">58,227</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of financial instruments measured at fair value through profit or loss. [Refer: At fair value [member]; Financial instruments, class [member]]</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of repurchase and reverse repurchase agreements.</p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial assets at fair value through other comprehensive income (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock', window );">Summary of financial assets at fair value through other comprehensive income</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:74.441%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.750%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial assets at fair value through other comprehensive income by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,364&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,885&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,647&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38,281&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,331&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">951&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,343</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">41,116</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Debt securities include an amount of EUR -9&#160;million (31 December 2023: EUR -13&#160;million) and the Loans and advances includes EUR -4&#160;million (31 December 2023: EUR -8&#160;million) of Loan loss provisions.</span></div><span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory', window );">Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:30.478%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.451%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.404%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.082%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.085%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Equity securities designated as at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend income</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investment in Bank of Beijing</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,066&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,590&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Investments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">298&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">295&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,364</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,885</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock', window );">Summary of changes in fair value through other comprehensive income financial assets</a></td>
<td class="text"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Changes in fair value through other comprehensive income<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents changes in financial assets at fair value through other comprehensive income (FVOCI).</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:31.252%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.271%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.057%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.903%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.443%"></td><td style="width:0.1%"></td></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in fair value through other comprehensive income financial assets</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FVOCI equity securities</span></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:center"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FVOCI debt instruments </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,885&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,887&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39,231&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in unrealised revaluations </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-641&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">657&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-179&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">725&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reversals of impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Disposals and redemptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,915&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,912&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,915&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11,913&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-100&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">259&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">751&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">273&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">651&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the composition of the group and other changes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,364</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,885</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">43,979</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39,231</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,343</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">41,116</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Fair value through other comprehensive income debt instruments includes both debt securities and loans and advances.</span></div><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span>Changes in unrealised revaluations of FVOCI debt instruments include changes on hedged items which are recognized in the statement of profit or loss. Reference is made to Note 12 'Equity' for details on the changes in revaluation reserve.<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the fair value of investments in equity instruments that the entity has designated at fair value through other comprehensive income. [Refer: Investments in equity instruments designated at fair value through other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 11A<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_11A_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of changes in fair value through other comprehensive income financial assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of detailed information about financial assets at fair value through other comprehensive income.</p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128436648672">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Debt securities (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsAbstract', window );"><strong>Disclosure of financial assets [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SummaryOfExposureToDebtSecuritiesTableTextBlock', window );">Summary of exposure to debt securities</a></td>
<td class="text"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s exposure to debt securities is included in the following lines in the statement of financial position:</span><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:75.060%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.735%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.905%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Exposure to debt securities</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities at fair value through other comprehensive income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,647&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38,281&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities at amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,537&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,313&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities at fair value through other comprehensive income and amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">92,184</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">86,594</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,952&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,907&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities designated and measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,058&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,470&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities mandatorily measured at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">854&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">894&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total debt securities at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">14,864</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,270</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">107,048</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">98,864</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DebtSecuritiesByTypeOfExposureTableTextBlock', window );">Debt securities by type of exposure</a></td>
<td class="text"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ING Group&#8217;s total exposure to debt securities (excluding debt securities held in the trading portfolio) of EUR  97,097 million (31 December 2023: EUR 91,957 million) is specified as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:23.358%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.568%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.271%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.413%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.271%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.413%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.961%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.723%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.122%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Debt securities by type of exposure</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at FVPL</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at FVOCI</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt Securities at AC</span></div></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Government bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">291&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">362&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,708&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,988&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,613&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24,050&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47,611&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,400&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Central bank bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">434&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,869&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,043&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,303&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,489&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sub-sovereign, Supranationals and Agencies</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,301&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,354&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,976&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,587&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,058&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,639&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29,336&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,580&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Covered bonds</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,446&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,084&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,458&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 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style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">758&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">956&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,025&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,374&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,077&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,120&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,860&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,913</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,363</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING 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2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">91,957</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING 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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans and advances to customers (Tables)<br></strong></div></th>
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<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:72.429%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:11.283%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.988%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans and advances to customers by type </span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING 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solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Residential mortgages</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">339,358&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">329,506&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other personal lending</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,360&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36,571&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Lending</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">276,394&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">272,472&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">668,588</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">652,933</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loan loss provisions</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,901&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5,621&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">662,687</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">647,313</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span></span>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419010480">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment in associates and joint ventures (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock', window );">Summary of investments in associates and joint ventures</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:31.562%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.194%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest held (%)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value of listed invest-ments</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance sheet value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total liabilities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total income</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total expenses</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">TMBThanachart Bank Public Company Limited</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">964&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,120&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,927&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39,953&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">449&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">322&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other investments in associates and joint ventures</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">339&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,459</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td></tr></table><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:31.562%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.194%"></td><td style="width:0.1%"></td></tr><tr><td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million </span></div><div><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest held (%)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Fair value of listed invest-ments</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balance sheet value</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total assets</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total liabilities</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total income</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total expenses</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">TMBThanachart Bank Public Company Limited</span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">976&#160;</span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,128&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46,666&#160;</span></td><td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40,776&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,386&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">943&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other investments in associates and joint ventures</span></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">381&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,509</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory', window );">Summary of changes in investments in associates and joint ventures</a></td>
<td class="text"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:76.144%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.652%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.904%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Investments in associates and joint ventures</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,509&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,500&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share of results</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt 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style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividends received</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-39&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-89&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impairments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 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#c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-41&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-32&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #ababab;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,459</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,509</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128420900496">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Deposits from banks (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfDepositsFromBanksSplitInInterestAndNonInterestBearingExplanatoryTableTextBlock', window );">Schedule of deposits from banks by type</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:73.667%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:11.129%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.904%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deposits from banks by type</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-interest bearing</span></td><td 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style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest bearing</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,244&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,080&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">20,496</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">23,257</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfDepositsFromBanksAbstract</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of deposits from banks split in interest and non-interest bearing explanatory.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<DOCUMENT>
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128420509440">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Customer deposits (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomersAbstract', window );"><strong>Deposits from customers [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScheduleOfCustomerDepositsTableTextBlock', window );">Schedule of customer deposits</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:73.977%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.974%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.749%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Customer deposits</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Current accounts / Overnight deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">225,865&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">221,773&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Savings accounts</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">349,910&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">334,296&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Time deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">113,104&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">92,154&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,699&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,053&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">692,577</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">650,276</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span></span>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomersAbstract</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of schedule of customer deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<DOCUMENT>
<TYPE>XML
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<FILENAME>R41.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128413565040">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial liabilities at fair value through profit or loss (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
</tr>
<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossAbstract', window );"><strong>Financial liabilities at fair value through profit or loss [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFinancialAssetsAndLiabilitiesAtFairValueThroughProfitLossTableTextBlock', window );">Summary of financial liabilities at fair value through profit or loss</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:74.132%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.819%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.749%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial liabilities at fair value through profit or loss</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">33,734&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">37,220&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,653&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,019&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Designated at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67,261&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55,400&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">102,649</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">94,638</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128409711088">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Debt securities in issue (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock', window );">Summary of maturities of debt securities in issue</a></td>
<td class="text"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:73.048%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.283%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.369%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in debt securities in issue</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">124,670&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">95,918&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65,628&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">116,436&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions / Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-50,636&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">764&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">29&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">502&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-849&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,680&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 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#a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,057&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419099968">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subordinated loans (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilitiesAbstract', window );"><strong>Subordinated liabilities [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory', window );">Schedule of subordinated loans by group companies</a></td>
<td class="text"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:74.286%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.664%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.750%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in subordinated loans</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,401&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,786&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Additions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,385&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,225&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions / Disposals</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,970&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-40&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in unrealised revaluations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-72&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">473&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Foreign exchange movement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">217&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-235&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,933</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">15,401</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of subordinated liabilities. [Refer: Subordinated liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419787856">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Equity (Tables)<br></strong></div></th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityAbstract', window );"><strong>Disclosure of reserves within equity [abstract]</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfEquityTableTextBlock', window );">Summary of equity</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:72.274%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.283%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.143%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Total equity</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share capital and share premium</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share premium</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,116&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span 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style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Debt instruments at FVOCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-320&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-280&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Cash flow hedge</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,264&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,058&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Credit liability</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Property in own use</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">170&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">178&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Net defined benefit asset/liability remeasurement reserve</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-300&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-317&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Currency translation reserve</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,203&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,527&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share of associates and joint ventures and other reserves</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,750&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,047&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Treasury shares</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,024&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,994&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,542</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-2,767</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retained earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39,081&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40,299&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Shareholders&#8217; equity (parent)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54,689&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54,684&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">816&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">944&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #aaaaaa;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">55,505</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">55,628</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfTreasurySharesTableTextBlock', window );">Summary of treasury shares</a></td>
<td class="text"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"><tr><td style="width:1.0%"></td><td style="width:38.744%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.938%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.938%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:13.938%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.942%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in treasury shares</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Number x 1,000</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,994&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,205&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">154,571&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">107,395&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased/sold for trading purposes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-279&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">464&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased under staff share plans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-42&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,319&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,156&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Distributed under staff share plans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,316&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,106&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchased Share buyback programme</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,533&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3,482&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104,196&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">275,013&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Cancelled Share buyback programme</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,500&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,701&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-194,813&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-228,350&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,024</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-1,994</span><span 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">154,571</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="display:none"></td></tr></table></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Net interest income (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.369%"><tr><td style="width:1.0%"></td><td style="width:33.390%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.862%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.862%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.352%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:36.107%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.862%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.865%"></td><td style="width:0.1%"></td></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.97pt"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net interest income</span><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on loans</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17,212&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,109&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on deposits</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,462&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,132&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on debt securities at amortised cost</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">579&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">411&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on debt securities in issue</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,573&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,732&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on financial assets at fair value through OCI</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">710&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">455&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on subordinated loans</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">353&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">354&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on non-trading derivatives (hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,564&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,586&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on non-trading derivatives (hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,127&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,092&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest income using effective interest rate method</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">25,066</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">20,561</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest expense using effective interest rate method</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,515</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,310</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on financial assets at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,211&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,226&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on financial liabilities at fair value through profit or loss</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,843&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,977&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest income on non-trading derivatives (no hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,602&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,487&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on non-trading derivatives (no hedge accounting)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,742&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense on lease liabilities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total other interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,863</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,773</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest expense other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt;text-indent:14.17pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total other interest expense</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,651</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,823</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">29,929</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">25,335</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total interest expense</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">22,166</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">17,133</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">7,762</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,202</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Table has been updated to a more aggregated view for presentation purposes and comparatives have been adjusted accordingly. Negative interest on assets and liabilities is no longer presented separately. Furthermore, interest expense on deposits from customers and banks is now presented on a combined basis within Interest expense on deposits. Refer to footnote 2 and 3.</span></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2 Includes interest income on loans to customers and banks, cash balances and negative interest on liabilities EUR 5&#160;million (30 June 2023: EUR 9&#160;million).</span></div><div style="text-indent:14.17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3 Includes interest paid on deposits from customers and banks, and negative interest on assets EUR nil (30 June 2023: EUR nil).</span></div><span></span>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419796240">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Net fee and commission income (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpenseAbstract', window );"><strong>Fee and commission income (expense) [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock', window );">Schedule of net fee and commission income</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:74.751%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.129%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.820%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net fee and commission income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Fee and commission income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payment Services</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,072&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">990&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities business</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">395&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">314&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Insurance and other broking</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">287&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">262&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Portfolio management</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">339&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">311&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lending business</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">313&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">328&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial guarantees and other commitments</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">229&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">121&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,757</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,554</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Fee and commission expenses</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payment Services</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">365&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">329&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities business</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Distribution of products</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">226&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">251&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">97&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total fee and commission expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">760</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">747</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other net income (Tables)<br></strong></div></th>
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<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:76.144%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.509%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.047%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Other net income</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Impairment of associates and joint ventures</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-24&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-5&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" 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0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">44&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid 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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other operating expenses (Tables)<br></strong></div></th>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock', window );">Summary of other operating expenses</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:75.370%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.664%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.666%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Other operating expenses</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Regulatory costs</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">446&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">616&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Audit and non-audit services</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">IT related expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">497&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">429&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Advertising and public relations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">199&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">175&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">External advisory fees</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">135&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">142&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Office expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">143&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">150&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Travel and accommodation expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">60&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">59&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Contributions and subscriptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Postal charges</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Depreciation of property and equipment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">224&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">225&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amortisation of intangible assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">107&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">103&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Reversals of) impairments of property and equipment</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Reversals of) impairments of intangible assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Addition to / (unused amounts reversed of) provision for reorganisations</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">46&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Addition to / (unused amounts reversed of) other provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">34&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">372&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">304&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,393</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,376</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span></span>
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<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"><tr><td style="width:1.0%"></td><td style="width:24.326%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.217%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.062%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.628%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.628%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.217%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.222%"></td><td style="width:0.1%"></td></tr><tr><td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Earnings per ordinary share</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average number</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">of ordinary shares outstanding</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Amount</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">during the period</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Per ordinary share</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in EUR million)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in millions)</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(in EUR)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Basic earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,456&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,206&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,292.5 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,617.0 </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,206</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.35</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.89</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effect of dilutive instruments:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Share plans</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3.3 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2.0 </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3.3 </span></td><td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2.0 </span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Diluted earnings</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,456&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,206&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,295.8 </span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,619.0 </span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.35&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.89&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Diluted earnings from continuing operations</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,206</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.35</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.89</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Dividend per ordinary share (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:63.760%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.785%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.155%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Dividends to shareholders of the parent</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Per ordinary share</span></div><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;(in EUR)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></div><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;(in EUR million)</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Dividends on ordinary shares:</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In respect of 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend, paid August 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.17</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">634&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Final dividend, paid May 2023</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.389</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,408&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total dividend in respect of 2022</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.559</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,042</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In respect of 2023</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend, paid August 2023</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.35</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,260&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Final dividend, paid May 2024</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.756</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,497&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total dividend in respect of 2023</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1.106</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,757</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">In respect of 2024</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Interim dividend declared</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.35</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,149&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total dividend for the period ending 30 June 2024</span></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">0.35</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table><span></span>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128409802976">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segments (Tables)<br></strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr><th class="th"><div>Jun. 30, 2024</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsExplanatory', window );">Schedule of ING Group total</a></td>
<td class="text"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table specifies the segments by line of business and main sources of income of each of the segments:</span></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:35.474%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:62.326%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Specification of the main sources of income of each of the segments by line of business</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Segments by line of business</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Main source of income</span></td></tr><tr style="height:23pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in the Netherlands, including the Business Banking segments. The main products offered are current and savings accounts, investment products, business lending, mortgages and consumer lending.</span></td></tr><tr style="height:23pt"><td colspan="6" style="display:none"></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in Belgium and Luxembourg, including the Business Banking segments. The main products offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail and private banking activities in Germany, including the Business Banking segments. The main products offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"></td></tr><tr style="height:19pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from retail banking activities in the rest of the world, including the Business Banking segments in specific geographies. The main products offered are similar to those in the Netherlands.</span></td></tr><tr style="height:15pt"><td colspan="6" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income from wholesale banking activities. The main products are: lending, payments &amp; cash management, working capital solutions, trade finance, financial markets, corporate finance and treasury.</span></td></tr></table></div><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:35.896%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:61.904%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Specification of geographical split of the segments</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Geographical split of the segments</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Main countries</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Netherlands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Including Luxembourg</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Germany</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other Challengers</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Australia, Italy, Spain and Portugal</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Growth Markets</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Poland, Romania and T&#252;rkiye</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">UK, Ireland &amp; Middle East, Americas, Asia and other countries in Europe</span></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td></tr></table></div><div style="margin-bottom:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.469%"><tr><td style="width:1.0%"></td><td style="width:61.276%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.135%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.612%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.441%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">ING Group Total</span></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"></td><td colspan="3" style="background-color:#ff6200;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></div></td><td colspan="9" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total ING Group</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">ING Bank</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total ING Group</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,508&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">147&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,655&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,021&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,073&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,995&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,998&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,807&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,807&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,440&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,445&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">150</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,268</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">58</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenditure</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,874&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,880&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,692&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,696&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">250&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">250&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,433</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,942</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,946</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,716</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">144</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,861</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,326</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">53</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,379</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,347&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,385&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,519&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,533&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,251</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">107</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,707</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,746</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reversal of the IFRS-EU 'IAS 39 carve out' impact</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-540&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-540&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,350</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">107</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,166</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">39</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,206</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory', window );">Summary of reconciliation between IFRS and underlying income, expenses and net result</a></td>
<td class="text"><div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.719%"><tr><td style="width:1.0%"></td><td style="width:42.414%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.272%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.272%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.272%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.037%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.118%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.041%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.041%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.041%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.344%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.048%"></td><td style="width:0.1%"></td></tr><tr><td colspan="33" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Reconciliation between IFRS-IASB and IFRS-EU income, expense and net result</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td><td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenses</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-controlling interests</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net result</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB attributable to equity holder of the parent</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">12,812</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,798</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">118</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">10,555</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,946</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,303</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,206</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">IFRS-EU 'IAS 39 carve out' impact </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,512&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-414&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">770&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">230&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">540&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result IFRS-EU </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">3</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,300</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,385</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">118</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,946</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,533</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,746</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Net result, after tax and non-controlling interests.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">ING prepares its results filed with SEC in accordance with IFRS-IASB. This information is prepared by reversing the hedge accounting impacts that applied under the IFRS-EU 'carve-out' version of IAS 39. For the IFRS-EU result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.</span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">3</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">IFRS-EU figures include the impact of applying the IFRS-EU 'IAS 39 carve-out'.</span></div><span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfProductsAndServicesExplanatory', window );">Summary of segments banking by line of business</a></td>
<td class="text"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:33.359%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.830%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.029%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.329%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.653%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.005%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.629%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.104%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.830%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.179%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.854%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.029%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.930%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.629%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.111%"></td><td style="width:0.1%"></td></tr><tr><td colspan="45" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Segments by line of business</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></div></td><td colspan="21" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="21" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="21" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr style="height:8pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Netherlands</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Belgium</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Germany</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Other</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Wholesale Banking</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Corporate Line</span></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:15pt"><td colspan="45" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;  Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,534&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,052&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,337&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,884&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,737&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">111&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,655&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,650&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,010&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,401&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,668&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,076&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">269&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,073&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;  Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">513&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">306&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">293&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">676&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,998&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">471&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">240&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">180&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">253&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">669&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,807&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;  Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">376&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">43&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-51&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">120&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,166&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">410&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">80&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-37&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">154&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">892&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-54&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,445&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,423</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,402</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,498</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,297</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,580</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">99</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">210</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 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style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,023&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">980&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">628&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,388&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,662&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">199&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,880&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,053&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">959&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">605&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,215&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,630&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">233&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,696&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211; Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-43&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">65&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">176&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">295&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">174&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-105&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">250&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">980</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,045</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">693</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,564</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,957</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">199</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,095</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,050</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">654</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,389</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,525</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">233</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,946</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Result before taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,443</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">357</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">805</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">733</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,623</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-100</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,861</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,435</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">280</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">889</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">686</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,112</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-23</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,379</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">371&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">265&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">173&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">406&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">61&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">95&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">289&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">176&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">495&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">107&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,533&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">28&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,072</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">248</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">540</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">465</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,194</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-161</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,063</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">185</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">601</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">438</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,589</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,746</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reversal of the IFRS-EU 'IAS 39 carve out' impact</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,099&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-540&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-540&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-IASB</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,072</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">248</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">540</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">465</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,293</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-161</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,063</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">185</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">601</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">438</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,049</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-130</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,206</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasExplanatory', window );">Summary of geographical segments banking</a></td>
<td class="text"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:22.830%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.176%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.476%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.401%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.926%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.826%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.476%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.500%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.026%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.725%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.701%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.901%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.626%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.901%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.701%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.882%"></td><td style="width:0.1%"></td></tr><tr><td colspan="51" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Geographical split of the segments</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="24" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></div></td><td colspan="24" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1 January to 30 June</span></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="24" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2024</span></td><td colspan="24" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Nether-lands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Germany</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other Challengers</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Growth markets</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Total</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Nether-lands</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Belgium</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Germany</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other Challengers</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Growth markets</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Wholesale Banking Rest of World</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Other</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Net interest income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,572&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,327&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,609&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,085&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,168&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">785&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,655&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,077&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,343&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,667&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,061&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">922&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">734&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">268&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,073&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Net fee and commission income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">649&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">441&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">236&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">166&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">212&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">297&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,998&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">617&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">364&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">206&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">151&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">185&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">289&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,807&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Total investment and other income</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">877&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-46&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">199&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">556&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,647&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">664&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">105&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-40&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">273&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">479&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-51&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,799</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,637</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,359</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,813</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,832</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,228</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,380</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,502</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">211</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">11,325</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Expenditure</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Operating expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,423&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,155&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">732&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">723&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">869&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">778&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">200&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,880&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,502&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,134&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">702&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">658&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">722&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">743&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">234&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,696&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;  Addition to loan loss provisions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-25&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">83&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">130&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">231&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">559&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-21&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">91&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-39&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">98&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">111&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">250&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total expenses</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,398</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,210</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">815</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">809</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">998</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,009</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">200</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">6,439</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,481</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,225</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">581</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">628</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">588</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,170</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">472</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-23</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,379</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Retail Banking</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,443&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">357&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">805&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 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style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">581</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">628</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-97</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,861</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,878</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">588</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,170</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">472</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">546</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">748</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-23</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">5,379</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Taxation</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">451&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">180&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">321&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">109&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">132&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,385&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">453&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">179&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">381&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">123&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">115&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Net result IFRS-EU</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,250</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">428</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">663</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">315</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">354</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">497</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,358</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,425</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">408</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">289&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">764</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">952</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">320</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">354</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">486</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,456</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">1,360</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">296</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities (Tables)<br></strong></div></th>
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<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:74.170%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.264%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.266%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation adjustment reserves on financial assets and liabilities</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" 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2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-26&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">CVA</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-116&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-131&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">DVA</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">55&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">CollVA</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-4&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">FVA</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-52&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-68&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Total Valuation Adjustments</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-366</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-385</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory', window );">Methods applied in determining fair values of financial assets and liabilities</a></td>
<td class="text"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial instruments at fair value <br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair values of the financial instruments were determined as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:22.584%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.961%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.187%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.433%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Methods applied in determining fair values of financial assets and liabilities (carried at fair value)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,125&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,438&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">150&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,256&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,590&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,913&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,825&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6,427&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,081&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,524&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,364&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,864&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,270&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">39&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26,257&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,134&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">408&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">535&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">26,671&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,708&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">79,506&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">63,316&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,281&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,131&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">84,787&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">67,446&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">29,044</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">20,302</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">112,194</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">94,533</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,341</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">8,179</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">149,579</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">123,015</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,110&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,622&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">254&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">263&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,364&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,885&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40,891&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">35,848&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,746&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,433&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,647&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">38,281&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">- Loans and receivables</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">855&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">275&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">476&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">676&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,331&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">951&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">43,001</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">37,470</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,602</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">2,707</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">740</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">938</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">46,343</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">41,116</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial liabilities</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities at fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,380&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,088&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,965&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,635&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,359&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8,770&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66,976&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57,063&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">66,978&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">57,076&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Trading securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,629&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,604&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,648&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,645&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160; Derivatives</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,067&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">24,437&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">548&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">670&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23,664&#160;</span></td><td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">25,148&#160;</span></td><td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,058</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,733</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">98,026</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">89,175</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">564</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">729</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">102,649</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">94,638</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory', window );">Valuation techniques and range of unobservable inputs</a></td>
<td class="text"><div style="margin-bottom:15pt;margin-top:15pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:13.828%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.026%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.602%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.501%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.527%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.302%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.103%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.426%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.227%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.126%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.232%"></td><td style="width:0.1%"></td></tr><tr><td colspan="33" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Valuation techniques and range of unobservable inputs (Level 3)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Assets</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Liabilities</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Valuation techniques</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Significant unobservable inputs</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Lower range</span></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Upper range</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In EUR million</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">At fair value through profit or loss</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,524&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,364&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price per share</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">97</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">236</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity securities</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">127&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">150&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (price per share)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,475</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5,457</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,838&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,298&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">106&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">117&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loan pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">99&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(Reverse) repo's</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,441&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,832&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Structured notes</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">92&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">88&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">104&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/Equity correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.8</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.9</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spreads (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">101</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Derivatives</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Rates</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">292&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">283&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">300&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">301&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate volatility (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Reset spread (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;FX</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Implied volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Credit</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">87&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">216&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">220&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">343&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">179</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">149</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Equity</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">17&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">76&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">75&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/Equity correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.0</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity/FX correlation</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.1</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-0.5</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0.6</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1.0</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Dividend yield (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Other</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Option pricing model</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Commodity volatility (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">74&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">94&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">68&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">At fair value through other comprehensive income</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">476&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">676&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Prepayment rate (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">93&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">85&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">100&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">96&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Equity</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">254&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">263&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Present value techniques</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit spread (bps)</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.8</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.8</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5.2</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rate (%)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Payout ratio</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">90&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">n.a.</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price based</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Price (%)</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">122&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">%</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#8211;&#160;&#160;Debt securities</span></td><td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td><td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,081</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,118</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">564</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">729</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsExplanatory', window );">Changes in level 3 financial assets</a></td>
<td class="text"><div style="text-indent:14.17pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:32.508%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.001%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.126%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.126%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.476%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.126%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.926%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.126%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.401%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.126%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.401%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.131%"></td><td style="width:0.1%"></td></tr><tr><td colspan="39" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Level 3 Financial assets</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading assets</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets mandatorily at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets designated at FVPL</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial assets at FVOCI</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">848&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">873&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">286&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">421&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,499&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,849&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,547&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,492&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">938&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">891&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">9,118&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">7,526&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Realised gain/loss  recognised in the statement of profit or loss during the period </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-188&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">235&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">13&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-142&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">248&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-33&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-383&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">77&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-322&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Revaluation recognised in other comprehensive income during the period </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">2</span></div></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Purchase of assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">110&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,246&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">113&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">76&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,108&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,208&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">163&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">873&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">118&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">331&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,612&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">4,735&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Sale of assets</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-91&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-55&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-385&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,109&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-56&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-243&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-567&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2,433&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Maturity/settlement</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-11&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,005&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-7&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-15&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-327&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-576&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-553</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-292</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-13&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-22&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-910&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">723&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">5&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-20&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">728&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers into Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">21&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">879&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">395&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">981&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">416&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1,860&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers out of Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-566&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-459&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-824&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-534&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-245</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1,635&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-994&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-31&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-12&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">10&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-10&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-59&#160;</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Changes in the composition of the group and other changes</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">1</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-6</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">180</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">848</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">293</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">286</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">4,718</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,499</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,149</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">3,547</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">740</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">938</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,081</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">9,118</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Net gains/losses were recorded as &#8216;Valuation results and net trading income&#8217; in the statement of profit or loss. The total amounts includes EUR</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">-92 million (2023: EUR 316 million) of unrealised gains and losses recognised in the statement of profit or loss. </span></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">2</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Revaluation recognised in other comprehensive income is included on the line &#8216;Net change in fair value of debt instruments at fair value through other comprehensive income&#8217;.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory', window );">Changes in level 3 financial liabilities</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"><tr><td style="width:1.0%"></td><td style="width:23.513%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.568%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.807%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.568%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.652%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.807%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.807%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.413%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.965%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Level 3 Financial liabilities</span></td></tr><tr style="height:24pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Trading liabilities</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Non-trading derivatives</span></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Financial liabilities designated as at fair value through profit or loss</span></div></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total</span></td></tr><tr style="height:24pt"><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Opening balance as at 1 January</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">382&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">229&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">301&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">449&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">47&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">54&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span 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0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">53&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">110&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">72&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">138&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">142&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Redemptions</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 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1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-52&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-53&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-2&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-56&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-156&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 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#a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Transfers into Level 3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">40&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">32&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" 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style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-30&#160;</span></td><td 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style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-102&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Exchange rate differences</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Closing balance</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">253</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">382</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">296</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">301</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">16</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">47</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">564</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">729</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt">Net gains/losses were recorded as &#8216;Valuation results and net trading income&#8217; in the statement of profit or loss. The total amount includes EUR</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"> </span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">-185 million (31 December 2023: EUR 72&#160;million</span><span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">) of unrealised gains and losses recognised in the statement of profit or loss.</span></div><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueFinancialSensitivityAnalysisExplanatoryTableTextBlock', window );">Sensitivity analysis of level 3 instruments</a></td>
<td class="text"><div style="margin-bottom:15pt;margin-top:15pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The valuation uncertainty in the table below is broken down by related risk class rather than by product. The possible impact of a change of unobservable inputs in the fair value of financial instruments where unobservable inputs are significant to the valuation is as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"><tr><td style="width:1.0%"></td><td style="width:56.042%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.614%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.614%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.614%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.616%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Sensitivity analysis of Level 3 instruments</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Positive fair&#160;value movements from using reasonable possible alternatives</span></div></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Negative fair&#160;value movements from using reasonable possible alternatives</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Equity (equity derivatives, structured notes)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">18&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-14&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-9&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Interest rates (Rates derivatives, FX derivatives)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">6&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-1&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">0&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Credit (Debt securities, Loans, structured notes, credit derivatives)</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">23&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-8&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-54&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-3&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">-17</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">50</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">69</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-27</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">-80</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueFinancialAssetsAndLiabilitiesAmortisedCostExplanatoryTableTextBlock', window );">Fair value of assets and liabilities at amortised cost</a></td>
<td class="text"><div style="margin-bottom:4pt;margin-top:17pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Financial instruments not measured at fair value<br/></span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the estimated fair values of the financial instruments not measured at fair value in the statement of financial position.</span></div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"><tr><td style="width:1.0%"></td><td style="width:30.933%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.901%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.901%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.901%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.901%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.901%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.226%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.906%"></td><td style="width:0.1%"></td></tr><tr><td colspan="39" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"><span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Methods applied in determining fair values of financial assets and liabilities (carried at amortised cost)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying Amount</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-top:11pt;text-align:right"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying amount presented as fair value</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 1</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 2</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Level 3</span></td><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total fair value</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">in EUR million</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">30 June 2024</span></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">31 December 2023</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Financial Assets</span></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,664&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,722&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,981&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">11,430&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,862&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">2,511&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">27,507&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,662&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Loans and advances to customers </span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">662,687&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">647,313&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">19,876&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,681&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,228&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">14,602&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">603,378&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">593,098&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">637,482&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">623,381&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities at amortised cost </span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">49,537&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">48,313&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td 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style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">609,194</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span 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style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">686,053</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr><tr style="height:12pt"><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td 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style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,764&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">12,078&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,066&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,837&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">3,968&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,157&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">22,799&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Customer deposits</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">692,577&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">650,276&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">575,775&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">556,060&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">70,600&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">52,486&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">45,623&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">41,063&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">691,998&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">649,609&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Debt securities in issue</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">141,175&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">124,670&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">74,190&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">62,197&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">36,811&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">42,606&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">31,214&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">20,450&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">142,215&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">125,253&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:11pt"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Subordinated loans</span></div></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,933&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,401&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,948&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,050&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">241&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">311&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">16,189&#160;</span></td><td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">15,361&#160;</span></td><td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td></tr><tr><td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 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style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">580,017</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" 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Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">77,248</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING 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1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">65,482</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">870,558</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td><td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">813,022</span><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#160;</span></td><td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%">&#160;</span></td></tr></table>1 In accordance with IFRS and for the purpose of this disclosure, the carrying amount of financial instruments with an immediate on demand feature is presented as fair value.<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the fair value measurement of assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the fair value measurement of liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the fair value of financial instruments. [Refer: Financial instruments, class [member]; At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of significant inputs for which market data are not available and that are developed using the best information available about the assumptions that market participants would use when measuring the fair value of assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of fair value financial assets and liabilities amortised cost.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128424869712">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Risk management - Credit Risk: Additional information (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Jun. 30, 2024 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EconomicSectorBasedAdjustments', window );">Economic sector based adjustments</a></td>
<td class="nump">&#8364; 16<span></span>
</td>
<td class="nump">&#8364; 36<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InflationAndInterestRateIncreasesAdjustments', window );">Inflation and Interest rate increases adjustments</a></td>
<td class="nump">233<span></span>
</td>
<td class="nump">351<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MortgagePortfolioAdjustments', window );">Mortgage portfolio adjustments</a></td>
<td class="nump">128<span></span>
</td>
<td class="nump">126<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MortgagePortfolioManagementAdjustments', window );">Total management adjustments</a></td>
<td class="nump">415<span></span>
</td>
<td class="nump">577<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario', window );">Unweighted ECL for all collective provisioned clients in upside scenario</a></td>
<td class="nump">2,623<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario', window );">Unweighted ECL for all collective provisioned clients in baseline scenario</a></td>
<td class="nump">2,895<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_UnweightedEclForAllCollectiveProvisionedClientsInDownScenario', window );">Unweighted ECL for all collective provisioned clients in down scenario</a></td>
<td class="nump">3,579<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementScenarioAxis=ing_UpsideScenarioMember', window );">Upside Scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_HypotheticalCollectiveAssessmentEcls', window );">Hypothetical collective-assessment ECLs</a></td>
<td class="nump">1,034<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementScenarioAxis=ing_DownsideScenarioMember', window );">Downside Scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_HypotheticalCollectiveAssessmentEcls', window );">Hypothetical collective-assessment ECLs</a></td>
<td class="nump">2,078<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AllowanceAccountForCreditLossesAxis=ing_ExcludingAllManagmentAdjustmentsMember', window );">Excluding all managment adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TotalModelEcl', window );">Total model ECL</a></td>
<td class="nump">2,977<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TotalEclCollectiveAssessmentForPerformingAssets', window );">Total ECL collective-assessment for performing assets</a></td>
<td class="nump">1,343<span></span>
</td>
<td class="nump">1,412<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">Netherlands</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MortgagePortfolioManagementAdjustments', window );">Total management adjustments</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">115<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">Germany</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MortgagePortfolioAdjustments', window );">Mortgage portfolio adjustments</a></td>
<td class="nump">10<span></span>
</td>
<td class="nump">11<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailBankingMember', window );">Retail banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InflationAndInterestRateIncreasesAdjustments', window );">Inflation and Interest rate increases adjustments</a></td>
<td class="nump">104<span></span>
</td>
<td class="nump">138<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InflationAndInterestRateIncreasesAdjustments', window );">Inflation and Interest rate increases adjustments</a></td>
<td class="nump">&#8364; 129<span></span>
</td>
<td class="nump">213<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageTwoMember', window );">Lifetime ECL not credit impaired (Stage 2) | Upside Scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentagePointVariance', window );">Percentage point variance on ECL</a></td>
<td class="num">(0.005)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageTwoMember', window );">Lifetime ECL not credit impaired (Stage 2) | Downside Scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentagePointVariance', window );">Percentage point variance on ECL</a></td>
<td class="nump">0.027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Consumer Lending</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageOfFinancialAssets', window );">Percentage of financial assets</a></td>
<td class="nump">35.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Business Lending</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageOfFinancialAssets', window );">Percentage of financial assets</a></td>
<td class="nump">65.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 1,057,950<span></span>
</td>
<td class="nump">1,025,043<span></span>
</td>
<td class="nump">&#8364; 967,655<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Additions</a></td>
<td class="nump">106,366<span></span>
</td>
<td class="nump">195,775<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="nump">379<span></span>
</td>
<td class="nump">790<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Loans | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">41,939<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Loans | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,009,595<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | IFRS 9</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 1,057,950<span></span>
</td>
<td class="nump">&#8364; 1,025,043<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | 12-month ECL (Stage 1)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageOfFinancialAssets', window );">Percentage of financial assets</a></td>
<td class="nump">92.20%<span></span>
</td>
<td class="nump">91.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | 12-month ECL (Stage 1) | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 975,522<span></span>
</td>
<td class="nump">&#8364; 937,633<span></span>
</td>
<td class="nump">885,222<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Additions</a></td>
<td class="nump">106,366<span></span>
</td>
<td class="nump">195,775<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | 12-month ECL (Stage 1) | Loans | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">37,078<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | 12-month ECL (Stage 1) | Loans | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">922,300<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | 12-month ECL (Stage 1) | IFRS 9</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 975,522<span></span>
</td>
<td class="nump">&#8364; 937,633<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Lifetime ECL not credit impaired (Stage 2)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageOfFinancialAssets', window );">Percentage of financial assets</a></td>
<td class="nump">6.50%<span></span>
</td>
<td class="nump">7.40%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 68,969<span></span>
</td>
<td class="nump">&#8364; 75,454<span></span>
</td>
<td class="nump">70,725<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | Loans | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,704<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | Loans | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">75,429<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | IFRS 9</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase (decrease) in financial assets</a></td>
<td class="num">(6,500)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 68,969<span></span>
</td>
<td class="nump">&#8364; 75,454<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Lifetime ECL credit impaired (Stage 3)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageOfFinancialAssets', window );">Percentage of financial assets</a></td>
<td class="nump">1.30%<span></span>
</td>
<td class="nump">1.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Lifetime ECL credit impaired (Stage 3) | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 13,459<span></span>
</td>
<td class="nump">&#8364; 11,956<span></span>
</td>
<td class="nump">11,708<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="nump">379<span></span>
</td>
<td class="nump">787<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Lifetime ECL credit impaired (Stage 3) | Loans | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">158<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Lifetime ECL credit impaired (Stage 3) | Loans | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11,866<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Lifetime ECL credit impaired (Stage 3) | IFRS 9</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase (decrease) in financial assets</a></td>
<td class="nump">1,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">13,459<span></span>
</td>
<td class="nump">11,956<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets', window );">Decrease through derecognition and repayments financial assets</a></td>
<td class="nump">1,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="nump">400<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Lifetime ECL credit impaired (Stage 3) | IFRS 9 | Non-performing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Additions</a></td>
<td class="nump">3,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase (decrease) in financial assets</a></td>
<td class="num">(559)<span></span>
</td>
<td class="num">(520)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(6,117)<span></span>
</td>
<td class="num">(5,839)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase (decrease) in financial assets</a></td>
<td class="num">(553)<span></span>
</td>
<td class="num">(452)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(6,117)<span></span>
</td>
<td class="num">(5,839)<span></span>
</td>
<td class="num">(6,101)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Additions</a></td>
<td class="num">(118)<span></span>
</td>
<td class="num">(204)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="nump">379<span></span>
</td>
<td class="nump">790<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | Loans | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(95)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | Loans | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(6,196)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | IFRS 9</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(6,117)<span></span>
</td>
<td class="num">(5,839)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | 12-month ECL (Stage 1) | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase (decrease) in financial assets</a></td>
<td class="nump">19<span></span>
</td>
<td class="nump">58<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(494)<span></span>
</td>
<td class="num">(517)<span></span>
</td>
<td class="num">(581)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Additions</a></td>
<td class="num">(117)<span></span>
</td>
<td class="num">(204)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | 12-month ECL (Stage 1) | Loans | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | 12-month ECL (Stage 1) | Loans | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(590)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | 12-month ECL (Stage 1) | IFRS 9</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(494)<span></span>
</td>
<td class="num">(517)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | Lifetime ECL not credit impaired (Stage 2) | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase (decrease) in financial assets</a></td>
<td class="nump">247<span></span>
</td>
<td class="nump">204<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(1,190)<span></span>
</td>
<td class="num">(1,435)<span></span>
</td>
<td class="num">(1,679)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | Lifetime ECL not credit impaired (Stage 2) | Loans | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(13)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | Lifetime ECL not credit impaired (Stage 2) | Loans | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,692)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | Lifetime ECL not credit impaired (Stage 2) | IFRS 9</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase (decrease) in financial assets</a></td>
<td class="nump">200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(1,190)<span></span>
</td>
<td class="num">(1,435)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | Lifetime ECL credit impaired (Stage 3) | Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase (decrease) in financial assets</a></td>
<td class="num">(819)<span></span>
</td>
<td class="num">(714)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(4,432)<span></span>
</td>
<td class="num">(3,887)<span></span>
</td>
<td class="num">(3,841)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="nump">379<span></span>
</td>
<td class="nump">787<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | Lifetime ECL credit impaired (Stage 3) | Loans | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(73)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | Lifetime ECL credit impaired (Stage 3) | Loans | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (3,914)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment | Lifetime ECL credit impaired (Stage 3) | IFRS 9</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase (decrease) in financial assets</a></td>
<td class="num">(500)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">&#8364; (4,432)<span></span>
</td>
<td class="num">&#8364; (3,887)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in financial assets resulting from write-off. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DecreaseThroughWriteoffFinancialAssets</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfCreditRiskExposureLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Financial instruments, class [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase in financial assets resulting from origination or purchase. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Decrease Through Derecognition And Repayments Financial Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DecreaseThroughDerecognitionAndRepaymentsFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_EconomicSectorBasedAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Economic Sector Based Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_EconomicSectorBasedAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_HypotheticalCollectiveAssessmentEcls">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Hypothetical Collective-Assessment ECLs</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_HypotheticalCollectiveAssessmentEcls</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InflationAndInterestRateIncreasesAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InflationAndInterestRateIncreasesAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MortgagePortfolioAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mortgage Portfolio Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MortgagePortfolioAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MortgagePortfolioManagementAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mortgage Portfolio , Management Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MortgagePortfolioManagementAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_PercentageOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage Of Financial Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PercentageOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_PercentagePointVariance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage Point Variance</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PercentagePointVariance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TotalEclCollectiveAssessmentForPerformingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total ECL Collective-Assessment For Performing Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TotalEclCollectiveAssessmentForPerformingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TotalModelEcl">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total model ECL</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TotalModelEcl</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Unweighted ECL For All Collective Provisioned Clients In Baseline Scenario</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_UnweightedEclForAllCollectiveProvisionedClientsInDownScenario">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Unweighted ECL For All Collective Provisioned Clients In Down Scenario</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_UnweightedEclForAllCollectiveProvisionedClientsInDownScenario</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Unweighted ECL For All Collective Provisioned Clients In Upside Scenario</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementScenarioAxis=ing_UpsideScenarioMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementScenarioAxis=ing_UpsideScenarioMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementScenarioAxis=ing_DownsideScenarioMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementScenarioAxis=ing_DownsideScenarioMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AllowanceAccountForCreditLossesAxis=ing_ExcludingAllManagmentAdjustmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AllowanceAccountForCreditLossesAxis=ing_ExcludingAllManagmentAdjustmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=country_NL">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=country_NL</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=country_DE">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=country_DE</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=ing_RetailBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_RetailBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_WholesaleBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_ConsumerLendingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_ConsumerLendingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_BusinessLendingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_BusinessLendingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageOneCreditImpairmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageOneCreditImpairmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageThreeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PastDueStatusAxis=ing_NonperformingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PastDueStatusAxis=ing_NonperformingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<DOCUMENT>
<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128411531408">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Risk management - Gross carrying amount per IFRS 9 stage and rating class (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Purchased credit impaired | Stage 3: lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">&#8364; (7)<span></span>
</td>
<td class="num">&#8364; (11)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(6,117)<span></span>
</td>
<td class="num">(5,839)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,057,950<span></span>
</td>
<td class="nump">1,025,043<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 1 (AAA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">97,276<span></span>
</td>
<td class="nump">87,510<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 2-4 (AA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">138,939<span></span>
</td>
<td class="nump">134,711<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 5-7 (A)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">245,151<span></span>
</td>
<td class="nump">237,206<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 8-10 (BBB)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">331,033<span></span>
</td>
<td class="nump">319,971<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 11-13 (BB)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">173,903<span></span>
</td>
<td class="nump">176,661<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 14-16 (B)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">46,523<span></span>
</td>
<td class="nump">45,750<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 17 (CCC)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">5,082<span></span>
</td>
<td class="nump">4,742<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 18 (CC)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,617<span></span>
</td>
<td class="nump">4,617<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 19 (C)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,967<span></span>
</td>
<td class="nump">1,919<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 20-22 (D)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">13,459<span></span>
</td>
<td class="nump">11,956<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 12-month ECL (Stage 1)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">975,522<span></span>
</td>
<td class="nump">937,633<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 12-month ECL (Stage 1) | 1 (AAA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">97,215<span></span>
</td>
<td class="nump">87,071<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 12-month ECL (Stage 1) | 2-4 (AA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">137,427<span></span>
</td>
<td class="nump">132,159<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 12-month ECL (Stage 1) | 5-7 (A)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">240,731<span></span>
</td>
<td class="nump">231,018<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 12-month ECL (Stage 1) | 8-10 (BBB)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">312,399<span></span>
</td>
<td class="nump">302,967<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 12-month ECL (Stage 1) | 11-13 (BB)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">158,219<span></span>
</td>
<td class="nump">157,387<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 12-month ECL (Stage 1) | 14-16 (B)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">28,681<span></span>
</td>
<td class="nump">26,414<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | 12-month ECL (Stage 1) | 17 (CCC)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">851<span></span>
</td>
<td class="nump">617<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">68,969<span></span>
</td>
<td class="nump">75,454<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | 1 (AAA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">61<span></span>
</td>
<td class="nump">439<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | 2-4 (AA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,512<span></span>
</td>
<td class="nump">2,553<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | 5-7 (A)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,419<span></span>
</td>
<td class="nump">6,188<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | 8-10 (BBB)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">18,634<span></span>
</td>
<td class="nump">17,004<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | 11-13 (BB)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">15,684<span></span>
</td>
<td class="nump">19,273<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | 14-16 (B)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">17,843<span></span>
</td>
<td class="nump">19,336<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | 17 (CCC)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,231<span></span>
</td>
<td class="nump">4,125<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | 18 (CC)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,617<span></span>
</td>
<td class="nump">4,617<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | 19 (C)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,967<span></span>
</td>
<td class="nump">1,919<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | Lifetime ECL credit impaired (Stage 3)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">13,459<span></span>
</td>
<td class="nump">11,956<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Gross carrying amount | Lifetime ECL credit impaired (Stage 3) | 20-22 (D)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">13,459<span></span>
</td>
<td class="nump">11,956<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(6,117)<span></span>
</td>
<td class="num">(5,839)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 1 (AAA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 2-4 (AA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(7)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 5-7 (A)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(25)<span></span>
</td>
<td class="num">(30)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 8-10 (BBB)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(88)<span></span>
</td>
<td class="num">(108)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 11-13 (BB)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(296)<span></span>
</td>
<td class="num">(319)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 14-16 (B)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(554)<span></span>
</td>
<td class="num">(618)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 17 (CCC)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(216)<span></span>
</td>
<td class="num">(242)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 18 (CC)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(318)<span></span>
</td>
<td class="num">(402)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 19 (C)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(179)<span></span>
</td>
<td class="num">(221)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 20-22 (D)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(4,432)<span></span>
</td>
<td class="num">(3,887)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 12-month ECL (Stage 1)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(494)<span></span>
</td>
<td class="num">(517)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 12-month ECL (Stage 1) | 1 (AAA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 12-month ECL (Stage 1) | 2-4 (AA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(6)<span></span>
</td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 12-month ECL (Stage 1) | 5-7 (A)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(19)<span></span>
</td>
<td class="num">(24)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 12-month ECL (Stage 1) | 8-10 (BBB)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(63)<span></span>
</td>
<td class="num">(85)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 12-month ECL (Stage 1) | 11-13 (BB)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(218)<span></span>
</td>
<td class="num">(226)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 12-month ECL (Stage 1) | 14-16 (B)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(173)<span></span>
</td>
<td class="num">(164)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | 12-month ECL (Stage 1) | 17 (CCC)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(15)<span></span>
</td>
<td class="num">(10)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | Lifetime ECL not credit impaired (Stage 2)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(1,190)<span></span>
</td>
<td class="num">(1,435)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | Lifetime ECL not credit impaired (Stage 2) | 2-4 (AA)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | Lifetime ECL not credit impaired (Stage 2) | 5-7 (A)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(7)<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | Lifetime ECL not credit impaired (Stage 2) | 8-10 (BBB)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(24)<span></span>
</td>
<td class="num">(24)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | Lifetime ECL not credit impaired (Stage 2) | 11-13 (BB)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(78)<span></span>
</td>
<td class="num">(93)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | Lifetime ECL not credit impaired (Stage 2) | 14-16 (B)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(380)<span></span>
</td>
<td class="num">(455)<span></span>
</td>
</tr>
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</td>
<td class="num">(233)<span></span>
</td>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(318)<span></span>
</td>
<td class="num">(402)<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="num">(179)<span></span>
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<td class="num">(221)<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | Lifetime ECL credit impaired (Stage 3)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(4,432)<span></span>
</td>
<td class="num">(3,887)<span></span>
</td>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InitiallyAppliedIFRSsAxis=ifrs-full_IFRS9Member', window );">IFRS 9 | Provisions | Lifetime ECL credit impaired (Stage 3) | 20-22 (D)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Financial instruments, class [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr>
<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_BCreditGradesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_CcccreditgradesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_CcCreditGradesMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_CCreditGradesMember</td>
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageOneCreditImpairmentMember</td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageTwoMember</td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=ing_StageThreeMember</td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128437653248">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Risk management - Changes in gross carrying amounts and loan loss provisions (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_PL', window );">Poland</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="nump">&#8364; 6<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount | Purchased credit impaired | Stage 3: lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="num">(11)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="num">(7)<span></span>
</td>
<td class="num">&#8364; (11)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="num">(5,839)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="nump">559<span></span>
</td>
<td class="nump">520<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="num">(6,117)<span></span>
</td>
<td class="num">(5,839)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | IFRS-9 eligible financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(553)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">483<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | Non-credit replacement guarantees</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(31)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Provisions | Modification gains and losses on restructured financial assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">68<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="nump">1,025,043<span></span>
</td>
<td class="nump">967,655<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">New financial assets originated or purchased</a></td>
<td class="num">(106,366)<span></span>
</td>
<td class="num">(195,775)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="num">(66,495)<span></span>
</td>
<td class="num">(137,705)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="num">(6,585)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">41,511<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="num">(379)<span></span>
</td>
<td class="num">(790)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(321)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="nump">1,057,950<span></span>
</td>
<td class="nump">1,025,043<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">41,939<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,009,595<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | 12-month ECL (Stage 1)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="nump">937,633<span></span>
</td>
<td class="nump">885,222<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">New financial assets originated or purchased</a></td>
<td class="num">(106,366)<span></span>
</td>
<td class="num">(195,775)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="num">(58,961)<span></span>
</td>
<td class="num">(121,991)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="num">(2,505)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">38,758<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="nump">975,522<span></span>
</td>
<td class="nump">937,633<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | 12-month ECL (Stage 1) | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">37,078<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | 12-month ECL (Stage 1) | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">922,300<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | 12-month ECL (Stage 1) | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(16,436)<span></span>
</td>
<td class="num">(11,832)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | 12-month ECL (Stage 1) | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,053<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | 12-month ECL (Stage 1) | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">21,990<span></span>
</td>
<td class="nump">29,470<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | 12-month ECL (Stage 1) | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">1,457<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="nump">75,454<span></span>
</td>
<td class="nump">70,725<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="num">(6,485)<span></span>
</td>
<td class="num">(14,239)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="num">(3,893)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,525<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(38)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="nump">68,969<span></span>
</td>
<td class="nump">75,454<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,704<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">75,429<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">16,237<span></span>
</td>
<td class="nump">11,583<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,775<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(22,489)<span></span>
</td>
<td class="num">(30,185)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Lifetime ECL not credit impaired (Stage 2) | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">2,360<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Lifetime ECL credit impaired (Stage 3)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="nump">11,956<span></span>
</td>
<td class="nump">11,708<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="num">(1,048)<span></span>
</td>
<td class="num">(1,475)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="num">(188)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">229<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="num">(379)<span></span>
</td>
<td class="num">(787)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(283)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="nump">13,459<span></span>
</td>
<td class="nump">11,956<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Lifetime ECL credit impaired (Stage 3) | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">158<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Lifetime ECL credit impaired (Stage 3) | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11,866<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Lifetime ECL credit impaired (Stage 3) | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">199<span></span>
</td>
<td class="nump">249<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Lifetime ECL credit impaired (Stage 3) | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3,828)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Lifetime ECL credit impaired (Stage 3) | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">498<span></span>
</td>
<td class="nump">716<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Gross carrying amount | Lifetime ECL credit impaired (Stage 3) | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(3,817)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="num">(5,839)<span></span>
</td>
<td class="num">(6,101)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRemeasurementOfLoanLossProvision', window );">Net remeasurement of loan loss provisions</a></td>
<td class="num">(163)<span></span>
</td>
<td class="num">(184)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">New financial assets originated or purchased</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">204<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="num">(232)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">102<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="num">(19)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="nump">553<span></span>
</td>
<td class="nump">452<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="num">(379)<span></span>
</td>
<td class="num">(790)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals3</a></td>
<td class="num">(3)<span></span>
</td>
<td class="num">(321)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets', window );">Recoveries of amounts previously written off</a></td>
<td class="nump">23<span></span>
</td>
<td class="nump">71<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Foreign exchange and other movements</a></td>
<td class="nump">85<span></span>
</td>
<td class="nump">231<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="num">(6,117)<span></span>
</td>
<td class="num">(5,839)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(95)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(6,196)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(162)<span></span>
</td>
<td class="num">(247)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">853<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">194<span></span>
</td>
<td class="nump">277<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">817<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | 12-month ECL (Stage 1)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="num">(517)<span></span>
</td>
<td class="num">(581)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRemeasurementOfLoanLossProvision', window );">Net remeasurement of loan loss provisions</a></td>
<td class="num">(72)<span></span>
</td>
<td class="num">(149)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">New financial assets originated or purchased</a></td>
<td class="nump">117<span></span>
</td>
<td class="nump">204<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="num">(45)<span></span>
</td>
<td class="num">(72)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="num">(19)<span></span>
</td>
<td class="num">(58)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals3</a></td>
<td class="num">(1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Foreign exchange and other movements</a></td>
<td class="num">(3)<span></span>
</td>
<td class="num">(12)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="num">(494)<span></span>
</td>
<td class="num">(517)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | 12-month ECL (Stage 1) | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | 12-month ECL (Stage 1) | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(590)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | 12-month ECL (Stage 1) | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">21<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | 12-month ECL (Stage 1) | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(10)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | 12-month ECL (Stage 1) | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(32)<span></span>
</td>
<td class="num">(67)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | 12-month ECL (Stage 1) | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(6)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime ECL not credit impaired (Stage 2)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="num">(1,435)<span></span>
</td>
<td class="num">(1,679)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRemeasurementOfLoanLossProvision', window );">Net remeasurement of loan loss provisions</a></td>
<td class="num">(88)<span></span>
</td>
<td class="num">(94)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="num">(93)<span></span>
</td>
<td class="num">(215)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="num">(15)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="num">(247)<span></span>
</td>
<td class="num">(204)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals3</a></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(38)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Foreign exchange and other movements</a></td>
<td class="nump">5<span></span>
</td>
<td class="num">(15)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="num">(1,190)<span></span>
</td>
<td class="num">(1,435)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime ECL not credit impaired (Stage 2) | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(13)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime ECL not credit impaired (Stage 2) | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,692)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime ECL not credit impaired (Stage 2) | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(164)<span></span>
</td>
<td class="num">(239)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime ECL not credit impaired (Stage 2) | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(115)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime ECL not credit impaired (Stage 2) | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">291<span></span>
</td>
<td class="nump">449<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime ECL not credit impaired (Stage 2) | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(180)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime ECL credit impaired (Stage 3)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="num">(3,887)<span></span>
</td>
<td class="num">(3,841)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRemeasurementOfLoanLossProvision', window );">Net remeasurement of loan loss provisions</a></td>
<td class="num">(3)<span></span>
</td>
<td class="nump">59<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="num">(95)<span></span>
</td>
<td class="num">(266)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetRepaymentIncreaseInGrossCarryingAmount', window );">Net drawdowns and repayments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets', window );">Changes in models/risk parameters</a></td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInFinancialAssets', window );">Increase in loan loss provisions</a></td>
<td class="nump">819<span></span>
</td>
<td class="nump">714<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Write-offs</a></td>
<td class="num">(379)<span></span>
</td>
<td class="num">(787)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughDisposalFinancialAssets', window );">Disposals3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(283)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets', window );">Recoveries of amounts previously written off</a></td>
<td class="nump">23<span></span>
</td>
<td class="nump">71<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Foreign exchange and other movements</a></td>
<td class="nump">83<span></span>
</td>
<td class="nump">258<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="num">(4,432)<span></span>
</td>
<td class="num">(3,887)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime ECL credit impaired (Stage 3) | Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(73)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime ECL credit impaired (Stage 3) | Adjusted balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3,914)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime ECL credit impaired (Stage 3) | 12-month expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(19)<span></span>
</td>
<td class="num">(36)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime ECL credit impaired (Stage 3) | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">978<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime ECL credit impaired (Stage 3) | Not credit-impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="num">(65)<span></span>
</td>
<td class="num">&#8364; (105)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoanCommitmentsMember', window );">Loans | Provisions | Lifetime ECL credit impaired (Stage 3) | Credit impaired | Lifetime expected credit losses</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems', window );"><strong>Disclosure of credit risk exposure [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="nump">&#8364; 1,002<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in financial assets resulting from derecognition. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DecreaseThroughDerecognitionFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in financial assets resulting from write-off. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DecreaseThroughWriteoffFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfCreditRiskExposureLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfCreditRiskExposureLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Financial instruments, class [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from changes in models or risk parameters. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from foreign exchange. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from other movements. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from transfers. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase in financial assets resulting from origination or purchase. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DecreaseThroughDisposalFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Decrease Through Disposal Financial Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DecreaseThroughDisposalFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NetRemeasurementOfLoanLossProvision">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net remeasurement arising from loan loss provisions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NetRemeasurementOfLoanLossProvision</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NetRepaymentIncreaseInGrossCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net Repayment Increase In Gross Carrying Amount</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NetRepaymentIncreaseInGrossCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=country_PL">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=country_PL</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsPurchasedOrOriginatedCreditimpairedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsPurchasedOrOriginatedCreditimpairedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis=ing_StageThreeLifetimeExpectedCreditLossesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis=ing_StageThreeLifetimeExpectedCreditLossesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128481456848">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Risk management - Management adjustments (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RiskManagementAbstract', window );"><strong>Risk management [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="nump">&#8364; 16<span></span>
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<td class="nump">&#8364; 36<span></span>
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<td class="nump">233<span></span>
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<td class="nump">351<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MortgagePortfolioAdjustments', window );">Mortgage portfolio adjustments</a></td>
<td class="nump">128<span></span>
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<td class="nump">126<span></span>
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<td class="nump">64<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MortgagePortfolioManagementAdjustments', window );">Total management adjustments</a></td>
<td class="nump">&#8364; 415<span></span>
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<td class="nump">&#8364; 577<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Economic Sector Based Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mortgage Portfolio Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mortgage Portfolio , Management Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MortgagePortfolioManagementAdjustments</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other Post Model Adjustments, Management Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_OtherPostModelAdjustmentsManagementAdjustments</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of country risk exposure [abstract]</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RiskManagementAbstract</td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128411627968">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Risk management - Sensitivity analysis (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">Netherlands</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value at risk</a></td>
<td class="nump">&#8364; 251<span></span>
</td>
<td class="nump">&#8364; 310<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">Netherlands | Upside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 171<span></span>
</td>
<td class="nump">&#8364; 214<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">Netherlands | Upside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">130.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">320.00%<span></span>
</td>
<td class="nump">330.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">310.00%<span></span>
</td>
<td class="nump">280.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">Netherlands | Upside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">380.00%<span></span>
</td>
<td class="nump">370.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">340.00%<span></span>
</td>
<td class="nump">330.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">330.00%<span></span>
</td>
<td class="nump">330.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">Netherlands | Upside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">900.00%<span></span>
</td>
<td class="nump">1040.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">1880.00%<span></span>
</td>
<td class="nump">1120.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">580.00%<span></span>
</td>
<td class="nump">400.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">Netherlands | Baseline scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 231<span></span>
</td>
<td class="nump">&#8364; 282<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">60.00%<span></span>
</td>
<td class="nump">60.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">Netherlands | Baseline scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">60.00%<span></span>
</td>
<td class="nump">80.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">150.00%<span></span>
</td>
<td class="nump">160.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">160.00%<span></span>
</td>
<td class="nump">150.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">Netherlands | Baseline scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">400.00%<span></span>
</td>
<td class="nump">410.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">410.00%<span></span>
</td>
<td class="nump">430.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">430.00%<span></span>
</td>
<td class="nump">450.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">Netherlands | Baseline scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">620.00%<span></span>
</td>
<td class="nump">90.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">530.00%<span></span>
</td>
<td class="nump">300.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">370.00%<span></span>
</td>
<td class="nump">390.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">Netherlands | Downside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 393<span></span>
</td>
<td class="nump">&#8364; 487<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">Netherlands | Downside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="num">(170.00%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="num">(120.00%)<span></span>
</td>
<td class="num">(120.00%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="num">(60.00%)<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">Netherlands | Downside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">500.00%<span></span>
</td>
<td class="nump">590.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">660.00%<span></span>
</td>
<td class="nump">720.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">770.00%<span></span>
</td>
<td class="nump">810.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_NL', window );">Netherlands | Downside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">260.00%<span></span>
</td>
<td class="num">(1090.00%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="num">(1110.00%)<span></span>
</td>
<td class="num">(740.00%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">80.00%<span></span>
</td>
<td class="nump">370.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">Germany</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value at risk</a></td>
<td class="nump">&#8364; 543<span></span>
</td>
<td class="nump">&#8364; 525<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">Germany | Upside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 494<span></span>
</td>
<td class="nump">&#8364; 472<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">Germany | Upside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">70.00%<span></span>
</td>
<td class="nump">140.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">320.00%<span></span>
</td>
<td class="nump">310.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">240.00%<span></span>
</td>
<td class="nump">160.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">Germany | Upside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">280.00%<span></span>
</td>
<td class="nump">260.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">240.00%<span></span>
</td>
<td class="nump">200.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">190.00%<span></span>
</td>
<td class="nump">170.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">Germany | Upside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">70.00%<span></span>
</td>
<td class="nump">90.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">640.00%<span></span>
</td>
<td class="nump">660.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">790.00%<span></span>
</td>
<td class="nump">800.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">Germany | Baseline scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 533<span></span>
</td>
<td class="nump">&#8364; 513<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">60.00%<span></span>
</td>
<td class="nump">60.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">Germany | Baseline scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">110.00%<span></span>
</td>
<td class="nump">130.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">130.00%<span></span>
</td>
<td class="nump">120.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">Germany | Baseline scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">310.00%<span></span>
</td>
<td class="nump">300.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">300.00%<span></span>
</td>
<td class="nump">300.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">290.00%<span></span>
</td>
<td class="nump">300.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">Germany | Baseline scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="num">(40.00%)<span></span>
</td>
<td class="num">(140.00%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">300.00%<span></span>
</td>
<td class="nump">340.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">450.00%<span></span>
</td>
<td class="nump">450.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">Germany | Downside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 626<span></span>
</td>
<td class="nump">&#8364; 615<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">Germany | Downside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="num">(50.00%)<span></span>
</td>
<td class="num">(240.00%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="num">(200.00%)<span></span>
</td>
<td class="num">(140.00%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="num">(60.00%)<span></span>
</td>
<td class="nump">30.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">Germany | Downside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">380.00%<span></span>
</td>
<td class="nump">450.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">500.00%<span></span>
</td>
<td class="nump">520.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">550.00%<span></span>
</td>
<td class="nump">550.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_DE', window );">Germany | Downside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="num">(180.00%)<span></span>
</td>
<td class="num">(600.00%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="num">(190.00%)<span></span>
</td>
<td class="num">(80.00%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">70.00%<span></span>
</td>
<td class="nump">40.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">Belgium</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value at risk</a></td>
<td class="nump">&#8364; 599<span></span>
</td>
<td class="nump">&#8364; 619<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">Belgium | Upside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 549<span></span>
</td>
<td class="nump">&#8364; 568<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">Belgium | Upside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">150.00%<span></span>
</td>
<td class="nump">150.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">280.00%<span></span>
</td>
<td class="nump">270.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">240.00%<span></span>
</td>
<td class="nump">230.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">Belgium | Upside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">500.00%<span></span>
</td>
<td class="nump">530.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">480.00%<span></span>
</td>
<td class="nump">500.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">470.00%<span></span>
</td>
<td class="nump">490.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">Belgium | Upside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">400.00%<span></span>
</td>
<td class="nump">130.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">470.00%<span></span>
</td>
<td class="nump">560.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">450.00%<span></span>
</td>
<td class="nump">450.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">Belgium | Baseline scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 588<span></span>
</td>
<td class="nump">&#8364; 604<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">60.00%<span></span>
</td>
<td class="nump">60.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">Belgium | Baseline scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">120.00%<span></span>
</td>
<td class="nump">90.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">150.00%<span></span>
</td>
<td class="nump">150.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">170.00%<span></span>
</td>
<td class="nump">180.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">Belgium | Baseline scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">560.00%<span></span>
</td>
<td class="nump">560.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">550.00%<span></span>
</td>
<td class="nump">550.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">540.00%<span></span>
</td>
<td class="nump">540.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">Belgium | Baseline scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">350.00%<span></span>
</td>
<td class="nump">40.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">390.00%<span></span>
</td>
<td class="nump">520.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">400.00%<span></span>
</td>
<td class="nump">390.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">Belgium | Downside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 683<span></span>
</td>
<td class="nump">&#8364; 713<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">Belgium | Downside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">60.00%<span></span>
</td>
<td class="num">(130.00%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="num">(80.00%)<span></span>
</td>
<td class="num">(20.00%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">60.00%<span></span>
</td>
<td class="nump">120.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">Belgium | Downside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">640.00%<span></span>
</td>
<td class="nump">730.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">740.00%<span></span>
</td>
<td class="nump">800.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">770.00%<span></span>
</td>
<td class="nump">790.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_BE', window );">Belgium | Downside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">240.00%<span></span>
</td>
<td class="num">(220.00%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">190.00%<span></span>
</td>
<td class="nump">390.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">260.00%<span></span>
</td>
<td class="nump">260.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">United States</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Value at risk</a></td>
<td class="nump">&#8364; 90<span></span>
</td>
<td class="nump">&#8364; 165<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">United States | Upside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 50<span></span>
</td>
<td class="nump">&#8364; 102<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">United States | Upside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">270.00%<span></span>
</td>
<td class="nump">180.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">320.00%<span></span>
</td>
<td class="nump">320.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">350.00%<span></span>
</td>
<td class="nump">340.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">United States | Upside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">380.00%<span></span>
</td>
<td class="nump">410.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">290.00%<span></span>
</td>
<td class="nump">330.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">230.00%<span></span>
</td>
<td class="nump">310.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">United States | Upside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">520.00%<span></span>
</td>
<td class="nump">60.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">600.00%<span></span>
</td>
<td class="nump">870.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">820.00%<span></span>
</td>
<td class="nump">870.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">United States | Baseline scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 78<span></span>
</td>
<td class="nump">&#8364; 144<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">60.00%<span></span>
</td>
<td class="nump">60.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">United States | Baseline scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">240.00%<span></span>
</td>
<td class="nump">90.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">170.00%<span></span>
</td>
<td class="nump">190.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">210.00%<span></span>
</td>
<td class="nump">210.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">United States | Baseline scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">410.00%<span></span>
</td>
<td class="nump">450.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">410.00%<span></span>
</td>
<td class="nump">450.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">410.00%<span></span>
</td>
<td class="nump">440.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">United States | Baseline scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">500.00%<span></span>
</td>
<td class="num">(70.00%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">280.00%<span></span>
</td>
<td class="nump">350.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">260.00%<span></span>
</td>
<td class="nump">330.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">United States | Downside scenario</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Un-weighted ECL</a></td>
<td class="nump">&#8364; 169<span></span>
</td>
<td class="nump">&#8364; 292<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ScenarioProbabilityWeighting', window );">Probability weighting</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">20.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">United States | Downside scenario | Real GDP</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">170.00%<span></span>
</td>
<td class="num">(130.00%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="num">(140.00%)<span></span>
</td>
<td class="num">(140.00%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="num">(60.00%)<span></span>
</td>
<td class="num">(10.00%)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">United States | Downside scenario | Unemployment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">490.00%<span></span>
</td>
<td class="nump">660.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="nump">680.00%<span></span>
</td>
<td class="nump">820.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="nump">780.00%<span></span>
</td>
<td class="nump">880.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatementGeographicalAxis=country_US', window );">United States | Downside scenario | HPI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearOne', window );">2024</a></td>
<td class="nump">380.00%<span></span>
</td>
<td class="num">(420.00%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearTwo', window );">2025</a></td>
<td class="num">(280.00%)<span></span>
</td>
<td class="num">(270.00%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExpectedCreditLossesSensitivityYearThree', window );">2026</a></td>
<td class="num">(390.00%)<span></span>
</td>
<td class="num">(300.00%)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of the exposure to credit risk on loan commitments and financial guarantee contracts. [Refer: Loan commitments [member]; Financial guarantee contracts [member]; Credit risk [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ValueAtRisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The measure of a potential loss exposure as a result of future market movements, based on a specified confidence interval and measurement horizon.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 41<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_41&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ValueAtRisk</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ExpectedCreditLossesSensitivityYearOne">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sensitivity of expected credit losses by macroeconomic scenario in year one.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ExpectedCreditLossesSensitivityYearOne</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ExpectedCreditLossesSensitivityYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sensitivity of expected credit losses by macroeconomic scenario in year three.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ExpectedCreditLossesSensitivityYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ExpectedCreditLossesSensitivityYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sensitivity of expected credit losses by macroeconomic scenario in year two.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ExpectedCreditLossesSensitivityYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ScenarioProbabilityWeighting">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The scenario probability weighting, expressed as a percentage and normalised to equate to 100%. The methodology works such that the baseline (reflecting current consensus outlook) has the highest weight and the weights of adverse and favourable scenarios depend on the deviation from the baseline; the further from the baseline, the smaller the weight. The</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ScenarioProbabilityWeighting</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=country_NL">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatementGeographicalAxis=country_NL</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MacroEconomicScenarioAxis=ing_UpsideMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MacroEconomicScenarioAxis=ing_UpsideMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis=ing_GrossDomesticProductEconomicVariableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis=ing_GrossDomesticProductEconomicVariableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis=ing_UnemploymentEconomicCoreVariableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis=ing_UnemploymentEconomicCoreVariableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis=ing_HousePriceIndexEconomicCoreVariableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypeOfMeasurementOfExpectedCreditLossesAxis=ing_HousePriceIndexEconomicCoreVariableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MacroEconomicScenarioAxis=ing_BaselineMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MacroEconomicScenarioAxis=ing_BaselineMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MacroEconomicScenarioAxis=ing_DownsideMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MacroEconomicScenarioAxis=ing_DownsideMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatementGeographicalAxis=country_DE">
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<head>
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Risk management - Reconciliation of model (reportable) ECL to total ECL (Details) - Accumulated impairment - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 6,117<span></span>
</td>
<td class="nump">&#8364; 5,839<span></span>
</td>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Expected credit losses collectively assessed</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">2,919<span></span>
</td>
<td class="nump">2,856<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Expected credit losses individually assessed</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">2,783<span></span>
</td>
<td class="nump">2,406<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Expected credit losses from management adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 415<span></span>
</td>
<td class="nump">&#8364; 577<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Financial instruments, class [member]; Financial liabilities]</p></div>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128411451072">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Risk management - Quantitative SICR thresholds (Details)<br></strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_MortgagesMember', window );">Mortgages | Investment grade (rating grade 1-10)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.6<span></span>
</td>
<td class="nump">2.5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_MortgagesMember', window );">Mortgages | Non-investment grade (rating grade 11-17)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.3<span></span>
</td>
<td class="nump">2.3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_ConsumerLendingMember', window );">Consumer Lending | Investment grade (rating grade 1-10)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.9<span></span>
</td>
<td class="nump">2.9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_ConsumerLendingMember', window );">Consumer Lending | Non-investment grade (rating grade 11-17)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.2<span></span>
</td>
<td class="nump">2.1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_BusinessLendingMember', window );">Business Lending | Investment grade (rating grade 1-10)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.7<span></span>
</td>
<td class="nump">2.7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_BusinessLendingMember', window );">Business Lending | Non-investment grade (rating grade 11-17)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.1<span></span>
</td>
<td class="nump">2.1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_GovernmentAndFinancialInstitutionsMember', window );">Governments and fin. institutions | Investment grade (rating grade 1-10)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">3.0<span></span>
</td>
<td class="nump">3.0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_GovernmentAndFinancialInstitutionsMember', window );">Governments and fin. institutions | Non-investment grade (rating grade 11-17)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">1.8<span></span>
</td>
<td class="nump">1.9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_OtherWholesaleBankingMember', window );">Other Wholesale Banking | Investment grade (rating grade 1-10)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">2.7<span></span>
</td>
<td class="nump">2.8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_OtherWholesaleBankingMember', window );">Other Wholesale Banking | Non-investment grade (rating grade 11-17)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AverageThresholdRatio', window );">Average threshold ratio</a></td>
<td class="nump">1.9<span></span>
</td>
<td class="nump">1.8<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AverageThresholdRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average Threshold Ratio</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AverageThresholdRatio</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_MortgagesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_InvestmentGradeMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=ing_NoninvestmentGradeWholesaleMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_ConsumerLendingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_ConsumerLendingMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_BusinessLendingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_GovernmentAndFinancialInstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_GovernmentAndFinancialInstitutionsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_OtherWholesaleBankingMember">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_OtherWholesaleBankingMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128421085120">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Basis of preparation and significant changes in the current reporting period - Additional information (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Mar. 31, 2024 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Jun. 30, 2024 </div>
<div>EUR (&#8364;) </div>
<div>country</div>
</th>
<th class="th">
<div>Jun. 30, 2023 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfSignificantAccountingPoliciesLineItems', window );"><strong>Disclosure of significant accounting policies [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout', window );">Reconciliation net result effect of adjustment after tax EU IAS 39 carve-out</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,099<span></span>
</td>
<td class="num">&#8364; (540)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Total equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 55,505<span></span>
</td>
<td class="nump">&#8364; 57,513<span></span>
</td>
<td class="nump">&#8364; 55,628<span></span>
</td>
<td class="nump">&#8364; 57,004<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=ing_TargetedLongerTermRefinancingMember', window );">TLTRO</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfSignificantAccountingPoliciesLineItems', window );"><strong>Disclosure of significant accounting policies [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RepaymentOfDepositsFromBanks', window );">Repayment of deposits from banks</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">&#8364; 6,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember', window );">Adjustment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfSignificantAccountingPoliciesLineItems', window );"><strong>Disclosure of significant accounting policies [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Total equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (46)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Minimum</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfSignificantAccountingPoliciesLineItems', window );"><strong>Disclosure of significant accounting policies [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NumberOfCountriesInWhichEntityOffersServices', window );">Number of countries in which entity operates | country</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">40<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Changes in policy following the adoption of IFRS 17 and change in policy for non-financial guarantees</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfSignificantAccountingPoliciesLineItems">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of significant accounting policies [line items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfSignificantAccountingPoliciesLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NumberOfCountriesInWhichEntityOffersServices">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number Of Countries In Which Entity Offers Services</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NumberOfCountriesInWhichEntityOffersServices</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reconciliation net result effect of adjustment after tax EU IAS 39 carve-out.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RepaymentOfDepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Repayment Of Deposits From Banks</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RepaymentOfDepositsFromBanks</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsByNameAxis=ing_TargetedLongerTermRefinancingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=ing_TargetedLongerTermRefinancingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CumulativeEffectPeriodOfAdoptionAxis=srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128412221728">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Basis of preparation and significant changes in the current reporting period - Reconciliation net result under IFRS-EU and IFRS-IASB (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfReconciliationNetResultEuIfrsAndIasbIfrsAbstract', window );"><strong>Disclosure Of Reconciliation Net Result Eu Ifrs And Iasb Ifrs [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetResultAttributableToOwnersOfParentEuIfrs', window );">In accordance with IFRS-EU (attributable to the shareholders of the parent)</a></td>
<td class="nump">&#8364; 3,358<span></span>
</td>
<td class="nump">&#8364; 3,746<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReconciliationNetResultAdjustmentOfEUIAS39Carveout', window );">Adjustment of the IFRS-EU IAS 39 carve-out</a></td>
<td class="nump">1,512<span></span>
</td>
<td class="num">(770)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReconciliationNetResultTaxEffectOfAdjustment', window );">Tax effect of the adjustment</a></td>
<td class="num">(414)<span></span>
</td>
<td class="nump">230<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout', window );">Effect of adjustment after tax</a></td>
<td class="nump">1,099<span></span>
</td>
<td class="num">(540)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">&#8364; 4,456<span></span>
</td>
<td class="nump">&#8364; 3,206<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfReconciliationNetResultEuIfrsAndIasbIfrsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure Of Reconciliation Net Result Eu Ifrs And Iasb Ifrs [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfReconciliationNetResultEuIfrsAndIasbIfrsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NetResultAttributableToOwnersOfParentEuIfrs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net result attributable to owners of parent eu ifrs</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NetResultAttributableToOwnersOfParentEuIfrs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReconciliationNetResultAdjustmentOfEUIAS39Carveout">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reconciliation net result adjustment of EU IAS 39 carve-out</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReconciliationNetResultAdjustmentOfEUIAS39Carveout</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reconciliation net result effect of adjustment after tax EU IAS 39 carve-out.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReconciliationNetResultTaxEffectOfAdjustment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reconciliation net result tax effect of adjustment</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReconciliationNetResultTaxEffectOfAdjustment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128412212336">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Basis of preparation and significant changes in the current reporting period - Reconciliation shareholders' equity under IFRS-EU and IFRS-IASB (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfReconciliationShareholderEquityEuIfrsAndIasbIfrsAbstract', window );"><strong>Disclosure of reconciliation shareholder equity eu ifrs and iasb ifrs [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareholderEquityInAccordanceWithEuIfrs', window );">In accordance with IFRS-EU (attributable to the shareholders of the parent)</a></td>
<td class="nump">&#8364; 50,147<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 50,742<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdjustmentOfEUIAS39Carveout', window );">Adjustment of the IFRS-EU IAS 39 carve-out</a></td>
<td class="nump">6,413<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8,586<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TaxEffectOfAdjustment', window );">Tax effect of the adjustment 1</a></td>
<td class="num">(1,871)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2,535)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EffectOfEUIAS39CarveoutAdjustmentAfterTax', window );">Effect of adjustment after tax</a></td>
<td class="nump">4,542<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6,051<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAttributableToOwnersOfParent', window );">In accordance with IFRS-IASB Shareholders&#8217; equity</a></td>
<td class="nump">&#8364; 54,689<span></span>
</td>
<td class="nump">&#8364; 54,684<span></span>
</td>
<td class="nump">&#8364; 56,793<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of equity attributable to the owners of the parent. This specifically excludes non-controlling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 54<br> -Subparagraph r<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_54_r&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AdjustmentOfEUIAS39Carveout">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustment of EU IAS 39 carve-out</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdjustmentOfEUIAS39Carveout</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfReconciliationShareholderEquityEuIfrsAndIasbIfrsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of reconciliation shareholder equity eu ifrs and iasb ifrs [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfReconciliationShareholderEquityEuIfrsAndIasbIfrsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_EffectOfEUIAS39CarveoutAdjustmentAfterTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Effect of EU IAS 39 carve-out adjustment after tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_EffectOfEUIAS39CarveoutAdjustmentAfterTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareholderEquityInAccordanceWithEuIfrs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Shareholder equity in accordance with eu ifrs</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareholderEquityInAccordanceWithEuIfrs</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TaxEffectOfAdjustment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tax effect of adjustment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TaxEffectOfAdjustment</td>
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<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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<DOCUMENT>
<TYPE>XML
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<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128412465664">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Financial assets at fair value through profit or loss - Summary of financial assets at fair value through profit or loss (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract', window );"><strong>Financial assets at fair value through profit or loss [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading', window );">Trading assets</a></td>
<td class="nump">&#8364; 73,207<span></span>
</td>
<td class="nump">&#8364; 60,229<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives', window );">Non-trading derivatives</a></td>
<td class="nump">1,964<span></span>
</td>
<td class="nump">2,028<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition', window );">Designated at fair value through profit or loss</a></td>
<td class="nump">5,044<span></span>
</td>
<td class="nump">5,775<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue', window );">Mandatorily measured at fair value through profit or loss</a></td>
<td class="nump">69,364<span></span>
</td>
<td class="nump">54,983<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 149,579<span></span>
</td>
<td class="nump">&#8364; 123,015<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that are measured at fair value and for which gains (losses) are recognised in profit or loss. A financial asset shall be measured at fair value through profit or loss unless it is measured at amortised cost or at fair value through other comprehensive income. A gain (loss) on a financial asset measured at fair value shall be recognised in profit or loss unless it is part of a hedging relationship, it is an investment in an equity instrument for which the entity has elected to present gains and losses in other comprehensive income or it is a financial asset measured at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at fair value through profit or loss classified as held for trading. A financial asset is classified as held for trading if: (a) it is acquired principally for the purpose of selling it in the near term; (b) on initial recognition it is part of a portfolio of identified financial instruments that are managed together and for which there is evidence of a recent actual pattern of short-term profit-taking; or (c) it is a derivative (except for a derivative that is a financial guarantee contract or a designated and effective hedging instrument). [Refer: At fair value [member]; Financial assets at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at fair value through profit or loss that were designated as such upon initial recognition or subsequently. [Refer: At fair value [member]; Financial assets at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets mandatorily measured at fair value through profit or loss in accordance with IFRS 9. [Refer: Financial assets at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue</td>
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<td>debit</td>
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<td>instant</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives</td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128437155728">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Financial assets at fair value through profit or loss - Summary of exposure to (reverse) repurchase agreements (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 149,579<span></span>
</td>
<td class="nump">&#8364; 123,015<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">102,649<span></span>
</td>
<td class="nump">94,638<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_SecuritiesInReverseRepurchaseTransactionMember', window );">Reverse repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">96,745<span></span>
</td>
<td class="nump">69,407<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember', window );">Repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">70,420<span></span>
</td>
<td class="nump">58,227<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ing_DepositsFromBanksCategoryMember', window );">Deposits from banks | Repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">2,699<span></span>
</td>
<td class="nump">2,064<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ing_DepositsFromCustomersCategoryMember', window );">Customer deposits | Repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">1,954<span></span>
</td>
<td class="nump">97<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ing_FinancialTradingLiabilitiesMember', window );">Trading liabilities, funds on deposit | Repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">8,931<span></span>
</td>
<td class="nump">10,337<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ing_FundsEntrustedMember', window );">Funds entrusted designated and measured at fair value through profit or loss | Repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">56,835<span></span>
</td>
<td class="nump">45,729<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_LoansAndAdvancesToBanksMember', window );">Loans and advances to banks | Reverse repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">14,997<span></span>
</td>
<td class="nump">5,251<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_LoansAndAdvancesToCustomersMember', window );">Loans and advances to customers | Reverse repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">204<span></span>
</td>
<td class="nump">499<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ing_TradingAssetsMember', window );">Trading assets, loans and receivables | Reverse repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">15,207<span></span>
</td>
<td class="nump">12,121<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember', window );">Loans and receivables mandatorily measured at fair value through profit or loss | Reverse repurchase transactions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 66,337<span></span>
</td>
<td class="nump">&#8364; 51,536<span></span>
</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that are measured at fair value and for which gains (losses) are recognised in profit or loss. A financial asset shall be measured at fair value through profit or loss unless it is measured at amortised cost or at fair value through other comprehensive income. A gain (loss) on a financial asset measured at fair value shall be recognised in profit or loss unless it is part of a hedging relationship, it is an investment in an equity instrument for which the entity has elected to present gains and losses in other comprehensive income or it is a financial asset measured at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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</table></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_SecuritiesInReverseRepurchaseTransactionMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_ReceivablesRelatedToSecuritiesInRepurchaseTransactionsMemberMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=ing_DepositsFromBanksCategoryMember</td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=ing_DepositsFromCustomersCategoryMember</td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=ing_FinancialTradingLiabilitiesMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_LoansAndAdvancesToBanksMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_LoansAndAdvancesToCustomersMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ing_TradingAssetsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember</td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128434208368">
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Financial assets at fair value through other comprehensive income - Summary of financial assets at fair value through other comprehensive income (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">&#8364; 46,343<span></span>
</td>
<td class="nump">&#8364; 41,116<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember', window );">Equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">2,364<span></span>
</td>
<td class="nump">1,885<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">42,647<span></span>
</td>
<td class="nump">38,281<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | - Financial assets at fair value through other comprehensive income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Loan loss provisions</a></td>
<td class="num">(9)<span></span>
</td>
<td class="num">(13)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember', window );">Loans and advances</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">1,331<span></span>
</td>
<td class="nump">951<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember', window );">Loans and advances | - Financial assets at fair value through other comprehensive income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Loan loss provisions</a></td>
<td class="num">&#8364; (4)<span></span>
</td>
<td class="num">&#8364; (8)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of an allowance account used to record impairments to financial assets due to credit losses. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expired 2023-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2017-en-b&amp;anchor=para_16&amp;doctype=Standard&amp;book=b<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_h&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128437535408">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial assets at fair value through other comprehensive income- Summary of equity securities designated as at fair value through other comprehensive income (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Carrying value</a></td>
<td class="nump">&#8364; 2,364<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,885<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod', window );">Dividend income</a></td>
<td class="nump">8<span></span>
</td>
<td class="nump">&#8364; 2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis=ing_InvestmentInBankOfBeijingMember', window );">Investment in Bank of Beijing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Carrying value</a></td>
<td class="nump">2,066<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,590<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod', window );">Dividend income</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis=ing_OtherEquityInvestmentsMember', window );">Other Investments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Carrying value</a></td>
<td class="nump">298<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 295<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod', window );">Dividend income</a></td>
<td class="nump">&#8364; 8<span></span>
</td>
<td class="nump">&#8364; 2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends related to investments in equity instruments that the entity has designated at fair value through other comprehensive income, held at the end of the reporting period. [Refer: Investments in equity instruments designated at fair value through other comprehensive income [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 11A<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_11A_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in equity instruments that the entity has designated at fair value through other comprehensive income. [Refer: At fair value [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 11A<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_11A_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_h&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial assets at fair value through other comprehensive income - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
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<tr class="rh">
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Exchange rate differences</a></td>
<td class="nump">&#8364; 273<span></span>
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<td class="nump">&#8364; 651<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_OwnershipInterestHeldInEquityBasedInvestments', window );">Ownership interest held in equity based investments</a></td>
<td class="nump">13.00%<span></span>
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<td class="nump">13.00%<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAxis=ing_InvestmentInBankOfBeijingMember', window );">Investment in Bank of Beijing | - Financial assets at fair value through other comprehensive income</a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems', window );"><strong>Disclosure of fair value of investments in equity instruments designated at fair value through other comprehensive income [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Exchange rate differences</a></td>
<td class="nump">&#8364; 14<span></span>
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<td class="num">&#8364; (100)<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughOtherMovementsFinancialAssets', window );">Negative revaluation</a></td>
<td class="nump">&#8364; 463<span></span>
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<td class="nump">&#8364; 77<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeLineItems</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from foreign exchange. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from other movements. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ownership interest held in investments accounted for by equity method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128422909312">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial assets at fair value through other comprehensive income - Summary of changes in fair value through other comprehensive income financial assets (Details) - - Financial assets at fair value through other comprehensive income - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="nump">&#8364; 41,116<span></span>
</td>
<td class="nump">&#8364; 31,625<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Additions</a></td>
<td class="nump">11,040<span></span>
</td>
<td class="nump">19,995<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AmortisationExpenseNetOfPremiumsAndDiscounts', window );">Amortisation</a></td>
<td class="text"> <span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="text"> <span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets', window );">Changes in unrealised revaluations</a></td>
<td class="num">(179)<span></span>
</td>
<td class="nump">725<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="text"> <span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss', window );">Reversals of impairments</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="num">(5,915)<span></span>
</td>
<td class="num">(11,913)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Exchange rate differences</a></td>
<td class="nump">273<span></span>
</td>
<td class="nump">651<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="nump">5<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="nump">46,343<span></span>
</td>
<td class="nump">41,116<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">FVOCI equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="nump">1,885<span></span>
</td>
<td class="nump">1,887<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Additions</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AmortisationExpenseNetOfPremiumsAndDiscounts', window );">Amortisation</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="text"> <span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets', window );">Changes in unrealised revaluations</a></td>
<td class="nump">462<span></span>
</td>
<td class="nump">68<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss', window );">Reversals of impairments</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="text"> <span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Exchange rate differences</a></td>
<td class="nump">14<span></span>
</td>
<td class="num">(100)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="nump">2,364<span></span>
</td>
<td class="nump">1,885<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">FVOCI debt instruments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Opening balance as at 1 January</a></td>
<td class="nump">39,231<span></span>
</td>
<td class="nump">29,739<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Additions</a></td>
<td class="nump">11,037<span></span>
</td>
<td class="nump">19,967<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AmortisationExpenseNetOfPremiumsAndDiscounts', window );">Amortisation</a></td>
<td class="text"> <span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets', window );">Transfers and reclassifications&#160;</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets', window );">Changes in unrealised revaluations</a></td>
<td class="num">(641)<span></span>
</td>
<td class="nump">657<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughWriteoffFinancialAssets', window );">Impairments</a></td>
<td class="text"> <span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss', window );">Reversals of impairments</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets', window );">Disposals and redemptions</a></td>
<td class="num">(5,915)<span></span>
</td>
<td class="num">(11,912)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Exchange rate differences</a></td>
<td class="nump">259<span></span>
</td>
<td class="nump">751<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="nump">5<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Closing balance</a></td>
<td class="nump">&#8364; 43,979<span></span>
</td>
<td class="nump">&#8364; 39,231<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DecreaseThroughDerecognitionFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in financial assets resulting from derecognition. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DecreaseThroughDerecognitionFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in financial assets resulting from write-off. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DecreaseThroughWriteoffFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Financial instruments, class [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from foreign exchange. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from transfers. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughTransfersFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase in financial assets resulting from origination or purchase. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of reversal of impairment loss recognised in profit or loss. [Refer: Reversal of impairment loss; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2023-01-01<br> -Paragraph 126<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_126_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2023-01-01<br> -Paragraph 129<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_129_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReversalOfImpairmentLossRecognisedInProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AmortisationExpenseNetOfPremiumsAndDiscounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortisation Expense, Net Of Premiums And Discounts</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AmortisationExpenseNetOfPremiumsAndDiscounts</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease in composition of group and other changes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseInCompositionOfGroupAndOtherChanges</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of increase decrease in unrealised revaluations of financial assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_OtherEquitySecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128437127280">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Debt securities - Summary of exposure to debt securities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 107,048<span></span>
</td>
<td class="nump">&#8364; 98,864<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt Securities at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">46,343<span></span>
</td>
<td class="nump">41,116<span></span>
</td>
<td class="nump">&#8364; 31,625<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt Securities at FVOCI | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">42,647<span></span>
</td>
<td class="nump">38,281<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt Securities at AC | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">49,537<span></span>
</td>
<td class="nump">48,313<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ing_FairValueThroughOtherComprehensiveIncomeAndAmortisedCostMember', window );">Debt securities at fair value through other comprehensive income and amortised cost | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">92,184<span></span>
</td>
<td class="nump">86,594<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTradingCategoryMember', window );">Trading assets | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">9,952<span></span>
</td>
<td class="nump">6,907<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember', window );">Debt securities designated and measured at fair value through profit or loss | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,058<span></span>
</td>
<td class="nump">4,470<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember', window );">Debt securities mandatorily measured at fair value through profit or loss | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">854<span></span>
</td>
<td class="nump">894<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Total debt securities at fair value through profit or loss | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 14,864<span></span>
</td>
<td class="nump">&#8364; 12,270<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Financial instruments, class [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember</td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128437651760">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Debt securities - Debt securities by type of exposure (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember', window );">Accumulated impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">&#8364; (6,117)<span></span>
</td>
<td class="num">&#8364; (5,839)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">107,048<span></span>
</td>
<td class="nump">98,864<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">97,128<span></span>
</td>
<td class="nump">91,991<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Accumulated impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(32)<span></span>
</td>
<td class="num">(34)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Government bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">47,611<span></span>
</td>
<td class="nump">45,400<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Central bank bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">3,303<span></span>
</td>
<td class="nump">2,489<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Sub-sovereign, Supranationals and Agencies | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">29,336<span></span>
</td>
<td class="nump">27,580<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Covered bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">9,951<span></span>
</td>
<td class="nump">9,315<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Corporate bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,043<span></span>
</td>
<td class="nump">1,035<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Financial institutions' bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,764<span></span>
</td>
<td class="nump">2,314<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | ABS portfolio | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,120<span></span>
</td>
<td class="nump">3,860<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities | Debt securities portfolio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">97,097<span></span>
</td>
<td class="nump">91,957<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt Securities at FVPL1 | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">14,864<span></span>
</td>
<td class="nump">12,270<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt Securities at FVPL1 | Debt securities | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,913<span></span>
</td>
<td class="nump">5,363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt Securities at FVPL1 | Debt securities | Accumulated impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt Securities at FVPL1 | Debt securities | Government bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">291<span></span>
</td>
<td class="nump">362<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt Securities at FVPL1 | Debt securities | Central bank bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">434<span></span>
</td>
<td class="nump">446<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt Securities at FVPL1 | Debt securities | Sub-sovereign, Supranationals and Agencies | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,301<span></span>
</td>
<td class="nump">1,354<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt Securities at FVPL1 | Debt securities | Covered bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">47<span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt Securities at FVPL1 | Debt securities | Corporate bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">828<span></span>
</td>
<td class="nump">799<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt Securities at FVPL1 | Debt securities | Financial institutions' bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,222<span></span>
</td>
<td class="nump">1,645<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt Securities at FVPL1 | Debt securities | ABS portfolio | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">790<span></span>
</td>
<td class="nump">758<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember', window );">Debt Securities at FVPL1 | Debt securities | Debt securities portfolio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,913<span></span>
</td>
<td class="nump">5,363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt Securities at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">46,343<span></span>
</td>
<td class="nump">41,116<span></span>
</td>
<td class="nump">&#8364; 31,625<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt Securities at FVOCI | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">42,647<span></span>
</td>
<td class="nump">38,281<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt Securities at FVOCI | Debt securities | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">42,656<span></span>
</td>
<td class="nump">38,293<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt Securities at FVOCI | Debt securities | Accumulated impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(9)<span></span>
</td>
<td class="num">(13)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt Securities at FVOCI | Debt securities | Government bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">23,708<span></span>
</td>
<td class="nump">20,988<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt Securities at FVOCI | Debt securities | Central bank bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt Securities at FVOCI | Debt securities | Sub-sovereign, Supranationals and Agencies | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">12,976<span></span>
</td>
<td class="nump">11,587<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt Securities at FVOCI | Debt securities | Covered bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">4,446<span></span>
</td>
<td class="nump">4,084<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt Securities at FVOCI | Debt securities | Corporate bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">106<span></span>
</td>
<td class="nump">127<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt Securities at FVOCI | Debt securities | Financial institutions' bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">463<span></span>
</td>
<td class="nump">483<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt Securities at FVOCI | Debt securities | ABS portfolio | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">956<span></span>
</td>
<td class="nump">1,025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Debt Securities at FVOCI | Debt securities | Debt securities portfolio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">42,647<span></span>
</td>
<td class="nump">38,281<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt Securities at AC | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">49,537<span></span>
</td>
<td class="nump">48,313<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt Securities at AC | Debt securities | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">49,559<span></span>
</td>
<td class="nump">48,335<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt Securities at AC | Debt securities | Accumulated impairment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="num">(23)<span></span>
</td>
<td class="num">(22)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt Securities at AC | Debt securities | Government bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">23,613<span></span>
</td>
<td class="nump">24,050<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt Securities at AC | Debt securities | Central bank bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">2,869<span></span>
</td>
<td class="nump">2,043<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt Securities at AC | Debt securities | Sub-sovereign, Supranationals and Agencies | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">15,058<span></span>
</td>
<td class="nump">14,639<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt Securities at AC | Debt securities | Covered bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">5,458<span></span>
</td>
<td class="nump">5,231<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt Securities at AC | Debt securities | Corporate bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">108<span></span>
</td>
<td class="nump">109<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt Securities at AC | Debt securities | Financial institutions' bonds | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">79<span></span>
</td>
<td class="nump">186<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt Securities at AC | Debt securities | ABS portfolio | Gross carrying amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">2,374<span></span>
</td>
<td class="nump">2,077<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember', window );">Debt Securities at AC | Debt securities | Debt securities portfolio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 49,537<span></span>
</td>
<td class="nump">&#8364; 48,313<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssets">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Financial instruments, class [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedImpairmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_GovernmentBondsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_GovernmentBondsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_CentralBankBondsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_CentralBankBondsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_SubsovereignSupranationalsAndAgenciesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_SubsovereignSupranationalsAndAgenciesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_CoveredBondsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_CoveredBondsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_CorporateBondsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_CorporateBondsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_FinancialInstitutionsBondsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_FinancialInstitutionsBondsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_ABSPortfolioMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_ABSPortfolioMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_DebtSecuritiesPortfolioMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_DebtSecuritiesPortfolioMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<head>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419303152">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans and advances to customers - Summary of loans and advances to customers (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LoansAndAdvancesToCustomersBeforeProvisions', window );">Loans and advances to customers before provisions</a></td>
<td class="nump">&#8364; 668,588<span></span>
</td>
<td class="nump">&#8364; 652,933<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">662,687<span></span>
</td>
<td class="nump">647,313<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ing_LoansAndAdvancesToCustomersMember', window );">Loans and advances to customers</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets', window );">Loan loss provisions</a></td>
<td class="num">(5,901)<span></span>
</td>
<td class="num">(5,621)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoansToGovernmentMember', window );">Loans to public authorities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LoansAndAdvancesToCustomersBeforeProvisions', window );">Loans and advances to customers before provisions</a></td>
<td class="nump">17,475<span></span>
</td>
<td class="nump">14,384<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_MortgagesMember', window );">Residential mortgages</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LoansAndAdvancesToCustomersBeforeProvisions', window );">Loans and advances to customers before provisions</a></td>
<td class="nump">339,358<span></span>
</td>
<td class="nump">329,506<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_PersonalLendingMember', window );">Other personal lending</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LoansAndAdvancesToCustomersBeforeProvisions', window );">Loans and advances to customers before provisions</a></td>
<td class="nump">35,360<span></span>
</td>
<td class="nump">36,571<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_CorporateLoansMember', window );">Corporate Lending</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LoansAndAdvancesToCustomersBeforeProvisions', window );">Loans and advances to customers before provisions</a></td>
<td class="nump">&#8364; 276,394<span></span>
</td>
<td class="nump">&#8364; 272,472<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of an allowance account used to record impairments to financial assets due to credit losses. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Note Expired 2023-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2017-en-b&amp;anchor=para_16&amp;doctype=Standard&amp;book=b<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AllowanceAccountForCreditLossesOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to customers.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_LoansAndAdvancesToCustomersBeforeProvisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loans and advances to customers before provisions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_LoansAndAdvancesToCustomersBeforeProvisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ing_LoansAndAdvancesToCustomersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ing_LoansAndAdvancesToCustomersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoansToGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_LoansToGovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_MortgagesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_MortgagesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_PersonalLendingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ing_PersonalLendingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_CorporateLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_CorporateLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128418701312">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment in associates and joint ventures - Summary of investments in associates and joint ventures (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Balance sheet value</a></td>
<td class="nump">&#8364; 1,459<span></span>
</td>
<td class="nump">&#8364; 1,509<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="nump">1,047,610<span></span>
</td>
<td class="nump">980,299<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="nump">&#8364; 992,105<span></span>
</td>
<td class="nump">&#8364; 924,671<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ifrs-full_AssociatesMember', window );">TMB Public Company Limited | TMBThanachart Bank Public Company Limited</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestInAssociate', window );">Interest held (%)</a></td>
<td class="nump">23.00%<span></span>
</td>
<td class="nump">23.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_FairValueOfListedInvestment', window );">Fair value of listed invest-ments</a></td>
<td class="nump">&#8364; 964<span></span>
</td>
<td class="nump">&#8364; 976<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Balance sheet value</a></td>
<td class="nump">1,120<span></span>
</td>
<td class="nump">1,128<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="nump">45,927<span></span>
</td>
<td class="nump">46,666<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="nump">39,953<span></span>
</td>
<td class="nump">40,776<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">449<span></span>
</td>
<td class="nump">1,386<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">322<span></span>
</td>
<td class="nump">943<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ing_OtherInvestmentsInAssociatesAndJointVenturesMember', window );">Other investments in associates and joint ventures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Balance sheet value</a></td>
<td class="nump">&#8364; 339<span></span>
</td>
<td class="nump">&#8364; 381<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present economic resource controlled by the entity as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in subsidiaries, joint ventures and associates in an entity's separate financial statements. [Refer: Associates [member]; Joint ventures [member]; Subsidiaries [member]; Investments in subsidiaries reported in separate financial statements]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present obligation of the entity to transfer an economic resource as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OperatingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of all operating expenses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OperatingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProportionOfOwnershipInterestInAssociate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The proportion of ownership interest in an associate attributable to the entity. [Refer: Associates [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2023-01-01<br> -Paragraph 17<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_17_b_iii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2023-01-01<br> -Paragraph 16<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_16_b_iii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 21<br> -Subparagraph a<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_21_a_iv&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProportionOfOwnershipInterestInAssociate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 32<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2023-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of investments in associates and joint ventures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_FairValueOfListedInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of listed investment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_FairValueOfListedInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ifrs-full_AssociatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=ifrs-full_AssociatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=ing_OtherInvestmentsInAssociatesAndJointVenturesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128438015856">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment in associates and joint ventures - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">Share of results</a></td>
<td class="nump">&#8364; 43<span></span>
</td>
<td class="nump">&#8364; 38<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInAssociatesAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AccumulatedImpairmentLosses', window );">Accumulated Impairment Losses</a></td>
<td class="nump">395<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 395<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ifrs-full_AssociatesMember', window );">TMBThanachart Bank Public Company Limited | TMBThanachart Bank Public Company Limited</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">Share of results</a></td>
<td class="nump">61<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">107<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ing_AssociatesAndJointVenturesMember', window );">Associates and joint ventures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">Share of results</a></td>
<td class="nump">&#8364; 43<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 149<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfDiscountRatesUsedInCurrentEstimateOfValueInUse', window );">Discount rate (cost of equity)</a></td>
<td class="nump">10.08%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections', window );">Growth rate used to extrapolate cash flow projections</a></td>
<td class="nump">3.24%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited | Increase in cash flows</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows', window );">Sensitivity analysis, reasonably possible change in risk variable (in percent)</a></td>
<td class="nump">0.10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse', window );">Increase (decrease) in value in use</a></td>
<td class="nump">&#8364; 57<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited | Decrease in cash flows</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows', window );">Sensitivity analysis, reasonably possible change in risk variable (in percent)</a></td>
<td class="num">(0.10)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse', window );">Increase (decrease) in value in use</a></td>
<td class="num">&#8364; (59)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited | Increase in discount rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows', window );">Sensitivity analysis, reasonably possible change in risk variable (in percent)</a></td>
<td class="nump">0.01<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse', window );">Increase (decrease) in value in use</a></td>
<td class="nump">&#8364; 119<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited | Decrease in discount rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows', window );">Sensitivity analysis, reasonably possible change in risk variable (in percent)</a></td>
<td class="num">(0.01)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse', window );">Increase (decrease) in value in use</a></td>
<td class="num">&#8364; (89)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited | Increase in terminal growth rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows', window );">Sensitivity analysis, reasonably possible change in risk variable (in percent)</a></td>
<td class="num">(0.01)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse', window );">Increase (decrease) in value in use</a></td>
<td class="nump">&#8364; 87<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited | Decrease in terminal growth rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows', window );">Sensitivity analysis, reasonably possible change in risk variable (in percent)</a></td>
<td class="nump">0.01<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse', window );">Increase (decrease) in value in use</a></td>
<td class="num">&#8364; (65)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember', window );">TMBThanachart Bank Public Company Limited | TMBThanachart Bank Public Company Limited</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestInAssociate', window );">Interest held (%)</a></td>
<td class="nump">23.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">23.00%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfDiscountRatesUsedInCurrentEstimateOfValueInUse">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The discount rate used in the current estimate of the present value of the future cash flows expected to be derived from an asset or cash-generating unit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2023-01-01<br> -Paragraph 130<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_130_g&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfDiscountRatesUsedInCurrentEstimateOfValueInUse</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The growth rate used to extrapolate cash flow projections beyond the period covered by the most recent budgets/forecasts for a cash-generating unit (group of units). [Refer: Cash-generating units [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2023-01-01<br> -Paragraph 134<br> -Subparagraph d<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_134_d_iv&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2023-01-01<br> -Paragraph 134<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_134_e_iv&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProportionOfOwnershipInterestInAssociate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The proportion of ownership interest in an associate attributable to the entity. [Refer: Associates [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2023-01-01<br> -Paragraph 17<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_17_b_iii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2023-01-01<br> -Paragraph 16<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_16_b_iii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 21<br> -Subparagraph a<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_21_a_iv&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProportionOfOwnershipInterestInAssociate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entity's share of the profit (loss) of associates and joint ventures accounted for using the equity method. [Refer: Associates [member]; Investments accounted for using equity method; Joint ventures [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_g&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AccumulatedImpairmentLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Accumulated Impairment Losses</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AccumulatedImpairmentLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of investments in associates and joint ventures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase In Value In Use</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sensitivity Analysis, Reasonably Possible Change In Risk Variable, Percent Favorable/(Unfavorable) Change In Cash Flows</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInAssociatesAxis=ing_TMBThanachartBankPublicCompanyLimitedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInAssociatesAxis=ing_TMBThanachartBankPublicCompanyLimitedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ifrs-full_AssociatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=ifrs-full_AssociatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ing_AssociatesAndJointVenturesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=ing_AssociatesAndJointVenturesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_TMBThanachartBankPublicCompanyLimitedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialAssumptionsAxis=ing_IncreaseInCashFlowsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialAssumptionsAxis=ing_IncreaseInCashFlowsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialAssumptionsAxis=ing_DecreaseInCashFlowsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialAssumptionsAxis=ing_DecreaseInCashFlowsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td style="white-space:nowrap;">ifrs-full_ActuarialAssumptionsAxis=ing_DecreaseInDiscountRateMember</td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128413667248">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment in associates and joint ventures - Summary of changes in investments in associates and joint ventures (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Opening balance as at 1 January</a></td>
<td class="nump">&#8364; 1,509<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">Share of results</a></td>
<td class="nump">43<span></span>
</td>
<td class="nump">&#8364; 38<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Closing balance</a></td>
<td class="nump">1,459<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,509<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ing_AssociatesAndJointVenturesMember', window );">Associates and joint ventures</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems', window );"><strong>Disclosure of investments in associates and joint ventures [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Opening balance as at 1 January</a></td>
<td class="nump">1,509<span></span>
</td>
<td class="nump">&#8364; 1,500<span></span>
</td>
<td class="nump">1,500<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdditionsInInvestmentsInAssociatesAndJointVentures', window );">Additions</a></td>
<td class="nump">22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">55<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities', window );">Transfers</a></td>
<td class="num">(10)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures', window );">Revaluations</a></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">Share of results</a></td>
<td class="nump">43<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">149<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived', window );">Dividends received</a></td>
<td class="num">(39)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(74)<span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisposalsOfInvestmentsInAssociatesAndJointVentures', window );">Disposals</a></td>
<td class="num">(5)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(89)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures', window );">Impairments</a></td>
<td class="num">(24)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(5)<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets', window );">Exchange rate differences</a></td>
<td class="num">(41)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(32)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Closing balance</a></td>
<td class="nump">&#8364; 1,459<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,509<span></span>
</td>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in financial assets resulting from foreign exchange. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughForeignExchangeFinancialAssets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in subsidiaries, joint ventures and associates in an entity's separate financial statements. [Refer: Associates [member]; Joint ventures [member]; Subsidiaries [member]; Investments in subsidiaries reported in separate financial statements]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2023-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInSubsidiariesJointVenturesAndAssociates</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entity's share of the profit (loss) of associates and joint ventures accounted for using the equity method. [Refer: Associates [member]; Investments accounted for using equity method; Joint ventures [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_g&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additions in investments in associates and joint ventures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdditionsInInvestmentsInAssociatesAndJointVentures</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived</td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of investments in associates and joint ventures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfInvestmentsInAssociatesAndJointVenturesLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisposalsOfInvestmentsInAssociatesAndJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisposalsOfInvestmentsInAssociatesAndJointVentures</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ImpairmentLossOfInvestmentsInAssociatesAndJointVentures</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Revaluation increase (decrease), Investments in associates and joint ventures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transfer to and from Investments other assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TransferToAndFromInvestmentsOtherAssetsAndLiabilities</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=ing_AssociatesAndJointVenturesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=ing_AssociatesAndJointVenturesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td></td>
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<td><strong> Period Type:</strong></td>
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128418651552">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Deposits from banks - Schedule of deposits from banks by type (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfDepositsFromBanksAbstract', window );"><strong>Deposits from banks [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NonInterestBearingOnDepositsFromBanks', window );">Non-interest bearing</a></td>
<td class="nump">&#8364; 252<span></span>
</td>
<td class="nump">&#8364; 177<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestBearingOnDepositsFromBanks', window );">Interest bearing</a></td>
<td class="nump">20,244<span></span>
</td>
<td class="nump">23,080<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="nump">&#8364; 20,496<span></span>
</td>
<td class="nump">&#8364; 23,257<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from banks held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfDepositsFromBanksAbstract">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfDepositsFromBanksAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestBearingOnDepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of Interest bearing deposits from banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestBearingOnDepositsFromBanks</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NonInterestBearingOnDepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of non-interest bearing on deposits from banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NonInterestBearingOnDepositsFromBanks</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128411749376">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Deposits from banks - Additional information (Details)<br> &#8364; in Billions</strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
</tr>
<tr><th class="th">
<div>Mar. 31, 2024 </div>
<div>EUR (&#8364;)</div>
</th></tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=ing_TargetedLongerTermRefinancingMember', window );">TLTRO</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfDepositsFromBanksLineItems', window );"><strong>Disclosure of deposits from banks [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RepaymentOfDepositsFromBanks', window );">Repayment of deposits from banks</a></td>
<td class="nump">&#8364; 6.0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfDepositsFromBanksLineItems">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of deposits from banks [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfDepositsFromBanksLineItems</td>
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<td>duration</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Repayment Of Deposits From Banks</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RepaymentOfDepositsFromBanks</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=ing_TargetedLongerTermRefinancingMember</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128420871904">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Customer deposits - Schedule of customer deposits (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomersAbstract', window );"><strong>Deposits from customers [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CustomerAccountsOvernightDeposits', window );">Current accounts / Overnight deposits</a></td>
<td class="nump">&#8364; 225,865<span></span>
</td>
<td class="nump">&#8364; 221,773<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SavingsAccounts', window );">Savings accounts</a></td>
<td class="nump">349,910<span></span>
</td>
<td class="nump">334,296<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TimeDeposits', window );">Time deposits</a></td>
<td class="nump">113,104<span></span>
</td>
<td class="nump">92,154<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnOtherDepositsFromCustomers', window );">Other</a></td>
<td class="nump">3,699<span></span>
</td>
<td class="nump">2,053<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">&#8364; 692,577<span></span>
</td>
<td class="nump">&#8364; 650,276<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BalancesOnOtherDepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of balances in customers' deposit accounts held by the entity that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BalancesOnOtherDepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from customers held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromCustomersAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomersAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CustomerAccountsOvernightDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CustomerAccountsOvernightDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SavingsAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Customer accounts credit balances.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SavingsAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Corporate deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>86
<FILENAME>R78.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128412413888">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Customer deposits - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfCustomerDepositsLineItems', window );"><strong>Disclosure of customer deposits [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CustomerAccountsOvernightDeposits', window );">Current accounts / Overnight deposits</a></td>
<td class="nump">&#8364; 225,865<span></span>
</td>
<td class="nump">&#8364; 221,773<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SavingsAccounts', window );">Savings accounts</a></td>
<td class="nump">349,910<span></span>
</td>
<td class="nump">334,296<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TimeDeposits', window );">Time deposits</a></td>
<td class="nump">113,104<span></span>
</td>
<td class="nump">92,154<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CustomerDepositsByCustomerAxis=ing_PrivateIndividualsMember', window );">Private Individuals</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfCustomerDepositsLineItems', window );"><strong>Disclosure of customer deposits [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CustomerAccountsOvernightDeposits', window );">Current accounts / Overnight deposits</a></td>
<td class="nump">106,497<span></span>
</td>
<td class="nump">107,711<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SavingsAccounts', window );">Savings accounts</a></td>
<td class="nump">322,365<span></span>
</td>
<td class="nump">305,743<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TimeDeposits', window );">Time deposits</a></td>
<td class="nump">&#8364; 50,834<span></span>
</td>
<td class="nump">&#8364; 46,762<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CustomerAccountsOvernightDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CustomerAccountsOvernightDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfCustomerDepositsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfCustomerDepositsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SavingsAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Customer accounts credit balances.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SavingsAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Corporate deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CustomerDepositsByCustomerAxis=ing_PrivateIndividualsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CustomerDepositsByCustomerAxis=ing_PrivateIndividualsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>87
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128425859680">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Financial liabilities at fair value through profit or loss - financial liabilities at fair value through profit or loss (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesAbstract', window );"><strong>Disclosure of fair value measurement of liabilities [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading', window );">Trading liabilities</a></td>
<td class="nump">&#8364; 33,734<span></span>
</td>
<td class="nump">&#8364; 37,220<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives', window );">Non-trading derivatives</a></td>
<td class="nump">1,653<span></span>
</td>
<td class="nump">2,019<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition', window );">Designated at fair value through profit or loss</a></td>
<td class="nump">67,261<span></span>
</td>
<td class="nump">55,400<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities</a></td>
<td class="nump">&#8364; 102,649<span></span>
</td>
<td class="nump">&#8364; 94,638<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities at fair value through profit or loss that meet the definition of held for trading. A financial liability is classified as held for trading if: (a) it is acquired or incurred principally for the purpose of selling or repurchasing it in the near term; (b) on initial recognition it is part of a portfolio of identified financial instruments that are managed together and for which there is evidence of a recent actual pattern of short-term profit-taking; or (c) it is a derivative (except for a derivative that is a financial guarantee contract or a designated and effective hedging instrument). [Refer: Financial liabilities at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities at fair value through profit or loss that were designated as such upon initial recognition or subsequently. [Refer: At fair value [member]; Financial liabilities at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives</td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128437893344">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Debt securities in issue (Details) - Debt securities in issue - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems', window );"><strong>Disclosure of financial liabilities [Line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromFinancingActivities', window );">Opening balance as at 1 January</a></td>
<td class="nump">&#8364; 124,670<span></span>
</td>
<td class="nump">&#8364; 95,918<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities', window );">Additions</a></td>
<td class="nump">65,628<span></span>
</td>
<td class="nump">116,436<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities', window );">Redemptions / Disposals</a></td>
<td class="num">(50,636)<span></span>
</td>
<td class="num">(90,574)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities', window );">Amortisation</a></td>
<td class="nump">562<span></span>
</td>
<td class="nump">764<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities', window );">Other</a></td>
<td class="nump">29<span></span>
</td>
<td class="nump">502<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities', window );">Changes in unrealised revaluations</a></td>
<td class="num">(849)<span></span>
</td>
<td class="nump">2,680<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities', window );">Foreign exchange movement</a></td>
<td class="nump">1,771<span></span>
</td>
<td class="num">(1,057)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromFinancingActivities', window );">Closing balance</a></td>
<td class="nump">&#8364; 141,175<span></span>
</td>
<td class="nump">&#8364; 124,670<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialLiabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in liabilities arising from financing activities resulting from changes in fair values. [Refer: Liabilities arising from financing activities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 44B<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_44B_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in liabilities arising from financing activities resulting from the effect of changes in foreign exchange rates. [Refer: Liabilities arising from financing activities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 44B<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_44B_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in liabilities arising from financing activities resulting from financing cash flows. [Refer: Cash flows from (used in) financing activities; Liabilities arising from financing activities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 44B<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_44B_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>duration</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities for which cash flows were, or future cash flows will be, classified in the statement of cash flows as cash flows from financing activities. [Refer: Cash flows from (used in) financing activities; Liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 44D<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_44D&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease through amortisation liabilities arising from financing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease through redemptions or disposals liabilities arising from financing activities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease through transfer asset or liabilities arising from financing activities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419618608">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subordinated loans - Schedule of subordinated loans by group companies (Details) - Subordinated loans - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromFinancingActivities', window );">Opening balance as at 1 January</a></td>
<td class="nump">&#8364; 15,401<span></span>
</td>
<td class="nump">&#8364; 15,786<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities', window );">Additions</a></td>
<td class="nump">2,385<span></span>
</td>
<td class="nump">2,225<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities', window );">Redemptions / Disposals</a></td>
<td class="num">(1,970)<span></span>
</td>
<td class="num">(2,894)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities', window );">Amortisation</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">34<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities', window );">Other</a></td>
<td class="num">(40)<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities', window );">Changes in unrealised revaluations</a></td>
<td class="num">(72)<span></span>
</td>
<td class="nump">473<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities', window );">Foreign exchange movement</a></td>
<td class="nump">217<span></span>
</td>
<td class="num">(235)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesArisingFromFinancingActivities', window );">Closing balance</a></td>
<td class="nump">&#8364; 15,933<span></span>
</td>
<td class="nump">&#8364; 15,401<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in liabilities arising from financing activities resulting from changes in fair values. [Refer: Liabilities arising from financing activities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 44B<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_44B_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in liabilities arising from financing activities resulting from the effect of changes in foreign exchange rates. [Refer: Liabilities arising from financing activities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 44B<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_44B_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in liabilities arising from financing activities resulting from financing cash flows. [Refer: Cash flows from (used in) financing activities; Liabilities arising from financing activities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 44B<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_44B_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities for which cash flows were, or future cash flows will be, classified in the statement of cash flows as cash flows from financing activities. [Refer: Cash flows from (used in) financing activities; Liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 44D<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_44D&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease through amortisation liabilities arising from financing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease through redemptions or disposals liabilities arising from financing activities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease through transfer asset or liabilities arising from financing activities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesArisingFromFinancingActivitiesAxis=ing_SubordinatedLoansMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128420098848">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subordinated loans - Additional information (Details)<br> &#8364; in Millions, $ in Millions</strong></div></th>
<th class="th" colspan="2">1 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Apr. 30, 2024 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Feb. 29, 2024 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Jun. 30, 2024 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Jun. 30, 2023 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>May 31, 2024 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans | &#8364;</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 15,933<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 15,401<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepaymentsOfBondsNotesAndDebentures', window );">Redemption of subordinated loans | &#8364;</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 50,636<span></span>
</td>
<td class="nump">&#8364; 21,543<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=ing_A8PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember', window );">8% Perpetual additional T1 contingent convertible capital securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Average interest rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=ing_A4.38FixedRateSubordinatedTier2NotesMember', window );">4.38% Subordinated T2 notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans | &#8364;</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Average interest rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.38%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=ing_A2.5FixedRateSubordinatedTier2NotesMember', window );">2.5% Subordinated T2 notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Average interest rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepaymentsOfBondsNotesAndDebentures', window );">Redemption of subordinated loans | $</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 750<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=ing_A6.75PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember', window );">6.75% Perpetual additional T1 contingent convertible capital securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Average interest rate</a></td>
<td class="nump">6.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepaymentsOfBondsNotesAndDebentures', window );">Redemption of subordinated loans | $</a></td>
<td class="nump">$ 1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The interest rate on borrowings. [Refer: Borrowings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsInterestRate</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RepaymentsOfBondsNotesAndDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for repayments of bonds, notes and debentures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RepaymentsOfBondsNotesAndDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are subordinate to other liabilities with respect to claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr>
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<tr>
<td><strong> Data Type:</strong></td>
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<tr>
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<td>credit</td>
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<tr>
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<td>instant</td>
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<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=ing_A8PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=ing_A4.38FixedRateSubordinatedTier2NotesMember</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=ing_A2.5FixedRateSubordinatedTier2NotesMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=ing_A6.75PerpetualAdditionalTier1ContingentConvertibleCapitalSecuritiesMember</td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128420139232">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Equity - Summary of equity (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareCapitalAndSharePremiumAbstract', window );"><strong>Share capital and share premium</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IssuedCapital', window );">Share capital</a></td>
<td class="nump">&#8364; 33<span></span>
</td>
<td class="nump">&#8364; 35<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SharePremium', window );">Share premium</a></td>
<td class="nump">17,116<span></span>
</td>
<td class="nump">17,116<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareCapitalAndSharePremium', window );">Total share capital and share premium</a></td>
<td class="nump">17,149<span></span>
</td>
<td class="nump">17,151<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_OtherReservesAbstract', window );"><strong>Other reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfCashFlowHedges', window );">Reserve of cash flow hedges</a></td>
<td class="num">(2,264)<span></span>
</td>
<td class="num">(2,058)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RevaluationReservesCreditLiability', window );">Revaluation reserves credit liability</a></td>
<td class="nump">22<span></span>
</td>
<td class="nump">31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReserveOfPropertyInOwnUse', window );">Revaluation reserve: Property in own use</a></td>
<td class="nump">170<span></span>
</td>
<td class="nump">178<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlans', window );">Net defined benefit asset/liability remeasurement reserve</a></td>
<td class="num">(300)<span></span>
</td>
<td class="num">(317)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfExchangeDifferencesOnTranslation', window );">Currency translation reserve</a></td>
<td class="num">(2,203)<span></span>
</td>
<td class="num">(2,527)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture', window );">Share of associates and joint ventures and other reserves</a></td>
<td class="nump">2,750<span></span>
</td>
<td class="nump">3,047<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TreasuryShares', window );">Treasury shares</a></td>
<td class="nump">1,024<span></span>
</td>
<td class="nump">1,994<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,205<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherReserves', window );">Other reserves</a></td>
<td class="num">(1,542)<span></span>
</td>
<td class="num">(2,767)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RetainedEarnings', window );">Retained earnings</a></td>
<td class="nump">39,081<span></span>
</td>
<td class="nump">40,299<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAttributableToOwnersOfParent', window );">Shareholders&#8217; equity (parent)</a></td>
<td class="nump">54,689<span></span>
</td>
<td class="nump">54,684<span></span>
</td>
<td class="nump">&#8364; 56,793<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">816<span></span>
</td>
<td class="nump">944<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Total equity</a></td>
<td class="nump">55,505<span></span>
</td>
<td class="nump">55,628<span></span>
</td>
<td class="nump">&#8364; 57,513<span></span>
</td>
<td class="nump">&#8364; 57,004<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_EquityInvestmentsMember', window );">Equity securities at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_OtherReservesAbstract', window );"><strong>Other reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Revaluation reserve: equity securities at FVOCI</a></td>
<td class="nump">1,628<span></span>
</td>
<td class="nump">1,152<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Revaluation reserve: debt instruments at FVOCI</a></td>
<td class="nump">1,628<span></span>
</td>
<td class="nump">1,152<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt instruments at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_OtherReservesAbstract', window );"><strong>Other reserves</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Revaluation reserve: equity securities at FVOCI</a></td>
<td class="num">(320)<span></span>
</td>
<td class="num">(280)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Revaluation reserve: debt instruments at FVOCI</a></td>
<td class="num">&#8364; (320)<span></span>
</td>
<td class="num">&#8364; (280)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
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<td>credit</td>
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<td>instant</td>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of equity attributable to the owners of the parent. This specifically excludes non-controlling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 54<br> -Subparagraph r<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_54_r&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IssuedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The nominal value of capital issued.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IssuedCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of equity in a subsidiary not attributable, directly or indirectly, to a parent. [Refer: Subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 12<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_12_f&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 10<br> -IssueDate 2023-01-01<br> -Paragraph 22<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=10&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_22&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 54<br> -Subparagraph q<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_54_q&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherReserves">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing reserves within equity, not including retained earnings. [Refer: Retained earnings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherReserves</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReserveOfCashFlowHedges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the accumulated portion of gain (loss) on a hedging instrument that is determined to be an effective hedge for cash flow hedges. [Refer: Cash flow hedges [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 9<br> -IssueDate 2023-01-01<br> -Paragraph 6.5.11<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=9&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_6.5.11&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReserveOfCashFlowHedges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReserveOfExchangeDifferencesOnTranslation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing exchange differences on translation of financial statements recognised in other comprehensive income and accumulated in equity. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 21<br> -IssueDate 2023-01-01<br> -Paragraph 52<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=21&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_52_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReserveOfExchangeDifferencesOnTranslation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the reserve of gains and losses on financial assets measured at fair value through other comprehensive income. [Refer: Financial assets measured at fair value through other comprehensive income; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the accumulated remeasurements of defined benefit plans. [Refer: Defined benefit plans [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RetainedEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the entity's cumulative undistributed earnings or deficit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph IG6<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IG6&amp;doctype=Implementation%20Guidance<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RetainedEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SharePremium">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount received or receivable from the issuance of the entity's shares in excess of nominal value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SharePremium</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>An entity&#8217;s own equity instruments, held by the entity or other members of the consolidated group.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 32<br> -IssueDate 2023-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=32&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_OtherReservesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other Reserves</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_OtherReservesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reserve From Share of Changes in Equities of Associates and Joint Venture</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReserveOfPropertyInOwnUse">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reserve of property in own use.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReserveOfPropertyInOwnUse</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RevaluationReservesCreditLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the accumulated revaluation reserve on the revaluation of credit liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RevaluationReservesCreditLiability</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareCapitalAndSharePremium">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share capital and share premium.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareCapitalAndSharePremium</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareCapitalAndSharePremiumAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Capital and Share Premium [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareCapitalAndSharePremiumAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_EquityInvestmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_EquityInvestmentsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_DebtSecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128422833232">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Equity - Additional Information (Details) - EUR (&#8364;)<br> &#8364; / shares in Units, &#8364; in Millions, shares in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="4">1 Months Ended</th>
<th class="th" colspan="1">4 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>May 02, 2024</div></th>
<th class="th"><div>Mar. 04, 2024</div></th>
<th class="th"><div>Nov. 03, 2023</div></th>
<th class="th"><div>May 31, 2024</div></th>
<th class="th"><div>Aug. 31, 2023</div></th>
<th class="th"><div>May 31, 2023</div></th>
<th class="th"><div>Aug. 31, 2022</div></th>
<th class="th"><div>Feb. 29, 2024</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeCommitment', window );">Share buyback programme, authorized</a></td>
<td class="nump">&#8364; 2,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (2,500)<span></span>
</td>
<td class="num">&#8364; (1,500)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeAmount', window );">Share buyback programme, amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 43<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,533<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 3,482<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividends recognised as distributions to owners</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 2,497<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 2,750<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividend per ordinary share paid (in EUR per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.756<span></span>
</td>
<td class="nump">&#8364; 0.35<span></span>
</td>
<td class="nump">&#8364; 0.389<span></span>
</td>
<td class="nump">&#8364; 0.17<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.756<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ProgramOfShareRepurchaseAxis=ing_ShareRepurchaseProgramOneMember', window );">Share repurchase program One</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeCommitment', window );">Share buyback programme, authorized</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 2,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeShares', window );">Share buyback programme (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">195<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SharesRepurchasedAveragePricePerShare', window );">Shares repurchased, average price per share (in EUR per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 12.87<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SharesRepurchasedEffectivePricePerShare', window );">Shares repurchased, effective price per share (in EUR per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 12.83<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ProgramOfShareRepurchaseAxis=ing_ShareRepurchaseProgramTwoMember', window );">Share repurchase program Two</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeCommitment', window );">Share buyback programme, authorized</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 50<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeShares', window );">Share buyback programme (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SharesRepurchasedAveragePricePerShare', window );">Shares repurchased, average price per share (in EUR per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 12.99<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeAmount', window );">Share buyback programme, amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 43<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ProgramOfShareRepurchaseAxis=ing_ShareRepurchaseProgramThreeMember', window );">Share repurchase program Three</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeCommitment', window );">Share buyback programme, authorized</a></td>
<td class="nump">&#8364; 2,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeShares', window );">Share buyback programme (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">63<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SharesRepurchasedAveragePricePerShare', window );">Shares repurchased, average price per share (in EUR per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 16.09<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeAmount', window );">Share buyback programme, amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,015<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember', window );">Reserve of gain loss FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(475)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 35<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember', window );">Reserve of gain loss FVOCI | Bank of Beijing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(476)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfCashFlowHedgesMember', window );">Reserve of cash flow hedges</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">207<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(997)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_StatutoryReserveMember', window );">Statutory reserve</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">416<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 998<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember', window );">Currency translation reserve</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(324)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember', window );">Currency translation reserve | Turkey, New Lira</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(83)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember', window );">Currency translation reserve | United States of America, Dollars</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(199)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember', window );">Currency translation reserve | Russia, Rubles</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(27)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember', window );">Currency translation reserve | Poland, Zlotych</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(5)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember', window );">Currency translation reserve | Other Currency</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInEquity', window );">Increase (decrease) in equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (11)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ChangesInEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity. [Refer: Equity]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ChangesInEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends recognised as distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 107<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_107&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidOrdinarySharesPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid per ordinary share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2023-01-01<br> -Paragraph 16A<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=34&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinarySharesPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Amount</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeCommitment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Commitment</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeCommitment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Shares</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SharesRepurchasedAveragePricePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Shares Repurchased, Average Price Per Share</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SharesRepurchasedAveragePricePerShare</td>
</tr>
<tr>
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<tr>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Shares Repurchased, Effective Price Per Share</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SharesRepurchasedEffectivePricePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ProgramOfShareRepurchaseAxis=ing_ShareRepurchaseProgramOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ProgramOfShareRepurchaseAxis=ing_ShareRepurchaseProgramOneMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ProgramOfShareRepurchaseAxis=ing_ShareRepurchaseProgramTwoMember</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ProgramOfShareRepurchaseAxis=ing_ShareRepurchaseProgramThreeMember</td>
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<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=ing_BankOfBeijingMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReservesWithinEquityAxis=ifrs-full_ReserveOfCashFlowHedgesMember</td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_PLN</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">srt_CurrencyAxis=srt_OtherCurrencyMember</td>
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<TYPE>XML
<SEQUENCE>93
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128420675216">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Equity - Summary of changes in treasury shares (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 04, 2024</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TreasuryShares', window );">Opening balance as at 1 January</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (1,994)<span></span>
</td>
<td class="num">&#8364; (1,205)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions', window );">Purchased/sold for trading purposes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughShareBasedPaymentTransactionsEquity', window );">Purchased under staff share plans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(43)<span></span>
</td>
<td class="num">(42)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseThroughShareBasedPaymentTransactionsEquity', window );">Distributed under staff share plans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">43<span></span>
</td>
<td class="nump">41<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeAmount', window );">Purchased Share buyback programme</a></td>
<td class="num">&#8364; (43)<span></span>
</td>
<td class="num">(1,533)<span></span>
</td>
<td class="num">(3,482)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeCancelledAmount', window );">Cancelled Share buyback programme</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,500<span></span>
</td>
<td class="nump">2,701<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TreasuryShares', window );">Closing balance</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (1,024)<span></span>
</td>
<td class="num">&#8364; (1,994)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeCancelledShares', window );">Cancelled share buyback programme (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(194,813,000)<span></span>
</td>
<td class="num">(228,350,000)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComponentsOfEquityAxis=ifrs-full_TreasurySharesMember', window );">Treasury shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems', window );"><strong>Disclosure of equity [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfSharesOutstanding', window );">Beginning balance, ordinary shares (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">154,571,000<span></span>
</td>
<td class="nump">107,395,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding', window );">Issue of shares (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(279,000)<span></span>
</td>
<td class="nump">464,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseThroughShareBasedPaymentTransactionsShares', window );">Purchased under staff share and stock option plans (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,319,000<span></span>
</td>
<td class="nump">3,156,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DecreaseThroughShareBasedPaymentTransactionsShares', window );">Distributed under staff share and stock option plans (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3,316,000)<span></span>
</td>
<td class="num">(3,106,000)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeShares', window );">Share buyback programme (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">104,196,000<span></span>
</td>
<td class="nump">275,013,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfSharesOutstanding', window );">Ending balance, ordinary shares (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">63,678,000<span></span>
</td>
<td class="nump">154,571,000<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfReservesWithinEquityLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfReservesWithinEquityLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the number of shares outstanding. [Refer: Number of shares outstanding]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 79<br> -Subparagraph a<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_79_a_iv&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInNumberOfSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares that have been authorised and issued, reduced by treasury shares held. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 79<br> -Subparagraph a<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_79_a_iv&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>An entity&#8217;s own equity instruments, held by the entity or other members of the consolidated group.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 32<br> -IssueDate 2023-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=32&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DecreaseThroughShareBasedPaymentTransactionsEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Decrease Through Share-based Payment Transactions, Equity</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DecreaseThroughShareBasedPaymentTransactionsEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DecreaseThroughShareBasedPaymentTransactionsShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Decrease Through Share-based Payment Transactions, Shares</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DecreaseThroughShareBasedPaymentTransactionsShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (Decrease) Through Treasury Share Transactions, Excluding Share-based Payment Transactions</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseThroughShareBasedPaymentTransactionsEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase Through Share-based Payment Transactions, Equity</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseThroughShareBasedPaymentTransactionsEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseThroughShareBasedPaymentTransactionsShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase Through Share-based Payment Transactions, Shares</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseThroughShareBasedPaymentTransactionsShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Amount</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeCancelledAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Cancelled, Amount</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeCancelledAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeCancelledShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Cancelled, Shares</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeCancelledShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Shares</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComponentsOfEquityAxis=ifrs-full_TreasurySharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComponentsOfEquityAxis=ifrs-full_TreasurySharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<SEQUENCE>94
<FILENAME>R86.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128420114384">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Net interest income - Summary of net interest income (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfInterestIncomeAndExpenseAbstract', window );"><strong>Net interest income [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestIncomeOnLoansAndReceivables', window );">Interest income on loans2</a></td>
<td class="nump">&#8364; 17,212<span></span>
</td>
<td class="nump">&#8364; 15,109<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost', window );">Interest income on debt securities at amortised cost</a></td>
<td class="nump">579<span></span>
</td>
<td class="nump">411<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Interest income on financial assets at fair value through OCI</a></td>
<td class="nump">710<span></span>
</td>
<td class="nump">455<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9', window );">Interest income on non-trading derivatives (hedge accounting)</a></td>
<td class="nump">6,564<span></span>
</td>
<td class="nump">4,586<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod', window );">Total interest income using effective interest rate method</a></td>
<td class="nump">25,066<span></span>
</td>
<td class="nump">20,561<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss', window );">Interest income on financial assets at fair value through profit or loss</a></td>
<td class="nump">3,211<span></span>
</td>
<td class="nump">2,226<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting', window );">Interest income on non-trading derivatives (no hedge accounting)</a></td>
<td class="nump">1,602<span></span>
</td>
<td class="nump">2,487<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MiscellaneousInterestIncome', window );">Interest income other</a></td>
<td class="nump">49<span></span>
</td>
<td class="nump">60<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestIncomeOnOtherFinancialAssets', window );">Total other interest income</a></td>
<td class="nump">4,863<span></span>
</td>
<td class="nump">4,773<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Total interest income</a></td>
<td class="nump">29,929<span></span>
</td>
<td class="nump">25,335<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestExpenseOnDepositsFromBanksAndCustomers', window );">Interest expense on deposits3</a></td>
<td class="nump">7,462<span></span>
</td>
<td class="nump">5,132<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnDebtInstrumentsIssued', window );">Interest expense on debt securities in issue</a></td>
<td class="nump">2,573<span></span>
</td>
<td class="nump">1,732<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestExpenseOnSubordinatedLoans', window );">Interest expense on subordinated loans</a></td>
<td class="nump">353<span></span>
</td>
<td class="nump">354<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting', window );">Interest expense on non-trading derivatives (hedge accounting)</a></td>
<td class="nump">7,127<span></span>
</td>
<td class="nump">5,092<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestExpensesCalculatedUsingEffectiveInterestMethod', window );">Interest expense using effective interest rate</a></td>
<td class="nump">17,515<span></span>
</td>
<td class="nump">12,310<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss', window );">Interest expense on financial liabilities at fair value through profit or loss</a></td>
<td class="nump">2,843<span></span>
</td>
<td class="nump">1,977<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting', window );">Interest expense on non-trading derivatives (no hedge accounting)</a></td>
<td class="nump">1,742<span></span>
</td>
<td class="nump">2,787<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnLeaseLiabilities', window );">Interest expense on lease liabilities</a></td>
<td class="nump">14<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MiscellaneousInterestExpense', window );">Interest expense other</a></td>
<td class="nump">54<span></span>
</td>
<td class="nump">46<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnOtherFinancialLiabilities', window );">Total other interest expense</a></td>
<td class="nump">4,651<span></span>
</td>
<td class="nump">4,823<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Total interest expense</a></td>
<td class="nump">22,166<span></span>
</td>
<td class="nump">17,133<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income 13</a></td>
<td class="nump">7,762<span></span>
</td>
<td class="nump">8,202<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NegativeInterestIncomeOnLiabilities', window );">Negative interest income on liabilities</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NegativeInterestExpenseOnAssets', window );">Negative interest expense on assets</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B13<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B13_f&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnDebtInstrumentsIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on debt instruments issued. [Refer: Interest expense; Debt instruments issued]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnDebtInstrumentsIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on financial liabilities designated at fair value through profit or loss. [Refer: Interest expense; Financial liabilities at fair value through profit or loss, designated upon initial recognition or subsequently]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnLeaseLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on lease liabilities. [Refer: Lease liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 16<br> -IssueDate 2023-01-01<br> -Paragraph 53<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=16&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_53_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnLeaseLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnOtherFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on other financial liabilities. [Refer: Interest expense; Other financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnOtherFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of revenue arising from interest for financial assets that are measured at amortised cost. [Refer: Interest income; Financial assets at amortised cost]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on financial assets designated at fair value through profit or loss. [Refer: Interest income; Financial assets at fair value through profit or loss, designated upon initial recognition or subsequently]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeOnLoansAndReceivables">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on loans and receivables. [Refer: Interest income; Loans and receivables]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Note Expired 2023-01-01<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2017-en-b&amp;anchor=para_112_c&amp;doctype=Standard&amp;forcepdf=true<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeOnLoansAndReceivables</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeOnOtherFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on other financial assets. [Refer: Interest income; Other financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeOnOtherFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest revenue calculated using the effective interest method. Effective interest method is the method that is used in the calculation of the amortised cost of a financial asset or a financial liability and in the allocation and recognition of the interest revenue or interest expense in profit or loss over the relevant period. [Refer: Revenue]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_a_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense arising from interest. [Refer: Interest expense; Interest income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest revenue arising on financial assets measured at fair value through other comprehensive income. [Refer: Revenue; Financial assets measured at fair value through other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RevenueFromInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income arising from interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B13<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B13_e&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RevenueFromInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfInterestIncomeAndExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfInterestIncomeAndExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestExpenseOnDepositsFromBanksAndCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest Expense On Deposits From Banks And Customers</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestExpenseOnDepositsFromBanksAndCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expense on non trading derivatives not qualified for hedge accounting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expense on non trading derivatives qualified for hedge accounting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestExpenseOnSubordinatedLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expense on subordinated loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestExpenseOnSubordinatedLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestExpensesCalculatedUsingEffectiveInterestMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expenses calculated using effective interest method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestExpensesCalculatedUsingEffectiveInterestMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest income on non trading derivatives qualified for hedge accounting including changes resulting from IFRS 9.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest income on non trading derivatives not qualified for hedge accounting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense incurred during the peirod related other items.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MiscellaneousInterestExpense</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MiscellaneousInterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount interest income generated during the period from other sources.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MiscellaneousInterestIncome</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NegativeInterestExpenseOnAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Negative interest expense on assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NegativeInterestExpenseOnAssets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NegativeInterestIncomeOnLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Negative interest income on liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NegativeInterestIncomeOnLiabilities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128413604176">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Net interest income - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetInterestIncomeDisclosureLineItems', window );"><strong>Net interest income disclosure [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestExpenseOnDepositsFromBanksAndCustomers', window );">Interest expense on deposits3</a></td>
<td class="nump">&#8364; 7,462<span></span>
</td>
<td class="nump">&#8364; 5,132<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ProgrammeAxis=ing_TLTROIIMember', window );">TLTRO II</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetInterestIncomeDisclosureLineItems', window );"><strong>Net interest income disclosure [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InterestExpenseOnDepositsFromBanksAndCustomers', window );">Interest expense on deposits3</a></td>
<td class="nump">59<span></span>
</td>
<td class="nump">436<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RedesignationAxis=ing_EuIas39CarveOutMember', window );">EU IAS 39 Carve-Out</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetInterestIncomeDisclosureLineItems', window );"><strong>Net interest income disclosure [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseOfNetInterestIncome', window );">Increase (decrease) of net interest income</a></td>
<td class="nump">107<span></span>
</td>
<td class="nump">&#8364; 129<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RedesignationAxis=ing_WithoutEuIas39CarveOutMember', window );">Without EU IAS 39 Carve-Out</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetInterestIncomeDisclosureLineItems', window );"><strong>Net interest income disclosure [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseOfNetInterestIncome', window );">Increase (decrease) of net interest income</a></td>
<td class="num">&#8364; (418)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase/(Decrease) Of Net Interest Income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseOfNetInterestIncome</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InterestExpenseOnDepositsFromBanksAndCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest Expense On Deposits From Banks And Customers</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InterestExpenseOnDepositsFromBanksAndCustomers</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NetInterestIncomeDisclosureLineItems</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RedesignationAxis=ing_EuIas39CarveOutMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RedesignationAxis=ing_WithoutEuIas39CarveOutMember</td>
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<DOCUMENT>
<TYPE>XML
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<FILENAME>R88.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128425855456">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Net fee and commission income - Schedule of net fee and commission income (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeAbstract', window );"><strong>Fee and commission income</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PaymentServicesFeeAndCommissionIncome', window );">Payment Services</a></td>
<td class="nump">&#8364; 1,072<span></span>
</td>
<td class="nump">&#8364; 990<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesBusinessFeeAndCommissionIncome', window );">Securities business</a></td>
<td class="nump">395<span></span>
</td>
<td class="nump">314<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InsuranceAndOtherBrokingFeeAndCommissionIncome', window );">Insurance and other broking</a></td>
<td class="nump">287<span></span>
</td>
<td class="nump">262<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PortfolioAndOtherManagementFeeIncome', window );">Portfolio management</a></td>
<td class="nump">339<span></span>
</td>
<td class="nump">311<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LendingBusinessFeeAndCommissionIncome', window );">Lending business</a></td>
<td class="nump">313<span></span>
</td>
<td class="nump">328<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome', window );">Financial guarantees and other commitments</a></td>
<td class="nump">231<span></span>
</td>
<td class="nump">229<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherFeeAndCommissionIncome', window );">Other</a></td>
<td class="nump">120<span></span>
</td>
<td class="nump">121<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncome', window );">Total fee and commission income</a></td>
<td class="nump">2,757<span></span>
</td>
<td class="nump">2,554<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionExpenseAbstract', window );"><strong>Fee and commission expenses</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PaymentServicesFeeAndCommissionExpense', window );">Payment Services</a></td>
<td class="nump">365<span></span>
</td>
<td class="nump">329<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesBusinessFeeAndCommissionExpense', window );">Securities business</a></td>
<td class="nump">75<span></span>
</td>
<td class="nump">70<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DistributionOfProductsFeeAndCommissionExpense', window );">Distribution of products</a></td>
<td class="nump">226<span></span>
</td>
<td class="nump">251<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherFeeAndCommissionExpense', window );">Other</a></td>
<td class="nump">94<span></span>
</td>
<td class="nump">97<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionExpense', window );">Total fee and commission expenses</a></td>
<td class="nump">760<span></span>
</td>
<td class="nump">747<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">Net fee and commission income</a></td>
<td class="nump">&#8364; 1,998<span></span>
</td>
<td class="nump">&#8364; 1,807<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherFeeAndCommissionExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of fee and commission expense that the entity does not separately disclose in the same statement or note. [Refer: Fee and commission expense]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherFeeAndCommissionExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherFeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of fee and commission income that the entity does not separately disclose in the same statement or note. [Refer: Fee and commission income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherFeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PortfolioAndOtherManagementFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income recognised from portfolio and other management fees.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PortfolioAndOtherManagementFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DistributionOfProductsFeeAndCommissionExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Distribution Of Products Fee And Commission Expense</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DistributionOfProductsFeeAndCommissionExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financial Guarantees And Other Commitments Fee And Commission Income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InsuranceAndOtherBrokingFeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Insurance and other broking fee and commission income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InsuranceAndOtherBrokingFeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_LendingBusinessFeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Lending Business Fee And Commission Income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_LendingBusinessFeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Payment Services Fee And Commission Expense</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PaymentServicesFeeAndCommissionExpense</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Payment Services Fee And Commission Income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PaymentServicesFeeAndCommissionIncome</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Securities business fee and commission expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SecuritiesBusinessFeeAndCommissionExpense</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Securities business fee and commission income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SecuritiesBusinessFeeAndCommissionIncome</td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128434787104">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other net income (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AnalysisOfIncomeAndExpenseAbstract', window );"><strong>Analysis of income and expense [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">Share of result associates and joint ventures</a></td>
<td class="nump">&#8364; 43<span></span>
</td>
<td class="nump">&#8364; 38<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLoss', window );">Impairment of associates and joint ventures</a></td>
<td class="num">(24)<span></span>
</td>
<td class="num">(5)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost', window );">Net result derecognition of financial assets measured at amortised cost</a></td>
<td class="num">(5)<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_GainLossFromHyperinflationRemeasurement', window );">Net monetary gain or loss</a></td>
<td class="num">(88)<span></span>
</td>
<td class="num">(79)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MiscellaneousOtherOperatingIncome', window );">Other</a></td>
<td class="nump">88<span></span>
</td>
<td class="nump">44<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherOperatingIncomeExpense', window );">Other net income 15</a></td>
<td class="nump">&#8364; 13<span></span>
</td>
<td class="nump">&#8364; 10<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AnalysisOfIncomeAndExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AnalysisOfIncomeAndExpenseAbstract</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gain (loss) arising from the derecognition of financial assets measured at amortised cost. [Refer: Financial assets at amortised cost]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph aa<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_aa&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount recognised as a reduction of the carrying amount of an asset or cash-generating unit to its recoverable amount. [Refer: Carrying amount [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2023-01-01<br> -Paragraph 130<br> -Subparagraph d<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_130_d_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2023-01-01<br> -Paragraph 130<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_130_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLoss</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of miscellaneous other operating income. [Refer: Other operating income (expense)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of operating income (expense) that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherOperatingIncomeExpense</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entity's share of the profit (loss) of associates and joint ventures accounted for using the equity method. [Refer: Associates [member]; Investments accounted for using equity method; Joint ventures [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_g&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain (Loss) From Hyperinflation Remeasurement</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_GainLossFromHyperinflationRemeasurement</td>
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</head>
<body>
<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128420677296">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other operating expenses - Summary of other operating expenses (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNatureAbstract', window );"><strong>Expenses by nature [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RegulatoryCosts', window );">Regulatory costs</a></td>
<td class="nump">&#8364; 446<span></span>
</td>
<td class="nump">&#8364; 616<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AuditAndNonAuditServices', window );">Audit and non-audit services</a></td>
<td class="nump">19<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InformationTechnologyExpenses', window );">IT related expenses</a></td>
<td class="nump">497<span></span>
</td>
<td class="nump">429<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdvertisingExpense', window );">Advertising and public relations</a></td>
<td class="nump">199<span></span>
</td>
<td class="nump">175<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfessionalFeesExpense', window );">External advisory fees</a></td>
<td class="nump">135<span></span>
</td>
<td class="nump">142<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdministrativeExpense', window );">Office expenses</a></td>
<td class="nump">143<span></span>
</td>
<td class="nump">150<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TravelExpense', window );">Travel and accommodation expenses</a></td>
<td class="nump">60<span></span>
</td>
<td class="nump">59<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ContributionsAndSubscriptions', window );">Contributions and subscriptions</a></td>
<td class="nump">72<span></span>
</td>
<td class="nump">63<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PostalCharges', window );">Postal charges</a></td>
<td class="nump">18<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepreciationPropertyPlantAndEquipment', window );">Depreciation of property and equipment</a></td>
<td class="nump">224<span></span>
</td>
<td class="nump">225<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill', window );">Amortisation of intangible assets</a></td>
<td class="nump">107<span></span>
</td>
<td class="nump">103<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReversalsOfImpairmentsOfTangibleAssets', window );">(Reversals of) impairments of property and equipment</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReversalsOfImpairmentsOfIntangibleAssets', window );">(Reversals of) impairments of intangible assets</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations', window );">Addition to / (unused amounts reversed of) provision for reorganisations</a></td>
<td class="nump">57<span></span>
</td>
<td class="nump">46<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdditionUnusedAmountsReversedOfOtherProvisions', window );">Addition to / (unused amounts reversed of) other provisions</a></td>
<td class="nump">34<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MiscellaneousOtherOperatingExpense', window );">Other</a></td>
<td class="nump">372<span></span>
</td>
<td class="nump">304<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherExpenseByNature', window );">Other operating expense</a></td>
<td class="nump">&#8364; 2,393<span></span>
</td>
<td class="nump">&#8364; 2,376<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdministrativeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses that the entity classifies as being administrative.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2023-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause vi<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35_b_vi&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdministrativeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdvertisingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from advertising.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdvertisingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of amortisation of intangible assets other than goodwill. [Refer: Depreciation and amortisation expense; Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2023-01-01<br> -Paragraph 118<br> -Subparagraph e<br> -Clause vi<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=38&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_118_e_vi&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepreciationPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of depreciation of property, plant and equipment. [Refer: Depreciation and amortisation expense; Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2023-01-01<br> -Paragraph 73<br> -Subparagraph e<br> -Clause vii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=16&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_73_e_vii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2023-01-01<br> -Paragraph 75<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=16&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_75_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepreciationPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseByNatureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseByNatureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MiscellaneousOtherOperatingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of miscellaneous other operating expenses. [Refer: Other operating income (expense)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MiscellaneousOtherOperatingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherExpenseByNature">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses that the entity does not separately disclose in the same statement or note when the entity uses the 'nature of expense' form for its analysis of expenses. [Refer: Expenses, by nature]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherExpenseByNature</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfessionalFeesExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of fees paid or payable for professional services.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfessionalFeesExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TravelExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from travel.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TravelExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AdditionUnusedAmountsReversedOfOtherProvisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Addition/(unused amounts reversed) of other provisions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdditionUnusedAmountsReversedOfOtherProvisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Addition/(unused amounts reversed) provision for reorganizations and relocations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AuditAndNonAuditServices">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Audit and non audit services.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AuditAndNonAuditServices</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ContributionsAndSubscriptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contributions and subscriptions</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ContributionsAndSubscriptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InformationTechnologyExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Information technology expenses</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InformationTechnologyExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_PostalCharges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Postal charges.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PostalCharges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RegulatoryCosts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Regulatory costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RegulatoryCosts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReversalsOfImpairmentsOfIntangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reversals Of Impairments Of Intangible Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReversalsOfImpairmentsOfIntangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReversalsOfImpairmentsOfTangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reversals Of Impairments Of Tangible Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReversalsOfImpairmentsOfTangibleAssets</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128412201200">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other operating expenses - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfOtherOperatingExpenseLineItems', window );"><strong>Disclosure of other operating expense [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_IncreaseDecreaseInLocalBankTaxes', window );">Decrease in local bank taxes</a></td>
<td class="nump">&#8364; 62<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LocalBankTaxes', window );">Local bank taxes</a></td>
<td class="nump">255<span></span>
</td>
<td class="nump">&#8364; 192<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ing_NetherlandsGermanyAndBelgiumMember', window );">Netherlands, Germany and Belgium</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfOtherOperatingExpenseLineItems', window );"><strong>Disclosure of other operating expense [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ContributionsToDepositGuaranteeSchemes', window );">Contributions to the Deposit Guarantee Schemes</a></td>
<td class="nump">157<span></span>
</td>
<td class="nump">174<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_PL', window );">Poland</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfOtherOperatingExpenseLineItems', window );"><strong>Disclosure of other operating expense [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ContributionsToLocalResolutionFund', window );">Contributions to the Local Resolution Fund</a></td>
<td class="nump">&#8364; 35<span></span>
</td>
<td class="nump">&#8364; 250<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ContributionsToDepositGuaranteeSchemes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of regulatory costs that represents contributions to deposit guarantee schemes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ContributionsToDepositGuaranteeSchemes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ContributionsToLocalResolutionFund">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of regulatory costs that represents contributions to Local Resolution Fund.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ContributionsToLocalResolutionFund</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfOtherOperatingExpenseLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure Of Other Operating Expense [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfOtherOperatingExpenseLineItems</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_IncreaseDecreaseInLocalBankTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase in Local bank taxes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_IncreaseDecreaseInLocalBankTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_LocalBankTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local bank taxes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_LocalBankTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ing_NetherlandsGermanyAndBelgiumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=ing_NetherlandsGermanyAndBelgiumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_PL">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_PL</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128420406576">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Earnings per ordinary share - Summary of earnings per ordinary share (Details) - EUR (&#8364;)<br> &#8364; / shares in Units, &#8364; in Millions, shares in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityAbstract', window );"><strong>Amount</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Basic earnings</a></td>
<td class="nump">&#8364; 4,456<span></span>
</td>
<td class="nump">&#8364; 3,206<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity', window );">Basic earnings from continuing operations</a></td>
<td class="nump">4,456<span></span>
</td>
<td class="nump">3,206<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects', window );">Diluted earnings</a></td>
<td class="nump">4,456<span></span>
</td>
<td class="nump">3,206<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects', window );">Diluted earnings from continuing operations</a></td>
<td class="nump">&#8364; 4,456<span></span>
</td>
<td class="nump">&#8364; 3,206<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageSharesAndAdjustedWeightedAverageSharesAbstract', window );"><strong>Weighted average number of ordinary shares outstanding during the period</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageShares', window );">Basic earnings (in shares)</a></td>
<td class="nump">3,292.5<span></span>
</td>
<td class="nump">3,617.0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInstrumentsWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShareAbstract', window );"><strong>Effect of dilutive instruments:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares', window );">Share plans (in shares)</a></td>
<td class="nump">3.3<span></span>
</td>
<td class="nump">2.0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustedWeightedAverageShares', window );">Diluted earnings (in shares)</a></td>
<td class="nump">3,295.8<span></span>
</td>
<td class="nump">3,619.0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EarningsPerShareAbstract', window );"><strong>Per ordinary share</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShare', window );">Basic earnings (in EUR per share)</a></td>
<td class="nump">&#8364; 1.35<span></span>
</td>
<td class="nump">&#8364; 0.89<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations', window );">Basic earnings from continuing operations (in EUR per share)</a></td>
<td class="nump">1.35<span></span>
</td>
<td class="nump">0.89<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DilutedEarningsLossPerShare', window );">Diluted earnings (in EUR per share)</a></td>
<td class="nump">1.35<span></span>
</td>
<td class="nump">0.89<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations', window );">Diluted earnings from continuing operations (in EUR per share)</a></td>
<td class="nump">&#8364; 1.35<span></span>
</td>
<td class="nump">&#8364; 0.89<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustedWeightedAverageShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average number of ordinary shares outstanding plus the weighted average number of ordinary shares that would be issued on the conversion of all the dilutive potential ordinary shares into ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 70<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_70_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustedWeightedAverageShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator) divided by the weighted average number of ordinary shares outstanding during the period (the denominator).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShareFromContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Basic earnings (loss) per share from continuing operations. [Refer: Basic earnings (loss) per share; Continuing operations [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShareFromContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutedEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator), divided by the weighted average number of ordinary shares outstanding during the period (the denominator), both adjusted for the effects of all dilutive potential ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutedEarningsLossPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Diluted earnings (loss) per share from continuing operations. [Refer: Continuing operations [member]; Diluted earnings (loss) per share]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutedEarningsLossPerShareFromContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The potential dilutive effect on the weighted average number of ordinary shares that relates to the assumed conversion of the entity&#8217;s instruments. It represents the aggregate of the reconciliation amounts for all classes of instruments that reflect dilutive effect on weighted average number of ordinary shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 70<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_70_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfInstrumentsWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfInstrumentsWithPotentialFutureDilutiveEffectNotIncludedInCalculationOfDilutedEarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EarningsPerShareAbstract</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to ordinary equity holders of the parent entity, adjusted for the effects of all dilutive potential ordinary shares. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 70<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_70_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations attributable to ordinary equity holders of the parent entity. [Refer: Continuing operations [member]; Profit (loss) from continuing operations]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 70<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_70_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing operations attributable to ordinary equity holders of the parent entity, adjusted for the effects of all dilutive potential ordinary shares. [Refer: Profit (loss) from continuing operations]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 70<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_70_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_WeightedAverageShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of ordinary shares outstanding at the beginning of the period, adjusted by the number of ordinary shares bought back or issued during the period multiplied by a time-weighting factor.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2023-01-01<br> -Paragraph 70<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_70_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_WeightedAverageSharesAndAdjustedWeightedAverageSharesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageSharesAndAdjustedWeightedAverageSharesAbstract</td>
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<td>xbrli:stringItemType</td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128419743728">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Dividend per ordinary share - Schedule of dividends to shareholders of the parent (Details) - EUR (&#8364;)<br> &#8364; / shares in Units, &#8364; in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="4">1 Months Ended</th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Apr. 25, 2024</div></th>
<th class="th"><div>May 31, 2024</div></th>
<th class="th"><div>Aug. 31, 2023</div></th>
<th class="th"><div>May 31, 2023</div></th>
<th class="th"><div>Aug. 31, 2022</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfDividendsAbstract', window );"><strong>Dividend per ordinary share [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividend per ordinary share paid (in EUR per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.756<span></span>
</td>
<td class="nump">&#8364; 0.35<span></span>
</td>
<td class="nump">&#8364; 0.389<span></span>
</td>
<td class="nump">&#8364; 0.17<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.756<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinaryShares', window );">Dividends paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 2,497<span></span>
</td>
<td class="nump">&#8364; 1,260<span></span>
</td>
<td class="nump">&#8364; 1,408<span></span>
</td>
<td class="nump">&#8364; 634<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare', window );">Dividends per ordinary share (in EUR per share)</a></td>
<td class="nump">&#8364; 1.106<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.35<span></span>
</td>
<td class="nump">&#8364; 1.106<span></span>
</td>
<td class="nump">&#8364; 0.559<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent', window );">Dividends</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,149<span></span>
</td>
<td class="nump">&#8364; 3,757<span></span>
</td>
<td class="nump">&#8364; 2,042<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare', window );">Proposed cash dividend, per ordinary share (in EUR per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.35<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners', window );">Proposed cash dividend</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,149<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid by the entity on ordinary shares. [Refer: Ordinary shares [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2023-01-01<br> -Paragraph 16A<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=34&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinaryShares</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid per ordinary share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2023-01-01<br> -Paragraph 16A<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=34&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinarySharesPerShare</td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends proposed or declared after the reporting period but before financial statements are authorised for issue. Such dividends are not recognised as a liability at the end of the reporting period because no obligation exists at that time.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 10<br> -IssueDate 2023-01-01<br> -Paragraph 13<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=10&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_13&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 137<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_137_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount, per share, of dividends proposed or declared before financial statements were authorised for issue but not recognised as distribution to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 137<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_137_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends recognised as distributions to owners of the parent. [Refer: Parent [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsRecognisedAsDistributionsToOwnersOfParent</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount, per share, of dividends recognised as distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 107<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_107&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128430217088">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Dividend per ordinary share - Additional information (Details) - &#8364; / shares<br></strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="4">1 Months Ended</th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Apr. 25, 2024</div></th>
<th class="th"><div>May 31, 2024</div></th>
<th class="th"><div>Aug. 31, 2023</div></th>
<th class="th"><div>May 31, 2023</div></th>
<th class="th"><div>Aug. 31, 2022</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfDividendsAbstract', window );"><strong>Dividend per ordinary share [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare', window );">Dividends per ordinary share (in EUR per share)</a></td>
<td class="nump">&#8364; 1.106<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.35<span></span>
</td>
<td class="nump">&#8364; 1.106<span></span>
</td>
<td class="nump">&#8364; 0.559<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividend per ordinary share paid (in EUR per share)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.756<span></span>
</td>
<td class="nump">&#8364; 0.35<span></span>
</td>
<td class="nump">&#8364; 0.389<span></span>
</td>
<td class="nump">&#8364; 0.17<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.756<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_WithholdingTaxOnDividendsPaid', window );">Withholding tax on dividends paid, ordinary shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">15.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidOrdinarySharesPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid per ordinary share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2023-01-01<br> -Paragraph 16A<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=34&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinarySharesPerShare</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount, per share, of dividends recognised as distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 107<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_107&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Withholding tax on dividends paid related to ordinary shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_WithholdingTaxOnDividendsPaid</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>103
<FILENAME>R95.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128434528064">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segments - Schedule of ING Group total (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">&#8364; 7,762<span></span>
</td>
<td class="nump">&#8364; 8,202<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">1,998<span></span>
</td>
<td class="nump">1,807<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">250<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,439<span></span>
</td>
<td class="nump">5,946<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before taxation</a></td>
<td class="nump">6,373<span></span>
</td>
<td class="nump">4,609<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,798<span></span>
</td>
<td class="nump">1,303<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">4,456<span></span>
</td>
<td class="nump">3,206<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_IFRSEuResultsMember', window );">Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,439<span></span>
</td>
<td class="nump">5,946<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,385<span></span>
</td>
<td class="nump">1,533<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">3,358<span></span>
</td>
<td class="nump">3,746<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember', window );">Reversal of the IFRS-EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="num">(414)<span></span>
</td>
<td class="nump">230<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="num">(1,099)<span></span>
</td>
<td class="nump">540<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">4,456<span></span>
</td>
<td class="nump">3,206<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments Banking Activities | Wholesale Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">2,293<span></span>
</td>
<td class="nump">1,049<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments Banking Activities | Reversal of the IFRS-EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">1,099<span></span>
</td>
<td class="num">(540)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments Banking Activities | Reversal of the IFRS-EU 'IAS 39 carve out' impact | Wholesale Banking</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">1,099<span></span>
</td>
<td class="num">(540)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember', window );">Total ING Group</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">4,456<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember', window );">Total ING Group | Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">7,655<span></span>
</td>
<td class="nump">8,073<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">1,998<span></span>
</td>
<td class="nump">1,807<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">1,647<span></span>
</td>
<td class="nump">1,445<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Expenditure</a></td>
<td class="nump">5,880<span></span>
</td>
<td class="nump">5,696<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">559<span></span>
</td>
<td class="nump">250<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before taxation</a></td>
<td class="nump">4,861<span></span>
</td>
<td class="nump">5,379<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember', window );">Total ING Group | Reversal of the IFRS-EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">1,099<span></span>
</td>
<td class="num">(540)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember', window );">Total ING Group | ING Bank</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">4,350<span></span>
</td>
<td class="nump">3,166<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember', window );">Total ING Group | ING Bank | Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">7,508<span></span>
</td>
<td class="nump">8,021<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">1,995<span></span>
</td>
<td class="nump">1,807<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">1,647<span></span>
</td>
<td class="nump">1,440<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">11,149<span></span>
</td>
<td class="nump">11,268<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Expenditure</a></td>
<td class="nump">5,874<span></span>
</td>
<td class="nump">5,692<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">559<span></span>
</td>
<td class="nump">250<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,433<span></span>
</td>
<td class="nump">5,942<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before taxation</a></td>
<td class="nump">4,716<span></span>
</td>
<td class="nump">5,326<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,347<span></span>
</td>
<td class="nump">1,519<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">3,251<span></span>
</td>
<td class="nump">3,707<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember', window );">Total ING Group | Other</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">107<span></span>
</td>
<td class="nump">39<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember', window );">Total ING Group | Other | Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">147<span></span>
</td>
<td class="nump">52<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">150<span></span>
</td>
<td class="nump">58<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Expenditure</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before taxation</a></td>
<td class="nump">144<span></span>
</td>
<td class="nump">53<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">38<span></span>
</td>
<td class="nump">14<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">&#8364; 107<span></span>
</td>
<td class="nump">&#8364; 39<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of additional allowance for credit losses of financial assets recognised in profit or loss. [Refer: Allowance account for credit losses of financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Note Expired 2023-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2017-en-b&amp;anchor=para_16&amp;doctype=Standard&amp;book=b<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOperatingSegmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseByNature">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses aggregated according to their nature (for example, depreciation, purchases of materials, transport costs, employee benefits and advertising costs), and not reallocated among functions within the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseByNature</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2023-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense arising from interest. [Refer: Interest expense; Interest income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OperatingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of all operating expenses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OperatingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 12<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_12_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81B_a_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2023-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 32<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2023-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InvestmentAndOtherIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investment and other income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InvestmentAndOtherIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_IFRSEuResultsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_WholesaleBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ing_INGGroupMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProductsAndServicesAxis=ing_INGBankNVMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProductsAndServicesAxis=ing_INGBankNVMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProductsAndServicesAxis=ing_OtherBankingNettingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProductsAndServicesAxis=ing_OtherBankingNettingMember</td>
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<td></td>
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<td>na</td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128421376768">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segments - Summary of reconciliation between IFRS and underlying income, expenses and net result (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
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<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromOperatingActivities', window );">Income</a></td>
<td class="nump">&#8364; 12,812<span></span>
</td>
<td class="nump">&#8364; 10,555<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Expenses</a></td>
<td class="nump">6,439<span></span>
</td>
<td class="nump">5,946<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,798<span></span>
</td>
<td class="nump">1,303<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">4,456<span></span>
</td>
<td class="nump">3,206<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember', window );">EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromOperatingActivities', window );">Income</a></td>
<td class="num">(1,512)<span></span>
</td>
<td class="nump">770<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="num">(414)<span></span>
</td>
<td class="nump">230<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="num">(1,099)<span></span>
</td>
<td class="nump">540<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_IFRSEuResultsMember', window );">Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossFromOperatingActivities', window );">Income</a></td>
<td class="nump">11,300<span></span>
</td>
<td class="nump">11,325<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Expenses</a></td>
<td class="nump">6,439<span></span>
</td>
<td class="nump">5,946<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,385<span></span>
</td>
<td class="nump">1,533<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net result</a></td>
<td class="nump">&#8364; 3,358<span></span>
</td>
<td class="nump">&#8364; 3,746<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOperatingSegmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
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<td>xbrli:stringItemType</td>
</tr>
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses aggregated according to their nature (for example, depreciation, purchases of materials, transport costs, employee benefits and advertising costs), and not reallocated among functions within the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseByNature</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2023-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 12<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_12_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81B_a_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToNoncontrollingInterests</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from operating activities of the entity. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 32<br> -IssueDate 2023-01-01<br> -Paragraph IE33<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=32&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_IE33&amp;doctype=Illustrative%20Examples<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128423754016">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segments - Summary of segments banking by line of business (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">&#8364; 7,762<span></span>
</td>
<td class="nump">&#8364; 8,202<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">1,998<span></span>
</td>
<td class="nump">1,807<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">250<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,439<span></span>
</td>
<td class="nump">5,946<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">6,373<span></span>
</td>
<td class="nump">4,609<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,798<span></span>
</td>
<td class="nump">1,303<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">4,456<span></span>
</td>
<td class="nump">3,206<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember', window );">Reversal of the IFRS-EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="num">(414)<span></span>
</td>
<td class="nump">230<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="num">(1,099)<span></span>
</td>
<td class="nump">540<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">4,456<span></span>
</td>
<td class="nump">3,206<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments Banking Activities | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">7,655<span></span>
</td>
<td class="nump">8,073<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">1,998<span></span>
</td>
<td class="nump">1,807<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">1,647<span></span>
</td>
<td class="nump">1,445<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">11,300<span></span>
</td>
<td class="nump">11,325<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">5,880<span></span>
</td>
<td class="nump">5,696<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">559<span></span>
</td>
<td class="nump">250<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,439<span></span>
</td>
<td class="nump">5,946<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">4,861<span></span>
</td>
<td class="nump">5,379<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,385<span></span>
</td>
<td class="nump">1,533<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">3,358<span></span>
</td>
<td class="nump">3,746<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments Banking Activities | Reversal of the IFRS-EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">1,099<span></span>
</td>
<td class="num">(540)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailNetherlandsMember', window );">Retail Netherlands | Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">1,072<span></span>
</td>
<td class="nump">1,063<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailNetherlandsMember', window );">Retail Netherlands | Segments Banking Activities | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">1,534<span></span>
</td>
<td class="nump">1,650<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">513<span></span>
</td>
<td class="nump">471<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">376<span></span>
</td>
<td class="nump">410<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">2,423<span></span>
</td>
<td class="nump">2,530<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">1,023<span></span>
</td>
<td class="nump">1,053<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="num">(43)<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">980<span></span>
</td>
<td class="nump">1,095<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">1,443<span></span>
</td>
<td class="nump">1,435<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">371<span></span>
</td>
<td class="nump">372<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">1,072<span></span>
</td>
<td class="nump">1,063<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailBelgiumMember', window );">Retail Belgium | Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">248<span></span>
</td>
<td class="nump">185<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailBelgiumMember', window );">Retail Belgium | Segments Banking Activities | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">1,052<span></span>
</td>
<td class="nump">1,010<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">306<span></span>
</td>
<td class="nump">240<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">43<span></span>
</td>
<td class="nump">80<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">1,402<span></span>
</td>
<td class="nump">1,330<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">980<span></span>
</td>
<td class="nump">959<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">65<span></span>
</td>
<td class="nump">91<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">1,045<span></span>
</td>
<td class="nump">1,050<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">357<span></span>
</td>
<td class="nump">280<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">109<span></span>
</td>
<td class="nump">95<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">248<span></span>
</td>
<td class="nump">185<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailGermanyMember', window );">Retail Germany | Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">540<span></span>
</td>
<td class="nump">601<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailGermanyMember', window );">Retail Germany | Segments Banking Activities | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">1,337<span></span>
</td>
<td class="nump">1,401<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">212<span></span>
</td>
<td class="nump">180<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="num">(51)<span></span>
</td>
<td class="num">(37)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">1,498<span></span>
</td>
<td class="nump">1,543<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">628<span></span>
</td>
<td class="nump">605<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">65<span></span>
</td>
<td class="nump">49<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">693<span></span>
</td>
<td class="nump">654<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">805<span></span>
</td>
<td class="nump">889<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">265<span></span>
</td>
<td class="nump">289<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">540<span></span>
</td>
<td class="nump">601<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailOtherMember', window );">Retail Other | Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">465<span></span>
</td>
<td class="nump">438<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailOtherMember', window );">Retail Other | Segments Banking Activities | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">1,884<span></span>
</td>
<td class="nump">1,668<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">293<span></span>
</td>
<td class="nump">253<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">120<span></span>
</td>
<td class="nump">154<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">2,297<span></span>
</td>
<td class="nump">2,075<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">1,388<span></span>
</td>
<td class="nump">1,215<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">176<span></span>
</td>
<td class="nump">174<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">1,564<span></span>
</td>
<td class="nump">1,389<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">733<span></span>
</td>
<td class="nump">686<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">173<span></span>
</td>
<td class="nump">176<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">96<span></span>
</td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">465<span></span>
</td>
<td class="nump">438<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">1,623<span></span>
</td>
<td class="nump">2,112<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">2,293<span></span>
</td>
<td class="nump">1,049<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Segments Banking Activities | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">1,737<span></span>
</td>
<td class="nump">2,076<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">676<span></span>
</td>
<td class="nump">669<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">1,166<span></span>
</td>
<td class="nump">892<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">3,580<span></span>
</td>
<td class="nump">3,637<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">1,662<span></span>
</td>
<td class="nump">1,630<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">295<span></span>
</td>
<td class="num">(105)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">1,957<span></span>
</td>
<td class="nump">1,525<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">1,623<span></span>
</td>
<td class="nump">2,112<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">406<span></span>
</td>
<td class="nump">495<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">22<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">1,194<span></span>
</td>
<td class="nump">1,589<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Segments Banking Activities | Reversal of the IFRS-EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">1,099<span></span>
</td>
<td class="num">(540)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_CorporateLineBankingMember', window );">Corporate Line | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="num">(100)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_CorporateLineBankingMember', window );">Corporate Line | Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="num">(161)<span></span>
</td>
<td class="num">(130)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_CorporateLineBankingMember', window );">Corporate Line | Segments Banking Activities | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">111<span></span>
</td>
<td class="nump">269<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="num">(3)<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="num">(8)<span></span>
</td>
<td class="num">(54)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">99<span></span>
</td>
<td class="nump">210<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">199<span></span>
</td>
<td class="nump">233<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">199<span></span>
</td>
<td class="nump">233<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="num">(100)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">61<span></span>
</td>
<td class="nump">107<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="num">&#8364; (161)<span></span>
</td>
<td class="num">&#8364; (130)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of additional allowance for credit losses of financial assets recognised in profit or loss. [Refer: Allowance account for credit losses of financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Note Expired 2023-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2017-en-b&amp;anchor=para_16&amp;doctype=Standard&amp;book=b<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOperatingSegmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseByNature">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses aggregated according to their nature (for example, depreciation, purchases of materials, transport costs, employee benefits and advertising costs), and not reallocated among functions within the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseByNature</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2023-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense arising from interest. [Refer: Interest expense; Interest income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OperatingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of all operating expenses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OperatingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 12<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_12_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81B_a_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2023-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 32<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2023-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InvestmentAndOtherIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investment and other income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InvestmentAndOtherIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_NetResultsIfrsEuMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_NetResultsIfrsEuMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=ing_RetailNetherlandsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_RetailNetherlandsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=ing_RetailBelgiumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_RetailBelgiumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=ing_RetailGermanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_RetailGermanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=ing_RetailOtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_RetailOtherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_WholesaleBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=ing_CorporateLineBankingMember">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=ing_CorporateLineBankingMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128412647600">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segments - Summary of geographical segments banking (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">&#8364; 7,762<span></span>
</td>
<td class="nump">&#8364; 8,202<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">1,998<span></span>
</td>
<td class="nump">1,807<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">250<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,439<span></span>
</td>
<td class="nump">5,946<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">6,373<span></span>
</td>
<td class="nump">4,609<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,798<span></span>
</td>
<td class="nump">1,303<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">4,456<span></span>
</td>
<td class="nump">3,206<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember', window );">Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">4,456<span></span>
</td>
<td class="nump">3,206<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_NetResultsIfrsEuMember', window );">Net result IFRS-EU | Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">7,655<span></span>
</td>
<td class="nump">8,073<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">1,998<span></span>
</td>
<td class="nump">1,807<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">1,647<span></span>
</td>
<td class="nump">1,445<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">11,300<span></span>
</td>
<td class="nump">11,325<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">5,880<span></span>
</td>
<td class="nump">5,696<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">559<span></span>
</td>
<td class="nump">250<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,439<span></span>
</td>
<td class="nump">5,946<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">4,861<span></span>
</td>
<td class="nump">5,379<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,385<span></span>
</td>
<td class="nump">1,533<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">3,358<span></span>
</td>
<td class="nump">3,746<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember', window );">Reversal of the IFRS-EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="num">(414)<span></span>
</td>
<td class="nump">230<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="num">(1,099)<span></span>
</td>
<td class="nump">540<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember', window );">Reversal of the IFRS-EU 'IAS 39 carve out' impact | Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">1,099<span></span>
</td>
<td class="num">(540)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ing_RetailNetherlandsMember', window );">Retail Netherlands</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">1,730<span></span>
</td>
<td class="nump">1,360<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ing_RetailBelgiumMember', window );">Retail Belgium</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">764<span></span>
</td>
<td class="nump">296<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ing_RetailGermanyMember', window );">Retail Germany</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">952<span></span>
</td>
<td class="nump">439<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ing_OtherChallengersMember', window );">Other Challengers</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">320<span></span>
</td>
<td class="nump">348<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ing_GrowthMarketMember', window );">Growth markets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">354<span></span>
</td>
<td class="nump">331<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ing_WholesaleBankingRestOfWorldMember', window );">Wholesale Banking Rest of World</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">486<span></span>
</td>
<td class="nump">548<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ing_OtherSegmentMember', window );">Other</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="num">(149)<span></span>
</td>
<td class="num">(117)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_GeographicalSegmentsBankingMember', window );">Geographical Segments Banking | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">7,655<span></span>
</td>
<td class="nump">8,073<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">1,998<span></span>
</td>
<td class="nump">1,807<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">1,647<span></span>
</td>
<td class="nump">1,445<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">11,300<span></span>
</td>
<td class="nump">11,325<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">5,880<span></span>
</td>
<td class="nump">5,696<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">559<span></span>
</td>
<td class="nump">250<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">6,439<span></span>
</td>
<td class="nump">5,946<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">4,861<span></span>
</td>
<td class="nump">5,379<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">1,385<span></span>
</td>
<td class="nump">1,533<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">3,358<span></span>
</td>
<td class="nump">3,746<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_GeographicalSegmentsBankingMember', window );">Geographical Segments Banking | Reversal of the IFRS-EU 'IAS 39 carve out' impact | Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">1,099<span></span>
</td>
<td class="num">(540)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_GeographicalSegmentsBankingMember', window );">Geographical Segments Banking | Retail Netherlands | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">1,572<span></span>
</td>
<td class="nump">2,077<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">649<span></span>
</td>
<td class="nump">617<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">877<span></span>
</td>
<td class="nump">664<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">3,099<span></span>
</td>
<td class="nump">3,359<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">1,423<span></span>
</td>
<td class="nump">1,502<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="num">(25)<span></span>
</td>
<td class="num">(21)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">1,398<span></span>
</td>
<td class="nump">1,481<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">1,701<span></span>
</td>
<td class="nump">1,878<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">451<span></span>
</td>
<td class="nump">453<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">1,250<span></span>
</td>
<td class="nump">1,425<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_GeographicalSegmentsBankingMember', window );">Geographical Segments Banking | Retail Netherlands | Reversal of the IFRS-EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">479<span></span>
</td>
<td class="num">(65)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_GeographicalSegmentsBankingMember', window );">Geographical Segments Banking | Retail Belgium | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">1,327<span></span>
</td>
<td class="nump">1,343<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">441<span></span>
</td>
<td class="nump">364<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">49<span></span>
</td>
<td class="nump">105<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">1,817<span></span>
</td>
<td class="nump">1,813<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">1,155<span></span>
</td>
<td class="nump">1,134<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">55<span></span>
</td>
<td class="nump">91<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">1,210<span></span>
</td>
<td class="nump">1,225<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">608<span></span>
</td>
<td class="nump">588<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">180<span></span>
</td>
<td class="nump">179<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">428<span></span>
</td>
<td class="nump">408<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_GeographicalSegmentsBankingMember', window );">Geographical Segments Banking | Retail Belgium | Reversal of the IFRS-EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">337<span></span>
</td>
<td class="num">(113)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_GeographicalSegmentsBankingMember', window );">Geographical Segments Banking | Retail Germany | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">1,609<span></span>
</td>
<td class="nump">1,667<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">236<span></span>
</td>
<td class="nump">206<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="num">(46)<span></span>
</td>
<td class="num">(40)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">1,799<span></span>
</td>
<td class="nump">1,832<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">732<span></span>
</td>
<td class="nump">702<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">83<span></span>
</td>
<td class="num">(39)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">815<span></span>
</td>
<td class="nump">662<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">984<span></span>
</td>
<td class="nump">1,170<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">321<span></span>
</td>
<td class="nump">381<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">1<span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">663<span></span>
</td>
<td class="nump">789<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_GeographicalSegmentsBankingMember', window );">Geographical Segments Banking | Retail Germany | Reversal of the IFRS-EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">289<span></span>
</td>
<td class="num">(350)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_GeographicalSegmentsBankingMember', window );">Geographical Segments Banking | Other Challengers | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">1,085<span></span>
</td>
<td class="nump">1,061<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">166<span></span>
</td>
<td class="nump">151<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">14<span></span>
</td>
<td class="nump">16<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">1,265<span></span>
</td>
<td class="nump">1,228<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">723<span></span>
</td>
<td class="nump">658<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">85<span></span>
</td>
<td class="nump">98<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">809<span></span>
</td>
<td class="nump">755<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">456<span></span>
</td>
<td class="nump">472<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">141<span></span>
</td>
<td class="nump">123<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">315<span></span>
</td>
<td class="nump">350<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_GeographicalSegmentsBankingMember', window );">Geographical Segments Banking | Growth markets | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">1,168<span></span>
</td>
<td class="nump">922<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">212<span></span>
</td>
<td class="nump">185<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">199<span></span>
</td>
<td class="nump">273<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">1,579<span></span>
</td>
<td class="nump">1,380<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">869<span></span>
</td>
<td class="nump">722<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">130<span></span>
</td>
<td class="nump">111<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">998<span></span>
</td>
<td class="nump">834<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">581<span></span>
</td>
<td class="nump">546<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">109<span></span>
</td>
<td class="nump">115<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">354<span></span>
</td>
<td class="nump">331<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_GeographicalSegmentsBankingMember', window );">Geographical Segments Banking | Wholesale Banking Rest of World | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">785<span></span>
</td>
<td class="nump">734<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">297<span></span>
</td>
<td class="nump">289<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">556<span></span>
</td>
<td class="nump">479<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">1,637<span></span>
</td>
<td class="nump">1,502<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">778<span></span>
</td>
<td class="nump">743<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">231<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">1,009<span></span>
</td>
<td class="nump">755<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">628<span></span>
</td>
<td class="nump">748<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">132<span></span>
</td>
<td class="nump">188<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">497<span></span>
</td>
<td class="nump">560<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_GeographicalSegmentsBankingMember', window );">Geographical Segments Banking | Wholesale Banking Rest of World | Reversal of the IFRS-EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="num">(11)<span></span>
</td>
<td class="num">(12)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_GeographicalSegmentsBankingMember', window );">Geographical Segments Banking | Other | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">109<span></span>
</td>
<td class="nump">268<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="num">(3)<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="num">(3)<span></span>
</td>
<td class="num">(51)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">103<span></span>
</td>
<td class="nump">211<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">200<span></span>
</td>
<td class="nump">234<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">200<span></span>
</td>
<td class="nump">234<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="num">(97)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">52<span></span>
</td>
<td class="nump">94<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="num">(149)<span></span>
</td>
<td class="num">(117)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailMember', window );">Retail Banking | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">3,338<span></span>
</td>
<td class="nump">3,290<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailMember', window );">Retail Banking | Retail Netherlands | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">1,443<span></span>
</td>
<td class="nump">1,435<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailMember', window );">Retail Banking | Retail Belgium | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">357<span></span>
</td>
<td class="nump">280<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailMember', window );">Retail Banking | Retail Germany | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">805<span></span>
</td>
<td class="nump">889<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailMember', window );">Retail Banking | Other Challengers | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">282<span></span>
</td>
<td class="nump">334<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_RetailMember', window );">Retail Banking | Growth markets | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">451<span></span>
</td>
<td class="nump">351<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">2,293<span></span>
</td>
<td class="nump">1,049<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">1,623<span></span>
</td>
<td class="nump">2,112<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Net result IFRS-EU | Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">1,737<span></span>
</td>
<td class="nump">2,076<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="nump">676<span></span>
</td>
<td class="nump">669<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="nump">1,166<span></span>
</td>
<td class="nump">892<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">3,580<span></span>
</td>
<td class="nump">3,637<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">1,662<span></span>
</td>
<td class="nump">1,630<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="nump">295<span></span>
</td>
<td class="num">(105)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">1,957<span></span>
</td>
<td class="nump">1,525<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">1,623<span></span>
</td>
<td class="nump">2,112<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">406<span></span>
</td>
<td class="nump">495<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">22<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">1,194<span></span>
</td>
<td class="nump">1,589<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Reversal of the IFRS-EU 'IAS 39 carve out' impact | Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">1,099<span></span>
</td>
<td class="num">(540)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Retail Netherlands | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">258<span></span>
</td>
<td class="nump">442<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Retail Belgium | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">251<span></span>
</td>
<td class="nump">308<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Retail Germany | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">179<span></span>
</td>
<td class="nump">280<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Other Challengers | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">174<span></span>
</td>
<td class="nump">138<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Growth markets | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">130<span></span>
</td>
<td class="nump">195<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Wholesale Banking Rest of World | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">628<span></span>
</td>
<td class="nump">748<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_WholesaleBankingMember', window );">Wholesale Banking | Other | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_CorporateLineBankingMember', window );">Corporate Line | Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="num">(161)<span></span>
</td>
<td class="num">(130)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_CorporateLineBankingMember', window );">Corporate Line | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="num">(100)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_CorporateLineBankingMember', window );">Corporate Line | Net result IFRS-EU | Segments Banking Activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">&#8211; Net interest income</a></td>
<td class="nump">111<span></span>
</td>
<td class="nump">269<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FeeAndCommissionIncomeExpense', window );">&#8211; Net fee and commission income</a></td>
<td class="num">(3)<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_InvestmentAndOtherIncome', window );">&#8211; Total investment and other income</a></td>
<td class="num">(8)<span></span>
</td>
<td class="num">(54)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total income</a></td>
<td class="nump">99<span></span>
</td>
<td class="nump">210<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OperatingExpense', window );">Total expenses</a></td>
<td class="nump">199<span></span>
</td>
<td class="nump">233<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets', window );">Addition to loan loss provisions</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNature', window );">Total expenses</a></td>
<td class="nump">199<span></span>
</td>
<td class="nump">233<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="num">(100)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Taxation</a></td>
<td class="nump">61<span></span>
</td>
<td class="nump">107<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Non-controlling interests</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="num">(161)<span></span>
</td>
<td class="num">(130)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_CorporateLineBankingMember', window );">Corporate Line | Other | Net result IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Result before tax</a></td>
<td class="num">(100)<span></span>
</td>
<td class="num">(23)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=ing_OtherChallengersMember', window );">Other Challengers | Other Challengers | Reversal of the IFRS-EU 'IAS 39 carve out' impact</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Shareholders of the parent</a></td>
<td class="nump">&#8364; 4<span></span>
</td>
<td class="num">&#8364; (2)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of additional allowance for credit losses of financial assets recognised in profit or loss. [Refer: Allowance account for credit losses of financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Note Expired 2023-01-01<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2017-en-b&amp;anchor=para_16&amp;doctype=Standard&amp;book=b<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOperatingSegmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseByNature">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses aggregated according to their nature (for example, depreciation, purchases of materials, transport costs, employee benefits and advertising costs), and not reallocated among functions within the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseByNature</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FeeAndCommissionIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense relating to fees and commissions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FeeAndCommissionIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2023-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense arising from interest. [Refer: Interest expense; Interest income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OperatingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of all operating expenses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OperatingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph 12<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_12_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81B_a_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2023-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 32<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2023-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2023-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2023-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2023-03-23<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_InvestmentAndOtherIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investment and other income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_InvestmentAndOtherIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProductsAndServicesAxis=ing_BankingActivitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_NetResultsIfrsEuMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_NetResultsIfrsEuMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_AdjustmentOfEuIas39CarveOutMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ing_RetailNetherlandsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=ing_RetailNetherlandsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ing_RetailBelgiumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=ing_RetailBelgiumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ing_RetailGermanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=ing_RetailGermanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ing_OtherChallengersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=ing_OtherChallengersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ing_GrowthMarketMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=ing_GrowthMarketMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ing_WholesaleBankingRestOfWorldMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=ing_WholesaleBankingRestOfWorldMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ing_OtherSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<td><strong> Name:</strong></td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Summary of valuation adjustment (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">&#8211; Revaluations</a></td>
<td class="num">&#8364; (80)<span></span>
</td>
<td class="nump">&#8364; 87<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_DeferredDayOneProfitOrLossReserveMember', window );">Deferred Day One Profit or Loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">&#8211; Revaluations</a></td>
<td class="num">(105)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (90)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_OwnCreditAdjustmentsMember', window );">Own credit adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">&#8211; Revaluations</a></td>
<td class="nump">18<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">34<span></span>
</td>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_BidofferMember', window );">Bid/Offer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">&#8211; Revaluations</a></td>
<td class="num">(135)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(154)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_ModelRiskMember', window );">Model Risk</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">&#8211; Revaluations</a></td>
<td class="num">(27)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(26)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_CvaMember', window );">CVA</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">&#8211; Revaluations</a></td>
<td class="num">(116)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(131)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_DvaMember', window );">DVA</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">&#8211; Revaluations</a></td>
<td class="nump">54<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">55<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_CollvaMember', window );">CollVA</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">&#8211; Revaluations</a></td>
<td class="num">(3)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_FvaMember', window );">FVA</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">&#8211; Revaluations</a></td>
<td class="num">(52)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(68)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_TotalOfModelReservesMember', window );">Total Valuation Adjustments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForFairValueGainsLosses', window );">&#8211; Revaluations</a></td>
<td class="num">&#8364; (366)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (385)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForFairValueGainsLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for fair value losses (gains) to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForFairValueGainsLosses</td>
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Methods applied in determining fair values of financial assets and liabilities (carried at fair value) (Detail) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 149,579<span></span>
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<td class="nump">&#8364; 123,015<span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">46,343<span></span>
</td>
<td class="nump">41,116<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">102,649<span></span>
</td>
<td class="nump">94,638<span></span>
</td>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfLiabilitiesAxis=ing_DebtSecuritiesLiabilitiesMember', window );">&#8211;&#160; Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">9,359<span></span>
</td>
<td class="nump">8,770<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfLiabilitiesAxis=ing_Deposits1Member', window );">&#8211;&#160; Deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">66,978<span></span>
</td>
<td class="nump">57,076<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_TradingSecuritiesMember', window );">&#8211;&#160; Trading securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">2,648<span></span>
</td>
<td class="nump">3,645<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_DerivativesMember', window );">- Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">23,664<span></span>
</td>
<td class="nump">25,148<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember', window );">- Loans and receivables</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">84,787<span></span>
</td>
<td class="nump">67,446<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">1,331<span></span>
</td>
<td class="nump">951<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_OtherEquitySecuritiesMember', window );">- Equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">23,256<span></span>
</td>
<td class="nump">15,590<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">2,364<span></span>
</td>
<td class="nump">1,885<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ing_DebtSecuritiesAndStructuredNotesMember', window );">- Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">14,864<span></span>
</td>
<td class="nump">12,270<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">- Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">42,647<span></span>
</td>
<td class="nump">38,281<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DerivativesMember', window );">- Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">26,671<span></span>
</td>
<td class="nump">27,708<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">29,044<span></span>
</td>
<td class="nump">20,302<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">43,001<span></span>
</td>
<td class="nump">37,470<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">4,058<span></span>
</td>
<td class="nump">4,733<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | &#8211;&#160; Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">1,380<span></span>
</td>
<td class="nump">1,088<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | &#8211;&#160; Deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | &#8211;&#160; Trading securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">2,629<span></span>
</td>
<td class="nump">3,604<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | - Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">49<span></span>
</td>
<td class="nump">41<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | - Loans and receivables</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | - Equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">23,125<span></span>
</td>
<td class="nump">15,438<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">2,110<span></span>
</td>
<td class="nump">1,622<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | - Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">5,913<span></span>
</td>
<td class="nump">4,825<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | - Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">40,891<span></span>
</td>
<td class="nump">35,848<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 | - Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">39<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">112,194<span></span>
</td>
<td class="nump">94,533<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">2,602<span></span>
</td>
<td class="nump">2,707<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">98,026<span></span>
</td>
<td class="nump">89,175<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | &#8211;&#160; Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">7,965<span></span>
</td>
<td class="nump">7,635<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | &#8211;&#160; Deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">66,976<span></span>
</td>
<td class="nump">57,063<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | &#8211;&#160; Trading securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">18<span></span>
</td>
<td class="nump">41<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | - Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">23,067<span></span>
</td>
<td class="nump">24,437<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | - Loans and receivables</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">79,506<span></span>
</td>
<td class="nump">63,316<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">855<span></span>
</td>
<td class="nump">275<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | - Equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | - Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">6,427<span></span>
</td>
<td class="nump">4,081<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | - Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">1,746<span></span>
</td>
<td class="nump">2,433<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 | - Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">26,257<span></span>
</td>
<td class="nump">27,134<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">8,341<span></span>
</td>
<td class="nump">8,179<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">740<span></span>
</td>
<td class="nump">938<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">564<span></span>
</td>
<td class="nump">729<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | &#8211;&#160; Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">14<span></span>
</td>
<td class="nump">47<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | &#8211;&#160; Deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | &#8211;&#160; Trading securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | - Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">548<span></span>
</td>
<td class="nump">670<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | - Loans and receivables</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">5,281<span></span>
</td>
<td class="nump">4,131<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">476<span></span>
</td>
<td class="nump">676<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | - Equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">127<span></span>
</td>
<td class="nump">150<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">254<span></span>
</td>
<td class="nump">263<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | - Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">2,524<span></span>
</td>
<td class="nump">3,364<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | - Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">2,524<span></span>
</td>
<td class="nump">3,364<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">10<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | - Derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 408<span></span>
</td>
<td class="nump">&#8364; 535<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_h&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that are measured at fair value and for which gains (losses) are recognised in profit or loss. A financial asset shall be measured at fair value through profit or loss unless it is measured at amortised cost or at fair value through other comprehensive income. A gain (loss) on a financial asset measured at fair value shall be recognised in profit or loss unless it is part of a hedging relationship, it is an investment in an equity instrument for which the entity has elected to present gains and losses in other comprehensive income or it is a financial asset measured at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of fair value measurement of assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ing_DebtSecuritiesLiabilitiesMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ing_Deposits1Member</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_TradingSecuritiesMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_OtherEquitySecuritiesMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ing_DebtSecuritiesAndStructuredNotesMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_DerivativesMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Additional information (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="nump">&#8364; 7,200<span></span>
</td>
<td class="nump">&#8364; 7,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
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<td class="nump">79.10%<span></span>
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<td class="nump">76.70%<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AmountOfRiskNeutralDesignedFinancialAssets', window );">Amount of risk neutral designed financial assets</a></td>
<td class="nump">&#8364; 300<span></span>
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<td class="nump">&#8364; 300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RemainingFinancialAssetsClassifiedAsLevel3', window );">Remaining financial assets classified as level 3 using valuation techniques</a></td>
<td class="nump">1,600<span></span>
</td>
<td class="nump">1,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities measured at fair value</a></td>
<td class="nump">102,649<span></span>
</td>
<td class="nump">94,638<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets', window );">Financial liabilities classified as level 3 based on unadjusted quoted price</a></td>
<td class="nump">230<span></span>
</td>
<td class="nump">360<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral', window );">Financial liabilities designed to be fully neutral in terms of market risk</a></td>
<td class="nump">300<span></span>
</td>
<td class="nump">300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets', window );">Transfer from level 2 to level 1</a></td>
<td class="nump">400<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value of swap</a></td>
<td class="nump">9,081<span></span>
</td>
<td class="nump">&#8364; 9,118<span></span>
</td>
<td class="nump">&#8364; 7,526<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets', window );">Percentage on financial asset based on unadjusted quoted price</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities measured at fair value</a></td>
<td class="nump">&#8364; 564<span></span>
</td>
<td class="nump">&#8364; 729<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageOnFinancialLiabilitiesBasedOnUnadjustedQuotedPricesInInactiveMarkets', window );">Percentage on financial liabilities based on unadjusted quoted prices in inactive markets</a></td>
<td class="nump">41.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable', window );">Remaining financial liabilities classified as level 3 using valuation techniques</a></td>
<td class="nump">&#8364; 100<span></span>
</td>
<td class="nump">&#8364; 100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial assets. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers out of Level 2 and into Level 1 of the fair value hierarchy of assets held at the end of the reporting period. [Refer: Level 1 of fair value hierarchy [member]; Level 2 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_c&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of financial liabilities designed to be fully neutral.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AmountOfFinancialLiabilitiesDesignedToBeFullyNeutral</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AmountOfRiskNeutralDesignedFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of financial assets designed to be fully neutral.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AmountOfRiskNeutralDesignedFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of fair value measurement of assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financial assets classified as Level 3 based on quoted price.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_FinancialAssetsClassifiedAsLevel3BasedOnQuotedPrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financial Liabilities classified as Level 3 based on unadjusted quoted price.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_FinancialLiabilitiesClassifiedAsLevelBasedOnUnadjustedQuotedPriceInactiveMarkets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage on financial assets based on unadjusted quoted prices in inactive markets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PercentageOnFinancialAssetsBasedOnUnadjustedQuotedPricesInInactiveMarkets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_PercentageOnFinancialLiabilitiesBasedOnUnadjustedQuotedPricesInInactiveMarkets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage On Financial Liabilities Based On Unadjusted Quoted Prices In Inactive Markets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PercentageOnFinancialLiabilitiesBasedOnUnadjustedQuotedPricesInInactiveMarkets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RemainingFinancialAssetsClassifiedAsLevel3">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Remaining financial assets classified as level 3.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RemainingFinancialAssetsClassifiedAsLevel3</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Remaining financial liabilities classified as level 3 that incorporates certain inputs that are unobservable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_DebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>110
<FILENAME>R102.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128421637840">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Valuation techniques and range of unobservable inputs (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Jun. 30, 2024 </div>
<div>EUR (&#8364;) </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>EUR (&#8364;) </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 149,579<span></span>
</td>
<td class="nump">&#8364; 123,015<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">46,343<span></span>
</td>
<td class="nump">41,116<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">102,649<span></span>
</td>
<td class="nump">94,638<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember', window );">Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">42,647<span></span>
</td>
<td class="nump">38,281<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">8,341<span></span>
</td>
<td class="nump">8,179<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">740<span></span>
</td>
<td class="nump">938<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Total financial assets</a></td>
<td class="nump">9,081<span></span>
</td>
<td class="nump">9,118<span></span>
</td>
<td class="nump">&#8364; 7,526<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">564<span></span>
</td>
<td class="nump">729<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Financial liabilities, at fair value</a></td>
<td class="nump">&#8364; 564<span></span>
</td>
<td class="nump">&#8364; 729<span></span>
</td>
<td class="nump">&#8364; 732<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Debt securities | Price (%) | Minimum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">68.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Debt securities | Price (%) | Minimum | Loan Pricing Model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">99.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Debt securities | Price (%) | Maximum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">68.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Debt securities | Price (%) | Maximum | Loan Pricing Model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">99.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Debt securities | Price (price per share) | Minimum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PriceSignificantUnobservableInputs', window );">Significant unobservable inputs, price | &#8364; / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">97<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Debt securities | Price (price per share) | Maximum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PriceSignificantUnobservableInputs', window );">Significant unobservable inputs, price | &#8364; / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">236<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Debt securities | Credit spread (bps) | Minimum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsBasisPointSpread', window );">Significant unobservable inputs, basis point spread</a></td>
<td class="nump">0.0100<span></span>
</td>
<td class="nump">0.0094<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Debt securities | Credit spread (bps) | Maximum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsBasisPointSpread', window );">Significant unobservable inputs, basis point spread</a></td>
<td class="nump">0.0100<span></span>
</td>
<td class="nump">0.0094<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loans and advances</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 1,838<span></span>
</td>
<td class="nump">&#8364; 2,298<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="text"> <span></span>
</td>
<td class="nump">&#8364; 13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loans and advances | Price (%) | Minimum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loans and advances | Price (%) | Maximum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">106.00%<span></span>
</td>
<td class="nump">117.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loans and advances | Credit spread (bps) | Minimum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsBasisPointSpread', window );">Significant unobservable inputs, basis point spread</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.0001<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loans and advances | Credit spread (bps) | Maximum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsBasisPointSpread', window );">Significant unobservable inputs, basis point spread</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.0012<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loans and advances | Interest rate (%) | Minimum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loans and advances | Interest rate (%) | Maximum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loans and advances | Prepayment rate (%) | Minimum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loans and advances | Prepayment rate (%) | Maximum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | (Reverse) repo's</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 3,441<span></span>
</td>
<td class="nump">&#8364; 1,832<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Structured notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">2<span></span>
</td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">&#8364; 14<span></span>
</td>
<td class="nump">&#8364; 47<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Structured notes | Price (%) | Minimum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">92.00%<span></span>
</td>
<td class="nump">88.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Structured notes | Price (%) | Maximum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">104.00%<span></span>
</td>
<td class="nump">96.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Structured notes | Credit spread (bps) | Minimum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsBasisPointSpread', window );">Significant unobservable inputs, basis point spread</a></td>
<td class="nump">0.0100<span></span>
</td>
<td class="nump">0.0100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Structured notes | Credit spread (bps) | Maximum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsBasisPointSpread', window );">Significant unobservable inputs, basis point spread</a></td>
<td class="nump">0.0100<span></span>
</td>
<td class="nump">0.0101<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Structured notes | Equity volatility (%) | Minimum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">9.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Structured notes | Equity volatility (%) | Maximum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">23.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Structured notes | Equity/Equity correlation | Minimum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsAmount', window );">Significant unobservable inputs,correlation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Structured notes | Equity/Equity correlation | Maximum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsAmount', window );">Significant unobservable inputs,correlation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Structured notes | Equity/FX correlation | Minimum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsAmount', window );">Significant unobservable inputs,correlation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(0.2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Structured notes | Equity/FX correlation | Maximum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsAmount', window );">Significant unobservable inputs,correlation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.6<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Structured notes | Dividend yield (%) | Minimum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Structured notes | Dividend yield (%) | Maximum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at rates</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 292<span></span>
</td>
<td class="nump">&#8364; 283<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">&#8364; 300<span></span>
</td>
<td class="nump">&#8364; 301<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at rates | Interest rate volatility (bps) | Minimum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsBasisPointSpread', window );">Significant unobservable inputs, basis point spread</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.0001<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at rates | Interest rate volatility (bps) | Maximum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsBasisPointSpread', window );">Significant unobservable inputs, basis point spread</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.0003<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at rates | Prepayment rate (%) | Minimum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at rates | Prepayment rate (%) | Maximum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at rates | Reset spread (%) | Minimum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at rates | Reset spread (%) | Maximum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at foreign exchange</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 4<span></span>
</td>
<td class="nump">&#8364; 2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">&#8364; 3<span></span>
</td>
<td class="nump">&#8364; 3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at foreign exchange | Implied volatility (%) | Minimum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at foreign exchange | Implied volatility (%) | Maximum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">9.00%<span></span>
</td>
<td class="nump">18.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivative at credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 87<span></span>
</td>
<td class="nump">&#8364; 216<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">&#8364; 220<span></span>
</td>
<td class="nump">&#8364; 343<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivative at credit | Price (%) | Minimum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivative at credit | Price (%) | Maximum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivative at credit | Credit spread (bps) | Minimum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsBasisPointSpread', window );">Significant unobservable inputs, basis point spread</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0.0003<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivative at credit | Credit spread (bps) | Maximum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsBasisPointSpread', window );">Significant unobservable inputs, basis point spread</a></td>
<td class="nump">0.0179<span></span>
</td>
<td class="nump">0.0149<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 12<span></span>
</td>
<td class="nump">&#8364; 20<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">&#8364; 22<span></span>
</td>
<td class="nump">&#8364; 17<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at equity | Price (%) | Minimum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at equity | Price (%) | Maximum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">21.00%<span></span>
</td>
<td class="nump">21.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at equity | Equity volatility (%) | Minimum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">13.00%<span></span>
</td>
<td class="nump">12.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at equity | Equity volatility (%) | Maximum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">76.00%<span></span>
</td>
<td class="nump">75.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at equity | Equity/Equity correlation | Minimum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsAmount', window );">Significant unobservable inputs,correlation</a></td>
<td class="nump">0.0<span></span>
</td>
<td class="nump">0.2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at equity | Equity/Equity correlation | Maximum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsAmount', window );">Significant unobservable inputs,correlation</a></td>
<td class="nump">1.0<span></span>
</td>
<td class="nump">1.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at equity | Dividend yield (%) | Minimum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at equity | Dividend yield (%) | Maximum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="nump">14.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at equity | Derivatives at equity | Minimum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsAmount', window );">Significant unobservable inputs,correlation</a></td>
<td class="num">(0.1)<span></span>
</td>
<td class="num">(0.5)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Derivatives at equity | Derivatives at equity | Maximum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsAmount', window );">Significant unobservable inputs,correlation</a></td>
<td class="nump">0.6<span></span>
</td>
<td class="nump">1.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Other derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 13<span></span>
</td>
<td class="nump">&#8364; 14<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="nump">&#8364; 4<span></span>
</td>
<td class="nump">&#8364; 7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Other derivatives | Commodity volatility (%) | Minimum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">13.00%<span></span>
</td>
<td class="nump">11.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Other derivatives | Commodity volatility (%) | Maximum | Option pricing model</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">74.00%<span></span>
</td>
<td class="nump">94.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loan and advances at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">&#8364; 476<span></span>
</td>
<td class="nump">&#8364; 676<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loan and advances at FVOCI | Price (%) | Minimum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">93.00%<span></span>
</td>
<td class="nump">85.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loan and advances at FVOCI | Price (%) | Maximum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">96.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loan and advances at FVOCI | Prepayment rate (%) | Minimum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Loan and advances at FVOCI | Prepayment rate (%) | Maximum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Equity at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">&#8364; 254<span></span>
</td>
<td class="nump">&#8364; 263<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Equity at FVOCI | Price (%) | Minimum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">122.00%<span></span>
</td>
<td class="nump">122.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Equity at FVOCI | Price (%) | Maximum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">122.00%<span></span>
</td>
<td class="nump">122.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Equity at FVOCI | Credit spread (bps) | Minimum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsBasisPointSpread', window );">Significant unobservable inputs, basis point spread</a></td>
<td class="nump">0.00058<span></span>
</td>
<td class="nump">0.00052<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Equity at FVOCI | Credit spread (bps) | Maximum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SignificantUnobservableInputsBasisPointSpread', window );">Significant unobservable inputs, basis point spread</a></td>
<td class="nump">0.00058<span></span>
</td>
<td class="nump">0.00052<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Equity at FVOCI | Interest rate (%) | Minimum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Equity at FVOCI | Interest rate (%) | Maximum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Equity at FVOCI | Payout ratio | Minimum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">70.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Equity at FVOCI | Payout ratio | Maximum | Present value techniques</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">90.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Debt securities at FVOCI</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">&#8364; 10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Equity securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 127<span></span>
</td>
<td class="nump">&#8364; 150<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Equity securities | Price (price per share) | Minimum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PriceSignificantUnobservableInputs', window );">Significant unobservable inputs, price | &#8364; / shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Equity securities | Price (price per share) | Maximum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PriceSignificantUnobservableInputs', window );">Significant unobservable inputs, price | &#8364; / shares</a></td>
<td class="nump">5,475<span></span>
</td>
<td class="nump">5,457<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Debt securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss', window );">Financial assets at fair value through profit or loss</a></td>
<td class="nump">&#8364; 2,524<span></span>
</td>
<td class="nump">&#8364; 3,364<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome', window );">Financial assets at fair value through other comprehensive income</a></td>
<td class="nump">&#8364; 10<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities at fair value through profit or loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Debt securities | Debt securities | Price (%) | Minimum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Debt securities | Debt securities | Price (%) | Maximum | Price (%)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PercentageSignificantUnobservableInputs', window );">Significant unobservable inputs, percentage</a></td>
<td class="nump">122.00%<span></span>
</td>
<td class="nump">122.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial assets. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_h&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that are measured at fair value and for which gains (losses) are recognised in profit or loss. A financial asset shall be measured at fair value through profit or loss unless it is measured at amortised cost or at fair value through other comprehensive income. A gain (loss) on a financial asset measured at fair value shall be recognised in profit or loss unless it is part of a hedging relationship, it is an investment in an equity instrument for which the entity has elected to present gains and losses in other comprehensive income or it is a financial asset measured at fair value through other comprehensive income. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_a&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial liabilities. [Refer: At fair value [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_PercentageSignificantUnobservableInputs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage significant unobservable inputs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PercentageSignificantUnobservableInputs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_PriceSignificantUnobservableInputs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Price significant Unobservable Inputs</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_PriceSignificantUnobservableInputs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SignificantUnobservableInputsAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Significant unobservable inputs amount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SignificantUnobservableInputsAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SignificantUnobservableInputsBasisPointSpread">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Significant Unobservable Inputs, Basis Point Spread</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SignificantUnobservableInputsBasisPointSpread</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ClassOfLevel3AssetsAndLiabilitiesByTypeAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ClassOfLevel3AssetsAndLiabilitiesByTypeAxis=ifrs-full_DebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MeasurementAxis=ing_PriceMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MeasurementAxis=ing_PriceMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_PresentValueTechniquesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_PresentValueTechniquesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_LoanPricingModelMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_LoanPricingModelMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MeasurementAxis=ing_PriceNonPercentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MeasurementAxis=ing_PriceNonPercentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_PriceBasedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ing_PriceBasedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MeasurementAxis=ifrs-full_CreditSpreadMeasurementInputMember">
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<tr>
<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ifrs-full_OptionPricingModelMember</td>
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<tr>
<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MeasurementAxis=ing_DividendYieldMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MeasurementAxis=ing_ResetSpreadMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ClassOfLevel3AssetsAndLiabilitiesByTypeAxis=ing_DerivativesAtForeignExchangeMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ClassOfLevel3AssetsAndLiabilitiesByTypeAxis=ing_DerivativeAtCreditMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ClassOfLevel3AssetsAndLiabilitiesByTypeAxis=ing_DerivativesAtEquityMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MeasurementAxis=ing_DerivativesAtEquityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MeasurementAxis=ing_DerivativesAtEquityMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ClassOfLevel3AssetsAndLiabilitiesByTypeAxis=ing_OtherDerivativesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MeasurementAxis=ing_CommodityVolatilityMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128411745696">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Changes in level 3 financial assets (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueMember', window );">Financial assets at fair value, class</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement', window );">Unrealised gains on (losses) recognised in the statement of profit or loss</a></td>
<td class="num">&#8364; (92)<span></span>
</td>
<td class="nump">&#8364; 316<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">9,118<span></span>
</td>
<td class="nump">7,526<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="nump">77<span></span>
</td>
<td class="num">(322)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets', window );">Revaluation recognised in other comprehensive income during the period</a></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchasesFairValueMeasurementAssets', window );">Purchase of assets</a></td>
<td class="nump">2,612<span></span>
</td>
<td class="nump">4,735<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SalesFairValueMeasurementAssets', window );">Sale of assets</a></td>
<td class="num">(567)<span></span>
</td>
<td class="num">(2,433)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementAssets', window );">Maturity/settlement</a></td>
<td class="num">(910)<span></span>
</td>
<td class="num">(1,910)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReclassificationFairValueMeasurementAssets', window );">Reclassifications</a></td>
<td class="num">(20)<span></span>
</td>
<td class="nump">728<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets', window );">Transfers into Level 3</a></td>
<td class="nump">416<span></span>
</td>
<td class="nump">1,860<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets', window );">Transfers out of Level 3</a></td>
<td class="num">(1,635)<span></span>
</td>
<td class="num">(994)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExchangeRateDifferencesFairValueMeasurementAssets', window );">Exchange rate differences</a></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(59)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="nump">2<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Closing balance</a></td>
<td class="nump">9,081<span></span>
</td>
<td class="nump">9,118<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Financial assets mandatorily at FVPL</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">3,499<span></span>
</td>
<td class="nump">1,849<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="nump">248<span></span>
</td>
<td class="num">(33)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets', window );">Revaluation recognised in other comprehensive income during the period</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchasesFairValueMeasurementAssets', window );">Purchase of assets</a></td>
<td class="nump">2,108<span></span>
</td>
<td class="nump">2,208<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SalesFairValueMeasurementAssets', window );">Sale of assets</a></td>
<td class="num">(385)<span></span>
</td>
<td class="num">(1,109)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementAssets', window );">Maturity/settlement</a></td>
<td class="num">(327)<span></span>
</td>
<td class="num">(576)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReclassificationFairValueMeasurementAssets', window );">Reclassifications</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">723<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets', window );">Transfers into Level 3</a></td>
<td class="nump">395<span></span>
</td>
<td class="nump">981<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets', window );">Transfers out of Level 3</a></td>
<td class="num">(824)<span></span>
</td>
<td class="num">(534)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExchangeRateDifferencesFairValueMeasurementAssets', window );">Exchange rate differences</a></td>
<td class="nump">2<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Closing balance</a></td>
<td class="nump">4,718<span></span>
</td>
<td class="nump">3,499<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Financial assets designated at FVPL</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">3,547<span></span>
</td>
<td class="nump">3,492<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="nump">5<span></span>
</td>
<td class="num">(383)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets', window );">Revaluation recognised in other comprehensive income during the period</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchasesFairValueMeasurementAssets', window );">Purchase of assets</a></td>
<td class="nump">163<span></span>
</td>
<td class="nump">873<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SalesFairValueMeasurementAssets', window );">Sale of assets</a></td>
<td class="num">(1)<span></span>
</td>
<td class="num">(138)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementAssets', window );">Maturity/settlement</a></td>
<td class="num">(553)<span></span>
</td>
<td class="num">(292)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReclassificationFairValueMeasurementAssets', window );">Reclassifications</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets', window );">Transfers into Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets', window );">Transfers out of Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExchangeRateDifferencesFairValueMeasurementAssets', window );">Exchange rate differences</a></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Closing balance</a></td>
<td class="nump">3,149<span></span>
</td>
<td class="nump">3,547<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | - Financial assets at fair value through other comprehensive income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">938<span></span>
</td>
<td class="nump">891<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets', window );">Revaluation recognised in other comprehensive income during the period</a></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(6)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchasesFairValueMeasurementAssets', window );">Purchase of assets</a></td>
<td class="nump">118<span></span>
</td>
<td class="nump">331<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SalesFairValueMeasurementAssets', window );">Sale of assets</a></td>
<td class="num">(56)<span></span>
</td>
<td class="num">(243)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementAssets', window );">Maturity/settlement</a></td>
<td class="num">(13)<span></span>
</td>
<td class="num">(22)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReclassificationFairValueMeasurementAssets', window );">Reclassifications</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets', window );">Transfers into Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets', window );">Transfers out of Level 3</a></td>
<td class="num">(245)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExchangeRateDifferencesFairValueMeasurementAssets', window );">Exchange rate differences</a></td>
<td class="nump">10<span></span>
</td>
<td class="num">(10)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(8)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Closing balance</a></td>
<td class="nump">740<span></span>
</td>
<td class="nump">938<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Trading assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">848<span></span>
</td>
<td class="nump">873<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="num">(188)<span></span>
</td>
<td class="nump">235<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets', window );">Revaluation recognised in other comprehensive income during the period</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchasesFairValueMeasurementAssets', window );">Purchase of assets</a></td>
<td class="nump">110<span></span>
</td>
<td class="nump">1,246<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SalesFairValueMeasurementAssets', window );">Sale of assets</a></td>
<td class="num">(34)<span></span>
</td>
<td class="num">(889)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementAssets', window );">Maturity/settlement</a></td>
<td class="num">(11)<span></span>
</td>
<td class="num">(1,005)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReclassificationFairValueMeasurementAssets', window );">Reclassifications</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets', window );">Transfers into Level 3</a></td>
<td class="nump">21<span></span>
</td>
<td class="nump">879<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets', window );">Transfers out of Level 3</a></td>
<td class="num">(566)<span></span>
</td>
<td class="num">(459)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExchangeRateDifferencesFairValueMeasurementAssets', window );">Exchange rate differences</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(31)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Closing balance</a></td>
<td class="nump">180<span></span>
</td>
<td class="nump">848<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Non-trading derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">286<span></span>
</td>
<td class="nump">421<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="nump">13<span></span>
</td>
<td class="num">(142)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets', window );">Revaluation recognised in other comprehensive income during the period</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchasesFairValueMeasurementAssets', window );">Purchase of assets</a></td>
<td class="nump">113<span></span>
</td>
<td class="nump">76<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SalesFairValueMeasurementAssets', window );">Sale of assets</a></td>
<td class="num">(91)<span></span>
</td>
<td class="num">(55)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementAssets', window );">Maturity/settlement</a></td>
<td class="num">(7)<span></span>
</td>
<td class="num">(15)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ReclassificationFairValueMeasurementAssets', window );">Reclassifications</a></td>
<td class="num">(20)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets', window );">Transfers into Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets', window );">Transfers out of Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ExchangeRateDifferencesFairValueMeasurementAssets', window );">Exchange rate differences</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ChangesInCompositionOfGroupAndOtherChanges', window );">Changes in the composition of the group and other changes</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Closing balance</a></td>
<td class="nump">&#8364; 293<span></span>
</td>
<td class="nump">&#8364; 286<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial assets. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) including exchange differences recognised in other comprehensive income on the fair value measurement of assets. [Refer: At fair value [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e_ii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in profit or loss for assets measured at fair value that are attributable to the change in unrealised gains or losses relating to those assets held at the end of the reporting period. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_f&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) including exchange differences recognised in profit or loss on the fair value measurement of assets. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchasesFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase in the fair value measurement of assets resulting from purchases of those assets. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e_iii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchasesFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SalesFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in the fair value measurement of assets resulting from sales. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e_iii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SalesFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SettlementsFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in the fair value measurement of assets resulting from settlements. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e_iii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SettlementsFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers of assets out of Level 3 of the fair value hierarchy. [Refer: Level 3 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e_iv&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ChangesInCompositionOfGroupAndOtherChanges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Changes in composition of group and other changes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ChangesInCompositionOfGroupAndOtherChanges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ExchangeRateDifferencesFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Exchange rate differences fair value measurement assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ExchangeRateDifferencesFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ReclassificationFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reclassification fair value measurement assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ReclassificationFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transfers Into Level 3 Of Fair Value Hierarchy, Net Of Discontinued Operations Netting, Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TransfersIntoLevel3OfFairValueHierarchyNetOfDiscontinuedOperationsNettingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValueCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=ing_TradingAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ing_TradingAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=ing_NonTradingDerivativesAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ing_NonTradingDerivativesAssetsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<SEQUENCE>112
<FILENAME>R104.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128411523488">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Changes in level 3 financial liabilities (Details) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_FinancialLiabilitiesMember', window );">Financial liabilities, class</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement', window );">Unrealised gains on (losses) recognised in the statement of profit or loss</a></td>
<td class="nump">&#8364; 185<span></span>
</td>
<td class="num">&#8364; (72)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">729<span></span>
</td>
<td class="nump">732<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="num">(185)<span></span>
</td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IssuesFairValueMeasurementLiabilities', window );">Additions</a></td>
<td class="nump">138<span></span>
</td>
<td class="nump">142<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EarlyRepaymentOfLiabilitiesFairValue', window );">Redemptions</a></td>
<td class="num">(56)<span></span>
</td>
<td class="num">(156)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementLiabilities', window );">Maturity/settlement</a></td>
<td class="num">(21)<span></span>
</td>
<td class="num">(30)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities', window );">Transfers into Level 3</a></td>
<td class="nump">8<span></span>
</td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities', window );">Transfers out of Level 3</a></td>
<td class="num">(49)<span></span>
</td>
<td class="num">(102)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities', window );">Exchange rate differences</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Closing balance</a></td>
<td class="nump">564<span></span>
</td>
<td class="nump">729<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Trading liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">382<span></span>
</td>
<td class="nump">229<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="num">(129)<span></span>
</td>
<td class="nump">224<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IssuesFairValueMeasurementLiabilities', window );">Additions</a></td>
<td class="nump">28<span></span>
</td>
<td class="nump">53<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EarlyRepaymentOfLiabilitiesFairValue', window );">Redemptions</a></td>
<td class="num">(4)<span></span>
</td>
<td class="num">(102)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementLiabilities', window );">Maturity/settlement</a></td>
<td class="num">(10)<span></span>
</td>
<td class="num">(13)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities', window );">Transfers into Level 3</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">40<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities', window );">Transfers out of Level 3</a></td>
<td class="num">(19)<span></span>
</td>
<td class="num">(49)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Closing balance</a></td>
<td class="nump">253<span></span>
</td>
<td class="nump">382<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Non-trading derivatives</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">301<span></span>
</td>
<td class="nump">449<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="num">(57)<span></span>
</td>
<td class="num">(151)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IssuesFairValueMeasurementLiabilities', window );">Additions</a></td>
<td class="nump">110<span></span>
</td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EarlyRepaymentOfLiabilitiesFairValue', window );">Redemptions</a></td>
<td class="num">(52)<span></span>
</td>
<td class="num">(53)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementLiabilities', window );">Maturity/settlement</a></td>
<td class="num">(7)<span></span>
</td>
<td class="num">(16)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities', window );">Transfers into Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities', window );">Transfers out of Level 3</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities', window );">Exchange rate differences</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Closing balance</a></td>
<td class="nump">296<span></span>
</td>
<td class="nump">301<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Financial liabilities designated as at fair value through profit or loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Opening balance as at 1 January</a></td>
<td class="nump">47<span></span>
</td>
<td class="nump">54<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities', window );">Realised gain/loss recognised in the statement of profit or loss during the period</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IssuesFairValueMeasurementLiabilities', window );">Additions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">18<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_EarlyRepaymentOfLiabilitiesFairValue', window );">Redemptions</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SettlementsFairValueMeasurementLiabilities', window );">Maturity/settlement</a></td>
<td class="num">(4)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities', window );">Transfers into Level 3</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">32<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities', window );">Transfers out of Level 3</a></td>
<td class="num">(30)<span></span>
</td>
<td class="num">(54)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities', window );">Exchange rate differences</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Closing balance</a></td>
<td class="nump">16<span></span>
</td>
<td class="nump">47<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 | Liabilities Held For Trading</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities', window );">Exchange rate differences</a></td>
<td class="nump">&#8364; 0<span></span>
</td>
<td class="nump">&#8364; 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueMeasurementOfLiabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial liabilities. [Refer: At fair value [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in profit or loss for assets measured at fair value that are attributable to the change in unrealised gains or losses relating to those assets held at the end of the reporting period. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_f&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) including exchange differences recognised in profit or loss on the fair value measurement of liabilities. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) on exchange differences, recognised in profit or loss, on the fair value measurement of liabilities. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e_i&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IssuesFairValueMeasurementLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase in fair value measurement of liabilities resulting from issues of those liabilities. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e_iii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IssuesFairValueMeasurementLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SettlementsFairValueMeasurementLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in the fair value measurement of liabilities resulting from settlements. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e_iii&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SettlementsFairValueMeasurementLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers of liabilities into Level 3 of the fair value hierarchy. [Refer: Level 3 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e_iv&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersIntoLevel3OfFairValueHierarchyLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers of liabilities out of Level 3 of the fair value hierarchy. [Refer: Level 3 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2023-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_93_e_iv&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_EarlyRepaymentOfLiabilitiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Early repayment of liabilities fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_EarlyRepaymentOfLiabilitiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_FinancialLiabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_FinancialLiabilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfLiabilitiesAxis=ing_FinancialTradingLiabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ing_FinancialTradingLiabilitiesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfLiabilitiesAxis=ing_NonTradingDerivativesLiabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ing_NonTradingDerivativesLiabilitiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedUponInitialRecognitionCategoryMember</td>
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<td>na</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=ing_LiabilitiesHeldForTradingMember</td>
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<td>na</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128413524928">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Sensitivity analysis of level 3 instruments (Details) - Level 3 - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="1">6 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PositiveFairValueMovementsUsingPossibleAlternatives', window );">Positive fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="nump">&#8364; 50<span></span>
</td>
<td class="nump">&#8364; 69<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NegativeFairValueMovementsUsingPossibleAlternatives', window );">Negative fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="num">(27)<span></span>
</td>
<td class="num">(80)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Total debt securities at fair value through profit or loss | Equity (equity derivatives, structured notes)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PositiveFairValueMovementsUsingPossibleAlternatives', window );">Positive fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="nump">20<span></span>
</td>
<td class="nump">18<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NegativeFairValueMovementsUsingPossibleAlternatives', window );">Negative fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="num">(14)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Total debt securities at fair value through profit or loss | Interest rates (Rates derivatives, FX derivatives)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PositiveFairValueMovementsUsingPossibleAlternatives', window );">Positive fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NegativeFairValueMovementsUsingPossibleAlternatives', window );">Negative fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Total debt securities at fair value through profit or loss | Credit (Debt securities, Loans, structured notes, credit derivatives)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PositiveFairValueMovementsUsingPossibleAlternatives', window );">Positive fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="nump">23<span></span>
</td>
<td class="nump">45<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NegativeFairValueMovementsUsingPossibleAlternatives', window );">Negative fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="num">(8)<span></span>
</td>
<td class="num">(54)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Total debt securities at fair value through profit or loss | Loans and advances</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_PositiveFairValueMovementsUsingPossibleAlternatives', window );">Positive fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="nump">2<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NegativeFairValueMovementsUsingPossibleAlternatives', window );">Negative fair&#160;value movements from using reasonable possible alternatives</a></td>
<td class="num">&#8364; (3)<span></span>
</td>
<td class="num">&#8364; (17)<span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Negative fair value movements using possible alternatives.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Positive fair value movements using possible alternatives.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ing_LoansAndAdvancesMember</td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>114
<FILENAME>R106.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128425844112">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fair value of assets and liabilities - Methods applied in determining fair values of financial assets and liabilities (carried at amortised cost) (Detail) - EUR (&#8364;)<br> &#8364; in Millions</strong></div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">&#8364; 27,443<span></span>
</td>
<td class="nump">&#8364; 16,709<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">662,687<span></span>
</td>
<td class="nump">647,313<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="nump">20,496<span></span>
</td>
<td class="nump">23,257<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">692,577<span></span>
</td>
<td class="nump">650,276<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="nump">141,175<span></span>
</td>
<td class="nump">124,670<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="nump">15,933<span></span>
</td>
<td class="nump">15,401<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember', window );">Financial liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="nump">20,157<span></span>
</td>
<td class="nump">22,799<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">691,998<span></span>
</td>
<td class="nump">649,609<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="nump">142,215<span></span>
</td>
<td class="nump">125,253<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="nump">16,189<span></span>
</td>
<td class="nump">15,361<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilities', window );">Financial liabilities</a></td>
<td class="nump">870,558<span></span>
</td>
<td class="nump">813,022<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember', window );">Financial liabilities | Level 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="nump">74,190<span></span>
</td>
<td class="nump">62,197<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="nump">15,948<span></span>
</td>
<td class="nump">15,050<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilities', window );">Financial liabilities</a></td>
<td class="nump">90,138<span></span>
</td>
<td class="nump">77,248<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember', window );">Financial liabilities | Level 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="nump">12,078<span></span>
</td>
<td class="nump">15,066<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">70,600<span></span>
</td>
<td class="nump">52,486<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="nump">36,811<span></span>
</td>
<td class="nump">42,606<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="nump">241<span></span>
</td>
<td class="nump">311<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilities', window );">Financial liabilities</a></td>
<td class="nump">119,729<span></span>
</td>
<td class="nump">110,469<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember', window );">Financial liabilities | Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="nump">3,837<span></span>
</td>
<td class="nump">3,968<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">45,623<span></span>
</td>
<td class="nump">41,063<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="nump">31,214<span></span>
</td>
<td class="nump">20,450<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilities', window );">Financial liabilities</a></td>
<td class="nump">80,674<span></span>
</td>
<td class="nump">65,482<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember', window );">Financial liabilities | Carrying Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="nump">20,496<span></span>
</td>
<td class="nump">23,257<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">692,577<span></span>
</td>
<td class="nump">650,276<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="nump">141,175<span></span>
</td>
<td class="nump">124,670<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="nump">15,933<span></span>
</td>
<td class="nump">15,401<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilities', window );">Financial liabilities</a></td>
<td class="nump">870,181<span></span>
</td>
<td class="nump">813,603<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember', window );">Financial liabilities | Carrying amount presented as fair value1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Deposits from banks</a></td>
<td class="nump">4,242<span></span>
</td>
<td class="nump">3,764<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Customer deposits</a></td>
<td class="nump">575,775<span></span>
</td>
<td class="nump">556,060<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities in issue</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated loans</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilities', window );">Financial liabilities</a></td>
<td class="nump">580,017<span></span>
</td>
<td class="nump">559,824<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial Assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">27,507<span></span>
</td>
<td class="nump">16,662<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">637,482<span></span>
</td>
<td class="nump">623,381<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesAtAmortisedCost', window );">Securities at amortised cost</a></td>
<td class="nump">47,151<span></span>
</td>
<td class="nump">46,010<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">712,140<span></span>
</td>
<td class="nump">686,053<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial Assets | Level 1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesAtAmortisedCost', window );">Securities at amortised cost</a></td>
<td class="nump">42,202<span></span>
</td>
<td class="nump">40,041<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">42,202<span></span>
</td>
<td class="nump">40,041<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial Assets | Level 2</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">19,981<span></span>
</td>
<td class="nump">11,430<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">14,228<span></span>
</td>
<td class="nump">14,602<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesAtAmortisedCost', window );">Securities at amortised cost</a></td>
<td class="nump">2,994<span></span>
</td>
<td class="nump">4,277<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">37,204<span></span>
</td>
<td class="nump">30,308<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial Assets | Level 3</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">3,862<span></span>
</td>
<td class="nump">2,511<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">603,378<span></span>
</td>
<td class="nump">593,098<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesAtAmortisedCost', window );">Securities at amortised cost</a></td>
<td class="nump">1,954<span></span>
</td>
<td class="nump">1,693<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">609,194<span></span>
</td>
<td class="nump">597,302<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial Assets | Carrying Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">27,443<span></span>
</td>
<td class="nump">16,709<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">662,687<span></span>
</td>
<td class="nump">647,313<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesAtAmortisedCost', window );">Securities at amortised cost</a></td>
<td class="nump">49,537<span></span>
</td>
<td class="nump">48,313<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">739,666<span></span>
</td>
<td class="nump">712,335<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial Assets | Carrying amount presented as fair value1</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems', window );"><strong>Disclosure of fair value measurement of assets and liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToBanks', window );">Loans and advances to banks</a></td>
<td class="nump">3,664<span></span>
</td>
<td class="nump">2,722<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans and advances to customers</a></td>
<td class="nump">19,876<span></span>
</td>
<td class="nump">15,681<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_SecuritiesAtAmortisedCost', window );">Securities at amortised cost</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">&#8364; 23,540<span></span>
</td>
<td class="nump">&#8364; 18,403<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments issued by the entity that represent indebtedness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from banks held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from customers held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Financial instruments, class [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2023-03-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are: (a) a contractual obligation: (i) to deliver cash or another financial asset to another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially unfavourable to the entity; or (b) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to deliver a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose, rights, options or warrants to acquire a fixed number of the entity&#8217;s own equity instruments for a fixed amount of any currency are equity instruments if the entity offers the rights, options or warrants pro rata to all of its existing owners of the same class of its own non-derivative equity instruments. Also, for those purposes the entity&#8217;s own equity instruments do not include puttable financial instruments that are classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. As an exception, an instrument that meets the definition of a financial liability is classified as an equity instrument if it has all the features and meets the conditions in paragraphs 16A-16B or paragraphs 16C-16D of IAS 32. [Refer: Financial instruments, class [member]; Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2023-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to customers.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are subordinate to other liabilities with respect to claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of fair value measurement of assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_SecuritiesAtAmortisedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of securities at amortised cost.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_SecuritiesAtAmortisedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=ifrs-full_FinancialLiabilitiesAtAmortisedCostMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<tr>
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<td></td>
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<td></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember</td>
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<td>na</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MeasurementAxis=ing_CarryingAmount1Member</td>
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<td>na</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MeasurementAxis=ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember</td>
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<td></td>
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<td>na</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember</td>
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<td></td>
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<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128434528224">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Legal proceedings - Additional information (Details)<br> &#8364; in Millions</strong></div></th>
<th class="th" colspan="3">1 Months Ended</th>
<th class="th" colspan="1">3 Months Ended</th>
<th class="th" colspan="1">6 Months Ended</th>
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<tr>
<th class="th">
<div>Jul. 31, 2024 </div>
<div>lawsuit</div>
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<th class="th">
<div>Apr. 30, 2024 </div>
<div>appeal </div>
<div>director</div>
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<th class="th">
<div>Mar. 31, 2024 </div>
<div>claimant</div>
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<th class="th">
<div>Sep. 30, 2022 </div>
<div>EUR (&#8364;)</div>
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<th class="th">
<div>Jun. 30, 2024 </div>
<div>EUR (&#8364;) </div>
<div>classAction</div>
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<th class="th">
<div>Dec. 31, 2021 </div>
<div>EUR (&#8364;)</div>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfLegalProceedingsLineItems', window );"><strong>Disclosure of Legal Proceedings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DamagesClaimedInLitigationCase', window );">Damages claimed in litigation case</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 587<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NumberOfFormerDirectorsIssuedAPenaltyOrder', window );">Number of former directors of Payvision issued a penalty order | director</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NumberOfAppealsFiledByClient', window );">Number of appeals filed by client | appeal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NumberOfClassActions', window );">Number of class actions | classAction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NumberOfClaimantsDissolved', window );">Number of claimants dissolved | claimant</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NonadjustingEventsAfterReportingPeriodAxis=ing_ConclusionOfLitigationMember', window );">Conclusion of litigation</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfLegalProceedingsLineItems', window );"><strong>Disclosure of Legal Proceedings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_LawsuitFinalisedInFavorOfING', window );">Lawsuit in favor of ING | lawsuit</a></td>
<td class="nump">1<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_ES', window );">SPAIN</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfLegalProceedingsLineItems', window );"><strong>Disclosure of Legal Proceedings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NumberOfClassActionsAgreementReached', window );">Number of class actions, agreement reached | classAction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfProvisionsAxis=ing_CertainConsumerCreditProductsMember', window );">Certain consumer credit products</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DisclosureOfLegalProceedingsLineItems', window );"><strong>Disclosure of Legal Proceedings [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LegalProceedingsProvision', window );">Legal proceedings provision</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 180<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_AdditionalProvisionsLegalProvisions', window );">Increase in legal proceedings provision</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 75<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LegalProceedingsProvision">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of provision for legal proceedings. [Refer: Other provisions]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2023-01-01<br> -Section Example 10 A court case<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=37&amp;code=ifrs-tx-2023-en-r&amp;doctype=Illustrative%20Examples&amp;dita_xref=IAS37_IE_C_ex10_TI<br> -URIDate 2023-03-23<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2023-01-01<br> -Paragraph 87<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=37&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_87&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LegalProceedingsProvision</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_AdditionalProvisionsLegalProvisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additional Provisions, Legal Provisions</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_AdditionalProvisionsLegalProvisions</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DamagesClaimedInLitigationCase">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Damages Claimed In Litigation Case</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DamagesClaimedInLitigationCase</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DisclosureOfLegalProceedingsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items representing legal proceedings.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DisclosureOfLegalProceedingsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_LawsuitFinalisedInFavorOfING">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Lawsuit Finalised In Favor Of ING</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_LawsuitFinalisedInFavorOfING</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NumberOfAppealsFiledByClient">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number Of Appeals Filed By Client</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NumberOfAppealsFiledByClient</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NumberOfClaimantsDissolved">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number Of Claimants Dissolved</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NumberOfClaimantsDissolved</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<td>xbrli:integerItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NumberOfClassActions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number Of Class Actions</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NumberOfClassActions</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NumberOfClassActionsAgreementReached">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number Of Class Actions, Agreement Reached</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NumberOfClassActionsAgreementReached</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NumberOfFormerDirectorsIssuedAPenaltyOrder">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number Of Former Directors Issued A Penalty Order</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NumberOfFormerDirectorsIssuedAPenaltyOrder</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NonadjustingEventsAfterReportingPeriodAxis=ing_ConclusionOfLitigationMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_ES">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_ES</td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfProvisionsAxis=ing_CertainConsumerCreditProductsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.24.2.u1</span><table class="report" border="0" cellspacing="2" id="idm140128434130192">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Capital management - Additional information (Details)<br> &#8364; / shares in Units, &#8364; in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="4">1 Months Ended</th>
<th class="th" colspan="1">3 Months Ended</th>
<th class="th" colspan="2">6 Months Ended</th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>May 02, 2024 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Apr. 25, 2024 </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Mar. 04, 2024 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>May 31, 2024 </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Aug. 31, 2023 </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>May 31, 2023 </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Aug. 31, 2022 </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Feb. 05, 2024 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Jun. 30, 2024 </div>
<div>EUR (&#8364;) </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Jun. 30, 2023 </div>
<div>EUR (&#8364;)</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>EUR (&#8364;) </div>
<div>&#8364; / shares</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>&#8364; / shares</div>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure of objectives, policies and processes for managing capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_TransitionalCommonEquityTierOneCapitalRequiredPercentage', window );">Transitional (phased-in) common equity tier 1 required</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">14.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">14.70%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeCommitment', window );">Share buyback programme, commitment</a></td>
<td class="nump">&#8364; 2,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">&#8364; (2,500)<span></span>
</td>
<td class="num">&#8364; (1,500)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_NetProfitAfterDividendReserving', window );">Net profit after dividend reserving</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,635<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_HyperinflationaryAccountingNetProfitLoss', window );">Hyperinflationary accounting profit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 88<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividend per ordinary share paid (in EUR per share) | &#8364; / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.756<span></span>
</td>
<td class="nump">&#8364; 0.35<span></span>
</td>
<td class="nump">&#8364; 0.389<span></span>
</td>
<td class="nump">&#8364; 0.17<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.756<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare', window );">Dividends per ordinary share (in EUR per share) | &#8364; / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1.106<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 0.35<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1.106<span></span>
</td>
<td class="nump">&#8364; 0.559<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PurchaseOfTreasuryShares', window );">Purchase of treasury shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 2,500<span></span>
</td>
<td class="nump">&#8364; 43<span></span>
</td>
<td class="nump">&#8364; 42<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeAmount', window );">Share buyback programme, amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 43<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,533<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 3,482<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ShareBuybackProgrammeImpactOnGroupsCET1RatioBasisPoints', window );">Share buyback programme impact on Group's CET1 ratio, basis points (in percent)</a></td>
<td class="nump">0.0077<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember', window );">Increase (decrease) due to departure from requirement of IFRS</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure of objectives, policies and processes for managing capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_CommonEquityTier1AmbitionPercent', window );">CET1, ambition</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">12.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MaximumDistributableAmountTriggerLevel', window );">Maximum distributable amount trigger level, percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.71%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_MaximumDistributableAmountManagementBasisPointsBuffer', window );">Maximum distributable amount, management basis points buffer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.79%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ResilientNetProfitReservedForDistributionOutsideCet1CapitalReflicectingDistributionPolicy', window );">Resilient net profit reserved for distribution outside CET1 capital reflicecting distribution policy</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 1,723<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_DividendPayOutRatio', window );">Dividend pay-out ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ResilientNetProfit', window );">Resilient net profit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 3,446<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_IFRSEuResultsMember', window );">Results IFRS-EU</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems', window );"><strong>Disclosure of objectives, policies and processes for managing capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ing_ResilientNetProfit', window );">Resilient net profit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 3,358<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidOrdinarySharesPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid per ordinary share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2023-01-01<br> -Paragraph 16A<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=34&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinarySharesPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount, per share, of dividends recognised as distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 107<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_107&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PurchaseOfTreasuryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in equity resulting from the purchase of treasury shares. [Refer: Treasury shares]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2023-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2023-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2023-03-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PurchaseOfTreasuryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_CommonEquityTier1AmbitionPercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common Equity Tier 1, Ambition Percent</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_CommonEquityTier1AmbitionPercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_DividendPayOutRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Dividend Pay-Out Ratio</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_DividendPayOutRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_HyperinflationaryAccountingNetProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Hyperinflationary Accounting, Net Profit (Loss)</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_HyperinflationaryAccountingNetProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MaximumDistributableAmountManagementBasisPointsBuffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Maximum Distributable Amount, Management Basis Points Buffer</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MaximumDistributableAmountManagementBasisPointsBuffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_MaximumDistributableAmountTriggerLevel">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Maximum Distributable Amount trigger level percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_MaximumDistributableAmountTriggerLevel</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_NetProfitAfterDividendReserving">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net Profit After Dividend Reserving</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_NetProfitAfterDividendReserving</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ResilientNetProfit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ResilientNetProfit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ResilientNetProfitReservedForDistributionOutsideCet1CapitalReflicectingDistributionPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Resilient Net Profit Reserved For Distribution Outside CET1 Capital Reflicecting Distribution Policy</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ResilientNetProfitReservedForDistributionOutsideCet1CapitalReflicectingDistributionPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Amount</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeCommitment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme, Commitment</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeCommitment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_ShareBuybackProgrammeImpactOnGroupsCET1RatioBasisPoints">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share Buyback Programme Impact on Group's CET1 Ratio, Basis Points</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_ShareBuybackProgrammeImpactOnGroupsCET1RatioBasisPoints</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ing_TransitionalCommonEquityTierOneCapitalRequiredPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transitional Common Equity Tier One Capital Required Percentage</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ing_TransitionalCommonEquityTierOneCapitalRequiredPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ing_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepartureFromRequirementOfIFRSAxis=ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ifrs-full_IncreaseDecreaseDueToDepartureFromRequirementOfIFRSMember</td>
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<td>na</td>
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<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<td style="white-space:nowrap;">ifrs-full_DepartureFromRequirementOfIFRSAxis=ing_IFRSEuResultsMember</td>
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    <ing:DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock contextRef="c-1" id="f-9">&lt;div style="margin-bottom:8pt;margin-top:20pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:23.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:23.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:23.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:23.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:17pt"&gt;&lt;td colspan="12" rowspan="10" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;Basis of disclosures (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;This risk management section contains an update of information relating to the nature and the extent of the risks arising from financial instruments as disclosed in the 2023 ING Group consolidated financial statements as included in the 2023 Annual Report on Form 20-F. These disclosures are an integral part of ING Group condensed consolidated interim financial statements and are indicated by the symbol (*). Chapters, paragraphs, graphs or tables within this risk management section that are indicated with this symbol in the respective headings or table header are considered to be an integral part of the condensed consolidated interim financial statements.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;This risk management section also includes additional disclosures beyond those required by IFRS standards, such as certain legal and regulatory disclosures. Not all information in this section can be reconciled back to the primary financial statements and corresponding notes, as it has been prepared using risk data that differs to the accounting basis of measurement.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:17pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:17pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:17pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:17pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:17pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:17pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:17pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:17pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:38pt"&gt;&lt;td colspan="12" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:8pt;margin-top:20pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:700;line-height:120%"&gt;Credit risk&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Loan loss provisioning (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING recognises loss allowances based on the expected credit loss (ECL) model of IFRS 9, which is designed to be forward-looking. The IFRS 9 impairment requirements are applicable to on-balance sheet financial assets measured at amortised cost or fair value through other comprehensive income (FVOCI), such as loans, debt securities and lease receivables, as well as off-balance sheet items such as undrawn loan commitments, financial and non-financial guarantees issued.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING distinguishes between two types of calculation methods for credit loss allowances:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Collective 12-month ECL (Stage 1) and collective Lifetime ECL (Stage 2) for portfolios of financial instruments, as well as collective Lifetime ECL for credit impaired exposures (Stage 3) below &#x20ac;1 million.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Individual Lifetime ECL for credit-impaired (Stage 3) financial instruments with exposures above &#x20ac;1 million.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Climate and environmental risks in IFRS 9 models (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Climate risk drivers (physical and transition risks) can reduce the ability of businesses and households to fulfil their obligations due on existing lending contracts. These may also lead to deprecation/ erosion of &lt;/span&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;collateral values which would translate into higher credit losses and loan-to-value ratios in the lending portfolio of ING.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;At this point in time it is not yet possible to fully incorporate climate risk separately into IFRS 9 ECL models given the lack of sufficient empirical historical data and data limitations in the risk assessments on client level.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Where climate and environmental factors have impacted the economy in the recent past or present, these impacts will currently be implicitly embedded in ING's IFRS 9 ECL models through the projected macroeconomic indicators (e.g. indirectly via GDP growth and unemployment rates). We note however that our ECL models are primarily sensitive to the short-term economic outlook as we use a three-year time horizon for macroeconomic outlook, after which a mean reversion approach is applied.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;With regard to our evaluation of climate-related matters, where such events have already occurred (e.g. floods, stranded assets etc.), the impact of such events is individually assessed in the calculation of Stage 3 Individual provisions or management adjustments to ECL models. For example, we consider whether affected assets have suffered from a significant increase in credit risk (or are credit impaired) and whether the ECL is appropriate. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Over the near-term horizon, ING plans to continue to refine its methodologies to evaluate climate risks. ING is working on putting into practice quantitative methodologies for climate and environmental (C&amp;amp;E) risk identification, materiality assessment and risk appetite setting. Going forward, ING aims to close the gaps on climate risk data, which will enable use to eventually more explicitly embed climate risks into the IFRS 9 ECL models. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Portfolio quality and concentration (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Our lending portfolio is diversified over various sectors and countries. The total gross carrying amount is composed of approximately 65% business lending and 35% consumer lending. For a detailed breakdown of ING&#x2019;s credit risk portfolio by Sector and Geographical area, refer to the section &#x201c;Credit Risk portfolio&#x201d; reported in the &#x2018;Risk management&#x2019; section of the 2023 Annual Report on Form 20-F. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The table below describes the portfolio composition over the different IFRS 9 stages and rating classes. The Stage 1 portfolio represents 92.2% (2023: 91.5%) of the total gross carrying amounts, mainly composed of investment grade, while Stage 2 makes up 6.5% (2023: 7.4%) and Stage 3 makes up 1.3% (2023: 1.2%) of the total gross carrying amounts, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:28.832%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:19.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.401%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.151%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.501%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.151%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.151%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.801%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.156%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="30" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="padding-left:3.97pt"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Gross carrying amount per IFRS 9 stage and rating class (*) &lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in &#x20ac; million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12-month ECL (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Rating class&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="4" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1 (AAA)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;97,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;61&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;97,276&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2-4 (AA)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;137,427&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;138,939&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5-7 (A)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;240,731&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,419&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;245,151&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;25&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8-10 (BBB)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;312,399&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;63&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18,634&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;331,033&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-Investment grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11-13 (BB)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;158,219&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;218&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,684&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;78&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;173,903&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;296&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14-16 (B)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28,681&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;173&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,843&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;380&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46,523&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;554&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17 (CCC)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;851&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;201&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,082&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;216&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Substandard grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18 (CC)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;318&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;318&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19 (C)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,967&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,967&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-performing loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20-22 (D)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13,459&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,432&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13,459&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,432&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;975,522&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;494&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;68,969&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,190&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13,459&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,432&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,057,950&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,117&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:28.832%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:19.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.401%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.801%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.026%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.501%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.231%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="30" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="padding-left:3.97pt"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Gross carrying amount per IFRS 9 stage and rating class (*)&lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline"&gt;1,2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in &#x20ac; million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:center"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12-month ECL (Stage 1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:center"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Rating class&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="4" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1 (AAA)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;87,071&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;439&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;87,510&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2-4 (AA)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;132,159&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,553&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;134,711&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5-7 (A)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;231,018&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;237,206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;30&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8-10 (BBB)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;302,967&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,004&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;319,971&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-Investment grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11-13 (BB)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;157,387&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;226&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19,273&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;176,661&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;319&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14-16 (B)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;26,414&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;164&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19,336&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;455&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,750&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;618&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17 (CCC)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,125&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;233&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,742&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;242&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Substandard grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18 (CC)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;402&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;402&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19 (C)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,919&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;221&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,919&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;221&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-performing loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20-22 (D)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,956&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,887&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,956&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,887&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;937,633&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;517&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;75,454&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,435&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,956&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,887&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,025,043&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,839&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1 Includes impact from change in accounting policy as disclosed in table "Changes in gross carrying amounts and loan loss provisions"&lt;br/&gt;2 Stage 3 lifetime credit impaired provision includes &#x20ac;7 million (2023: &#x20ac;11 million) on purchased or originated credit impaired&lt;/span&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Changes in gross carrying amounts and loan loss provisions (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The table below provides a reconciliation by stage of the gross carrying amount and allowances for loans and advances to banks and customers, including loan commitments and guarantees issued (financial and non-financial). The transfers of financial instruments represent the impact of stage transfers on the gross carrying/nominal amount and associated allowance for ECL. This includes the net-remeasurement of ECL arising from stage transfers, for example, moving from a 12-month (Stage 1) to a lifetime (Stage 2) ECL measurement basis.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The net-remeasurement line represents the changes in provisions for facilities that remain in the same stage.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Please note the following comments with respect to the movements observed in the table below:&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Stage 3 gross carrying amount increased by &#x20ac;1.5 billion from &#x20ac;12.0 billion as at 31 December 2023 to &#x20ac;13.5 billion as at 30 June 2024, mainly as a result of &#x20ac;3.1 billion net inflow into NPL (credit impaired) in the first half of 2024 which is offset by &#x20ac;1.2 billion derecognitions and repayments and &#x20ac;0.4 billion write-offs. Partially as a result of the inflow into NPL, Stage 3 provisions increased by &#x20ac;0.5 billion.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;In the first 6 months of 2024 the stage 2 gross carrying amount decreased by &#x20ac;6.5 billion from &#x20ac;75.5 billion as at 31 December 2023 to &#x20ac;69.0 billion as at 30 June 2024, mainly as a result of repayments, outflow to Stage 3 and upgrades to Stage 1 largely driven by improved macroeconomic outlook. Stage 2 provisions decreased by &#x20ac;0.2 billion from &#x20ac;1.4 billion as at 31 December 2023 to &#x20ac;1.2 billion as at 30 June 2024, largely driven by improved macro-economic outlook, the release of management adjustments to Stage 2 and migration of files to Stage 3.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Information on macroeconomic scenarios is included in the section &#x2018;Macroeconomic scenarios and sensitivity analysis of key sources of estimation uncertainty&#x2019;.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="text-indent:14.17pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.005%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.927%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.152%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.327%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.277%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.302%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.227%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.177%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.706%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="padding-left:3.97pt"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in gross carrying amounts and loan loss provisions (*)&lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in &#x20ac; million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12-month ECL (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Opening balance as at 1 January 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;937,633&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;517&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;75,454&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,435&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,956&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,887&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,025,043&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,839&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into 12-month ECL (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,436&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-16,237&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-164&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-162&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-21,990&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-32&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;291&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-498&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-65&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;194&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,457&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,360&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-180&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,002&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net remeasurement of loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-163&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;New financial assets originated or purchased&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;106,366&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;117&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;106,366&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets that have been derecognised&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-58,961&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-45&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6,485&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,048&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-95&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-66,495&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-232&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net drawdowns and repayments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,505&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,893&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6,585&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in models/risk parameters&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Increase in loan loss provisions&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-19&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-247&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;819&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;553&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Write-offs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-379&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-379&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-379&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-379&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Disposals&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Recoveries of amounts previously written off&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange and other movements&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;83&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;975,522&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;494&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;68,969&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,190&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13,459&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,432&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,057,950&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,117&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Stage 3 Lifetime credit impaired provision includes &#x20ac;7 million on Purchased or Originated Credit Impaired.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;The addition to the loan loss provision in Profit or Loss amounts to &#x20ac;559 million of which &#x20ac;553 million relates to IFRS 9 eligible financial instruments and &#x20ac;6 million relates to the adjustments to CHF-indexed mortgages in Poland to reflect the changed expectation in future cash flows.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;3&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Disposals reported relate to asset sales recorded during the first six months in 2024.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-indent:14.17pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:21.705%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.927%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.227%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.627%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.627%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.527%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.276%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.477%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.707%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="padding-left:3.97pt"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in gross carrying amounts and loan loss provisions (*)&lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline"&gt;1, 2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in &#x20ac; million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:center"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12-month ECL (Stage 1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:center"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:center"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;885,222&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;581&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;70,725&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,679&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,708&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,841&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;967,655&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,101&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Impact of changes in accounting policies&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;37,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,704&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;158&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;73&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41,939&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;95&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Adjusted opening balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;922,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;590&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;75,429&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,692&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,866&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,914&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,009,595&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,196&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into 12-month ECL (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,832&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11,583&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-239&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-249&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-36&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-247&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-29,470&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-67&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;30,185&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;449&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-716&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-105&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;277&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,053&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,775&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-115&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,828&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;978&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;853&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net remeasurement of loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-149&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;59&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-184&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;New financial assets originated or purchased&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;195,775&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;204&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;195,775&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;204&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets that have been derecognised&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-121,991&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-14,239&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,475&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-266&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-137,705&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-553&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net drawdowns and repayments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-38,758&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,525&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-229&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-41,511&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in models/risk parameters&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;84&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;102&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Increase in loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-58&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-204&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;714&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;452&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Write-offs&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-787&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-787&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-790&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-790&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Disposals&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-283&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-283&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-321&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-321&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Recoveries of amounts previously written off&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;71&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;71&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange and other movements&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;258&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;937,633&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;517&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;75,454&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,435&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,956&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,887&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,025,043&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,839&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Stage 3 Lifetime credit impaired provision includes &#x20ac;11 million on purchased or originated credit impaired.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt; The addition to the loan provision (in the consolidated statement of profit or loss) amounts to &#x20ac;520 million of which &#x20ac;483 million related to IFRS 9 eligible financial assets, &#x20ac;-31 million related to non-credit replacement guarantees and &#x20ac;68 million to modification gains and losses on restructured financial assets.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;3&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Table was updated for presentation purposes to disaggregate utilisation of the provision between write-offs and disposals. Comparatives have been updated accordingly.&lt;/span&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Macroeconomic scenarios and sensitivity analysis of key sources of estimation uncertainty (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Methodology (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Our methodology in relation to the adoption and generation of macroeconomic scenarios is described in this section. We continue to follow this methodology in generating our probability-weighted ECL, with consideration of alternative scenarios and management adjustments supplementing this ECL where, in management's opinion, the consensus forecast does not fully capture the extent of recent credit or economic events. The macroeconomic scenarios are applicable to the whole ING portfolio in the scope of IFRS 9 ECLs.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The IFRS 9 standard, with its inherent complexities and potential impact on the carrying amounts of our assets and liabilities, represents a key source of estimation uncertainty. In particular, ING&#x2019;s reportable ECL numbers are sensitive to the forward-looking macroeconomic forecasts used as model inputs, the probability-weights applied to each of the three scenarios, and the criteria for identifying a significant increase in credit risk. As such, these crucial components require consultation and management judgement, and are subject to extensive governance.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Baseline scenario (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As a baseline for IFRS 9, ING has adopted a market-neutral view combining consensus forecasts for economic variables (GDP, unemployment) with market forwards (for interest rates, exchange rates and oil prices). Input from a leading third-party service provider is used to complement the consensus with consistent projections for variables for which there are no consensus estimates available (most notably house prices and &#x2013; for some countries - unemployment), to generate alternative scenarios, to convert annual consensus information to a quarterly frequency and to ensure general consistency of the scenarios. As the baseline scenario is consistent with the consensus view it can be considered as free from any bias. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The relevance and selection of macroeconomic variables is defined by the ECL models under credit risk model governance. The scenarios are reviewed and challenged by two panels of ING experts. The first panel consists of economic experts from Global Markets Research and risk and modelling specialists, while the second panel consists of relevant senior managers. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Alternative scenarios and probability weights (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Two alternative scenarios are taken into account: an upside and a downside scenario. The alternative scenarios have statistical characteristics as they are based on the forecast deviations of the leading third-party service provider.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;To understand the baseline level of uncertainty around any forecast, the leading third-party service provider keeps track of all its deviations (so called forecast errors) of the past 20 years. The distribution of forecast errors for GDP, unemployment, house prices and share prices is applied to the baseline forecast creating a broad range of alternative outcomes. In addition, to understand the balance of risks facing the economy in an unbiased way, the leading third-party service provider runs a survey with respondents from around the world and across a broad range of industries. In this survey respondents put forward their views of key risks. Following the survey results, the distribution of forecast errors (that is being used for determining the scenarios) may be skewed.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For the downside scenario, ING has chosen for the 90th percentile of that distribution because this corresponds with the way risk management earnings-at-risk is defined within the Group. The upside scenario is represented by the 10th percentile of the distribution. The applicable percentiles of the distribution imply a 20 percent probability for each alternative scenario. Consequently, the baseline scenario has a 60 percent probability weighting. Please note that, given their technical nature, the downside and upside scenarios are not based on an explicit specific narrative.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Macroeconomic scenarios applied (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The macroeconomic scenarios applied in the calculation of loan loss provisions are based on the consensus forecasts.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Baseline assumptions (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The general picture that the consensus conveys is that global economic growth is going through a weak spell but that the worst seems to be behind us. Inflation has come down rapidly and is currently still above but relatively close to central bank targets. Higher interest rates play their part in slowing demand. Central banks at this point are likely done with hiking interest rates and the effect of tight policy is expected to ease over time. GDP growth for the coming years is expected to remain relatively stable around 2.4%. The more upbeat economic outlook is also reflected in an expected recovery of house prices &#x2013; which is already ongoing in quite a few countries &#x2013; and declining unemployment.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The June 2024 consensus expects global output (as measured by the weighted average GDP growth rate of ING's 25 main markets) to slow from 2.6% in 2023, to 2.4% in 2024. For 2025-2026, economic growth is expected to come in at 2.3 and 2.4% respectively. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ongoing resilience in the US has continued into 2024, supported by stronger than expected consumer spending and business investment. Still, economic activity is expected to gradually moderate given the recent tightening of financial market conditions and increase in oil prices, which could delay the Fed cutting rates. Overall, while no recession is expected anymore, the US is expected to see economic growth slow over &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;2024 and 2025. The consensus expects the growth rate of the US economy to fall from 2.5% in 2023 to 2.3% in 2024 and further to 1.7% in 2025, after that it is expected to recover to 2.1% in 2026.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The eurozone economy is just coming out of broad stagnation as consumers are regaining some purchasing power and financial conditions are becoming more favourable. This is boosted by a more benign inflation environment, which has allowed the ECB to cut interest rates for a first time after an aggressive series of hikes. For now, the recovery is very modest and is not expected to gain much strength either over the course of the year as the eurozone still faces significant headwinds. Think about energy insecurity and weak global demand for example. Consensus expects the eurozone to grow by only 0.6% in 2024, before recovering to 1.4% on average in 2025-2026. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Elsewhere in Europe, the outlook becoming more upbeat. Gradual recovery in the Polish economy is underway, led by household consumption. The upturn is so far gradual though, given external headwinds (particularly from Germany). The economy is expected to grow by 3% this year, picking up to 3.5% in 2025 and 2026. The consensus expectation for T&#xfc;rkiye is to see growth slow from 3.3% in 2024 to 3% in 2025 and picking back up again to 3.7% in 2026. Overall, consensus has become a lot more upbeat about the Turkish economy in recent months. The Russian economy transformed more successfully than expected into a war economy, which has boosted consensus economic expectations. Growth is expected to come in at 3% in 2024, before slowing to 1.6% and 1.4% in 2025 and 2026. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For China, economic underperformance continues as it still struggles with the impact of the real estate correction and weak domestic demand. Guidance from central authorities suggest that fiscal stimulus will likely be more accommodative than previously anticipated. There are growing signs that authorities are turning to a big manufacturing push through high-value technology investments and &#x201c;new productive forces&#x201d;. While this may help in the short-term, medium-term consensus projections are more downbeat. For 2024, consensus expects 5% growth, down to 4.4% in 2025 and 4.1% in 2026. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Economic momentum in Australia is expected to be soft, which reflects recent data, which indicates that consumer confidence is at a low point and household consumption growth remains weak. In addition, tight monetary policy and high inflation are squeezing real disposable incomes, further weighing on activity. After growing by 2.1% in 2023, the outlook sees a growth rate of 1.3% for 2024 and some pick-up to 2.2 and 2.5% for 2025-2026.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;When compared to the December 2023 consensus forecast, the June 2024 forecast assumes significantly better economic circumstances in 2024. Global GDP is expected to increase by 2.4% in 2024 (compared to 1.8% assumed before) and is expected to grow by 2.3% in 2025 (2.3% assumed before). The upgrade for 2024 mainly reflects the better than expected economic performance of the US, which was once assumed to be in recession around the middle of the year. Other advanced markets have seen smaller upgrades to their outlooks. &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Alternative scenarios and risks (*)&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The baseline scenario assumes continued steady economic growth on the back of easing inflation and financial conditions becoming more favourable. However, a longer period of weakness, due to even more concerning geopolitical tensions, persistent elevated inflation and the outcome of US elections &#x2013; for example related to trade escalations - could lead to a more protracted and deeper economic slowdown. As such, the balance of risks to the baseline outlook is negative and the alternative scenarios have a downward skew in line with the outcomes of Oxford Economics&#x2019; Global Risk Survey. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The downside scenario &#x2013; though technical in nature &#x2013; sees for most countries a recession in 2024. Unemployment increases strongly in this scenario and house prices in most countries show outright falls. The downside scenario captures the possible impact from geopolitical developments, persistent inflation and the outcome of US elections &#x2013; for example related to trade escalations.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The upside scenario &#x2013; while equally technical in nature &#x2013; reflects the possibility of a better economic outturn because of a substantial loosening of monetary policy, buoyant consumer spending, and policy stimulus in China.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Management adjustments applied this reporting period (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In times of volatility and uncertainty where portfolio quality and the economic environment are changing rapidly, models alone may not be able to accurately predict losses. In these cases, management adjustments can be applied to appropriately reflect ECL. Management adjustments can also be applied where the impact of the updated macroeconomic scenarios is over- or under-estimated by the IFRS 9 models, as well as to reflect the impact of model redevelopment or recalibration and periodic model assessment procedures that have not been incorporated in the IFRS 9 models yet. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING has internal governance frameworks and controls in place to assess the appropriateness of all management adjustments.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:68.714%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.903%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.083%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Management adjustments to ECL models (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in &#x20ac; million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Economic sector based adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;36&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Inflation and Interest rate increases adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;233&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;351&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Mortgage portfolio adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;128&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;126&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other post model adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total management adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;415&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;577&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The economic sector based adjustments of &#x20ac;16 million as at 30 June 2024 (&#x20ac;36 million as at 31 December 2023) fully relates to Business Banking clients in the Netherlands that have benefited from government &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;support programmes in the Netherlands during the Covid-19 Pandemic and have relatively high taxes to be repaid. The management adjustment has been partially released in prior year and further released in the first six months of 2024. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The inflation and interest rate increases adjustments, amount to &#x20ac;233 million in total as at 30 June 2024 (31 December 2023: &#x20ac;351 million), of which &#x20ac;104 million (31 December 2023: &#x20ac;138 million) relates to Retail Banking segments and &#x20ac;129 million (31 December 2023: &#x20ac;213 million) to the Wholesale Banking segment. These management adjustments are reflected in Stage 1 and Stage 2.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As the credit risk models generally assume that inflation and interest rate increases risks materialise via other risk drivers such as GDP and unemployment rates with a delay, an overlay approach was determined to timely estimate the Expected Credit Losses related to reduced repayment capacity and affordability for private individuals and business clients in the Retail Banking segment.  &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In Wholesale Banking the IFRS 9 credit risk models mostly leverage on GDP growth as a generic macroeconomic variable. High inflation and rapidly increasing interest rates however trigger economic heterogeneity (i.e. some businesses benefit, while others suffer), as such the current circumstances are expected to cause more defaults than normally predicted using GDP growth. The overlay is focussed on the prevailing risks from interest and inflation and is based on a sector based calculation methodology. The methodology uses stage transition rates that are dependent on the risk classification of sectors vulnerable to inflation and interest rate increases. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The overall mortgage portfolio adjustment as at 30 June 2024 increased to &#x20ac;128 million (31 December 2023: &#x20ac;126 million). The management adjustment for the risk segmentation model that captures affordability, repayment and refinancing risk on performing mortgage customers with a bullet loan in the Netherlands was increased to &#x20ac;118 million (31 December 2023: &#x20ac;115 million). The mortgage portfolio adjustment that relates to the overvaluation of house prices was reduced to &#x20ac;10 million (31 December 2023: &#x20ac;11 million) and is recognised in Stage 2 and Stage 3 on the mortgage portfolio in Germany. The management adjustment is determined by calculating the impact of lower house prices on loan-to-value (LTV) and loss given default (LGD).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Other post model adjustments mainly relate to the impact of model redevelopment or recalibration and periodic model assessment procedures that have not been incorporated in the ECL models yet, the impact on total ECL can be positive or negative. These result from both regular model maintenance and ING&#x2019;s multiyear programme to update ECL models for the definition of default. These adjustments will be removed once updates to the specific models have been implemented. The change in balance compared to previous reporting date is due to i) released PMAs because of model updates that have been implemented and ii) new PMAs recognized for new redevelopments and recalibrations&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:11pt;font-weight:400;line-height:120%"&gt;.&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Analysis on sensitivity (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The table below presents the analysis on the sensitivity of key forward-looking macroeconomic inputs used in the ECL collective-assessment modelling process and the probability-weights applied to each of the three scenarios. The countries included in the analysis are the most significant geographic regions, in terms of both gross contribution to reportable ECL, and sensitivity of ECL to forward-looking macroeconomics. Accordingly, ING considers these portfolios the most significant in terms of risk resulting in a material adjustment to the carrying amount of financial assets within the next financial year. ING also observes that, in general, the WB business is more sensitive to the impact of forward-looking macroeconomic scenarios.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The purpose of the sensitivity analysis is to enable the reader to understand the extent of the impact from the upside and downside scenario on model-based reportable ECL.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In the table below the real GDP is presented in percentage year-on-year change, the unemployment in percentage of total labour force and the house price index (HPI) in percentage year-on-year change.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:20.692%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.128%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.264%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.719%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.270%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Sensitivity analysis as at 30 June 2024  (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2026&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Un-weighted ECL (&#x20ac; mln)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Probability-weighting&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reportable ECL (&#x20ac; mln)&lt;/span&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Netherlands&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;171&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;393&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Germany&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;494&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;533&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;626&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Belgium&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;549&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;599&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;588&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;683&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;United States&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;90&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;78&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;169&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Excluding management adjustments.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:20.692%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.128%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.264%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.719%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.270%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Sensitivity analysis as at 31 December 2023 (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2026&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Un-weighted ECL (&#x20ac; mln)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Probability-weighting&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reportable ECL (&#x20ac; mln)&lt;/span&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Netherlands&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;310&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;282&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;487&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-10.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Germany&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;472&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;525&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;513&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;615&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Belgium&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;568&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;619&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.9&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;604&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;713&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;United States&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;102&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;165&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;144&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;292&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;text-indent:14.17pt;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1 Excluding management adjustments.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;When compared to the sensitivity analysis of 2023, the macroeconomic inputs are overall more favourable, driven by an improved macroeconomic outlook mainly because economies prove to be rather resilient to increased interest rates, particularly in US, as well as recovery in house prices in amongst others the Netherlands.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;On a total ING level, the unweighted ECL for all collective provisioned clients in the upside scenario was &#x20ac;2,623 million, in the baseline scenario &#x20ac;2,895 million and in the downside scenario &#x20ac;3,579 million compared to &#x20ac;2,977 million reportable collective provisions as at 30 June 2024 (excluding all management adjustments). To perform the sensitivity analysis, a point in time reportable ECL is used as input which slightly deviates from the total Model ECL as reported below:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.121%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:67.386%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.472%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.842%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Reconciliation of model (reportable) ECL to total ECL (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in &#x20ac; million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total model ECL&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,919&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,856&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ECL from individually assessed impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,783&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,406&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ECL from management adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;415&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;577&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total ECL&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,117&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,839&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Criteria for identifying a significant increase in credit risk (SICR) (*)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;All assets and off-balance sheet items that are in scope of IFRS 9 impairment and which are subject to collective ECL assessment are allocated a 12-month ECL if deemed to belong in Stage 1, or a lifetime ECL if deemed to belong in Stages 2 or 3. An asset belongs in Stage 2 if it is considered to have experienced a significant increase in credit risk since initial origination or purchase. ING considers the credit risk of an asset to have significantly increased when either a threshold for absolute change in lifetime probability of default (PD) or a relative change in lifetime PD is reached.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;It should be noted that the lifetime PD thresholds are not the only drivers of stage allocation. An asset can also change stages as a result of other triggers, such as having over 30 days arrears, being on a watch list or being forborne. Furthermore, this analysis is rudimentary in the sense that other parameters would change when an asset changes stages.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Absolute lifetime PD threshold&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The absolute threshold is a fixed value calibrated per portfolio/segment and provides a fixed threshold that, if exceeded by the difference between lifetime PD at reporting date and lifetime PD at origination, triggers Stage 2 classification. The thresholds for the absolute change in lifetime PD vary between 75bps for Retail portfolios, 100bps for WB and 250bps for SMEs, based on the characteristics of the specific portfolio. ING is in &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;the process of refining the thresholds on a portfolio level. These have already been implemented for more than 25 percent of the portfolio, resulting in deviating absolute lifetime PD thresholds.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Relative lifetime PD threshold&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The relative threshold defines a relative increase of the lifetime PD beyond which a given facility is classified in Stage 2 because of significant increase in credit risk. The relative threshold is dependent on the individual PD assigned to each facility at the moment of origination and a scaling factor calibrated in the model development phase that is optimised depending on the observed default rates and overall average riskiness of the portfolio. While the scaling factor is associated with a whole portfolio/segment, the PD at origination is facility-specific and, in this sense, the relative threshold may differ facility by facility.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Ultimately the relative threshold provides a criterion to assess whether the ratio (i.e. increase) between lifetime PD at reporting date and lifetime PD at origination date is deemed a significant increase in credit risk. If the threshold is breached, SICR is identified and Stage 2 is assigned to the given facility. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The threshold for the relative change in lifetime PD is inversely correlated with the PD at origination; the higher the PD at origination, the lower the threshold. The logic behind this is to allow facilities originated in very favourable ratings to downgrade for longer without the need of a Stage 2 classification. In fact, it is likely that said facilities will still be in favourable ratings even after a downgrade of a few notches. On the contrary, facilities originated in already unfavourable ratings grades are riskier and even a single-notch downgrade might represent a significant increase in credit risk and thus a tighter threshold will be in place. Still, the relative threshold is relatively sensitive for investment grade assets while the absolute threshold primarily affects non-investment grade assets.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Average threshold ratio&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In the table below the average increase in PD at origination needed to be classified in Stage 2 is reported, taking into account the PD at origination of the facilities included in each combination of asset class and rating quality. In terms of rating quality, assets are divided into 'Investment grade' and 'non-investment grade' facilities. Rating 18 and 19 are not included in the table since facilities are not originated in these ratings and they constitute a staging trigger of their own (i.e. if a facility is ever to reach rating 18 or 19 at reporting date, it is classified in Stage 2). In the table, values are weighted by IFRS 9 exposure and shown for both year-end 2023 and mid-year 2024.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;To represent the thresholds as a ratio (i.e. how much should the PD at origination increase in relative terms to trigger Stage 2 classification) the absolute threshold is recalculated as a relative threshold for disclosure purposes. Since breaching only relative or absolute threshold triggers Stage 2 classification, the minimum between the relative and recalculated absolute threshold is taken as value of reference for each facility.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:44.565%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.283%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.605%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.283%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.764%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Quantitative SICR thresholds  (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Average threshold ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment grade (rating grade 1-10)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-investment grade (rating grade 11-17)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment grade (rating grade 1-10)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-investment grade (rating grade 11-17)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Asset class category&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Mortgages&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Consumer Lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Business Lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Governments and fin. institutions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As is apparent from the disclosures above, per ING&#x2019;s methodology the threshold is tighter the higher the riskiness at origination of the assets, illustrated by the difference between the average threshold applied to investment grade facilities and non-investment grade facilities. In 3Q 2022, following up an ECB request, a new backstop trigger was implemented. This trigger forces Stage 2 classification in case the lifetime PD at reporting date has increased more than three times with respect to the origination, regardless of the actual staging thresholds in force for a given portfolio. The requirement entails that the threshold ratio in the table above is effectively capped at a threefold increase for both reporting dates. The effect of this trigger is especially apparent in the average thresholds ratio for investment grade facilities. When comparing the two snapshots it is clear the staging thresholds are stable over the last 6-months and limited changes are attributable to portfolios fluctuations in risk distribution.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Sensitivity of ECL to lifetime PD thresholds&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The setting of PD threshold bands requires management judgement and is a key source of estimation uncertainty. On Group level, the total model ECL on performing assets, which is the ECL collective-assessment without taking management adjustments into account, is &#x20ac;1,343 million (31 December 2023: &#x20ac;1,412 million). To demonstrate the sensitivity of the ECL to these PD thresholds bands, hypothetically solely applying the upside scenario would result in total model ECL on performing assets of &#x20ac;1,034 million and a decrease in the Stage 2 ratio by 0.5%-point, while solely applying the downside scenario would result in total model ECL on performing assets of &#x20ac;2,078 million and an increase in the Stage 2 ratio by 2.7%-point.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;/div&gt;&lt;/div&gt;</ing:DisclosureOfFinancialInstrumentsAndFinancialRiskManagementTextBlock>
    <ing:PercentageOfFinancialAssets contextRef="c-2" decimals="3" id="f-10" unitRef="number">0.65</ing:PercentageOfFinancialAssets>
    <ing:PercentageOfFinancialAssets contextRef="c-3" decimals="3" id="f-11" unitRef="number">0.35</ing:PercentageOfFinancialAssets>
    <ing:PercentageOfFinancialAssets contextRef="c-4" decimals="3" id="f-12" unitRef="number">0.922</ing:PercentageOfFinancialAssets>
    <ing:PercentageOfFinancialAssets contextRef="c-5" decimals="3" id="f-13" unitRef="number">0.915</ing:PercentageOfFinancialAssets>
    <ing:PercentageOfFinancialAssets contextRef="c-6" decimals="3" id="f-14" unitRef="number">0.065</ing:PercentageOfFinancialAssets>
    <ing:PercentageOfFinancialAssets contextRef="c-7" decimals="3" id="f-15" unitRef="number">0.074</ing:PercentageOfFinancialAssets>
    <ing:PercentageOfFinancialAssets contextRef="c-8" decimals="3" id="f-16" unitRef="number">0.013</ing:PercentageOfFinancialAssets>
    <ing:PercentageOfFinancialAssets contextRef="c-9" decimals="3" id="f-17" unitRef="number">0.012</ing:PercentageOfFinancialAssets>
    <ing:GrossCarryingAmountPerIFRS9StageAndRatingClassExplanatoryTableTextBlock contextRef="c-1" id="f-18">&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:28.832%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:19.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.401%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.151%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.501%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.151%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.151%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.801%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.156%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="30" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="padding-left:3.97pt"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Gross carrying amount per IFRS 9 stage and rating class (*) &lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in &#x20ac; million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12-month ECL (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Rating class&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="4" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1 (AAA)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;97,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;61&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;97,276&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2-4 (AA)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;137,427&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;138,939&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5-7 (A)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;240,731&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,419&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;245,151&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;25&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8-10 (BBB)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;312,399&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;63&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18,634&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;331,033&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-Investment grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11-13 (BB)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;158,219&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;218&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,684&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;78&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;173,903&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;296&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14-16 (B)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28,681&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;173&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,843&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;380&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46,523&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;554&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17 (CCC)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;851&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;201&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,082&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;216&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Substandard grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18 (CC)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;318&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;318&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19 (C)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,967&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,967&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-performing loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20-22 (D)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13,459&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,432&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13,459&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,432&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;975,522&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;494&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;68,969&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,190&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13,459&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,432&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,057,950&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,117&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:28.832%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:19.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.401%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.801%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.026%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.501%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.231%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="30" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="padding-left:3.97pt"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Gross carrying amount per IFRS 9 stage and rating class (*)&lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline"&gt;1,2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in &#x20ac; million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:center"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12-month ECL (Stage 1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:center"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Rating class&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="4" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1 (AAA)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;87,071&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;439&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;87,510&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2-4 (AA)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;132,159&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,553&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;134,711&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5-7 (A)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;231,018&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;237,206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;30&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8-10 (BBB)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;302,967&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,004&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;319,971&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-Investment grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11-13 (BB)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;157,387&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;226&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19,273&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;176,661&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;319&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14-16 (B)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;26,414&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;164&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19,336&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;455&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,750&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;618&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17 (CCC)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,125&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;233&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,742&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;242&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Substandard grade&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18 (CC)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;402&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;402&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19 (C)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,919&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;221&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,919&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;221&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-performing loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20-22 (D)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,956&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,887&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,956&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,887&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;937,633&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;517&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;75,454&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,435&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,956&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,887&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,025,043&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,839&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1 Includes impact from change in accounting policy as disclosed in table "Changes in gross carrying amounts and loan loss provisions"&lt;br/&gt;2 Stage 3 lifetime credit impaired provision includes &#x20ac;7 million (2023: &#x20ac;11 million) on purchased or originated credit impaired&lt;/span&gt;&lt;/div&gt;</ing:GrossCarryingAmountPerIFRS9StageAndRatingClassExplanatoryTableTextBlock>
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    <ing:ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock contextRef="c-1" id="f-156">&lt;div style="text-indent:14.17pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.005%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.927%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.152%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.327%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.277%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.302%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.227%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.177%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.706%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="padding-left:3.97pt"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in gross carrying amounts and loan loss provisions (*)&lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in &#x20ac; million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12-month ECL (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Opening balance as at 1 January 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;937,633&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;517&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;75,454&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,435&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,956&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,887&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,025,043&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,839&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into 12-month ECL (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,436&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-16,237&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-164&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-162&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-21,990&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-32&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;291&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-498&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-65&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;194&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,457&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,360&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-180&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,002&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net remeasurement of loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-163&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;New financial assets originated or purchased&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;106,366&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;117&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;106,366&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets that have been derecognised&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-58,961&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-45&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6,485&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,048&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-95&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-66,495&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-232&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net drawdowns and repayments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,505&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,893&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6,585&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in models/risk parameters&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Increase in loan loss provisions&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-19&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-247&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;819&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;553&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Write-offs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-379&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-379&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-379&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-379&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Disposals&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Recoveries of amounts previously written off&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange and other movements&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;83&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;975,522&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;494&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;68,969&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,190&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13,459&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,432&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,057,950&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,117&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Stage 3 Lifetime credit impaired provision includes &#x20ac;7 million on Purchased or Originated Credit Impaired.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;The addition to the loan loss provision in Profit or Loss amounts to &#x20ac;559 million of which &#x20ac;553 million relates to IFRS 9 eligible financial instruments and &#x20ac;6 million relates to the adjustments to CHF-indexed mortgages in Poland to reflect the changed expectation in future cash flows.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;3&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Disposals reported relate to asset sales recorded during the first six months in 2024.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-indent:14.17pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:21.705%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.927%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.227%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.627%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.627%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.527%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.276%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.477%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.707%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="padding-left:3.97pt"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in gross carrying amounts and loan loss provisions (*)&lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline"&gt;1, 2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in &#x20ac; million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:center"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12-month ECL (Stage 1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:center"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:center"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Gross carrying amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;885,222&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;581&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;70,725&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,679&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,708&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,841&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;967,655&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,101&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Impact of changes in accounting policies&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;37,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,704&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;158&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;73&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41,939&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;95&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Adjusted opening balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;922,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;590&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;75,429&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,692&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,866&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,914&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,009,595&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,196&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into 12-month ECL (Stage 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,832&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11,583&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-239&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-249&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-36&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-247&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into lifetime ECL not credit impaired (Stage 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-29,470&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-67&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;30,185&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;449&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-716&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-105&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;277&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfer into lifetime ECL credit impaired (Stage 3)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,053&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,775&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-115&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,828&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;978&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;853&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net remeasurement of loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-149&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;59&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-184&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;New financial assets originated or purchased&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;195,775&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;204&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;195,775&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;204&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets that have been derecognised&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-121,991&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-14,239&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,475&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-266&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-137,705&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-553&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net drawdowns and repayments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-38,758&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,525&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-229&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-41,511&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in models/risk parameters&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;84&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;102&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Increase in loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-58&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-204&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;714&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;452&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Write-offs&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-787&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-787&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-790&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-790&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Disposals&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-283&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-283&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-321&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-321&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Recoveries of amounts previously written off&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;71&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;71&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange and other movements&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;258&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;937,633&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;517&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;75,454&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,435&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,956&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,887&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,025,043&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,839&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Stage 3 Lifetime credit impaired provision includes &#x20ac;11 million on purchased or originated credit impaired.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt; The addition to the loan provision (in the consolidated statement of profit or loss) amounts to &#x20ac;520 million of which &#x20ac;483 million related to IFRS 9 eligible financial assets, &#x20ac;-31 million related to non-credit replacement guarantees and &#x20ac;68 million to modification gains and losses on restructured financial assets.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;3&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Table was updated for presentation purposes to disaggregate utilisation of the provision between write-offs and disposals. Comparatives have been updated accordingly.&lt;/span&gt;&lt;/div&gt;</ing:ChangesInLoanLossProvisionsAndGrossCarryingAmountsExplanatoryTableTextBlock>
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    <ifrs-full:FinancialAssets contextRef="c-141" decimals="-6" id="f-159" unitRef="eur">75454000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-142" decimals="-6" id="f-160" unitRef="eur">-1435000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-143" decimals="-6" id="f-161" unitRef="eur">11956000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-144" decimals="-6" id="f-162" unitRef="eur">-3887000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-145" decimals="-6" id="f-163" unitRef="eur">1025043000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-146" decimals="-6" id="f-164" unitRef="eur">-5839000000</ifrs-full:FinancialAssets>
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    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-148" decimals="-6" id="f-166" unitRef="eur">-21000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-149" decimals="-6" id="f-167" unitRef="eur">-16237000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-150" decimals="-6" id="f-168" unitRef="eur">164000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-151" decimals="-6" id="f-169" unitRef="eur">-199000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-152" decimals="-6" id="f-170" unitRef="eur">19000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-153" decimals="-6" id="f-171" unitRef="eur">162000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-154" decimals="-6" id="f-172" unitRef="eur">-21990000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-155" decimals="-6" id="f-173" unitRef="eur">32000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-156" decimals="-6" id="f-174" unitRef="eur">22489000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-157" decimals="-6" id="f-175" unitRef="eur">-291000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-158" decimals="-6" id="f-176" unitRef="eur">-498000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-159" decimals="-6" id="f-177" unitRef="eur">65000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-160" decimals="-6" id="f-178" unitRef="eur">-194000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-161" decimals="-6" id="f-179" unitRef="eur">-1457000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-162" decimals="-6" id="f-180" unitRef="eur">6000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-163" decimals="-6" id="f-181" unitRef="eur">-2360000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-164" decimals="-6" id="f-182" unitRef="eur">180000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-165" decimals="-6" id="f-183" unitRef="eur">3817000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-166" decimals="-6" id="f-184" unitRef="eur">-1002000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-167" decimals="-6" id="f-185" unitRef="eur">-817000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ing:NetRemeasurementOfLoanLossProvision contextRef="c-168" decimals="-6" id="f-186" unitRef="eur">72000000</ing:NetRemeasurementOfLoanLossProvision>
    <ing:NetRemeasurementOfLoanLossProvision contextRef="c-169" decimals="-6" id="f-187" unitRef="eur">88000000</ing:NetRemeasurementOfLoanLossProvision>
    <ing:NetRemeasurementOfLoanLossProvision contextRef="c-170" decimals="-6" id="f-188" unitRef="eur">3000000</ing:NetRemeasurementOfLoanLossProvision>
    <ing:NetRemeasurementOfLoanLossProvision contextRef="c-171" decimals="-6" id="f-189" unitRef="eur">163000000</ing:NetRemeasurementOfLoanLossProvision>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-172" decimals="-6" id="f-190" unitRef="eur">106366000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-168" decimals="-6" id="f-191" unitRef="eur">-117000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-173" decimals="-6" id="f-192" unitRef="eur">106366000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-171" decimals="-6" id="f-193" unitRef="eur">-118000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
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    <ing:NetRepaymentIncreaseInGrossCarryingAmount contextRef="c-173" decimals="-6" id="f-205" unitRef="eur">6585000000</ing:NetRepaymentIncreaseInGrossCarryingAmount>
    <ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets contextRef="c-168" decimals="-6" id="f-206" unitRef="eur">2000000</ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets contextRef="c-169" decimals="-6" id="f-207" unitRef="eur">15000000</ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets contextRef="c-170" decimals="-6" id="f-208" unitRef="eur">2000000</ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets contextRef="c-171" decimals="-6" id="f-209" unitRef="eur">19000000</ifrs-full:IncreaseDecreaseThroughChangesInModelsOrRiskParametersFinancialAssets>
    <ifrs-full:IncreaseDecreaseInFinancialAssets contextRef="c-168" decimals="-6" id="f-210" unitRef="eur">19000000</ifrs-full:IncreaseDecreaseInFinancialAssets>
    <ifrs-full:IncreaseDecreaseInFinancialAssets contextRef="c-169" decimals="-6" id="f-211" unitRef="eur">247000000</ifrs-full:IncreaseDecreaseInFinancialAssets>
    <ifrs-full:IncreaseDecreaseInFinancialAssets contextRef="c-170" decimals="-6" id="f-212" unitRef="eur">-819000000</ifrs-full:IncreaseDecreaseInFinancialAssets>
    <ifrs-full:IncreaseDecreaseInFinancialAssets contextRef="c-171" decimals="-6" id="f-213" unitRef="eur">-553000000</ifrs-full:IncreaseDecreaseInFinancialAssets>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-175" decimals="-6" id="f-214" unitRef="eur">379000000</ifrs-full:DecreaseThroughWriteoffFinancialAssets>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-170" decimals="-6" id="f-215" unitRef="eur">379000000</ifrs-full:DecreaseThroughWriteoffFinancialAssets>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-173" decimals="-6" id="f-216" unitRef="eur">379000000</ifrs-full:DecreaseThroughWriteoffFinancialAssets>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-171" decimals="-6" id="f-217" unitRef="eur">379000000</ifrs-full:DecreaseThroughWriteoffFinancialAssets>
    <ing:DecreaseThroughDisposalFinancialAssets contextRef="c-168" decimals="-6" id="f-218" unitRef="eur">1000000</ing:DecreaseThroughDisposalFinancialAssets>
    <ing:DecreaseThroughDisposalFinancialAssets contextRef="c-169" decimals="-6" id="f-219" unitRef="eur">2000000</ing:DecreaseThroughDisposalFinancialAssets>
    <ing:DecreaseThroughDisposalFinancialAssets contextRef="c-171" decimals="-6" id="f-220" unitRef="eur">3000000</ing:DecreaseThroughDisposalFinancialAssets>
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    <ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets contextRef="c-171" decimals="-6" id="f-222" unitRef="eur">-23000000</ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-168" decimals="-6" id="f-223" unitRef="eur">3000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-169" decimals="-6" id="f-224" unitRef="eur">-5000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-170" decimals="-6" id="f-225" unitRef="eur">-83000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-171" decimals="-6" id="f-226" unitRef="eur">-85000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
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    <ing:ManagementAdjustmentsExplanatoryTableTextBlock contextRef="c-1" id="f-345">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:68.714%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.903%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.083%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Management adjustments to ECL models (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in &#x20ac; million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Economic sector based adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;36&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Inflation and Interest rate increases adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;233&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;351&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Mortgage portfolio adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;128&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;126&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other post model adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total management adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;415&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;577&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:ManagementAdjustmentsExplanatoryTableTextBlock>
    <ing:EconomicSectorBasedAdjustments contextRef="c-1" decimals="-6" id="f-346" unitRef="eur">16000000</ing:EconomicSectorBasedAdjustments>
    <ing:EconomicSectorBasedAdjustments contextRef="c-243" decimals="-6" id="f-347" unitRef="eur">36000000</ing:EconomicSectorBasedAdjustments>
    <ing:InflationAndInterestRateIncreasesAdjustments contextRef="c-1" decimals="-6" id="f-348" unitRef="eur">233000000</ing:InflationAndInterestRateIncreasesAdjustments>
    <ing:InflationAndInterestRateIncreasesAdjustments contextRef="c-243" decimals="-6" id="f-349" unitRef="eur">351000000</ing:InflationAndInterestRateIncreasesAdjustments>
    <ing:MortgagePortfolioAdjustments contextRef="c-1" decimals="-6" id="f-350" unitRef="eur">128000000</ing:MortgagePortfolioAdjustments>
    <ing:MortgagePortfolioAdjustments contextRef="c-243" decimals="-6" id="f-351" unitRef="eur">126000000</ing:MortgagePortfolioAdjustments>
    <ing:OtherPostModelAdjustmentsManagementAdjustments contextRef="c-1" decimals="-6" id="f-352" unitRef="eur">38000000</ing:OtherPostModelAdjustmentsManagementAdjustments>
    <ing:OtherPostModelAdjustmentsManagementAdjustments contextRef="c-243" decimals="-6" id="f-353" unitRef="eur">64000000</ing:OtherPostModelAdjustmentsManagementAdjustments>
    <ing:MortgagePortfolioManagementAdjustments contextRef="c-1" decimals="-6" id="f-354" unitRef="eur">415000000</ing:MortgagePortfolioManagementAdjustments>
    <ing:MortgagePortfolioManagementAdjustments contextRef="c-243" decimals="-6" id="f-355" unitRef="eur">577000000</ing:MortgagePortfolioManagementAdjustments>
    <ing:EconomicSectorBasedAdjustments contextRef="c-1" decimals="-6" id="f-356" unitRef="eur">16000000</ing:EconomicSectorBasedAdjustments>
    <ing:EconomicSectorBasedAdjustments contextRef="c-243" decimals="-6" id="f-357" unitRef="eur">36000000</ing:EconomicSectorBasedAdjustments>
    <ing:InflationAndInterestRateIncreasesAdjustments contextRef="c-1" decimals="-6" id="f-358" unitRef="eur">233000000</ing:InflationAndInterestRateIncreasesAdjustments>
    <ing:InflationAndInterestRateIncreasesAdjustments contextRef="c-243" decimals="-6" id="f-359" unitRef="eur">351000000</ing:InflationAndInterestRateIncreasesAdjustments>
    <ing:InflationAndInterestRateIncreasesAdjustments contextRef="c-244" decimals="-6" id="f-360" unitRef="eur">104000000</ing:InflationAndInterestRateIncreasesAdjustments>
    <ing:InflationAndInterestRateIncreasesAdjustments contextRef="c-245" decimals="-6" id="f-361" unitRef="eur">138000000</ing:InflationAndInterestRateIncreasesAdjustments>
    <ing:InflationAndInterestRateIncreasesAdjustments contextRef="c-246" decimals="-6" id="f-362" unitRef="eur">129000000</ing:InflationAndInterestRateIncreasesAdjustments>
    <ing:InflationAndInterestRateIncreasesAdjustments contextRef="c-247" decimals="-6" id="f-363" unitRef="eur">213000000</ing:InflationAndInterestRateIncreasesAdjustments>
    <ing:MortgagePortfolioAdjustments contextRef="c-1" decimals="-6" id="f-364" unitRef="eur">128000000</ing:MortgagePortfolioAdjustments>
    <ing:MortgagePortfolioAdjustments contextRef="c-243" decimals="-6" id="f-365" unitRef="eur">126000000</ing:MortgagePortfolioAdjustments>
    <ing:MortgagePortfolioManagementAdjustments contextRef="c-248" decimals="-6" id="f-366" unitRef="eur">118000000</ing:MortgagePortfolioManagementAdjustments>
    <ing:MortgagePortfolioManagementAdjustments contextRef="c-249" decimals="-6" id="f-367" unitRef="eur">115000000</ing:MortgagePortfolioManagementAdjustments>
    <ing:MortgagePortfolioAdjustments contextRef="c-250" decimals="-6" id="f-368" unitRef="eur">10000000</ing:MortgagePortfolioAdjustments>
    <ing:MortgagePortfolioAdjustments contextRef="c-251" decimals="-6" id="f-369" unitRef="eur">11000000</ing:MortgagePortfolioAdjustments>
    <ing:SensitivityAnalysisForCreditRisk contextRef="c-1" id="f-370">&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:20.692%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.128%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.264%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.719%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.270%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Sensitivity analysis as at 30 June 2024  (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2026&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Un-weighted ECL (&#x20ac; mln)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Probability-weighting&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reportable ECL (&#x20ac; mln)&lt;/span&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Netherlands&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;171&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;393&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Germany&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;494&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;533&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;626&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Belgium&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;549&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;599&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;588&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;683&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;United States&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;90&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;78&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;169&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Excluding management adjustments.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:20.692%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.128%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.709%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.264%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.719%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.270%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Sensitivity analysis as at 31 December 2023 (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2026&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Un-weighted ECL (&#x20ac; mln)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Probability-weighting&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reportable ECL (&#x20ac; mln)&lt;/span&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Netherlands&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;310&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;282&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;487&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-10.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Germany&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;472&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;525&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;513&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;615&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Belgium&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;568&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;619&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.9&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;604&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;713&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;United States&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upside scenario&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;102&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;165&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="9" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Baseline scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;144&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" rowspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Downside scenario&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Real GDP&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1.4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;292&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td rowspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Unemployment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;HPI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;text-indent:14.17pt;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1 Excluding management adjustments.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ing:SensitivityAnalysisForCreditRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-252" decimals="2" id="f-371" unitRef="number">1.0</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-252" decimals="2" id="f-372" unitRef="number">3.2</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-252" decimals="2" id="f-373" unitRef="number">3.1</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-253" decimals="-6" id="f-374" unitRef="eur">171000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-253" decimals="2" id="f-375" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-254" decimals="-6" id="f-376" unitRef="eur">251000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-255" decimals="2" id="f-377" unitRef="number">3.8</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-255" decimals="2" id="f-378" unitRef="number">3.4</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-255" decimals="2" id="f-379" unitRef="number">3.3</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-256" decimals="2" id="f-380" unitRef="number">9.0</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-256" decimals="2" id="f-381" unitRef="number">18.8</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-256" decimals="2" id="f-382" unitRef="number">5.8</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-257" decimals="2" id="f-383" unitRef="number">0.6</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-257" decimals="2" id="f-384" unitRef="number">1.5</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-257" decimals="2" id="f-385" unitRef="number">1.6</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-258" decimals="-6" id="f-386" unitRef="eur">231000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-258" decimals="2" id="f-387" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-259" decimals="2" id="f-388" unitRef="number">4.0</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-259" decimals="2" id="f-389" unitRef="number">4.1</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-259" decimals="2" id="f-390" unitRef="number">4.3</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-260" decimals="2" id="f-391" unitRef="number">6.2</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-260" decimals="2" id="f-392" unitRef="number">5.3</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-260" decimals="2" id="f-393" unitRef="number">3.7</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-261" decimals="2" id="f-394" unitRef="number">0.0</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-261" decimals="2" id="f-395" unitRef="number">-1.2</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-261" decimals="2" id="f-396" unitRef="number">-0.6</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-262" decimals="-6" id="f-397" unitRef="eur">393000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-262" decimals="2" id="f-398" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-263" decimals="2" id="f-399" unitRef="number">5.0</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-263" decimals="2" id="f-400" unitRef="number">6.6</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-263" decimals="2" id="f-401" unitRef="number">7.7</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-264" decimals="2" id="f-402" unitRef="number">2.6</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-264" decimals="2" id="f-403" unitRef="number">-11.1</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-264" decimals="2" id="f-404" unitRef="number">0.8</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-265" decimals="2" id="f-405" unitRef="number">0.7</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-265" decimals="2" id="f-406" unitRef="number">3.2</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-265" decimals="2" id="f-407" unitRef="number">2.4</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-266" decimals="-6" id="f-408" unitRef="eur">494000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-266" decimals="2" id="f-409" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-267" decimals="-6" id="f-410" unitRef="eur">543000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-268" decimals="2" id="f-411" unitRef="number">2.8</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-268" decimals="2" id="f-412" unitRef="number">2.4</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-268" decimals="2" id="f-413" unitRef="number">1.9</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-269" decimals="2" id="f-414" unitRef="number">0.7</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-269" decimals="2" id="f-415" unitRef="number">6.4</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-269" decimals="2" id="f-416" unitRef="number">7.9</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-270" decimals="2" id="f-417" unitRef="number">0.2</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-270" decimals="2" id="f-418" unitRef="number">1.1</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-270" decimals="2" id="f-419" unitRef="number">1.3</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-271" decimals="-6" id="f-420" unitRef="eur">533000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-271" decimals="2" id="f-421" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-272" decimals="2" id="f-422" unitRef="number">3.1</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-272" decimals="2" id="f-423" unitRef="number">3.0</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-272" decimals="2" id="f-424" unitRef="number">2.9</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-273" decimals="2" id="f-425" unitRef="number">-0.4</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-273" decimals="2" id="f-426" unitRef="number">3.0</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-273" decimals="2" id="f-427" unitRef="number">4.5</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-274" decimals="2" id="f-428" unitRef="number">-0.5</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-274" decimals="2" id="f-429" unitRef="number">-2.0</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-274" decimals="2" id="f-430" unitRef="number">-0.6</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-275" decimals="-6" id="f-431" unitRef="eur">626000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-275" decimals="2" id="f-432" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-276" decimals="2" id="f-433" unitRef="number">3.8</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-276" decimals="2" id="f-434" unitRef="number">5.0</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-276" decimals="2" id="f-435" unitRef="number">5.5</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-277" decimals="2" id="f-436" unitRef="number">-1.8</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-277" decimals="2" id="f-437" unitRef="number">-1.9</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-277" decimals="2" id="f-438" unitRef="number">0.7</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-278" decimals="2" id="f-439" unitRef="number">1.5</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-278" decimals="2" id="f-440" unitRef="number">2.8</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-278" decimals="2" id="f-441" unitRef="number">2.4</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-279" decimals="-6" id="f-442" unitRef="eur">549000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-279" decimals="2" id="f-443" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-280" decimals="-6" id="f-444" unitRef="eur">599000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-281" decimals="2" id="f-445" unitRef="number">5.0</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-281" decimals="2" id="f-446" unitRef="number">4.8</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-281" decimals="2" id="f-447" unitRef="number">4.7</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-282" decimals="2" id="f-448" unitRef="number">4.0</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-282" decimals="2" id="f-449" unitRef="number">4.7</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-282" decimals="2" id="f-450" unitRef="number">4.5</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-283" decimals="2" id="f-451" unitRef="number">1.2</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-283" decimals="2" id="f-452" unitRef="number">1.5</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-283" decimals="2" id="f-453" unitRef="number">1.7</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-284" decimals="-6" id="f-454" unitRef="eur">588000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-284" decimals="2" id="f-455" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-285" decimals="2" id="f-456" unitRef="number">5.6</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-285" decimals="2" id="f-457" unitRef="number">5.5</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-285" decimals="2" id="f-458" unitRef="number">5.4</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-286" decimals="2" id="f-459" unitRef="number">3.5</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-286" decimals="2" id="f-460" unitRef="number">3.9</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-286" decimals="2" id="f-461" unitRef="number">4.0</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-287" decimals="2" id="f-462" unitRef="number">0.6</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-287" decimals="2" id="f-463" unitRef="number">-0.8</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-287" decimals="2" id="f-464" unitRef="number">0.6</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-288" decimals="-6" id="f-465" unitRef="eur">683000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-288" decimals="2" id="f-466" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-289" decimals="2" id="f-467" unitRef="number">6.4</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-289" decimals="2" id="f-468" unitRef="number">7.4</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-289" decimals="2" id="f-469" unitRef="number">7.7</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-290" decimals="2" id="f-470" unitRef="number">2.4</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-290" decimals="2" id="f-471" unitRef="number">1.9</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-290" decimals="2" id="f-472" unitRef="number">2.6</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-291" decimals="2" id="f-473" unitRef="number">2.7</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-291" decimals="2" id="f-474" unitRef="number">3.2</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-291" decimals="2" id="f-475" unitRef="number">3.5</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-292" decimals="-6" id="f-476" unitRef="eur">50000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-292" decimals="2" id="f-477" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-293" decimals="-6" id="f-478" unitRef="eur">90000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-294" decimals="2" id="f-479" unitRef="number">3.8</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-294" decimals="2" id="f-480" unitRef="number">2.9</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-294" decimals="2" id="f-481" unitRef="number">2.3</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-295" decimals="2" id="f-482" unitRef="number">5.2</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-295" decimals="2" id="f-483" unitRef="number">6.0</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-295" decimals="2" id="f-484" unitRef="number">8.2</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-296" decimals="2" id="f-485" unitRef="number">2.4</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-296" decimals="2" id="f-486" unitRef="number">1.7</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-296" decimals="2" id="f-487" unitRef="number">2.1</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-297" decimals="-6" id="f-488" unitRef="eur">78000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-297" decimals="2" id="f-489" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-298" decimals="2" id="f-490" unitRef="number">4.1</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-298" decimals="2" id="f-491" unitRef="number">4.1</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-298" decimals="2" id="f-492" unitRef="number">4.1</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-299" decimals="2" id="f-493" unitRef="number">5.0</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-299" decimals="2" id="f-494" unitRef="number">2.8</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-299" decimals="2" id="f-495" unitRef="number">2.6</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-300" decimals="2" id="f-496" unitRef="number">1.7</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-300" decimals="2" id="f-497" unitRef="number">-1.4</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-300" decimals="2" id="f-498" unitRef="number">-0.6</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-301" decimals="-6" id="f-499" unitRef="eur">169000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-301" decimals="2" id="f-500" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-302" decimals="2" id="f-501" unitRef="number">4.9</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-302" decimals="2" id="f-502" unitRef="number">6.8</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-302" decimals="2" id="f-503" unitRef="number">7.8</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-303" decimals="2" id="f-504" unitRef="number">3.8</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-303" decimals="2" id="f-505" unitRef="number">-2.8</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-303" decimals="2" id="f-506" unitRef="number">-3.9</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-304" decimals="2" id="f-507" unitRef="number">1.3</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-304" decimals="2" id="f-508" unitRef="number">3.3</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-304" decimals="2" id="f-509" unitRef="number">2.8</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-305" decimals="-6" id="f-510" unitRef="eur">214000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-305" decimals="2" id="f-511" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-306" decimals="-6" id="f-512" unitRef="eur">310000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-307" decimals="2" id="f-513" unitRef="number">3.7</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-307" decimals="2" id="f-514" unitRef="number">3.3</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-307" decimals="2" id="f-515" unitRef="number">3.3</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-308" decimals="2" id="f-516" unitRef="number">10.4</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-308" decimals="2" id="f-517" unitRef="number">11.2</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-308" decimals="2" id="f-518" unitRef="number">4.0</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-309" decimals="2" id="f-519" unitRef="number">0.8</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-309" decimals="2" id="f-520" unitRef="number">1.6</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-309" decimals="2" id="f-521" unitRef="number">1.5</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-310" decimals="-6" id="f-522" unitRef="eur">282000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-310" decimals="2" id="f-523" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-311" decimals="2" id="f-524" unitRef="number">4.1</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-311" decimals="2" id="f-525" unitRef="number">4.3</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-311" decimals="2" id="f-526" unitRef="number">4.5</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-312" decimals="2" id="f-527" unitRef="number">0.9</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-312" decimals="2" id="f-528" unitRef="number">3.0</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-312" decimals="2" id="f-529" unitRef="number">3.9</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-313" decimals="2" id="f-530" unitRef="number">-1.7</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-313" decimals="2" id="f-531" unitRef="number">-1.2</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-313" decimals="2" id="f-532" unitRef="number">0.1</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-314" decimals="-6" id="f-533" unitRef="eur">487000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-314" decimals="2" id="f-534" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-315" decimals="2" id="f-535" unitRef="number">5.9</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-315" decimals="2" id="f-536" unitRef="number">7.2</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-315" decimals="2" id="f-537" unitRef="number">8.1</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-316" decimals="2" id="f-538" unitRef="number">-10.9</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-316" decimals="2" id="f-539" unitRef="number">-7.4</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-316" decimals="2" id="f-540" unitRef="number">3.7</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-317" decimals="2" id="f-541" unitRef="number">1.4</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-317" decimals="2" id="f-542" unitRef="number">3.1</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-317" decimals="2" id="f-543" unitRef="number">1.6</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-318" decimals="-6" id="f-544" unitRef="eur">472000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-318" decimals="2" id="f-545" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-319" decimals="-6" id="f-546" unitRef="eur">525000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-320" decimals="2" id="f-547" unitRef="number">2.6</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-320" decimals="2" id="f-548" unitRef="number">2.0</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-320" decimals="2" id="f-549" unitRef="number">1.7</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-321" decimals="2" id="f-550" unitRef="number">0.9</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-321" decimals="2" id="f-551" unitRef="number">6.6</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-321" decimals="2" id="f-552" unitRef="number">8.0</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-322" decimals="2" id="f-553" unitRef="number">0.5</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-322" decimals="2" id="f-554" unitRef="number">1.3</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-322" decimals="2" id="f-555" unitRef="number">1.2</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-323" decimals="-6" id="f-556" unitRef="eur">513000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-323" decimals="2" id="f-557" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-324" decimals="2" id="f-558" unitRef="number">3.0</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-324" decimals="2" id="f-559" unitRef="number">3.0</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-324" decimals="2" id="f-560" unitRef="number">3.0</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-325" decimals="2" id="f-561" unitRef="number">-1.4</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-325" decimals="2" id="f-562" unitRef="number">3.4</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-325" decimals="2" id="f-563" unitRef="number">4.5</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-326" decimals="2" id="f-564" unitRef="number">-2.4</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-326" decimals="2" id="f-565" unitRef="number">-1.4</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-326" decimals="2" id="f-566" unitRef="number">0.3</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-327" decimals="-6" id="f-567" unitRef="eur">615000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-327" decimals="2" id="f-568" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-328" decimals="2" id="f-569" unitRef="number">4.5</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-328" decimals="2" id="f-570" unitRef="number">5.2</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-328" decimals="2" id="f-571" unitRef="number">5.5</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-329" decimals="2" id="f-572" unitRef="number">-6.0</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-329" decimals="2" id="f-573" unitRef="number">-0.8</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-329" decimals="2" id="f-574" unitRef="number">0.4</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-330" decimals="2" id="f-575" unitRef="number">1.5</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-330" decimals="2" id="f-576" unitRef="number">2.7</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-330" decimals="2" id="f-577" unitRef="number">2.3</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-331" decimals="-6" id="f-578" unitRef="eur">568000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-331" decimals="2" id="f-579" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-332" decimals="-6" id="f-580" unitRef="eur">619000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-333" decimals="2" id="f-581" unitRef="number">5.3</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-333" decimals="2" id="f-582" unitRef="number">5.0</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-333" decimals="2" id="f-583" unitRef="number">4.9</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-334" decimals="2" id="f-584" unitRef="number">1.3</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-334" decimals="2" id="f-585" unitRef="number">5.6</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-334" decimals="2" id="f-586" unitRef="number">4.5</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-335" decimals="2" id="f-587" unitRef="number">0.9</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-335" decimals="2" id="f-588" unitRef="number">1.5</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-335" decimals="2" id="f-589" unitRef="number">1.8</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-336" decimals="-6" id="f-590" unitRef="eur">604000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-336" decimals="2" id="f-591" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-337" decimals="2" id="f-592" unitRef="number">5.6</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-337" decimals="2" id="f-593" unitRef="number">5.5</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-337" decimals="2" id="f-594" unitRef="number">5.4</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-338" decimals="2" id="f-595" unitRef="number">0.4</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-338" decimals="2" id="f-596" unitRef="number">5.2</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-338" decimals="2" id="f-597" unitRef="number">3.9</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-339" decimals="2" id="f-598" unitRef="number">-1.3</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-339" decimals="2" id="f-599" unitRef="number">-0.2</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-339" decimals="2" id="f-600" unitRef="number">1.2</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-340" decimals="-6" id="f-601" unitRef="eur">713000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-340" decimals="2" id="f-602" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-341" decimals="2" id="f-603" unitRef="number">7.3</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-341" decimals="2" id="f-604" unitRef="number">8.0</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-341" decimals="2" id="f-605" unitRef="number">7.9</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-342" decimals="2" id="f-606" unitRef="number">-2.2</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-342" decimals="2" id="f-607" unitRef="number">3.9</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-342" decimals="2" id="f-608" unitRef="number">2.6</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-343" decimals="2" id="f-609" unitRef="number">1.8</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-343" decimals="2" id="f-610" unitRef="number">3.2</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-343" decimals="2" id="f-611" unitRef="number">3.4</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-344" decimals="-6" id="f-612" unitRef="eur">102000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-344" decimals="2" id="f-613" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ifrs-full:ValueAtRisk contextRef="c-345" decimals="-6" id="f-614" unitRef="eur">165000000</ifrs-full:ValueAtRisk>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-346" decimals="2" id="f-615" unitRef="number">4.1</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-346" decimals="2" id="f-616" unitRef="number">3.3</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-346" decimals="2" id="f-617" unitRef="number">3.1</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-347" decimals="2" id="f-618" unitRef="number">0.6</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-347" decimals="2" id="f-619" unitRef="number">8.7</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-347" decimals="2" id="f-620" unitRef="number">8.7</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-348" decimals="2" id="f-621" unitRef="number">0.9</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-348" decimals="2" id="f-622" unitRef="number">1.9</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-348" decimals="2" id="f-623" unitRef="number">2.1</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-349" decimals="-6" id="f-624" unitRef="eur">144000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-349" decimals="2" id="f-625" unitRef="number">0.60</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-350" decimals="2" id="f-626" unitRef="number">4.5</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-350" decimals="2" id="f-627" unitRef="number">4.5</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-350" decimals="2" id="f-628" unitRef="number">4.4</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-351" decimals="2" id="f-629" unitRef="number">-0.7</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-351" decimals="2" id="f-630" unitRef="number">3.5</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-351" decimals="2" id="f-631" unitRef="number">3.3</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-352" decimals="2" id="f-632" unitRef="number">-1.3</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-352" decimals="2" id="f-633" unitRef="number">-1.4</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-352" decimals="2" id="f-634" unitRef="number">-0.1</ing:ExpectedCreditLossesSensitivityYearThree>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts contextRef="c-353" decimals="-6" id="f-635" unitRef="eur">292000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ing:ScenarioProbabilityWeighting contextRef="c-353" decimals="2" id="f-636" unitRef="number">0.20</ing:ScenarioProbabilityWeighting>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-354" decimals="2" id="f-637" unitRef="number">6.6</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-354" decimals="2" id="f-638" unitRef="number">8.2</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-354" decimals="2" id="f-639" unitRef="number">8.8</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:ExpectedCreditLossesSensitivityYearOne contextRef="c-355" decimals="2" id="f-640" unitRef="number">-4.2</ing:ExpectedCreditLossesSensitivityYearOne>
    <ing:ExpectedCreditLossesSensitivityYearTwo contextRef="c-355" decimals="2" id="f-641" unitRef="number">-2.7</ing:ExpectedCreditLossesSensitivityYearTwo>
    <ing:ExpectedCreditLossesSensitivityYearThree contextRef="c-355" decimals="2" id="f-642" unitRef="number">-3.0</ing:ExpectedCreditLossesSensitivityYearThree>
    <ing:UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario contextRef="c-1" decimals="-6" id="f-643" unitRef="eur">2623000000</ing:UnweightedEclForAllCollectiveProvisionedClientsInUpsideScenario>
    <ing:UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario contextRef="c-1" decimals="-6" id="f-644" unitRef="eur">2895000000</ing:UnweightedEclForAllCollectiveProvisionedClientsInBaselineScenario>
    <ing:UnweightedEclForAllCollectiveProvisionedClientsInDownScenario contextRef="c-1" decimals="-6" id="f-645" unitRef="eur">3579000000</ing:UnweightedEclForAllCollectiveProvisionedClientsInDownScenario>
    <ing:TotalModelEcl contextRef="c-356" decimals="-6" id="f-646" unitRef="eur">2977000000</ing:TotalModelEcl>
    <ing:ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock contextRef="c-1" id="f-647">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.121%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:67.386%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.472%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.842%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Reconciliation of model (reportable) ECL to total ECL (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in &#x20ac; million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total model ECL&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,919&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,856&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ECL from individually assessed impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,783&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,406&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ECL from management adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;415&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;577&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total ECL&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,117&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,839&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:ReconciliationOfModelECLToTotalECLExplanatoryTableTextBlock>
    <ifrs-full:FinancialAssets contextRef="c-357" decimals="-6" id="f-648" unitRef="eur">-2919000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-358" decimals="-6" id="f-649" unitRef="eur">-2856000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-359" decimals="-6" id="f-650" unitRef="eur">-2783000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-360" decimals="-6" id="f-651" unitRef="eur">-2406000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-361" decimals="-6" id="f-652" unitRef="eur">-415000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-362" decimals="-6" id="f-653" unitRef="eur">-577000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-363" decimals="-6" id="f-654" unitRef="eur">-6117000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-364" decimals="-6" id="f-655" unitRef="eur">-5839000000</ifrs-full:FinancialAssets>
    <ing:AssetClassCategoryAverageThresholdInvestmentGradeExplanatoryTableTextBlock contextRef="c-1" id="f-656">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:44.565%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.283%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.605%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.283%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.764%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Quantitative SICR thresholds  (*)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Average threshold ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment grade (rating grade 1-10)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-investment grade (rating grade 11-17)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment grade (rating grade 1-10)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-investment grade (rating grade 11-17)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Asset class category&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Mortgages&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Consumer Lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Business Lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Governments and fin. institutions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:AssetClassCategoryAverageThresholdInvestmentGradeExplanatoryTableTextBlock>
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    <ing:AverageThresholdRatio contextRef="c-381" decimals="2" id="f-673" unitRef="number">2.7</ing:AverageThresholdRatio>
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    <ing:AverageThresholdRatio contextRef="c-384" decimals="2" id="f-676" unitRef="number">1.8</ing:AverageThresholdRatio>
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    <ing:PercentagePointVariance contextRef="c-389" decimals="4" id="f-682" unitRef="number">0.027</ing:PercentagePointVariance>
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    <ifrs-full:DepositsFromBanks contextRef="c-390" decimals="-6" id="f-685" unitRef="eur">20496000000</ifrs-full:DepositsFromBanks>
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    <ifrs-full:LoansAndAdvancesToBanks contextRef="c-390" decimals="-6" id="f-687" unitRef="eur">27443000000</ifrs-full:LoansAndAdvancesToBanks>
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    <ing:DisclosureOfBasisOfPreparationOfFinancialStatementsAndSignificantAccountingPoliciesTextBlock contextRef="c-1" id="f-1045">&lt;div style="margin-bottom:30pt;margin-top:32pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:27pt;font-weight:400;line-height:120%"&gt;Notes to the Condensed consolidated interim financial statements&lt;/span&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;1   Basis of preparation and significant changes in the current reporting period&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.1   Reporting entity and authorisation of the Condensed consolidated interim &lt;br/&gt;financial statements&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Groep N.V. is a company domiciled in Amsterdam, the Netherlands. Commercial Register of Amsterdam, number 33231073. These Condensed consolidated interim financial statements, as at and for the six month period ended 30&#160;June 2024, comprise ING Groep N.V. (the Parent company) and its subsidiaries, together referred to as ING Group. ING Group is a global financial institution with a strong European base, offering a wide range of retail and wholesale banking services to customers in over 40 countries. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements, as at and for the six month period ended 30&#160;June 2024, were authorised for issue in accordance with a resolution of the Executive Board on 31 July 2024.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.2   Basis of preparation of the Condensed consolidated interim financial statements &lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements have been prepared in accordance with International Accounting Standard 34 &#x2018;Interim Financial Reporting&#x2019;.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements on Form 6-K have been prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB) for purposes of reporting with the U.S. Securities and Exchange Commission (SEC), including financial information contained in this Interim report on Form 6-K. The term &#x2018;IFRS-IASB&#x2019; is used to refer to International Financial Reporting Standards as issued by the International Accounting Standards Board, including the decisions ING Group made with regard to the options available under IFRS-IASB.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Condensed consolidated interim financial statements should be read in conjunction with the 2023 ING Group Consolidated financial statements as included in the 2023 Form 20-F. The accounting policies used to prepare the Condensed consolidated interim financial statements are consistent with those set out in the &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;notes to the 2023 ING Group Consolidated financial statements as included in the 2023 Annual Report on Form 20-F.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements have been prepared on a going concern basis. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements are presented in euros and rounded to the nearest million, unless stated otherwise. Amounts may not add up due to rounding.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.3   Presentation of Risk management disclosures&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;To improve transparency, reduce duplication and present related information in one place, certain disclosures of the nature and extent of risks related to financial instruments required by IFRS 7 &#x2018;Financial instruments: Disclosures&#x2019; are included in the &#x2018;Risk management&#x2019; section of the Interim Report.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;These disclosures are an integral part of ING Group Condensed consolidated interim financial statements and are indicated in the &#x2018;Risk management&#x2019; section by the symbol (*) in the headings or table headers of chapters, paragraphs, graphs or tables, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.3.1 Reconciliation between IFRS-EU and IFRS-IASB&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The 2023 ING Group Consolidated financial statements and the 2024 ING Group Condensed consolidated interim financial statements are prepared in accordance with IFRS-EU. IFRS-EU refers to International Financial Reporting Standards (&#x2018;IFRS&#x2019;) as adopted by the European Union (EU), including the decisions ING Group made with regard to the options available under IFRS as adopted by the EU. IFRS-EU differs from IFRS-IASB in respect of certain paragraphs in IAS 39 &#x2018;Financial Instruments: Recognition and Measurement&#x2019; regarding hedge accounting for portfolio hedges of interest rate risk.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) in accordance with the IFRS-EU carve-out version of IAS 39. Particularly, it is applied to portfolio-based hedging strategies in which mainly residential mortgages, and to a lesser extent other lending, and core deposits are designated as hedged item. In addition, and in general to any hedge accounting relationship under the IFRS-EU IAS 39 carve-out, the hedge effectiveness requirements are less strict than under IFRS-IASB and hedge ineffectiveness is only recognised when the revised estimate of the amount of cash flows in scheduled time buckets falls below the original designated amount of that bucket and is not recognised when the revised amount of cash flows in scheduled time buckets is more than the &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;original designated amount. Under IFRS-IASB, hedge accounting for fair value macro hedges cannot be applied to core deposits and loans and ineffectiveness arises whenever the revised estimate of the amount of cash flows in scheduled time buckets is either more or less than the original designated amount of that bucket. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;This information is prepared by reversing the hedge accounting impacts that are applied under the IFRS-EU &#x2018;carve-out&#x2019; version of IAS 39. Financial information under IFRS-IASB accordingly does not take account of the possibility that had ING Group applied IFRS-IASB as its primary accounting framework it might have applied alternative hedge strategies where those alternative hedge strategies could have qualified for IFRS-IASB compliant hedge accounting. These decisions could have resulted in different shareholders&#x2019; equity and net result amounts compared to those indicated in this Interim Report on Form 6-K. For disclosure purposes, ING has reversed the full carve-out impact on lending from the residential mortgages line and the full carve-out impact on deposits from the savings accounts line.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;During the first six months of 2023 the short term (&amp;lt; 5 years) interest yield increased while for the long-term (&amp;gt;5 years) the yield decreased resulting overall in a negative IFRS-EU IAS 39 carve out adjustment of EUR -540 million. In 2024 the interest yield increased, despite interest rate cuts in June, resulting in a positive IFRS-EU IAS 39 carve out adjustment of EUR 1,099 million. The impact of the adjustment is mainly reflected in line item 'Valuation results and net trading income' in the statement of profit or loss. A reconciliation between IFRS-EU and IFRS-IASB is included below.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:71.965%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.367%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.368%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Reconciliation net result under IFRS-EU and IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In accordance with IFRS-EU (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,358&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,746&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustment of the IFRS-EU IAS 39 carve-out&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-770&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect of the adjustment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-414&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;230&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of adjustment after tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In accordance with IFRS-IASB (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,206&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:71.965%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.367%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.368%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Reconciliation shareholders&#x2019; equity under IFRS-EU and IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In accordance with IFRS-EU (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,742&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustment of the IFRS-EU IAS 39 carve-out&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,413&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect of the adjustment &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,871&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,535&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of adjustment after tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,542&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,051&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In accordance with IFRS-IASB Shareholders&#x2019; equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;54,689&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;56,793&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Includes the effect of changes in tax rate&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.4   Changes to accounting policies and presentation&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;In 2024, ING Group updated the presentation of the Condensed consolidated statement of changes in equity to simplify its structure and reduce duplication. Comparative figures have been updated accordingly.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in IFRS effective in 2024:&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING has consistently applied its accounting policies to all periods presented in this ING Group Condensed consolidated interim financial statements. The following amendments to IFRS became effective in the current reporting period with no significant impact for ING:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IFRS 16 &#x2018;Leases&#x2019;: Lease Liability in a Sale and Leaseback (issued September 2022).&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IAS 1 &#x2018;Presentation of Financial Statements&#x2019;: Classification of Liabilities as Current or Non-current (issued January 2020). &lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IAS 7 'Statement of Cash flows' and IFRS 7 'Financial Instruments: Disclosure': Supplier Finance Arrangements (issued May 2023).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in IFRS effective after 2024:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING has not early adopted any of the following standard, interpretation or amendment which has been issued, but is not yet effective and is in the process of assessing possible impacts for ING.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%"&gt;Effective in 2025&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IAS 21 &#x2018;The Effects of Changes in Foreign Exchange Rates&#x2019;: Lack of Exchangeability (issued August 2023). &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%"&gt;Effective in 2026 &lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IFRS 9 &#x2018;Financial Instruments&#x2019; and IFRS 7 &#x2018;Financial Instruments: Disclosure&#x2019;: Amendments to the Classification and Measurement of Financial Instruments (issued May 2024). &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%"&gt;Effective in 2027&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:120%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.96pt"&gt;New Standard IFRS 18 &#x2018;Presentation and Disclosure in Financial Statements&#x2019; (issued April 2024). &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In addition, in May 2024 the IASB also issued a new accounting standard IFRS 19 &#x2018;Subsidiaries without Public Accountability: Disclosures&#x2019;. However, it is not applicable for the consolidated financial statements of ING Group.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.5   Significant judgements and critical accounting estimates and assumptions &lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The preparation of the Condensed consolidated interim financial statements requires management to make judgements in the process of applying its accounting policies and to use estimates and assumptions. The estimates and assumptions affect the reported amounts of the assets and liabilities and the amounts of the contingent assets and contingent liabilities at the balance sheet date, as well as reported income and expenses for the year. The actual outcome may differ from these estimates. The process of setting assumptions is subject to internal control procedures and approvals. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Consistent with Note 1.4 &#x2018;Significant judgements and critical accounting estimates and assumptions&#x2019; of the 2023 ING Group Consolidated financial statements, the following areas continue to require management to make significant judgements and/ or use critical accounting estimates and assumptions based on the information and financial data that may change in future periods:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Loan loss provisions (financial assets);&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;The determination of the fair values of financial assets and liabilities;  &lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Investment in associate - assessment of additional impairment losses or reversal of previous impairment losses; and&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Provisions.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;These areas continue to be relevant for this ING Group Condensed consolidated interim financial statements for the six month period ended 30&#160;June 2024. In March 2024 ING repaid the final EUR 6&#160;billion of its Targeted Longer-Term Refinancing Operations (TLTRO) III participation. As a result, accounting for TLTRO no longer remains an area of significant judgement.&lt;/span&gt;&lt;/div&gt;</ing:DisclosureOfBasisOfPreparationOfFinancialStatementsAndSignificantAccountingPoliciesTextBlock>
    <ing:NumberOfCountriesInWhichEntityOffersServices
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    <ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory contextRef="c-1" id="f-1047">&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.2   Basis of preparation of the Condensed consolidated interim financial statements &lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements have been prepared in accordance with International Accounting Standard 34 &#x2018;Interim Financial Reporting&#x2019;.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements on Form 6-K have been prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB) for purposes of reporting with the U.S. Securities and Exchange Commission (SEC), including financial information contained in this Interim report on Form 6-K. The term &#x2018;IFRS-IASB&#x2019; is used to refer to International Financial Reporting Standards as issued by the International Accounting Standards Board, including the decisions ING Group made with regard to the options available under IFRS-IASB.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Condensed consolidated interim financial statements should be read in conjunction with the 2023 ING Group Consolidated financial statements as included in the 2023 Form 20-F. The accounting policies used to prepare the Condensed consolidated interim financial statements are consistent with those set out in the &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;notes to the 2023 ING Group Consolidated financial statements as included in the 2023 Annual Report on Form 20-F.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements have been prepared on a going concern basis. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The ING Group Condensed consolidated interim financial statements are presented in euros and rounded to the nearest million, unless stated otherwise. Amounts may not add up due to rounding.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory>
    <ing:PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock contextRef="c-1" id="f-1048">&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.3   Presentation of Risk management disclosures&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;To improve transparency, reduce duplication and present related information in one place, certain disclosures of the nature and extent of risks related to financial instruments required by IFRS 7 &#x2018;Financial instruments: Disclosures&#x2019; are included in the &#x2018;Risk management&#x2019; section of the Interim Report.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;These disclosures are an integral part of ING Group Condensed consolidated interim financial statements and are indicated in the &#x2018;Risk management&#x2019; section by the symbol (*) in the headings or table headers of chapters, paragraphs, graphs or tables, respectively.&lt;/span&gt;&lt;/div&gt;</ing:PresentationOfRiskManagementDisclosuresExplanatoryPolicyTextBlock>
    <ing:DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock contextRef="c-1" id="f-1049">&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.3.1 Reconciliation between IFRS-EU and IFRS-IASB&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The 2023 ING Group Consolidated financial statements and the 2024 ING Group Condensed consolidated interim financial statements are prepared in accordance with IFRS-EU. IFRS-EU refers to International Financial Reporting Standards (&#x2018;IFRS&#x2019;) as adopted by the European Union (EU), including the decisions ING Group made with regard to the options available under IFRS as adopted by the EU. IFRS-EU differs from IFRS-IASB in respect of certain paragraphs in IAS 39 &#x2018;Financial Instruments: Recognition and Measurement&#x2019; regarding hedge accounting for portfolio hedges of interest rate risk.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Under IFRS-EU, ING Group applies fair value hedge accounting for portfolio hedges of interest rate risk (fair value macro hedges) in accordance with the IFRS-EU carve-out version of IAS 39. Particularly, it is applied to portfolio-based hedging strategies in which mainly residential mortgages, and to a lesser extent other lending, and core deposits are designated as hedged item. In addition, and in general to any hedge accounting relationship under the IFRS-EU IAS 39 carve-out, the hedge effectiveness requirements are less strict than under IFRS-IASB and hedge ineffectiveness is only recognised when the revised estimate of the amount of cash flows in scheduled time buckets falls below the original designated amount of that bucket and is not recognised when the revised amount of cash flows in scheduled time buckets is more than the &lt;/span&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;original designated amount. Under IFRS-IASB, hedge accounting for fair value macro hedges cannot be applied to core deposits and loans and ineffectiveness arises whenever the revised estimate of the amount of cash flows in scheduled time buckets is either more or less than the original designated amount of that bucket. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;This information is prepared by reversing the hedge accounting impacts that are applied under the IFRS-EU &#x2018;carve-out&#x2019; version of IAS 39. Financial information under IFRS-IASB accordingly does not take account of the possibility that had ING Group applied IFRS-IASB as its primary accounting framework it might have applied alternative hedge strategies where those alternative hedge strategies could have qualified for IFRS-IASB compliant hedge accounting. These decisions could have resulted in different shareholders&#x2019; equity and net result amounts compared to those indicated in this Interim Report on Form 6-K. For disclosure purposes, ING has reversed the full carve-out impact on lending from the residential mortgages line and the full carve-out impact on deposits from the savings accounts line.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;During the first six months of 2023 the short term (&amp;lt; 5 years) interest yield increased while for the long-term (&amp;gt;5 years) the yield decreased resulting overall in a negative IFRS-EU IAS 39 carve out adjustment of EUR -540 million. In 2024 the interest yield increased, despite interest rate cuts in June, resulting in a positive IFRS-EU IAS 39 carve out adjustment of EUR 1,099 million. The impact of the adjustment is mainly reflected in line item 'Valuation results and net trading income' in the statement of profit or loss. A reconciliation between IFRS-EU and IFRS-IASB is included below.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:71.965%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.367%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.368%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Reconciliation net result under IFRS-EU and IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In accordance with IFRS-EU (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,358&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,746&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustment of the IFRS-EU IAS 39 carve-out&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-770&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect of the adjustment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-414&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;230&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of adjustment after tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In accordance with IFRS-IASB (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,206&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:71.965%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.367%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.368%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Reconciliation shareholders&#x2019; equity under IFRS-EU and IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In accordance with IFRS-EU (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,742&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustment of the IFRS-EU IAS 39 carve-out&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,413&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect of the adjustment &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,871&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,535&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of adjustment after tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,542&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,051&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In accordance with IFRS-IASB Shareholders&#x2019; equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;54,689&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;56,793&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Includes the effect of changes in tax rate&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;</ing:DescriptionOfAccountingPolicyForReconciliationBetweenIFRSEUAndIFRSIASBPolicyTextBlock>
    <ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout contextRef="c-392" decimals="-6" id="f-1050" unitRef="eur">-540000000</ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout>
    <ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout contextRef="c-1" decimals="-6" id="f-1051" unitRef="eur">1099000000</ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout>
    <ing:DisclosureOfReconciliationNetResultExplanatoryTableTextBlock contextRef="c-1" id="f-1052">&lt;div style="margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:71.965%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.367%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.368%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Reconciliation net result under IFRS-EU and IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In accordance with IFRS-EU (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,358&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,746&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustment of the IFRS-EU IAS 39 carve-out&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-770&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect of the adjustment&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-414&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;230&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of adjustment after tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In accordance with IFRS-IASB (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,206&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfReconciliationNetResultExplanatoryTableTextBlock>
    <ing:NetResultAttributableToOwnersOfParentEuIfrs contextRef="c-1" decimals="-6" id="f-1053" unitRef="eur">3358000000</ing:NetResultAttributableToOwnersOfParentEuIfrs>
    <ing:NetResultAttributableToOwnersOfParentEuIfrs contextRef="c-392" decimals="-6" id="f-1054" unitRef="eur">3746000000</ing:NetResultAttributableToOwnersOfParentEuIfrs>
    <ing:ReconciliationNetResultAdjustmentOfEUIAS39Carveout contextRef="c-1" decimals="-6" id="f-1055" unitRef="eur">1512000000</ing:ReconciliationNetResultAdjustmentOfEUIAS39Carveout>
    <ing:ReconciliationNetResultAdjustmentOfEUIAS39Carveout contextRef="c-392" decimals="-6" id="f-1056" unitRef="eur">-770000000</ing:ReconciliationNetResultAdjustmentOfEUIAS39Carveout>
    <ing:ReconciliationNetResultTaxEffectOfAdjustment contextRef="c-1" decimals="-6" id="f-1057" unitRef="eur">414000000</ing:ReconciliationNetResultTaxEffectOfAdjustment>
    <ing:ReconciliationNetResultTaxEffectOfAdjustment contextRef="c-392" decimals="-6" id="f-1058" unitRef="eur">-230000000</ing:ReconciliationNetResultTaxEffectOfAdjustment>
    <ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout contextRef="c-1" decimals="-6" id="f-1059" unitRef="eur">1099000000</ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout>
    <ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout contextRef="c-392" decimals="-6" id="f-1060" unitRef="eur">-540000000</ing:ReconciliationNetResultEffectOfAdjustmentAfterTaxEUIAS39Carveout>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-1" decimals="-6" id="f-1061" unitRef="eur">4456000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-392" decimals="-6" id="f-1062" unitRef="eur">3206000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ing:DisclosureOfReconciliationShareholdersEquityTableTextBlock contextRef="c-1" id="f-1063">&lt;div style="margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:71.965%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.367%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.368%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Reconciliation shareholders&#x2019; equity under IFRS-EU and IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In accordance with IFRS-EU (attributable to the shareholders of the parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;50,742&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Adjustment of the IFRS-EU IAS 39 carve-out&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,413&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tax effect of the adjustment &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,871&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,535&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of adjustment after tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,542&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,051&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In accordance with IFRS-IASB Shareholders&#x2019; equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;54,689&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;56,793&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Includes the effect of changes in tax rate&lt;/span&gt;&lt;/div&gt;</ing:DisclosureOfReconciliationShareholdersEquityTableTextBlock>
    <ing:ShareholderEquityInAccordanceWithEuIfrs contextRef="c-390" decimals="-6" id="f-1064" unitRef="eur">50147000000</ing:ShareholderEquityInAccordanceWithEuIfrs>
    <ing:ShareholderEquityInAccordanceWithEuIfrs contextRef="c-435" decimals="-6" id="f-1065" unitRef="eur">50742000000</ing:ShareholderEquityInAccordanceWithEuIfrs>
    <ing:AdjustmentOfEUIAS39Carveout contextRef="c-390" decimals="-6" id="f-1066" unitRef="eur">-6413000000</ing:AdjustmentOfEUIAS39Carveout>
    <ing:AdjustmentOfEUIAS39Carveout contextRef="c-435" decimals="-6" id="f-1067" unitRef="eur">-8586000000</ing:AdjustmentOfEUIAS39Carveout>
    <ing:TaxEffectOfAdjustment contextRef="c-390" decimals="-6" id="f-1068" unitRef="eur">-1871000000</ing:TaxEffectOfAdjustment>
    <ing:TaxEffectOfAdjustment contextRef="c-435" decimals="-6" id="f-1069" unitRef="eur">-2535000000</ing:TaxEffectOfAdjustment>
    <ing:EffectOfEUIAS39CarveoutAdjustmentAfterTax contextRef="c-390" decimals="-6" id="f-1070" unitRef="eur">-4542000000</ing:EffectOfEUIAS39CarveoutAdjustmentAfterTax>
    <ing:EffectOfEUIAS39CarveoutAdjustmentAfterTax contextRef="c-435" decimals="-6" id="f-1071" unitRef="eur">-6051000000</ing:EffectOfEUIAS39CarveoutAdjustmentAfterTax>
    <ifrs-full:EquityAttributableToOwnersOfParent contextRef="c-390" decimals="-6" id="f-1072" unitRef="eur">54689000000</ifrs-full:EquityAttributableToOwnersOfParent>
    <ifrs-full:EquityAttributableToOwnersOfParent contextRef="c-435" decimals="-6" id="f-1073" unitRef="eur">56793000000</ifrs-full:EquityAttributableToOwnersOfParent>
    <ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory contextRef="c-1" id="f-1074">&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.4   Changes to accounting policies and presentation&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;In 2024, ING Group updated the presentation of the Condensed consolidated statement of changes in equity to simplify its structure and reduce duplication. Comparative figures have been updated accordingly.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in IFRS effective in 2024:&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING has consistently applied its accounting policies to all periods presented in this ING Group Condensed consolidated interim financial statements. The following amendments to IFRS became effective in the current reporting period with no significant impact for ING:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IFRS 16 &#x2018;Leases&#x2019;: Lease Liability in a Sale and Leaseback (issued September 2022).&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IAS 1 &#x2018;Presentation of Financial Statements&#x2019;: Classification of Liabilities as Current or Non-current (issued January 2020). &lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IAS 7 'Statement of Cash flows' and IFRS 7 'Financial Instruments: Disclosure': Supplier Finance Arrangements (issued May 2023).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in IFRS effective after 2024:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING has not early adopted any of the following standard, interpretation or amendment which has been issued, but is not yet effective and is in the process of assessing possible impacts for ING.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%"&gt;Effective in 2025&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IAS 21 &#x2018;The Effects of Changes in Foreign Exchange Rates&#x2019;: Lack of Exchangeability (issued August 2023). &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%"&gt;Effective in 2026 &lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Amendments to IFRS 9 &#x2018;Financial Instruments&#x2019; and IFRS 7 &#x2018;Financial Instruments: Disclosure&#x2019;: Amendments to the Classification and Measurement of Financial Instruments (issued May 2024). &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:80%"&gt;Effective in 2027&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:120%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:8.96pt"&gt;New Standard IFRS 18 &#x2018;Presentation and Disclosure in Financial Statements&#x2019; (issued April 2024). &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In addition, in May 2024 the IASB also issued a new accounting standard IFRS 19 &#x2018;Subsidiaries without Public Accountability: Disclosures&#x2019;. However, it is not applicable for the consolidated financial statements of ING Group.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory>
    <ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory contextRef="c-1" id="f-1075">&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;1.5   Significant judgements and critical accounting estimates and assumptions &lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The preparation of the Condensed consolidated interim financial statements requires management to make judgements in the process of applying its accounting policies and to use estimates and assumptions. The estimates and assumptions affect the reported amounts of the assets and liabilities and the amounts of the contingent assets and contingent liabilities at the balance sheet date, as well as reported income and expenses for the year. The actual outcome may differ from these estimates. The process of setting assumptions is subject to internal control procedures and approvals. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Consistent with Note 1.4 &#x2018;Significant judgements and critical accounting estimates and assumptions&#x2019; of the 2023 ING Group Consolidated financial statements, the following areas continue to require management to make significant judgements and/ or use critical accounting estimates and assumptions based on the information and financial data that may change in future periods:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Loan loss provisions (financial assets);&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;The determination of the fair values of financial assets and liabilities;  &lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Investment in associate - assessment of additional impairment losses or reversal of previous impairment losses; and&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Provisions.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;These areas continue to be relevant for this ING Group Condensed consolidated interim financial statements for the six month period ended 30&#160;June 2024. In March 2024 ING repaid the final EUR 6&#160;billion of its Targeted Longer-Term Refinancing Operations (TLTRO) III participation. As a result, accounting for TLTRO no longer remains an area of significant judgement.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory>
    <ing:RepaymentOfDepositsFromBanks contextRef="c-445" decimals="-9" id="f-1076" unitRef="eur">6000000000</ing:RepaymentOfDepositsFromBanks>
    <ing:DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossExplanatory contextRef="c-1" id="f-1077">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;2   Financial assets at fair value through profit or loss&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.286%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.509%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.905%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Financial assets at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;73,207&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60,229&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,964&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,028&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Designated at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,044&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,775&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Mandatorily measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;69,364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54,983&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;149,579&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;123,015&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Trading assets include assets that are classified under IFRS as Trading, but are closely related to servicing the needs of the clients of ING Group. ING offers institutional clients, corporate clients, and governments, products that are traded on the financial markets. A significant part of the derivatives in the trading portfolio is related to servicing corporate clients in their risk management to hedge for example currency or interest &lt;/span&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;rate exposures. In addition, ING provides its customers access to equity and debt markets for issuing their own equity or debt securities (securities underwriting).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;(Reverse) repurchase transactions&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Financial assets at fair value through profit or loss includes securities lending and sales and repurchase transactions which were not derecognised, because ING Group continues to be exposed to substantially all risks and rewards of the transferred financial asset. For repurchase agreements the gross amount of assets must be considered together with the gross amount of related liabilities, which are presented separately on the statement of financial position since IFRS does not always allow netting of these positions in the statement of financial position.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s exposure to (reverse) repurchase transactions is included in the following lines in the statement of financial position:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.441%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.509%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.750%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Exposure to (reverse) repurchase agreements&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reverse repurchase transactions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14,997&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to customers&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;204&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets, loans and receivables&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,207&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,121&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and receivables mandatorily measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;66,337&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;51,536&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;96,745&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;69,407&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Repurchase transactions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Deposits from banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,699&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,064&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Customer deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,954&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;97&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading liabilities, funds on deposit&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,931&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10,337&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Funds entrusted designated and measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;56,835&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,729&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;70,420&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;58,227&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;</ing:DisclosureOfFinancialAssetsAtFairValueThroughProfitOrLossExplanatory>
    <ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory contextRef="c-1" id="f-1078">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.286%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.509%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.905%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Financial assets at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;73,207&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60,229&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,964&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,028&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Designated at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,044&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,775&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Mandatorily measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;69,364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54,983&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;149,579&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;123,015&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading contextRef="c-390" decimals="-6" id="f-1079" unitRef="eur">73207000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading contextRef="c-391" decimals="-6" id="f-1080" unitRef="eur">60229000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading>
    <ing:FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives contextRef="c-390" decimals="-6" id="f-1081" unitRef="eur">1964000000</ing:FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives>
    <ing:FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives contextRef="c-391" decimals="-6" id="f-1082" unitRef="eur">2028000000</ing:FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition contextRef="c-390" decimals="-6" id="f-1083" unitRef="eur">5044000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition contextRef="c-391" decimals="-6" id="f-1084" unitRef="eur">5775000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue contextRef="c-390" decimals="-6" id="f-1085" unitRef="eur">69364000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue contextRef="c-391" decimals="-6" id="f-1086" unitRef="eur">54983000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLossMandatorilyMeasuredAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-390" decimals="-6" id="f-1087" unitRef="eur">149579000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-391" decimals="-6" id="f-1088" unitRef="eur">123015000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory contextRef="c-1" id="f-1089">&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s exposure to (reverse) repurchase transactions is included in the following lines in the statement of financial position:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.441%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.509%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.750%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Exposure to (reverse) repurchase agreements&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Reverse repurchase transactions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14,997&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to customers&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;204&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets, loans and receivables&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,207&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,121&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and receivables mandatorily measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;66,337&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;51,536&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;96,745&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;69,407&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Repurchase transactions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Deposits from banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,699&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,064&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Customer deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,954&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;97&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading liabilities, funds on deposit&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,931&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10,337&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Funds entrusted designated and measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;56,835&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,729&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;70,420&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;58,227&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-446" decimals="-6" id="f-1090" unitRef="eur">14997000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-447" decimals="-6" id="f-1091" unitRef="eur">5251000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-448" decimals="-6" id="f-1092" unitRef="eur">204000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-449" decimals="-6" id="f-1093" unitRef="eur">499000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-450" decimals="-6" id="f-1094" unitRef="eur">15207000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-451" decimals="-6" id="f-1095" unitRef="eur">12121000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-452" decimals="-6" id="f-1096" unitRef="eur">66337000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-453" decimals="-6" id="f-1097" unitRef="eur">51536000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-454" decimals="-6" id="f-1098" unitRef="eur">96745000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-455" decimals="-6" id="f-1099" unitRef="eur">69407000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-456" decimals="-6" id="f-1100" unitRef="eur">2699000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-457" decimals="-6" id="f-1101" unitRef="eur">2064000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-458" decimals="-6" id="f-1102" unitRef="eur">1954000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-459" decimals="-6" id="f-1103" unitRef="eur">97000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-460" decimals="-6" id="f-1104" unitRef="eur">8931000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-461" decimals="-6" id="f-1105" unitRef="eur">10337000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-462" decimals="-6" id="f-1106" unitRef="eur">56835000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-463" decimals="-6" id="f-1107" unitRef="eur">45729000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-464" decimals="-6" id="f-1108" unitRef="eur">70420000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-465" decimals="-6" id="f-1109" unitRef="eur">58227000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ing:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock contextRef="c-1" id="f-1110">&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;3   Financial assets at fair value through other comprehensive income&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.441%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.509%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.750%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Financial assets at fair value through other comprehensive income by type&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,885&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38,281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,331&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;951&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;46,343&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;41,116&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1 Debt securities include an amount of EUR -9&#160;million (31 December 2023: EUR -13&#160;million) and the Loans and advances includes EUR -4&#160;million (31 December 2023: EUR -8&#160;million) of Loan loss provisions.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Exposure to equity securities&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:30.478%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.451%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:18.404%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.082%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.085%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Equity securities designated as at fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ff6200;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment in Bank of Beijing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,066&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,590&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other Investments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;298&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;295&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,364&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,885&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;8&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As at 30&#160;June 2024 ING holds approximately 13% (31 December 2023: 13%) of the shares of Bank of Beijing, a bank listed on the stock exchange of Shanghai. As per regulatory requirements set by the China Banking and Insurance Regulatory Commission, ING, as a shareholder holding more than 5% of the shares, is required to supply additional capital when necessary. No request for additional capital was received in the first six months of 2024 (2023: nil).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Changes in fair value through other comprehensive income&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents changes in financial assets at fair value through other comprehensive income (FVOCI).&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:31.252%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.271%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.057%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.903%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.443%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in fair value through other comprehensive income financial assets&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;FVOCI equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:center"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;FVOCI debt instruments &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,885&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,887&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39,231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29,739&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41,116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31,625&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,037&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19,967&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,040&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19,995&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers and reclassifications&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in unrealised revaluations &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;462&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;68&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-641&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;657&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;725&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reversals of impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Disposals and redemptions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5,915&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11,912&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5,915&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11,913&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;751&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;273&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;651&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in the composition of the group and other changes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,364&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,885&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;43,979&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;39,231&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;46,343&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;41,116&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Fair value through other comprehensive income debt instruments includes both debt securities and loans and advances.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Changes in unrealised revaluations of FVOCI debt instruments include changes on hedged items which are recognized in the statement of profit or loss. Reference is made to Note 12 'Equity' for details on the changes in revaluation reserve. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;FVOCI equity securities&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Exchange rate differences of EUR 14 million (31 December 2023: EUR -100 million) are mainly related to the stake in Bank of Beijing following the appreciation of CNY vs EUR. Furthermore, in the first six months of 2024 changes in unrealised revaluations of equity securities are mainly related to a revaluation of the stake in Bank of Beijing of EUR 463 million (31 December 2023: EUR  77 million) following a change in the share price.&lt;/span&gt;&lt;/div&gt;</ing:FinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTextBlock>
    <ing:SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock contextRef="c-1" id="f-1111">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.441%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.509%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.750%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Financial assets at fair value through other comprehensive income by type&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,885&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38,281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,331&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;951&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;46,343&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;41,116&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1 Debt securities include an amount of EUR -9&#160;million (31 December 2023: EUR -13&#160;million) and the Loans and advances includes EUR -4&#160;million (31 December 2023: EUR -8&#160;million) of Loan loss provisions.&lt;/span&gt;&lt;/div&gt;</ing:SummaryOfFinancialAssetsAtFairValueThroughOtherComprehensiveIncomeTableTextBlock>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-466" decimals="-6" id="f-1112" unitRef="eur">2364000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-467" decimals="-6" id="f-1113" unitRef="eur">1885000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-468" decimals="-6" id="f-1114" unitRef="eur">42647000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-469" decimals="-6" id="f-1115" unitRef="eur">38281000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-470" decimals="-6" id="f-1116" unitRef="eur">1331000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-471" decimals="-6" id="f-1117" unitRef="eur">951000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-390" decimals="-6" id="f-1118" unitRef="eur">46343000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome contextRef="c-391" decimals="-6" id="f-1119" unitRef="eur">41116000000</ifrs-full:FinancialAssetsAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="c-472" decimals="-6" id="f-1120" unitRef="eur">9000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
    <ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="c-473" decimals="-6" id="f-1121" unitRef="eur">13000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
    <ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="c-474" decimals="-6" id="f-1122" unitRef="eur">4000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
    <ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="c-475" decimals="-6" id="f-1123" unitRef="eur">8000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
    <ifrs-full:DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory contextRef="c-1" id="f-1124">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:30.478%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.451%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:18.404%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.082%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.085%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Equity securities designated as at fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ff6200;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Investment in Bank of Beijing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,066&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,590&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other Investments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;298&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;295&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,364&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,885&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;8&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:DisclosureOfFairValueOfEachInvestmentInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeExplanatory>
    <ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-476" decimals="-6" id="f-1125" unitRef="eur">2066000000</ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-477" decimals="-6" id="f-1126" unitRef="eur">1590000000</ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-478" id="f-1127" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-479" id="f-1128" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-480" decimals="-6" id="f-1129" unitRef="eur">298000000</ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-481" decimals="-6" id="f-1130" unitRef="eur">295000000</ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-482" decimals="-6" id="f-1131" unitRef="eur">8000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-483" decimals="-6" id="f-1132" unitRef="eur">2000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
    <ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-390" decimals="-6" id="f-1133" unitRef="eur">2364000000</ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-391" decimals="-6" id="f-1134" unitRef="eur">1885000000</ifrs-full:FairValueOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-1" decimals="-6" id="f-1135" unitRef="eur">8000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
    <ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod contextRef="c-392" decimals="-6" id="f-1136" unitRef="eur">2000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
    <ing:OwnershipInterestHeldInEquityBasedInvestments
      contextRef="c-478"
      decimals="2"
      id="f-1137"
      unitRef="number">0.13</ing:OwnershipInterestHeldInEquityBasedInvestments>
    <ing:OwnershipInterestHeldInEquityBasedInvestments
      contextRef="c-484"
      decimals="2"
      id="f-1138"
      unitRef="number">0.13</ing:OwnershipInterestHeldInEquityBasedInvestments>
    <ing:SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock contextRef="c-1" id="f-1139">&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Changes in fair value through other comprehensive income&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents changes in financial assets at fair value through other comprehensive income (FVOCI).&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:31.252%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.271%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.057%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.903%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.443%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in fair value through other comprehensive income financial assets&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;FVOCI equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:center"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;FVOCI debt instruments &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,885&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,887&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39,231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29,739&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41,116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31,625&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,037&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19,967&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,040&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19,995&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers and reclassifications&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in unrealised revaluations &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;462&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;68&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-641&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;657&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;725&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reversals of impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Disposals and redemptions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5,915&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11,912&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5,915&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11,913&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;751&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;273&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;651&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in the composition of the group and other changes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,364&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,885&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;43,979&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;39,231&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;46,343&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;41,116&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Fair value through other comprehensive income debt instruments includes both debt securities and loans and advances.&lt;/span&gt;&lt;/div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;Changes in unrealised revaluations of FVOCI debt instruments include changes on hedged items which are recognized in the statement of profit or loss. Reference is made to Note 12 'Equity' for details on the changes in revaluation reserve.</ing:SummaryOfChangesInFairValueThroughOtherComprehensiveIncomeFinancialAssetsTableTextBlock>
    <ifrs-full:FinancialAssets contextRef="c-485" decimals="-6" id="f-1140" unitRef="eur">1885000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-486" decimals="-6" id="f-1141" unitRef="eur">1887000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-487" decimals="-6" id="f-1142" unitRef="eur">39231000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-488" decimals="-6" id="f-1143" unitRef="eur">29739000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-489" decimals="-6" id="f-1144" unitRef="eur">41116000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-490" decimals="-6" id="f-1145" unitRef="eur">31625000000</ifrs-full:FinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-491" decimals="-6" id="f-1146" unitRef="eur">3000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-492" decimals="-6" id="f-1147" unitRef="eur">28000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-493" decimals="-6" id="f-1148" unitRef="eur">11037000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-494" decimals="-6" id="f-1149" unitRef="eur">19967000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-436" decimals="-6" id="f-1150" unitRef="eur">11040000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets contextRef="c-495" decimals="-6" id="f-1151" unitRef="eur">19995000000</ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets>
    <ing:AmortisationExpenseNetOfPremiumsAndDiscounts contextRef="c-491" id="f-1152" unitRef="eur" xsi:nil="true"/>
    <ing:AmortisationExpenseNetOfPremiumsAndDiscounts contextRef="c-492" id="f-1153" unitRef="eur" xsi:nil="true"/>
    <ing:AmortisationExpenseNetOfPremiumsAndDiscounts contextRef="c-493" id="f-1154" unitRef="eur" xsi:nil="true"/>
    <ing:AmortisationExpenseNetOfPremiumsAndDiscounts contextRef="c-494" decimals="-6" id="f-1155" unitRef="eur">-31000000</ing:AmortisationExpenseNetOfPremiumsAndDiscounts>
    <ing:AmortisationExpenseNetOfPremiumsAndDiscounts contextRef="c-436" id="f-1156" unitRef="eur" xsi:nil="true"/>
    <ing:AmortisationExpenseNetOfPremiumsAndDiscounts contextRef="c-495" decimals="-6" id="f-1157" unitRef="eur">-31000000</ing:AmortisationExpenseNetOfPremiumsAndDiscounts>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-491" id="f-1158" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-492" decimals="-6" id="f-1159" unitRef="eur">5000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-493" id="f-1160" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-494" id="f-1161" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-436" id="f-1162" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets contextRef="c-495" decimals="-6" id="f-1163" unitRef="eur">5000000</ifrs-full:IncreaseDecreaseThroughTransfersFinancialAssets>
    <ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets contextRef="c-491" decimals="-6" id="f-1164" unitRef="eur">462000000</ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets>
    <ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets contextRef="c-492" decimals="-6" id="f-1165" unitRef="eur">68000000</ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets>
    <ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets contextRef="c-493" decimals="-6" id="f-1166" unitRef="eur">-641000000</ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets>
    <ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets contextRef="c-494" decimals="-6" id="f-1167" unitRef="eur">657000000</ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets>
    <ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets contextRef="c-436" decimals="-6" id="f-1168" unitRef="eur">-179000000</ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets>
    <ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets contextRef="c-495" decimals="-6" id="f-1169" unitRef="eur">725000000</ing:IncreaseDecreaseInUnrealisedRevaluationsFinancialAssets>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-491" id="f-1170" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-492" id="f-1171" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-493" id="f-1172" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-494" decimals="-6" id="f-1173" unitRef="eur">1000000</ifrs-full:DecreaseThroughWriteoffFinancialAssets>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-436" id="f-1174" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:DecreaseThroughWriteoffFinancialAssets contextRef="c-495" decimals="-6" id="f-1175" unitRef="eur">1000000</ifrs-full:DecreaseThroughWriteoffFinancialAssets>
    <ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss contextRef="c-491" id="f-1176" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss contextRef="c-492" id="f-1177" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss contextRef="c-493" decimals="-6" id="f-1178" unitRef="eur">4000000</ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss>
    <ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss contextRef="c-494" decimals="-6" id="f-1179" unitRef="eur">6000000</ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss>
    <ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss contextRef="c-436" decimals="-6" id="f-1180" unitRef="eur">4000000</ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss>
    <ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss contextRef="c-495" decimals="-6" id="f-1181" unitRef="eur">6000000</ifrs-full:ReversalOfImpairmentLossRecognisedInProfitOrLoss>
    <ifrs-full:DecreaseThroughDerecognitionFinancialAssets contextRef="c-491" id="f-1182" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:DecreaseThroughDerecognitionFinancialAssets contextRef="c-492" decimals="-6" id="f-1183" unitRef="eur">2000000</ifrs-full:DecreaseThroughDerecognitionFinancialAssets>
    <ifrs-full:DecreaseThroughDerecognitionFinancialAssets contextRef="c-493" decimals="-6" id="f-1184" unitRef="eur">5915000000</ifrs-full:DecreaseThroughDerecognitionFinancialAssets>
    <ifrs-full:DecreaseThroughDerecognitionFinancialAssets contextRef="c-494" decimals="-6" id="f-1185" unitRef="eur">11912000000</ifrs-full:DecreaseThroughDerecognitionFinancialAssets>
    <ifrs-full:DecreaseThroughDerecognitionFinancialAssets contextRef="c-436" decimals="-6" id="f-1186" unitRef="eur">5915000000</ifrs-full:DecreaseThroughDerecognitionFinancialAssets>
    <ifrs-full:DecreaseThroughDerecognitionFinancialAssets contextRef="c-495" decimals="-6" id="f-1187" unitRef="eur">11913000000</ifrs-full:DecreaseThroughDerecognitionFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-491" decimals="-6" id="f-1188" unitRef="eur">14000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-492" decimals="-6" id="f-1189" unitRef="eur">-100000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-493" decimals="-6" id="f-1190" unitRef="eur">259000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-494" decimals="-6" id="f-1191" unitRef="eur">751000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-436" decimals="-6" id="f-1192" unitRef="eur">273000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-495" decimals="-6" id="f-1193" unitRef="eur">651000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges contextRef="c-491" id="f-1194" unitRef="eur" xsi:nil="true"/>
    <ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges contextRef="c-492" id="f-1195" unitRef="eur" xsi:nil="true"/>
    <ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges contextRef="c-493" decimals="-6" id="f-1196" unitRef="eur">5000000</ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges>
    <ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges contextRef="c-494" decimals="-6" id="f-1197" unitRef="eur">-6000000</ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges>
    <ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges contextRef="c-436" decimals="-6" id="f-1198" unitRef="eur">5000000</ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges>
    <ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges contextRef="c-495" decimals="-6" id="f-1199" unitRef="eur">-6000000</ing:IncreaseDecreaseInCompositionOfGroupAndOtherChanges>
    <ifrs-full:FinancialAssets contextRef="c-496" decimals="-6" id="f-1200" unitRef="eur">2364000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-485" decimals="-6" id="f-1201" unitRef="eur">1885000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-497" decimals="-6" id="f-1202" unitRef="eur">43979000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-487" decimals="-6" id="f-1203" unitRef="eur">39231000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-498" decimals="-6" id="f-1204" unitRef="eur">46343000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-489" decimals="-6" id="f-1205" unitRef="eur">41116000000</ifrs-full:FinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-499" decimals="-6" id="f-1206" unitRef="eur">14000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-500" decimals="-6" id="f-1207" unitRef="eur">-100000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets contextRef="c-499" decimals="-6" id="f-1208" unitRef="eur">463000000</ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets contextRef="c-500" decimals="-6" id="f-1209" unitRef="eur">77000000</ifrs-full:IncreaseDecreaseThroughOtherMovementsFinancialAssets>
    <ing:DebtSecuritiesExplanatoryTextBlock contextRef="c-1" id="f-1210">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;4   Debt securities&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s exposure to debt securities is included in the following lines in the statement of financial position:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:75.060%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.735%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.905%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Exposure to debt securities&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities at fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38,281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities at amortised cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49,537&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;48,313&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities at fair value through other comprehensive income and amortised cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;92,184&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;86,594&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,952&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,907&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities designated and measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,058&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,470&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities mandatorily measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;854&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;894&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total debt securities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;14,864&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12,270&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;107,048&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;98,864&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s total exposure to debt securities (excluding debt securities held in the trading portfolio) of EUR  97,097 million (31 December 2023: EUR 91,957 million) is specified as follows:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:23.358%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.568%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.271%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.413%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.271%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.413%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.961%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.723%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.122%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Debt securities by type of exposure&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt Securities at FVPL&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt Securities at FVOCI&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt Securities at AC&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Government bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;291&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;362&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,708&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,988&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,613&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24,050&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47,611&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,400&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Central bank bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;434&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,869&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,043&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,303&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Sub-sovereign, Supranationals and Agencies&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,354&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,976&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,587&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,058&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14,639&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29,336&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27,580&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Covered bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,084&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,458&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,951&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,315&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;828&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;799&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;106&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,043&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,035&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial institutions' bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,222&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,645&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;463&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;483&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;79&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;186&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,764&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,314&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ABS portfolio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;790&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;758&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;956&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,025&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,374&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,077&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,860&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,913&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,363&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;42,656&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;38,293&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;49,559&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;48,335&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;97,128&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;91,991&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-32&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities portfolio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,913&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,363&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;42,647&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;38,281&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;49,537&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;48,313&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;97,097&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;91,957&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Debt securities at FVPL includes both debt securities designated and measured at fair value through profit or loss and debt securities mandatorily measured at fair value through profit or loss.&lt;/span&gt;&lt;/div&gt;</ing:DebtSecuritiesExplanatoryTextBlock>
    <ing:SummaryOfExposureToDebtSecuritiesTableTextBlock contextRef="c-1" id="f-1211">&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s exposure to debt securities is included in the following lines in the statement of financial position:&lt;/span&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:75.060%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.735%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.905%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Exposure to debt securities&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities at fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38,281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities at amortised cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49,537&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;48,313&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities at fair value through other comprehensive income and amortised cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;92,184&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;86,594&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,952&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,907&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities designated and measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,058&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,470&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities mandatorily measured at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;854&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;894&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total debt securities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;14,864&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12,270&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;107,048&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;98,864&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:SummaryOfExposureToDebtSecuritiesTableTextBlock>
    <ifrs-full:FinancialAssets contextRef="c-472" decimals="-6" id="f-1212" unitRef="eur">42647000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-473" decimals="-6" id="f-1213" unitRef="eur">38281000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-501" decimals="-6" id="f-1214" unitRef="eur">49537000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-502" decimals="-6" id="f-1215" unitRef="eur">48313000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-503" decimals="-6" id="f-1216" unitRef="eur">92184000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-504" decimals="-6" id="f-1217" unitRef="eur">86594000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-505" decimals="-6" id="f-1218" unitRef="eur">9952000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-506" decimals="-6" id="f-1219" unitRef="eur">6907000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-507" decimals="-6" id="f-1220" unitRef="eur">4058000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-508" decimals="-6" id="f-1221" unitRef="eur">4470000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-509" decimals="-6" id="f-1222" unitRef="eur">854000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-510" decimals="-6" id="f-1223" unitRef="eur">894000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-511" decimals="-6" id="f-1224" unitRef="eur">14864000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-512" decimals="-6" id="f-1225" unitRef="eur">12270000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-468" decimals="-6" id="f-1226" unitRef="eur">107048000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-469" decimals="-6" id="f-1227" unitRef="eur">98864000000</ifrs-full:FinancialAssets>
    <ing:DebtSecuritiesByTypeOfExposureTableTextBlock contextRef="c-1" id="f-1228">&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s total exposure to debt securities (excluding debt securities held in the trading portfolio) of EUR  97,097 million (31 December 2023: EUR 91,957 million) is specified as follows:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:23.358%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.568%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.271%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.413%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.271%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.413%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.961%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.723%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.122%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Debt securities by type of exposure&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt Securities at FVPL&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt Securities at FVOCI&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt Securities at AC&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Government bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;291&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;362&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,708&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,988&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,613&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24,050&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47,611&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,400&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Central bank bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;434&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,869&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,043&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,303&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Sub-sovereign, Supranationals and Agencies&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,354&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,976&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,587&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,058&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14,639&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29,336&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27,580&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Covered bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,084&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,458&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,951&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,315&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;828&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;799&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;106&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,043&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,035&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial institutions' bonds&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,222&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,645&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;463&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;483&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;79&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;186&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,764&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,314&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ABS portfolio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;790&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;758&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;956&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,025&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,374&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,077&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,860&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,913&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,363&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;42,656&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;38,293&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;49,559&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;48,335&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;97,128&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;91,991&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-32&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities portfolio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,913&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,363&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;42,647&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;38,281&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;49,537&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;48,313&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;97,097&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;91,957&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Debt securities at FVPL includes both debt securities designated and measured at fair value through profit or loss and debt securities mandatorily measured at fair value through profit or loss.&lt;/span&gt;&lt;/div&gt;</ing:DebtSecuritiesByTypeOfExposureTableTextBlock>
    <ifrs-full:FinancialAssets contextRef="c-513" decimals="-6" id="f-1229" unitRef="eur">97097000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-514" decimals="-6" id="f-1230" unitRef="eur">91957000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-515" decimals="-6" id="f-1231" unitRef="eur">291000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-516" decimals="-6" id="f-1232" unitRef="eur">362000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-517" decimals="-6" id="f-1233" unitRef="eur">23708000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-518" decimals="-6" id="f-1234" unitRef="eur">20988000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-519" decimals="-6" id="f-1235" unitRef="eur">23613000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-520" decimals="-6" id="f-1236" unitRef="eur">24050000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-521" decimals="-6" id="f-1237" unitRef="eur">47611000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-522" decimals="-6" id="f-1238" unitRef="eur">45400000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-523" decimals="-6" id="f-1239" unitRef="eur">434000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-524" decimals="-6" id="f-1240" unitRef="eur">446000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-525" id="f-1241" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:FinancialAssets contextRef="c-526" id="f-1242" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:FinancialAssets contextRef="c-527" decimals="-6" id="f-1243" unitRef="eur">2869000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-528" decimals="-6" id="f-1244" unitRef="eur">2043000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-529" decimals="-6" id="f-1245" unitRef="eur">3303000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-530" decimals="-6" id="f-1246" unitRef="eur">2489000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-531" decimals="-6" id="f-1247" unitRef="eur">1301000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-532" decimals="-6" id="f-1248" unitRef="eur">1354000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-533" decimals="-6" id="f-1249" unitRef="eur">12976000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-534" decimals="-6" id="f-1250" unitRef="eur">11587000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-535" decimals="-6" id="f-1251" unitRef="eur">15058000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-536" decimals="-6" id="f-1252" unitRef="eur">14639000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-537" decimals="-6" id="f-1253" unitRef="eur">29336000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-538" decimals="-6" id="f-1254" unitRef="eur">27580000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-539" decimals="-6" id="f-1255" unitRef="eur">47000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-540" id="f-1256" unitRef="eur" xsi:nil="true"/>
    <ifrs-full:FinancialAssets contextRef="c-541" decimals="-6" id="f-1257" unitRef="eur">4446000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-542" decimals="-6" id="f-1258" unitRef="eur">4084000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-543" decimals="-6" id="f-1259" unitRef="eur">5458000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-544" decimals="-6" id="f-1260" unitRef="eur">5231000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-545" decimals="-6" id="f-1261" unitRef="eur">9951000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-546" decimals="-6" id="f-1262" unitRef="eur">9315000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-547" decimals="-6" id="f-1263" unitRef="eur">828000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-548" decimals="-6" id="f-1264" unitRef="eur">799000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-549" decimals="-6" id="f-1265" unitRef="eur">106000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-550" decimals="-6" id="f-1266" unitRef="eur">127000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-551" decimals="-6" id="f-1267" unitRef="eur">108000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-552" decimals="-6" id="f-1268" unitRef="eur">109000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-553" decimals="-6" id="f-1269" unitRef="eur">1043000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-554" decimals="-6" id="f-1270" unitRef="eur">1035000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-555" decimals="-6" id="f-1271" unitRef="eur">1222000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-556" decimals="-6" id="f-1272" unitRef="eur">1645000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-557" decimals="-6" id="f-1273" unitRef="eur">463000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-558" decimals="-6" id="f-1274" unitRef="eur">483000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-559" decimals="-6" id="f-1275" unitRef="eur">79000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-560" decimals="-6" id="f-1276" unitRef="eur">186000000</ifrs-full:FinancialAssets>
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    <ifrs-full:FinancialAssets contextRef="c-563" decimals="-6" id="f-1279" unitRef="eur">790000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-564" decimals="-6" id="f-1280" unitRef="eur">758000000</ifrs-full:FinancialAssets>
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    <ifrs-full:FinancialAssets contextRef="c-566" decimals="-6" id="f-1282" unitRef="eur">1025000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-567" decimals="-6" id="f-1283" unitRef="eur">2374000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-568" decimals="-6" id="f-1284" unitRef="eur">2077000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-569" decimals="-6" id="f-1285" unitRef="eur">4120000000</ifrs-full:FinancialAssets>
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    <ifrs-full:FinancialAssets contextRef="c-571" decimals="-6" id="f-1287" unitRef="eur">4913000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-572" decimals="-6" id="f-1288" unitRef="eur">5363000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-573" decimals="-6" id="f-1289" unitRef="eur">42656000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-574" decimals="-6" id="f-1290" unitRef="eur">38293000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-575" decimals="-6" id="f-1291" unitRef="eur">49559000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-576" decimals="-6" id="f-1292" unitRef="eur">48335000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-577" decimals="-6" id="f-1293" unitRef="eur">97128000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-578" decimals="-6" id="f-1294" unitRef="eur">91991000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-579" id="f-1295" unitRef="eur" xsi:nil="true"/>
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    <ifrs-full:FinancialAssets contextRef="c-581" decimals="-6" id="f-1297" unitRef="eur">-9000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-582" decimals="-6" id="f-1298" unitRef="eur">-13000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-583" decimals="-6" id="f-1299" unitRef="eur">-23000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-584" decimals="-6" id="f-1300" unitRef="eur">-22000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-585" decimals="-6" id="f-1301" unitRef="eur">-32000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-586" decimals="-6" id="f-1302" unitRef="eur">-34000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-587" decimals="-6" id="f-1303" unitRef="eur">4913000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-588" decimals="-6" id="f-1304" unitRef="eur">5363000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-589" decimals="-6" id="f-1305" unitRef="eur">42647000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-590" decimals="-6" id="f-1306" unitRef="eur">38281000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-591" decimals="-6" id="f-1307" unitRef="eur">49537000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-592" decimals="-6" id="f-1308" unitRef="eur">48313000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-513" decimals="-6" id="f-1309" unitRef="eur">97097000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets contextRef="c-514" decimals="-6" id="f-1310" unitRef="eur">91957000000</ifrs-full:FinancialAssets>
    <ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory contextRef="c-1" id="f-1311">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;5   Loans and advances to customers&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:72.429%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.283%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.988%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Loans and advances to customers by type &lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans to public authorities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,475&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14,384&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Residential mortgages&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;339,358&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;329,506&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other personal lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;35,360&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;36,571&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;276,394&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;272,472&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;668,588&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;652,933&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5,901&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5,621&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;662,687&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;647,313&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For details on loan loss provisioning, refer to &#x2018;Risk management &#x2013; Credit risk&#x2019; paragraph 'Loan loss provisioning'.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory>
    <ing:DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory contextRef="c-1" id="f-1312">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:72.429%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.283%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.988%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Loans and advances to customers by type &lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans to public authorities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,475&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14,384&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Residential mortgages&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;339,358&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;329,506&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other personal lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;35,360&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;36,571&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Lending&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;276,394&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;272,472&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;668,588&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;652,933&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5,901&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5,621&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;662,687&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;647,313&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ing:DisclosureOfLoansAndAdvancesToCustomersByTypeExplanatory>
    <ing:LoansAndAdvancesToCustomersBeforeProvisions contextRef="c-593" decimals="-6" id="f-1313" unitRef="eur">17475000000</ing:LoansAndAdvancesToCustomersBeforeProvisions>
    <ing:LoansAndAdvancesToCustomersBeforeProvisions contextRef="c-594" decimals="-6" id="f-1314" unitRef="eur">14384000000</ing:LoansAndAdvancesToCustomersBeforeProvisions>
    <ing:LoansAndAdvancesToCustomersBeforeProvisions contextRef="c-595" decimals="-6" id="f-1315" unitRef="eur">339358000000</ing:LoansAndAdvancesToCustomersBeforeProvisions>
    <ing:LoansAndAdvancesToCustomersBeforeProvisions contextRef="c-596" decimals="-6" id="f-1316" unitRef="eur">329506000000</ing:LoansAndAdvancesToCustomersBeforeProvisions>
    <ing:LoansAndAdvancesToCustomersBeforeProvisions contextRef="c-597" decimals="-6" id="f-1317" unitRef="eur">35360000000</ing:LoansAndAdvancesToCustomersBeforeProvisions>
    <ing:LoansAndAdvancesToCustomersBeforeProvisions contextRef="c-598" decimals="-6" id="f-1318" unitRef="eur">36571000000</ing:LoansAndAdvancesToCustomersBeforeProvisions>
    <ing:LoansAndAdvancesToCustomersBeforeProvisions contextRef="c-599" decimals="-6" id="f-1319" unitRef="eur">276394000000</ing:LoansAndAdvancesToCustomersBeforeProvisions>
    <ing:LoansAndAdvancesToCustomersBeforeProvisions contextRef="c-600" decimals="-6" id="f-1320" unitRef="eur">272472000000</ing:LoansAndAdvancesToCustomersBeforeProvisions>
    <ing:LoansAndAdvancesToCustomersBeforeProvisions contextRef="c-390" decimals="-6" id="f-1321" unitRef="eur">668588000000</ing:LoansAndAdvancesToCustomersBeforeProvisions>
    <ing:LoansAndAdvancesToCustomersBeforeProvisions contextRef="c-391" decimals="-6" id="f-1322" unitRef="eur">652933000000</ing:LoansAndAdvancesToCustomersBeforeProvisions>
    <ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="c-601" decimals="-6" id="f-1323" unitRef="eur">5901000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
    <ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets contextRef="c-602" decimals="-6" id="f-1324" unitRef="eur">5621000000</ifrs-full:AllowanceAccountForCreditLossesOfFinancialAssets>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-390" decimals="-6" id="f-1325" unitRef="eur">662687000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-391" decimals="-6" id="f-1326" unitRef="eur">647313000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory contextRef="c-1" id="f-1327">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;6   Investment in associates and joint ventures&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:31.562%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.509%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.194%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest held (%)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Fair value of listed invest-ments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Balance sheet value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;TMBThanachart Bank Public Company Limited&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;964&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,927&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39,953&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;449&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;322&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;339&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,459&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:31.562%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.509%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.194%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest held (%)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Fair value of listed invest-ments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Balance sheet value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;TMBThanachart Bank Public Company Limited&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;976&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,128&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46,666&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;40,776&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,386&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;943&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;381&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,509&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;TMBThanachart Bank Public Company Limited&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group has an 23% investment in TMBThanachart Bank Public Company Limited (hereafter: TTB), a bank listed on the Stock Exchange of Thailand. TTB is providing products and services to wholesale, small and medium enterprise (SME), and retail customers. TTB is accounted for as an investment in associate based on the size of ING shareholding and representation on the Board. TTB is part of the Corporate Line segment.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Other investments in associates and joint ventures&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Included in Other investments in associates and joint ventures are mainly financial services and (non) financial technology funds or vehicles operating predominantly in Europe, and represents a number of associates and joint ventures that are individually not significant to ING Group. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:76.144%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.652%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.904%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in Investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,500&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Revaluations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Share of results&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;149&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividends received&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-39&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-74&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Disposals&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-89&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-24&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-41&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-32&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #ababab;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,459&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,509&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Share of results from associates and joint ventures of EUR 43 million (31 December 2023: EUR 149 million) as included in the table above is mainly attributable to results of TTB of EUR 61&#160;million (31 December 2023: EUR 107 million).&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Impairments and reversals thereof&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Accumulated impairment losses on the investment in TTB of EUR 395 million (2023: EUR 395 million) were recognised in previous years. As per 30 June 2024 Value in Use (&#x2018;VIU&#x2019;) was estimated following the prolonged increase of the quoted TTB share price over the original cost price of the investment and the sustained improved broker consensus outlook. VIU was estimated to be close to the carrying amount of the investment in TTB and differed only by an insignificant amount. Consequently, no (reversal of) impairment was recognised. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Methodology &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;The recoverable amount is determined as the higher of the fair value less costs of disposal and Value in Use (&#x2018;VIU&#x2019;). Fair value less costs of disposal is based on observable share price. The VIU calculation uses discounted cash flow projections based on management&#x2019;s best estimates. VIU is derived using a Dividend Discount Model (DDM) where distributable equity, i.e. future earnings available to ordinary shareholders, is used as a proxy for future cash flows. The valuation looks at expected cash flows into perpetuity resulting in two main components to the VIU calculation:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;the estimation of future earnings over a 5 year forecast period; and&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;the terminal value being the extrapolation of earnings into perpetuity applying a long term growth rate. The earnings that are used for extrapolation represent the stable long term financial results and position of TTB, i.e. a steady state. The terminal value comprises the majority of the total VIU.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Key assumptions used in the VIU calculation as at 30 June 2024 &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;The VIU is determined using a valuation model which is subject to multiple management assumptions. The key assumptions, i.e. those to which the overall result is most sensitive to, are the following:&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Expected future earnings of TTB: Short to medium term expectations are based on forecasts derived from broker consensus. Longer term and steady state expectations into perpetuity are derived using reasonable and supportable assumptions capturing a combination of TTB specific and market data points. A capital maintenance charge is applied, which is management&#x2019;s forecast of the earnings that need to be withheld in order for TTB to meet target regulatory requirements over the forecast period;&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Discount rate (cost of equity): 10.08%, based on the capital asset pricing model (CAPM) calculated for TTB using current market data.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;Terminal growth rate: 3.24% consistent with current long term government bond yield in Thailand as a proxy for a risk-free rate;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The model was evaluated for reasonably possible changes to key assumptions in the model. This reflects the sensitivity of the VIU to each key assumption on its own and it is possible that more than one favourable and/or unfavourable change may occur at the same time. The selected rates of reasonably possible &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;changes to key assumptions are based on external analysts&#x2019; forecasts and other relevant external data sources, which can change period to period. The sensitivity of the VIU to each key assumption is as follows :&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;A favourable change of 10% in the cash flows would result in an increase in VIU of EUR 57 million, while an unfavourable change of -10% would result in a decrease in VIU of EUR -59 million;  &lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:14.2pt;text-indent:-14.2pt"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:80%;padding-left:8.96pt"&gt;A favourable change of -1% in the discount rate would result in an increase in VIU of EUR 119 million, while an unfavourable change of 1% would result in a decrease in VIU of EUR -89 million;  &lt;/span&gt;&lt;/div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:16pt;font-weight:400;line-height:80%"&gt;&#x2022;&lt;/span&gt;A favourable change of 1% in the terminal growth rate would result in an increase in VIU of EUR 87 million, while an unfavourable change of -1% would result in a decrease in VIU of EUR -65 million;</ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory>
    <ing:DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock contextRef="c-1" id="f-1328">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:31.562%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.509%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.194%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest held (%)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Fair value of listed invest-ments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Balance sheet value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;TMBThanachart Bank Public Company Limited&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;964&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,927&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39,953&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;449&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;322&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;339&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,459&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:31.562%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.509%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.194%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest held (%)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Fair value of listed invest-ments&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Balance sheet value&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total assets&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total liabilities&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;TMBThanachart Bank Public Company Limited&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;976&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,128&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46,666&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;40,776&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,386&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;943&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;381&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,509&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:1pt solid #c4c4c4;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureInInvestmentsInAssociatesAndJointVenturesExplanatoryTableTextBlock>
    <ifrs-full:ProportionOfOwnershipInterestInAssociate
      contextRef="c-603"
      decimals="4"
      id="f-1329"
      unitRef="number">0.23</ifrs-full:ProportionOfOwnershipInterestInAssociate>
    <ing:FairValueOfListedInvestment contextRef="c-604" decimals="-6" id="f-1330" unitRef="eur">964000000</ing:FairValueOfListedInvestment>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-604" decimals="-6" id="f-1331" unitRef="eur">1120000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:Assets contextRef="c-604" decimals="-6" id="f-1332" unitRef="eur">45927000000</ifrs-full:Assets>
    <ifrs-full:Liabilities contextRef="c-604" decimals="-6" id="f-1333" unitRef="eur">39953000000</ifrs-full:Liabilities>
    <ifrs-full:Revenue contextRef="c-603" decimals="-6" id="f-1334" unitRef="eur">449000000</ifrs-full:Revenue>
    <ifrs-full:OperatingExpense contextRef="c-603" decimals="-6" id="f-1335" unitRef="eur">322000000</ifrs-full:OperatingExpense>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-605" decimals="-6" id="f-1336" unitRef="eur">339000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-390" decimals="-6" id="f-1337" unitRef="eur">1459000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:ProportionOfOwnershipInterestInAssociate
      contextRef="c-606"
      decimals="4"
      id="f-1338"
      unitRef="number">0.23</ifrs-full:ProportionOfOwnershipInterestInAssociate>
    <ing:FairValueOfListedInvestment contextRef="c-607" decimals="-6" id="f-1339" unitRef="eur">976000000</ing:FairValueOfListedInvestment>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-607" decimals="-6" id="f-1340" unitRef="eur">1128000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:Assets contextRef="c-607" decimals="-6" id="f-1341" unitRef="eur">46666000000</ifrs-full:Assets>
    <ifrs-full:Liabilities contextRef="c-607" decimals="-6" id="f-1342" unitRef="eur">40776000000</ifrs-full:Liabilities>
    <ifrs-full:Revenue contextRef="c-606" decimals="-6" id="f-1343" unitRef="eur">1386000000</ifrs-full:Revenue>
    <ifrs-full:OperatingExpense contextRef="c-606" decimals="-6" id="f-1344" unitRef="eur">943000000</ifrs-full:OperatingExpense>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-608" decimals="-6" id="f-1345" unitRef="eur">381000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-391" decimals="-6" id="f-1346" unitRef="eur">1509000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:ProportionOfOwnershipInterestInAssociate
      contextRef="c-603"
      decimals="4"
      id="f-1347"
      unitRef="number">0.23</ifrs-full:ProportionOfOwnershipInterestInAssociate>
    <ing:DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory contextRef="c-1" id="f-1348">&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:76.144%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.652%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.904%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in Investments in associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,500&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Revaluations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Share of results&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;149&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividends received&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-39&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-74&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Disposals&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-89&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Impairments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-24&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-41&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-32&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #c4c4c4;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #ababab;border-top:1pt solid #c4c4c4;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,459&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,509&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #ababab;border-top:1.5pt solid #ababab;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfChangeInInvestmentsInAssociatesAndJointVenturesExplanatory>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-609" decimals="-6" id="f-1349" unitRef="eur">1509000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-610" decimals="-6" id="f-1350" unitRef="eur">1500000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ing:AdditionsInInvestmentsInAssociatesAndJointVentures contextRef="c-611" decimals="-6" id="f-1351" unitRef="eur">22000000</ing:AdditionsInInvestmentsInAssociatesAndJointVentures>
    <ing:AdditionsInInvestmentsInAssociatesAndJointVentures contextRef="c-612" decimals="-6" id="f-1352" unitRef="eur">55000000</ing:AdditionsInInvestmentsInAssociatesAndJointVentures>
    <ing:TransferToAndFromInvestmentsOtherAssetsAndLiabilities contextRef="c-611" decimals="-6" id="f-1353" unitRef="eur">-10000000</ing:TransferToAndFromInvestmentsOtherAssetsAndLiabilities>
    <ing:TransferToAndFromInvestmentsOtherAssetsAndLiabilities contextRef="c-612" id="f-1354" unitRef="eur" xsi:nil="true"/>
    <ing:RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures contextRef="c-611" decimals="-6" id="f-1355" unitRef="eur">4000000</ing:RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures>
    <ing:RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures contextRef="c-612" decimals="-6" id="f-1356" unitRef="eur">4000000</ing:RevaluationIncreaseDecreaseInvestmentsInAssociatesAndJointVentures>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-611" decimals="-6" id="f-1357" unitRef="eur">43000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-612" decimals="-6" id="f-1358" unitRef="eur">149000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ing:DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived contextRef="c-611" decimals="-6" id="f-1359" unitRef="eur">39000000</ing:DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived>
    <ing:DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived contextRef="c-612" decimals="-6" id="f-1360" unitRef="eur">74000000</ing:DecreaseInInvestmentsInSubsidiariesJointVenturesAndAssociatesFromDividendsReceived>
    <ing:DisposalsOfInvestmentsInAssociatesAndJointVentures contextRef="c-611" decimals="-6" id="f-1361" unitRef="eur">5000000</ing:DisposalsOfInvestmentsInAssociatesAndJointVentures>
    <ing:DisposalsOfInvestmentsInAssociatesAndJointVentures contextRef="c-612" decimals="-6" id="f-1362" unitRef="eur">89000000</ing:DisposalsOfInvestmentsInAssociatesAndJointVentures>
    <ing:ImpairmentLossOfInvestmentsInAssociatesAndJointVentures contextRef="c-611" decimals="-6" id="f-1363" unitRef="eur">24000000</ing:ImpairmentLossOfInvestmentsInAssociatesAndJointVentures>
    <ing:ImpairmentLossOfInvestmentsInAssociatesAndJointVentures contextRef="c-612" decimals="-6" id="f-1364" unitRef="eur">5000000</ing:ImpairmentLossOfInvestmentsInAssociatesAndJointVentures>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-611" decimals="-6" id="f-1365" unitRef="eur">-41000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets contextRef="c-612" decimals="-6" id="f-1366" unitRef="eur">-32000000</ifrs-full:IncreaseDecreaseThroughForeignExchangeFinancialAssets>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-613" decimals="-6" id="f-1367" unitRef="eur">1459000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates contextRef="c-609" decimals="-6" id="f-1368" unitRef="eur">1509000000</ifrs-full:InvestmentsInSubsidiariesJointVenturesAndAssociates>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-611" decimals="-6" id="f-1369" unitRef="eur">43000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-612" decimals="-6" id="f-1370" unitRef="eur">149000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-614" decimals="-6" id="f-1371" unitRef="eur">61000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-615" decimals="-6" id="f-1372" unitRef="eur">107000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ing:AccumulatedImpairmentLosses contextRef="c-616" decimals="-6" id="f-1373" unitRef="eur">395000000</ing:AccumulatedImpairmentLosses>
    <ing:AccumulatedImpairmentLosses contextRef="c-617" decimals="-6" id="f-1374" unitRef="eur">395000000</ing:AccumulatedImpairmentLosses>
    <ifrs-full:DescriptionOfDiscountRatesUsedInCurrentEstimateOfValueInUse
      contextRef="c-618"
      decimals="4"
      id="f-1375"
      unitRef="number">0.1008</ifrs-full:DescriptionOfDiscountRatesUsedInCurrentEstimateOfValueInUse>
    <ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections
      contextRef="c-618"
      decimals="4"
      id="f-1376"
      unitRef="number">0.0324</ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows
      contextRef="c-619"
      decimals="2"
      id="f-1377"
      unitRef="number">0.10</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse contextRef="c-619" decimals="-6" id="f-1378" unitRef="eur">57000000</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows
      contextRef="c-620"
      decimals="2"
      id="f-1379"
      unitRef="number">-0.10</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse contextRef="c-620" decimals="-6" id="f-1380" unitRef="eur">-59000000</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows
      contextRef="c-621"
      decimals="2"
      id="f-1381"
      unitRef="number">0.01</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse contextRef="c-621" decimals="-6" id="f-1382" unitRef="eur">119000000</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows
      contextRef="c-622"
      decimals="2"
      id="f-1383"
      unitRef="number">-0.01</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse contextRef="c-622" decimals="-6" id="f-1384" unitRef="eur">-89000000</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows
      contextRef="c-623"
      decimals="2"
      id="f-1385"
      unitRef="number">-0.01</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse contextRef="c-623" decimals="-6" id="f-1386" unitRef="eur">87000000</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows
      contextRef="c-624"
      decimals="2"
      id="f-1387"
      unitRef="number">0.01</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariablePercentFavorableUnfavorableChangeInCashFlows>
    <ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse contextRef="c-624" decimals="-6" id="f-1388" unitRef="eur">-65000000</ing:SensitivityAnalysisReasonablyPossibleChangeInRiskVariableImpactOnValueInUse>
    <ifrs-full:DisclosureOfDepositsFromBanksExplanatory contextRef="c-1" id="f-1389">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;7   Deposits from banks&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Deposits from banks includes non-subordinated deposits and repurchase agreements from banks.&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:73.667%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.129%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.904%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Deposits from banks by type&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-interest bearing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;252&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;177&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest bearing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,244&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,080&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;20,496&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;23,257&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;In 2023, deposits from banks included ING&#x2019;s participation in the Targeted Longer-Term Refinancing Operations (TLTRO) of EUR 6.0 billion which was fully repaid in March 2024.</ifrs-full:DisclosureOfDepositsFromBanksExplanatory>
    <ing:DisclosureOfDepositsFromBanksSplitInInterestAndNonInterestBearingExplanatoryTableTextBlock contextRef="c-1" id="f-1390">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:73.667%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.129%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.904%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Deposits from banks by type&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-interest bearing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;252&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;177&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest bearing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,244&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,080&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;20,496&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;23,257&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ing:DisclosureOfDepositsFromBanksSplitInInterestAndNonInterestBearingExplanatoryTableTextBlock>
    <ing:NonInterestBearingOnDepositsFromBanks contextRef="c-390" decimals="-6" id="f-1391" unitRef="eur">252000000</ing:NonInterestBearingOnDepositsFromBanks>
    <ing:NonInterestBearingOnDepositsFromBanks contextRef="c-391" decimals="-6" id="f-1392" unitRef="eur">177000000</ing:NonInterestBearingOnDepositsFromBanks>
    <ing:InterestBearingOnDepositsFromBanks contextRef="c-390" decimals="-6" id="f-1393" unitRef="eur">20244000000</ing:InterestBearingOnDepositsFromBanks>
    <ing:InterestBearingOnDepositsFromBanks contextRef="c-391" decimals="-6" id="f-1394" unitRef="eur">23080000000</ing:InterestBearingOnDepositsFromBanks>
    <ifrs-full:DepositsFromBanks contextRef="c-390" decimals="-6" id="f-1395" unitRef="eur">20496000000</ifrs-full:DepositsFromBanks>
    <ifrs-full:DepositsFromBanks contextRef="c-391" decimals="-6" id="f-1396" unitRef="eur">23257000000</ifrs-full:DepositsFromBanks>
    <ing:RepaymentOfDepositsFromBanks contextRef="c-445" decimals="-8" id="f-1397" unitRef="eur">6000000000.0</ing:RepaymentOfDepositsFromBanks>
    <ifrs-full:DisclosureOfDepositsFromCustomersExplanatory contextRef="c-1" id="f-1398">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;8   Customer deposits&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:73.977%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.974%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.749%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Customer deposits&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Current accounts / Overnight deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;225,865&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;221,773&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Savings accounts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;349,910&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;334,296&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Time deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;113,104&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;92,154&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,699&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,053&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;692,577&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;650,276&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Current accounts / Overnight deposits, Saving accounts and Time deposits include balances with individuals, respectively EUR 106,497&#160;million (31 December 2023: EUR 107,711&#160;million), EUR 322,365&#160;million (31 December 2023: EUR 305,743&#160;million) and EUR 50,834&#160;million (31 December 2023: EUR 46,762&#160;million).&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfDepositsFromCustomersExplanatory>
    <ing:ScheduleOfCustomerDepositsTableTextBlock contextRef="c-1" id="f-1399">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:73.977%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.974%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.749%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Customer deposits&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Current accounts / Overnight deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;225,865&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;221,773&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Savings accounts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;349,910&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;334,296&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Time deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;113,104&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;92,154&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,699&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,053&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;692,577&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;650,276&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ing:ScheduleOfCustomerDepositsTableTextBlock>
    <ing:CustomerAccountsOvernightDeposits contextRef="c-390" decimals="-6" id="f-1400" unitRef="eur">225865000000</ing:CustomerAccountsOvernightDeposits>
    <ing:CustomerAccountsOvernightDeposits contextRef="c-391" decimals="-6" id="f-1401" unitRef="eur">221773000000</ing:CustomerAccountsOvernightDeposits>
    <ing:SavingsAccounts contextRef="c-390" decimals="-6" id="f-1402" unitRef="eur">349910000000</ing:SavingsAccounts>
    <ing:SavingsAccounts contextRef="c-391" decimals="-6" id="f-1403" unitRef="eur">334296000000</ing:SavingsAccounts>
    <ing:TimeDeposits contextRef="c-390" decimals="-6" id="f-1404" unitRef="eur">113104000000</ing:TimeDeposits>
    <ing:TimeDeposits contextRef="c-391" decimals="-6" id="f-1405" unitRef="eur">92154000000</ing:TimeDeposits>
    <ifrs-full:BalancesOnOtherDepositsFromCustomers contextRef="c-390" decimals="-6" id="f-1406" unitRef="eur">3699000000</ifrs-full:BalancesOnOtherDepositsFromCustomers>
    <ifrs-full:BalancesOnOtherDepositsFromCustomers contextRef="c-391" decimals="-6" id="f-1407" unitRef="eur">2053000000</ifrs-full:BalancesOnOtherDepositsFromCustomers>
    <ifrs-full:DepositsFromCustomers contextRef="c-390" decimals="-6" id="f-1408" unitRef="eur">692577000000</ifrs-full:DepositsFromCustomers>
    <ifrs-full:DepositsFromCustomers contextRef="c-391" decimals="-6" id="f-1409" unitRef="eur">650276000000</ifrs-full:DepositsFromCustomers>
    <ing:CustomerAccountsOvernightDeposits contextRef="c-625" decimals="-6" id="f-1410" unitRef="eur">106497000000</ing:CustomerAccountsOvernightDeposits>
    <ing:CustomerAccountsOvernightDeposits contextRef="c-626" decimals="-6" id="f-1411" unitRef="eur">107711000000</ing:CustomerAccountsOvernightDeposits>
    <ing:SavingsAccounts contextRef="c-625" decimals="-6" id="f-1412" unitRef="eur">322365000000</ing:SavingsAccounts>
    <ing:SavingsAccounts contextRef="c-626" decimals="-6" id="f-1413" unitRef="eur">305743000000</ing:SavingsAccounts>
    <ing:TimeDeposits contextRef="c-625" decimals="-6" id="f-1414" unitRef="eur">50834000000</ing:TimeDeposits>
    <ing:TimeDeposits contextRef="c-626" decimals="-6" id="f-1415" unitRef="eur">46762000000</ing:TimeDeposits>
    <ifrs-full:DisclosureOfFinancialLiabilitiesExplanatory contextRef="c-1" id="f-1416">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;9   Financial liabilities at fair value through profit or loss&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.132%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.819%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.749%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Financial liabilities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;33,734&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;37,220&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,653&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,019&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Designated at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67,261&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55,400&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;102,649&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;94,638&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFinancialLiabilitiesExplanatory>
    <ing:DisclosureOfFinancialAssetsAndLiabilitiesAtFairValueThroughProfitLossTableTextBlock contextRef="c-1" id="f-1417">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.132%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.819%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.749%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Financial liabilities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;33,734&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;37,220&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,653&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,019&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Designated at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67,261&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55,400&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;102,649&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;94,638&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ing:DisclosureOfFinancialAssetsAndLiabilitiesAtFairValueThroughProfitLossTableTextBlock>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading contextRef="c-390" decimals="-6" id="f-1418" unitRef="eur">33734000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading contextRef="c-391" decimals="-6" id="f-1419" unitRef="eur">37220000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading>
    <ing:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives contextRef="c-390" decimals="-6" id="f-1420" unitRef="eur">1653000000</ing:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives>
    <ing:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives contextRef="c-391" decimals="-6" id="f-1421" unitRef="eur">2019000000</ing:FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForNonTradingDerivatives>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition contextRef="c-390" decimals="-6" id="f-1422" unitRef="eur">67261000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition contextRef="c-391" decimals="-6" id="f-1423" unitRef="eur">55400000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-390" decimals="-6" id="f-1424" unitRef="eur">102649000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-391" decimals="-6" id="f-1425" unitRef="eur">94638000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
    <ifrs-full:DisclosureOfDebtSecuritiesExplanatory contextRef="c-1" id="f-1426">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;10   Debt securities in issue&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Debt securities in issue relates to debentures and other issued debt securities with either fixed interest rates or interest rates based on floating interest rate levels, except for subordinated items. Debt securities in issue does not include debt securities presented as Financial liabilities at fair value through profit or loss. ING Group does not have debt securities that are issued on terms other than those available in the normal course of business.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:73.048%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.283%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.369%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in debt securities in issue&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;124,670&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;95,918&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;65,628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;116,436&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Redemptions / Disposals&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-50,636&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-90,574&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;764&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;502&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in unrealised revaluations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-849&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,680&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange movement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,771&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,057&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;141,175&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;124,670&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfDebtSecuritiesExplanatory>
    <ing:DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock contextRef="c-1" id="f-1427">&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:73.048%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.283%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.369%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in debt securities in issue&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;124,670&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;95,918&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;65,628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;116,436&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Redemptions / Disposals&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-50,636&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-90,574&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;764&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;502&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in unrealised revaluations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-849&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,680&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange movement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,771&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,057&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;141,175&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;124,670&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfDebtSecuritiesContractualMaturityScheduleTableTextBlock>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-627" decimals="-6" id="f-1428" unitRef="eur">124670000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-628" decimals="-6" id="f-1429" unitRef="eur">95918000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities contextRef="c-629" decimals="-6" id="f-1430" unitRef="eur">65628000000</ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities contextRef="c-630" decimals="-6" id="f-1431" unitRef="eur">116436000000</ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities contextRef="c-629" decimals="-6" id="f-1432" unitRef="eur">-50636000000</ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities contextRef="c-630" decimals="-6" id="f-1433" unitRef="eur">-90574000000</ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities contextRef="c-629" decimals="-6" id="f-1434" unitRef="eur">562000000</ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities contextRef="c-630" decimals="-6" id="f-1435" unitRef="eur">764000000</ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities contextRef="c-629" decimals="-6" id="f-1436" unitRef="eur">29000000</ing:IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities contextRef="c-630" decimals="-6" id="f-1437" unitRef="eur">502000000</ing:IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities contextRef="c-629" decimals="-6" id="f-1438" unitRef="eur">-849000000</ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities contextRef="c-630" decimals="-6" id="f-1439" unitRef="eur">2680000000</ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities contextRef="c-629" decimals="-6" id="f-1440" unitRef="eur">1771000000</ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities contextRef="c-630" decimals="-6" id="f-1441" unitRef="eur">-1057000000</ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-631" decimals="-6" id="f-1442" unitRef="eur">141175000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-627" decimals="-6" id="f-1443" unitRef="eur">124670000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:DisclosureOfBorrowingsExplanatory contextRef="c-1" id="f-1444">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;11   Subordinated loans&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Subordinated loans are bonds issued by ING Groep N.V. to raise Tier 1 and Tier 2 (CRR eligible) capital. Under IFRS, these securities are classified as liabilities and for regulatory purposes, they are considered as capital. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.286%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.664%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.750%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in subordinated loans&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,401&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,225&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Redemptions / Disposals&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,970&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,894&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-40&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in unrealised revaluations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;473&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange movement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;217&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-235&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;15,933&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;15,401&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Groep N.V. issued in February 2024 USD 1.25 billion 8.00% Perpetual Additional Tier 1 Contingent Convertible Capital Securities and EUR 1.25 billion 4.38% Fixed Rate Subordinated Tier 2 Notes in May 2024.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Groep N.V. redeemed USD 750 million 2.50% Fixed Rate Subordinated Tier 2 notes in February 2024 and USD 1.25 billion 6.75% Perpetual AT1 Contingent Convertible Capital Securities in April 2024 on their first call dates.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfBorrowingsExplanatory>
    <ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory contextRef="c-1" id="f-1445">&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.286%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.664%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.750%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in subordinated loans&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,401&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,786&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,225&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Redemptions / Disposals&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,970&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,894&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-40&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in unrealised revaluations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;473&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Foreign exchange movement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;217&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-235&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;15,933&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;15,401&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-632" decimals="-6" id="f-1446" unitRef="eur">15401000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-633" decimals="-6" id="f-1447" unitRef="eur">15786000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities contextRef="c-634" decimals="-6" id="f-1448" unitRef="eur">2385000000</ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities contextRef="c-635" decimals="-6" id="f-1449" unitRef="eur">2225000000</ifrs-full:IncreaseDecreaseThroughFinancingCashFlowsLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities contextRef="c-634" decimals="-6" id="f-1450" unitRef="eur">-1970000000</ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities contextRef="c-635" decimals="-6" id="f-1451" unitRef="eur">-2894000000</ing:IncreaseDecreaseThroughRedemptionsOrDisposalsLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities contextRef="c-634" decimals="-6" id="f-1452" unitRef="eur">11000000</ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities contextRef="c-635" decimals="-6" id="f-1453" unitRef="eur">34000000</ing:IncreaseDecreaseThroughAmortisationLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities contextRef="c-634" decimals="-6" id="f-1454" unitRef="eur">-40000000</ing:IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities>
    <ing:IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities contextRef="c-635" decimals="-6" id="f-1455" unitRef="eur">12000000</ing:IncreaseDecreaseThroughTransferAssetOrLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities contextRef="c-634" decimals="-6" id="f-1456" unitRef="eur">-72000000</ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities contextRef="c-635" decimals="-6" id="f-1457" unitRef="eur">473000000</ifrs-full:IncreaseDecreaseThroughChangesInFairValuesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities contextRef="c-634" decimals="-6" id="f-1458" unitRef="eur">217000000</ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities contextRef="c-635" decimals="-6" id="f-1459" unitRef="eur">-235000000</ifrs-full:IncreaseDecreaseThroughEffectOfChangesInForeignExchangeRatesLiabilitiesArisingFromFinancingActivities>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-636" decimals="-6" id="f-1460" unitRef="eur">15933000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:LiabilitiesArisingFromFinancingActivities contextRef="c-632" decimals="-6" id="f-1461" unitRef="eur">15401000000</ifrs-full:LiabilitiesArisingFromFinancingActivities>
    <ifrs-full:SubordinatedLiabilities contextRef="c-637" decimals="-7" id="f-1462" unitRef="usd">1250000000</ifrs-full:SubordinatedLiabilities>
    <ifrs-full:BorrowingsInterestRate
      contextRef="c-637"
      decimals="3"
      id="f-1463"
      unitRef="number">0.0800</ifrs-full:BorrowingsInterestRate>
    <ifrs-full:SubordinatedLiabilities contextRef="c-638" decimals="-7" id="f-1464" unitRef="eur">1250000000</ifrs-full:SubordinatedLiabilities>
    <ifrs-full:BorrowingsInterestRate
      contextRef="c-638"
      decimals="4"
      id="f-1465"
      unitRef="number">0.0438</ifrs-full:BorrowingsInterestRate>
    <ifrs-full:RepaymentsOfBondsNotesAndDebentures contextRef="c-639" decimals="-6" id="f-1466" unitRef="usd">750000000</ifrs-full:RepaymentsOfBondsNotesAndDebentures>
    <ifrs-full:BorrowingsInterestRate
      contextRef="c-640"
      decimals="3"
      id="f-1467"
      unitRef="number">0.0250</ifrs-full:BorrowingsInterestRate>
    <ifrs-full:RepaymentsOfBondsNotesAndDebentures contextRef="c-641" decimals="-7" id="f-1468" unitRef="usd">1250000000</ifrs-full:RepaymentsOfBondsNotesAndDebentures>
    <ifrs-full:BorrowingsInterestRate
      contextRef="c-642"
      decimals="4"
      id="f-1469"
      unitRef="number">0.0675</ifrs-full:BorrowingsInterestRate>
    <ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory contextRef="c-1" id="f-1470">&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div id="i9b89511f100e4ef480267bc3b36f0e51_85"&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;12   Equity&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:72.274%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.283%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.143%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Total equity&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Share capital and share premium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share capital&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share premium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,151&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other reserves&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Equity securities at FVOCI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,152&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Debt instruments at FVOCI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-320&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-280&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Cash flow hedge&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,264&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,058&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Credit liability&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Property in own use&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;170&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;178&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Net defined benefit asset/liability remeasurement reserve&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-300&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-317&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Currency translation reserve&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,203&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,527&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share of associates and joint ventures and other reserves&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,750&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,047&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Treasury shares&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,024&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,994&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-1,542&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-2,767&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retained earnings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39,081&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;40,299&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Shareholders&#x2019; equity (parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54,689&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54,684&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;816&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;944&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #aaaaaa;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;55,505&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;55,628&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Equity securities at FVOCI&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;In 2024, the unrealised revaluation of EUR 475 million (2023: EUR -35 million) includes revaluation of shares in Bank of Beijing for EUR 476 million (2023: EUR -24 million).&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt;  &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Cash flow hedge&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING mainly hedges floating rate lending with interest rate swaps. Due to an increase in yield curves in 2024 the interest rate swaps had a negative revaluation of EUR -207 million in the 6 month period ended 30&#160;June (2023: EUR 997 million positive), which is recognised in the cash flow hedge reserve.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Share of associates and joint ventures and other reserves&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The share of associates and joint ventures and other reserve includes non-distributable profits from associates and joint ventures. Furthermore, the movement includes the utilisation of the statutory reserves of EUR 416 million (2023: EUR 998 million) which is released to Retained earnings.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Currency translation reserve&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The increase of Currency translation reserve of EUR 324 million in the 6 month period ended 30&#160;June is related to several currencies including TRY (EUR 83 million including IAS 29 &#x2018;Hyperinflation&#x2019; impact), USD (EUR 199 million), RUB (EUR 27 million), PLN (EUR 5 million) and various other currencies (EUR 11 million in total).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Treasury shares&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:38.744%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.938%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.938%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.938%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.942%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in treasury shares&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Number x 1,000&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,994&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,205&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;154,571&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;107,395&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchased/sold for trading purposes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-279&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;464&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchased under staff share plans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-42&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,319&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,156&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Distributed under staff share plans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,316&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,106&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchased Share buyback programme&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,533&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,482&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;104,196&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;275,013&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Cancelled Share buyback programme&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,500&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,701&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-194,813&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-228,350&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-1,024&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-1,994&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;63,678&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;154,571&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;On 3&#160;November 2023, ING announced a share buyback programme for EUR 2,500 million. The programme was completed by February 2024. In total 195 million shares have been repurchased at an average price of EUR 12.87 per share (effective price for ING was EUR 12.83 per share after compensation received from the executing broker). The shares have been cancelled in April 2024.&lt;br/&gt;&lt;br/&gt;On 4&#160;March 2024, ING announced a share buyback programme for a maximum total amount of EUR 50 million. The programme was completed by March 2024. In total 3 million shares have been repurchased at &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;an average price of EUR 12.99 per share and for a total consideration of EUR 43 million. The purpose of the share repurchase programme was to meet obligations under the share-based compensation plans.&lt;br/&gt;&lt;br/&gt;On 2&#160;May 2024, ING announces a share buyback programme of EUR 2,500 million. The programme is expected to end no later than 29&#160;October 2024. As per 30 June 2024, 63 million shares have been repurchased at an average price of EUR 16.09 per share and for a total consideration of EUR 1,015 million. ING has the intention to cancel these shares by the end of 2024. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Retained earnings&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In May 2024, ING paid a final dividend over 2023 of EUR 2,497 million (EUR 0.756 per share).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory>
    <ing:DisclosureOfEquityTableTextBlock contextRef="c-1" id="f-1471">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:72.274%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.283%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.143%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Total equity&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Share capital and share premium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share capital&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share premium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,151&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other reserves&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Equity securities at FVOCI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,152&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Debt instruments at FVOCI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-320&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-280&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Cash flow hedge&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,264&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,058&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Credit liability&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Revaluation reserve: Property in own use&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;170&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;178&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Net defined benefit asset/liability remeasurement reserve&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-300&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-317&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Currency translation reserve&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,203&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,527&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Share of associates and joint ventures and other reserves&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,750&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,047&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-&#160;&#160;Treasury shares&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,024&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,994&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-1,542&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-2,767&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retained earnings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39,081&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;40,299&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Shareholders&#x2019; equity (parent)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54,689&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54,684&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;816&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;944&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #aaaaaa;border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;55,505&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;55,628&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #aaaaaa;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ing:DisclosureOfEquityTableTextBlock>
    <ifrs-full:IssuedCapital contextRef="c-390" decimals="-6" id="f-1472" unitRef="eur">33000000</ifrs-full:IssuedCapital>
    <ifrs-full:IssuedCapital contextRef="c-391" decimals="-6" id="f-1473" unitRef="eur">35000000</ifrs-full:IssuedCapital>
    <ifrs-full:SharePremium contextRef="c-390" decimals="-6" id="f-1474" unitRef="eur">17116000000</ifrs-full:SharePremium>
    <ifrs-full:SharePremium contextRef="c-391" decimals="-6" id="f-1475" unitRef="eur">17116000000</ifrs-full:SharePremium>
    <ing:ShareCapitalAndSharePremium contextRef="c-390" decimals="-6" id="f-1476" unitRef="eur">17149000000</ing:ShareCapitalAndSharePremium>
    <ing:ShareCapitalAndSharePremium contextRef="c-391" decimals="-6" id="f-1477" unitRef="eur">17151000000</ing:ShareCapitalAndSharePremium>
    <ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-643" decimals="-6" id="f-1478" unitRef="eur">1628000000</ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-644" decimals="-6" id="f-1479" unitRef="eur">1152000000</ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-645" decimals="-6" id="f-1480" unitRef="eur">-320000000</ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-646" decimals="-6" id="f-1481" unitRef="eur">-280000000</ifrs-full:ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:ReserveOfCashFlowHedges contextRef="c-390" decimals="-6" id="f-1482" unitRef="eur">-2264000000</ifrs-full:ReserveOfCashFlowHedges>
    <ifrs-full:ReserveOfCashFlowHedges contextRef="c-391" decimals="-6" id="f-1483" unitRef="eur">-2058000000</ifrs-full:ReserveOfCashFlowHedges>
    <ing:RevaluationReservesCreditLiability contextRef="c-390" decimals="-6" id="f-1484" unitRef="eur">22000000</ing:RevaluationReservesCreditLiability>
    <ing:RevaluationReservesCreditLiability contextRef="c-391" decimals="-6" id="f-1485" unitRef="eur">31000000</ing:RevaluationReservesCreditLiability>
    <ing:ReserveOfPropertyInOwnUse contextRef="c-390" decimals="-6" id="f-1486" unitRef="eur">170000000</ing:ReserveOfPropertyInOwnUse>
    <ing:ReserveOfPropertyInOwnUse contextRef="c-391" decimals="-6" id="f-1487" unitRef="eur">178000000</ing:ReserveOfPropertyInOwnUse>
    <ifrs-full:ReserveOfRemeasurementsOfDefinedBenefitPlans contextRef="c-390" decimals="-6" id="f-1488" unitRef="eur">-300000000</ifrs-full:ReserveOfRemeasurementsOfDefinedBenefitPlans>
    <ifrs-full:ReserveOfRemeasurementsOfDefinedBenefitPlans contextRef="c-391" decimals="-6" id="f-1489" unitRef="eur">-317000000</ifrs-full:ReserveOfRemeasurementsOfDefinedBenefitPlans>
    <ifrs-full:ReserveOfExchangeDifferencesOnTranslation contextRef="c-390" decimals="-6" id="f-1490" unitRef="eur">-2203000000</ifrs-full:ReserveOfExchangeDifferencesOnTranslation>
    <ifrs-full:ReserveOfExchangeDifferencesOnTranslation contextRef="c-391" decimals="-6" id="f-1491" unitRef="eur">-2527000000</ifrs-full:ReserveOfExchangeDifferencesOnTranslation>
    <ing:ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture contextRef="c-390" decimals="-6" id="f-1492" unitRef="eur">2750000000</ing:ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture>
    <ing:ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture contextRef="c-391" decimals="-6" id="f-1493" unitRef="eur">3047000000</ing:ReserveFromShareOfChangesInEquitiesOfAssociatesAndJointVenture>
    <ifrs-full:TreasuryShares contextRef="c-390" decimals="-6" id="f-1494" unitRef="eur">1024000000</ifrs-full:TreasuryShares>
    <ifrs-full:TreasuryShares contextRef="c-391" decimals="-6" id="f-1495" unitRef="eur">1994000000</ifrs-full:TreasuryShares>
    <ifrs-full:OtherReserves contextRef="c-390" decimals="-6" id="f-1496" unitRef="eur">-1542000000</ifrs-full:OtherReserves>
    <ifrs-full:OtherReserves contextRef="c-391" decimals="-6" id="f-1497" unitRef="eur">-2767000000</ifrs-full:OtherReserves>
    <ifrs-full:RetainedEarnings contextRef="c-390" decimals="-6" id="f-1498" unitRef="eur">39081000000</ifrs-full:RetainedEarnings>
    <ifrs-full:RetainedEarnings contextRef="c-391" decimals="-6" id="f-1499" unitRef="eur">40299000000</ifrs-full:RetainedEarnings>
    <ifrs-full:EquityAttributableToOwnersOfParent contextRef="c-390" decimals="-6" id="f-1500" unitRef="eur">54689000000</ifrs-full:EquityAttributableToOwnersOfParent>
    <ifrs-full:EquityAttributableToOwnersOfParent contextRef="c-391" decimals="-6" id="f-1501" unitRef="eur">54684000000</ifrs-full:EquityAttributableToOwnersOfParent>
    <ifrs-full:NoncontrollingInterests contextRef="c-390" decimals="-6" id="f-1502" unitRef="eur">816000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:NoncontrollingInterests contextRef="c-391" decimals="-6" id="f-1503" unitRef="eur">944000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:Equity contextRef="c-390" decimals="-6" id="f-1504" unitRef="eur">55505000000</ifrs-full:Equity>
    <ifrs-full:Equity contextRef="c-391" decimals="-6" id="f-1505" unitRef="eur">55628000000</ifrs-full:Equity>
    <ifrs-full:ChangesInEquity contextRef="c-647" decimals="-6" id="f-1506" unitRef="eur">475000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-648" decimals="-6" id="f-1507" unitRef="eur">-35000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-649" decimals="-6" id="f-1508" unitRef="eur">476000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-650" decimals="-6" id="f-1509" unitRef="eur">-24000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-651" decimals="-6" id="f-1510" unitRef="eur">-207000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-652" decimals="-6" id="f-1511" unitRef="eur">997000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-653" decimals="-6" id="f-1512" unitRef="eur">-416000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-654" decimals="-6" id="f-1513" unitRef="eur">-998000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-655" decimals="-6" id="f-1514" unitRef="eur">324000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-656" decimals="-6" id="f-1515" unitRef="eur">83000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-657" decimals="-6" id="f-1516" unitRef="eur">199000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-658" decimals="-6" id="f-1517" unitRef="eur">27000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-659" decimals="-6" id="f-1518" unitRef="eur">5000000</ifrs-full:ChangesInEquity>
    <ifrs-full:ChangesInEquity contextRef="c-660" decimals="-6" id="f-1519" unitRef="eur">11000000</ifrs-full:ChangesInEquity>
    <ing:DisclosureOfTreasurySharesTableTextBlock contextRef="c-1" id="f-1520">&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:38.744%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.938%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.938%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.938%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.942%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in treasury shares&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Number x 1,000&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,994&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,205&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;154,571&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;107,395&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchased/sold for trading purposes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-279&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;464&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchased under staff share plans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-42&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,319&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,156&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Distributed under staff share plans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,316&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,106&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchased Share buyback programme&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,533&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3,482&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;104,196&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;275,013&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Cancelled Share buyback programme&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,500&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,701&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-194,813&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-228,350&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-1,024&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-1,994&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;63,678&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;154,571&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfTreasurySharesTableTextBlock>
    <ifrs-full:TreasuryShares contextRef="c-391" decimals="-6" id="f-1521" unitRef="eur">1994000000</ifrs-full:TreasuryShares>
    <ifrs-full:TreasuryShares contextRef="c-414" decimals="-6" id="f-1522" unitRef="eur">1205000000</ifrs-full:TreasuryShares>
    <ifrs-full:NumberOfSharesOutstanding
      contextRef="c-661"
      decimals="-3"
      id="f-1523"
      unitRef="shares">154571000</ifrs-full:NumberOfSharesOutstanding>
    <ifrs-full:NumberOfSharesOutstanding
      contextRef="c-662"
      decimals="-3"
      id="f-1524"
      unitRef="shares">107395000</ifrs-full:NumberOfSharesOutstanding>
    <ing:IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions contextRef="c-1" decimals="-6" id="f-1525" unitRef="eur">2000000</ing:IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions>
    <ing:IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions contextRef="c-243" decimals="-6" id="f-1526" unitRef="eur">-7000000</ing:IncreaseDecreaseThroughTreasuryShareTransactionsExcludingShareBasedPaymentTransactions>
    <ifrs-full:IncreaseDecreaseInNumberOfSharesOutstanding
      contextRef="c-663"
      decimals="-3"
      id="f-1527"
      unitRef="shares">-279000</ifrs-full:IncreaseDecreaseInNumberOfSharesOutstanding>
    <ifrs-full:IncreaseDecreaseInNumberOfSharesOutstanding
      contextRef="c-664"
      decimals="-3"
      id="f-1528"
      unitRef="shares">464000</ifrs-full:IncreaseDecreaseInNumberOfSharesOutstanding>
    <ing:DecreaseThroughShareBasedPaymentTransactionsEquity contextRef="c-1" decimals="-6" id="f-1529" unitRef="eur">-43000000</ing:DecreaseThroughShareBasedPaymentTransactionsEquity>
    <ing:DecreaseThroughShareBasedPaymentTransactionsEquity contextRef="c-243" decimals="-6" id="f-1530" unitRef="eur">-42000000</ing:DecreaseThroughShareBasedPaymentTransactionsEquity>
    <ing:IncreaseThroughShareBasedPaymentTransactionsShares
      contextRef="c-663"
      decimals="-3"
      id="f-1531"
      unitRef="shares">3319000</ing:IncreaseThroughShareBasedPaymentTransactionsShares>
    <ing:IncreaseThroughShareBasedPaymentTransactionsShares
      contextRef="c-664"
      decimals="-3"
      id="f-1532"
      unitRef="shares">3156000</ing:IncreaseThroughShareBasedPaymentTransactionsShares>
    <ing:IncreaseThroughShareBasedPaymentTransactionsEquity contextRef="c-1" decimals="-6" id="f-1533" unitRef="eur">43000000</ing:IncreaseThroughShareBasedPaymentTransactionsEquity>
    <ing:IncreaseThroughShareBasedPaymentTransactionsEquity contextRef="c-243" decimals="-6" id="f-1534" unitRef="eur">41000000</ing:IncreaseThroughShareBasedPaymentTransactionsEquity>
    <ing:DecreaseThroughShareBasedPaymentTransactionsShares
      contextRef="c-663"
      decimals="-3"
      id="f-1535"
      unitRef="shares">3316000</ing:DecreaseThroughShareBasedPaymentTransactionsShares>
    <ing:DecreaseThroughShareBasedPaymentTransactionsShares
      contextRef="c-664"
      decimals="-3"
      id="f-1536"
      unitRef="shares">3106000</ing:DecreaseThroughShareBasedPaymentTransactionsShares>
    <ing:ShareBuybackProgrammeAmount contextRef="c-1" decimals="-6" id="f-1537" unitRef="eur">1533000000</ing:ShareBuybackProgrammeAmount>
    <ing:ShareBuybackProgrammeAmount contextRef="c-243" decimals="-6" id="f-1538" unitRef="eur">3482000000</ing:ShareBuybackProgrammeAmount>
    <ing:ShareBuybackProgrammeShares
      contextRef="c-663"
      decimals="-3"
      id="f-1539"
      unitRef="shares">104196000</ing:ShareBuybackProgrammeShares>
    <ing:ShareBuybackProgrammeShares
      contextRef="c-664"
      decimals="-3"
      id="f-1540"
      unitRef="shares">275013000</ing:ShareBuybackProgrammeShares>
    <ing:ShareBuybackProgrammeCancelledAmount contextRef="c-1" decimals="-6" id="f-1541" unitRef="eur">2500000000</ing:ShareBuybackProgrammeCancelledAmount>
    <ing:ShareBuybackProgrammeCancelledAmount contextRef="c-243" decimals="-6" id="f-1542" unitRef="eur">2701000000</ing:ShareBuybackProgrammeCancelledAmount>
    <ing:ShareBuybackProgrammeCancelledShares
      contextRef="c-1"
      decimals="INF"
      id="f-1543"
      unitRef="shares">194813000</ing:ShareBuybackProgrammeCancelledShares>
    <ing:ShareBuybackProgrammeCancelledShares
      contextRef="c-243"
      decimals="INF"
      id="f-1544"
      unitRef="shares">228350000</ing:ShareBuybackProgrammeCancelledShares>
    <ifrs-full:TreasuryShares contextRef="c-390" decimals="-6" id="f-1545" unitRef="eur">1024000000</ifrs-full:TreasuryShares>
    <ifrs-full:TreasuryShares contextRef="c-391" decimals="-6" id="f-1546" unitRef="eur">1994000000</ifrs-full:TreasuryShares>
    <ifrs-full:NumberOfSharesOutstanding
      contextRef="c-665"
      decimals="-3"
      id="f-1547"
      unitRef="shares">63678000</ifrs-full:NumberOfSharesOutstanding>
    <ifrs-full:NumberOfSharesOutstanding
      contextRef="c-661"
      decimals="-3"
      id="f-1548"
      unitRef="shares">154571000</ifrs-full:NumberOfSharesOutstanding>
    <ing:ShareBuybackProgrammeCommitment contextRef="c-666" decimals="-6" id="f-1549" unitRef="eur">2500000000</ing:ShareBuybackProgrammeCommitment>
    <ing:ShareBuybackProgrammeShares
      contextRef="c-667"
      decimals="-6"
      id="f-1550"
      unitRef="shares">195000000</ing:ShareBuybackProgrammeShares>
    <ing:SharesRepurchasedAveragePricePerShare
      contextRef="c-667"
      decimals="2"
      id="f-1551"
      unitRef="eurPerShare">12.87</ing:SharesRepurchasedAveragePricePerShare>
    <ing:SharesRepurchasedEffectivePricePerShare
      contextRef="c-667"
      decimals="2"
      id="f-1552"
      unitRef="eurPerShare">12.83</ing:SharesRepurchasedEffectivePricePerShare>
    <ing:ShareBuybackProgrammeCommitment contextRef="c-668" decimals="-6" id="f-1553" unitRef="eur">50000000</ing:ShareBuybackProgrammeCommitment>
    <ing:ShareBuybackProgrammeShares
      contextRef="c-669"
      decimals="-6"
      id="f-1554"
      unitRef="shares">3000000</ing:ShareBuybackProgrammeShares>
    <ing:SharesRepurchasedAveragePricePerShare
      contextRef="c-669"
      decimals="2"
      id="f-1555"
      unitRef="eurPerShare">12.99</ing:SharesRepurchasedAveragePricePerShare>
    <ing:ShareBuybackProgrammeAmount contextRef="c-669" decimals="-6" id="f-1556" unitRef="eur">43000000</ing:ShareBuybackProgrammeAmount>
    <ing:ShareBuybackProgrammeCommitment contextRef="c-670" decimals="-6" id="f-1557" unitRef="eur">2500000000</ing:ShareBuybackProgrammeCommitment>
    <ing:ShareBuybackProgrammeShares
      contextRef="c-671"
      decimals="-6"
      id="f-1558"
      unitRef="shares">63000000</ing:ShareBuybackProgrammeShares>
    <ing:SharesRepurchasedAveragePricePerShare
      contextRef="c-671"
      decimals="2"
      id="f-1559"
      unitRef="eurPerShare">16.09</ing:SharesRepurchasedAveragePricePerShare>
    <ing:ShareBuybackProgrammeAmount contextRef="c-671" decimals="-6" id="f-1560" unitRef="eur">1015000000</ing:ShareBuybackProgrammeAmount>
    <ifrs-full:DividendsPaid contextRef="c-672" decimals="-6" id="f-1561" unitRef="eur">2497000000</ifrs-full:DividendsPaid>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="c-672"
      decimals="3"
      id="f-1562"
      unitRef="eurPerShare">0.756</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory contextRef="c-1" id="f-1563">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;13   Net interest income&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.369%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:33.390%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.862%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.862%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.352%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:36.107%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.862%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.865%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="padding-left:3.97pt"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Net interest income&lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on loans&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,212&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on deposits&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,462&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,132&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on debt securities at amortised cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;579&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;411&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on debt securities in issue&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,573&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,732&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on financial assets at fair value through OCI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;710&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;455&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on subordinated loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;353&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;354&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on non-trading derivatives (hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,564&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on non-trading derivatives (hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,092&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest income using effective interest rate method&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;25,066&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;20,561&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest expense using effective interest rate method&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,515&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12,310&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on financial assets at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,211&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,226&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on financial liabilities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,843&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,977&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on non-trading derivatives (no hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,602&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,487&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on non-trading derivatives (no hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,742&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,787&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on lease liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total other interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,863&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,773&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt;text-indent:14.17pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total other interest expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,651&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,823&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;29,929&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;25,335&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;22,166&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,133&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;7,762&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;8,202&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Table has been updated to a more aggregated view for presentation purposes and comparatives have been adjusted accordingly. Negative interest on assets and liabilities is no longer presented separately. Furthermore, interest expense on deposits from customers and banks is now presented on a combined basis within Interest expense on deposits. Refer to footnote 2 and 3.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-indent:14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;2 Includes interest income on loans to customers and banks, cash balances and negative interest on liabilities EUR 5&#160;million (30 June 2023: EUR 9&#160;million).&lt;/span&gt;&lt;/div&gt;&lt;div style="text-indent:14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;3 Includes interest paid on deposits from customers and banks, and negative interest on assets EUR nil (30 June 2023: EUR nil).&lt;/span&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Net interest income was affected by reversing the hedge accounting impacts that are applied under IFRS-EU &#x2018;IAS 39 carve-out&#x2019; with an impact of EUR 107 million (30 June 2023: EUR 129 million). The net decrease, without the IAS 39 carve out impact, is EUR -418 million.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Interest expense on deposits includes interest paid under the TLTRO III programme of EUR 59 million&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;(30 June 2023&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;EUR 436 million). The funding under this programme was fully repaid during the first quarter of 2024.&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory>
    <ing:DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock contextRef="c-1" id="f-1564">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.369%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:33.390%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.862%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.862%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.352%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:36.107%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.862%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.865%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="21" style="background-color:#ff6200;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="padding-left:3.97pt"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Net interest income&lt;/span&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:6.5pt;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on loans&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17,212&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on deposits&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,462&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,132&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on debt securities at amortised cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;579&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;411&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on debt securities in issue&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,573&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,732&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on financial assets at fair value through OCI&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;710&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;455&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on subordinated loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;353&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;354&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on non-trading derivatives (hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,564&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on non-trading derivatives (hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,092&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest income using effective interest rate method&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;25,066&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;20,561&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest expense using effective interest rate method&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,515&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12,310&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on financial assets at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,211&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,226&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on financial liabilities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,843&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,977&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income on non-trading derivatives (no hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,602&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,487&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on non-trading derivatives (no hedge accounting)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,742&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,787&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest income other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense on lease liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total other interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,863&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,773&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest expense other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt;text-indent:14.17pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total other interest expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,651&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,823&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;29,929&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;25,335&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total interest expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;22,166&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;17,133&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;7,762&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;8,202&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Table has been updated to a more aggregated view for presentation purposes and comparatives have been adjusted accordingly. Negative interest on assets and liabilities is no longer presented separately. Furthermore, interest expense on deposits from customers and banks is now presented on a combined basis within Interest expense on deposits. Refer to footnote 2 and 3.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-indent:14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;2 Includes interest income on loans to customers and banks, cash balances and negative interest on liabilities EUR 5&#160;million (30 June 2023: EUR 9&#160;million).&lt;/span&gt;&lt;/div&gt;&lt;div style="text-indent:14.17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;3 Includes interest paid on deposits from customers and banks, and negative interest on assets EUR nil (30 June 2023: EUR nil).&lt;/span&gt;&lt;/div&gt;</ing:DisclosureOfClassificationsOfInterestIncomeExpenseExplanatoryTableTextBlock>
    <ifrs-full:InterestIncomeOnLoansAndReceivables contextRef="c-1" decimals="-6" id="f-1565" unitRef="eur">17212000000</ifrs-full:InterestIncomeOnLoansAndReceivables>
    <ifrs-full:InterestIncomeOnLoansAndReceivables contextRef="c-392" decimals="-6" id="f-1566" unitRef="eur">15109000000</ifrs-full:InterestIncomeOnLoansAndReceivables>
    <ing:InterestExpenseOnDepositsFromBanksAndCustomers contextRef="c-1" decimals="-6" id="f-1567" unitRef="eur">7462000000</ing:InterestExpenseOnDepositsFromBanksAndCustomers>
    <ing:InterestExpenseOnDepositsFromBanksAndCustomers contextRef="c-392" decimals="-6" id="f-1568" unitRef="eur">5132000000</ing:InterestExpenseOnDepositsFromBanksAndCustomers>
    <ifrs-full:InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost contextRef="c-1" decimals="-6" id="f-1569" unitRef="eur">579000000</ifrs-full:InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost>
    <ifrs-full:InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost contextRef="c-392" decimals="-6" id="f-1570" unitRef="eur">411000000</ifrs-full:InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost>
    <ifrs-full:InterestExpenseOnDebtInstrumentsIssued contextRef="c-1" decimals="-6" id="f-1571" unitRef="eur">2573000000</ifrs-full:InterestExpenseOnDebtInstrumentsIssued>
    <ifrs-full:InterestExpenseOnDebtInstrumentsIssued contextRef="c-392" decimals="-6" id="f-1572" unitRef="eur">1732000000</ifrs-full:InterestExpenseOnDebtInstrumentsIssued>
    <ifrs-full:InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-1" decimals="-6" id="f-1573" unitRef="eur">710000000</ifrs-full:InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome contextRef="c-392" decimals="-6" id="f-1574" unitRef="eur">455000000</ifrs-full:InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ing:InterestExpenseOnSubordinatedLoans contextRef="c-1" decimals="-6" id="f-1575" unitRef="eur">353000000</ing:InterestExpenseOnSubordinatedLoans>
    <ing:InterestExpenseOnSubordinatedLoans contextRef="c-392" decimals="-6" id="f-1576" unitRef="eur">354000000</ing:InterestExpenseOnSubordinatedLoans>
    <ing:InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9 contextRef="c-1" decimals="-6" id="f-1577" unitRef="eur">6564000000</ing:InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9>
    <ing:InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9 contextRef="c-392" decimals="-6" id="f-1578" unitRef="eur">4586000000</ing:InterestIncomeOnNonTradingDerivativesHedgeAccountingIfrs9>
    <ing:InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting contextRef="c-1" decimals="-6" id="f-1579" unitRef="eur">7127000000</ing:InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting>
    <ing:InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting contextRef="c-392" decimals="-6" id="f-1580" unitRef="eur">5092000000</ing:InterestExpenseOnNonTradingDerivativesQualifiedForHedgeAccounting>
    <ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod contextRef="c-1" decimals="-6" id="f-1581" unitRef="eur">25066000000</ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod>
    <ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod contextRef="c-392" decimals="-6" id="f-1582" unitRef="eur">20561000000</ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod>
    <ing:InterestExpensesCalculatedUsingEffectiveInterestMethod contextRef="c-1" decimals="-6" id="f-1583" unitRef="eur">17515000000</ing:InterestExpensesCalculatedUsingEffectiveInterestMethod>
    <ing:InterestExpensesCalculatedUsingEffectiveInterestMethod contextRef="c-392" decimals="-6" id="f-1584" unitRef="eur">12310000000</ing:InterestExpensesCalculatedUsingEffectiveInterestMethod>
    <ifrs-full:InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss contextRef="c-1" decimals="-6" id="f-1585" unitRef="eur">3211000000</ifrs-full:InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss>
    <ifrs-full:InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss contextRef="c-392" decimals="-6" id="f-1586" unitRef="eur">2226000000</ifrs-full:InterestIncomeOnFinancialAssetsDesignatedAtFairValueThroughProfitOrLoss>
    <ifrs-full:InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss contextRef="c-1" decimals="-6" id="f-1587" unitRef="eur">2843000000</ifrs-full:InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss>
    <ifrs-full:InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss contextRef="c-392" decimals="-6" id="f-1588" unitRef="eur">1977000000</ifrs-full:InterestExpenseOnFinancialLiabilitiesDesignatedAtFairValueThroughProfitOrLoss>
    <ing:InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting contextRef="c-1" decimals="-6" id="f-1589" unitRef="eur">1602000000</ing:InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting>
    <ing:InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting contextRef="c-392" decimals="-6" id="f-1590" unitRef="eur">2487000000</ing:InterestIncomeOnNonTradingDerivativesNotQualifiedForHedgeAccounting>
    <ing:InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting contextRef="c-1" decimals="-6" id="f-1591" unitRef="eur">1742000000</ing:InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting>
    <ing:InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting contextRef="c-392" decimals="-6" id="f-1592" unitRef="eur">2787000000</ing:InterestExpenseOnNonTradingDerivativesNotQualifiedForHedgeAccounting>
    <ing:MiscellaneousInterestIncome contextRef="c-1" decimals="-6" id="f-1593" unitRef="eur">49000000</ing:MiscellaneousInterestIncome>
    <ing:MiscellaneousInterestIncome contextRef="c-392" decimals="-6" id="f-1594" unitRef="eur">60000000</ing:MiscellaneousInterestIncome>
    <ifrs-full:InterestExpenseOnLeaseLiabilities contextRef="c-1" decimals="-6" id="f-1595" unitRef="eur">14000000</ifrs-full:InterestExpenseOnLeaseLiabilities>
    <ifrs-full:InterestExpenseOnLeaseLiabilities contextRef="c-392" decimals="-6" id="f-1596" unitRef="eur">13000000</ifrs-full:InterestExpenseOnLeaseLiabilities>
    <ifrs-full:InterestIncomeOnOtherFinancialAssets contextRef="c-1" decimals="-6" id="f-1597" unitRef="eur">4863000000</ifrs-full:InterestIncomeOnOtherFinancialAssets>
    <ifrs-full:InterestIncomeOnOtherFinancialAssets contextRef="c-392" decimals="-6" id="f-1598" unitRef="eur">4773000000</ifrs-full:InterestIncomeOnOtherFinancialAssets>
    <ing:MiscellaneousInterestExpense contextRef="c-1" decimals="-6" id="f-1599" unitRef="eur">54000000</ing:MiscellaneousInterestExpense>
    <ing:MiscellaneousInterestExpense contextRef="c-392" decimals="-6" id="f-1600" unitRef="eur">46000000</ing:MiscellaneousInterestExpense>
    <ifrs-full:InterestExpenseOnOtherFinancialLiabilities contextRef="c-1" decimals="-6" id="f-1601" unitRef="eur">4651000000</ifrs-full:InterestExpenseOnOtherFinancialLiabilities>
    <ifrs-full:InterestExpenseOnOtherFinancialLiabilities contextRef="c-392" decimals="-6" id="f-1602" unitRef="eur">4823000000</ifrs-full:InterestExpenseOnOtherFinancialLiabilities>
    <ifrs-full:RevenueFromInterest contextRef="c-1" decimals="-6" id="f-1603" unitRef="eur">29929000000</ifrs-full:RevenueFromInterest>
    <ifrs-full:RevenueFromInterest contextRef="c-392" decimals="-6" id="f-1604" unitRef="eur">25335000000</ifrs-full:RevenueFromInterest>
    <ifrs-full:InterestExpense contextRef="c-1" decimals="-6" id="f-1605" unitRef="eur">22166000000</ifrs-full:InterestExpense>
    <ifrs-full:InterestExpense contextRef="c-392" decimals="-6" id="f-1606" unitRef="eur">17133000000</ifrs-full:InterestExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-1" decimals="-6" id="f-1607" unitRef="eur">7762000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-392" decimals="-6" id="f-1608" unitRef="eur">8202000000</ifrs-full:InterestRevenueExpense>
    <ing:NegativeInterestIncomeOnLiabilities contextRef="c-1" decimals="-6" id="f-1609" unitRef="eur">5000000</ing:NegativeInterestIncomeOnLiabilities>
    <ing:NegativeInterestIncomeOnLiabilities contextRef="c-392" decimals="-6" id="f-1610" unitRef="eur">9000000</ing:NegativeInterestIncomeOnLiabilities>
    <ing:NegativeInterestExpenseOnAssets contextRef="c-1" decimals="-6" id="f-1611" unitRef="eur">0</ing:NegativeInterestExpenseOnAssets>
    <ing:NegativeInterestExpenseOnAssets contextRef="c-392" decimals="-6" id="f-1612" unitRef="eur">0</ing:NegativeInterestExpenseOnAssets>
    <ing:IncreaseDecreaseOfNetInterestIncome contextRef="c-673" decimals="-6" id="f-1613" unitRef="eur">107000000</ing:IncreaseDecreaseOfNetInterestIncome>
    <ing:IncreaseDecreaseOfNetInterestIncome contextRef="c-674" decimals="-6" id="f-1614" unitRef="eur">129000000</ing:IncreaseDecreaseOfNetInterestIncome>
    <ing:IncreaseDecreaseOfNetInterestIncome contextRef="c-675" decimals="-6" id="f-1615" unitRef="eur">-418000000</ing:IncreaseDecreaseOfNetInterestIncome>
    <ing:InterestExpenseOnDepositsFromBanksAndCustomers contextRef="c-676" decimals="-6" id="f-1616" unitRef="eur">59000000</ing:InterestExpenseOnDepositsFromBanksAndCustomers>
    <ing:InterestExpenseOnDepositsFromBanksAndCustomers contextRef="c-677" decimals="-6" id="f-1617" unitRef="eur">436000000</ing:InterestExpenseOnDepositsFromBanksAndCustomers>
    <ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory contextRef="c-1" id="f-1618">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;14   Net fee and commission income&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.751%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.129%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.820%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Payment Services&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,072&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;990&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Securities business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;395&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;314&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Insurance and other broking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;287&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;262&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Portfolio management&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;339&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;311&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Lending business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;313&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;328&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial guarantees and other commitments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;229&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;121&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,757&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,554&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Fee and commission expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Payment Services&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;365&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Securities business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;75&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Distribution of products&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;226&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;97&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total fee and commission expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;760&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;747&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,998&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,807&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Reference is made to Note 19 'Segments' which includes net fee and commission income, as reported to the Executive Board and the Management Board Banking, disaggregated by line of business and by geographical segment.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory>
    <ing:DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock contextRef="c-1" id="f-1619">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.751%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.129%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.820%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Payment Services&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,072&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;990&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Securities business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;395&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;314&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Insurance and other broking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;287&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;262&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Portfolio management&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;339&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;311&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Lending business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;313&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;328&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial guarantees and other commitments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;229&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;121&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,757&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,554&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Fee and commission expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Payment Services&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;365&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Securities business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;75&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Distribution of products&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;226&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;97&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total fee and commission expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;760&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;747&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,998&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,807&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ing:DisclosureOfNetFeeAndCommissionIncomeExplanatoryTableTextBlock>
    <ing:PaymentServicesFeeAndCommissionIncome contextRef="c-1" decimals="-6" id="f-1620" unitRef="eur">1072000000</ing:PaymentServicesFeeAndCommissionIncome>
    <ing:PaymentServicesFeeAndCommissionIncome contextRef="c-392" decimals="-6" id="f-1621" unitRef="eur">990000000</ing:PaymentServicesFeeAndCommissionIncome>
    <ing:SecuritiesBusinessFeeAndCommissionIncome contextRef="c-1" decimals="-6" id="f-1622" unitRef="eur">395000000</ing:SecuritiesBusinessFeeAndCommissionIncome>
    <ing:SecuritiesBusinessFeeAndCommissionIncome contextRef="c-392" decimals="-6" id="f-1623" unitRef="eur">314000000</ing:SecuritiesBusinessFeeAndCommissionIncome>
    <ing:InsuranceAndOtherBrokingFeeAndCommissionIncome contextRef="c-1" decimals="-6" id="f-1624" unitRef="eur">287000000</ing:InsuranceAndOtherBrokingFeeAndCommissionIncome>
    <ing:InsuranceAndOtherBrokingFeeAndCommissionIncome contextRef="c-392" decimals="-6" id="f-1625" unitRef="eur">262000000</ing:InsuranceAndOtherBrokingFeeAndCommissionIncome>
    <ifrs-full:PortfolioAndOtherManagementFeeIncome contextRef="c-1" decimals="-6" id="f-1626" unitRef="eur">339000000</ifrs-full:PortfolioAndOtherManagementFeeIncome>
    <ifrs-full:PortfolioAndOtherManagementFeeIncome contextRef="c-392" decimals="-6" id="f-1627" unitRef="eur">311000000</ifrs-full:PortfolioAndOtherManagementFeeIncome>
    <ing:LendingBusinessFeeAndCommissionIncome contextRef="c-1" decimals="-6" id="f-1628" unitRef="eur">313000000</ing:LendingBusinessFeeAndCommissionIncome>
    <ing:LendingBusinessFeeAndCommissionIncome contextRef="c-392" decimals="-6" id="f-1629" unitRef="eur">328000000</ing:LendingBusinessFeeAndCommissionIncome>
    <ing:FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome contextRef="c-1" decimals="-6" id="f-1630" unitRef="eur">231000000</ing:FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome>
    <ing:FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome contextRef="c-392" decimals="-6" id="f-1631" unitRef="eur">229000000</ing:FinancialGuaranteesAndOtherCommitmentsFeeAndCommissionIncome>
    <ifrs-full:OtherFeeAndCommissionIncome contextRef="c-1" decimals="-6" id="f-1632" unitRef="eur">120000000</ifrs-full:OtherFeeAndCommissionIncome>
    <ifrs-full:OtherFeeAndCommissionIncome contextRef="c-392" decimals="-6" id="f-1633" unitRef="eur">121000000</ifrs-full:OtherFeeAndCommissionIncome>
    <ifrs-full:FeeAndCommissionIncome contextRef="c-1" decimals="-6" id="f-1634" unitRef="eur">2757000000</ifrs-full:FeeAndCommissionIncome>
    <ifrs-full:FeeAndCommissionIncome contextRef="c-392" decimals="-6" id="f-1635" unitRef="eur">2554000000</ifrs-full:FeeAndCommissionIncome>
    <ing:PaymentServicesFeeAndCommissionExpense contextRef="c-1" decimals="-6" id="f-1636" unitRef="eur">365000000</ing:PaymentServicesFeeAndCommissionExpense>
    <ing:PaymentServicesFeeAndCommissionExpense contextRef="c-392" decimals="-6" id="f-1637" unitRef="eur">329000000</ing:PaymentServicesFeeAndCommissionExpense>
    <ing:SecuritiesBusinessFeeAndCommissionExpense contextRef="c-1" decimals="-6" id="f-1638" unitRef="eur">75000000</ing:SecuritiesBusinessFeeAndCommissionExpense>
    <ing:SecuritiesBusinessFeeAndCommissionExpense contextRef="c-392" decimals="-6" id="f-1639" unitRef="eur">70000000</ing:SecuritiesBusinessFeeAndCommissionExpense>
    <ing:DistributionOfProductsFeeAndCommissionExpense contextRef="c-1" decimals="-6" id="f-1640" unitRef="eur">226000000</ing:DistributionOfProductsFeeAndCommissionExpense>
    <ing:DistributionOfProductsFeeAndCommissionExpense contextRef="c-392" decimals="-6" id="f-1641" unitRef="eur">251000000</ing:DistributionOfProductsFeeAndCommissionExpense>
    <ifrs-full:OtherFeeAndCommissionExpense contextRef="c-1" decimals="-6" id="f-1642" unitRef="eur">94000000</ifrs-full:OtherFeeAndCommissionExpense>
    <ifrs-full:OtherFeeAndCommissionExpense contextRef="c-392" decimals="-6" id="f-1643" unitRef="eur">97000000</ifrs-full:OtherFeeAndCommissionExpense>
    <ifrs-full:FeeAndCommissionExpense contextRef="c-1" decimals="-6" id="f-1644" unitRef="eur">760000000</ifrs-full:FeeAndCommissionExpense>
    <ifrs-full:FeeAndCommissionExpense contextRef="c-392" decimals="-6" id="f-1645" unitRef="eur">747000000</ifrs-full:FeeAndCommissionExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-1" decimals="-6" id="f-1646" unitRef="eur">1998000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-392" decimals="-6" id="f-1647" unitRef="eur">1807000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:DisclosureOfOtherOperatingIncomeExpenseExplanatory contextRef="c-1" id="f-1648">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;15   Other net income&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:76.144%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.509%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.047%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Other net income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Share of result associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Impairment of associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-24&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net result derecognition of financial assets measured at amortised cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net monetary gain or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-79&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;44&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;10&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfOtherOperatingIncomeExpenseExplanatory>
    <ing:DetailedDisclosureOfOtherIncomeExpensesTableTextBlock contextRef="c-1" id="f-1649">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:76.144%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.509%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.047%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Other net income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Share of result associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Impairment of associates and joint ventures&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-24&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net result derecognition of financial assets measured at amortised cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net monetary gain or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-79&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;44&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;13&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;10&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ing:DetailedDisclosureOfOtherIncomeExpensesTableTextBlock>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-1" decimals="-6" id="f-1650" unitRef="eur">43000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod contextRef="c-392" decimals="-6" id="f-1651" unitRef="eur">38000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ImpairmentLoss contextRef="c-1" decimals="-6" id="f-1652" unitRef="eur">24000000</ifrs-full:ImpairmentLoss>
    <ifrs-full:ImpairmentLoss contextRef="c-392" decimals="-6" id="f-1653" unitRef="eur">5000000</ifrs-full:ImpairmentLoss>
    <ifrs-full:GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost contextRef="c-1" decimals="-6" id="f-1654" unitRef="eur">-5000000</ifrs-full:GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost>
    <ifrs-full:GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost contextRef="c-392" decimals="-6" id="f-1655" unitRef="eur">11000000</ifrs-full:GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost>
    <ing:GainLossFromHyperinflationRemeasurement contextRef="c-1" decimals="-6" id="f-1656" unitRef="eur">-88000000</ing:GainLossFromHyperinflationRemeasurement>
    <ing:GainLossFromHyperinflationRemeasurement contextRef="c-392" decimals="-6" id="f-1657" unitRef="eur">-79000000</ing:GainLossFromHyperinflationRemeasurement>
    <ifrs-full:MiscellaneousOtherOperatingIncome contextRef="c-1" decimals="-6" id="f-1658" unitRef="eur">88000000</ifrs-full:MiscellaneousOtherOperatingIncome>
    <ifrs-full:MiscellaneousOtherOperatingIncome contextRef="c-392" decimals="-6" id="f-1659" unitRef="eur">44000000</ifrs-full:MiscellaneousOtherOperatingIncome>
    <ifrs-full:OtherOperatingIncomeExpense contextRef="c-1" decimals="-6" id="f-1660" unitRef="eur">13000000</ifrs-full:OtherOperatingIncomeExpense>
    <ifrs-full:OtherOperatingIncomeExpense contextRef="c-392" decimals="-6" id="f-1661" unitRef="eur">10000000</ifrs-full:OtherOperatingIncomeExpense>
    <ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory contextRef="c-1" id="f-1662">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;16   Other operating expenses&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:75.370%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.664%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.666%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Other operating expenses&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Regulatory costs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;616&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Audit and non-audit services&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;IT related expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;497&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;429&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Advertising and public relations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;175&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;External advisory fees&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;135&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;142&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Office expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;143&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Travel and accommodation expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;59&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Contributions and subscriptions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;63&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Postal charges&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Depreciation of property and equipment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;224&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;225&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation of intangible assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;107&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;103&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(Reversals of) impairments of property and equipment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(Reversals of) impairments of intangible assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Addition to / (unused amounts reversed of) provision for reorganisations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;57&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Addition to / (unused amounts reversed of) other provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;372&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;304&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,393&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,376&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Regulatory costs&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Regulatory costs represent contributions to the Deposit Guarantee Schemes (DGS), the Single Resolution Fund (SRF), local bank taxes and local resolution funds. Included in Regulatory costs for 30 June 2024 are &lt;/span&gt;&lt;/div&gt;contributions to DGS of EUR 157 million (30 June 2023: EUR 174 million) mainly related to the Netherlands, Germany, Belgium. Furthermore, it includes Poland's contribution to local resolution funds of EUR 35 million (30 June 2023: EUR 250 million). No further contribution is required to the eurozone's Single Resolution Fund in 2024. Local bank taxes increased by EUR 62 million from EUR 192 million as per 30 June 2023 to EUR 255 million in the first six months of 2024.</ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory>
    <ing:DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock contextRef="c-1" id="f-1663">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:75.370%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.664%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.666%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Other operating expenses&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Regulatory costs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;616&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Audit and non-audit services&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;IT related expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;497&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;429&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Advertising and public relations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;175&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;External advisory fees&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;135&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;142&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Office expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;143&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Travel and accommodation expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;59&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Contributions and subscriptions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;63&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Postal charges&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Depreciation of property and equipment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;224&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;225&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amortisation of intangible assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;107&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;103&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(Reversals of) impairments of property and equipment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(Reversals of) impairments of intangible assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Addition to / (unused amounts reversed of) provision for reorganisations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;57&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Addition to / (unused amounts reversed of) other provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;372&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;304&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,393&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,376&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ing:DisclosureOfScheduleOfOtherOperatingExpenseTableTextBlock>
    <ing:RegulatoryCosts contextRef="c-1" decimals="-6" id="f-1664" unitRef="eur">446000000</ing:RegulatoryCosts>
    <ing:RegulatoryCosts contextRef="c-392" decimals="-6" id="f-1665" unitRef="eur">616000000</ing:RegulatoryCosts>
    <ing:AuditAndNonAuditServices contextRef="c-1" decimals="-6" id="f-1666" unitRef="eur">19000000</ing:AuditAndNonAuditServices>
    <ing:AuditAndNonAuditServices contextRef="c-392" decimals="-6" id="f-1667" unitRef="eur">19000000</ing:AuditAndNonAuditServices>
    <ing:InformationTechnologyExpenses contextRef="c-1" decimals="-6" id="f-1668" unitRef="eur">497000000</ing:InformationTechnologyExpenses>
    <ing:InformationTechnologyExpenses contextRef="c-392" decimals="-6" id="f-1669" unitRef="eur">429000000</ing:InformationTechnologyExpenses>
    <ifrs-full:AdvertisingExpense contextRef="c-1" decimals="-6" id="f-1670" unitRef="eur">199000000</ifrs-full:AdvertisingExpense>
    <ifrs-full:AdvertisingExpense contextRef="c-392" decimals="-6" id="f-1671" unitRef="eur">175000000</ifrs-full:AdvertisingExpense>
    <ifrs-full:ProfessionalFeesExpense contextRef="c-1" decimals="-6" id="f-1672" unitRef="eur">135000000</ifrs-full:ProfessionalFeesExpense>
    <ifrs-full:ProfessionalFeesExpense contextRef="c-392" decimals="-6" id="f-1673" unitRef="eur">142000000</ifrs-full:ProfessionalFeesExpense>
    <ifrs-full:AdministrativeExpense contextRef="c-1" decimals="-6" id="f-1674" unitRef="eur">143000000</ifrs-full:AdministrativeExpense>
    <ifrs-full:AdministrativeExpense contextRef="c-392" decimals="-6" id="f-1675" unitRef="eur">150000000</ifrs-full:AdministrativeExpense>
    <ifrs-full:TravelExpense contextRef="c-1" decimals="-6" id="f-1676" unitRef="eur">60000000</ifrs-full:TravelExpense>
    <ifrs-full:TravelExpense contextRef="c-392" decimals="-6" id="f-1677" unitRef="eur">59000000</ifrs-full:TravelExpense>
    <ing:ContributionsAndSubscriptions contextRef="c-1" decimals="-6" id="f-1678" unitRef="eur">72000000</ing:ContributionsAndSubscriptions>
    <ing:ContributionsAndSubscriptions contextRef="c-392" decimals="-6" id="f-1679" unitRef="eur">63000000</ing:ContributionsAndSubscriptions>
    <ing:PostalCharges contextRef="c-1" decimals="-6" id="f-1680" unitRef="eur">18000000</ing:PostalCharges>
    <ing:PostalCharges contextRef="c-392" decimals="-6" id="f-1681" unitRef="eur">20000000</ing:PostalCharges>
    <ifrs-full:DepreciationPropertyPlantAndEquipment contextRef="c-1" decimals="-6" id="f-1682" unitRef="eur">224000000</ifrs-full:DepreciationPropertyPlantAndEquipment>
    <ifrs-full:DepreciationPropertyPlantAndEquipment contextRef="c-392" decimals="-6" id="f-1683" unitRef="eur">225000000</ifrs-full:DepreciationPropertyPlantAndEquipment>
    <ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill contextRef="c-1" decimals="-6" id="f-1684" unitRef="eur">107000000</ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill>
    <ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill contextRef="c-392" decimals="-6" id="f-1685" unitRef="eur">103000000</ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill>
    <ing:ReversalsOfImpairmentsOfTangibleAssets contextRef="c-1" decimals="-6" id="f-1686" unitRef="eur">-6000000</ing:ReversalsOfImpairmentsOfTangibleAssets>
    <ing:ReversalsOfImpairmentsOfTangibleAssets contextRef="c-392" decimals="-6" id="f-1687" unitRef="eur">-5000000</ing:ReversalsOfImpairmentsOfTangibleAssets>
    <ing:ReversalsOfImpairmentsOfIntangibleAssets contextRef="c-1" decimals="-6" id="f-1688" unitRef="eur">-3000000</ing:ReversalsOfImpairmentsOfIntangibleAssets>
    <ing:ReversalsOfImpairmentsOfIntangibleAssets contextRef="c-392" decimals="-6" id="f-1689" unitRef="eur">0</ing:ReversalsOfImpairmentsOfIntangibleAssets>
    <ing:AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations contextRef="c-1" decimals="-6" id="f-1690" unitRef="eur">57000000</ing:AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations>
    <ing:AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations contextRef="c-392" decimals="-6" id="f-1691" unitRef="eur">46000000</ing:AdditionUnusedAmountsReversedProvisionForReorganizationsAndRelocations>
    <ing:AdditionUnusedAmountsReversedOfOtherProvisions contextRef="c-1" decimals="-6" id="f-1692" unitRef="eur">34000000</ing:AdditionUnusedAmountsReversedOfOtherProvisions>
    <ing:AdditionUnusedAmountsReversedOfOtherProvisions contextRef="c-392" decimals="-6" id="f-1693" unitRef="eur">19000000</ing:AdditionUnusedAmountsReversedOfOtherProvisions>
    <ifrs-full:MiscellaneousOtherOperatingExpense contextRef="c-1" decimals="-6" id="f-1694" unitRef="eur">372000000</ifrs-full:MiscellaneousOtherOperatingExpense>
    <ifrs-full:MiscellaneousOtherOperatingExpense contextRef="c-392" decimals="-6" id="f-1695" unitRef="eur">304000000</ifrs-full:MiscellaneousOtherOperatingExpense>
    <ifrs-full:OtherExpenseByNature contextRef="c-1" decimals="-6" id="f-1696" unitRef="eur">2393000000</ifrs-full:OtherExpenseByNature>
    <ifrs-full:OtherExpenseByNature contextRef="c-392" decimals="-6" id="f-1697" unitRef="eur">2376000000</ifrs-full:OtherExpenseByNature>
    <ing:ContributionsToDepositGuaranteeSchemes contextRef="c-678" decimals="-6" id="f-1698" unitRef="eur">157000000</ing:ContributionsToDepositGuaranteeSchemes>
    <ing:ContributionsToDepositGuaranteeSchemes contextRef="c-679" decimals="-6" id="f-1699" unitRef="eur">174000000</ing:ContributionsToDepositGuaranteeSchemes>
    <ing:ContributionsToLocalResolutionFund contextRef="c-680" decimals="-6" id="f-1700" unitRef="eur">35000000</ing:ContributionsToLocalResolutionFund>
    <ing:ContributionsToLocalResolutionFund contextRef="c-681" decimals="-6" id="f-1701" unitRef="eur">250000000</ing:ContributionsToLocalResolutionFund>
    <ing:IncreaseDecreaseInLocalBankTaxes contextRef="c-1" decimals="-6" id="f-1702" unitRef="eur">62000000</ing:IncreaseDecreaseInLocalBankTaxes>
    <ing:LocalBankTaxes contextRef="c-435" decimals="-6" id="f-1703" unitRef="eur">192000000</ing:LocalBankTaxes>
    <ing:LocalBankTaxes contextRef="c-390" decimals="-6" id="f-1704" unitRef="eur">255000000</ing:LocalBankTaxes>
    <ifrs-full:DisclosureOfEarningsPerShareExplanatory contextRef="c-1" id="f-1705">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;17   Earnings per ordinary share&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:24.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.217%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.062%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.628%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.628%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.217%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.222%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Earnings per ordinary share&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Weighted average number&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;of ordinary shares outstanding&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;during the period&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Per ordinary share&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(in EUR million)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(in millions)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(in EUR)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Basic earnings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,292.5 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,617.0 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.89&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Basic earnings from continuing operations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,206&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.35&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;0.89&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of dilutive instruments:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Share plans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3.3 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2.0 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Diluted earnings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,295.8 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,619.0 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.89&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Diluted earnings from continuing operations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,206&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.35&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;0.89&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfEarningsPerShareExplanatory>
    <ifrs-full:EarningsPerShareExplanatory contextRef="c-1" id="f-1706">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.740%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:24.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.217%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.062%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.628%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.628%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.217%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.222%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="21" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Earnings per ordinary share&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Weighted average number&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;of ordinary shares outstanding&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;during the period&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Per ordinary share&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(in EUR million)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(in millions)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(in EUR)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Basic earnings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,292.5 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,617.0 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.89&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Basic earnings from continuing operations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,206&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.35&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;0.89&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Effect of dilutive instruments:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Share plans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3.3 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2.0 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3.3 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2.0 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Diluted earnings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,295.8 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,619.0 &lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.89&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Diluted earnings from continuing operations&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,206&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.35&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;0.89&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:EarningsPerShareExplanatory>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-1" decimals="-6" id="f-1707" unitRef="eur">4456000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-393" decimals="-6" id="f-1708" unitRef="eur">3206000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:WeightedAverageShares contextRef="c-1" decimals="-5" id="f-1709" unitRef="shares">3292500000</ifrs-full:WeightedAverageShares>
    <ifrs-full:WeightedAverageShares
      contextRef="c-392"
      decimals="-5"
      id="f-1710"
      unitRef="shares">3617000000</ifrs-full:WeightedAverageShares>
    <ifrs-full:BasicEarningsLossPerShare
      contextRef="c-1"
      decimals="2"
      id="f-1711"
      unitRef="eurPerShare">1.35</ifrs-full:BasicEarningsLossPerShare>
    <ifrs-full:BasicEarningsLossPerShare
      contextRef="c-392"
      decimals="2"
      id="f-1712"
      unitRef="eurPerShare">0.89</ifrs-full:BasicEarningsLossPerShare>
    <ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity contextRef="c-1" decimals="-6" id="f-1713" unitRef="eur">4456000000</ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity>
    <ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity contextRef="c-392" decimals="-6" id="f-1714" unitRef="eur">3206000000</ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntity>
    <ifrs-full:BasicEarningsLossPerShareFromContinuingOperations
      contextRef="c-1"
      decimals="2"
      id="f-1715"
      unitRef="eurPerShare">1.35</ifrs-full:BasicEarningsLossPerShareFromContinuingOperations>
    <ifrs-full:BasicEarningsLossPerShareFromContinuingOperations
      contextRef="c-392"
      decimals="2"
      id="f-1716"
      unitRef="eurPerShare">0.89</ifrs-full:BasicEarningsLossPerShareFromContinuingOperations>
    <ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares contextRef="c-1" decimals="-5" id="f-1717" unitRef="shares">3300000</ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares>
    <ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares
      contextRef="c-392"
      decimals="-5"
      id="f-1718"
      unitRef="shares">2000000.0</ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares>
    <ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares contextRef="c-1" decimals="-5" id="f-1719" unitRef="shares">3300000</ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares>
    <ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares
      contextRef="c-392"
      decimals="-5"
      id="f-1720"
      unitRef="shares">2000000.0</ifrs-full:DilutiveEffectOfAllInstrumentsOnWeightedAverageNumberOfOrdinaryShares>
    <ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects contextRef="c-1" decimals="-6" id="f-1721" unitRef="eur">4456000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects>
    <ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects contextRef="c-392" decimals="-6" id="f-1722" unitRef="eur">3206000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects>
    <ifrs-full:AdjustedWeightedAverageShares contextRef="c-1" decimals="-5" id="f-1723" unitRef="shares">3295800000</ifrs-full:AdjustedWeightedAverageShares>
    <ifrs-full:AdjustedWeightedAverageShares
      contextRef="c-392"
      decimals="-5"
      id="f-1724"
      unitRef="shares">3619000000</ifrs-full:AdjustedWeightedAverageShares>
    <ifrs-full:DilutedEarningsLossPerShare
      contextRef="c-1"
      decimals="2"
      id="f-1725"
      unitRef="eurPerShare">1.35</ifrs-full:DilutedEarningsLossPerShare>
    <ifrs-full:DilutedEarningsLossPerShare
      contextRef="c-392"
      decimals="2"
      id="f-1726"
      unitRef="eurPerShare">0.89</ifrs-full:DilutedEarningsLossPerShare>
    <ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects contextRef="c-1" decimals="-6" id="f-1727" unitRef="eur">4456000000</ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects>
    <ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects contextRef="c-392" decimals="-6" id="f-1728" unitRef="eur">3206000000</ifrs-full:ProfitLossFromContinuingOperationsAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects>
    <ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations
      contextRef="c-1"
      decimals="2"
      id="f-1729"
      unitRef="eurPerShare">1.35</ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations>
    <ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations
      contextRef="c-392"
      decimals="2"
      id="f-1730"
      unitRef="eurPerShare">0.89</ifrs-full:DilutedEarningsLossPerShareFromContinuingOperations>
    <ifrs-full:DisclosureOfDividendsExplanatory contextRef="c-1" id="f-1731">&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div id="i9b89511f100e4ef480267bc3b36f0e51_103"&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;18   Dividend per ordinary share&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:63.760%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:17.785%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.155%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Dividends to shareholders of the parent&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Per ordinary share&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;(in EUR)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;(in EUR million)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Dividends on ordinary shares:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In respect of 2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Interim dividend, paid August 2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.17&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;634&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Final dividend, paid May 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.389&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total dividend in respect of 2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;0.559&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,042&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In respect of 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Interim dividend, paid August 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.35&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,260&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Final dividend, paid May 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.756&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,497&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total dividend in respect of 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.106&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,757&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In respect of 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Interim dividend declared&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.35&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,149&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total dividend for the period ending 30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;0.35&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;On 25&#160;April 2024, the Annual General Meeting of shareholders ratified the total dividend of EUR 1.106 per ordinary share of which EUR 0.350 per share was paid as an interim cash dividend in August 2023. The final dividend of EUR 0.756 per ordinary share was paid entirely in cash. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2023 and the first six months of 2024, no other cash distributions were paid to shareholders of ING Group. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Groep N.V. is required to withhold tax of 15% on dividends paid.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Reference is made to Note 12 'Equity' for further information.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;</ifrs-full:DisclosureOfDividendsExplanatory>
    <ing:DisclosureOfDividendPerOrdinaryShareExplanatoryTableTextBlock contextRef="c-1" id="f-1732">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:63.760%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:17.785%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.155%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Dividends to shareholders of the parent&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Per ordinary share&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;(in EUR)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;(in EUR million)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Dividends on ordinary shares:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In respect of 2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Interim dividend, paid August 2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.17&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;634&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Final dividend, paid May 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.389&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total dividend in respect of 2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;0.559&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,042&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In respect of 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Interim dividend, paid August 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.35&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,260&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Final dividend, paid May 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.756&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,497&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total dividend in respect of 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1.106&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,757&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;In respect of 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Interim dividend declared&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.35&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,149&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total dividend for the period ending 30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;0.35&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ing:DisclosureOfDividendPerOrdinaryShareExplanatoryTableTextBlock>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="c-682"
      decimals="2"
      id="f-1733"
      unitRef="eurPerShare">0.17</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <ifrs-full:DividendsPaidOrdinaryShares contextRef="c-682" decimals="-6" id="f-1734" unitRef="eur">634000000</ifrs-full:DividendsPaidOrdinaryShares>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="c-683"
      decimals="3"
      id="f-1735"
      unitRef="eurPerShare">0.389</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <ifrs-full:DividendsPaidOrdinaryShares contextRef="c-683" decimals="-6" id="f-1736" unitRef="eur">1408000000</ifrs-full:DividendsPaidOrdinaryShares>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare
      contextRef="c-684"
      decimals="3"
      id="f-1737"
      unitRef="eurPerShare">0.559</ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent contextRef="c-684" decimals="-6" id="f-1738" unitRef="eur">2042000000</ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="c-685"
      decimals="3"
      id="f-1739"
      unitRef="eurPerShare">0.35</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <ifrs-full:DividendsPaidOrdinaryShares contextRef="c-685" decimals="-6" id="f-1740" unitRef="eur">1260000000</ifrs-full:DividendsPaidOrdinaryShares>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="c-672"
      decimals="3"
      id="f-1741"
      unitRef="eurPerShare">0.756</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <ifrs-full:DividendsPaidOrdinaryShares contextRef="c-672" decimals="-6" id="f-1742" unitRef="eur">2497000000</ifrs-full:DividendsPaidOrdinaryShares>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare
      contextRef="c-243"
      decimals="3"
      id="f-1743"
      unitRef="eurPerShare">1.106</ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent contextRef="c-243" decimals="-6" id="f-1744" unitRef="eur">3757000000</ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent>
    <ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare
      contextRef="c-1"
      decimals="2"
      id="f-1745"
      unitRef="eurPerShare">0.35</ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare>
    <ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners contextRef="c-1" decimals="-6" id="f-1746" unitRef="eur">1149000000</ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwners>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare
      contextRef="c-1"
      decimals="3"
      id="f-1747"
      unitRef="eurPerShare">0.35</ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent contextRef="c-1" decimals="-6" id="f-1748" unitRef="eur">1149000000</ifrs-full:DividendsRecognisedAsDistributionsToOwnersOfParent>
    <ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare
      contextRef="c-686"
      decimals="3"
      id="f-1749"
      unitRef="eurPerShare">1.106</ifrs-full:DividendsRecognisedAsDistributionsToOwnersPerShare>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="c-685"
      decimals="3"
      id="f-1750"
      unitRef="eurPerShare">0.350</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="c-243"
      decimals="3"
      id="f-1751"
      unitRef="eurPerShare">0.756</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <ing:WithholdingTaxOnDividendsPaid contextRef="c-1" decimals="2" id="f-1752" unitRef="number">0.15</ing:WithholdingTaxOnDividendsPaid>
    <ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory contextRef="c-1" id="f-1753">&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;19   Segments&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s segments are based on the internal reporting structure by lines of business.&lt;/span&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Executive Board of ING Group and the Management Board Banking (together the Chief Operating Decision Maker (CODM)) set the performance targets, approve and monitor the budgets prepared by the business lines. Business lines formulate strategic, commercial, and financial plans in conformity with the strategy and performance targets set by the CODM.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Recognition and measurement of segment results are in line with the accounting policies as described in Note 1 'Basis of preparation and material accounting policy information' of the 2023 ING Group Consolidated financial statements. The results for the period for each reportable segment are after intercompany and intersegment eliminations and are those reviewed by the CODM to assess performance of the segments. Corporate expenses are allocated to business lines based on time spent by head office personnel, the relative number of staff, or on the basis of income, expenses and/or assets of the segment.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table specifies the segments by line of business and main sources of income of each of the segments:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:35.474%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:62.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Specification of the main sources of income of each of the segments by line of business&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Segments by line of business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Main source of income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:23pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Netherlands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from retail and private banking activities in the Netherlands, including the Business Banking segments. The main products offered are current and savings accounts, investment products, business lending, mortgages and consumer lending.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:23pt"&gt;&lt;td colspan="6" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:19pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from retail and private banking activities in Belgium and Luxembourg, including the Business Banking segments. The main products offered are similar to those in the Netherlands.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="6" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:19pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from retail and private banking activities in Germany, including the Business Banking segments. The main products offered are similar to those in the Netherlands.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="6" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:19pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from retail banking activities in the rest of the world, including the Business Banking segments in specific geographies. The main products offered are similar to those in the Netherlands.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="6" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from wholesale banking activities. The main products are: lending, payments &amp;amp; cash management, working capital solutions, trade finance, financial markets, corporate finance and treasury.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:35.896%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:61.904%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Specification of geographical split of the segments&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Geographical split of the segments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Main countries&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;The Netherlands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Including Luxembourg&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other Challengers&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Australia, Italy, Spain and Portugal&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Growth Markets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Poland, Romania and T&#xfc;rkiye&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking Rest of World&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;UK, Ireland &amp;amp; Middle East, Americas, Asia and other countries in Europe&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Line&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group monitors and evaluates the performance of ING Group at a consolidated level and by segment. The Executive Board and the Management Board Banking consider this to be relevant to an understanding of the Group&#x2019;s financial performance, because it allows investors to understand the primary method used by management to evaluate the Group&#x2019;s operating performance and make decisions about allocating resources.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In addition, ING Group believes that the presentation of results in accordance with IFRS-EU helps investors compare its segment performance on a meaningful basis by highlighting result before tax attributable to ongoing operations and the profitability of the segment businesses. IFRS-EU result includes the impact of applying the IFRS-EU &#x2018;IAS 39 carve out&#x2019;. The IFRS-EU &#x2018;IAS 39 carve-out&#x2019; impact relates to fair value portfolio hedge accounting strategies for the mortgage and savings portfolios in the Benelux, Germany, Wholesale Banking Rest of World and Other Challengers that are not eligible under IFRS-IASB. As no hedge accounting is applied to these mortgage and savings portfolios under IFRS-IASB, the fair value changes of the derivatives are not offset by fair value changes of the hedge items (mortgages and savings).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The segment reporting in the interim report on Form 6-K has been prepared in accordance with International Financial Reporting Standards as issued by the EU (IFRS-EU) and reconciled to International Financial Reporting Standards as issued by the International Accounting Standards Board (IFRS-IASB) for consistency with the other financial information contained in this report. The difference between the accounting standards is reflected in the Wholesale Banking segment, and in the geographical split of the segments in the Netherlands, Belgium, Germany, Wholesale Banking Rest of World and Other Challengers. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Reference is made to Note 1 'Basis of preparation and significant changes in the current reporting period' for a reconciliation between IFRS-EU and IFRS-IASB. Corporate expenses are allocated to business lines based on time spent by head office personnel, the relative number of staff, or on the basis of income, expenses and/or assets of the segment.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group reconciles the total segment results to the total result using Corporate Line. The Corporate Line is a reflection of capital management activities, as ING Group applies a system of capital charging for its banking operations in order to create a comparable basis for the results of business units globally, irrespective of the business units&#x2019; book equity and the currency they operate in.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Results in Corporate Line are impacted by the application of hyperinflation accounting in the consolidation of our subsidiary in T&#xfc;rkiye (IAS 29). Furthermore, Corporate Line includes certain income and expenses that are not allocated to the banking businesses, and also includes our investments in Bank of Beijing and TMBThanachart Bank (TTB).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The information presented in this note is in line with the information presented to the Executive Board of ING Group and Management Board Banking.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;This note does not provide information on the types of products and services from which each reportable segment derives its revenues, as this is not reported internally and is therefore not readily available.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="text-indent:14.17pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.719%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:42.414%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.272%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.272%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.272%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.037%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.118%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.041%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.041%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.041%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.344%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.048%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="33" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Reconciliation between IFRS-IASB and IFRS-EU income, expense and net result&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net result &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net result&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-IASB attributable to equity holder of the parent&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12,812&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,798&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;118&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;10,555&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,946&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,303&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;100&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,206&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;IFRS-EU 'IAS 39 carve out' impact &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-414&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;770&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;230&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Result IFRS-EU &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,385&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;118&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,358&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,325&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,946&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,533&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;100&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,746&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Net result, after tax and non-controlling interests.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;ING prepares its results filed with SEC in accordance with IFRS-IASB. This information is prepared by reversing the hedge accounting impacts that applied under the IFRS-EU 'carve-out' version of IAS 39. For the IFRS-EU result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;3&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;IFRS-EU figures include the impact of applying the IFRS-EU 'IAS 39 carve-out'.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.469%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:61.276%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.135%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.441%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;ING Group Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ff6200;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ff6200;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ff6200;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ING Bank&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total ING Group&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ING Bank&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total ING Group&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; Net interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,508&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,655&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,021&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,073&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,995&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,998&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; Total investment and other income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,440&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,445&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;150&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,268&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;58&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,325&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Expenditure&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; Operating expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,874&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,880&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,692&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,696&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; Addition to loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;250&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;250&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,433&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,942&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,946&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Result before taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,716&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;144&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,861&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,326&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;53&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,379&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,347&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,519&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,533&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-EU&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,251&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;107&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,358&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,707&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;39&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,746&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reversal of the IFRS-EU 'IAS 39 carve out' impact&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,350&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;107&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,166&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;39&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,206&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:33.359%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.830%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.029%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.329%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:2.653%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.005%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.629%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.104%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.830%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.179%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.854%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.029%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.930%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.629%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.111%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="45" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Segments by line of business&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="21" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="21" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="21" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:8pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Netherlands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Line&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Netherlands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Line&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="45" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;  Net interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,052&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,337&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,884&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,737&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,655&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,650&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,010&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,401&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,668&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,076&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;269&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,073&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;  Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;513&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;212&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;293&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;676&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,998&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;471&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;240&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;180&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;253&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;669&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;  Total investment and other income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;376&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-51&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,166&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;410&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;80&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-37&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;154&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;892&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,445&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,423&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,402&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,498&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,297&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,580&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;99&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,530&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,330&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,543&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,075&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,637&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;210&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,325&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Expenditure&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;  Operating expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,023&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;980&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,388&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,662&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,880&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,053&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;959&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;605&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,630&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;233&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,696&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; Addition to loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;65&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;65&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;176&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;295&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;174&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-105&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;250&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;980&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,045&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;693&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,564&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,957&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;199&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,095&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,050&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;654&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,389&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,525&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;233&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,946&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Result before taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,443&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;357&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;805&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;733&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,623&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-100&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,861&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,435&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;280&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;889&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;686&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,112&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-23&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,379&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;371&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;265&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;173&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;406&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;61&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;372&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;95&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;289&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;176&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;495&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;107&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,533&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-EU&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,072&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;248&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;540&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;465&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,194&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-161&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,358&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,063&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;185&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;601&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;438&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,589&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-130&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,746&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reversal of the IFRS-EU 'IAS 39 carve out' impact&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,072&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;248&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;540&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;465&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,293&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-161&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,063&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;185&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;601&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;438&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,049&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-130&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,206&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.830%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.176%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.476%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.401%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.926%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.826%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.476%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:2.500%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.026%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:2.725%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.701%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.901%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.626%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.901%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.701%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:2.882%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="51" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Geographical split of the segments&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="24" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="24" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="24" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="24" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Nether-lands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Other Challengers&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Growth markets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Wholesale Banking Rest of World&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Nether-lands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Other Challengers&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Growth markets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Wholesale Banking Rest of World&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Net interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,572&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,327&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,085&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,168&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;785&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,655&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,077&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,343&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,667&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,061&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;922&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;734&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,073&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;649&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;441&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;236&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;166&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;212&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;297&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,998&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;151&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;185&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;289&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Total investment and other income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;877&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-46&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;556&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;664&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;105&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-40&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;273&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;479&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-51&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,445&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,099&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,817&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,799&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,265&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,579&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,637&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;103&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,359&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,813&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,832&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,228&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,380&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,502&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;211&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,325&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Expenditure&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Operating expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,423&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,155&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;732&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;723&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;869&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;778&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;200&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,880&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,502&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,134&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;702&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;658&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;722&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;743&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;234&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,696&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;  Addition to loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-25&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;83&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;130&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-39&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;98&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;250&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,398&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,210&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;815&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;809&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;998&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,009&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;200&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,481&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,225&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;662&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;755&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;834&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;755&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;234&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,946&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Result before taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,701&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;608&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;984&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;581&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;628&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-97&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,861&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,878&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;588&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,170&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;472&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;546&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;748&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-23&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,379&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,443&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;357&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;282&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;451&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,338&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,435&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;280&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;889&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;334&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;351&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,290&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;258&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;174&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;130&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,623&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;442&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;308&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;280&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;138&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;195&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;748&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,112&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Line&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Result before taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,701&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;608&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;984&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;581&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;628&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-97&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,861&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,878&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;588&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,170&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;472&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;546&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;748&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-23&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,379&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;451&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;180&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;321&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;141&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;132&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;453&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;381&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;123&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;115&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,533&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-EU&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,250&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;428&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;663&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;315&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;354&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;497&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,358&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,425&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;408&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;789&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;350&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;331&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;560&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-117&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,746&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reversal of the IFRS-EU 'IAS 39 carve out' impact&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;479&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;337&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;289&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-65&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-113&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-350&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,730&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;764&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;952&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;320&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;354&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;486&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,360&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;296&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;348&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;331&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;548&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-117&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,206&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory>
    <ifrs-full:DisclosureOfOperatingSegmentsExplanatory contextRef="c-1" id="f-1754">&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table specifies the segments by line of business and main sources of income of each of the segments:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:35.474%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:62.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Specification of the main sources of income of each of the segments by line of business&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Segments by line of business&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Main source of income&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:23pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Netherlands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from retail and private banking activities in the Netherlands, including the Business Banking segments. The main products offered are current and savings accounts, investment products, business lending, mortgages and consumer lending.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:23pt"&gt;&lt;td colspan="6" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:19pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from retail and private banking activities in Belgium and Luxembourg, including the Business Banking segments. The main products offered are similar to those in the Netherlands.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="6" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:19pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from retail and private banking activities in Germany, including the Business Banking segments. The main products offered are similar to those in the Netherlands.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="6" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:19pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from retail banking activities in the rest of the world, including the Business Banking segments in specific geographies. The main products offered are similar to those in the Netherlands.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="6" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income from wholesale banking activities. The main products are: lending, payments &amp;amp; cash management, working capital solutions, trade finance, financial markets, corporate finance and treasury.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:35.896%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:61.904%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="6" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Specification of geographical split of the segments&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Geographical split of the segments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Main countries&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;The Netherlands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Including Luxembourg&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other Challengers&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Australia, Italy, Spain and Portugal&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Growth Markets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Poland, Romania and T&#xfc;rkiye&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking Rest of World&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;UK, Ireland &amp;amp; Middle East, Americas, Asia and other countries in Europe&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Line&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.469%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:61.276%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.135%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.612%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.441%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="12" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;ING Group Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ff6200;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ff6200;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ff6200;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="9" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ING Bank&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total ING Group&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;ING Bank&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total ING Group&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; Net interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,508&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,655&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,021&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,073&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,995&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,998&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; Total investment and other income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,440&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,445&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;150&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,268&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;58&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,325&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Expenditure&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; Operating expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,874&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,880&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,692&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,696&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; Addition to loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;250&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;250&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,433&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,942&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,946&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Result before taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,716&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;144&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,861&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,326&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;53&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,379&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,347&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,519&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,533&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-EU&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,251&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;107&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,358&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,707&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;39&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,746&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reversal of the IFRS-EU 'IAS 39 carve out' impact&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,350&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;107&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,166&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;39&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,206&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfOperatingSegmentsExplanatory>
    <ing:DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory contextRef="c-1" id="f-1755">&lt;div style="text-indent:14.17pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.719%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:42.414%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.272%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.272%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.272%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.037%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.118%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.041%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.041%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.041%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.344%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.048%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="33" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Reconciliation between IFRS-IASB and IFRS-EU income, expense and net result&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net result &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Net result&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-IASB attributable to equity holder of the parent&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;12,812&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,798&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;118&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;10,555&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,946&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,303&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;100&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,206&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;IFRS-EU 'IAS 39 carve out' impact &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-414&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;770&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;230&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Result IFRS-EU &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;3&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,385&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;118&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,358&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,325&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,946&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,533&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;100&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,746&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Net result, after tax and non-controlling interests.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;ING prepares its results filed with SEC in accordance with IFRS-IASB. This information is prepared by reversing the hedge accounting impacts that applied under the IFRS-EU 'carve-out' version of IAS 39. For the IFRS-EU result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.&lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;3&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;IFRS-EU figures include the impact of applying the IFRS-EU 'IAS 39 carve-out'.&lt;/span&gt;&lt;/div&gt;</ing:DisclosureOfOperatingSegmentsUnderlyingIncomeExpensesExplanatory>
    <ifrs-full:ProfitLossFromOperatingActivities contextRef="c-1" decimals="-6" id="f-1756" unitRef="eur">12812000000</ifrs-full:ProfitLossFromOperatingActivities>
    <ifrs-full:ExpenseByNature contextRef="c-1" decimals="-6" id="f-1757" unitRef="eur">6439000000</ifrs-full:ExpenseByNature>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-1" decimals="-6" id="f-1758" unitRef="eur">1798000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-1" decimals="-6" id="f-1759" unitRef="eur">118000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-1" decimals="-6" id="f-1760" unitRef="eur">4456000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossFromOperatingActivities contextRef="c-392" decimals="-6" id="f-1761" unitRef="eur">10555000000</ifrs-full:ProfitLossFromOperatingActivities>
    <ifrs-full:ExpenseByNature contextRef="c-392" decimals="-6" id="f-1762" unitRef="eur">5946000000</ifrs-full:ExpenseByNature>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-392" decimals="-6" id="f-1763" unitRef="eur">1303000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-392" decimals="-6" id="f-1764" unitRef="eur">100000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-392" decimals="-6" id="f-1765" unitRef="eur">3206000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossFromOperatingActivities contextRef="c-687" decimals="-6" id="f-1766" unitRef="eur">-1512000000</ifrs-full:ProfitLossFromOperatingActivities>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-687" decimals="-6" id="f-1767" unitRef="eur">-414000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-687" decimals="-6" id="f-1768" unitRef="eur">-1099000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossFromOperatingActivities contextRef="c-688" decimals="-6" id="f-1769" unitRef="eur">770000000</ifrs-full:ProfitLossFromOperatingActivities>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-688" decimals="-6" id="f-1770" unitRef="eur">230000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-688" decimals="-6" id="f-1771" unitRef="eur">540000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossFromOperatingActivities contextRef="c-689" decimals="-6" id="f-1772" unitRef="eur">11300000000</ifrs-full:ProfitLossFromOperatingActivities>
    <ifrs-full:ExpenseByNature contextRef="c-689" decimals="-6" id="f-1773" unitRef="eur">6439000000</ifrs-full:ExpenseByNature>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-689" decimals="-6" id="f-1774" unitRef="eur">1385000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-689" decimals="-6" id="f-1775" unitRef="eur">118000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-689" decimals="-6" id="f-1776" unitRef="eur">3358000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossFromOperatingActivities contextRef="c-690" decimals="-6" id="f-1777" unitRef="eur">11325000000</ifrs-full:ProfitLossFromOperatingActivities>
    <ifrs-full:ExpenseByNature contextRef="c-690" decimals="-6" id="f-1778" unitRef="eur">5946000000</ifrs-full:ExpenseByNature>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-690" decimals="-6" id="f-1779" unitRef="eur">1533000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-690" decimals="-6" id="f-1780" unitRef="eur">100000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-690" decimals="-6" id="f-1781" unitRef="eur">3746000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:InterestRevenueExpense contextRef="c-691" decimals="-6" id="f-1782" unitRef="eur">7508000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-692" decimals="-6" id="f-1783" unitRef="eur">147000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-693" decimals="-6" id="f-1784" unitRef="eur">7655000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-694" decimals="-6" id="f-1785" unitRef="eur">8021000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-695" decimals="-6" id="f-1786" unitRef="eur">52000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-696" decimals="-6" id="f-1787" unitRef="eur">8073000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-691" decimals="-6" id="f-1788" unitRef="eur">1995000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-692" decimals="-6" id="f-1789" unitRef="eur">3000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-693" decimals="-6" id="f-1790" unitRef="eur">1998000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-694" decimals="-6" id="f-1791" unitRef="eur">1807000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-696" decimals="-6" id="f-1792" unitRef="eur">1807000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ing:InvestmentAndOtherIncome contextRef="c-691" decimals="-6" id="f-1793" unitRef="eur">1647000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-693" decimals="-6" id="f-1794" unitRef="eur">1647000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-694" decimals="-6" id="f-1795" unitRef="eur">1440000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-695" decimals="-6" id="f-1796" unitRef="eur">5000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-696" decimals="-6" id="f-1797" unitRef="eur">1445000000</ing:InvestmentAndOtherIncome>
    <ifrs-full:Revenue contextRef="c-691" decimals="-6" id="f-1798" unitRef="eur">11149000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-692" decimals="-6" id="f-1799" unitRef="eur">150000000</ifrs-full:Revenue>
    <ifrs-full:ProfitLossFromOperatingActivities contextRef="c-689" decimals="-6" id="f-1800" unitRef="eur">11300000000</ifrs-full:ProfitLossFromOperatingActivities>
    <ifrs-full:Revenue contextRef="c-694" decimals="-6" id="f-1801" unitRef="eur">11268000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-695" decimals="-6" id="f-1802" unitRef="eur">58000000</ifrs-full:Revenue>
    <ifrs-full:ProfitLossFromOperatingActivities contextRef="c-690" decimals="-6" id="f-1803" unitRef="eur">11325000000</ifrs-full:ProfitLossFromOperatingActivities>
    <ifrs-full:OperatingExpense contextRef="c-691" decimals="-6" id="f-1804" unitRef="eur">5874000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-692" decimals="-6" id="f-1805" unitRef="eur">6000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-693" decimals="-6" id="f-1806" unitRef="eur">5880000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-694" decimals="-6" id="f-1807" unitRef="eur">5692000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-695" decimals="-6" id="f-1808" unitRef="eur">4000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-696" decimals="-6" id="f-1809" unitRef="eur">5696000000</ifrs-full:OperatingExpense>
    <ifrs-full:AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets contextRef="c-691" decimals="-6" id="f-1810" unitRef="eur">559000000</ifrs-full:AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets>
    <ifrs-full:AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets contextRef="c-693" decimals="-6" id="f-1811" unitRef="eur">559000000</ifrs-full:AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets>
    <ifrs-full:AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets contextRef="c-694" decimals="-6" id="f-1812" unitRef="eur">250000000</ifrs-full:AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets>
    <ifrs-full:AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets contextRef="c-696" decimals="-6" id="f-1813" unitRef="eur">250000000</ifrs-full:AdditionalAllowanceRecognisedInProfitOrLossAllowanceAccountForCreditLossesOfFinancialAssets>
    <ifrs-full:ExpenseByNature contextRef="c-691" decimals="-6" id="f-1814" unitRef="eur">6433000000</ifrs-full:ExpenseByNature>
    <ifrs-full:ExpenseByNature contextRef="c-692" decimals="-6" id="f-1815" unitRef="eur">6000000</ifrs-full:ExpenseByNature>
    <ifrs-full:ExpenseByNature contextRef="c-689" decimals="-6" id="f-1816" unitRef="eur">6439000000</ifrs-full:ExpenseByNature>
    <ifrs-full:ExpenseByNature contextRef="c-694" decimals="-6" id="f-1817" unitRef="eur">5942000000</ifrs-full:ExpenseByNature>
    <ifrs-full:ExpenseByNature contextRef="c-695" decimals="-6" id="f-1818" unitRef="eur">4000000</ifrs-full:ExpenseByNature>
    <ifrs-full:ExpenseByNature contextRef="c-690" decimals="-6" id="f-1819" unitRef="eur">5946000000</ifrs-full:ExpenseByNature>
    <ifrs-full:ProfitLossBeforeTax contextRef="c-691" decimals="-6" id="f-1820" unitRef="eur">4716000000</ifrs-full:ProfitLossBeforeTax>
    <ifrs-full:ProfitLossBeforeTax contextRef="c-692" decimals="-6" id="f-1821" unitRef="eur">144000000</ifrs-full:ProfitLossBeforeTax>
    <ifrs-full:ProfitLossBeforeTax contextRef="c-693" decimals="-6" id="f-1822" unitRef="eur">4861000000</ifrs-full:ProfitLossBeforeTax>
    <ifrs-full:ProfitLossBeforeTax contextRef="c-694" decimals="-6" id="f-1823" unitRef="eur">5326000000</ifrs-full:ProfitLossBeforeTax>
    <ifrs-full:ProfitLossBeforeTax contextRef="c-695" decimals="-6" id="f-1824" unitRef="eur">53000000</ifrs-full:ProfitLossBeforeTax>
    <ifrs-full:ProfitLossBeforeTax contextRef="c-696" decimals="-6" id="f-1825" unitRef="eur">5379000000</ifrs-full:ProfitLossBeforeTax>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-691" decimals="-6" id="f-1826" unitRef="eur">1347000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-692" decimals="-6" id="f-1827" unitRef="eur">38000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-689" decimals="-6" id="f-1828" unitRef="eur">1385000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-694" decimals="-6" id="f-1829" unitRef="eur">1519000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-695" decimals="-6" id="f-1830" unitRef="eur">14000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations contextRef="c-690" decimals="-6" id="f-1831" unitRef="eur">1533000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-691" decimals="-6" id="f-1832" unitRef="eur">118000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-689" decimals="-6" id="f-1833" unitRef="eur">118000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-694" decimals="-6" id="f-1834" unitRef="eur">100000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests contextRef="c-690" decimals="-6" id="f-1835" unitRef="eur">100000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-691" decimals="-6" id="f-1836" unitRef="eur">3251000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-692" decimals="-6" id="f-1837" unitRef="eur">107000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-689" decimals="-6" id="f-1838" unitRef="eur">3358000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-694" decimals="-6" id="f-1839" unitRef="eur">3707000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-695" decimals="-6" id="f-1840" unitRef="eur">39000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-690" decimals="-6" id="f-1841" unitRef="eur">3746000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-697" decimals="-6" id="f-1842" unitRef="eur">1099000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-698" decimals="-6" id="f-1843" unitRef="eur">1099000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-699" decimals="-6" id="f-1844" unitRef="eur">-540000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-700" decimals="-6" id="f-1845" unitRef="eur">-540000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-701" decimals="-6" id="f-1846" unitRef="eur">4350000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-702" decimals="-6" id="f-1847" unitRef="eur">107000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-703" decimals="-6" id="f-1848" unitRef="eur">4456000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-704" decimals="-6" id="f-1849" unitRef="eur">3166000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-705" decimals="-6" id="f-1850" unitRef="eur">39000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-393" decimals="-6" id="f-1851" unitRef="eur">3206000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:DisclosureOfProductsAndServicesExplanatory contextRef="c-1" id="f-1852">&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:33.359%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.830%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.029%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.329%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:2.653%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.005%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.629%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.104%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.830%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.179%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.854%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.029%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.930%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.629%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.111%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="45" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Segments by line of business&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="21" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="21" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="21" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:8pt"&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Netherlands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Line&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Netherlands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Line&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="45" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;  Net interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,052&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,337&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,884&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,737&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,655&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,650&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,010&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,401&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,668&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,076&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;269&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,073&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;  Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;513&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;212&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;293&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;676&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,998&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;471&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;240&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;180&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;253&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;669&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;  Total investment and other income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;376&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-51&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,166&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;410&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;80&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-37&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;154&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;892&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,445&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,423&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,402&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,498&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,297&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,580&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;99&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,530&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,330&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,543&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,075&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,637&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;210&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,325&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Expenditure&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;  Operating expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,023&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;980&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,388&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,662&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,880&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,053&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;959&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;605&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,630&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;233&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,696&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013; Addition to loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-43&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;65&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;65&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;176&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;295&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;174&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-105&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;250&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;980&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,045&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;693&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,564&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,957&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;199&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,095&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,050&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;654&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,389&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,525&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;233&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,946&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Result before taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,443&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;357&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;805&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;733&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,623&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-100&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,861&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,435&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;280&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;889&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;686&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,112&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-23&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,379&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;371&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;265&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;173&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;406&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;61&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;372&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;95&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;289&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;176&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;495&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;107&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,533&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-EU&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,072&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;248&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;540&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;465&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,194&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-161&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,358&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,063&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;185&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;601&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;438&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,589&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-130&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,746&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reversal of the IFRS-EU 'IAS 39 carve out' impact&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,072&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;248&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;540&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;465&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,293&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-161&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,063&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;185&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;601&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;438&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,049&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-130&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,206&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfProductsAndServicesExplanatory>
    <ifrs-full:InterestRevenueExpense contextRef="c-706" decimals="-6" id="f-1853" unitRef="eur">1534000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-707" decimals="-6" id="f-1854" unitRef="eur">1052000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-708" decimals="-6" id="f-1855" unitRef="eur">1337000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-709" decimals="-6" id="f-1856" unitRef="eur">1884000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-710" decimals="-6" id="f-1857" unitRef="eur">1737000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-711" decimals="-6" id="f-1858" unitRef="eur">111000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-712" decimals="-6" id="f-1859" unitRef="eur">7655000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-713" decimals="-6" id="f-1860" unitRef="eur">1650000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-714" decimals="-6" id="f-1861" unitRef="eur">1010000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-715" decimals="-6" id="f-1862" unitRef="eur">1401000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-716" decimals="-6" id="f-1863" unitRef="eur">1668000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-717" decimals="-6" id="f-1864" unitRef="eur">2076000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-718" decimals="-6" id="f-1865" unitRef="eur">269000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense contextRef="c-719" decimals="-6" id="f-1866" unitRef="eur">8073000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-706" decimals="-6" id="f-1867" unitRef="eur">513000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-707" decimals="-6" id="f-1868" unitRef="eur">306000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-708" decimals="-6" id="f-1869" unitRef="eur">212000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-709" decimals="-6" id="f-1870" unitRef="eur">293000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-710" decimals="-6" id="f-1871" unitRef="eur">676000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-711" decimals="-6" id="f-1872" unitRef="eur">-3000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-712" decimals="-6" id="f-1873" unitRef="eur">1998000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-713" decimals="-6" id="f-1874" unitRef="eur">471000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-714" decimals="-6" id="f-1875" unitRef="eur">240000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-715" decimals="-6" id="f-1876" unitRef="eur">180000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-716" decimals="-6" id="f-1877" unitRef="eur">253000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-717" decimals="-6" id="f-1878" unitRef="eur">669000000</ifrs-full:FeeAndCommissionIncomeExpense>
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    <ifrs-full:FeeAndCommissionIncomeExpense contextRef="c-719" decimals="-6" id="f-1880" unitRef="eur">1807000000</ifrs-full:FeeAndCommissionIncomeExpense>
    <ing:InvestmentAndOtherIncome contextRef="c-706" decimals="-6" id="f-1881" unitRef="eur">376000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-707" decimals="-6" id="f-1882" unitRef="eur">43000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-708" decimals="-6" id="f-1883" unitRef="eur">-51000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-709" decimals="-6" id="f-1884" unitRef="eur">120000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-710" decimals="-6" id="f-1885" unitRef="eur">1166000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-711" decimals="-6" id="f-1886" unitRef="eur">-8000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-712" decimals="-6" id="f-1887" unitRef="eur">1647000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-713" decimals="-6" id="f-1888" unitRef="eur">410000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-714" decimals="-6" id="f-1889" unitRef="eur">80000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-715" decimals="-6" id="f-1890" unitRef="eur">-37000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-716" decimals="-6" id="f-1891" unitRef="eur">154000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-717" decimals="-6" id="f-1892" unitRef="eur">892000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-718" decimals="-6" id="f-1893" unitRef="eur">-54000000</ing:InvestmentAndOtherIncome>
    <ing:InvestmentAndOtherIncome contextRef="c-719" decimals="-6" id="f-1894" unitRef="eur">1445000000</ing:InvestmentAndOtherIncome>
    <ifrs-full:Revenue contextRef="c-706" decimals="-6" id="f-1895" unitRef="eur">2423000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-707" decimals="-6" id="f-1896" unitRef="eur">1402000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-708" decimals="-6" id="f-1897" unitRef="eur">1498000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-709" decimals="-6" id="f-1898" unitRef="eur">2297000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-710" decimals="-6" id="f-1899" unitRef="eur">3580000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-711" decimals="-6" id="f-1900" unitRef="eur">99000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-712" decimals="-6" id="f-1901" unitRef="eur">11300000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-713" decimals="-6" id="f-1902" unitRef="eur">2530000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-714" decimals="-6" id="f-1903" unitRef="eur">1330000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-715" decimals="-6" id="f-1904" unitRef="eur">1543000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-716" decimals="-6" id="f-1905" unitRef="eur">2075000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-717" decimals="-6" id="f-1906" unitRef="eur">3637000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-718" decimals="-6" id="f-1907" unitRef="eur">210000000</ifrs-full:Revenue>
    <ifrs-full:Revenue contextRef="c-719" decimals="-6" id="f-1908" unitRef="eur">11325000000</ifrs-full:Revenue>
    <ifrs-full:OperatingExpense contextRef="c-706" decimals="-6" id="f-1909" unitRef="eur">1023000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-707" decimals="-6" id="f-1910" unitRef="eur">980000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-708" decimals="-6" id="f-1911" unitRef="eur">628000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-709" decimals="-6" id="f-1912" unitRef="eur">1388000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-710" decimals="-6" id="f-1913" unitRef="eur">1662000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-711" decimals="-6" id="f-1914" unitRef="eur">199000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-712" decimals="-6" id="f-1915" unitRef="eur">5880000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-713" decimals="-6" id="f-1916" unitRef="eur">1053000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-714" decimals="-6" id="f-1917" unitRef="eur">959000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-715" decimals="-6" id="f-1918" unitRef="eur">605000000</ifrs-full:OperatingExpense>
    <ifrs-full:OperatingExpense contextRef="c-716" decimals="-6" id="f-1919" unitRef="eur">1215000000</ifrs-full:OperatingExpense>
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    <ifrs-full:DisclosureOfGeographicalAreasExplanatory contextRef="c-1" id="f-2025">&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.830%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.176%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.476%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.401%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.926%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.826%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.476%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:2.500%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.026%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:2.725%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.701%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.901%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.626%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.901%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.701%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:2.882%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="51" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Geographical split of the segments&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="24" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="24" style="border-bottom:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:right"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1 January to 30 June&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="24" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="24" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Nether-lands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Other Challengers&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Growth markets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Wholesale Banking Rest of World&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Nether-lands&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Belgium&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Germany&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Other Challengers&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Growth markets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Wholesale Banking Rest of World&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8.5pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Net interest income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,572&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,327&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,085&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,168&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;785&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,655&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,077&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,343&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,667&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,061&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;922&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;734&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,073&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Net fee and commission income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;649&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;441&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;236&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;166&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;212&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;297&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,998&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;206&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;151&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;185&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;289&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Total investment and other income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;877&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-46&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;556&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;664&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;105&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-40&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;273&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;479&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-51&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,445&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,099&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,817&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,799&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,265&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,579&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,637&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;103&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,300&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,359&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,813&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,832&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,228&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,380&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,502&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;211&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;11,325&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Expenditure&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Operating expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,423&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,155&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;732&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;723&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;869&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;778&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;200&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,880&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,502&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,134&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;702&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;658&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;722&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;743&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;234&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,696&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;  Addition to loan loss provisions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-25&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;83&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;130&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;231&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-39&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;98&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;250&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total expenses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,398&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,210&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;815&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;809&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;998&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,009&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;200&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;6,439&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,481&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,225&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;662&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;755&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;834&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;755&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;234&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,946&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Result before taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,701&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;608&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;984&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;581&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;628&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-97&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,861&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,878&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;588&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,170&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;472&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;546&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;748&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-23&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,379&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Retail Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,443&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;357&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;282&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;451&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,338&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,435&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;280&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;889&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;334&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;351&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,290&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Wholesale Banking&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;258&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;174&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;130&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,623&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;442&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;308&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;280&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;138&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;195&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;748&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,112&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Corporate Line&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Result before taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,701&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;608&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;984&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;581&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;628&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-97&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,861&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,878&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;588&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,170&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;472&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;546&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;748&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-23&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;5,379&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Taxation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;451&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;180&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;321&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;141&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;132&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;453&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;381&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;123&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;115&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,533&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-controlling interests&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-EU&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,250&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;428&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;663&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;315&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;354&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;497&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,358&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,425&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;408&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;789&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;350&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;331&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;560&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-117&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,746&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reversal of the IFRS-EU 'IAS 39 carve out' impact&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;479&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;337&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;289&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-65&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-113&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-350&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Net result IFRS-IASB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;1,730&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;764&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;952&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;320&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;354&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;486&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,456&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td 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    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-792" decimals="-6" id="f-2251" unitRef="eur">-2000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-793" decimals="-6" id="f-2252" unitRef="eur">-12000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-794" decimals="-6" id="f-2253" unitRef="eur">-540000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-795" decimals="-6" id="f-2254" unitRef="eur">1730000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-796" decimals="-6" id="f-2255" unitRef="eur">764000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-797" decimals="-6" id="f-2256" unitRef="eur">952000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-798" decimals="-6" id="f-2257" unitRef="eur">320000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-799" decimals="-6" id="f-2258" unitRef="eur">354000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-800" decimals="-6" id="f-2259" unitRef="eur">486000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-801" decimals="-6" id="f-2260" unitRef="eur">-149000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-1" decimals="-6" id="f-2261" unitRef="eur">4456000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-802" decimals="-6" id="f-2262" unitRef="eur">1360000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-803" decimals="-6" id="f-2263" unitRef="eur">296000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-804" decimals="-6" id="f-2264" unitRef="eur">439000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-805" decimals="-6" id="f-2265" unitRef="eur">348000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-806" decimals="-6" id="f-2266" unitRef="eur">331000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-807" decimals="-6" id="f-2267" unitRef="eur">548000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-808" decimals="-6" id="f-2268" unitRef="eur">-117000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent contextRef="c-392" decimals="-6" id="f-2269" unitRef="eur">3206000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:DisclosureOfFairValueMeasurementExplanatory contextRef="c-1" id="f-2270">&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;20   Fair value of assets and liabilities &lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Valuation Methods&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The estimated fair values represent the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It is a market-based measurement, which is based on assumptions that market participants would use and takes into account the characteristics of the asset or liability that market participants would take into account when pricing the asset or liability.&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Fair values of financial assets and liabilities are based on quoted prices in active market where available. When such quoted prices are not available, the fair value is determined by using valuation techniques.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The first half of 2024 was characterized by less elevated levels of volatility compared to 2023. After the steep increase of interest rates worldwide over the last years, the markets saw interest rates cuts.  Though currently not having a major direct influence on the global markets, the geopolitical risks stemming from the ongoing Russia-Ukraine and Israel-Gaza conflicts are still hanging over the markets, while the US elections and the uncertainty around its consequences are also closely followed.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Financial assets and liabilities, including Level 3, are valued using agreed methodologies, targeting the most appropriate estimate of fair value.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;A comprehensive description of ING&#x2019;s valuation methods and framework is reported in Note 35 &#x2018;Fair value of assets and liabilities&#x2019; of the 2023 Form 20-F. This chapter of the Condensed consolidated interim financial statement should be read in conjunction with the 2023 Form 20-F.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Valuation Control framework&lt;br/&gt;&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The valuation control framework covers the product approval process (PARP), pricing, market data assessment and independent price verification (IPV), valuation adjustments, model use, fair value hierarchy and day one profit or loss. Valuation processes are governed by various governance bodies, including Local Parameter Committees, Global Valuation and Impairment Committee, Market Data Committee and Valuation Model Committee. All relevant committees meet on a regular basis (monthly/quarterly), where agenda covers the aforementioned valuation controls.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Global Valuation and Impairment Committee is responsible for the oversight and the approval of the outcome of impairments (other than loan loss provisions) and valuation processes. It oversees the quality and coherence of valuation methodologies and performance. The Valuation Model Committee is responsible for the approval of all valuation models used for the Fair valuation (IFRS) and Prudent Valuation (CRR) of positions measured at fair value. The Local Parameter Committee discusses the valuation results and monitors the performance of the valuation activities carried out on local or regional level. The Global &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Financial Markets Parameter Committee reviews the consolidated valuation outcome and resulting P&amp;amp;L for Financial Market products, targeting a globally consistent treatment across Financial Market. The Market Data Committee is responsible for the approval of the market data used in valuation.&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Valuation Adjustments&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Valuation adjustments are an integral part of the fair value. They are the adjustments to the output from a valuation technique in order to appropriately determine a fair value in accordance with IFRS 13. ING considers various fair value adjustments including Bid-Offer adjustments, Model Risk adjustments, Bilateral Valuation Adjustments (BVA, consisting of Credit Valuation Adjustments or CVA, and Debit Valuation Adjustments or DVA), Collateral Valuation Adjustment (CollVA) and Funding Valuation Adjustment (FVA).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For financial instruments where the fair value at initial recognition is based on one or more significant unobservable inputs, a difference between the transaction price and the fair value resulting from the internal valuation process can occur. Such difference is referred to as Day One Profit or Day One Loss (hereafter: DOP). ING defers material Day One Profit or Loss of instruments with significant unobservable valuation inputs, which are the financial instruments classified as Level 3 and financial instruments with material unobservable inputs into CVA which are not necessarily classified as Level 3. The DOP is amortised over the life of the instrument, or until the significant unobservable inputs become observable, or until the significant unobservable inputs become non-significant. Both the impact on the profit and loss in 2024 and the DOP reserve is&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; disclosed in the below table.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents the models reserves for financial assets and liabilities.&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.170%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.264%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.266%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Valuation adjustment reserves on financial assets and liabilities&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Deferred Day One Profit or Loss &lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-105&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-90&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Own credit adjustments &lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Bid/Offer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-135&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-154&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Model Risk&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-26&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;CVA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-131&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;DVA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;CollVA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;FVA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-52&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-68&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total Valuation Adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-366&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-385&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Financial instruments at fair value &lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The fair values of the financial instruments were determined as follows:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.584%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.961%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.433%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Methods applied in determining fair values of financial assets and liabilities (carried at fair value)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,125&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,438&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,256&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,590&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,913&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,825&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,427&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,081&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,524&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14,864&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,270&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;26,257&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27,134&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;535&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;26,671&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27,708&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Loans and receivables&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;79,506&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;63,316&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,131&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;84,787&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67,446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;29,044&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;20,302&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;112,194&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;94,533&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;8,341&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;8,179&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;149,579&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;123,015&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets at fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,622&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;254&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;263&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,885&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;40,891&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;35,848&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,746&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,433&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38,281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Loans and receivables&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;855&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;275&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;476&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;676&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,331&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;951&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;43,001&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;37,470&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,602&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,707&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;740&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;938&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;46,343&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;41,116&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial liabilities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,380&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,088&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,965&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,635&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,359&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,770&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;66,976&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;57,063&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;66,978&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;57,076&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Trading securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,629&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,604&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,648&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,645&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,067&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24,437&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;548&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;670&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,664&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;25,148&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,058&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,733&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;98,026&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;89,175&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;564&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;729&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;102,649&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;94,638&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following methods and assumptions were used by ING Group to estimate the fair value of the financial instruments:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Equity securities&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Instrument description:&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Equity securities include stocks and shares, corporate investments and private equity investments.&lt;br/&gt;Valuation:&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;If available, the fair values of publicly traded equity securities and private equity securities are &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;based on quoted market prices. In absence of active markets, fair values are estimated by analysing the investee&#x2019;s financial position, result, risk profile, prospect, price, earnings comparisons and revenue multiples. Additionally, reference is made to valuations of peer entities where quoted prices in active markets are available. For equity securities best market practice will be applied using the most relevant valuation method. All non-listed equity investments, including investments in private equity funds, are subject to a standard review framework which ensures that valuations reflect the fair values.&lt;br/&gt;Fair value hierarchy:&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The majority of equity securities are publicly traded and quoted prices are readily and regularly available. Hence, these securities are classified as Level 1. Equity securities which are not traded in active markets mainly include corporate investments, fund investments and other equity securities and are classified as Level 3.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Debt securities&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Instrument description:&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Debt securities include government bonds, financial institutions bonds and Asset-backed securities (ABS). &lt;br/&gt;Valuation:&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Where available, fair values for debt securities are generally based on quoted market prices. Quoted market prices are obtained from an exchange market, dealer, broker, industry group, pricing service, or regulatory service. The quoted prices from non-exchange sources are reviewed on their tradability of market prices. If quoted prices in an active market are not available, fair value is based on an analysis of available market inputs, which includes consensus prices obtained from one or more pricing services. Furthermore, fair values are determined by valuation techniques discounting expected future cash flows using market interest rate curves, referenced credit spreads, maturity of the investment, and estimated prepayment rates where applicable.&lt;br/&gt;Fair value hierarchy:&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Government bonds and financial institutions bonds are generally traded in active markets. Where quoted prices are readily and regularly available, they are classified as Level 1. The remaining positions are classified as Level 2 or Level 3 depending on the trading activity and observability of prices. Asset backed securities for which no active market is available and a wide discrepancy in quoted prices exists, are classified as Level 3.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Derivatives&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Instrument description:&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Derivatives contracts can either be exchange-traded or over the counter (OTC). Derivatives include interest rate derivatives, FX derivatives, Credit derivatives, Equity derivatives and commodity derivatives.&lt;br/&gt;Valuation:&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The fair value of exchange-traded derivatives is determined using quoted market prices in an active market and are classified as Level 1 of the fair value hierarchy. For instruments that are not actively traded, fair values are estimated based on valuation techniques. OTC derivatives and derivatives trading in an inactive market are valued using valuation techniques. The valuation techniques and inputs depend on the type of derivatives and the nature of the underlying instruments. The principal techniques used to value these instruments are based on (amongst others) discounted cash flows, option pricing models and Monte Carlo simulations. These valuation models calculate the present value of expected future cash flows, based on &#x2018;no-arbitrage&#x2019; principles. The models are commonly used in the financial industry and inputs to the validation models are determined from observable market data where possible. Certain inputs may not be &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;observable in the market, but can be determined from observable prices via valuation model calibration procedures. These inputs include prices available from exchanges, dealers, brokers or providers of pricing, yield curves, credit spreads, default rates, recovery rates, dividend rates, volatility of underlying interest rates, equity prices, and foreign currency exchange rates and reference is made to quoted prices, recently executed trades, independent market quotes and consensus data, where available.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For uncollateralised OTC derivatives, ING applies Credit Valuation Adjustment to correctly reflect the counterparty credit risk in the valuation and Debit Valuation Adjustments to reflect the credit risk of ING for its counterparty. In addition, for these derivatives ING applies Funding Valuation Adjustment. See sections CVA/DVA and FVA in section Valuation Adjustments for more details regarding the calculation.&lt;br/&gt;Fair value hierarchy:&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The majority of the derivatives are priced using observable inputs and are classified as Level 2. Derivatives for which the input cannot be implied from observable market data are classified as Level 3.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Loans and receivables&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Instrument description:&lt;/span&gt;&lt;span style="color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Loans and receivables are non-derivative financial assets with fixed or determinable payments that are not quoted in an active market. Loans and receivables carried at fair value includes trading loans, being securities lending and similar agreement comparable to collateralised lending, syndicated loans, loans expected to be sold and receivables with regards to reverse repurchase transactions.&lt;br/&gt;Valuation: The fair value of loans and receivables is generally estimated by discounting expected future cash flows using a discount rate that reflects credit risk, liquidity, and other current market conditions. The fair value of mortgage loans is estimated by taking into account prepayment behaviour. &lt;br/&gt;Fair value hierarchy: Loans and receivables are predominantly classified as Level 2. Loans and receivables for which current market information about similar assets to use as observable, corroborated data for all significant inputs into a valuation model is not available, are classified as Level 3.&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Financial liabilities at fair value through profit and loss &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;Instrument description: Financial liabilities at fair value through profit and loss include debt securities, debt instruments, primarily comprised of structured notes, which are held at fair value under the fair value option. Besides that, it includes derivative contracts and repurchase agreements.&lt;br/&gt;Valuation: The fair values of securities in the trading portfolio and other liabilities at fair value through profit or loss are based on quoted market prices, where available. For those securities not actively traded, fair values are estimated based on internal discounted cash flow valuation techniques using interest rates and credit spreads that apply to similar instruments.&lt;br/&gt;Fair value hierarchy: The majority of the derivatives and debt instruments are classified as Level 2. Derivatives and debt instruments for which the input cannot be derived from observable market data are classified as Level 3.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Transfers between Level 1 and 2&lt;br/&gt;&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As a consequence of change in observable inputs, ING recorded an EUR  0.4 billion transfer from Level 2 to Level 1 in debt securities measured at fair value through other comprehensive income. No significant transfers from Level 1 to Level 2 were recorded in the reporting period 2024.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Level 3: Valuation techniques and inputs used &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Financial assets and liabilities in Level 3 include both assets and liabilities for which the fair value was determined using (i) valuation techniques that incorporate unobservable inputs as well as (ii) quoted prices which have been adjusted to reflect that the market was not actively trading at or around the balance sheet date. Unobservable inputs are inputs which are based on ING&#x2019;s own assumptions about the factors that market participants would use in pricing an asset or liability, developed based on the best information available in the circumstances. Unobservable inputs may include volatility, correlation, spreads to discount rates, default rates and recovery rates, prepayment rates, and certain credit spreads. Valuation techniques that incorporate unobservable inputs are sensitive to the inputs used.  &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Of the total amount of financial assets classified as Level 3 as at 30&#160;June 2024 of EUR 9.1 billion (31 December 2023: EUR 9.1 billion), an amount of EUR 7.2 billion (79.1%) (31 December 2023: EUR 7.0 billion, being 76.7%) is based on unadjusted quoted prices in inactive markets. As ING does not generally adjust quoted prices using its own inputs, there is no significant sensitivity to ING&#x2019;s own unobservable inputs.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Furthermore, Level 3 financial assets includes EUR 0.3 billion (31 December 2023: EUR 0.3 billion) which relates to financial assets that are part of structures that are designed to be fully neutral in terms of market risk. Such structures include various financial assets and liabilities for which the overall sensitivity to market risk is insignificant. Whereas the fair value of individual components of these structures may be determined using different techniques and the fair value of each of the components of these structures may be sensitive to unobservable inputs, the overall sensitivity is by design not significant.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The remaining EUR 1.6 billion (31 December 2023: EUR 1.8 billion) of the fair value classified in Level 3 financial assets is established using valuation techniques that incorporates certain inputs that are unobservable.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Of the total amount of financial liabilities classified as Level 3 as at 30&#160;June 2024 of EUR 0.6 billion (31 December 2023: EUR 0.7 billion), an amount of EUR 0.23 billion (41.0%) (31 December 2023: EUR 0.36 billion, being 50.0%) is based on unadjusted quoted prices in inactive markets. As ING does not generally adjust quoted prices using its own inputs, there is no significant sensitivity to ING&#x2019;s own unobservable inputs.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Furthermore, Level 3 financial liabilities includes EUR 0.3 billion (31 December 2023: EUR 0.3 billion) which relates to financial liabilities that are part of structures that are designed to be fully neutral in terms of &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;market risk. As explained above, the fair value of each of the components of these structures may be sensitive to unobservable inputs, but the overall sensitivity is by design not significant.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The remaining EUR 0.1 billion (31 December 2023: EUR 0.1 &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;billion) of the fair value classified in Level 3 financial liabilities is established using valuation te&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;chniques that incorporates certain inputs that are unobservable.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The table below provides a summary of the valuation techniques, key unobservable inputs and the lower and upper range of such unobservable inputs, by type of Level 3 asset/liability. The lower and upper range mentioned in the overview represent the lowest and highest variance of the respective valuation input as actually used in the valuation of the different financial instruments. Amounts and percentages stated are unweighted. The range can vary from period to period subject to market movements and change in Level&#160;3 position. Lower and upper bounds reflect the variability of Level 3 positions and their underlying valuation inputs in the portfolio, but do not adequately reflect their level of valuation uncertainty. For valuation uncertainty assessment, reference is made to section Sensitivity analysis of unobservable inputs (Level 3).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.828%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.026%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.602%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.501%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.527%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.302%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.103%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.426%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.227%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.232%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="33" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Valuation techniques and range of unobservable inputs (Level 3)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Valuation techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Significant unobservable inputs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Lower range&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upper range&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;At fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,524&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price per share&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;97&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;236&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spread (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (price per share)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,475&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,457&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,838&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,298&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;106&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;117&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spread (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Prepayment rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loan pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;99&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;99&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(Reverse) repo's&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,441&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,832&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Structured notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;92&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;104&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/Equity correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.9&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/FX correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend yield (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spreads (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;101&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Rates&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;292&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;283&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;300&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rate volatility (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reset spread (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Prepayment rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;FX&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Implied volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Credit&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;87&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;216&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;220&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;343&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spread (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;179&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;149&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;76&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;75&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/Equity correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.0&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/FX correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.5&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.0&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend yield (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Commodity volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;74&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;68&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;68&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;At fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Loans and advances&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;476&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;676&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Prepayment rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;254&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;263&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spread (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.2&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Payout ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;90&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;9,081&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;9,118&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;564&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;729&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Level 3: Changes during the period&lt;/span&gt;&lt;/div&gt;&lt;div style="text-indent:14.17pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:32.508%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.001%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.476%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.926%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.401%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.401%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.131%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="39" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in Level 3 Financial assets&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets mandatorily at FVPL&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets designated at FVPL&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets at FVOCI&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;848&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;873&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;286&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;421&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,849&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,547&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,492&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;938&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;891&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,526&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Realised gain/loss  recognised in the statement of profit or loss during the period &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;235&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-142&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;248&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-383&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;77&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-322&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Revaluation recognised in other comprehensive income during the period &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchase of assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,246&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;113&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;76&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,208&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;163&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;873&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;331&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,612&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,735&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Sale of assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-889&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-138&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-56&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-243&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-567&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,433&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Maturity/settlement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,005&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-327&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-576&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-553&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-292&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-910&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,910&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reclassifications&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-20&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;723&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;728&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers into Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;879&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;395&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;416&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,860&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers out of Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-566&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-459&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-824&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-245&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,635&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-994&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-31&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-59&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in the composition of the group and other changes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;180&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;848&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;293&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;286&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,718&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,499&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,547&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;740&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;938&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;9,081&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;9,118&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Net gains/losses were recorded as &#x2018;Valuation results and net trading income&#x2019; in the statement of profit or loss. The total amounts includes EUR&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;-92 million (2023: EUR 316 million) of unrealised gains and losses recognised in the statement of profit or loss. &lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Revaluation recognised in other comprehensive income is included on the line &#x2018;Net change in fair value of debt instruments at fair value through other comprehensive income&#x2019;.&lt;/span&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2024, t&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ransfers into and out of Level 3 of financial assets mandatorily at fair value mainly relate to (long term) reverse repurchase transactions for which the valuation being significantly impacted by unobservable inputs and no longer significantly impacted by unobservable inputs, respectively&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2024, the transfer out of Level 3 trading assets relate mostly to bonds and derivative instruments due to the valuation not being significantly impacted by unobservable input.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2023, transfers into and out of Level 3 of financial assets mandatorily at fair value mainly relate to (long term) reverse repurchase transactions for which the valuation being significantly impacted by unobservable inputs and no longer significantly impacted by unobservable inputs, respectively&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#ff0090;font-family:'Arial',sans-serif;font-size:10.5pt;font-weight:400;line-height:120%"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2023, the transfer into Level 3 trading assets is mainly driven by debt securities that are part of a structure transferred into level 3 due to market illiquidity which decreased observability for an input.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:23.513%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.568%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.807%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.568%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.652%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.807%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.807%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.413%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.965%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in Level 3 Financial liabilities&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:24pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial liabilities designated as at fair value through profit or loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:24pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;382&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;229&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;449&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;729&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;732&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Realised gain/loss recognised in the statement of profit or loss during the period&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-129&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;224&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-57&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-151&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-185&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;53&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;138&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;142&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Redemptions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-102&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-52&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-53&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-56&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-156&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Maturity/settlement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-16&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-30&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers into Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;40&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;32&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers out of Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-30&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-102&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;253&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;382&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;296&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;301&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;16&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;47&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;564&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;729&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Net gains/losses were recorded as &#x2018;Valuation results and net trading income&#x2019; in the statement of profit or loss. The total amount includes EUR&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;-185 million (31 December 2023: EUR 72&#160;million&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;) of unrealised gains and losses recognised in the statement of profit or loss.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2024, the transfers out of Level 3 mainly consisted of structured notes, measured as designated at fair value through profit or loss. The structured notes were transferred out of Level 3 as the valuation was no longer impacted by significantly unobservable inputs.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2023, financial liabilities transfers into and out of Level 3 mainly consisted of structured notes, measured as designated at fair value through profit or loss. The structured notes were transferred out of Level 3 as the valuation was no longer impacted by significantly unobservable inputs. &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Recognition of unrealised gains and losses in Level 3&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Amounts recognised in the statement of profit or loss relating to unrealised gains and losses during the year that relates to Level 3 assets and liabilities are included in the line item &#x2018;Valuation results and net trading income&#x2019; in the statement of profit or loss.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Level 3: Sensitivity analysis of unobservable inputs&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Where the fair value of a financial instrument is determined using inputs which are unobservable and which have a more than insignificant impact on the fair value of the instrument, the actual value of those inputs at the balance date may be drawn from a range of reasonably possible alternatives. In line with market practice the upper and lower bounds of the range of alternative input values reflect a level of valuation certainty. The actual levels chosen for the unobservable inputs in preparing the financial statements are consistent with the valuation methodology used for fair valued financial instruments.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In practice valuation uncertainty is measured and managed per exposure to individual valuation inputs (i.e. risk factors) at portfolio level across different product categories. Where the disclosure looks at individual Level 3 inputs, the actual valuation adjustments may also reflect the benefits of portfolio offsets. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;This disclosure does not attempt to indicate or predict future fair value movement. The numbers in isolation give limited information as in most cases these Level 3 assets and liabilities should be seen in combination with other instruments (for example as a hedge) that are classified as Level 2. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The valuation uncertainty in the table below is broken down by related risk class rather than by product. The possible impact of a change of unobservable inputs in the fair value of financial instruments where unobservable inputs are significant to the valuation is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:56.042%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.616%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Sensitivity analysis of Level 3 instruments&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Positive fair&#160;value movements from using reasonable possible alternatives&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Negative fair&#160;value movements from using reasonable possible alternatives&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity (equity derivatives, structured notes)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rates (Rates derivatives, FX derivatives)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit (Debt securities, Loans, structured notes, credit derivatives)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-17&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;50&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;69&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-27&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-80&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Financial instruments not measured at fair value&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents the estimated fair values of the financial instruments not measured at fair value in the statement of financial position.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:30.933%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.901%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.901%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.901%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.901%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.901%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.906%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="39" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Methods applied in determining fair values of financial assets and liabilities (carried at amortised cost)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying amount presented as fair value&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total fair value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to banks &lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27,443&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,709&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,664&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,722&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19,981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,430&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,862&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,511&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27,507&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,662&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to customers &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;662,687&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;647,313&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19,876&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,681&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14,228&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14,602&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;603,378&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;593,098&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;637,482&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;623,381&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Securities at amortised cost &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49,537&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;48,313&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,202&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;40,041&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,994&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,277&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,954&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,693&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47,151&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46,010&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;739,666&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;712,335&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;23,540&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;18,403&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;42,202&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;40,041&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;37,204&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30,308&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;609,194&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;597,302&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;712,140&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;686,053&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Deposits from banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,496&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,257&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,242&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,764&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,066&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,837&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,968&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,157&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22,799&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Customer deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;692,577&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;650,276&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;575,775&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;556,060&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;70,600&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52,486&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,623&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41,063&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;691,998&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;649,609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities in issue&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;141,175&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;124,670&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;74,190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;62,197&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;36,811&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,606&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31,214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,450&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;142,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;125,253&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Subordinated loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,933&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,401&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,948&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,050&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;241&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;311&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,189&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,361&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;870,181&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;813,603&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;580,017&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;559,824&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;90,138&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;77,248&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;119,729&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;110,469&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;80,674&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;65,482&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;870,558&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;813,022&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1 In accordance with IFRS and for the purpose of this disclosure, the carrying amount of financial instruments with an immediate on demand feature is presented as fair value. &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The aggregation of the fair values presented above does not represent, and should not be construed as representing, the underlying value of ING Group. These fair values were calculated for disclosure purposes only. The carrying amount of financial instruments presented in the above table includes, when applicable, the fair value hedge adjustment, this explains why (for these cases) the carrying amount approximates fair value.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Loans and advances to banks&lt;br/&gt;&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For short term receivables from banks carrying amounts represent a reasonable estimate of the fair value. The fair value of long term receivables from banks is estimated by discounting expected future cash flows using a discount rate based on specific available market data, such as interest rates and appropriate spreads that reflects current credit risk or quoted bonds.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Loans and advances to customers&lt;br/&gt;&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For short term loans carrying amounts represent a reasonable estimate of the fair value. The fair value of long term loans is estimated by discounting expected future cash flows using a discount rate that reflects current credit risk, current interest rates, and other current market conditions where applicable. The fair value of mortgage loans is estimated by taking into account prepayment behaviour. Loans with similar characteristics are aggregated for calculation purposes.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Securities at amortised cost&lt;br/&gt;&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Where available, fair values for debt securities are generally based on quoted market prices. Quoted market prices are obtained from an exchange market, dealer, broker, industry group, pricing service, or regulatory service. The quoted prices from non-exchange sources are reviewed on their tradability of market prices. If quoted prices in an active market are not available, fair value is based on an analysis of available market inputs, which includes consensus prices obtained from one or more pricing services. Furthermore, fair values are determined by valuation techniques discounting expected future cash flows using market interest rate curves, referenced credit spreads, maturity of the investment, and estimated prepayment rates where applicable.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Deposits from banks&lt;br/&gt;&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For short term payables to banks carrying amounts represent a reasonable estimate of the fair value. The fair value of long term payables to banks is estimated by discounting expected future cash flows using a discount rate based on available market interest rates and appropriate spreads that reflects ING&#x2019;s own credit risk.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Customer deposits&lt;br/&gt;&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In the current interest rate environment there is significant embedded value in our on-demand deposits, therefore providing a natural hedge against the impact from rising rates on financial assets. However, for the purpose of this disclosure and in accordance with IFRS, the carrying amounts of deposits with an immediate on demand feature is presented as fair value.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The fair value of deposits with fixed contractual terms has been estimated based on discounting future cash flows using the interest rates currently applicable to deposits of similar maturities.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Debt securities in issue&lt;br/&gt;&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The fair value of debt securities in issue is generally based on quoted market prices, or if not available, on estimated prices by discounting expected future cash flows using a current market interest rate and credit spreads applicable to the yield, credit quality and maturity.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:4pt;margin-top:15pt"&gt;&lt;span style="background-color:#ffffff;color:#696969;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Subordinated loans&lt;br/&gt;&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The fair value of publicly traded subordinated loans are based on quoted market prices when available. Where no quoted market prices are available, fair value of the subordinated loans is estimated using discounted cash flows based on interest rates and credit spreads that apply to similar instruments.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFairValueMeasurementExplanatory>
    <ing:SummaryOfValuationAdjustmentTableTableTextBlock contextRef="c-1" id="f-2271">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:74.170%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.264%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.266%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Valuation adjustment reserves on financial assets and liabilities&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Deferred Day One Profit or Loss &lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-105&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-90&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Own credit adjustments &lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Bid/Offer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-135&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-154&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Model Risk&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-26&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;CVA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-116&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-131&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;DVA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;CollVA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;FVA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-52&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-68&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Total Valuation Adjustments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-366&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-385&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:SummaryOfValuationAdjustmentTableTableTextBlock>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-809" decimals="-6" id="f-2272" unitRef="eur">-105000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-810" decimals="-6" id="f-2273" unitRef="eur">-90000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-811" decimals="-6" id="f-2274" unitRef="eur">18000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-812" decimals="-6" id="f-2275" unitRef="eur">34000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-813" decimals="-6" id="f-2276" unitRef="eur">-135000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-814" decimals="-6" id="f-2277" unitRef="eur">-154000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-815" decimals="-6" id="f-2278" unitRef="eur">-27000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-816" decimals="-6" id="f-2279" unitRef="eur">-26000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-817" decimals="-6" id="f-2280" unitRef="eur">-116000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-818" decimals="-6" id="f-2281" unitRef="eur">-131000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-819" decimals="-6" id="f-2282" unitRef="eur">54000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-820" decimals="-6" id="f-2283" unitRef="eur">55000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-821" decimals="-6" id="f-2284" unitRef="eur">-3000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-822" decimals="-6" id="f-2285" unitRef="eur">-4000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-823" decimals="-6" id="f-2286" unitRef="eur">-52000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-824" decimals="-6" id="f-2287" unitRef="eur">-68000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-825" decimals="-6" id="f-2288" unitRef="eur">-366000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:AdjustmentsForFairValueGainsLosses contextRef="c-826" decimals="-6" id="f-2289" unitRef="eur">-385000000</ifrs-full:AdjustmentsForFairValueGainsLosses>
    <ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory contextRef="c-1" id="f-2290">&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#696969;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Financial instruments at fair value &lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The fair values of the financial instruments were determined as follows:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.584%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.961%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.187%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.433%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Methods applied in determining fair values of financial assets and liabilities (carried at fair value)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'Calibri',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,125&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,438&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,256&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,590&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,913&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,825&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6,427&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,081&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,524&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14,864&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,270&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;39&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;26,257&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27,134&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;535&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;26,671&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27,708&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Loans and receivables&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;79,506&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;63,316&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,131&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;84,787&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;67,446&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;29,044&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;20,302&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;112,194&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;94,533&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;8,341&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;8,179&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;149,579&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;123,015&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets at fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,622&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;254&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;263&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,885&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;40,891&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;35,848&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,746&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,433&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;38,281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;- Loans and receivables&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;855&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;275&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;476&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;676&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,331&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;951&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;43,001&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;37,470&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,602&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;2,707&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;740&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;938&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;46,343&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;41,116&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial liabilities at fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,380&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,088&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,965&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,635&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,359&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8,770&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;66,976&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;57,063&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;66,978&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;57,076&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Trading securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,629&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,604&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,648&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,645&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160; Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,067&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;24,437&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;548&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;670&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,664&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;25,148&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a7a7a7;border-top:1pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,058&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,733&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;98,026&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;89,175&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;564&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;729&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;102,649&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;94,638&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a7a7a7;border-top:1.5pt solid #a7a7a7;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-827" decimals="-6" id="f-2291" unitRef="eur">23125000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-828" decimals="-6" id="f-2292" unitRef="eur">15438000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-829" decimals="-6" id="f-2293" unitRef="eur">4000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-830" decimals="-6" id="f-2294" unitRef="eur">3000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-831" decimals="-6" id="f-2295" unitRef="eur">127000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-832" decimals="-6" id="f-2296" unitRef="eur">150000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-833" decimals="-6" id="f-2297" unitRef="eur">23256000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-834" decimals="-6" id="f-2298" unitRef="eur">15590000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-835" decimals="-6" id="f-2299" unitRef="eur">5913000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-836" decimals="-6" id="f-2300" unitRef="eur">4825000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-837" decimals="-6" id="f-2301" unitRef="eur">6427000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-838" decimals="-6" id="f-2302" unitRef="eur">4081000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-839" decimals="-6" id="f-2303" unitRef="eur">2524000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-840" decimals="-6" id="f-2304" unitRef="eur">3364000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-841" decimals="-6" id="f-2305" unitRef="eur">14864000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-842" decimals="-6" id="f-2306" unitRef="eur">12270000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-843" decimals="-6" id="f-2307" unitRef="eur">6000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-844" decimals="-6" id="f-2308" unitRef="eur">39000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-845" decimals="-6" id="f-2309" unitRef="eur">26257000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
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    <ing:RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable contextRef="c-864" decimals="-8" id="f-2423" unitRef="eur">100000000</ing:RemainingFinancialLiabilitiesClassifiedAsLevel3ThatIncorporatesCertainInputsThatAreUnobservable>
    <ifrs-full:DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory contextRef="c-1" id="f-2424">&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.828%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.026%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.602%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.501%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.527%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.302%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.103%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.426%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.227%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.232%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="33" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Valuation techniques and range of unobservable inputs (Level 3)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Valuation techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Significant unobservable inputs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Lower range&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Upper range&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;In EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;At fair value through profit or loss&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,524&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price per share&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;97&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;236&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spread (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;127&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (price per share)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,475&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5,457&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,838&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,298&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;106&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;117&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spread (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Prepayment rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loan pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;99&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;99&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(Reverse) repo's&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,441&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,832&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Structured notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;92&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;104&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/Equity correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.9&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/FX correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend yield (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spreads (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;101&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Rates&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;292&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;283&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;300&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rate volatility (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reset spread (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Prepayment rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;FX&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Implied volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Credit&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;87&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;216&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;220&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;343&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spread (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;179&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;149&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;17&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;76&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;75&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/Equity correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.0&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity/FX correlation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-0.5&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0.6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1.0&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Dividend yield (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Option pricing model&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Commodity volatility (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;74&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;94&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:0.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;68&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;68&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="9" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;At fair value through other comprehensive income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Loans and advances&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;476&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;676&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Prepayment rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;85&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;254&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;263&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Present value techniques&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit spread (bps)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5.2&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rate (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Payout ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;90&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;n.a.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price based&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Price (%)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;122&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#x2013;&#160;&#160;Debt securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;9,081&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f2f2f2;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;9,118&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;564&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;729&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ifrs-full:DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory>
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    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-870" decimals="-6" id="f-2426" unitRef="eur">3364000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
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    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-922" decimals="-6" id="f-2444" unitRef="eur">1838000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-923" decimals="-6" id="f-2445" unitRef="eur">2298000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
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    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-923" decimals="-6" id="f-2447" unitRef="eur">13000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
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      contextRef="c-929"
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    <ing:PercentageSignificantUnobservableInputs
      contextRef="c-932"
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    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-936" decimals="-6" id="f-2460" unitRef="eur">3441000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-937" decimals="-6" id="f-2461" unitRef="eur">1832000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
    <ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss contextRef="c-938" decimals="-6" id="f-2462" unitRef="eur">2000000</ifrs-full:FinancialAssetsAtFairValueThroughProfitOrLoss>
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    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss contextRef="c-938" decimals="-6" id="f-2464" unitRef="eur">14000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
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    <ifrs-full:DisclosureOfFairValueMeasurementOfAssetsExplanatory contextRef="c-1" id="f-2577">&lt;div style="text-indent:14.17pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:32.508%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.001%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.476%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.926%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.401%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:3.401%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:5.131%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="39" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in Level 3 Financial assets&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets mandatorily at FVPL&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets designated at FVPL&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial assets at FVOCI&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;848&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;873&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;286&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;421&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,849&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,547&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,492&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;938&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;891&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;9,118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;7,526&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Realised gain/loss  recognised in the statement of profit or loss during the period &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;235&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-142&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;248&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-383&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;77&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-322&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Revaluation recognised in other comprehensive income during the period &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;2&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Purchase of assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,246&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;113&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;76&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,208&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;163&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;873&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;331&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,612&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,735&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Sale of assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-34&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-889&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-55&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-138&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-56&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-243&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-567&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2,433&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Maturity/settlement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,005&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-15&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-327&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-576&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-553&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-292&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-22&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-910&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,910&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Reclassifications&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-20&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;723&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;728&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers into Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;879&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;395&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;416&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,860&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers out of Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-566&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-459&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-824&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-245&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1,635&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-994&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-31&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-12&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-59&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Changes in the composition of the group and other changes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-8&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-6&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;180&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;848&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;293&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;286&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;4,718&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,499&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,149&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;3,547&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;740&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;938&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;9,081&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;9,118&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Net gains/losses were recorded as &#x2018;Valuation results and net trading income&#x2019; in the statement of profit or loss. The total amounts includes EUR&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;-92 million (2023: EUR 316 million) of unrealised gains and losses recognised in the statement of profit or loss. &lt;/span&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;2&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Revaluation recognised in other comprehensive income is included on the line &#x2018;Net change in fair value of debt instruments at fair value through other comprehensive income&#x2019;.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFairValueMeasurementOfAssetsExplanatory>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1037" decimals="-6" id="f-2578" unitRef="eur">848000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1038" decimals="-6" id="f-2579" unitRef="eur">873000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1039" decimals="-6" id="f-2580" unitRef="eur">286000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1040" decimals="-6" id="f-2581" unitRef="eur">421000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1041" decimals="-6" id="f-2582" unitRef="eur">3499000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1042" decimals="-6" id="f-2583" unitRef="eur">1849000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1043" decimals="-6" id="f-2584" unitRef="eur">3547000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1044" decimals="-6" id="f-2585" unitRef="eur">3492000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1045" decimals="-6" id="f-2586" unitRef="eur">938000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1046" decimals="-6" id="f-2587" unitRef="eur">891000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-864" decimals="-6" id="f-2588" unitRef="eur">9118000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtFairValue contextRef="c-1047" decimals="-6" id="f-2589" unitRef="eur">7526000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1048" decimals="-6" id="f-2590" unitRef="eur">-188000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1049" decimals="-6" id="f-2591" unitRef="eur">235000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1050" decimals="-6" id="f-2592" unitRef="eur">13000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1051" decimals="-6" id="f-2593" unitRef="eur">-142000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1052" decimals="-6" id="f-2594" unitRef="eur">248000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1053" decimals="-6" id="f-2595" unitRef="eur">-33000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1054" decimals="-6" id="f-2596" unitRef="eur">5000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1055" decimals="-6" id="f-2597" unitRef="eur">-383000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1056" decimals="-6" id="f-2598" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-1057" decimals="-6" id="f-2599" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-904" decimals="-6" id="f-2600" unitRef="eur">77000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets contextRef="c-905" decimals="-6" id="f-2601" unitRef="eur">-322000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="c-1048" decimals="-6" id="f-2602" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="c-1049" decimals="-6" id="f-2603" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="c-1050" decimals="-6" id="f-2604" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="c-1051" decimals="-6" id="f-2605" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="c-1052" decimals="-6" id="f-2606" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="c-1053" decimals="-6" id="f-2607" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="c-1054" decimals="-6" id="f-2608" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="c-1055" decimals="-6" id="f-2609" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
    <ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets contextRef="c-1056" decimals="-6" id="f-2610" unitRef="eur">-12000000</ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets>
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    <ifrs-full:DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory contextRef="c-1" id="f-2724">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.894%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:23.513%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.568%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.807%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.568%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.652%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.807%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.807%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.413%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.965%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="27" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Changes in Level 3 Financial liabilities&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:24pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Trading liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Non-trading derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Financial liabilities designated as at fair value through profit or loss&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:24pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Opening balance as at 1 January&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;382&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;229&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;449&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;729&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;732&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Realised gain/loss recognised in the statement of profit or loss during the period&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-129&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;224&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-57&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-151&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-185&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;53&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;138&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;142&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Redemptions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-102&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-52&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-53&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-56&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-156&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Maturity/settlement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-16&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-4&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-21&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-30&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers into Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;40&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;32&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Transfers out of Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-30&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-102&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Exchange rate differences&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Closing balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;253&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;382&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;296&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;301&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;16&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;47&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;564&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;729&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="padding-left:7.09pt;text-indent:-7.09pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;1&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:2.59pt"&gt;Net gains/losses were recorded as &#x2018;Valuation results and net trading income&#x2019; in the statement of profit or loss. The total amount includes EUR&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;-185 million (31 December 2023: EUR 72&#160;million&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%"&gt;) of unrealised gains and losses recognised in the statement of profit or loss.&lt;/span&gt;&lt;/div&gt;</ifrs-full:DisclosureOfFairValueMeasurementOfLiabilitiesExplanatory>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1065" decimals="-6" id="f-2725" unitRef="eur">382000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1066" decimals="-6" id="f-2726" unitRef="eur">229000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1067" decimals="-6" id="f-2727" unitRef="eur">301000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1068" decimals="-6" id="f-2728" unitRef="eur">449000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1069" decimals="-6" id="f-2729" unitRef="eur">47000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1070" decimals="-6" id="f-2730" unitRef="eur">54000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-864" decimals="-6" id="f-2731" unitRef="eur">729000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1047" decimals="-6" id="f-2732" unitRef="eur">732000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-1071" decimals="-6" id="f-2733" unitRef="eur">-129000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-1072" decimals="-6" id="f-2734" unitRef="eur">224000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-1073" decimals="-6" id="f-2735" unitRef="eur">-57000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-1074" decimals="-6" id="f-2736" unitRef="eur">-151000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-1075" decimals="-6" id="f-2737" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-1076" decimals="-6" id="f-2738" unitRef="eur">-2000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-904" decimals="-6" id="f-2739" unitRef="eur">-185000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities contextRef="c-905" decimals="-6" id="f-2740" unitRef="eur">72000000</ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-1071" decimals="-6" id="f-2741" unitRef="eur">28000000</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-1072" decimals="-6" id="f-2742" unitRef="eur">53000000</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-1073" decimals="-6" id="f-2743" unitRef="eur">110000000</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-1074" decimals="-6" id="f-2744" unitRef="eur">72000000</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-1075" decimals="-6" id="f-2745" unitRef="eur">0</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-1076" decimals="-6" id="f-2746" unitRef="eur">18000000</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-904" decimals="-6" id="f-2747" unitRef="eur">138000000</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ifrs-full:IssuesFairValueMeasurementLiabilities contextRef="c-905" decimals="-6" id="f-2748" unitRef="eur">142000000</ifrs-full:IssuesFairValueMeasurementLiabilities>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-1071" decimals="-6" id="f-2749" unitRef="eur">4000000</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-1072" decimals="-6" id="f-2750" unitRef="eur">102000000</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-1073" decimals="-6" id="f-2751" unitRef="eur">52000000</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-1074" decimals="-6" id="f-2752" unitRef="eur">53000000</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-1075" decimals="-6" id="f-2753" unitRef="eur">0</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-1076" decimals="-6" id="f-2754" unitRef="eur">2000000</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-904" decimals="-6" id="f-2755" unitRef="eur">56000000</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ing:EarlyRepaymentOfLiabilitiesFairValue contextRef="c-905" decimals="-6" id="f-2756" unitRef="eur">156000000</ing:EarlyRepaymentOfLiabilitiesFairValue>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-1071" decimals="-6" id="f-2757" unitRef="eur">10000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-1072" decimals="-6" id="f-2758" unitRef="eur">13000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-1073" decimals="-6" id="f-2759" unitRef="eur">7000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-1074" decimals="-6" id="f-2760" unitRef="eur">16000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-1075" decimals="-6" id="f-2761" unitRef="eur">4000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-1076" decimals="-6" id="f-2762" unitRef="eur">1000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-904" decimals="-6" id="f-2763" unitRef="eur">21000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:SettlementsFairValueMeasurementLiabilities contextRef="c-905" decimals="-6" id="f-2764" unitRef="eur">30000000</ifrs-full:SettlementsFairValueMeasurementLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-1071" decimals="-6" id="f-2765" unitRef="eur">6000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-1072" decimals="-6" id="f-2766" unitRef="eur">40000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-1073" decimals="-6" id="f-2767" unitRef="eur">0</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-1074" decimals="-6" id="f-2768" unitRef="eur">0</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-1075" decimals="-6" id="f-2769" unitRef="eur">2000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-1076" decimals="-6" id="f-2770" unitRef="eur">32000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-904" decimals="-6" id="f-2771" unitRef="eur">8000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities contextRef="c-905" decimals="-6" id="f-2772" unitRef="eur">72000000</ifrs-full:TransfersIntoLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-1071" decimals="-6" id="f-2773" unitRef="eur">19000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-1072" decimals="-6" id="f-2774" unitRef="eur">49000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-1073" decimals="-6" id="f-2775" unitRef="eur">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-1074" decimals="-6" id="f-2776" unitRef="eur">0</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-1075" decimals="-6" id="f-2777" unitRef="eur">30000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-1076" decimals="-6" id="f-2778" unitRef="eur">54000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-904" decimals="-6" id="f-2779" unitRef="eur">49000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities contextRef="c-905" decimals="-6" id="f-2780" unitRef="eur">102000000</ifrs-full:TransfersOutOfLevel3OfFairValueHierarchyLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-1077" decimals="-6" id="f-2781" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-1078" decimals="-6" id="f-2782" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-1073" decimals="-6" id="f-2783" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-1074" decimals="-6" id="f-2784" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-1075" decimals="-6" id="f-2785" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-1076" decimals="-6" id="f-2786" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-904" decimals="-6" id="f-2787" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities contextRef="c-905" decimals="-6" id="f-2788" unitRef="eur">0</ifrs-full:GainsLossesRecognisedInProfitOrLossOnExchangeDifferencesFairValueMeasurementLiabilities>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1079" decimals="-6" id="f-2789" unitRef="eur">253000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1065" decimals="-6" id="f-2790" unitRef="eur">382000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1080" decimals="-6" id="f-2791" unitRef="eur">296000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1067" decimals="-6" id="f-2792" unitRef="eur">301000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1081" decimals="-6" id="f-2793" unitRef="eur">16000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-1069" decimals="-6" id="f-2794" unitRef="eur">47000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-863" decimals="-6" id="f-2795" unitRef="eur">564000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:FinancialLiabilitiesAtFairValue contextRef="c-864" decimals="-6" id="f-2796" unitRef="eur">729000000</ifrs-full:FinancialLiabilitiesAtFairValue>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="c-1082" decimals="-6" id="f-2797" unitRef="eur">-185000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
    <ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement contextRef="c-1083" decimals="-6" id="f-2798" unitRef="eur">72000000</ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement>
    <ing:DisclosureOfFairValueFinancialSensitivityAnalysisExplanatoryTableTextBlock contextRef="c-1" id="f-2799">&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The valuation uncertainty in the table below is broken down by related risk class rather than by product. The possible impact of a change of unobservable inputs in the fair value of financial instruments where unobservable inputs are significant to the valuation is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.585%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:56.042%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.616%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Sensitivity analysis of Level 3 instruments&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Positive fair&#160;value movements from using reasonable possible alternatives&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Negative fair&#160;value movements from using reasonable possible alternatives&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Equity (equity derivatives, structured notes)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;18&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Interest rates (Rates derivatives, FX derivatives)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;0&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Credit (Debt securities, Loans, structured notes, credit derivatives)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-8&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;-17&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;50&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;69&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-27&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;-80&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</ing:DisclosureOfFairValueFinancialSensitivityAnalysisExplanatoryTableTextBlock>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1084" decimals="-6" id="f-2800" unitRef="eur">20000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1085" decimals="-6" id="f-2801" unitRef="eur">18000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1084" decimals="-6" id="f-2802" unitRef="eur">-14000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1085" decimals="-6" id="f-2803" unitRef="eur">-9000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1086" decimals="-6" id="f-2804" unitRef="eur">6000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1087" decimals="-6" id="f-2805" unitRef="eur">3000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1086" decimals="-6" id="f-2806" unitRef="eur">-1000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1087" decimals="-6" id="f-2807" unitRef="eur">0</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1088" decimals="-6" id="f-2808" unitRef="eur">23000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1089" decimals="-6" id="f-2809" unitRef="eur">45000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1088" decimals="-6" id="f-2810" unitRef="eur">-8000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1089" decimals="-6" id="f-2811" unitRef="eur">-54000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1090" decimals="-6" id="f-2812" unitRef="eur">2000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-1091" decimals="-6" id="f-2813" unitRef="eur">3000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1090" decimals="-6" id="f-2814" unitRef="eur">-3000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-1091" decimals="-6" id="f-2815" unitRef="eur">-17000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-904" decimals="-6" id="f-2816" unitRef="eur">50000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:PositiveFairValueMovementsUsingPossibleAlternatives contextRef="c-905" decimals="-6" id="f-2817" unitRef="eur">69000000</ing:PositiveFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-904" decimals="-6" id="f-2818" unitRef="eur">-27000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:NegativeFairValueMovementsUsingPossibleAlternatives contextRef="c-905" decimals="-6" id="f-2819" unitRef="eur">-80000000</ing:NegativeFairValueMovementsUsingPossibleAlternatives>
    <ing:DisclosureOfFairValueFinancialAssetsAndLiabilitiesAmortisedCostExplanatoryTableTextBlock contextRef="c-1" id="f-2820">&lt;div style="margin-bottom:4pt;margin-top:17pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Financial instruments not measured at fair value&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents the estimated fair values of the financial instruments not measured at fair value in the statement of financial position.&lt;/span&gt;&lt;/div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.969%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:30.933%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.901%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.901%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.901%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.901%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.901%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.226%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:4.906%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="39" style="background-color:#ff6200;padding:2px 1pt 2px 4.97pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ffffff;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Methods applied in determining fair values of financial assets and liabilities (carried at amortised cost)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="margin-top:11pt;text-align:right"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Carrying amount presented as fair value&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 1&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 2&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Level 3&lt;/span&gt;&lt;/td&gt;&lt;td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total fair value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;in EUR million&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30 June 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#ff6200;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;31 December 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to banks &lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27,443&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,709&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,664&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,722&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19,981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;11,430&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,862&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,511&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;27,507&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,662&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Loans and advances to customers &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;662,687&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;647,313&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;19,876&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,681&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14,228&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;14,602&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;603,378&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;593,098&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;637,482&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;623,381&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Securities at amortised cost &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;49,537&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;48,313&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,202&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;40,041&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;2,994&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,277&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,954&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;1,693&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;47,151&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;46,010&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;739,666&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;712,335&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;23,540&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;18,403&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;42,202&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;40,041&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;37,204&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;30,308&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;609,194&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;597,302&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;712,140&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;686,053&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:12pt"&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Financial liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Deposits from banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,496&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;23,257&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;4,242&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,764&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;12,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,066&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,837&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;3,968&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,157&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;22,799&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Customer deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;692,577&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;650,276&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;575,775&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;556,060&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;70,600&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;52,486&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;45,623&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;41,063&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;691,998&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;649,609&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Debt securities in issue&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;141,175&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;124,670&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;74,190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;62,197&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;36,811&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;42,606&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;31,214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;20,450&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;142,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;125,253&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="margin-top:11pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Subordinated loans&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,933&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,401&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,948&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,050&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;241&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;311&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;16,189&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:0.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;15,361&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:0.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-bottom:1.5pt solid #a8a8a8;border-top:0.5pt solid #a8a8a8;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;870,181&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;813,603&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;580,017&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;559,824&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;90,138&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;77,248&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;119,729&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;110,469&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;80,674&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;65,482&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;870,558&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#f0f0f0;border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;813,022&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:1.5pt solid #a8a8a8;border-top:1.5pt solid #a8a8a8;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;1 In accordance with IFRS and for the purpose of this disclosure, the carrying amount of financial instruments with an immediate on demand feature is presented as fair value.</ing:DisclosureOfFairValueFinancialAssetsAndLiabilitiesAmortisedCostExplanatoryTableTextBlock>
    <ifrs-full:LoansAndAdvancesToBanks contextRef="c-1092" decimals="-6" id="f-2821" unitRef="eur">27443000000</ifrs-full:LoansAndAdvancesToBanks>
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    <ifrs-full:LoansAndAdvancesToBanks contextRef="c-1094" decimals="-6" id="f-2823" unitRef="eur">3664000000</ifrs-full:LoansAndAdvancesToBanks>
    <ifrs-full:LoansAndAdvancesToBanks contextRef="c-1095" decimals="-6" id="f-2824" unitRef="eur">2722000000</ifrs-full:LoansAndAdvancesToBanks>
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    <ifrs-full:LoansAndAdvancesToBanks contextRef="c-1098" decimals="-6" id="f-2827" unitRef="eur">19981000000</ifrs-full:LoansAndAdvancesToBanks>
    <ifrs-full:LoansAndAdvancesToBanks contextRef="c-1099" decimals="-6" id="f-2828" unitRef="eur">11430000000</ifrs-full:LoansAndAdvancesToBanks>
    <ifrs-full:LoansAndAdvancesToBanks contextRef="c-1100" decimals="-6" id="f-2829" unitRef="eur">3862000000</ifrs-full:LoansAndAdvancesToBanks>
    <ifrs-full:LoansAndAdvancesToBanks contextRef="c-1101" decimals="-6" id="f-2830" unitRef="eur">2511000000</ifrs-full:LoansAndAdvancesToBanks>
    <ifrs-full:LoansAndAdvancesToBanks contextRef="c-1102" decimals="-6" id="f-2831" unitRef="eur">27507000000</ifrs-full:LoansAndAdvancesToBanks>
    <ifrs-full:LoansAndAdvancesToBanks contextRef="c-1103" decimals="-6" id="f-2832" unitRef="eur">16662000000</ifrs-full:LoansAndAdvancesToBanks>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-1092" decimals="-6" id="f-2833" unitRef="eur">662687000000</ifrs-full:LoansAndAdvancesToCustomers>
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    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-1094" decimals="-6" id="f-2835" unitRef="eur">19876000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-1095" decimals="-6" id="f-2836" unitRef="eur">15681000000</ifrs-full:LoansAndAdvancesToCustomers>
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    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-1098" decimals="-6" id="f-2839" unitRef="eur">14228000000</ifrs-full:LoansAndAdvancesToCustomers>
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    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-1101" decimals="-6" id="f-2842" unitRef="eur">593098000000</ifrs-full:LoansAndAdvancesToCustomers>
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    <ifrs-full:LoansAndAdvancesToCustomers contextRef="c-1103" decimals="-6" id="f-2844" unitRef="eur">623381000000</ifrs-full:LoansAndAdvancesToCustomers>
    <ing:SecuritiesAtAmortisedCost contextRef="c-1092" decimals="-6" id="f-2845" unitRef="eur">49537000000</ing:SecuritiesAtAmortisedCost>
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    <ing:SecuritiesAtAmortisedCost contextRef="c-1098" decimals="-6" id="f-2851" unitRef="eur">2994000000</ing:SecuritiesAtAmortisedCost>
    <ing:SecuritiesAtAmortisedCost contextRef="c-1099" decimals="-6" id="f-2852" unitRef="eur">4277000000</ing:SecuritiesAtAmortisedCost>
    <ing:SecuritiesAtAmortisedCost contextRef="c-1100" decimals="-6" id="f-2853" unitRef="eur">1954000000</ing:SecuritiesAtAmortisedCost>
    <ing:SecuritiesAtAmortisedCost contextRef="c-1101" decimals="-6" id="f-2854" unitRef="eur">1693000000</ing:SecuritiesAtAmortisedCost>
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    <ing:SecuritiesAtAmortisedCost contextRef="c-1103" decimals="-6" id="f-2856" unitRef="eur">46010000000</ing:SecuritiesAtAmortisedCost>
    <ifrs-full:FinancialAssets contextRef="c-1092" decimals="-6" id="f-2857" unitRef="eur">739666000000</ifrs-full:FinancialAssets>
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    <ifrs-full:DepositsFromBanks contextRef="c-1105" decimals="-6" id="f-2870" unitRef="eur">23257000000</ifrs-full:DepositsFromBanks>
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    <ifrs-full:DepositsFromBanks contextRef="c-1111" decimals="-6" id="f-2876" unitRef="eur">15066000000</ifrs-full:DepositsFromBanks>
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    <ifrs-full:DepositsFromBanks contextRef="c-1113" decimals="-6" id="f-2878" unitRef="eur">3968000000</ifrs-full:DepositsFromBanks>
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    <ifrs-full:DepositsFromBanks contextRef="c-1115" decimals="-6" id="f-2880" unitRef="eur">22799000000</ifrs-full:DepositsFromBanks>
    <ifrs-full:DepositsFromCustomers contextRef="c-1104" decimals="-6" id="f-2881" unitRef="eur">692577000000</ifrs-full:DepositsFromCustomers>
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    <ifrs-full:DepositsFromCustomers contextRef="c-1110" decimals="-6" id="f-2887" unitRef="eur">70600000000</ifrs-full:DepositsFromCustomers>
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    <ifrs-full:DepositsFromCustomers contextRef="c-1113" decimals="-6" id="f-2890" unitRef="eur">41063000000</ifrs-full:DepositsFromCustomers>
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    <ifrs-full:DebtSecurities contextRef="c-1104" decimals="-6" id="f-2893" unitRef="eur">141175000000</ifrs-full:DebtSecurities>
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    <ifrs-full:FinancialLiabilities contextRef="c-1104" decimals="-6" id="f-2917" unitRef="eur">870181000000</ifrs-full:FinancialLiabilities>
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    <ifrs-full:FinancialLiabilities contextRef="c-1114" decimals="-6" id="f-2927" unitRef="eur">870558000000</ifrs-full:FinancialLiabilities>
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    <ing:DisclosureOfLegalProceedingsExplanatoryTextBlock contextRef="c-1" id="f-2929">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;21   Legal proceedings&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group and its consolidated subsidiaries are involved in governmental, regulatory, arbitration and legal proceedings and investigations in the Netherlands and in a number of foreign jurisdictions, including the U.S., involving claims by and against them which arise in the ordinary course of their businesses, including in connection with their activities as lenders, broker-dealers, underwriters, issuers of securities and investors and their position as employers and taxpayers. In certain of such proceedings, very large or indeterminate amounts are sought, including punitive and other damages. While it is not feasible to predict or determine the ultimate outcome of all pending or threatened governmental, regulatory, arbitration and legal proceedings and investigations, ING is of the opinion that some of the proceedings and investigations set out below may have or have in the recent past had a significant effect on the financial position, profitability or reputation of the ING and/or the ING and its consolidated subsidiaries.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Settlement agreement&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;: On 4 September 2018, ING announced that it had entered into a settlement agreement with the Dutch Public Prosecution Service relating to previously disclosed investigations &lt;/span&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;regarding various requirements for client on-boarding and the prevention of money laundering and corrupt practices. Following the entry into the settlement agreement, ING has experienced heightened scrutiny from authorities in various countries. ING is also aware, including as a result of media reports, that other parties may, among other things, seek to commence legal proceedings against ING in connection with the subject matter of the settlement. Certain parties filed requests with the Court of Appeal in The Netherlands to reconsider the prosecutor&#x2019;s decision to enter into the settlement agreement with ING and not to prosecute ING or (former) ING employees. In December 2020, the Court of Appeal issued its final ruling. In this ruling the prosecutors' decision to enter into the settlement agreement with ING was upheld, making the settlement final. However, in a separate ruling, the Court ordered the prosecution of ING&#x2019;s former CEO.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Litigation by investors&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;: In February and March 2024, ING and certain (former) board members were served with a writ of summons for litigation in The Netherlands on behalf of investors who claim to have suffered financial losses in connection with ING's disclosures on historic shortcomings in its financial economic crime policies, related risk management and control systems, the investigation by and settlement with the Dutch authorities in 2018 and related risks for ING. We do not agree with the allegations and will defend ourselves against these and the claimed damages of EUR 587&#160;million. We follow IFRS rules for taking legal provisions and would disclose material amounts in that regard if and when applicable - which currently is not the case.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Findings regarding AML processes: &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As previously disclosed, after its September 2018 settlement with Dutch authorities concerning anti-money laundering matters, and in the context of significantly increased attention on the prevention of financial economic crime, ING has experienced heightened scrutiny by authorities in various countries. The interactions with such regulatory and judicial authorities have included, and can be expected to continue to include, onsite visits, information requests, investigations and other enquiries. Such interactions, as well as ING&#x2019;s internal assessments in connection with its global enhancement programme, have in some cases resulted in satisfactory outcomes, and also have resulted in, and may continue to result in, findings, or other conclusions which may require appropriate remedial actions by ING, or may have other consequences. ING intends to continue to work in close cooperation with authorities as it seeks to improve its management of non-financial risks in terms of policies, tooling, monitoring, governance, knowledge and behaviour.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In January 2022, a Luxembourg investigating judge informed ING Luxembourg that he intends to instruct the relevant prosecutor to prepare a criminal indictment regarding alleged shortcomings in the AML process at ING Luxembourg. Although this matter still remains at an early procedural stage and it is currently not possible to determine how this matter will be resolved or the timing of any such resolution, ING does not expect a financial outcome of this matter to have a material effect.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING's subsidiary Payvision was the subject of a criminal investigation by Dutch authorities regarding money laundering and various requirements of the Dutch act on Anti-Money Laundering and Counter Terrorist Financing, focusing on the period from 1 January 2015 up to and including April 2020. Payvision cooperated with such investigation. In October 2021, the phasing out of Payvision was announced. The phasing out of &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;activities and the transfer of customers to a new service provider were completed in 2022. At the request of Payvision, its license has been withdrawn. In April 2024, the Dutch authorities closed the investigation, without charges against Payvision, but with the issuance of a penalty order against two former directors of Payvision.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING continues to take steps to enhance its management of compliance risks and embed stronger awareness across the whole organisation. These steps are part of the global KYC programme and set of initiatives, which includes enhancing KYC files and working on various structural improvements in compliance policies, tooling, monitoring, governance, knowledge and behaviour.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Tax cases&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;: Because of the geographic spread of its business, ING may be subject to tax audits, investigations and procedures in numerous jurisdictions at any point in time. Although ING believes that it has adequately provided for all its tax positions, the ultimate resolution of these audits, investigations and procedures is uncertain and may result in liabilities which are materially different from the amounts recognised. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Litigation regarding products of a former subsidiary in Mexico:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; Proceedings in which ING is involved include complaints and lawsuits concerning the performance of certain interest sensitive products that were sold by a former subsidiary of ING in Mexico.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Claims regarding accounts with predecessors of ING Bank T&#xfc;rkiye:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; ING Bank T&#xfc;rkiye has received numerous claims from (former) customers of legal predecessors of ING Bank T&#xfc;rkiye. The claims are based on offshore accounts held with these banks, which banks were seized by the Savings Deposit Insurance Fund (&#x201c;SDIF&#x201d;) prior to the acquisition of ING Bank T&#xfc;rkiye in 2007 from OYAK. Pursuant to the acquisition contract, ING Bank T&#xfc;rkiye can claim compensation from SDIF if a court orders ING Bank T&#xfc;rkiye to pay amounts to the offshore account holders. SDIF has made payments to ING Bank T&#xfc;rkiye pursuant to such compensation requests, but filed various lawsuits to receive those amounts back. In April 2022 the Turkish Supreme Court decided that the prescription period for the offshore account holders&#x2019; compensation claims starts on the transfer date of the account holders to the offshore accounts. In July 2024 one of the lawsuits has been finalized in favour of ING Bank T&#xfc;rkiye with the Turkish Supreme Court's verdict which is likely to be a precedent decision for the other ongoing files.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In 2024, SDIF initiated enforcement procedures against ING Bank T&#xfc;rkiye, based on the decision in April 2022 by the Turkish Supreme Court referred to above. SDIF alleges that this decision means that ING Bank T&#xfc;rkiye has to return certain payments made by SDIF regarding the offshore depositors' receivables cases, as the statute of limitations had already expired. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;At this moment it is not possible to assess the outcome of these procedures nor to provide an estimate of the (potential) financial effect of these claims.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Interest rate derivatives claims&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;: In the past a uniform recovery framework for Dutch SME clients with interest rate derivatives was established by a committee of independent experts appointed by the Dutch Ministry of Finance. In the context of this recovery framework most claims have been settled, however ING is still involved in several legal proceedings in the Netherlands with respect to interest rate derivatives that were sold to clients in connection with floating interest rate loans in order to hedge the interest rate risk of the loans. These proceedings are based on several legal grounds, depending on the facts and circumstances of each specific case, inter alia alleged breach of duty of care, insufficient information provided to the clients on the product and its risks and other elements related to the interest rate derivatives that were sold to clients. In some cases, the court has ruled in favour of the claimants and awarded damages, annulled the interest rate derivative or ordered repayment of certain amounts to the claimants. In one case, the business client filed an appeal in cassation with the Dutch Supreme Court in April 2024.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Interest surcharges claims: &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING received complaints and was involved in litigation with certain individuals in the Netherlands regarding increases in interest surcharges with respect to several credit products, including but not limited to commercial property. ING has reviewed the relevant product portfolio. The provision previously taken has been reversed for certain of these complaints. All claims are dealt with individually. Thus far, the courts have ruled in favour of ING in each case, ruling that ING was allowed to increase the interest surcharge based upon the essential obligations in the contract. In a relevant case the Dutch Supreme Court ruled in favor of another Dutch bank, addressing the question whether or not a bank is allowed to increase interest surcharges unilaterally. The Dutch Supreme Court ruled affirmatively and referred the case to the Court of Appeal in The Hague. The Court of Appeal also ruled in favour of the Dutch bank in October 2022 and this ruling has been confirmed by the Dutch Supreme Court in its ruling of 22 December 2023. ING will continue to deal with all claims individually. In the last pending case against ING, the claimant filed an appeal in cassation with the Dutch Supreme Court in January 2024.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Mortgage expenses claims:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; ING Spain has received claims and is involved in procedures with customers regarding reimbursement of expenses associated with the formalisation of mortgages. In most first instance court proceedings the expense clause of the relevant mortgage contract has been declared null and ING Spain has been ordered to reimburse all or part of the applicable expenses. Since 2018, the Spanish Supreme Court and the European Court of Justice ("CJEU") have issued rulings setting out which party should bear notary, registration, agency, and stamp duty costs. In January 2021, the Spanish Supreme Court ruled that valuation costs of mortgages, signed prior to 16 June 2019, the date the new mortgage law entered into force, should be borne by the bank. Media attention for the statute of limitations applicable to the right to claim reimbursement of costs resulted in an increased number of claims at the beginning of 2021. In June 2021, the Spanish Supreme Court published a press release stating its decision to ask the CJEU for a preliminary ruling regarding the criteria that should be applied to determine the date from which the action for claiming the reimbursement of mortgage expenses is considered to be expired. In January 2024, the CJEU ruled that the limitation period for the judicial claim for reimbursement of expenses cannot begin to run from a Supreme Court decision declaring the clause null and void, nor from the moment of the payment of the expenses. The CJEU indicated that it is up to national case-law to determine the criterion that should be applied for the calculation of the limitation period. In April 2024 the CJEU ruled that it was not against &lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="width:100.000%"&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.497%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;European Union laws that the period of prescription began to be calculated from the moment the clause was declared null. Following the CJEU approach, on 14 June 2024 the Spanish Supreme Court issued its final decision stating in short that the 5-year period to claim the reimbursement of costs can only begin from the date each individual clause is declared null by a judge. The Spanish Supreme Court also leaves a small door open for banks in case they can demonstrate that a specific individual indeed had knowledge of the unfairness of the clause before that moment. ING is reviewing the best way to address the latest developments.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Spain was also included, together with other Spanish banks, in three class actions filed by customer associations. In one of the class actions an agreement was reached with the association. In another class action ING filed an appeal asking the Spanish Court of Appeal to determine that the ruling of the court of first instance is only applicable to the consumers that were part of the case. The National Court has revoked the ruling and declared that the consumers will not be able to initiate an action for compensation based on the first instance ruling, as the claimant association intended. This last decision is not yet final, as it has been appealed in the Supreme Court. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;A provision has been established in the past and has been adjusted where appropriate.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Imtech claims: &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In the Netherlands, the trustees in the bankruptcy of Imtech N.V. (&#x201c;Imtech&#x201d;) claimed in September 2018 from various financing parties, including ING, (i) payment to the bankrupt estate of what the security agent at that time had collected following bankruptcy or intended to collect, (ii) repayment of all that was repaid to the financing parties, as well as (iii) compensation for the repayment of a bridge financing, provided by ING and another bank. This matter was settled by all Imtech financiers, including ING, and the Imtech trustees in October 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In January 2018, ING Bank received a claim from Stichting ImtechClaim.nl and Imtech Shareholders Action Group B.V. on behalf of certain (former) shareholders of Imtech. In March 2018, ING Bank received another claim on the same subject matter from the Dutch Association of Stockholders (Vereniging van Effectenbezitters, &#x201c;VEB&#x201d;). In 2022, these claimants reiterated and further substantiated their claim in a letter to ING. Each of the claimants allege inter alia that shareholders they represent were misled by the prospectus of the rights issues of Imtech in July 2013 and October 2014. Underwriters, including ING are held liable by these claimants for the damages that shareholders would have suffered. ING responded to these claimants denying any and all responsibility in relation to the allegations made in the relevant letters. In March 2024, Imtech trustees, VEB and other parties entered into a settlement agreement that contained a release for claims regarding this subject matter. This release, by way of third-party clause, applies to ING as well. The other claimants (one of which is now dissolved) are not party to this agreement and at this moment it is not possible to assess  whether the remaining claims would lead to any court case and what the outcome of such court cases would be.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="display:inline-block;max-width:3.004%;min-width:2.004%;vertical-align:top"&gt;&lt;/div&gt;&lt;div style="display:inline-block;vertical-align:top;width:48.499%"&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Claims regarding mortgage loans in Swiss franc in Poland:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; ING Poland is a defendant in several lawsuits with retail customers who took out mortgage loans indexed to the Swiss franc. Such customers have alleged that the mortgage loan contract contains abusive clauses. One element that the court is expected to consider in determining whether such contracts contain abusive clauses is whether the rules to determine the exchange rate used for the conversion of the loan from Polish zloty to Swiss franc are unambiguous and verifiable. In December 2020, the Polish Financial Supervision Authority (PFSA) proposed that lenders offer borrowers voluntary out-of-court settlements on foreign-currency mortgage disputes, with mortgages indexed to Swiss franc serving as a reference point. In February 2021, ING Poland announced its support for this initiative and in October 2021 began offering the settlements to the borrowers following the PFSA&#x2019;s proposal. In October 2022, a hearing of the European Court of Justice ("CJEU") was held inter alia on the question whether, after cancellation of a contract regarding a Swiss franc loan by a court, banks may still charge interests for the amount borrowed under such loan prior to cancellation. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In June 2023, the CJEU issued a ruling. It ruled that under EU law when a loan agreement indexed to the Swiss franc is declared null and void, banks cannot claim any remuneration (i.e. interest) for the duration the principal amount was available to the customer. The customer, however, may assert claims against banks in addition to reimbursement of interest and instalments previously paid to the bank. In September and December 2023, the CJEU issued rulings providing further clarity on the limitation period and about the question of when a contract clause can be considered unfair. In April 2024, the Polish Supreme Court issued a ruling stating that if it is impossible to establish a binding foreign currency exchange rate for the parties in the indexed or denominated loan agreement, the agreement is also not binding in other respects. ING has recorded a portfolio provision.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Certain Consumer Credit Products:&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; In October 2021, ING announced that it would offer compensation to its Dutch retail customers in connection with certain revolving consumer loans with variable interest rates that allegedly did not sufficiently follow market rates. This announcement was made in response to several rulings by the Dutch Institute for Financial Disputes (Kifid) regarding similar products at other banks. ING has recognized a provision of EUR 180 million in 2021 for compensation and costs in connection with this matter. On 22 December 2021, ING announced that it reached an agreement with the Dutch Consumers&#x2019; Association (Consumentenbond) on the compensation methodology for revolving credits. Based on a Kifid ruling regarding similar products, ING has amended its previously announced compensation scheme by also compensating interest on interest. In the third quarter of 2022, ING increased its provision for this matter by EUR 75 million. In the fourth quarter of 2022, ING and the Dutch Consumers&#x2019; Association reached an agreement on the compensation of customers who have had an overdraft facility or a revolving credit card with a variable interest rate. ING has started compensating such customers in line with Kifid rulings about revolving credits including &#x2018;interest-on-interest&#x2019;-effect in these cases. The compensation process is taking more time than expected. Timelines for compensation vary depending on customer and product segmentation and are dependent on the availability of data. In 2Q 2024 the compensation process was expedited.&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Climate litigation: &lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In January 2024, Friends of the Earth Netherlands (Milieudefensie) announced that it holds ING liable for alleged contribution to climate change and threatens to initiate legal proceedings against ING. If necessary, ING will defend its science-based climate approach in court.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Russian claims&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;: Several ING entities have received claims from, and are involved in litigation with, certain Russia-linked entities. They claim the payment of principal or interest or other amounts that they have not received pursuant to sanctions. Claims are also made related to the settlement of contracts that have been terminated after sanctions were imposed. We do not agree with these claims, as they do not comply with the underlying contracts or applicable laws, including sanctions. We follow IFRS rules for taking legal provisions and would disclose material amounts in that regard if and when applicable which currently is not the case.&lt;/span&gt;&lt;/div&gt;</ing:DisclosureOfLegalProceedingsExplanatoryTextBlock>
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    <ing:DisclosureOfDetailedInformationAboutCapitalManagementExplanatory contextRef="c-1" id="f-2939">&lt;div style="margin-bottom:6pt;margin-top:18pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:14pt;font-weight:700;line-height:120%"&gt;22   Capital management&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING manages capital using the IFRS-EU equity position as a basis. ING Group&#x2019;s Common Equity Tier 1 capital (CET1) ratio remained strong in the first half of 2024. The CET1 ratio decreased from 14.7% at the end of December 2023 to 14.0% at the end of June 2024, mainly due to the EUR 2,500 million deduction from CET1 capital due to the ongoing share buyback programme which was announced in May 2024 and higher risk-weighted assets. This is partially offset by the inclusion of 1,635 million of net profit after dividend reserving.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING Group&#x2019;s CET1 target level is around 12.5%. This target level is comfortably above the prevailing Maximum Distributable Amount (MDA) level of 10.71%, implying a management buffer of 179 basis points.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Distribution&lt;/span&gt;&lt;span style="background-color:#ffff00;color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;&lt;br/&gt;&lt;/span&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ING has reserved EUR 1,723 million of the net profit for distribution outside of CET1 capital in the first six months of the year, reflecting our distribution policy of a 50% pay-out ratio on resilient net profit. Resilient net profit, which is defined as net profit adjusted for significant items not linked to the normal course of business, over the first six months of 2024 is EUR 3,446 million (based on IFRS-EU net result: EUR 3,358 million). This includes a positive P&amp;amp;L adjustment of EUR 88 million related to hyperinflation accounting on T&#xfc;rkiye.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Following our distribution policy of a 50% pay-out ratio on resilient net profit, a final cash dividend over 2023 of EUR 0.756 per share was paid on 3 May 2024. An interim dividend over the first six months of 2024 of EUR 0.35 per share will be paid on 12 August 2024 (representing ~1/3 of resilient net profit over the first six months of 2024).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;On 5 February 2024, ING announced that it had completed the EUR 2,500 million share buyback programme which was announced on 2 November 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;On 4 March 2024, a share buyback programme of EUR 43 million for the purpose of meeting obligations under the employee share-based compensation plans was completed. The share buyback programme had negligible impact on ING's CET1 ratio.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:15pt;margin-top:15pt"&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;On 2 May 2024, ING announced a next step to converge the CET1 ratio towards the CET1 target level by distributing a maximum total amount of EUR 2,500 million. The share buyback programme is expected to end no later than 29 October 2024. The share buyback programme had an impact of roughly 77 basis points on Group&#x2019;s CET1 ratio.&lt;/span&gt;&lt;/div&gt;&lt;span style="color:#333333;font-family:'ING Me',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Ratings&lt;/span&gt;Moody&#x2019;s outlook on senior unsecured ratings changed from Stable to Positive. The ratings and outlook from S&amp;amp;P and Fitch remained unchanged in the first six months of 2024.</ing:DisclosureOfDetailedInformationAboutCapitalManagementExplanatory>
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        <link:footnote id="fn-1" xlink:label="fn-1" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US"><xhtml:span style="color:#333333;font-family:'ING Me',sans-serif;font-size:8pt;font-weight:400;line-height:120%">1 Includes impact of application of hyperinflation accounting under IAS 29</xhtml:span></link:footnote>
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        <link:footnote id="fn-2" xlink:label="fn-2" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Changes in policy following the adoption of IFRS 17 and change in policy for non-financial guarantees</link:footnote>
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        <link:footnote id="fn-3" xlink:label="fn-3" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US"> Includes dividends received as recognized within Investment Income, from equity securities included in the Financial assets at fair value through profit or loss, Financial assets at fair value through OCI, and from Investments in associates and joint ventures. Dividends paid and received from trading positions have been included.</link:footnote>
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